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2757 Sweetbriar Ct
D+ Composite 47.78
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.6/30.0
  • ARV discount +11.8/15.0
  • Schools +6.2/10.0
  • 1% rule +4.8/10.0
  • DSCR +3.8/10.0
  • Livability +3.3/5.0
  • Rent growth +3.1/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$159,000

2757 Sweetbriar Ct · Toledo, OH 43615
3 bd · 1.5 ba · 1,356 sqft · Townhouse · 86 Days on market
Built 1988 Fair condition Garage $117/sqft · 10% below area Est $176k · 10% under $150/mo HOA · 10% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

VERY CLEAN AND SPACIOUS TOWNHOUSE. NEUTRAL DECOR, PRIVATE PATIO, WELL-LANDSCAPED, QUIET SETTING / OPEN GRASSY AREAS. GOOD PARKING. ALL APPLIANCES INCLUDED. MUST SELL. EASY TO SHOW.

Key facts

  • Open-concept layout
  • $150 HOA
  • Garage

Tags

OPEN-CONCEPT LAYOUTSYLVANIA SCHOOL DISTRICT

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath townhouse listed at $159k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $-21 ($-246/yr) — negative.
  • To cash-flow at today's rent, offer at most $156k (1.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $155k (2.2% below list).
  • Recommended offer: $149k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 66/100 on livability (#645 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, crime F, commute F.
  • Sylvania Schools (suburban): math 63% / reading 71% proficiency, ranked #157 of 656 in OH (top 24%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 18% free/reduced lunch — higher-income household profile.
  • Zoned schools: Stranahan Elementary School (math 52% / reading 63%, grade C+, #721 of 1,584 statewide, top 46%, 528 students, 32% FRL); Sylvania Timberstone Junior High School (math 56% / reading 72%, grade B+, #221 of 654 statewide, top 35%, 600 students, 24% FRL); Sylvania Southview High School (math 53% / reading 74%, grade B-, #196 of 781 statewide, top 25%, 1,107 students, 22% FRL).
  • Market conditions: Rents rising (+2.6%/yr); 234 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals leasing fast (median 0d on market — plan ~1-2 weeks tenant-placement turnaround); 415 units permitted in Lucas County in 2024 (122 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Lucas County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 86 days — a 6% lower offer ($149k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $60k; list at $159k implies a 165% gain — meaningful room to come down on a strong offer.
Recommended offer $149,460 (6.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 86 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  3. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
6.14%
Cash-on-cash
-0.55%
DSCR
0.98
GRM
8.5

CMA / ARV

ARV (median comp)
$175,745
List price
$159,000
Delta
-9.53%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2766 Sweetbriar Ct 0.05mi 3/1.5 1,356 (0%) 7mo $165,000 $122 92
2753 Sweetbriar Ct #2753 0.01mi 3/1.5 1,356 (0%) 15mo $164,900 $122 87
2776 Sweetbriar Ct 0.05mi 2/2.0 (-1) 1,413 (+4%) 20mo $175,750 $124 67
6029 Red Oak Dr #6029 0.23mi 3/2.0 1,388 (+2%) 20mo $110,000 $79 66
2412 Mckivett Dr #2412 0.71mi 2/2.0 (-1) 1,455 (+7%) 9mo $227,000 $156 40
6636 Regents Park Blvd #6636 0.73mi 2/2.0 (-1) 1,413 (+4%) 15mo $250,000 $177 40
2408 Mckivett Dr 0.71mi 2/2.0 (-1) 1,537 (+13%) 0mo $250,000 $163 37
2421 Mckivett Dr #2421 0.72mi 2/2.0 (-1) 1,469 (+8%) 15mo $230,000 $157 33
2408 Mckivett Dr #2408 0.71mi 2/2.0 (-1) 1,537 (+13%) 16mo $240,000 $156 25

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.59% rent growth · sell at horizon

5-year hold
IRR
-17.6%
Equity multiple
0.38×
Total profit
$-27,596
Equity at exit
$23,707
10-year hold
IRR
-10.5%
Equity multiple
0.37×
Total profit
$-27,844
Equity at exit
$13,747

Cash invested: $44,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.
Seller's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
0 active · 8 under contract
Months of supply
0.0 mo

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 43615

Home prices YoY
-31.9%
Rents YoY
2.6%
Active inventory
234
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$1,555 high interval (Pro) →
Mortgage (P&I)
$834
Tax est. 1.5%
$199 /mo · $2,385/yr
Insurance
$66
HOA
$150
Vacancy / Maint / Mgmt
$327
Net cashflow
$-21

Break-even live

Break-even rent $1,581
Max offer price $156,028
Occupancy floor 96%

Sensitivity live

Price -10% $89 -5% $34 +0% $-21 +5% $-75 +10% $-130
Rent -10% $-143 -5% $-82 +0% $-21 +5% $41 +10% $102
Rate -1.0pp $60 -0.5pp $20 base $-21 +0.5pp $-62 +1.0pp $-104

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,750
Closing costs
$4,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2755 Scarlet Oak Dr Unit 2757 Toledo, OH 2.0 1.5 1200 $1,249 $1.04 0d 1 0.20mi
6016 Black Oak Dr Unit 6020 Toledo, OH 3.0 1.5 1480 $1,449 $0.98 3d 1 0.28mi
6028 E Pembridge Dr Toledo, OH 4.0 1.5 1472 $1,900 $1.29 0d 1 0.29mi
2854 N McCord Rd Toledo, OH 2.0 2.0 1215 $1,897 $1.56 6d 1 0.55mi
2411 N Holland Sylvania Rd Toledo, OH 2.0 2.0 1100 $1,650 $1.50 0d 1 0.61mi
6134 W Bancroft St Toledo, OH 3.0 1.0 920 $1,300 $1.41 0d 1 0.72mi
2161 Orchard Lakes Pl E Toledo, OH 1.0–2.0 1.0–2.0 865 $1,458 $1.68 0d 15 0.77mi
3238 Van Fleet Pkwy Toledo, OH 3.0 2.0 1725 $1,985 $1.15 139d 1 0.79mi
5601 Goodhue Rd Toledo, OH 2.0 1.0 980 $1,100 $1.12 0d 1 0.96mi
2130 Country Trace Pl Toledo, OH 2.0 1.0–2.0 917 $1,050 $1.14 0d 1 1.00mi
6633 W Bancroft St Toledo, OH 1.0–3.0 1.0 941 $1,179 $1.25 0d 1 1.04mi
2704 Westmar Ct Toledo, OH 2.0 1.0 882 $1,029 $1.17 0d 5 1.09mi
3233 Percentum Rd Toledo, OH 2.0 2.0 1150 $1,833 $1.59 0d 1 1.14mi
1800 N McCord Rd Toledo, OH 2.0 1.0 934 $938 $1.00 0d 1 1.15mi
6951 W Bancroft St Toledo, OH 2.0 2.0 1150 $1,731 $1.51 0d 1 1.26mi
5344 Claxton St Toledo, OH 3.0 1.0 1234 $1,445 $1.17 139d 1 1.26mi
6537 Woodhall Dr Sylvania, OH 2.0 2.0 1036 $1,300 $1.25 139d 1 1.39mi
6535 Dorr St Toledo, OH 1.0–2.0 1.0–2.0 895 $1,000 $1.12 116d 1 1.41mi
5739 Dorr St Toledo, OH 1.0–2.0 1.0 800 $850 $1.06 0d 1 1.45mi
4056 N McCord Rd Sylvania, OH 2.0 2.5 1450 $2,350 $1.62 109d 1 1.49mi
4056 N McCord Rd Sylvania, OH 2.0 2.5 1450 $2,350 $1.62 6d 1 1.49mi

Property features AI

Finance

Other
Located in the Hidden Woods subdivision, Lucas CountyAddress: 2757 Sweetbriar Ct, Toledo, OH 43615
HOA & community
Association with monthly fee of $150Association covers snow removal and lawn carePets allowed (birds, cats, dogs; size limit applies)Community features include curbs, street lights and sidewalks

Exterior

Parking
Attached garage with garage door openerShared drivewayAsphalt parkingTotal 3 parking spaces (including 1 garage space)
Security
Carbon monoxide detectorsFire alarm
Utilities
Public waterPublic sewer100 amp electrical serviceNatural gas available and connectedElectricity connectedCable, internet and WiFi available
Home design
Residential condominiumTownhouse with attached structureTwo levels (two stories)Common walls on two or more sides; no one above or below
Construction
Brick and wood siding exteriorShingle roofCrawl space foundationBuilt year from public records
Exterior features
Private courtyardDeckPrivacy fenceCul-de-sac settingCorner lotWooded lot surroundingsAsphalt road frontage

Interior

Kitchen
PantryElectric ovenDishwasherDisposalRefrigerator
Bedrooms
Three bedrooms on the upper level (each with ceiling fan)
Flooring
CarpetCeramic tileVinyl
Bathrooms
One full bathroomOne half bathroom
Heating & cooling
Forced air heatingCentral air conditioning
Interior features
Entrance foyer and open floorplanPantry and additional storageCeiling fans throughoutWindow screens
Laundry & utility
Washer and dryer includedLaundry located on the main levelWater heater

Listing history 50 events

  1. 2026-09-23
    days on market $159,000 Active 86 DOM
  2. 2026-09-22
    days on market $159,000 Active 85 DOM
  3. 2026-09-21
    days on market $159,000 Active 84 DOM
  4. 2026-09-20
    days on market $159,000 Active 83 DOM
  5. 2026-09-19
    days on market $159,000 Active 82 DOM
  6. 2026-09-18
    days on market $159,000 Active 81 DOM
  7. 2026-09-17
    days on market $159,000 Active 80 DOM
  8. 2026-09-16
    days on market $159,000 Active 79 DOM
  9. 2026-09-15
    days on market $159,000 Active 78 DOM
  10. 2026-09-14
    days on market $159,000 Active 77 DOM
  11. 2026-09-13
    days on market $159,000 Active 76 DOM
  12. 2026-09-12
    days on market $159,000 Active 75 DOM
  13. 2026-09-11
    days on market $159,000 Active 74 DOM
  14. 2026-09-05
    days on market $159,000 Active 68 DOM
  15. 2026-09-04
    days on market $159,000 Active 67 DOM
  16. 2026-09-03
    days on market $159,000 Active 66 DOM
  17. 2026-08-31
    days on market $159,000 Active 63 DOM
  18. 2026-08-30
    days on market $159,000 Active 62 DOM
  19. 2026-08-29
    days on market $159,000 Active 61 DOM
  20. 2026-08-28
    days on market $159,000 Active 60 DOM
  21. 2026-08-27
    days on market $159,000 Active 59 DOM
  22. 2026-08-26
    days on market $159,000 Active 58 DOM
  23. 2026-08-25
    days on market $159,000 Active 57 DOM
  24. 2026-08-24
    days on market $159,000 Active 56 DOM
  25. 2026-08-23
    days on market $159,000 Active 55 DOM
  26. 2026-08-22
    days on market $159,000 Active 54 DOM
  27. 2026-08-21
    days on market $159,000 Active 53 DOM
  28. 2026-08-20
    days on market $159,000 Active 52 DOM
  29. 2026-08-19
    days on market $159,000 Active 51 DOM
  30. 2026-08-18
    days on market $159,000 Active 50 DOM
  31. 2026-08-17
    days on market $159,000 Active 49 DOM
  32. 2026-08-16
    days on market $159,000 Active 48 DOM
  33. 2026-08-15
    days on market $159,000 Active 47 DOM
  34. 2026-08-15
    days on market $159,000 Active 46 DOM
  35. 2026-08-13
    days on market $159,000 Active 45 DOM
  36. 2026-08-12
    days on market $159,000 Active 44 DOM
  37. 2026-08-11
    days on market $159,000 Active 43 DOM
  38. 2026-08-10
    days on market $159,000 Active 42 DOM
  39. 2026-08-09
    days on market $159,000 Active 41 DOM
  40. 2026-08-08
    days on market $159,000 Active 40 DOM
  41. 2026-08-07
    days on market $159,000 Active 39 DOM
  42. 2026-08-06
    days on market $159,000 Active 38 DOM
  43. 2026-08-05
    days on market $159,000 Active 37 DOM
  44. 2026-08-04
    days on market $159,000 Active 36 DOM
  45. 2026-07-31
    days on market $159,000 Active 32 DOM
  46. 2026-07-30
    days on market $159,000 Active 31 DOM
  47. 2026-07-29
    days on market $159,000 Active 30 DOM
  48. 2026-07-27
    days on market $159,000 Active 28 DOM
  49. 2026-07-25
    days on market $159,000 Active 26 DOM
  50. 2026-07-24
    days on market $159,000 Active 25 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥99°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,657
− Mortgage interest
−$8,906
− Property taxes
−$2,385
− Insurance
−$795
− Repairs & maintenance
−$1,493
− Management
−$1,493
− HOA
−$1,800
− Depreciation
−$4,625
Taxable loss
−$2,840
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$682
After-tax cash flow
$435/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Cosmetic rehab Est. rehab $6,780–$20,340 screening

This updated condo is move-in ready with modern finishes, but minor repairs and maintenance are needed to enhance its curb appeal and property value.

Repairs flagged

  • Minor exterior door — slightly worn
  • Minor interior door — slightly worn
  • Minor ceiling fans — slightly worn

Value-add opportunities

  • Both paint interior walls — fresh paint enhances curb appeal and interior aesthetics
  • Both landscaping — improved landscaping enhances curb appeal and property value
  • Both ceiling fans — replacing worn fans improves comfort and energy efficiency

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

C Composite school gradezoned avg 62/100

Zoned Schools

Elementary Stranahan Elementary School C+ OH #721/1,584 Nat'l #8,415/41,679 Middle Sylvania Timberstone Junior High School B+ OH #221/654 Nat'l #1,362/14,009 High Sylvania Southview High School B- OH #196/781 Nat'l #3,101/17,239

Schools (NCES district)

District
Sylvania Schools
NCES district ID
3904487
Math proficiency
63% ▼ -12.00%
Reading proficiency
71% ▼ -6.00%
Median HH income
$71,949
Composite
58.95/100
National rank
#967
State rank
#157 of 656 in OH
C Composite livability gradescore 66/100

Livability — Toledo

Score
66/100
State rank
#645
US rank
#11442

Category grades

Amenities C- Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Lucas County · 420,751 people
City population
280,811
Metro
Toledo, OH
Population (ZIP)
40,146
Household income
$57,713
Rent vs Own
46.0% rent · 54.0% own
Severe rent burden
9% of renters

Population outlook (Lucas County) Hauer SSP2

Today (2025)
420,751 people
By 2030
410,187 · -2.5%
By 2040
384,019 · -8.7%
By 2050
355,125 · -15.6%
By 2075
291,683 · -30.7%
By 2100
233,670 · -44.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (62%)
Race & ethnicity
White 62% Black 26% Two or more races 6% Hispanic / Latino 4% Asian 3%
Common ancestry
Romanian 7% Lithuanian 3% Slovak 2%
Foreign-born
5% · China, Canada
Languages at home
93% English-only · Arabic 2% Spanish 1% Chinese 1%

Political lean MEDSL · Lucas

2024 margin
D (+12.6) · D 55.8% · R 43.2%
2008→2024 swing
-18.9pp toward R · 2008: 31.4pp · 2024: 12.6pp
All cycles
2024: D+12.6 2020: D+16.8 2016: D+17.4 2012: D+30.4 2008: D+31.4

Not yet ingested

Civics

Price history

+89.3% since first listed
18 events — show timeline
  • 2026-06-29 Listed $159,000 NORIS
  • 2026-05-20 Listing Removed NORIS
  • 2026-04-07 Price Changed $162,000 NORIS
  • 2026-01-14 Listed $168,000 NORIS
  • 2025-10-13 Price Changed $45,000 NORIS
  • 2014-06-13 Sold (MLS) $59,999 NORIS
  • 2014-01-28 Listed $59,999 NORIS
  • 2011-09-20 Sold (MLS) $45,000 NORIS
  • 2011-09-11 Price Changed $71,900 NORIS
  • 2011-06-01 Listed $71,900 NORIS
  • 2011-05-31 Listing Removed NORIS
  • 2010-11-29 Listed $77,900 NORIS
  • 2010-11-26 Listing Removed NORIS
  • 2010-05-26 Listed $84,900 NORIS
  • 2010-02-14 Listing Removed NORIS
  • 2009-08-15 Listed $79,900 NORIS
  • 2009-08-14 Listing Removed NORIS
  • 2008-08-14 Listed $84,000 NORIS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…