3337 Ross Rd · Mount Pocono, PA 18466

$330,000

3 bd · 1.5 ba · 960 sqft · SingleFamily public records · 84 Days on market

Built 1986 1.09 ac lot $344/sqft · 88% above area Est $361k · 9% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +11.4/15.0
• Cash flow +7.7/30.0
• Appreciation +6.2/10.0
• Schools +4.0/10.0
• Livability +3.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +1.8/10.0
• 1% rule +1.6/10.0

Listing remarks MLS

Well-maintained 3-bedroom ranch offers the perfect balance of comfort and utility, featuring a spacious 576 sq. ft. garage and a full basement with immense potential for expansion. Enjoy the serenity of the Poconos from your expansive 390 sq. ft. wood deck or the lower-level patio, perfect for outdoor gatherings. Situated in a low-density residential zone with a minimal flood risk profile, this home provides peace of mind alongside unmatched convenience--located less than half a mile from the Clear Run school campus. Complete with a 288 sq. ft. storage shed and a 1980 sqft main living area, this property is an ideal find for those seeking space, privacy, and a prime location. The possibilities are endless. Come see for yourself and call your Agent today!

Key facts

• Wood deck
• Full basement
• Storage shed

Tags

• FULL BASEMENT
• WOOD DECK
• LOWER-LEVEL PATIO
• MINIMAL FLOOD RISK
• STORAGE SHED
• PRIME LOCATION

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $330k.

Deal economics

• At list price, monthly cash flow is $-379 ($-5k/yr) — negative.
• To cash-flow at today's rent, offer at most $263k (20.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $219k (33.8% below list).
• Recommended offer: $219k (33.8% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 77/100 on livability (#362 in PA, #3,166 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, commute F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 355 active listings in the ZIP; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• In year one you build about $10k of equity ($2k loan paydown + $8k appreciation (2.4% local appreciation)).
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 4, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 84 days — a 6% lower offer ($310k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $216k; list at $330k implies a 53% gain — meaningful room to come down on a strong offer.

Recommended offer $218,603 (33.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 84 days. Have you received any prior offers? Is the seller open to a 34% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.66% ✗
• Cap rate: 4.91%
• Cash-on-cash: -4.92%
• DSCR: 0.78
• GRM: 12.6

CMA / ARV

• ARV (median comp): $361,206
• List price: $330,000
• Delta: -8.64%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3418 Drexel Rd	0.11mi	3/1.0	948 (-1%)	8mo	$260,500	$275	84

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.36% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 0.9%
• Equity multiple: 1.05×
• Total profit: $4,432
• Equity at exit: $136,577

10-year hold

• IRR: 4.8%
• Equity multiple: 1.69×
• Total profit: $63,744
• Equity at exit: $201,725

Cash invested: $92,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18466

• Home prices YoY: 1.2%
• Active inventory: 355
• Price-to-rent: 12.6×

Monthly cashflow live

• Estimated rent: $2,186 medium
• Mortgage (P&I): −$1,731
• Tax from tax record: −$238 /mo · $2,857/yr
• Insurance: −$138
• HOA: −$0
• Vacancy / Maint / Mgmt: −$459
• Net cashflow: $-379

Break-even live

Break-even rent $2,666

Max offer price $263,016

Occupancy floor —

Sensitivity live

Price	-10% $-192	-5% $-286	+0% $-379	+5% $-473	+10% $-566
Rent	-10% $-552	-5% $-466	+0% $-379	+5% $-293	+10% $-206
Rate	-1.0pp $-213	-0.5pp $-295	base $-379	+0.5pp $-465	+1.0pp $-552

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $82,500
• Closing costs: $9,900
• Reserves months: —
• Total cash needed: —

Listing history 14 events

1. 2026-05-14
   status Pending 764-char remark

   Show marketing remark (764 chars)

   Well-maintained 3-bedroom ranch offers the perfect balance of comfort and utility, featuring a spacious 576 sq. ft. garage and a full basement with immense potential for expansion. Enjoy the serenity of the Poconos from your expansive 390 sq. ft. wood deck or the lower-level patio, perfect for outdoor gatherings. Situated in a low-density residential zone with a minimal flood risk profile, this home provides peace of mind alongside unmatched convenience--located less than half a mile from the Clear Run school campus. Complete with a 288 sq. ft. storage shed and a 1980 sqft main living area, this property is an ideal find for those seeking space, privacy, and a prime location. The possibilities are endless. Come see for yourself and call your Agent today!

2. 2026-05-02
   price $330,000 764-char remark

   Show marketing remark (764 chars)

   Well-maintained 3-bedroom ranch offers the perfect balance of comfort and utility, featuring a spacious 576 sq. ft. garage and a full basement with immense potential for expansion. Enjoy the serenity of the Poconos from your expansive 390 sq. ft. wood deck or the lower-level patio, perfect for outdoor gatherings. Situated in a low-density residential zone with a minimal flood risk profile, this home provides peace of mind alongside unmatched convenience--located less than half a mile from the Clear Run school campus. Complete with a 288 sq. ft. storage shed and a 1980 sqft main living area, this property is an ideal find for those seeking space, privacy, and a prime location. The possibilities are endless. Come see for yourself and call your Agent today!

3. 2026-02-18
   listed $340,000 Active 764-char remark

   Show marketing remark (764 chars)

   Well-maintained 3-bedroom ranch offers the perfect balance of comfort and utility, featuring a spacious 576 sq. ft. garage and a full basement with immense potential for expansion. Enjoy the serenity of the Poconos from your expansive 390 sq. ft. wood deck or the lower-level patio, perfect for outdoor gatherings. Situated in a low-density residential zone with a minimal flood risk profile, this home provides peace of mind alongside unmatched convenience--located less than half a mile from the Clear Run school campus. Complete with a 288 sq. ft. storage shed and a 1980 sqft main living area, this property is an ideal find for those seeking space, privacy, and a prime location. The possibilities are endless. Come see for yourself and call your Agent today!

4. 2024-05-10
   listed $315,000 Active
5. 2024-04-22
   price $324,400
6. 2024-03-31
   price $324,500
7. 2024-01-08
   price $325,000
8. 2023-12-14
   historical $2,000
9. 2023-10-25
   listed $2,000
10. 2023-08-18
    listed $345,000 Active
11. 2021-03-05
    soldstatus $216,000
12. 2021-01-15
    listed $189,900
13. 2001-06-15
    soldstatus $100,000
14. 1987-08-25
    soldstatus $93,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,857 · $238/mo
• Projected year-2 tax: $4,036 · $336/mo
• Expected delta: +$1,178/yr (+$98/mo · 41.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥89°F today · 15 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,232
• − Mortgage interest: −$18,485
• − Property taxes: −$2,857
• − Insurance: −$1,650
• − Repairs & maintenance: −$2,099
• − Management: −$2,099
• − Depreciation: −$9,600
• Taxable loss: −$10,557
• Est. tax savings @ 24.0%: +$2,534
• After-tax cash flow: $-2,016/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Mount Pocono

• Score: 77/100
• State rank: #362
• US rank: #3166

Category grades

Amenities C Commute F Cost of living A+ Crime A+ Employment C+ Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 17,997

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.72)
• Race & ethnicity: White 38% Hispanic / Latino 27% Black 24% Two or more races 17% Asian 4%
• Hispanic origin (detail): Puerto Rican 12% Dominican 6%
• Common ancestry: Romanian 2% Portuguese 1% German 1%
• Foreign-born: 16% · Canada
• Languages at home: 77% English-only · Spanish 17% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.36%
• Current HPI: 202.4134
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+254.8% since first listed

14 events — show timeline

• 2026-05-14 Pending — PMAR
• 2026-05-02 Price Changed $330,000 PMAR
• 2026-02-18 Listed $340,000 PMAR
• 2024-05-10 Listed $315,000 PMAR
• 2024-04-22 Price Changed $324,400 PMAR
• 2024-03-31 Price Changed $324,500 PMAR
• 2024-01-08 Price Changed $325,000 PMAR
• 2023-12-14 Rental Removed $2,000 PMAR
• 2023-10-25 Listed for Rent $2,000 PMAR
• 2023-08-18 Listed $345,000 PMAR
• 2021-03-05 Sold (MLS) $216,000 PMAR
• 2021-01-15 Listed $189,900 PMAR
• 2001-06-15 Sold (Public Records) $100,000 Public Records
• 1987-08-25 Sold (Public Records) $93,000 Public Records

Property tax history

-2.1%/yr

Latest (2026): $2,857 · +3.2% YoY. Source: county tax records.