134 Maple Ave · Streetman, TX 75859

$90,000

1 bd · 1.0 ba · 720 sqft · Other · 439 Days on market

Built 2014 4,182 sqft lot $125/sqft · waterfront premium Est $71k · 27% over · waterfront $17/mo HOA · 2% of rent ↓ 29% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.5/30.0
• DSCR +6.5/10.0
• Appreciation +6.0/10.0
• 1% rule +4.8/10.0
• Schools +3.2/10.0
• Livability +2.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0

Listing remarks MLS

Imagine waking up each morning in a cozy, 1-bedroom, 1-bathroom retreat nestled in the heart of the serene Richland Chambers Lake community. This sweet haven offers the best of both worlds: peaceful privacy and the excitement of lake life right at your doorstep. Step outside and feel the stress melt away as you take in the tranquility of your fenced-in yard, an oasis designed for complete seclusion. Whether you're hosting a small gathering or simply soaking in the sounds of nature, this outdoor space is your personal escape. The front porch beckons you to sit back and unwind, with a refreshing drink in hand, while watching the sun set over the water. It's the perfect spot to enjoy the beauty of the changing seasons, whether you're sipping coffee at sunrise or stargazing at night. For the adventurous spirit, the neighborhood boat ramp is just a short stroll away—an easy access point to the expansive waters of Richland Chambers Lake. Picture yourself cruising across the lake on weekends, fishing at your favorite spot, or simply enjoying the gentle ripple of the water beneath your boat. This home isn’t just a place; it’s a lifestyle. It’s for the dreamers who crave peaceful days spent by the water, nights under the stars, and the sense of community that comes with lake living. If you're looking for a place where you can relax, recharge, and live the lake life you’ve always imagined, this is it. Don’t wait—this rare gem won’t last long! Come see for yourself why this lakefront retreat is the perfect place to call home.

Key facts

• Lakefront retreat
• Fenced-in yard
• 4,182 sq ft lot

Tags

• FENCED-IN YARD
• NEIGHBORHOOD BOAT RAMP
• LAKEFRONT RETREAT

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath other listed at $90k.

Deal economics

• At list price, monthly cash flow is $119 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $88k (2.4% below list).
• Recommended offer: $79k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 52/100 on livability (#1,456 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: crime F, amenities F, commute F.
• Fairfield ISD (town): math 33% / reading 41% proficiency, ranked #475 of 826 in TX (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Fairfield El (391 students, 71% FRL); Fairfield J H (math 28% / reading 36%, grade F, #971 of 1,662 statewide, top 60%, 409 students, 59% FRL); Fairfield H S (math 42% / reading 57%, grade D, #509 of 1,632 statewide, top 34%, 489 students, 52% FRL).
• Market conditions: 102 active listings in the ZIP; 2 units permitted in Freestone County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $2k of equity ($622 loan paydown + $2k appreciation (1.9% local appreciation)).
• Freestone County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (1.9% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 439 days — a 12% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 3y ago; this cycle's ask has dropped $20k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $79,200 (12.0% below list)

Questions for the listing agent

1. It's been on market 439 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
9. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
10. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
11. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
12. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
13. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.98% ✗
• Cap rate: 7.88%
• Cash-on-cash: 5.65%
• DSCR: 1.25
• GRM: 8.5

CMA / ARV

• ARV (median comp): $70,971
• List price: $90,000
• Delta: 26.81%
• Verdict: OVERPRICED
• Comps: 3 within 1.0 mi

Projected returns pro-forma

1.91% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 9.8%
• Equity multiple: 1.53×
• Total profit: $13,315
• Equity at exit: $35,075

10-year hold

• IRR: 12.9%
• Equity multiple: 2.72×
• Total profit: $43,397
• Equity at exit: $50,185

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 75859

• Home prices YoY: 0.9%
• Active inventory: 102
• Price-to-rent: 8.5×

Monthly cashflow live

• Estimated rent: $879 medium
• Mortgage (P&I): −$472
• Tax from tax record: −$49 /mo · $588/yr
• Insurance: −$38
• HOA: −$17
• Vacancy / Maint / Mgmt: −$185
• Net cashflow: $119

Break-even live

Break-even rent $728

Max offer price $90,000

Occupancy floor 81%

Sensitivity live

Price	-10% $170	-5% $144	+0% $119	+5% $93	+10% $68
Rent	-10% $49	-5% $84	+0% $119	+5% $153	+10% $188
Rate	-1.0pp $164	-0.5pp $142	base $119	+0.5pp $95	+1.0pp $72

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $22,500
• Closing costs: $2,700
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $17 · $204/yr
• Likely covers: water

Listing history 33 events

1. 2026-06-21
   days on market $90,000 Active 439 DOM
2. 2026-06-19
   days on market $90,000 Active 437 DOM
3. 2026-06-18
   days on market $90,000 Active 436 DOM
4. 2026-06-17
   days on market $90,000 Active 435 DOM
5. 2026-06-16
   days on market $90,000 Active 434 DOM
6. 2026-06-15
   days on market $90,000 Active 433 DOM
7. 2026-06-14
   days on market $90,000 Active 431 DOM
8. 2026-06-12
   days on market $90,000 Active 430 DOM
9. 2026-06-09
   days on market $90,000 Active 427 DOM
10. 2026-06-08
    days on market $90,000 Active 426 DOM
11. 2026-06-07
    days on market $90,000 Active 425 DOM
12. 2026-06-05
    days on market $90,000 Active 422 DOM
13. 2026-06-03
    days on market $90,000 Active 421 DOM
14. 2026-06-02
    days on market $90,000 Active 420 DOM
15. 2026-06-01
    days on market $90,000 Active 419 DOM
16. 2026-05-31
    days on market $90,000 Active 418 DOM
17. 2026-05-30
    days on market $90,000 Active 417 DOM
18. 2026-05-01
    price $90,000 1588-char remark

    Show marketing remark (1588 chars)

    Imagine waking up each morning in a cozy, 1-bedroom, 1-bathroom retreat nestled in the heart of the serene Richland Chambers Lake community. This sweet haven offers the best of both worlds: peaceful privacy and the excitement of lake life right at your doorstep. Step outside and feel the stress melt away as you take in the tranquility of your fenced-in yard, an oasis designed for complete seclusion. Whether you're hosting a small gathering or simply soaking in the sounds of nature, this outdoor space is your personal escape. The front porch beckons you to sit back and unwind, with a refreshing drink in hand, while watching the sun set over the water. It's the perfect spot to enjoy the beauty of the changing seasons, whether you're sipping coffee at sunrise or stargazing at night. For the adventurous spirit, the neighborhood boat ramp is just a short stroll away—an easy access point to the expansive waters of Richland Chambers Lake. Picture yourself cruising across the lake on weekends, fishing at your favorite spot, or simply enjoying the gentle ripple of the water beneath your boat. This home isn’t just a place; it’s a lifestyle. It’s for the dreamers who crave peaceful days spent by the water, nights under the stars, and the sense of community that comes with lake living. If you're looking for a place where you can relax, recharge, and live the lake life you’ve always imagined, this is it. Don’t wait—this rare gem won’t last long! Come see for yourself why this lakefront retreat is the perfect place to call home.

19. 2026-05-01
    price $90,000 1588-char remark

    Show marketing remark (1588 chars)

    Imagine waking up each morning in a cozy, 1-bedroom, 1-bathroom retreat nestled in the heart of the serene Richland Chambers Lake community. This sweet haven offers the best of both worlds: peaceful privacy and the excitement of lake life right at your doorstep. Step outside and feel the stress melt away as you take in the tranquility of your fenced-in yard, an oasis designed for complete seclusion. Whether you're hosting a small gathering or simply soaking in the sounds of nature, this outdoor space is your personal escape. The front porch beckons you to sit back and unwind, with a refreshing drink in hand, while watching the sun set over the water. It's the perfect spot to enjoy the beauty of the changing seasons, whether you're sipping coffee at sunrise or stargazing at night. For the adventurous spirit, the neighborhood boat ramp is just a short stroll away—an easy access point to the expansive waters of Richland Chambers Lake. Picture yourself cruising across the lake on weekends, fishing at your favorite spot, or simply enjoying the gentle ripple of the water beneath your boat. This home isn’t just a place; it’s a lifestyle. It’s for the dreamers who crave peaceful days spent by the water, nights under the stars, and the sense of community that comes with lake living. If you're looking for a place where you can relax, recharge, and live the lake life you’ve always imagined, this is it. Don’t wait—this rare gem won’t last long! Come see for yourself why this lakefront retreat is the perfect place to call home.

20. 2026-03-31
    price $95,000 1588-char remark

    Show marketing remark (1588 chars)

    Imagine waking up each morning in a cozy, 1-bedroom, 1-bathroom retreat nestled in the heart of the serene Richland Chambers Lake community. This sweet haven offers the best of both worlds: peaceful privacy and the excitement of lake life right at your doorstep. Step outside and feel the stress melt away as you take in the tranquility of your fenced-in yard, an oasis designed for complete seclusion. Whether you're hosting a small gathering or simply soaking in the sounds of nature, this outdoor space is your personal escape. The front porch beckons you to sit back and unwind, with a refreshing drink in hand, while watching the sun set over the water. It's the perfect spot to enjoy the beauty of the changing seasons, whether you're sipping coffee at sunrise or stargazing at night. For the adventurous spirit, the neighborhood boat ramp is just a short stroll away—an easy access point to the expansive waters of Richland Chambers Lake. Picture yourself cruising across the lake on weekends, fishing at your favorite spot, or simply enjoying the gentle ripple of the water beneath your boat. This home isn’t just a place; it’s a lifestyle. It’s for the dreamers who crave peaceful days spent by the water, nights under the stars, and the sense of community that comes with lake living. If you're looking for a place where you can relax, recharge, and live the lake life you’ve always imagined, this is it. Don’t wait—this rare gem won’t last long! Come see for yourself why this lakefront retreat is the perfect place to call home.

21. 2026-03-31
    price $95,000 1588-char remark

    Show marketing remark (1588 chars)

    Imagine waking up each morning in a cozy, 1-bedroom, 1-bathroom retreat nestled in the heart of the serene Richland Chambers Lake community. This sweet haven offers the best of both worlds: peaceful privacy and the excitement of lake life right at your doorstep. Step outside and feel the stress melt away as you take in the tranquility of your fenced-in yard, an oasis designed for complete seclusion. Whether you're hosting a small gathering or simply soaking in the sounds of nature, this outdoor space is your personal escape. The front porch beckons you to sit back and unwind, with a refreshing drink in hand, while watching the sun set over the water. It's the perfect spot to enjoy the beauty of the changing seasons, whether you're sipping coffee at sunrise or stargazing at night. For the adventurous spirit, the neighborhood boat ramp is just a short stroll away—an easy access point to the expansive waters of Richland Chambers Lake. Picture yourself cruising across the lake on weekends, fishing at your favorite spot, or simply enjoying the gentle ripple of the water beneath your boat. This home isn’t just a place; it’s a lifestyle. It’s for the dreamers who crave peaceful days spent by the water, nights under the stars, and the sense of community that comes with lake living. If you're looking for a place where you can relax, recharge, and live the lake life you’ve always imagined, this is it. Don’t wait—this rare gem won’t last long! Come see for yourself why this lakefront retreat is the perfect place to call home.

22. 2025-10-06
    listed $110,000 Active 1588-char remark

    Show marketing remark (1588 chars)

    Imagine waking up each morning in a cozy, 1-bedroom, 1-bathroom retreat nestled in the heart of the serene Richland Chambers Lake community. This sweet haven offers the best of both worlds: peaceful privacy and the excitement of lake life right at your doorstep. Step outside and feel the stress melt away as you take in the tranquility of your fenced-in yard, an oasis designed for complete seclusion. Whether you're hosting a small gathering or simply soaking in the sounds of nature, this outdoor space is your personal escape. The front porch beckons you to sit back and unwind, with a refreshing drink in hand, while watching the sun set over the water. It's the perfect spot to enjoy the beauty of the changing seasons, whether you're sipping coffee at sunrise or stargazing at night. For the adventurous spirit, the neighborhood boat ramp is just a short stroll away—an easy access point to the expansive waters of Richland Chambers Lake. Picture yourself cruising across the lake on weekends, fishing at your favorite spot, or simply enjoying the gentle ripple of the water beneath your boat. This home isn’t just a place; it’s a lifestyle. It’s for the dreamers who crave peaceful days spent by the water, nights under the stars, and the sense of community that comes with lake living. If you're looking for a place where you can relax, recharge, and live the lake life you’ve always imagined, this is it. Don’t wait—this rare gem won’t last long! Come see for yourself why this lakefront retreat is the perfect place to call home.

23. 2025-05-08
    price $110,000 1588-char remark

    Show marketing remark (1588 chars)

    Imagine waking up each morning in a cozy, 1-bedroom, 1-bathroom retreat nestled in the heart of the serene Richland Chambers Lake community. This sweet haven offers the best of both worlds: peaceful privacy and the excitement of lake life right at your doorstep. Step outside and feel the stress melt away as you take in the tranquility of your fenced-in yard, an oasis designed for complete seclusion. Whether you're hosting a small gathering or simply soaking in the sounds of nature, this outdoor space is your personal escape. The front porch beckons you to sit back and unwind, with a refreshing drink in hand, while watching the sun set over the water. It's the perfect spot to enjoy the beauty of the changing seasons, whether you're sipping coffee at sunrise or stargazing at night. For the adventurous spirit, the neighborhood boat ramp is just a short stroll away—an easy access point to the expansive waters of Richland Chambers Lake. Picture yourself cruising across the lake on weekends, fishing at your favorite spot, or simply enjoying the gentle ripple of the water beneath your boat. This home isn’t just a place; it’s a lifestyle. It’s for the dreamers who crave peaceful days spent by the water, nights under the stars, and the sense of community that comes with lake living. If you're looking for a place where you can relax, recharge, and live the lake life you’ve always imagined, this is it. Don’t wait—this rare gem won’t last long! Come see for yourself why this lakefront retreat is the perfect place to call home.

24. 2025-04-07
    listed $114,500 Active 1588-char remark

    Show marketing remark (1588 chars)

    Imagine waking up each morning in a cozy, 1-bedroom, 1-bathroom retreat nestled in the heart of the serene Richland Chambers Lake community. This sweet haven offers the best of both worlds: peaceful privacy and the excitement of lake life right at your doorstep. Step outside and feel the stress melt away as you take in the tranquility of your fenced-in yard, an oasis designed for complete seclusion. Whether you're hosting a small gathering or simply soaking in the sounds of nature, this outdoor space is your personal escape. The front porch beckons you to sit back and unwind, with a refreshing drink in hand, while watching the sun set over the water. It's the perfect spot to enjoy the beauty of the changing seasons, whether you're sipping coffee at sunrise or stargazing at night. For the adventurous spirit, the neighborhood boat ramp is just a short stroll away—an easy access point to the expansive waters of Richland Chambers Lake. Picture yourself cruising across the lake on weekends, fishing at your favorite spot, or simply enjoying the gentle ripple of the water beneath your boat. This home isn’t just a place; it’s a lifestyle. It’s for the dreamers who crave peaceful days spent by the water, nights under the stars, and the sense of community that comes with lake living. If you're looking for a place where you can relax, recharge, and live the lake life you’ve always imagined, this is it. Don’t wait—this rare gem won’t last long! Come see for yourself why this lakefront retreat is the perfect place to call home.

25. 2025-02-26
    price $114,500
26. 2024-08-27
    status Active
27. 2024-05-21
    price $119,000
28. 2024-02-28
    price $119,900
29. 2024-02-22
    price $120,900
30. 2023-11-13
    price $126,000
31. 2023-08-16
    listed $127,000 Active
32. 2014-06-17
    soldstatus
33. 2005-12-09
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $588 · $49/mo
• Projected year-2 tax: $1,647 · $137/mo
• Expected delta: +$1,059/yr (+$88/mo · 180.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 26 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $10,543
• − Mortgage interest: −$5,041
• − Property taxes: −$588
• − Insurance: −$450
• − Repairs & maintenance: −$843
• − Management: −$843
• − HOA: −$204
• − Depreciation: −$2,618
• Taxable loss: −$45
• Est. tax savings @ 24.0%: +$11
• After-tax cash flow: $1,435/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Fairfield ISD
• NCES district ID: 4818940
• Math proficiency: 33% ▼ -9.00%
• Reading proficiency: 41% ▼ -9.00%
• Median HH income: $46,909
• Composite: 31.68/100
• National rank: #5926
• State rank: #475 of 826 in TX

Livability — Streetman

• Score: 52/100
• State rank: #1456
• US rank: #24876

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 2,468

Population outlook (Freestone County) Hauer SSP2

• Today (2025): 19,591 people
• By 2030: 19,470 · -0.6%
• By 2040: 19,111 · -2.5%
• By 2050: 18,700 · -4.5%
• By 2075: 17,586 · -10.2%
• By 2100: 14,933 · -23.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (78%)
• Race & ethnicity: White 78% Hispanic / Latino 10% Two or more races 7% Black 6%
• Hispanic origin (detail): Mexican 10%
• Common ancestry: Slovak 2% Romanian 1% Scandinavian 1%
• Foreign-born: 2% · Canada
• Languages at home: 91% English-only · Spanish 8% Other Indo-European 1%

Political lean MEDSL · Freestone

• 2024 margin: Solid R (+66.3) · D 16.6% · R 82.9%
• 2008→2024 swing: -22.8pp toward R · 2008: -43.5pp · 2024: -66.3pp
• All cycles: 2024: R+66.3 2020: R+61.5 2016: R+59.6 2012: R+50.2 2008: R+43.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 1.91%
• Current HPI: 204.2727
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-29.1% since first listed

16 events — show timeline

• 2026-05-01 Price Changed $90,000 NTREIS
• 2026-05-01 Price Changed $90,000 NTREIS
• 2026-03-31 Price Changed $95,000 NTREIS
• 2026-03-31 Price Changed $95,000 NTREIS
• 2025-10-06 Listed $110,000 NTREIS
• 2025-05-08 Price Changed $110,000 NTREIS
• 2025-04-07 Listed $114,500 NTREIS
• 2025-02-26 Price Changed $114,500 NTREIS
• 2024-08-27 Relisted — NTREIS
• 2024-05-21 Price Changed $119,000 NTREIS
• 2024-02-28 Price Changed $119,900 NTREIS
• 2024-02-22 Price Changed $120,900 NTREIS
• 2023-11-13 Price Changed $126,000 NTREIS
• 2023-08-16 Listed $127,000 NTREIS
• 2014-06-17 Sold (Public Records) — Public Records
• 2005-12-09 Sold (Public Records) — Public Records

Property tax history

+23.6%/yr

Latest (2025): $588 · -24.7% YoY. Source: county tax records.