7227 Foxvista Ln · Spring, TX
Flood risk 3/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.2%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +8.1/30.0
- ARV discount +7.7/15.0
- Appreciation +4.6/10.0
- 1% rule +3.6/10.0
- Livability +3.3/5.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- DSCR +2.1/10.0
- Schools +1.5/10.0
$274,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This beautifully maintained 5-bedroom residence sits proudly on a desirable corner lot, offering both space and privacy. With an open-concept layout, generous living areas, and ample natural light, this home is perfect for both everyday living and entertaining guests. Step outside to your own private retreat featuring an above-ground pool—ideal for cooling off during hot Texas summers. The oversized lot provides plenty of room for outdoor fun, gardening, or relaxing under the sun. Whether you're a or simply looking for more space, this property checks all the boxes. Conveniently located near shopping, dining, and major highways, this is Humble living at its best!
Key facts
- Private retreat
- Above-ground pool
- Oversized lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $275k.
Deal economics
- At list price, monthly cash flow is $-274 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $227k (17.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $236k (14.2% below list).
- Recommended offer: $227k (17.6% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 66/100 on livability (#635 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B; Watch: schools C-, crime D, amenities F.
- Aldine ISD (suburban): math 16% / reading 21% proficiency, ranked #790 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+2.2%/yr); 311 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
- This rent runs 44% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-0.8%/yr); year-one equity from $2k of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 409 days — a 12% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 14y ago; this cycle's ask has dropped $15k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: property tax is 2.5% of price.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 409 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 5.10%
- Cash-on-cash
- -4.27%
- DSCR
- 0.81
- GRM
- 9.7
CMA / ARV
- ARV (median comp)
- $276,109
- List price
- $274,900
- Delta
- -0.44%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 20838 Foxwood Garden Dr | 0.12mi | 5/2.5 (+1) | 2,700 (0%) | 1mo | $250,000 | $93 | 88 |
| 20938 Fox Trot Ct | 0.08mi | 4/2.5 | 2,724 (+1%) | 9mo | $220,000 | $81 | 88 |
| 7210 Fox Hall Ln | 0.24mi | 4/3.0 | 2,695 (-0%) | 6mo | $239,900 | $89 | 82 |
| 20919 Foxwood Glen Ln | 0.12mi | 5/3.0 (+1) | 2,695 (-0%) | 10mo | $299,000 | $111 | 79 |
| 7242 Fox Hall Ln | 0.23mi | 4/2.5 | 2,433 (-10%) | 8mo | $240,000 | $99 | 66 |
| 20430 Percheron Trl | 0.75mi | 4/2.5 | 2,680 (-1%) | 1mo | $299,999 | $112 | 63 |
| 21310 Fox Burrow Trl | 0.26mi | 4/2.5 | 2,426 (-10%) | 9mo | $275,000 | $113 | 63 |
| 7610 Retama Terrace Ln | 0.68mi | 4/2.5 | 2,594 (-4%) | 2mo | $269,500 | $104 | 60 |
| 6843 Oaken Gate Way | 0.39mi | 4/2.5 | 2,442 (-10%) | 8mo | $288,999 | $118 | 59 |
| 7247 Foxshadows Ln | 0.36mi | 4/2.5 | 2,391 (-11%) | 8mo | $285,000 | $119 | 57 |
| 20818 Teton Mil Dr | 0.65mi | 4/2.5 | 2,550 (-6%) | 10mo | $279,779 | $110 | 52 |
| 7519 Morgan Ranch Trl | 0.73mi | 4/2.5 | 2,344 (-13%) | 8mo | $279,500 | $119 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-0.77% appreciation · 2.17% rent growth · sell at horizon
- IRR
- -11.1%
- Equity multiple
- 0.52×
- Total profit
- $-37,110
- Equity at exit
- $69,341
- IRR
- -5.1%
- Equity multiple
- 0.52×
- Total profit
- $-36,609
- Equity at exit
- $75,386
Cash invested: $76,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77338
- Home prices YoY
- -0.3%
- Rents YoY
- 2.2%
- Active inventory
- 311
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $2,360 high interval (Pro) →
- Mortgage (P&I)
- −$1,442
- Tax from tax record
- −$582 /mo · $6,982/yr
- Insurance
- −$115
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$496
- Net cashflow
- $-274
Break-even live
Sensitivity live
| Price | -10% $-118 | -5% $-196 | +0% $-274 | +5% $-352 | +10% $-429 |
|---|---|---|---|---|---|
| Rent | -10% $-460 | -5% $-367 | +0% $-274 | +5% $-181 | +10% $-87 |
| Rate | -1.0pp $-135 | -0.5pp $-204 | base $-274 | +0.5pp $-345 | +1.0pp $-418 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $68,725
- Closing costs
- $8,247
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 20911 Foxwood Glen Ln Humble, TX | 5.0 | 2.5 | 2690 | $2,475 | $0.92 | 44d | 1 | 0.11mi |
| 20735 Fox Cliff Ln Humble, TX | 4.0 | 3.0 | 2404 | $2,175 | $0.90 | 44d | 1 | 0.27mi |
| 6707 Level Pond Ln Humble, TX | 4.0 | 2.5 | 2927 | $2,316 | $0.79 | 23d | 1 | 0.52mi |
| 21235 Grand Field Ct Humble, TX | 4.0 | 3.0 | 1750 | $1,800 | $1.03 | 44d | 1 | 0.54mi |
| 7318 Foxway Ln Humble, TX | 3.0 | 2.0 | 1750 | $1,759 | $1.01 | 25d | 1 | 1.02mi |
| 19931 Arrowsmith Dr Humble, TX | 3.0 | 2.5 | 2264 | $1,831 | $0.81 | 25d | 1 | 1.09mi |
| 8419 Opalwood Ln Unit Main Humble, TX | 3.0 | 2.0 | 2084 | $2,482 | $1.19 | 19d | 1 | 1.26mi |
Listing history 32 events
-
2026-06-21days on market $274,900 Active 409 DOM
-
2026-06-18days on market $274,900 Active 406 DOM
-
2026-06-17days on market $274,900 Active 405 DOM
-
2026-06-16days on market $274,900 Active 404 DOM
-
2026-06-16price $274,900 Active 403 DOM
-
2026-06-15days on market $279,900 Active 403 DOM
-
2026-06-13days on market $279,900 Active 401 DOM
-
2026-06-13days on market $279,900 Active 400 DOM
-
2026-06-09days on market $279,900 Active 397 DOM
-
2026-06-08days on market $279,900 Active 396 DOM
-
2026-06-07days on market $279,900 Active 395 DOM
-
2026-06-04days on market $279,900 Active 392 DOM
-
2026-06-03days on market $279,900 Active 391 DOM
-
2026-06-02days on market $279,900 Active 390 DOM
-
2026-06-01days on market $279,900 Active 389 DOM
-
2026-05-31days on market $279,900 Active 388 DOM
-
2026-05-20price $279,900 677-char remark
Show marketing remark (677 chars)
This beautifully maintained 5-bedroom residence sits proudly on a desirable corner lot, offering both space and privacy. With an open-concept layout, generous living areas, and ample natural light, this home is perfect for both everyday living and entertaining guests. Step outside to your own private retreat featuring an above-ground pool—ideal for cooling off during hot Texas summers. The oversized lot provides plenty of room for outdoor fun, gardening, or relaxing under the sun. Whether you're a or simply looking for more space, this property checks all the boxes. Conveniently located near shopping, dining, and major highways, this is Humble living at its best!
-
2026-05-08status Active 677-char remark
Show marketing remark (677 chars)
This beautifully maintained 5-bedroom residence sits proudly on a desirable corner lot, offering both space and privacy. With an open-concept layout, generous living areas, and ample natural light, this home is perfect for both everyday living and entertaining guests. Step outside to your own private retreat featuring an above-ground pool—ideal for cooling off during hot Texas summers. The oversized lot provides plenty of room for outdoor fun, gardening, or relaxing under the sun. Whether you're a or simply looking for more space, this property checks all the boxes. Conveniently located near shopping, dining, and major highways, this is Humble living at its best!
-
2026-05-07historical 677-char remark
Show marketing remark (677 chars)
This beautifully maintained 5-bedroom residence sits proudly on a desirable corner lot, offering both space and privacy. With an open-concept layout, generous living areas, and ample natural light, this home is perfect for both everyday living and entertaining guests. Step outside to your own private retreat featuring an above-ground pool—ideal for cooling off during hot Texas summers. The oversized lot provides plenty of room for outdoor fun, gardening, or relaxing under the sun. Whether you're a or simply looking for more space, this property checks all the boxes. Conveniently located near shopping, dining, and major highways, this is Humble living at its best!
-
2025-08-15price $284,900 677-char remark
Show marketing remark (677 chars)
This beautifully maintained 5-bedroom residence sits proudly on a desirable corner lot, offering both space and privacy. With an open-concept layout, generous living areas, and ample natural light, this home is perfect for both everyday living and entertaining guests. Step outside to your own private retreat featuring an above-ground pool—ideal for cooling off during hot Texas summers. The oversized lot provides plenty of room for outdoor fun, gardening, or relaxing under the sun. Whether you're a or simply looking for more space, this property checks all the boxes. Conveniently located near shopping, dining, and major highways, this is Humble living at its best!
-
2025-05-07$289,900 Active 677-char remark
Show marketing remark (677 chars)
This beautifully maintained 5-bedroom residence sits proudly on a desirable corner lot, offering both space and privacy. With an open-concept layout, generous living areas, and ample natural light, this home is perfect for both everyday living and entertaining guests. Step outside to your own private retreat featuring an above-ground pool—ideal for cooling off during hot Texas summers. The oversized lot provides plenty of room for outdoor fun, gardening, or relaxing under the sun. Whether you're a or simply looking for more space, this property checks all the boxes. Conveniently located near shopping, dining, and major highways, this is Humble living at its best!
-
2021-07-19soldstatus
-
2021-07-15soldstatus Sold 318-char remark
Show marketing remark (318 chars)
Plenty of room for the family here & it sits on a corner lot. 5 bedrooms 2.5 baths. Kitchen is open to Livingroom. This home has a separate dining room and a breakfast room. Large game room upstairs. Updated fireplace in Livingroom. Only minuets from Deerbrook mall along with plenty of restaurants and shopping.
-
2021-06-09status Pending 318-char remark
Show marketing remark (318 chars)
Plenty of room for the family here & it sits on a corner lot. 5 bedrooms 2.5 baths. Kitchen is open to Livingroom. This home has a separate dining room and a breakfast room. Large game room upstairs. Updated fireplace in Livingroom. Only minuets from Deerbrook mall along with plenty of restaurants and shopping.
-
2021-06-03status Option Pending 318-char remark
Show marketing remark (318 chars)
Plenty of room for the family here & it sits on a corner lot. 5 bedrooms 2.5 baths. Kitchen is open to Livingroom. This home has a separate dining room and a breakfast room. Large game room upstairs. Updated fireplace in Livingroom. Only minuets from Deerbrook mall along with plenty of restaurants and shopping.
-
2021-05-26status Active 318-char remark
Show marketing remark (318 chars)
Plenty of room for the family here & it sits on a corner lot. 5 bedrooms 2.5 baths. Kitchen is open to Livingroom. This home has a separate dining room and a breakfast room. Large game room upstairs. Updated fireplace in Livingroom. Only minuets from Deerbrook mall along with plenty of restaurants and shopping.
-
2021-05-18status Option Pending 318-char remark
Show marketing remark (318 chars)
Plenty of room for the family here & it sits on a corner lot. 5 bedrooms 2.5 baths. Kitchen is open to Livingroom. This home has a separate dining room and a breakfast room. Large game room upstairs. Updated fireplace in Livingroom. Only minuets from Deerbrook mall along with plenty of restaurants and shopping.
-
2021-05-14$244,900 Active 318-char remark
Show marketing remark (318 chars)
Plenty of room for the family here & it sits on a corner lot. 5 bedrooms 2.5 baths. Kitchen is open to Livingroom. This home has a separate dining room and a breakfast room. Large game room upstairs. Updated fireplace in Livingroom. Only minuets from Deerbrook mall along with plenty of restaurants and shopping.
-
2017-03-07historical
-
2017-03-01$174,999 Active
-
2013-02-13historical
-
2012-08-31$134,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $6,982 · $582/mo
- Projected year-2 tax
- $6,982 · $582/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥111°F today · 26 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,315
- − Mortgage interest
- −$15,399
- − Property taxes
- −$6,982
- − Insurance
- −$1,374
- − Repairs & maintenance
- −$2,265
- − Management
- −$2,265
- − Depreciation
- −$7,997
- Taxable loss
- −$7,967
- Est. tax savings @ 24.0%
- +$1,912
- After-tax cash flow
- $-1,374/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Aldine ISD
- NCES district ID
- 4807710
- Math proficiency
- 16% ▼ -23.00%
- Reading proficiency
- 21% ▼ -11.00%
- Median HH income
- $37,081
- Composite
- 15.42/100
- National rank
- #9317
- State rank
- #790 of 826 in TX
Livability — Spring
- Score
- 66/100
- State rank
- #635
- US rank
- #12101
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Harris County · 4,702,590 people
- City population
- 430,529
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 48,031
- Household income
- $64,755
- Rent vs Own
- Severe rent burden
- 2620.0
Population outlook (Harris County) Hauer SSP2
- Today (2025)
- 5,571,493 people
- By 2030
- 6,089,821 · +9.3%
- By 2040
- 7,142,806 · +28.2%
- By 2050
- 8,185,864 · +46.9%
- By 2075
- 10,574,329 · +89.8%
- By 2100
- 12,109,958 · +117.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.69)
- Race & ethnicity
- Hispanic / Latino 41% Black 34% Two or more races 18% White 16% Asian 3%
- Hispanic origin (detail)
- Mexican 29% Puerto Rican 1%
- Common ancestry
- Lithuanian 4% Armenian 1% Serbian 1%
- Foreign-born
- 17% · Canada, Jamaica
- Languages at home
- 60% English-only · Spanish 35% Arabic 1% Other Indo-European 1%
Political lean MEDSL · Harris
- 2024 margin
- Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
- 2008→2024 swing
- +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
- All cycles
- 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.77%
- Current HPI
- 245.7087
- Rent YoY
- ▲ 2.17%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
+107.5% since first listed16 events — show timeline
- 2026-05-20 Price Changed $279,900 HARMLS
- 2026-05-08 Relisted — HARMLS
- 2026-05-07 Listing Removed — HARMLS
- 2025-08-15 Price Changed $284,900 HARMLS
- 2025-05-07 Listed $289,900 HARMLS
- 2021-07-19 Sold (Public Records) — Public Records
- 2021-07-15 Sold (MLS) — HARMLS
- 2021-06-09 Pending — HARMLS
- 2021-06-03 Pending — HARMLS
- 2021-05-26 Relisted — HARMLS
- 2021-05-18 Pending — HARMLS
- 2021-05-14 Listed $244,900 HARMLS
- 2017-03-07 Listing Removed — HARMLS
- 2017-03-01 Listed $174,999 HARMLS
- 2013-02-13 Listing Removed — HARMLS
- 2012-08-31 Listed $134,900 HARMLS
Property tax history
+7.4%/yrLatest (2025): $6,982 · +0.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…