10578 Cross Fox Ln Unit E2 · Columbia, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 6/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 15.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.5/30.0
- ARV discount +7.5/15.0
- 1% rule +5.5/10.0
- DSCR +4.1/10.0
- Schools +4.1/10.0
- Livability +4.0/5.0
- Rent growth +2.7/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$195,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.
Key facts
- $317 HOA
- Built 1975
- Listed 29 days
Property features AI
Finance
- Other: Property manager present; Ground rent paid annually; Front foot fee paid annually
- HOA & community: Monthly condo fee of $279; Annual HOA fee of $457; Professionally managed off-site; HOA covers common area maintenance, exterior building maintenance, sewer, water, trash, snow removal, management, and reserve funds; Community amenities include laundry facilities, storage bins, playgrounds/tot lots, and jogging/walking paths
Exterior
- Parking: Unassigned parking in a parking lot
- Utilities: Public water; Public sewer
- Home design: Condominium; Penthouse unit in a low-rise garden building (1–4 floors); Entry on level 3
- Construction: Brick construction; Building not winterized
- Exterior features: Not in a federal flood zone; Pets allowed (dogs and cats); Above grade and below grade structures noted
Interior
- Kitchen: Dishwasher; Disposal; Gas range/oven; Refrigerator
- Bedrooms: One bedroom on the main level
- Flooring: Bamboo flooring
- Bathrooms: One full bathroom on the main level
- Heating & cooling: Forced air heating; Natural gas heating fuel; Central air conditioning (electric)
- Interior features: Traditional floor plan; Galley kitchen; Dining area; Family room off the kitchen; Walk-in closet(s); Tub with shower; Wood floors
- Laundry & utility: Laundry in common area; Laundry access in basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $195k.
Deal economics
- At list price, monthly cash flow is $9 ($106/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $195k).
- Recommended offer: $192k (1.5% below list) — sets the bar for market timing.
- Cap rate 6.3% vs local median 3.2% in Columbia — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#51 in MD, #1,939 nationally) — a professional / high-income tenant draw. Strengths: commute A+, employment A+, housing A+; Watch: amenities C-, cost of living F.
- Howard County Public Schools (suburban): math 34% / reading 49% proficiency, ranked #1 of 24 in MD (top 4%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 15% free/reduced lunch — higher-income household profile.
- Zoned schools: Bryant Woods Elementary (math 17% / reading 27%, grade F, #297 of 860 statewide, top 38%, 361 students, 50% FRL); Wilde Lake Middle (math 11% / reading 43%, grade F, #81 of 225 statewide, top 38%, 611 students, 40% FRL); Wilde Lake High (math 36% / reading 63%, grade D, #108 of 222 statewide, top 49%, 1,341 students, 44% FRL) — zoned schools average 45% FRL vs 15% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents flat; 150 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 881 units permitted in Howard County in 2024 (285 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Howard County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 30 days — a 2% lower offer ($192k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $125k; list at $195k implies a 56% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.05% ✓
- Cap rate
- 6.35%
- Cash-on-cash
- 0.19%
- DSCR
- 1.01
- GRM
- 7.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.7% rent growth · sell at horizon
- IRR
- -19.0%
- Equity multiple
- 0.35×
- Total profit
- $-35,471
- Equity at exit
- $29,075
- IRR
- -18.3%
- Equity multiple
- 0.13×
- Total profit
- $-47,515
- Equity at exit
- $16,860
Cash invested: $54,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 27 Tenant-Leaning
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 21044
- Rents YoY
- 0.7%
- Active inventory
- 150
- Price-to-rent
- 7.9×
Monthly cashflow live
- Estimated rent
- $2,045 high interval (Pro) →
- Mortgage (P&I)
- −$1,023
- Tax from tax record
- −$186 /mo · $2,226/yr
- Insurance
- −$81
- HOA
- −$317
- Vacancy / Maint / Mgmt
- −$429
- Net cashflow
- $9
Break-even live
Sensitivity live
| Price | -10% $119 | -5% $64 | +0% $9 | +5% $-46 | +10% $-102 |
|---|---|---|---|---|---|
| Rent | -10% $-153 | -5% $-72 | +0% $9 | +5% $90 | +10% $170 |
| Rate | -1.0pp $107 | -0.5pp $58 | base $9 | +0.5pp $-42 | +1.0pp $-93 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $48,750
- Closing costs
- $5,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 26 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 10580 Cross Fox Ln Unit D2 Columbia, MD | 2.0 | 1.5 | 976 | $1,990 | $2.04 | 23d | 1 | 0.05mi |
| 5421 Lynx Ln Unit A-317 Columbia, MD | 2.0 | 2.0 | 1104 | $2,657 | $2.41 | 0d | 1 | 0.07mi |
| 5421 Lynx Ln Unit B-138 Columbia, MD | 1.0 | 1.0 | 772 | $2,297 | $2.98 | 6d | 1 | 0.07mi |
| 10549 Twin Rivers Rd Unit F2 Columbia, MD | 1.0 | 1.0 | 757 | $1,750 | $2.31 | 45d | 1 | 0.15mi |
| 5980 Turnabout Ln Columbia, MD | 1.0–3.0 | 1.0 | 950 | $1,669 | $1.76 | 3d | 12 | 0.37mi |
| 5351 Harpers Farm Rd Columbia, MD | 1.0–3.0 | 1.0–2.0 | 957 | $1,774 | $1.85 | 3d | 15 | 0.63mi |
| 10101 Twin Rivers Rd Columbia, MD | 3.0 | 1.0–2.0 | 1017 | $2,592 | $2.55 | 0d | 38 | 0.68mi |
| 10601 Gramercy Pl Columbia, MD | 1.0–3.0 | 1.0–2.0 | 1043 | $2,249 | $2.16 | 0d | 11 | 0.69mi |
| 10000 Town Center Ave Columbia, MD | 1.0–3.0 | 1.0–2.0 | 1014 | $1,972 | $1.94 | 0d | 30 | 0.73mi |
| 5484 Cedar Ln Unit B1 Columbia, MD | 2.0 | 1.5 | 931 | $2,000 | $2.15 | 25d | 1 | 0.75mi |
| 5482 Cedar Ln Unit B2 Columbia, MD | 1.0 | 1.0 | 695 | $1,650 | $2.37 | 25d | 1 | 0.75mi |
| 5485 Harpers Farm Rd Unit L5 (00027) Columbia, MD | 1.0 | 1.5 | 900 | $1,750 | $1.94 | 45d | 1 | 0.75mi |
| 5464 Harpers Farm Rd Columbia, MD | 1.0–2.0 | 1.0–1.5 | 935 | $1,725 | $1.84 | 4d | 14 | 0.85mi |
| 11251 Skilift Ct Columbia, MD | 2.0 | 2.0 | 972 | $2,100 | $2.16 | 5d | 1 | 0.99mi |
| 10300 Hickory Ridge Rd Columbia, MD | 1.0–3.0 | 1.0–2.0 | 1181 | $1,665 | $1.41 | 0d | 1 | 1.01mi |
| 10201 Wincopin Cir Columbia, MD | 1.0–2.0 | 1.0–2.0 | 860 | $2,516 | $2.93 | 0d | 14 | 1.07mi |
| 11311 Little Patuxent Pkwy Columbia, MD | 1.0–3.0 | 1.0–2.0 | 1154 | $1,700 | $1.47 | 4d | 9 | 1.14mi |
| 12215 Little Patuxent Pkwy Columbia, MD | 1.0–2.0 | 1.0–2.0 | 1007 | $2,036 | $2.02 | 0d | 8 | 1.14mi |
| 10360 Swift Stream Pl Columbia, MD | 1.0–3.0 | 1.0–2.0 | 1067 | $2,106 | $1.97 | 0d | 18 | 1.20mi |
| 5361 Brook Way Columbia, MD | 1.0–5.0 | 1.0–2.5 | 1280 | $1,695 | $1.32 | 0d | 32 | 1.22mi |
| 6000 Merriweather Dr Columbia, MD | 3.0 | 1.0–2.0 | 1034 | $2,683 | $2.59 | 3d | 23 | 1.25mi |
| 12100 Little Patuxent Pkwy Columbia, MD | 1.0–2.0 | 1.0 | 765 | $1,617 | $2.11 | 14d | 1 | 1.31mi |
| 6200 Valencia Ln Columbia, MD | 1.0–2.0 | 1.0–2.0 | 912 | $2,148 | $2.36 | 0d | 28 | 1.32mi |
| 11510 Little Patuxent Pkwy #407 Columbia, MD | 2.0 | 2.0 | 843 | $1,950 | $2.31 | 19d | 1 | 1.36mi |
| 12290 Green Meadow Dr Columbia, MD | 1.0–2.0 | 1.0–2.0 | 850 | $1,888 | $2.22 | 0d | 3 | 1.38mi |
| 11608 Little Patuxent Pkwy Columbia, MD | 1.0–2.0 | 1.0–2.0 | 976 | $1,903 | $1.95 | 0d | 11 | 1.50mi |
HOA detail condo
- Monthly dues
- $317 · $3,804/yr
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 44 events
-
2026-06-21days on market $195,000 Active 30 DOM
-
2026-06-18days on market $195,000 Active 27 DOM
-
2026-06-17days on market $195,000 Active 26 DOM
-
2026-06-16days on market $195,000 Active 25 DOM
-
2026-06-15days on market $195,000 Active 24 DOM
-
2026-06-13days on market $195,000 Active 22 DOM
-
2026-06-09days on market $195,000 Active 18 DOM
-
2026-06-08days on market $195,000 Active 17 DOM
-
2026-06-07days on market $195,000 Active 16 DOM
-
2026-06-04days on market $195,000 Active 13 DOM
-
2026-06-03days on market $195,000 Active 12 DOM
-
2026-06-02days on market $195,000 Active 11 DOM
-
2026-06-01days on market $195,000 Active 10 DOM
-
2026-05-31days on market $195,000 Active 9 DOM
-
2026-05-23$195,000 Active
-
2026-05-18historical $195,000
-
2019-05-22soldstatus $125,000
-
2019-04-30soldstatus $125,000 Closed 205-char remark
Show marketing remark (205 chars)
Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.
-
2019-04-15historical Active Under Contract 205-char remark
Show marketing remark (205 chars)
Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.
-
2019-04-08price $124,999 205-char remark
Show marketing remark (205 chars)
Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.
-
2019-03-07price $129,999 205-char remark
Show marketing remark (205 chars)
Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.
-
2019-03-03price $133,000 205-char remark
Show marketing remark (205 chars)
Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.
-
2019-02-28status Active 205-char remark
Show marketing remark (205 chars)
Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.
-
2019-02-17status Pending 205-char remark
Show marketing remark (205 chars)
Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.
-
2019-02-02status Active 205-char remark
Show marketing remark (205 chars)
Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.
-
2019-02-01historical 205-char remark
Show marketing remark (205 chars)
Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.
-
2019-01-28$135,000 205-char remark
Show marketing remark (205 chars)
Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.
-
2009-12-09soldstatus $130,000
-
2009-11-17soldstatus $130,000 Sold 386-char remark
Show marketing remark (386 chars)
Totally renov. 1BR condo is light & bright. New cabinets, counters, stove, D/W, fridge. Brand new bathrm. Appliances have NEVER been used! Even a new furnace! LR steps down to tiled area great for office/den/sitting rm. overlooking treed open space. Fireplace. Lrg. bdrm w/ walk-in closet. Gas heat, low bills. FIOS available. Super location near college, mall & hospital. .
-
2009-11-17soldstatus $130,000
Show marketing remark (386 chars)
Totally renov. 1BR condo is light & bright. New cabinets, counters, stove, D/W, fridge. Brand new bathrm. Appliances have NEVER been used! Even a new furnace! LR steps down to tiled area great for office/den/sitting rm. overlooking treed open space. Fireplace. Lrg. bdrm w/ walk-in closet. Gas heat, low bills. FIOS available. Super location near college, mall & hospital. .
-
2009-10-31status Contract 386-char remark
Show marketing remark (386 chars)
Totally renov. 1BR condo is light & bright. New cabinets, counters, stove, D/W, fridge. Brand new bathrm. Appliances have NEVER been used! Even a new furnace! LR steps down to tiled area great for office/den/sitting rm. overlooking treed open space. Fireplace. Lrg. bdrm w/ walk-in closet. Gas heat, low bills. FIOS available. Super location near college, mall & hospital. .
-
2009-10-20historical Contingent (No Kick Out) 386-char remark
Show marketing remark (386 chars)
Totally renov. 1BR condo is light & bright. New cabinets, counters, stove, D/W, fridge. Brand new bathrm. Appliances have NEVER been used! Even a new furnace! LR steps down to tiled area great for office/den/sitting rm. overlooking treed open space. Fireplace. Lrg. bdrm w/ walk-in closet. Gas heat, low bills. FIOS available. Super location near college, mall & hospital. .
-
2009-10-16historical
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2009-10-06price $129,900 386-char remark
Show marketing remark (386 chars)
Totally renov. 1BR condo is light & bright. New cabinets, counters, stove, D/W, fridge. Brand new bathrm. Appliances have NEVER been used! Even a new furnace! LR steps down to tiled area great for office/den/sitting rm. overlooking treed open space. Fireplace. Lrg. bdrm w/ walk-in closet. Gas heat, low bills. FIOS available. Super location near college, mall & hospital. .
-
2009-07-27price $135,900 386-char remark
Show marketing remark (386 chars)
Totally renov. 1BR condo is light & bright. New cabinets, counters, stove, D/W, fridge. Brand new bathrm. Appliances have NEVER been used! Even a new furnace! LR steps down to tiled area great for office/den/sitting rm. overlooking treed open space. Fireplace. Lrg. bdrm w/ walk-in closet. Gas heat, low bills. FIOS available. Super location near college, mall & hospital. .
-
2009-04-07price $159,900 386-char remark
Show marketing remark (386 chars)
Totally renov. 1BR condo is light & bright. New cabinets, counters, stove, D/W, fridge. Brand new bathrm. Appliances have NEVER been used! Even a new furnace! LR steps down to tiled area great for office/den/sitting rm. overlooking treed open space. Fireplace. Lrg. bdrm w/ walk-in closet. Gas heat, low bills. FIOS available. Super location near college, mall & hospital. .
-
2008-11-19$163,000 386-char remark
Show marketing remark (386 chars)
Totally renov. 1BR condo is light & bright. New cabinets, counters, stove, D/W, fridge. Brand new bathrm. Appliances have NEVER been used! Even a new furnace! LR steps down to tiled area great for office/den/sitting rm. overlooking treed open space. Fireplace. Lrg. bdrm w/ walk-in closet. Gas heat, low bills. FIOS available. Super location near college, mall & hospital. .
-
2008-11-19historical
Show marketing remark (386 chars)
Totally renov. 1BR condo is light & bright. New cabinets, counters, stove, D/W, fridge. Brand new bathrm. Appliances have NEVER been used! Even a new furnace! LR steps down to tiled area great for office/den/sitting rm. overlooking treed open space. Fireplace. Lrg. bdrm w/ walk-in closet. Gas heat, low bills. FIOS available. Super location near college, mall & hospital. .
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2008-11-18$129,900
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2008-09-10price
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2008-06-18price
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2008-04-17status
-
2008-04-01historical
-
2007-10-12
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $2,226 · $186/mo
- Projected year-2 tax
- $2,226 · $186/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
- Wind 4/10 Moderate 15% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,535
- − Mortgage interest
- −$10,923
- − Property taxes
- −$2,226
- − Insurance
- −$975
- − Repairs & maintenance
- −$1,963
- − Management
- −$1,963
- − HOA
- −$3,804
- − Depreciation
- −$5,673
- Taxable loss
- −$2,992
- Est. tax savings @ 24.0%
- +$718
- After-tax cash flow
- $824/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Howard County Public Schools
- NCES district ID
- 2400420
- Math proficiency
- 34% ▼ -22.00%
- Reading proficiency
- 49% ▼ -11.00%
- Median HH income
- $108,056
- Composite
- 41.23/100
- National rank
- #3535
- State rank
- #1 of 24 in MD
Livability — Columbia
- Score
- 80/100
- State rank
- #51
- US rank
- #1939
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Columbia, MD
- County
- Howard County · 282,651 people
- City population
- 99,756
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 44,114
- Household income
- $135,057
- Rent vs Own
- Severe rent burden
- 1536.0
Population outlook (Howard County) Hauer SSP2
- Today (2025)
- 367,857 people
- By 2030
- 394,054 · +7.1%
- By 2040
- 443,509 · +20.6%
- By 2050
- 488,124 · +32.7%
- By 2075
- 594,860 · +61.7%
- By 2100
- 648,772 · +76.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.71)
- Race & ethnicity
- White 44% Black 26% Asian 12% Two or more races 11% Hispanic / Latino 10%
- Hispanic origin (detail)
- Puerto Rican 2%
- Common ancestry
- Romanian 3% Italian 2% Scotch-Irish 2%
- Foreign-born
- 20% · Canada, China, Jamaica
- Languages at home
- 77% English-only · Spanish 6% Other Indo-European 4% Chinese 4%
Political lean MEDSL · Howard
- 2024 margin
- Solid D (+41.8) · D 69.1% · R 27.4% · Other 3.5%
- 2008→2024 swing
- +19.9pp toward D · 2008: 21.9pp · 2024: 41.8pp
- All cycles
- 2024: D+41.8 2020: D+44.3 2016: D+33.5 2012: D+21.2 2008: D+21.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -310.77%
- Current HPI
- 287.8011
- Rent YoY
- ▲ 0.70%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
||
| Utilities | 1 | $25B |
|
||
| Hotels | 1 | $24B |
|
||
| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+50.1% since first listed30 events — show timeline
- 2026-05-23 Listed $195,000 BRIGHT MLS
- 2026-05-18 Coming Soon $195,000 BRIGHT MLS
- 2019-05-22 Sold (Public Records) $125,000 Public Records
- 2019-04-30 Sold (MLS) $125,000 BRIGHT MLS
- 2019-04-15 Contingent — BRIGHT MLS
- 2019-04-08 Price Changed $124,999 BRIGHT MLS
- 2019-03-07 Price Changed $129,999 BRIGHT MLS
- 2019-03-03 Price Changed $133,000 BRIGHT MLS
- 2019-02-28 Relisted — BRIGHT MLS
- 2019-02-17 Pending — BRIGHT MLS
- 2019-02-02 Relisted — BRIGHT MLS
- 2019-02-01 Listing Removed — BRIGHT MLS
- 2019-01-28 Listed $135,000 BRIGHT MLS
- 2009-12-09 Sold (Public Records) $130,000 Public Records
- 2009-11-17 Sold (MLS) $130,000 BRIGHT MLS
- 2009-11-17 Sold (MLS) $130,000 MRIS
- 2009-10-31 Pending — MRIS
- 2009-10-20 Contingent — MRIS
- 2009-10-16 Listing Removed — BRIGHT MLS
- 2009-10-06 Price Changed $129,900 MRIS
- 2009-07-27 Price Changed $135,900 MRIS
- 2009-04-07 Price Changed $159,900 MRIS
- 2008-11-19 Listed $163,000 MRIS
- 2008-11-19 Delisted — MRIS
- 2008-11-18 Listed $129,900 BRIGHT MLS
- 2008-09-10 Price Changed — MRIS
- 2008-06-18 Price Changed — MRIS
- 2008-04-17 Relisted — MRIS
- 2008-04-01 Delisted — MRIS
- 2007-10-12 Listed — MRIS
Property tax history
+7.6%/yrLatest (2025): $2,226 · +12.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…