433 Elliots Ln · Dahlonega, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 4/10 · Minor
- Hot days now (above 101°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 3.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +8.3/30.0
- Schools +3.5/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- DSCR +2.3/10.0
- 1% rule +1.6/10.0
- Appreciation +0.0/10.0
$379,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Recently updated in April, this private Dahlonega retreat offers the space, setting, and flexibility buyers are looking for. Tucked away on a peaceful cul-de-sac, 433 Elliots Lane is a 5-bedroom, 2-bath ranch home with an unfinished basement set on 1.59 private acres with a blend of open yard, mature trees, and a clear creek, creating a beautiful North Georgia setting that feels peaceful and secluded while still being convenient to town. Inside, the home offers an inviting layout designed for both comfort and versatility. The kitchen was refreshed in April with new countertops, a new sink, a new faucet, and freshly painted cabinets, giving the heart of the home an updated feel buyers will appreciate. The main living area is open and welcoming, while a separate formal living room adds extra space for relaxing, entertaining, or creating a cozy second den. The fifth bedroom provides flexibility for a home office, playroom, guest room, or hobby space. Step outside to the expansive back deck and enjoy views of your private backyard, wooded surroundings, and creek. Whether you are hosting, unwinding after a long day, or simply enjoying the outdoors, this property offers the kind of usable outdoor space that is hard to find. A separate storage shed adds even more room for tools, equipment, or outdoor gear. The nearly 750 square feet of unfinished basement space, with its own entrance, offers excellent potential for storage, workshop space, or future expansion. With generous parking and a private driveway, this home combines practical functionality with the privacy so many buyers want in Dahlonega real estate. Located about 15 minutes from downtown Dahlonega and convenient to the new Publix, Northeast Georgia Medical Center Lumpkin, and GA-400, this property offers the best of both worlds: a quiet, private setting with easy access to shopping, dining, healthcare, and commuter routes. If you have been searching for a private home with acreage in Dahlonega, a ranch home with a creek, or a property with room to grow and enjoy North Georgia living, 433 Elliots Lane is a must-see. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. Photos & lot lines may be virtually staged to assist buyers in visualizing the property's potential. Contact the listing agent for more information or to schedule a private showing.
Key facts
- Secluded haven
- Peaceful cul-de-sac
- Spacious lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/2.5-bath single-family listed at $379k.
Deal economics
- At list price, monthly cash flow is $-346 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $318k (16.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $250k (34.1% below list).
- Recommended offer: $250k (34.1% below list) — sets the bar for 1% rule.
- Cap rate 5.2% vs local median 3.1% in Dahlonega — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#241 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, health & safety A+; Watch: schools D+, employment D, housing D.
- Lumpkin County (rural): math 38% / reading 45% proficiency, ranked #41 of 174 in GA (top 24%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 378 active listings in the ZIP; 277 units permitted in Lumpkin County in 2024 (0 in 5+ unit buildings).
- This rent runs 40% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
- Lumpkin County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 358 days — a 12% lower offer ($334k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 14y ago; this cycle's ask has dropped $70k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $200k; list at $379k implies a 90% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 358 days. Have you received any prior offers? Is the seller open to a 34% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.66% ✗
- Cap rate
- 5.20%
- Cash-on-cash
- -3.91%
- DSCR
- 0.83
- GRM
- 12.6
CMA / ARV
- ARV (median comp)
- $456,121
- List price
- $379,000
- Delta
- -16.91%
- Verdict
- UNDERPRICED
- Comps
- 3 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -22.9%
- Equity multiple
- 0.21×
- Total profit
- $-83,584
- Equity at exit
- $56,510
- IRR
- -17.5%
- Equity multiple
- 0.04×
- Total profit
- $-101,738
- Equity at exit
- $32,769
Cash invested: $106,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30533
- Home prices YoY
- -3.3%
- Active inventory
- 378
- Price-to-rent
- 12.6×
Monthly cashflow live
- Estimated rent
- $2,497 medium interval (Pro) →
- Mortgage (P&I)
- −$1,988
- Tax from tax record
- −$173 /mo · $2,078/yr
- Insurance
- −$158
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$524
- Net cashflow
- $-346
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $94,750
- Closing costs
- $11,370
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 32 events
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2026-06-18days on market $379,000 Active 358 DOM
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2026-06-17days on market $379,000 Active 357 DOM
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2026-06-16days on market $379,000 Active 356 DOM
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2026-06-15days on market $379,000 Active 355 DOM
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2026-06-14days on market $379,000 Active 353 DOM
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2026-06-10days on market $379,000 Active 350 DOM
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2026-06-09days on market $379,000 Active 349 DOM
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2026-06-08days on market $379,000 Active 348 DOM
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2026-06-07days on market $379,000 Active 347 DOM
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2026-06-05days on market $379,000 Active 344 DOM
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2026-06-03days on market $379,000 Active 343 DOM
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2026-06-02days on market $379,000 Active 342 DOM
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2026-06-01days on market $379,000 Active 341 DOM
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2026-05-31days on market $379,000 Active 340 DOM
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2026-05-31days on market $379,000 Active 339 DOM
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2026-05-01price $379,000 2397-char remark
Show marketing remark (2397 chars)
Recently updated in April, this private Dahlonega retreat offers the space, setting, and flexibility buyers are looking for. Tucked away on a peaceful cul-de-sac, 433 Elliots Lane is a 5-bedroom, 2-bath ranch home with an unfinished basement set on 1.59 private acres with a blend of open yard, mature trees, and a clear creek, creating a beautiful North Georgia setting that feels peaceful and secluded while still being convenient to town. Inside, the home offers an inviting layout designed for both comfort and versatility. The kitchen was refreshed in April with new countertops, a new sink, a new faucet, and freshly painted cabinets, giving the heart of the home an updated feel buyers will appreciate. The main living area is open and welcoming, while a separate formal living room adds extra space for relaxing, entertaining, or creating a cozy second den. The fifth bedroom provides flexibility for a home office, playroom, guest room, or hobby space. Step outside to the expansive back deck and enjoy views of your private backyard, wooded surroundings, and creek. Whether you are hosting, unwinding after a long day, or simply enjoying the outdoors, this property offers the kind of usable outdoor space that is hard to find. A separate storage shed adds even more room for tools, equipment, or outdoor gear. The nearly 750 square feet of unfinished basement space, with its own entrance, offers excellent potential for storage, workshop space, or future expansion. With generous parking and a private driveway, this home combines practical functionality with the privacy so many buyers want in Dahlonega real estate. Located about 15 minutes from downtown Dahlonega and convenient to the new Publix, Northeast Georgia Medical Center Lumpkin, and GA-400, this property offers the best of both worlds: a quiet, private setting with easy access to shopping, dining, healthcare, and commuter routes. If you have been searching for a private home with acreage in Dahlonega, a ranch home with a creek, or a property with room to grow and enjoy North Georgia living, 433 Elliots Lane is a must-see. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. Photos & lot lines may be virtually staged to assist buyers in visualizing the property's potential. Contact the listing agent for more information or to schedule a private showing.
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2026-02-06price $385,000 2397-char remark
Show marketing remark (2397 chars)
Recently updated in April, this private Dahlonega retreat offers the space, setting, and flexibility buyers are looking for. Tucked away on a peaceful cul-de-sac, 433 Elliots Lane is a 5-bedroom, 2-bath ranch home with an unfinished basement set on 1.59 private acres with a blend of open yard, mature trees, and a clear creek, creating a beautiful North Georgia setting that feels peaceful and secluded while still being convenient to town. Inside, the home offers an inviting layout designed for both comfort and versatility. The kitchen was refreshed in April with new countertops, a new sink, a new faucet, and freshly painted cabinets, giving the heart of the home an updated feel buyers will appreciate. The main living area is open and welcoming, while a separate formal living room adds extra space for relaxing, entertaining, or creating a cozy second den. The fifth bedroom provides flexibility for a home office, playroom, guest room, or hobby space. Step outside to the expansive back deck and enjoy views of your private backyard, wooded surroundings, and creek. Whether you are hosting, unwinding after a long day, or simply enjoying the outdoors, this property offers the kind of usable outdoor space that is hard to find. A separate storage shed adds even more room for tools, equipment, or outdoor gear. The nearly 750 square feet of unfinished basement space, with its own entrance, offers excellent potential for storage, workshop space, or future expansion. With generous parking and a private driveway, this home combines practical functionality with the privacy so many buyers want in Dahlonega real estate. Located about 15 minutes from downtown Dahlonega and convenient to the new Publix, Northeast Georgia Medical Center Lumpkin, and GA-400, this property offers the best of both worlds: a quiet, private setting with easy access to shopping, dining, healthcare, and commuter routes. If you have been searching for a private home with acreage in Dahlonega, a ranch home with a creek, or a property with room to grow and enjoy North Georgia living, 433 Elliots Lane is a must-see. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. Photos & lot lines may be virtually staged to assist buyers in visualizing the property's potential. Contact the listing agent for more information or to schedule a private showing.
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2025-10-03price $399,000 2397-char remark
Show marketing remark (2397 chars)
Recently updated in April, this private Dahlonega retreat offers the space, setting, and flexibility buyers are looking for. Tucked away on a peaceful cul-de-sac, 433 Elliots Lane is a 5-bedroom, 2-bath ranch home with an unfinished basement set on 1.59 private acres with a blend of open yard, mature trees, and a clear creek, creating a beautiful North Georgia setting that feels peaceful and secluded while still being convenient to town. Inside, the home offers an inviting layout designed for both comfort and versatility. The kitchen was refreshed in April with new countertops, a new sink, a new faucet, and freshly painted cabinets, giving the heart of the home an updated feel buyers will appreciate. The main living area is open and welcoming, while a separate formal living room adds extra space for relaxing, entertaining, or creating a cozy second den. The fifth bedroom provides flexibility for a home office, playroom, guest room, or hobby space. Step outside to the expansive back deck and enjoy views of your private backyard, wooded surroundings, and creek. Whether you are hosting, unwinding after a long day, or simply enjoying the outdoors, this property offers the kind of usable outdoor space that is hard to find. A separate storage shed adds even more room for tools, equipment, or outdoor gear. The nearly 750 square feet of unfinished basement space, with its own entrance, offers excellent potential for storage, workshop space, or future expansion. With generous parking and a private driveway, this home combines practical functionality with the privacy so many buyers want in Dahlonega real estate. Located about 15 minutes from downtown Dahlonega and convenient to the new Publix, Northeast Georgia Medical Center Lumpkin, and GA-400, this property offers the best of both worlds: a quiet, private setting with easy access to shopping, dining, healthcare, and commuter routes. If you have been searching for a private home with acreage in Dahlonega, a ranch home with a creek, or a property with room to grow and enjoy North Georgia living, 433 Elliots Lane is a must-see. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. Photos & lot lines may be virtually staged to assist buyers in visualizing the property's potential. Contact the listing agent for more information or to schedule a private showing.
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2025-08-19price $419,000 2397-char remark
Show marketing remark (2397 chars)
Recently updated in April, this private Dahlonega retreat offers the space, setting, and flexibility buyers are looking for. Tucked away on a peaceful cul-de-sac, 433 Elliots Lane is a 5-bedroom, 2-bath ranch home with an unfinished basement set on 1.59 private acres with a blend of open yard, mature trees, and a clear creek, creating a beautiful North Georgia setting that feels peaceful and secluded while still being convenient to town. Inside, the home offers an inviting layout designed for both comfort and versatility. The kitchen was refreshed in April with new countertops, a new sink, a new faucet, and freshly painted cabinets, giving the heart of the home an updated feel buyers will appreciate. The main living area is open and welcoming, while a separate formal living room adds extra space for relaxing, entertaining, or creating a cozy second den. The fifth bedroom provides flexibility for a home office, playroom, guest room, or hobby space. Step outside to the expansive back deck and enjoy views of your private backyard, wooded surroundings, and creek. Whether you are hosting, unwinding after a long day, or simply enjoying the outdoors, this property offers the kind of usable outdoor space that is hard to find. A separate storage shed adds even more room for tools, equipment, or outdoor gear. The nearly 750 square feet of unfinished basement space, with its own entrance, offers excellent potential for storage, workshop space, or future expansion. With generous parking and a private driveway, this home combines practical functionality with the privacy so many buyers want in Dahlonega real estate. Located about 15 minutes from downtown Dahlonega and convenient to the new Publix, Northeast Georgia Medical Center Lumpkin, and GA-400, this property offers the best of both worlds: a quiet, private setting with easy access to shopping, dining, healthcare, and commuter routes. If you have been searching for a private home with acreage in Dahlonega, a ranch home with a creek, or a property with room to grow and enjoy North Georgia living, 433 Elliots Lane is a must-see. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. Photos & lot lines may be virtually staged to assist buyers in visualizing the property's potential. Contact the listing agent for more information or to schedule a private showing.
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2025-07-16price $439,000 2397-char remark
Show marketing remark (2397 chars)
Recently updated in April, this private Dahlonega retreat offers the space, setting, and flexibility buyers are looking for. Tucked away on a peaceful cul-de-sac, 433 Elliots Lane is a 5-bedroom, 2-bath ranch home with an unfinished basement set on 1.59 private acres with a blend of open yard, mature trees, and a clear creek, creating a beautiful North Georgia setting that feels peaceful and secluded while still being convenient to town. Inside, the home offers an inviting layout designed for both comfort and versatility. The kitchen was refreshed in April with new countertops, a new sink, a new faucet, and freshly painted cabinets, giving the heart of the home an updated feel buyers will appreciate. The main living area is open and welcoming, while a separate formal living room adds extra space for relaxing, entertaining, or creating a cozy second den. The fifth bedroom provides flexibility for a home office, playroom, guest room, or hobby space. Step outside to the expansive back deck and enjoy views of your private backyard, wooded surroundings, and creek. Whether you are hosting, unwinding after a long day, or simply enjoying the outdoors, this property offers the kind of usable outdoor space that is hard to find. A separate storage shed adds even more room for tools, equipment, or outdoor gear. The nearly 750 square feet of unfinished basement space, with its own entrance, offers excellent potential for storage, workshop space, or future expansion. With generous parking and a private driveway, this home combines practical functionality with the privacy so many buyers want in Dahlonega real estate. Located about 15 minutes from downtown Dahlonega and convenient to the new Publix, Northeast Georgia Medical Center Lumpkin, and GA-400, this property offers the best of both worlds: a quiet, private setting with easy access to shopping, dining, healthcare, and commuter routes. If you have been searching for a private home with acreage in Dahlonega, a ranch home with a creek, or a property with room to grow and enjoy North Georgia living, 433 Elliots Lane is a must-see. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. Photos & lot lines may be virtually staged to assist buyers in visualizing the property's potential. Contact the listing agent for more information or to schedule a private showing.
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2025-06-25$449,000 New 2397-char remark
Show marketing remark (2397 chars)
Recently updated in April, this private Dahlonega retreat offers the space, setting, and flexibility buyers are looking for. Tucked away on a peaceful cul-de-sac, 433 Elliots Lane is a 5-bedroom, 2-bath ranch home with an unfinished basement set on 1.59 private acres with a blend of open yard, mature trees, and a clear creek, creating a beautiful North Georgia setting that feels peaceful and secluded while still being convenient to town. Inside, the home offers an inviting layout designed for both comfort and versatility. The kitchen was refreshed in April with new countertops, a new sink, a new faucet, and freshly painted cabinets, giving the heart of the home an updated feel buyers will appreciate. The main living area is open and welcoming, while a separate formal living room adds extra space for relaxing, entertaining, or creating a cozy second den. The fifth bedroom provides flexibility for a home office, playroom, guest room, or hobby space. Step outside to the expansive back deck and enjoy views of your private backyard, wooded surroundings, and creek. Whether you are hosting, unwinding after a long day, or simply enjoying the outdoors, this property offers the kind of usable outdoor space that is hard to find. A separate storage shed adds even more room for tools, equipment, or outdoor gear. The nearly 750 square feet of unfinished basement space, with its own entrance, offers excellent potential for storage, workshop space, or future expansion. With generous parking and a private driveway, this home combines practical functionality with the privacy so many buyers want in Dahlonega real estate. Located about 15 minutes from downtown Dahlonega and convenient to the new Publix, Northeast Georgia Medical Center Lumpkin, and GA-400, this property offers the best of both worlds: a quiet, private setting with easy access to shopping, dining, healthcare, and commuter routes. If you have been searching for a private home with acreage in Dahlonega, a ranch home with a creek, or a property with room to grow and enjoy North Georgia living, 433 Elliots Lane is a must-see. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. Photos & lot lines may be virtually staged to assist buyers in visualizing the property's potential. Contact the listing agent for more information or to schedule a private showing.
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2022-01-06status Pending 214-char remark
Show marketing remark (214 chars)
Great Investor Opportunity or someone who wants to do a little work. Large 3 bed on a basement. Huge private 1.6 acre lot. Nothing but woods behind you. Located on a private road with expensive homes all around.
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2022-01-03soldstatus $200,000
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2021-12-23soldstatus $200,000 Closed 214-char remark
Show marketing remark (214 chars)
Great Investor Opportunity or someone who wants to do a little work. Large 3 bed on a basement. Huge private 1.6 acre lot. Nothing but woods behind you. Located on a private road with expensive homes all around.
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2021-12-23soldstatus $200,000 Sold
Show marketing remark (214 chars)
Great Investor Opportunity or someone who wants to do a little work. Large 3 bed on a basement. Huge private 1.6 acre lot. Nothing but woods behind you. Located on a private road with expensive homes all around.
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2021-11-16$230,000 Active 214-char remark
Show marketing remark (214 chars)
Great Investor Opportunity or someone who wants to do a little work. Large 3 bed on a basement. Huge private 1.6 acre lot. Nothing but woods behind you. Located on a private road with expensive homes all around.
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2021-11-16$230,000 New
Show marketing remark (214 chars)
Great Investor Opportunity or someone who wants to do a little work. Large 3 bed on a basement. Huge private 1.6 acre lot. Nothing but woods behind you. Located on a private road with expensive homes all around.
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2012-03-26soldstatus $49,750
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2012-03-26soldstatus $49,750
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2012-02-10$55,000
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2012-02-10$55,000
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2001-04-24soldstatus $23,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,078 · $173/mo
- Projected year-2 tax
- $3,487 · $291/mo
- Expected delta
- +$1,408/yr (+$117/mo · 67.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 4/10 Moderate 7 d/yr ≥101°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low 3% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $29,967
- − Mortgage interest
- −$21,230
- − Property taxes
- −$2,078
- − Insurance
- −$1,895
- − Repairs & maintenance
- −$2,397
- − Management
- −$2,397
- − Depreciation
- −$11,025
- Taxable loss
- −$11,056
- Est. tax savings @ 24.0%
- +$2,653
- After-tax cash flow
- $-1,496/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lumpkin County
- NCES district ID
- 1303420
- Math proficiency
- 38% ▼ -10.00%
- Reading proficiency
- 45% ▼ -3.00%
- Median HH income
- $43,380
- Composite
- 35.08/100
- National rank
- #5023
- State rank
- #41 of 174 in GA
Livability — Dahlonega
- Score
- 65/100
- State rank
- #241
- US rank
- #13603
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Lumpkin County · 28,049 people
- City population
- 28,049
- Metro
- nan
- Population (ZIP)
- 28,049
- Household income
- $74,035
- Rent vs Own
- Severe rent burden
- 710.0
Population outlook (Lumpkin County) Hauer SSP2
- Today (2025)
- 33,244 people
- By 2030
- 34,108 · +2.6%
- By 2040
- 35,346 · +6.3%
- By 2050
- 36,017 · +8.3%
- By 2075
- 38,305 · +15.2%
- By 2100
- 38,739 · +16.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (90%)
- Race & ethnicity
- White 90% Hispanic / Latino 5% Two or more races 4% Black 1% Asian 1%
- Hispanic origin (detail)
- Mexican 3%
- Common ancestry
- Slovak 3% Italian 3% Serbian 2%
- Foreign-born
- 4% · Canada, China
- Languages at home
- 94% English-only · Spanish 4% Other Asian/Pacific 1% French/Haitian/Cajun 1%
Political lean MEDSL · Lumpkin
- 2024 margin
- Solid R (+61.7) · D 18.9% · R 80.5%
- 2008→2024 swing
- -9.8pp toward R · 2008: -51.8pp · 2024: -61.7pp
- All cycles
- 2024: R+61.7 2020: R+58.2 2016: R+60.0 2012: R+60.5 2008: R+51.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -10.95%
- Current HPI
- 316.4948
- Rent YoY
- —
- Metro
- nan
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
+1547.8% since first listed17 events — show timeline
- 2026-05-01 Price Changed $379,000 GAMLS
- 2026-02-06 Price Changed $385,000 GAMLS
- 2025-10-03 Price Changed $399,000 GAMLS
- 2025-08-19 Price Changed $419,000 GAMLS
- 2025-07-16 Price Changed $439,000 GAMLS
- 2025-06-25 Listed $449,000 GAMLS
- 2022-01-06 Pending — FMLS
- 2022-01-03 Sold (Public Records) $200,000 Public Records
- 2021-12-23 Sold (MLS) $200,000 GAMLS
- 2021-12-23 Sold (MLS) $200,000 FMLS
- 2021-11-16 Listed $230,000 GAMLS
- 2021-11-16 Listed $230,000 FMLS
- 2012-03-26 Sold (MLS) $49,750 GAMLS
- 2012-03-26 Sold (MLS) $49,750 FMLS
- 2012-02-10 Listed $55,000 GAMLS
- 2012-02-10 Listed $55,000 FMLS
- 2001-04-24 Sold (Public Records) $23,000 Public Records
Property tax history
+13.3%/yrLatest (2025): $2,078 · -1.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…