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10578 Cross Fox Ln Unit E2
D Composite 43.92
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.5/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.5/10.0
  • DSCR +4.1/10.0
  • Schools +4.1/10.0
  • Livability +4.0/5.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$195,000

10578 Cross Fox Ln Unit E2 · Columbia, MD 21044
1 bd · 1.0 ba · 757 sqft · Condo public records · 30 Days on market
Built 1975 $317/mo HOA · 16% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.

Key facts

  • $317 HOA
  • Built 1975
  • Listed 29 days

Property features AI

Finance

  • Other: Property manager present; Ground rent paid annually; Front foot fee paid annually
  • HOA & community: Monthly condo fee of $279; Annual HOA fee of $457; Professionally managed off-site; HOA covers common area maintenance, exterior building maintenance, sewer, water, trash, snow removal, management, and reserve funds; Community amenities include laundry facilities, storage bins, playgrounds/tot lots, and jogging/walking paths

Exterior

  • Parking: Unassigned parking in a parking lot
  • Utilities: Public water; Public sewer
  • Home design: Condominium; Penthouse unit in a low-rise garden building (1–4 floors); Entry on level 3
  • Construction: Brick construction; Building not winterized
  • Exterior features: Not in a federal flood zone; Pets allowed (dogs and cats); Above grade and below grade structures noted

Interior

  • Kitchen: Dishwasher; Disposal; Gas range/oven; Refrigerator
  • Bedrooms: One bedroom on the main level
  • Flooring: Bamboo flooring
  • Bathrooms: One full bathroom on the main level
  • Heating & cooling: Forced air heating; Natural gas heating fuel; Central air conditioning (electric)
  • Interior features: Traditional floor plan; Galley kitchen; Dining area; Family room off the kitchen; Walk-in closet(s); Tub with shower; Wood floors
  • Laundry & utility: Laundry in common area; Laundry access in basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $195k.

Deal economics

  • At list price, monthly cash flow is $9 ($106/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $195k).
  • Recommended offer: $192k (1.5% below list) — sets the bar for market timing.
  • Cap rate 6.3% vs local median 3.2% in Columbia — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#51 in MD, #1,939 nationally) — a professional / high-income tenant draw. Strengths: commute A+, employment A+, housing A+; Watch: amenities C-, cost of living F.
  • Howard County Public Schools (suburban): math 34% / reading 49% proficiency, ranked #1 of 24 in MD (top 4%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 15% free/reduced lunch — higher-income household profile.
  • Zoned schools: Bryant Woods Elementary (math 17% / reading 27%, grade F, #297 of 860 statewide, top 38%, 361 students, 50% FRL); Wilde Lake Middle (math 11% / reading 43%, grade F, #81 of 225 statewide, top 38%, 611 students, 40% FRL); Wilde Lake High (math 36% / reading 63%, grade D, #108 of 222 statewide, top 49%, 1,341 students, 44% FRL) — zoned schools average 45% FRL vs 15% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents flat; 150 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 881 units permitted in Howard County in 2024 (285 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Howard County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 30 days — a 2% lower offer ($192k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $125k; list at $195k implies a 56% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $192,075 (1.5% below list)

Questions for the listing agent

  1. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.05%
Cap rate
6.35%
Cash-on-cash
0.19%
DSCR
1.01
GRM
7.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.7% rent growth · sell at horizon

5-year hold
IRR
-19.0%
Equity multiple
0.35×
Total profit
$-35,471
Equity at exit
$29,075
10-year hold
IRR
-18.3%
Equity multiple
0.13×
Total profit
$-47,515
Equity at exit
$16,860

Cash invested: $54,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 21044

Rents YoY
0.7%
Active inventory
150
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$2,045 high interval (Pro) →
Mortgage (P&I)
$1,023
Tax from tax record
$186 /mo · $2,226/yr
Insurance
$81
HOA
$317
Vacancy / Maint / Mgmt
$429
Net cashflow
$9

Break-even live

Break-even rent $2,033
Max offer price $195,000
Occupancy floor 95%

Sensitivity live

Price -10% $119 -5% $64 +0% $9 +5% $-46 +10% $-102
Rent -10% $-153 -5% $-72 +0% $9 +5% $90 +10% $170
Rate -1.0pp $107 -0.5pp $58 base $9 +0.5pp $-42 +1.0pp $-93

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,750
Closing costs
$5,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 26 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10580 Cross Fox Ln Unit D2 Columbia, MD 2.0 1.5 976 $1,990 $2.04 23d 1 0.05mi
5421 Lynx Ln Unit A-317 Columbia, MD 2.0 2.0 1104 $2,657 $2.41 0d 1 0.07mi
5421 Lynx Ln Unit B-138 Columbia, MD 1.0 1.0 772 $2,297 $2.98 6d 1 0.07mi
10549 Twin Rivers Rd Unit F2 Columbia, MD 1.0 1.0 757 $1,750 $2.31 45d 1 0.15mi
5980 Turnabout Ln Columbia, MD 1.0–3.0 1.0 950 $1,669 $1.76 3d 12 0.37mi
5351 Harpers Farm Rd Columbia, MD 1.0–3.0 1.0–2.0 957 $1,774 $1.85 3d 15 0.63mi
10101 Twin Rivers Rd Columbia, MD 3.0 1.0–2.0 1017 $2,592 $2.55 0d 38 0.68mi
10601 Gramercy Pl Columbia, MD 1.0–3.0 1.0–2.0 1043 $2,249 $2.16 0d 11 0.69mi
10000 Town Center Ave Columbia, MD 1.0–3.0 1.0–2.0 1014 $1,972 $1.94 0d 30 0.73mi
5484 Cedar Ln Unit B1 Columbia, MD 2.0 1.5 931 $2,000 $2.15 25d 1 0.75mi
5482 Cedar Ln Unit B2 Columbia, MD 1.0 1.0 695 $1,650 $2.37 25d 1 0.75mi
5485 Harpers Farm Rd Unit L5 (00027) Columbia, MD 1.0 1.5 900 $1,750 $1.94 45d 1 0.75mi
5464 Harpers Farm Rd Columbia, MD 1.0–2.0 1.0–1.5 935 $1,725 $1.84 4d 14 0.85mi
11251 Skilift Ct Columbia, MD 2.0 2.0 972 $2,100 $2.16 5d 1 0.99mi
10300 Hickory Ridge Rd Columbia, MD 1.0–3.0 1.0–2.0 1181 $1,665 $1.41 0d 1 1.01mi
10201 Wincopin Cir Columbia, MD 1.0–2.0 1.0–2.0 860 $2,516 $2.93 0d 14 1.07mi
11311 Little Patuxent Pkwy Columbia, MD 1.0–3.0 1.0–2.0 1154 $1,700 $1.47 4d 9 1.14mi
12215 Little Patuxent Pkwy Columbia, MD 1.0–2.0 1.0–2.0 1007 $2,036 $2.02 0d 8 1.14mi
10360 Swift Stream Pl Columbia, MD 1.0–3.0 1.0–2.0 1067 $2,106 $1.97 0d 18 1.20mi
5361 Brook Way Columbia, MD 1.0–5.0 1.0–2.5 1280 $1,695 $1.32 0d 32 1.22mi
6000 Merriweather Dr Columbia, MD 3.0 1.0–2.0 1034 $2,683 $2.59 3d 23 1.25mi
12100 Little Patuxent Pkwy Columbia, MD 1.0–2.0 1.0 765 $1,617 $2.11 14d 1 1.31mi
6200 Valencia Ln Columbia, MD 1.0–2.0 1.0–2.0 912 $2,148 $2.36 0d 28 1.32mi
11510 Little Patuxent Pkwy #407 Columbia, MD 2.0 2.0 843 $1,950 $2.31 19d 1 1.36mi
12290 Green Meadow Dr Columbia, MD 1.0–2.0 1.0–2.0 850 $1,888 $2.22 0d 3 1.38mi
11608 Little Patuxent Pkwy Columbia, MD 1.0–2.0 1.0–2.0 976 $1,903 $1.95 0d 11 1.50mi

HOA detail condo

Monthly dues
$317 · $3,804/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 44 events

  1. 2026-06-21
    days on market $195,000 Active 30 DOM
  2. 2026-06-18
    days on market $195,000 Active 27 DOM
  3. 2026-06-17
    days on market $195,000 Active 26 DOM
  4. 2026-06-16
    days on market $195,000 Active 25 DOM
  5. 2026-06-15
    days on market $195,000 Active 24 DOM
  6. 2026-06-13
    days on market $195,000 Active 22 DOM
  7. 2026-06-09
    days on market $195,000 Active 18 DOM
  8. 2026-06-08
    days on market $195,000 Active 17 DOM
  9. 2026-06-07
    days on market $195,000 Active 16 DOM
  10. 2026-06-04
    days on market $195,000 Active 13 DOM
  11. 2026-06-03
    days on market $195,000 Active 12 DOM
  12. 2026-06-02
    days on market $195,000 Active 11 DOM
  13. 2026-06-01
    days on market $195,000 Active 10 DOM
  14. 2026-05-31
    days on market $195,000 Active 9 DOM
  15. 2026-05-23
    listed $195,000 Active
  16. 2026-05-18
    historical $195,000
  17. 2019-05-22
    soldstatus $125,000
  18. 2019-04-30
    soldstatus $125,000 Closed 205-char remark
    Show marketing remark (205 chars)

    Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.

  19. 2019-04-15
    historical Active Under Contract 205-char remark
    Show marketing remark (205 chars)

    Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.

  20. 2019-04-08
    price $124,999 205-char remark
    Show marketing remark (205 chars)

    Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.

  21. 2019-03-07
    price $129,999 205-char remark
    Show marketing remark (205 chars)

    Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.

  22. 2019-03-03
    price $133,000 205-char remark
    Show marketing remark (205 chars)

    Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.

  23. 2019-02-28
    status Active 205-char remark
    Show marketing remark (205 chars)

    Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.

  24. 2019-02-17
    status Pending 205-char remark
    Show marketing remark (205 chars)

    Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.

  25. 2019-02-02
    status Active 205-char remark
    Show marketing remark (205 chars)

    Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.

  26. 2019-02-01
    historical 205-char remark
    Show marketing remark (205 chars)

    Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.

  27. 2019-01-28
    listed $135,000 205-char remark
    Show marketing remark (205 chars)

    Sparkling upper level unit with neutral decor! Spacious living with roomy master bedroom and walk-in closet. New flooring in kitchen and foyer; Florida room; vertical blinds. Common areas maintained daily.

  28. 2009-12-09
    soldstatus $130,000
  29. 2009-11-17
    soldstatus $130,000 Sold 386-char remark
    Show marketing remark (386 chars)

    Totally renov. 1BR condo is light & bright. New cabinets, counters, stove, D/W, fridge. Brand new bathrm. Appliances have NEVER been used! Even a new furnace! LR steps down to tiled area great for office/den/sitting rm. overlooking treed open space. Fireplace. Lrg. bdrm w/ walk-in closet. Gas heat, low bills. FIOS available. Super location near college, mall & hospital. .

  30. 2009-11-17
    soldstatus $130,000
    Show marketing remark (386 chars)

    Totally renov. 1BR condo is light & bright. New cabinets, counters, stove, D/W, fridge. Brand new bathrm. Appliances have NEVER been used! Even a new furnace! LR steps down to tiled area great for office/den/sitting rm. overlooking treed open space. Fireplace. Lrg. bdrm w/ walk-in closet. Gas heat, low bills. FIOS available. Super location near college, mall & hospital. .

  31. 2009-10-31
    status Contract 386-char remark
    Show marketing remark (386 chars)

    Totally renov. 1BR condo is light & bright. New cabinets, counters, stove, D/W, fridge. Brand new bathrm. Appliances have NEVER been used! Even a new furnace! LR steps down to tiled area great for office/den/sitting rm. overlooking treed open space. Fireplace. Lrg. bdrm w/ walk-in closet. Gas heat, low bills. FIOS available. Super location near college, mall & hospital. .

  32. 2009-10-20
    historical Contingent (No Kick Out) 386-char remark
    Show marketing remark (386 chars)

    Totally renov. 1BR condo is light & bright. New cabinets, counters, stove, D/W, fridge. Brand new bathrm. Appliances have NEVER been used! Even a new furnace! LR steps down to tiled area great for office/den/sitting rm. overlooking treed open space. Fireplace. Lrg. bdrm w/ walk-in closet. Gas heat, low bills. FIOS available. Super location near college, mall & hospital. .

  33. 2009-10-16
    historical
  34. 2009-10-06
    price $129,900 386-char remark
    Show marketing remark (386 chars)

    Totally renov. 1BR condo is light & bright. New cabinets, counters, stove, D/W, fridge. Brand new bathrm. Appliances have NEVER been used! Even a new furnace! LR steps down to tiled area great for office/den/sitting rm. overlooking treed open space. Fireplace. Lrg. bdrm w/ walk-in closet. Gas heat, low bills. FIOS available. Super location near college, mall & hospital. .

  35. 2009-07-27
    price $135,900 386-char remark
    Show marketing remark (386 chars)

    Totally renov. 1BR condo is light & bright. New cabinets, counters, stove, D/W, fridge. Brand new bathrm. Appliances have NEVER been used! Even a new furnace! LR steps down to tiled area great for office/den/sitting rm. overlooking treed open space. Fireplace. Lrg. bdrm w/ walk-in closet. Gas heat, low bills. FIOS available. Super location near college, mall & hospital. .

  36. 2009-04-07
    price $159,900 386-char remark
    Show marketing remark (386 chars)

    Totally renov. 1BR condo is light & bright. New cabinets, counters, stove, D/W, fridge. Brand new bathrm. Appliances have NEVER been used! Even a new furnace! LR steps down to tiled area great for office/den/sitting rm. overlooking treed open space. Fireplace. Lrg. bdrm w/ walk-in closet. Gas heat, low bills. FIOS available. Super location near college, mall & hospital. .

  37. 2008-11-19
    listed $163,000 386-char remark
    Show marketing remark (386 chars)

    Totally renov. 1BR condo is light & bright. New cabinets, counters, stove, D/W, fridge. Brand new bathrm. Appliances have NEVER been used! Even a new furnace! LR steps down to tiled area great for office/den/sitting rm. overlooking treed open space. Fireplace. Lrg. bdrm w/ walk-in closet. Gas heat, low bills. FIOS available. Super location near college, mall & hospital. .

  38. 2008-11-19
    historical
    Show marketing remark (386 chars)

    Totally renov. 1BR condo is light & bright. New cabinets, counters, stove, D/W, fridge. Brand new bathrm. Appliances have NEVER been used! Even a new furnace! LR steps down to tiled area great for office/den/sitting rm. overlooking treed open space. Fireplace. Lrg. bdrm w/ walk-in closet. Gas heat, low bills. FIOS available. Super location near college, mall & hospital. .

  39. 2008-11-18
    listed $129,900
  40. 2008-09-10
    price
  41. 2008-06-18
    price
  42. 2008-04-17
    status
  43. 2008-04-01
    historical
  44. 2007-10-12
    listed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$2,226 · $186/mo
Projected year-2 tax
$2,226 · $186/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 15% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,535
− Mortgage interest
−$10,923
− Property taxes
−$2,226
− Insurance
−$975
− Repairs & maintenance
−$1,963
− Management
−$1,963
− HOA
−$3,804
− Depreciation
−$5,673
Taxable loss
−$2,992
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$718
After-tax cash flow
$824/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Howard County Public Schools
NCES district ID
2400420
Math proficiency
34% ▼ -22.00%
Reading proficiency
49% ▼ -11.00%
Median HH income
$108,056
Composite
41.23/100
National rank
#3535
State rank
#1 of 24 in MD

Livability — Columbia

Score
80/100
State rank
#51
US rank
#1939

Category grades

Amenities C- Commute A+ Cost of living F Crime C+ Employment A+ Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Columbia, MD
County
Howard County · 282,651 people
City population
99,756
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
44,114
Household income
$135,057
Rent vs Own
39.7% rent · 60.3% own
Severe rent burden
1536.0

Population outlook (Howard County) Hauer SSP2

Today (2025)
367,857 people
By 2030
394,054 · +7.1%
By 2040
443,509 · +20.6%
By 2050
488,124 · +32.7%
By 2075
594,860 · +61.7%
By 2100
648,772 · +76.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
White 44% Black 26% Asian 12% Two or more races 11% Hispanic / Latino 10%
Hispanic origin (detail)
Puerto Rican 2%
Common ancestry
Romanian 3% Italian 2% Scotch-Irish 2%
Foreign-born
20% · Canada, China, Jamaica
Languages at home
77% English-only · Spanish 6% Other Indo-European 4% Chinese 4%

Political lean MEDSL · Howard

2024 margin
Solid D (+41.8) · D 69.1% · R 27.4% · Other 3.5%
2008→2024 swing
+19.9pp toward D · 2008: 21.9pp · 2024: 41.8pp
All cycles
2024: D+41.8 2020: D+44.3 2016: D+33.5 2012: D+21.2 2008: D+21.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -310.77%
Current HPI
287.8011
Rent YoY
▲ 0.70%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+50.1% since first listed
30 events — show timeline
  • 2026-05-23 Listed $195,000 BRIGHT MLS
  • 2026-05-18 Coming Soon $195,000 BRIGHT MLS
  • 2019-05-22 Sold (Public Records) $125,000 Public Records
  • 2019-04-30 Sold (MLS) $125,000 BRIGHT MLS
  • 2019-04-15 Contingent BRIGHT MLS
  • 2019-04-08 Price Changed $124,999 BRIGHT MLS
  • 2019-03-07 Price Changed $129,999 BRIGHT MLS
  • 2019-03-03 Price Changed $133,000 BRIGHT MLS
  • 2019-02-28 Relisted BRIGHT MLS
  • 2019-02-17 Pending BRIGHT MLS
  • 2019-02-02 Relisted BRIGHT MLS
  • 2019-02-01 Listing Removed BRIGHT MLS
  • 2019-01-28 Listed $135,000 BRIGHT MLS
  • 2009-12-09 Sold (Public Records) $130,000 Public Records
  • 2009-11-17 Sold (MLS) $130,000 BRIGHT MLS
  • 2009-11-17 Sold (MLS) $130,000 MRIS
  • 2009-10-31 Pending MRIS
  • 2009-10-20 Contingent MRIS
  • 2009-10-16 Listing Removed BRIGHT MLS
  • 2009-10-06 Price Changed $129,900 MRIS
  • 2009-07-27 Price Changed $135,900 MRIS
  • 2009-04-07 Price Changed $159,900 MRIS
  • 2008-11-19 Listed $163,000 MRIS
  • 2008-11-19 Delisted MRIS
  • 2008-11-18 Listed $129,900 BRIGHT MLS
  • 2008-09-10 Price Changed MRIS
  • 2008-06-18 Price Changed MRIS
  • 2008-04-17 Relisted MRIS
  • 2008-04-01 Delisted MRIS
  • 2007-10-12 Listed MRIS

Property tax history

+7.6%/yr

Latest (2025): $2,226 · +12.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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