77137 Casa Del Sol Unit B · La Quinta, CA 92253

$435,000

4 bd · 4.5 ba · 3,240 sqft · Other · 56 Days on market

Built 2019 Excellent condition 0.28 ac lot $134/sqft · 9% above area Est $400k · 9% over

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.7/30.0
• DSCR +7.6/10.0
• 1% rule +6.2/10.0
• Condition / age +4.8/5.0
• Rent growth +4.1/5.0
• Schools +3.8/10.0
• ARV discount +3.6/15.0
• Livability +2.9/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

New co-ownership opportunity: Own one-eighth of this professionally managed, turnkey home. Nestled in the mountains within the private enclave of Flores Montanas, this modern new-construction residence offers a walled courtyard that enhances privacy. Each of the four bedrooms includes its own en suite bathroom for comfort and convenience. Enter through the gate to find two in-ground fire features set in a low-maintenance turf lawn, surrounded by thoughtfully designed landscaping. The custom glass front door opens to an airy, open-plan living space with 14-foot ceilings, plank tile floors, Cambria quartz counters, gold-toned fixtures, and custom lighting. Multiple La Cantina pocket doors create a seamless indoor/outdoor flow. The zero-edge pool with custom tile work and large Baja shelf provides an inviting space to take in the mountain views. Two BBQ counters and a fire pit are positioned just outside the primary bedroom. The primary suite includes a dressing area and soaking tub. Additional highlights include a flexible workspace/media station in the hall, a butler's pantry/laundry area with barn door, a coffee bar, and floating shelves. The home comes fully furnished and professionally decorated.

Key facts

• Walled courtyard
• 14-foot ceilings
• 0.28 acre lot

Tags

• WALLED COURTYARD
• IN-GROUND FIRE FEATURES
• LOW-MAINTENANCE TURF LAWN
• CUSTOM GLASS FRONT DOOR
• OPEN-PLAN LIVING SPACE
• 14-FOOT CEILINGS

What this means for you Summary

Snapshot

• This is a 4-bed/4.5-bath other listed at $435k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $827 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($5k rent vs $435k).
• Recommended offer: $422k (3.0% below list) — sets the bar for market timing.
• Cap rate 8.6% vs local median 3.3% in La Quinta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 58/100 on livability (#694 in CA) — a working-class tenant base; expect higher turnover. Strengths: commute A-, employment B+, housing B+; Watch: schools D, amenities F, cost of living F.
• Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+6.5%/yr); 656 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
• At $4,852/mo this rent would consume 59% of the median local household income ($99k/yr) (locally 1078% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
• Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 6.5% rent growth), your $122k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 56 days — a 3% lower offer ($422k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk; extreme-heat days projected 8→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $421,950 (3.0% below list)

Questions for the listing agent

1. It's been on market 56 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.12% ✓
• Cap rate: 8.57%
• Cash-on-cash: 8.14%
• DSCR: 1.36
• GRM: 7.5

CMA / ARV

• ARV (median comp): $400,000
• List price: $435,000
• Delta: 8.75%
• Verdict: FAIR
• Comps: 1 within 2.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
77137 Casa Del Sol	0.00mi	4/4.0	3,240 (0%)	4mo	$400,000	$123	94

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.45% rent growth · sell at horizon

5-year hold

• IRR: -0.1%
• Equity multiple: 1.00×
• Total profit: $-346
• Equity at exit: $64,860

10-year hold

• IRR: 12.9%
• Equity multiple: 2.19×
• Total profit: $144,545
• Equity at exit: $37,611

Cash invested: $121,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 92253

• Rents YoY: 6.5%
• Active inventory: 656
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $4,852 medium
• Mortgage (P&I): −$2,281
• Tax est. 1.5%: −$544 /mo · $6,525/yr
• Insurance: −$181
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,019
• Net cashflow: $827

Break-even live

Break-even rent $3,805

Max offer price $435,000

Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $108,750
• Closing costs: $13,050
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
51116 Avenida Mendoza La Quinta, CA	4.0	4.5	2239	$25,000	$11.17	43d	1	0.80mi
76900 Avenida Fernando La Quinta, CA	4.0	4.5	3105	$25,000	$8.05	24d	1	0.87mi
76895 Avenida Fernando La Quinta, CA	4.0	3.5	3508	$25,000	$7.13	43d	1	0.89mi
51120 Avenida Navarro La Quinta, CA	4.0	4.5	2250	$25,000	$11.11	43d	1	0.90mi
77010 Avenida Fernando La Quinta, CA	3.0	3.0	2885	$7,500	$2.60	43d	1	0.99mi
53725 Avenida Alvarado La Quinta, CA	4.0	4.5	2798	$6,435	$2.30	18d	1	1.05mi
78174 Calle Norte La Quinta, CA	3.0	3.0	2613	$5,300	$2.03	43d	1	1.13mi
49845 Lago Dr La Quinta, CA	3.0	3.0	2332	$10,000	$4.29	24d	1	1.21mi
78328 Calle Las Ramblas La Quinta, CA	3.0	3.0	2412	$4,200	$1.74	43d	1	1.40mi

Listing history 9 events

1. 2026-06-09
   days on market $435,000 Active 56 DOM
2. 2026-06-08
   days on market $435,000 Active 55 DOM
3. 2026-06-07
   days on market $435,000 Active 54 DOM
4. 2026-06-04
   days on market $435,000 Active 51 DOM
5. 2026-06-03
   days on market $435,000 Active 50 DOM
6. 2026-06-02
   days on market $435,000 Active 49 DOM
7. 2026-06-01
   days on market $435,000 Active 48 DOM
8. 2026-05-31
   days on market $435,000 Active 47 DOM
9. 2026-04-14
   listed $435,000 Active 1217-char remark

   Show marketing remark (1217 chars)

   New co-ownership opportunity: Own one-eighth of this professionally managed, turnkey home. Nestled in the mountains within the private enclave of Flores Montanas, this modern new-construction residence offers a walled courtyard that enhances privacy. Each of the four bedrooms includes its own en suite bathroom for comfort and convenience. Enter through the gate to find two in-ground fire features set in a low-maintenance turf lawn, surrounded by thoughtfully designed landscaping. The custom glass front door opens to an airy, open-plan living space with 14-foot ceilings, plank tile floors, Cambria quartz counters, gold-toned fixtures, and custom lighting. Multiple La Cantina pocket doors create a seamless indoor/outdoor flow. The zero-edge pool with custom tile work and large Baja shelf provides an inviting space to take in the mountain views. Two BBQ counters and a fire pit are positioned just outside the primary bedroom. The primary suite includes a dressing area and soaking tub. Additional highlights include a flexible workspace/media station in the hall, a butler's pantry/laundry area with barn door, a coffee bar, and floating shelves. The home comes fully furnished and professionally decorated.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 10/10 Extreme 8 d/yr ≥113°F today · 23 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $58,219
• − Mortgage interest: −$24,367
• − Property taxes: −$6,525
• − Insurance: −$2,175
• − Repairs & maintenance: −$4,658
• − Management: −$4,658
• − Depreciation: −$12,655
• Taxable income: $3,183
• Est. tax owed @ 24.0%: −$764
• After-tax cash flow: $9,155/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This modern, co-ownership home in La Quinta, CA, offers a turnkey living experience with excellent condition and minimal maintenance needs. Potential buyers can focus on enjoying the property's amenities and location.

Value-add opportunities

• Both Landscaping improvements — Enhance curb appeal and increase property value
• Both Add smart home features — Improve convenience and attract tech-savvy buyers
• Both Install smart thermostat — Reduce energy costs and attract eco-conscious buyers

Renovation cost estimate screening

Value-add ROI direction

• Both Landscaping improvements — Enhance curb appeal and increase property value ↑
• Both Add smart home features — Improve convenience and attract tech-savvy buyers ↑
• Both Install smart thermostat — Reduce energy costs and attract eco-conscious buyers ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Desert Sands Unified
• NCES district ID: 0611110
• Math proficiency: 31% ▼ -4.00%
• Reading proficiency: 56% ▲ 7.00%
• Median HH income: $54,957
• Composite: 37.77/100
• National rank: #4346
• State rank: #199 of 517 in CA

Livability — La Quinta

• Score: 58/100
• State rank: #694
• US rank: #21080

Category grades

Amenities F Commute A- Cost of living F Crime B Employment B+ Housing B+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: La Quinta, CA
• County: Riverside County · 2,287,001 people
• City population: 38,666
• Metro: Riverside-San Bernardino-Ontario, CA
• Population (ZIP): 38,666
• Household income: $99,277
• Rent vs Own: 24.2% rent · 75.8% own
• Severe rent burden: 1078.0

Population outlook (Riverside County) Hauer SSP2

• Today (2025): 2,664,475 people
• By 2030: 2,802,692 · +5.2%
• By 2040: 3,050,904 · +14.5%
• By 2050: 3,256,783 · +22.2%
• By 2075: 3,655,058 · +37.2%
• By 2100: 3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 54% Hispanic / Latino 37% Two or more races 19% Asian 4% Native American 1% Black 1%
• Hispanic origin (detail): Mexican 34%
• Common ancestry: Romanian 2% Lithuanian 2% Slovak 1%
• Foreign-born: 15% · Canada, China, Vietnam
• Languages at home: 71% English-only · Spanish 24% Tagalog/Filipino 1% Chinese 1%

Political lean MEDSL · Riverside

• 2024 margin: Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
• 2008→2024 swing: -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
• All cycles: 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -263.65%
• Current HPI: 281.8665
• Rent YoY: ▲ 6.45%
• Metro: Riverside-San Bernardino-Ontario, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

1 event — show timeline

• 2026-04-14 Listed $435,000 GPSMLS