12510 W Santa FE Ln · El Mirage, AZ 85335

$310,000

4 bd · 3.0 ba · 1,949 sqft · SingleFamily public records · 245 Days on market

Built 2002 6,794 sqft lot $159/sqft · 17% below area Est $374k · 17% under $33/mo HOA · 2% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +9.6/30.0
• Schools +3.3/10.0
• Livability +3.2/5.0
• DSCR +2.7/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +1.8/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

SHORT SALE OPPORTUNITY!! Perfectly located with easy access to shopping, parks, and restaurants, this 2-story home offers plenty of potential to make it your own. Step outside to a massive outdoor living area featuring a custom concrete patio, pool, and ample space for entertaining family and friends. Inside, you'll find generous room to upgrade and personalize, creating the home you've always imagined. Located in an established neighborhood, this short sale opportunity allows buyers to bring their vision and unlock the true beauty of this property. Don't miss out on the chance to make it yours!

Key facts

• 6,794 sq ft lot
• 2 garage spots
• Pool

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath single-family listed at $310k.

Deal economics

• At list price, monthly cash flow is $-210 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $273k (11.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $211k (31.9% below list).
• Recommended offer: $211k (31.9% below list) — sets the bar for 1% rule.
• Cap rate 5.5% vs local median 4.5% in El Mirage — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 63/100 on livability (#112 in AZ) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A; Watch: amenities F, commute F, health & safety F.
• Dysart Unified District (4243) (suburban): math 34% / reading 40% proficiency, ranked #73 of 249 in AZ (top 29%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Surprise Elementary School (math 27% / reading 38%, grade F, #502 of 1,109 statewide, top 45%, 771 students, 72% FRL); Valley Vista High School (math 25% / reading 32%, grade F, #133 of 381 statewide, top 35%, 2,464 students, 44% FRL) — zoned schools average 58% FRL vs 41% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents flat; 132 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 7d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).
• This rent runs 32% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 245 days — a 12% lower offer ($273k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 21y ago; this cycle's ask has dropped $89k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $211,258 (31.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 245 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.68% ✗
• Cap rate: 5.48%
• Cash-on-cash: -2.90%
• DSCR: 0.87
• GRM: 12.2

CMA / ARV

• ARV (median comp): $374,238
• List price: $310,000
• Delta: -17.16%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
13006 W Evans Dr	0.49mi	4/2.5	1,949 (0%)	0mo	$370,000	$190	75
12737 W Well St	0.23mi	4/2.5	2,178 (+12%)	2mo	$385,000	$177	66
12965 W Via Camille --	0.45mi	5/2.5 (+1)	1,949 (0%)	8mo	$440,000	$226	66
12517 W Wells St	0.08mi	3/2.0 (-1)	1,685 (-14%)	0mo	$270,000	$160	64
13040 W Lisbon Ln	0.64mi	4/2.5	1,949 (0%)	8mo	$410,000	$210	61
12838 W Via Camille --	0.30mi	5/3.0 (+1)	2,179 (+12%)	5mo	$371,000	$170	57
13726 N 130th Ave	0.61mi	4/2.5	2,058 (+6%)	4mo	$399,000	$194	57
12924 W Ash St	0.68mi	4/3.0	2,108 (+8%)	3mo	$375,000	$178	52
14248 N Gil Balcome Ln	0.68mi	4/2.5	1,848 (-5%)	7mo	$450,000	$244	52
14002 N 130th Ave	0.50mi	3/2.5 (-1)	2,178 (+12%)	6mo	$400,000	$184	45
13318 N 126th Ave	0.63mi	3/2.5 (-1)	1,776 (-9%)	5mo	$340,000	$191	45
13037 W Lisbon Ln	0.63mi	3/2.0 (-1)	1,685 (-14%)	7mo	$350,000	$208	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.08% rent growth · sell at horizon

5-year hold

• IRR: -24.0%
• Equity multiple: 0.20×
• Total profit: $-69,741
• Equity at exit: $46,222

10-year hold

• IRR: -28.5%
• Equity multiple: -0.17×
• Total profit: $-101,788
• Equity at exit: $26,803

Cash invested: $86,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 85335

• Home prices YoY: -13.3%
• Rents YoY: 0.1%
• Active inventory: 132
• Price-to-rent: 12.2×

Monthly cashflow live

• Estimated rent: $2,113 high
• Mortgage (P&I): −$1,626
• Tax from tax record: −$91 /mo · $1,088/yr
• Insurance: −$129
• HOA: −$33
• Vacancy / Maint / Mgmt: −$444
• Net cashflow: $-210

Break-even live

Break-even rent $2,378

Max offer price $272,982

Occupancy floor —

Sensitivity live

Price	-10% $-34	-5% $-122	+0% $-210	+5% $-297	+10% $-385
Rent	-10% $-376	-5% $-293	+0% $-210	+5% $-126	+10% $-43
Rate	-1.0pp $-53	-0.5pp $-131	base $-210	+0.5pp $-290	+1.0pp $-372

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $77,500
• Closing costs: $9,300
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
12537 W Redfield Rd El Mirage, AZ	3.0	2.0	1600	$1,795	$1.12	26d	1	0.11mi
12437 W Via Camille El Mirage, AZ	3.0	2.0	1534	$1,875	$1.22	0d	1	0.29mi
12437 W Via Camille El Mirage, AZ	3.0	2.0	1534	$1,875	$1.22	18d	1	0.29mi
12830 W Via Camille El Mirage, AZ	4.0	2.5	2179	$2,130	$0.98	0d	1	0.30mi
12438 W Hearn Rd El Mirage, AZ	3.0	2.0	1308	$1,595	$1.22	25d	1	0.31mi
12438 W Hearn Rd El Mirage, AZ	3.0	2.0	1308	$1,595	$1.22	0d	1	0.31mi
12532 W Saint Moritz Ln El Mirage, AZ	4.0	2.0	1534	$1,875	$1.22	7d	1	0.33mi
12560 W Saint Moritz Ln El Mirage, AZ	5.0	3.0	2178	$2,340	$1.07	0d	1	0.35mi
14715 N 124th Ave El Mirage, AZ	4.0	2.0	1534	$2,010	$1.31	45d	1	0.37mi
12571 W Mauna Loa Ln El Mirage, AZ	5.0	3.0	2178	$2,295	$1.05	4d	1	0.43mi
12571 W Mauna Loa Ln El Mirage, AZ	5.0	3.0	2178	$2,295	$1.05	0d	1	0.43mi
12530 W Willow Ave El Mirage, AZ	4.0	2.0	1615	$1,830	$1.13	7d	1	0.45mi
12530 W Willow Ave El Mirage, AZ	4.0	2.0	1615	$2,075	$1.28	26d	1	0.45mi
12731 W Sharon Dr El Mirage, AZ	3.0	2.0	1300	$1,650	$1.27	18d	1	0.46mi
13002 W Hearn Rd El Mirage, AZ	3.0	2.0	1518	$1,695	$1.12	0d	1	0.49mi
13007 W Mandalay Ln El Mirage, AZ	4.0	2.5	2178	$2,095	$0.96	26d	1	0.53mi
12706 W Ash St El Mirage, AZ	3.0	2.0	1559	$1,695	$1.09	7d	1	0.55mi
12710 W Ash St El Mirage, AZ	3.0	2.0	1559	$2,045	$1.31	0d	1	0.55mi
12710 W Ash St El Mirage, AZ	3.0	2.0	1545	$2,195	$1.42	20d	1	0.55mi
12710 W Ash St El Mirage, AZ	3.0	2.0	1545	$2,195	$1.42	21d	1	0.55mi
13409 N 127th Dr El Mirage, AZ	4.0	2.5	1691	$2,249	$1.33	7d	1	0.58mi
13029 W Lisbon Ln El Mirage, AZ	4.0	2.5	1949	$1,860	$0.95	3d	1	0.63mi
12410 W Pershing St El Mirage, AZ	3.0	2.5	1776	$1,700	$0.96	7d	1	0.66mi
14417 N Gil Balcome Surprise, AZ	3.0	2.0	1446	$1,885	$1.30	0d	1	0.66mi
12601 W Pershing St El Mirage, AZ	3.0	2.0	1527	$1,789	$1.17	4d	1	0.69mi
12521 W Myer Ln El Mirage, AZ	3.0	2.0	1410	$1,700	$1.21	45d	1	0.70mi
12541 W Myer Ln El Mirage, AZ	3.0	2.5	1794	$1,885	$1.05	7d	1	0.71mi
12814 W Pershing St El Mirage, AZ	4.0	3.0	1495	$1,945	$1.30	14d	1	0.71mi
13148 W Redfield Rd Surprise, AZ	3.0	2.0	1372	$1,915	$1.40	0d	1	0.73mi
13186 W Gelding Cir Surprise, AZ	3.0	2.5	1691	$1,899	$1.12	4d	1	0.77mi
13217 W Mauna Loa Ln Surprise, AZ	3.0	2.0	1672	$1,900	$1.14	3d	1	0.85mi
15109 N Verbena St El Mirage, AZ	4.0	2.0	1642	$1,869	$1.14	45d	1	0.87mi
13939 N 132nd Ln Surprise, AZ	3.0	2.5	1297	$3,500	$2.70	45d	1	0.87mi
13005 N 129th Dr El Mirage, AZ	4.0	2.0	1785	$1,999	$1.12	3d	1	0.91mi
13227 W Port au Prince Ln Surprise, AZ	3.0	2.0	1522	$1,709	$1.12	16d	1	0.91mi
13227 W Port au Prince Ln Surprise, AZ	3.0	2.0	1522	$1,759	$1.16	25d	1	0.91mi
12901 N 127th Ln El Mirage, AZ	3.0	2.0	1615	$1,850	$1.15	0d	1	0.92mi
13949 N 133rd Dr Surprise, AZ	3.0	2.0	1518	$1,995	$1.31	45d	1	0.93mi
15426 N Cactus Ln Surprise, AZ	3.0	1.0	1376	$1,634	$1.19	45d	1	0.94mi
13517 N Luna St El Mirage, AZ	3.0	1.0	1260	$1,505	$1.19	0d	1	0.94mi

HOA detail

• Monthly dues: $33 · $396/yr
• Likely covers: pool

Listing history 31 events

1. 2026-05-19
   price $310,000 611-char remark

   Show marketing remark (611 chars)

   SHORT SALE OPPORTUNITY!! Perfectly located with easy access to shopping, parks, and restaurants, this 2-story home offers plenty of potential to make it your own. Step outside to a massive outdoor living area featuring a custom concrete patio, pool, and ample space for entertaining family and friends. Inside, you'll find generous room to upgrade and personalize, creating the home you've always imagined. Located in an established neighborhood, this short sale opportunity allows buyers to bring their vision and unlock the true beauty of this property. Don't miss out on the chance to make it yours!

2. 2026-04-23
   price $320,000 611-char remark

   Show marketing remark (611 chars)

   SHORT SALE OPPORTUNITY!! Perfectly located with easy access to shopping, parks, and restaurants, this 2-story home offers plenty of potential to make it your own. Step outside to a massive outdoor living area featuring a custom concrete patio, pool, and ample space for entertaining family and friends. Inside, you'll find generous room to upgrade and personalize, creating the home you've always imagined. Located in an established neighborhood, this short sale opportunity allows buyers to bring their vision and unlock the true beauty of this property. Don't miss out on the chance to make it yours!

3. 2026-04-02
   price $329,000 611-char remark

   Show marketing remark (611 chars)

   SHORT SALE OPPORTUNITY!! Perfectly located with easy access to shopping, parks, and restaurants, this 2-story home offers plenty of potential to make it your own. Step outside to a massive outdoor living area featuring a custom concrete patio, pool, and ample space for entertaining family and friends. Inside, you'll find generous room to upgrade and personalize, creating the home you've always imagined. Located in an established neighborhood, this short sale opportunity allows buyers to bring their vision and unlock the true beauty of this property. Don't miss out on the chance to make it yours!

4. 2026-03-17
   price $345,000 611-char remark

   Show marketing remark (611 chars)

   SHORT SALE OPPORTUNITY!! Perfectly located with easy access to shopping, parks, and restaurants, this 2-story home offers plenty of potential to make it your own. Step outside to a massive outdoor living area featuring a custom concrete patio, pool, and ample space for entertaining family and friends. Inside, you'll find generous room to upgrade and personalize, creating the home you've always imagined. Located in an established neighborhood, this short sale opportunity allows buyers to bring their vision and unlock the true beauty of this property. Don't miss out on the chance to make it yours!

5. 2026-03-04
   price $360,000 611-char remark

   Show marketing remark (611 chars)

   SHORT SALE OPPORTUNITY!! Perfectly located with easy access to shopping, parks, and restaurants, this 2-story home offers plenty of potential to make it your own. Step outside to a massive outdoor living area featuring a custom concrete patio, pool, and ample space for entertaining family and friends. Inside, you'll find generous room to upgrade and personalize, creating the home you've always imagined. Located in an established neighborhood, this short sale opportunity allows buyers to bring their vision and unlock the true beauty of this property. Don't miss out on the chance to make it yours!

6. 2026-02-03
   price $365,000 611-char remark

   Show marketing remark (611 chars)

   SHORT SALE OPPORTUNITY!! Perfectly located with easy access to shopping, parks, and restaurants, this 2-story home offers plenty of potential to make it your own. Step outside to a massive outdoor living area featuring a custom concrete patio, pool, and ample space for entertaining family and friends. Inside, you'll find generous room to upgrade and personalize, creating the home you've always imagined. Located in an established neighborhood, this short sale opportunity allows buyers to bring their vision and unlock the true beauty of this property. Don't miss out on the chance to make it yours!

7. 2026-01-27
   price $375,000 611-char remark

   Show marketing remark (611 chars)

   SHORT SALE OPPORTUNITY!! Perfectly located with easy access to shopping, parks, and restaurants, this 2-story home offers plenty of potential to make it your own. Step outside to a massive outdoor living area featuring a custom concrete patio, pool, and ample space for entertaining family and friends. Inside, you'll find generous room to upgrade and personalize, creating the home you've always imagined. Located in an established neighborhood, this short sale opportunity allows buyers to bring their vision and unlock the true beauty of this property. Don't miss out on the chance to make it yours!

8. 2026-01-23
   price $350,000 611-char remark

   Show marketing remark (611 chars)

   SHORT SALE OPPORTUNITY!! Perfectly located with easy access to shopping, parks, and restaurants, this 2-story home offers plenty of potential to make it your own. Step outside to a massive outdoor living area featuring a custom concrete patio, pool, and ample space for entertaining family and friends. Inside, you'll find generous room to upgrade and personalize, creating the home you've always imagined. Located in an established neighborhood, this short sale opportunity allows buyers to bring their vision and unlock the true beauty of this property. Don't miss out on the chance to make it yours!

9. 2026-01-08
   price $375,000 611-char remark

   Show marketing remark (611 chars)

   SHORT SALE OPPORTUNITY!! Perfectly located with easy access to shopping, parks, and restaurants, this 2-story home offers plenty of potential to make it your own. Step outside to a massive outdoor living area featuring a custom concrete patio, pool, and ample space for entertaining family and friends. Inside, you'll find generous room to upgrade and personalize, creating the home you've always imagined. Located in an established neighborhood, this short sale opportunity allows buyers to bring their vision and unlock the true beauty of this property. Don't miss out on the chance to make it yours!

10. 2025-12-04
    price $389,000 611-char remark

    Show marketing remark (611 chars)

    SHORT SALE OPPORTUNITY!! Perfectly located with easy access to shopping, parks, and restaurants, this 2-story home offers plenty of potential to make it your own. Step outside to a massive outdoor living area featuring a custom concrete patio, pool, and ample space for entertaining family and friends. Inside, you'll find generous room to upgrade and personalize, creating the home you've always imagined. Located in an established neighborhood, this short sale opportunity allows buyers to bring their vision and unlock the true beauty of this property. Don't miss out on the chance to make it yours!

11. 2025-11-19
    price $349,900 611-char remark

    Show marketing remark (611 chars)

    SHORT SALE OPPORTUNITY!! Perfectly located with easy access to shopping, parks, and restaurants, this 2-story home offers plenty of potential to make it your own. Step outside to a massive outdoor living area featuring a custom concrete patio, pool, and ample space for entertaining family and friends. Inside, you'll find generous room to upgrade and personalize, creating the home you've always imagined. Located in an established neighborhood, this short sale opportunity allows buyers to bring their vision and unlock the true beauty of this property. Don't miss out on the chance to make it yours!

12. 2025-11-05
    price $360,000 611-char remark

    Show marketing remark (611 chars)

    SHORT SALE OPPORTUNITY!! Perfectly located with easy access to shopping, parks, and restaurants, this 2-story home offers plenty of potential to make it your own. Step outside to a massive outdoor living area featuring a custom concrete patio, pool, and ample space for entertaining family and friends. Inside, you'll find generous room to upgrade and personalize, creating the home you've always imagined. Located in an established neighborhood, this short sale opportunity allows buyers to bring their vision and unlock the true beauty of this property. Don't miss out on the chance to make it yours!

13. 2025-10-09
    price $375,000 611-char remark

    Show marketing remark (611 chars)

    SHORT SALE OPPORTUNITY!! Perfectly located with easy access to shopping, parks, and restaurants, this 2-story home offers plenty of potential to make it your own. Step outside to a massive outdoor living area featuring a custom concrete patio, pool, and ample space for entertaining family and friends. Inside, you'll find generous room to upgrade and personalize, creating the home you've always imagined. Located in an established neighborhood, this short sale opportunity allows buyers to bring their vision and unlock the true beauty of this property. Don't miss out on the chance to make it yours!

14. 2025-09-26
    listed $399,000 Active 611-char remark

    Show marketing remark (611 chars)

    SHORT SALE OPPORTUNITY!! Perfectly located with easy access to shopping, parks, and restaurants, this 2-story home offers plenty of potential to make it your own. Step outside to a massive outdoor living area featuring a custom concrete patio, pool, and ample space for entertaining family and friends. Inside, you'll find generous room to upgrade and personalize, creating the home you've always imagined. Located in an established neighborhood, this short sale opportunity allows buyers to bring their vision and unlock the true beauty of this property. Don't miss out on the chance to make it yours!

15. 2022-11-04
    soldstatus $429,000 Closed 945-char remark

    Show marketing remark (945 chars)

    This is your chance to own this beautiful 2-story home perfectly located at Rancho El Mirage's community with easy access to shopping, parks, and restaurants. With tons of potential and is ready for its new owners this FULLY UPGRADED home with aesthetically modern design and is move-in ready (see full upgrade list on documents tab). Features a highly functional open floor plan with new custom fresh designer interior walls & ceilings paint, new floors, remodeled 1/2 bath, new ceiling fans, new blinds, and my Q wifi garage opener. New 2020 AC has 5 yr warranty. The kitchen showcases stainless steel appliances including a new fridge. The primary suite is complete with a walk-in closet, and an en-suite bathroom. Step into the massive outdoor living area with the custom concert patio, an entertainers dream where you will find a built in bar simply relax and enjoy the spacious and private pool. DON'T MISS THIS, book now for showings.

16. 2022-11-03
    soldstatus $429,000
17. 2022-09-26
    historical Under Contract Accepting Backups 945-char remark

    Show marketing remark (945 chars)

    This is your chance to own this beautiful 2-story home perfectly located at Rancho El Mirage's community with easy access to shopping, parks, and restaurants. With tons of potential and is ready for its new owners this FULLY UPGRADED home with aesthetically modern design and is move-in ready (see full upgrade list on documents tab). Features a highly functional open floor plan with new custom fresh designer interior walls & ceilings paint, new floors, remodeled 1/2 bath, new ceiling fans, new blinds, and my Q wifi garage opener. New 2020 AC has 5 yr warranty. The kitchen showcases stainless steel appliances including a new fridge. The primary suite is complete with a walk-in closet, and an en-suite bathroom. Step into the massive outdoor living area with the custom concert patio, an entertainers dream where you will find a built in bar simply relax and enjoy the spacious and private pool. DON'T MISS THIS, book now for showings.

18. 2022-09-10
    price $429,900 945-char remark

    Show marketing remark (945 chars)

    This is your chance to own this beautiful 2-story home perfectly located at Rancho El Mirage's community with easy access to shopping, parks, and restaurants. With tons of potential and is ready for its new owners this FULLY UPGRADED home with aesthetically modern design and is move-in ready (see full upgrade list on documents tab). Features a highly functional open floor plan with new custom fresh designer interior walls & ceilings paint, new floors, remodeled 1/2 bath, new ceiling fans, new blinds, and my Q wifi garage opener. New 2020 AC has 5 yr warranty. The kitchen showcases stainless steel appliances including a new fridge. The primary suite is complete with a walk-in closet, and an en-suite bathroom. Step into the massive outdoor living area with the custom concert patio, an entertainers dream where you will find a built in bar simply relax and enjoy the spacious and private pool. DON'T MISS THIS, book now for showings.

19. 2022-08-29
    listed $439,900 Active 945-char remark

    Show marketing remark (945 chars)

    This is your chance to own this beautiful 2-story home perfectly located at Rancho El Mirage's community with easy access to shopping, parks, and restaurants. With tons of potential and is ready for its new owners this FULLY UPGRADED home with aesthetically modern design and is move-in ready (see full upgrade list on documents tab). Features a highly functional open floor plan with new custom fresh designer interior walls & ceilings paint, new floors, remodeled 1/2 bath, new ceiling fans, new blinds, and my Q wifi garage opener. New 2020 AC has 5 yr warranty. The kitchen showcases stainless steel appliances including a new fridge. The primary suite is complete with a walk-in closet, and an en-suite bathroom. Step into the massive outdoor living area with the custom concert patio, an entertainers dream where you will find a built in bar simply relax and enjoy the spacious and private pool. DON'T MISS THIS, book now for showings.

20. 2009-06-19
    soldstatus $94,000
21. 2009-04-02
    historical
22. 2009-03-13
    listed $87,900
23. 2009-03-03
    historical
24. 2009-01-29
    listed $87,900
25. 2009-01-16
    historical
26. 2009-01-02
    listed $109,900
27. 2005-12-08
    soldstatus $273,000
28. 2005-11-14
    soldstatus $265,000
29. 2005-10-31
    historical
30. 2005-08-02
    listed $276,000
31. 2003-01-21
    soldstatus $131,103

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

• Current annual tax: $1,088 · $91/mo
• Projected year-2 tax: $2,046 · $170/mo
• Expected delta: +$958/yr (+$80/mo · 88.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥114°F today · 18 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,351
• − Mortgage interest: −$17,365
• − Property taxes: −$1,088
• − Insurance: −$1,550
• − Repairs & maintenance: −$2,028
• − Management: −$2,028
• − HOA: −$396
• − Depreciation: −$9,018
• Taxable loss: −$8,122
• Est. tax savings @ 24.0%: +$1,949
• After-tax cash flow: $-565/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Dysart Unified District (4243)
• NCES district ID: 0402690
• Math proficiency: 34% ▼ -10.00%
• Reading proficiency: 40% ▼ -5.00%
• Median HH income: $58,033
• Composite: 32.76/100
• National rank: #5634
• State rank: #73 of 249 in AZ

Livability — El Mirage

• Score: 63/100
• State rank: #112
• US rank: #15164

Category grades

Amenities F Commute F Cost of living A Crime C Employment C Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: El Mirage, AZ
• County: Maricopa County · 4,537,380 people
• City population: 36,088
• Metro: Phoenix-Mesa-Chandler, AZ
• Population (ZIP): 36,088
• Household income: $78,050
• Rent vs Own: 30.3% rent · 69.7% own
• Severe rent burden: 669.0

Population outlook (Maricopa County) Hauer SSP2

• Today (2025): 4,979,203 people
• By 2030: 5,378,229 · +8.0%
• By 2040: 6,156,598 · +23.6%
• By 2050: 6,872,376 · +38.0%
• By 2075: 8,401,270 · +68.7%
• By 2100: 9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: Hispanic / Latino 50% White 35% Two or more races 28% Black 6% Native American 1% Pacific Islander 1%
• Hispanic origin (detail): Mexican 37%
• Common ancestry: Lithuanian 2% Romanian 1% Iranian 1%
• Foreign-born: 15% · Canada
• Languages at home: 66% English-only · Spanish 30% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Maricopa

• 2024 margin: Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
• 2008→2024 swing: +7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
• All cycles: 2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -52.81%
• Current HPI: 342.6503
• Rent YoY: ▲ 0.08%
• Metro: Phoenix-Mesa-Chandler, AZ
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B

Price history

+136.5% since first listed

31 events — show timeline

• 2026-05-19 Price Changed $310,000 ARMLS
• 2026-04-23 Price Changed $320,000 ARMLS
• 2026-04-02 Price Changed $329,000 ARMLS
• 2026-03-17 Price Changed $345,000 ARMLS
• 2026-03-04 Price Changed $360,000 ARMLS
• 2026-02-03 Price Changed $365,000 ARMLS
• 2026-01-27 Price Changed $375,000 ARMLS
• 2026-01-23 Price Changed $350,000 ARMLS
• 2026-01-08 Price Changed $375,000 ARMLS
• 2025-12-04 Price Changed $389,000 ARMLS
• 2025-11-19 Price Changed $349,900 ARMLS
• 2025-11-05 Price Changed $360,000 ARMLS
• 2025-10-09 Price Changed $375,000 ARMLS
• 2025-09-26 Listed $399,000 ARMLS
• 2022-11-04 Sold (MLS) $429,000 ARMLS
• 2022-11-03 Sold (Public Records) $429,000 Public Records
• 2022-09-26 Contingent — ARMLS
• 2022-09-10 Price Changed $429,900 ARMLS
• 2022-08-29 Listed $439,900 ARMLS
• 2009-06-19 Sold (MLS) $94,000 ARMLS
• 2009-04-02 Listing Removed — ARMLS
• 2009-03-13 Listed $87,900 ARMLS
• 2009-03-03 Listing Removed — ARMLS
• 2009-01-29 Listed $87,900 ARMLS
• 2009-01-16 Listing Removed — ARMLS
• 2009-01-02 Listed $109,900 ARMLS
• 2005-12-08 Sold (Public Records) $273,000 Public Records
• 2005-11-14 Sold (MLS) $265,000 ARMLS
• 2005-10-31 Listing Removed — ARMLS
• 2005-08-02 Listed $276,000 ARMLS
• 2003-01-21 Sold (Public Records) $131,103 Public Records

Property tax history

-1.1%/yr

Latest (2025): $1,088 · -0.7% YoY. Source: county tax records.