297 Jetty Way · Four Corners, FL 33897

$409,000

3 bd · 4.0 ba · 2,293 sqft · Townhouse public records · 133 Days on market

Built 2021 Good condition 2,750 sqft lot $178/sqft · 24% below area Est $535k · 23% under $791/mo HOA · 29% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Appreciation +4.7/10.0
• Condition / age +4.0/5.0
• Schools +3.9/10.0
• Livability +3.5/5.0
• Cash flow +2.0/30.0
• 1% rule +1.8/10.0
• Rent growth +1.8/5.0
• DSCR +0.0/10.0

Listing remarks

MOTIVATED SELLER! Experience resort-style living in this beautifully maintained, fully furnished 5-bedroom, 4.5-bath Windsor Island townhome, lightly used exclusively as a personal vacation retreat and never subjected to the heavy wear of short-term rental turnover. With spacious en-suite bedrooms, a versatile loft area, and room for everyone to relax comfortably, this home is perfectly designed for both personal enjoyment and entertaining guests. Inside, you’ll find a bright open-concept floorplan featuring tile flooring throughout the main living areas, a spacious kitchen with granite countertops, stainless steel appliances, and a large center island ideal for gathering.

Key facts

• Large center island
• Spacious kitchen
• Granite countertops

Tags

• FULLY FURNISHED
• SPACIOUS KITCHEN
• GRANITE COUNTERTOPS
• STAINLESS STEEL APPLIANCES
• LARGE CENTER ISLAND
• PRIVATE SCREENED LANAI

What this means for you Summary

Snapshot

• This is a 3-bed/4.0-bath townhouse listed at $409k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-2k ($-18k/yr) — negative.
• To cash-flow at today's rent, offer at most $142k (65.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $276k (32.5% below list).
• Recommended offer: $142k (65.4% below list) — sets the bar for cash-flow.
• Cap rate 1.8% vs local median 3.3% in Four Corners — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 69/100 on livability (#453 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A-; Watch: amenities F, health & safety F.
• Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Loughman Oaks Elementary School (math 36% / reading 36%, grade F, #1,670 of 2,144 statewide, top 78%, 1,052 students, 37% FRL); Lake Alfred Polytech Academy (math 41% / reading 43%, grade D-, #340 of 571 statewide, top 61%, 645 students, 59% FRL); Davenport High School (2,333 students, 37% FRL) — zoned schools average 44% FRL vs 60% district-wide (15 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents soft (-2.7%/yr); 836 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 65d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 65% of comp listings sitting > 30 days — soft ceiling on asking rent; 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
• At $2,762/mo this rent would consume 47% of the median local household income ($71k/yr) (locally 27% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $337 of equity ($3k loan paydown + $-2k appreciation (-0.6% local appreciation)).
• Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 133 days — a 12% lower offer ($360k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 5y ago; this cycle's ask has dropped $40k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: HOA is 29% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $141,716 (65.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 133 days. Have you received any prior offers? Is the seller open to a 65% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.68% ✗
• Cap rate: 1.85%
• Cash-on-cash: -15.87%
• DSCR: 0.29
• GRM: 12.3

CMA / ARV

• ARV (median comp): $534,545
• List price: $409,000
• Delta: -23.49%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2329 Distant Sun Trl	0.22mi	4/4.5 (+1)	2,203 (-4%)	16mo	$478,475	$217	62
2367 Distant Sun Trl	0.26mi	4/4.5 (+1)	2,203 (-4%)	15mo	$508,857	$231	62
2355 Distant Sun Trl	0.24mi	4/4.5 (+1)	2,203 (-4%)	17mo	$522,849	$237	61
2330 Zaballina Pl	0.25mi	4/4.5 (+1)	2,203 (-4%)	19mo	$534,153	$242	59
2368 Zaballina Pl	0.28mi	4/4.5 (+1)	2,203 (-4%)	18mo	$529,849	$241	59
1953 Majorca Dr	0.65mi	4/3.5 (+1)	2,102 (-8%)	1mo	$352,000	$167	48
1569 Carey Palm Cir	0.71mi	4/4.5 (+1)	2,090 (-9%)	2mo	$435,000	$208	43
1990 Majorca Dr	0.69mi	4/3.5 (+1)	2,102 (-8%)	7mo	$350,000	$167	41
2170 Cooper Bell Pl	0.72mi	4/4.5 (+1)	2,090 (-9%)	10mo	$370,000	$177	37
2019 Majorca Dr	0.73mi	4/3.5 (+1)	2,102 (-8%)	11mo	$390,000	$186	36
1559 Carey Palm Cir	0.73mi	4/4.5 (+1)	2,090 (-9%)	11mo	$410,000	$196	35
8912 Adriatico Ln	0.74mi	4/3.5 (+1)	2,102 (-8%)	12mo	$390,000	$186	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.61% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -26.3%
• Equity multiple: -0.11×
• Total profit: $-127,512
• Equity at exit: $106,456

10-year hold

• IRR: -22.8%
• Equity multiple: -0.95×
• Total profit: $-223,246
• Equity at exit: $118,516

Cash invested: $114,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 30 active · 5 under contract
• Months of supply: 45.0 mo (2%/mo absorbed)
• Median asking: $416,000 ($211/sqft)
• Median days on market: 158 d
• This list price: 30% of active listings are priced below it
• ARV vs active asking: +10.7% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33897

• Home prices YoY: -0.3%
• Rents YoY: -2.7%
• Active inventory: 836
• Price-to-rent: 12.3×

Monthly cashflow live

• Estimated rent: $2,762 high
• Mortgage (P&I): −$2,145
• Tax from tax record: −$590 /mo · $7,086/yr
• Insurance: −$170
• HOA: −$791
• Vacancy / Maint / Mgmt: −$580
• Net cashflow: $-1,515

Break-even live

Break-even rent $4,679

Max offer price $141,716

Occupancy floor —

Sensitivity live

Price	-10% $-1,283	-5% $-1,399	+0% $-1,515	+5% $-1,630	+10% $-1,746
Rent	-10% $-1,733	-5% $-1,624	+0% $-1,515	+5% $-1,405	+10% $-1,296
Rate	-1.0pp $-1,309	-0.5pp $-1,411	base $-1,515	+0.5pp $-1,621	+1.0pp $-1,728

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $102,250
• Closing costs: $12,270
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2329 Distant Sun Trl Unit 1263248P Kissimmee, FL	4.0	4.5	2195	$5,033	$2.29	103d	1	0.24mi
9184 Olmo Ct Davenport, FL	4.0	3.0	2244	$2,750	$1.23	7d	1	0.28mi
9160 Olmo Ct Davenport, FL	3.0	2.0	2244	$2,300	$1.02	88d	1	0.31mi
9185 Carmela Ave #208 , FL	4.0	3.0	2278	$2,530	$1.11	42d	1	0.34mi
9185 Carmela Ave Davenport, FL	4.0	3.0	2272	$2,490	$1.10	6d	1	0.34mi
2494 Felce Ct Davenport, FL	4.0	3.0	2366	$2,695	$1.14	100d	1	0.47mi
2572 Biscotto Cir Davenport, FL	4.0	2.0	1983	$2,700	$1.36	94d	1	0.56mi
233 Trinity Ridge Cir Davenport, FL	4.0	3.5	2570	$2,380	$0.93	5d	1	0.56mi
9009 Pinales Way Kissimmee, FL	3.0	2.0	1672	$2,410	$1.44	7d	1	0.57mi
9001 Wildflower Ln Kissimmee, FL	3.0	2.5	1674	$2,150	$1.28	64d	1	0.59mi
9035 Carlotta Way Kissimmee, FL	3.0	2.5	1674	$1,900	$1.14	60d	1	0.66mi
2469 Biscotto Cir Davenport, FL	4.0	3.0	2333	$2,750	$1.18	94d	1	0.66mi
9017 Flamingo Key Way Kissimmee, FL	4.0	3.5	2488	$2,850	$1.15	88d	1	0.66mi
9017 Flamingo Key Way Kissimmee, FL	4.0	3.5	2488	$2,850	$1.15	83d	1	0.66mi
516 Brunello Dr Davenport, FL	4.0	3.5	1762	$2,800	$1.59	63d	1	0.70mi
2487 White Lilly Dr Kissimmee, FL	4.0	2.0	1828	$2,600	$1.42	74d	1	0.73mi
722 Brighton Dr Davenport, FL	3.0	2.0	2057	$2,900	$1.41	119d	1	0.73mi
1194 Boardwalk Pl Kissimmee, FL	4.0	3.0	2206	$2,600	$1.18	7d	1	0.73mi
3010 Swinley BLVD Davenport, FL	1.0–3.0	1.0–2.0	1178	$2,250	$1.91	9d	30	0.74mi
1058 Tuscan Hills Blvd Davenport, FL	4.0	3.0	1839	$2,595	$1.41	9d	1	0.75mi
740 Brunello Dr Unit 1018164P Davenport, FL	4.0	3.0	1754	$4,685	$2.67	0d	1	0.76mi
1540 Carey Palm Cir Unit 1 Kissimmee, FL	3.0	3.0	1962	$2,800	$1.43	60d	1	0.77mi
1171 Boardwalk Pl Kissimmee, FL	3.0	2.5	1704	$2,400	$1.41	119d	1	0.77mi
973 Downing Cir Davenport, FL	4.0	2.5	1996	$3,400	$1.70	4d	1	0.80mi
1523 Carey Palm Cir Kissimmee, FL	4.0	4.5	2090	$3,200	$1.53	119d	1	0.80mi
1180 Lakeshore Breeze Pl Kissimmee, FL	3.0	2.5	1585	$2,250	$1.42	119d	1	0.82mi
1828 Tropical Palms Cir Unit 1263239P Kissimmee, FL	4.0	4.5	2292	$3,421	$1.49	103d	1	0.83mi
1102 Seaside Mist Trl Kissimmee, FL	3.0	2.5	1611	$2,300	$1.43	119d	1	0.85mi
900 Oxford Dr Unit 1259816P Davenport, FL	3.0	2.5	1894	$6,084	$3.21	99d	1	0.86mi
9096 Ocean Tide Way Kissimmee, FL	3.0	2.5	1611	$2,050	$1.27	28d	1	0.86mi
1124 Lakeshore Breeze Pl Kissimmee, FL	3.0	2.5	1611	$2,150	$1.33	119d	1	0.86mi
1120 Lakeshore Breeze Pl Kissimmee, FL	3.0	2.5	1704	$2,350	$1.38	28d	1	0.86mi
910 Oxford Dr Unit 1259815P Davenport, FL	4.0	2.0	1754	$6,915	$3.94	117d	1	0.86mi
9076 Ocean Tide Way Kissimmee, FL	3.0	2.5	1704	$2,300	$1.35	72d	1	0.87mi
9095 Beach Tea Way Kissimmee, FL	3.0	2.5	1704	$2,300	$1.35	112d	1	0.88mi
1100 Lakeshore Breeze Pl Kissimmee, FL	3.0	2.5	1654	$2,300	$1.39	58d	1	0.88mi
9048 Ocean Tide Way Kissimmee, FL	3.0	2.5	1585	$2,250	$1.42	60d	1	0.88mi
223 Lake Davenport Estates Dr Davenport, FL	4.0	2.0	2354	$2,399	$1.02	7d	1	0.93mi
223 Lake Davenport Estates Dr Davenport, FL	4.0	2.0	2327	$2,399	$1.03	9d	1	0.93mi
207 Scaton Way Davenport, FL	3.0	3.0	1612	$2,000	$1.24	9d	1	0.94mi

Property features AI

Finance

• Other: CDD present
• Financial info: Total annual HOA fees $9,492Lease restrictions apply
• HOA & community: Monthly HOA fee of $791 covers 24-hour guard, cable TV, internet, pool, management, maintenance of structure and grounds, trash, common area taxes, and recreational facilitiesAssociation managed by Castle Management GroupCommunity amenities include fitness center, park, playground, pool, and sidewalksPets allowedIrrigation with reclaimed water

Exterior

• Parking: On-street parkingOpen parking
• Security: 24-hour guard (community amenity)
• Utilities: Public waterPublic sewerElectricity available and connectedCable available and connectedWater available and connected
• Home design: Attached townhouseTwo storiesWest-facing
• Construction: Block, stucco and frame constructionShingle roofSlab foundationBuilt by Pulte Homes (Castaway model)
• Exterior features: Covered front and rear porchesScreened porchPatio/porch with sliding doorsSidewalksChild safety fenced, heated in-ground pool with screen enclosureIrrigation systemLandscaped with treesLevel lot on a dead-end streetPaved road

Interior

• Kitchen: DishwasherGarbage disposalMicrowaveRangeRefrigeratorStone countersEat-in kitchen
• Bedrooms: 5 bedrooms
• Flooring: CarpetCeramic tile
• Bathrooms: 4 full bathrooms1 half bathroom
• Heating & cooling: Central heating with heat pumpCentral air conditioning
• Interior features: Ceiling fansEat-in kitchenIn-wall pest systemLiving room/dining room comboOpen floorplanSplit bedroom layoutStone countertopsProgrammable thermostatWalk-in closetsBlindsInsulated windows
• Laundry & utility: Washer and dryer includedLaundry closet on upper levelElectric water heater

Listing history 50 events

1. 2026-09-23
   days on market $409,000 Active 133 DOM
2. 2026-09-22
   days on market $409,000 Active 132 DOM
3. 2026-09-21
   days on market $409,000 Active 131 DOM
4. 2026-09-20
   days on market $409,000 Active 130 DOM
5. 2026-09-19
   days on market $409,000 Active 129 DOM
6. 2026-09-18
   days on market $409,000 Active 128 DOM
7. 2026-09-17
   days on market $409,000 Active 127 DOM
8. 2026-09-16
   days on market $409,000 Active 126 DOM
9. 2026-09-15
   days on market $409,000 Active 125 DOM
10. 2026-09-15
    price $409,000 Active 124 DOM
11. 2026-09-14
    days on market $415,000 Active 124 DOM
12. 2026-09-13
    days on market $415,000 Active 123 DOM
13. 2026-09-12
    days on market $415,000 Active 122 DOM
14. 2026-09-11
    days on market $415,000 Active 121 DOM
15. 2026-09-05
    days on market $415,000 Active 115 DOM
16. 2026-09-04
    days on market $415,000 Active 114 DOM
17. 2026-09-03
    days on market $415,000 Active 113 DOM
18. 2026-08-31
    days on market $415,000 Active 110 DOM
19. 2026-08-30
    days on market $415,000 Active 109 DOM
20. 2026-08-29
    days on market $415,000 Active 108 DOM
21. 2026-08-28
    days on market $415,000 Active 107 DOM
22. 2026-08-27
    days on market $415,000 Active 106 DOM
23. 2026-08-26
    days on market $415,000 Active 105 DOM
24. 2026-08-25
    pricedays on market $415,000 Active 104 DOM
25. 2026-08-24
    days on market $419,900 Active 103 DOM
26. 2026-08-23
    days on market $419,900 Active 102 DOM
27. 2026-08-22
    days on market $419,900 Active 101 DOM
28. 2026-08-21
    days on market $419,900 Active 100 DOM
29. 2026-08-20
    days on market $419,900 Active 99 DOM
30. 2026-08-19
    days on market $419,900 Active 98 DOM
31. 2026-08-18
    days on market $419,900 Active 97 DOM
32. 2026-08-17
    days on market $419,900 Active 96 DOM
33. 2026-08-16
    days on market $419,900 Active 95 DOM
34. 2026-08-15
    days on market $419,900 Active 94 DOM
35. 2026-08-14
    days on market $419,900 Active 93 DOM
36. 2026-08-13
    days on market $419,900 Active 92 DOM
37. 2026-08-12
    days on market $419,900 Active 91 DOM
38. 2026-08-11
    days on market $419,900 Active 90 DOM
39. 2026-08-10
    days on market $419,900 Active 89 DOM
40. 2026-08-09
    days on market $419,900 Active 88 DOM
41. 2026-08-08
    days on market $419,900 Active 87 DOM
42. 2026-08-07
    days on market $419,900 Active 86 DOM
43. 2026-08-06
    days on market $419,900 Active 85 DOM
44. 2026-08-05
    days on market $419,900 Active 84 DOM
45. 2026-08-04
    days on market $419,900 Active 83 DOM
46. 2026-08-03
    days on market $419,900 Active 82 DOM
47. 2026-07-31
    days on market $419,900 Active 79 DOM
48. 2026-07-30
    days on market $419,900 Active 78 DOM
49. 2026-07-30
    days on market $419,900 Active 77 DOM
50. 2026-07-28
    days on market $419,900 Active 76 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $7,086 · $590/mo
• Projected year-2 tax: $7,086 · $590/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,147
• − Mortgage interest: −$22,910
• − Property taxes: −$7,086
• − Insurance: −$2,045
• − Repairs & maintenance: −$2,652
• − Management: −$2,652
• − HOA: −$9,492
• − Depreciation: −$11,898
• Taxable loss: −$25,588
• Est. tax savings @ 24.0%: +$6,141
• After-tax cash flow: $-12,034/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $11,465–$34,395 screening

This beautifully maintained, fully furnished Windsor Island townhome is in excellent condition and ready for immediate occupancy. The resort-style living and spacious layout make it ideal for both personal enjoyment and rental purposes.

Value-add opportunities

• Both landscaping — enhances curb appeal and adds value ↑
• Rental pool maintenance — keeps the pool in good condition for rental purposes ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 39/100

Zoned Schools

Elementary Citrus Ridge A Civics Academy F FL #1,670/2,144 Nat'l #22,595/41,679 Middle Lake Alfred Polytech Academy D- FL #340/571 Nat'l #5,398/14,009 High Davenport High School

Schools (NCES district)

• District: Polk
• NCES district ID: 1201590
• Math proficiency: 39% ▼ -11.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $43,979
• Composite: 34.74/100
• National rank: #5132
• State rank: #62 of 73 in FL

C Composite livability gradescore 69/100

Livability — Four Corners

• Score: 69/100
• State rank: #453
• US rank: #8218

Category grades

Amenities F Commute C+ Cost of living A- Crime B- Employment C Housing A+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Four Corners, FL
• County: Polk County · 752,975 people
• City population: 27,422
• Metro: Lakeland-Winter Haven, FL
• Population (ZIP): 30,159
• Household income: $70,982
• Rent vs Own: 26.8% rent · 73.2% own
• Severe rent burden: 27% of renters

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Population outlook (Polk County) Hauer SSP2

• Today (2025): 752,975 people
• By 2030: 804,621 · +6.9%
• By 2040: 906,117 · +20.3%
• By 2050: 1,000,476 · +32.9%
• By 2075: 1,197,520 · +59.0%
• By 2100: 1,271,518 · +68.9%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: White 45% Hispanic / Latino 43% Two or more races 12% Black 5% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 21% Cuban 2% Dominican 2%
• Common ancestry: Romanian 2% Lithuanian 2% Serbian 1%
• Foreign-born: 16% · Canada, Jamaica, China
• Languages at home: 61% English-only · Spanish 34% Other Indo-European 1% French/Haitian/Cajun 1%

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Political lean MEDSL · Polk

• 2024 margin: Strong R (+20.7) · D 39.2% · R 59.9%
• 2008→2024 swing: -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
• All cycles: 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.61%
• Current HPI: 236.2905
• Rent YoY: ▼ -2.69%
• Metro: Lakeland-Winter Haven, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

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Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Property features AI

Finance

• Other: CDD present
• Financial info: Total annual HOA fees $9,492Lease restrictions apply
• HOA & community: Monthly HOA fee of $791 covers 24-hour guard, cable TV, internet, pool, management, maintenance of structure and grounds, trash, common area taxes, and recreational facilitiesAssociation managed by Castle Management GroupCommunity amenities include fitness center, park, playground, pool, and sidewalksPets allowedIrrigation with reclaimed water

Exterior

• Parking: On-street parkingOpen parking
• Security: 24-hour guard (community amenity)
• Utilities: Public waterPublic sewerElectricity available and connectedCable available and connectedWater available and connected
• Home design: Attached townhouseTwo storiesWest-facing
• Construction: Block, stucco and frame constructionShingle roofSlab foundationBuilt by Pulte Homes (Castaway model)
• Exterior features: Covered front and rear porchesScreened porchPatio/porch with sliding doorsSidewalksChild safety fenced, heated in-ground pool with screen enclosureIrrigation systemLandscaped with treesLevel lot on a dead-end streetPaved road

Interior

• Kitchen: DishwasherGarbage disposalMicrowaveRangeRefrigeratorStone countersEat-in kitchen
• Bedrooms: 5 bedrooms
• Flooring: CarpetCeramic tile
• Bathrooms: 4 full bathrooms1 half bathroom
• Heating & cooling: Central heating with heat pumpCentral air conditioning
• Interior features: Ceiling fansEat-in kitchenIn-wall pest systemLiving room/dining room comboOpen floorplanSplit bedroom layoutStone countertopsProgrammable thermostatWalk-in closetsBlindsInsulated windows
• Laundry & utility: Washer and dryer includedLaundry closet on upper levelElectric water heater

Price history

+1.7% since first listed

7 events — show timeline

• 2026-06-01 Price Changed $427,900 Stellar MLS as Distributed by MLS Grid
• 2026-05-13 Listed $449,000 Stellar MLS as Distributed by MLS Grid
• 2025-06-08 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-04-11 Price Changed $519,900 Stellar MLS as Distributed by MLS Grid
• 2025-01-24 Listed $549,900 Stellar MLS as Distributed by MLS Grid
• 2021-08-31 Listed $420,790 Stellar MLS as Distributed by MLS Grid
• 2021-08-31 Sold (MLS) $420,790 Stellar MLS as Distributed by MLS Grid

Property tax history

+104.8%/yr

Latest (2025): $7,086 · -4.4% YoY. Source: county tax records.