Palm Plan · Flagler Estates, FL 32145

$269,990

3 bd · 2.0 ba · 1,243 sqft · SingleFamily · 570 Days on market

↓ 3% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• Schools +6.4/10.0
• Cash flow +5.8/30.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +1.2/10.0
• DSCR +0.2/10.0

Listing remarks MLS

Introducing the captivating Palm floorplan from our Inspire collection of homes. This modest yet charming residence offers three bedrooms, two full baths, an indoor laundry room, and a one-car garage. The contemporary kitchen design seamlessly overlooks the combined dining and great room area, creating a spacious and inviting atmosphere. Enjoy casual dining at the countertop breakfast bar while taking in the breathtaking view of the expansive backyard and the beautiful Florida weather through the sliding glass door. Designed with practicality and efficiency in mind, the Palm floorplan eliminates the need for traditional "formal" living and dining rooms, optimizing the use of space for family living and entertaining. Revel in the cozy and bright ambiance of this open layout, perfectly suited for creating cherished memories. With your savings in mind, this home comes equipped with a selection of quality finishes, including name brand laminate countertops, vinyl flooring, stain-resistant carpeting, and stainless-steel appliances such as an electric smooth top range, range hood, and dishwasher. Preselected trending color schemes provide a versatile canvas for you to infuse your personal touch and transform this house into a warm and welcoming home.

Key facts

• Garage
• Listed 570 days

🏗️ New construction. The $269,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $273,748.

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $270k.

Deal economics

• At list price, monthly cash flow is $-549 ($-7k/yr) — negative.
• To cash-flow at today's rent, offer at most $194k (28.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $170k (37.1% below list).
• Recommended offer: $170k (37.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 62/100 on livability (#763 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: health & safety C-, schools F, amenities F.
• St. Johns (rural): math 75% / reading 73% proficiency, ranked #2 of 73 in FL (top 3%) — strong family-tenant draw, lease renewals of 3-5y typical; only 20% free/reduced lunch — higher-income household profile.
• Market conditions: 234 active listings in the ZIP; 5,575 units permitted in St. Johns County in 2024 (584 in 5+ unit buildings).

Forward outlook

• In year one you build about $29k of equity ($2k loan paydown + $27k appreciation (10.0% local appreciation)).
• St. Johns County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$47k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 570 days — a 12% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $169,935 (37.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 570 days. Have you received any prior offers? Is the seller open to a 37% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.62% ✗
• Cap rate: 3.88%
• Cash-on-cash: -8.60%
• DSCR: 0.62
• GRM: 13.4

CMA / ARV

• ARV (median comp): $273,748
• List price: $269,990
• Delta: -1.37%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4215 Flagler Estates Blvd	0.16mi	3/2.0	1,248 (+0%)	16mo	$339,900	$272	78
9705 Ebert Ave	0.20mi	3/2.0	1,276 (+3%)	13mo	$295,000	$231	76
4270 Flagler Estates Blvd	0.03mi	3/2.0	1,100 (-12%)	6mo	$250,000	$227	74
9610 Ebert Ave	0.28mi	3/2.0	1,296 (+4%)	10mo	$85,000	$66	71
9755 Crotty Ave	0.49mi	3/2.0	1,326 (+7%)	8mo	$275,012	$207	59
9625 Crotty Ave	0.44mi	2/2.0 (-1)	1,340 (+8%)	16mo	$300,000	$224	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 18.2%
• Equity multiple: 2.49×
• Total profit: $114,129
• Equity at exit: $246,614

10-year hold

• IRR: 17.0%
• Equity multiple: 5.74×
• Total profit: $363,656
• Equity at exit: $531,832

Cash invested: $76,649 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32145

• Home prices YoY: 19.1%
• Active inventory: 234
• Price-to-rent: 13.2×

Monthly cashflow live

• Estimated rent: $1,699 medium
• Mortgage (P&I): −$1,436
• Tax est. 1.5%: −$342 /mo · $4,106/yr
• Insurance: −$114
• HOA: −$0
• Vacancy / Maint / Mgmt: −$357
• Net cashflow: $-549

Break-even live

Break-even rent $2,395

Max offer price $194,260

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $68,437
• Closing costs: $8,212
• Reserves months: —
• Total cash needed: —

Listing history 32 events

1. 2026-06-18
   days on market $269,990 Active 570 DOM
2. 2026-06-17
   days on market $269,990 Active 569 DOM
3. 2026-06-16
   days on market $269,990 Active 568 DOM
4. 2026-06-15
   days on market $269,990 Active 567 DOM
5. 2026-06-13
   days on market $269,990 Active 565 DOM
6. 2026-06-13
   days on market $269,990 Active 564 DOM
7. 2026-06-10
   days on market $269,990 Active 561 DOM
8. 2026-06-08
   days on market $269,990 Active 560 DOM
9. 2026-06-07
   days on market $269,990 Active 559 DOM
10. 2026-06-03
    days on market $269,990 Active 555 DOM
11. 2026-06-02
    days on market $269,990 Active 554 DOM
12. 2026-06-01
    days on market $269,990 Active 553 DOM
13. 2026-05-31
    days on market $269,990 Active 552 DOM
14. 2026-05-02
    price $269,990 1274-char remark

    Show marketing remark (1274 chars)

    Introducing the captivating Palm floorplan from our Inspire collection of homes. This modest yet charming residence offers three bedrooms, two full baths, an indoor laundry room, and a one-car garage. The contemporary kitchen design seamlessly overlooks the combined dining and great room area, creating a spacious and inviting atmosphere. Enjoy casual dining at the countertop breakfast bar while taking in the breathtaking view of the expansive backyard and the beautiful Florida weather through the sliding glass door. Designed with practicality and efficiency in mind, the Palm floorplan eliminates the need for traditional "formal" living and dining rooms, optimizing the use of space for family living and entertaining. Revel in the cozy and bright ambiance of this open layout, perfectly suited for creating cherished memories. With your savings in mind, this home comes equipped with a selection of quality finishes, including name brand laminate countertops, vinyl flooring, stain-resistant carpeting, and stainless-steel appliances such as an electric smooth top range, range hood, and dishwasher. Preselected trending color schemes provide a versatile canvas for you to infuse your personal touch and transform this house into a warm and welcoming home.

15. 2026-05-02
    price $265,990 1274-char remark

    Show marketing remark (1274 chars)

    Introducing the captivating Palm floorplan from our Inspire collection of homes. This modest yet charming residence offers three bedrooms, two full baths, an indoor laundry room, and a one-car garage. The contemporary kitchen design seamlessly overlooks the combined dining and great room area, creating a spacious and inviting atmosphere. Enjoy casual dining at the countertop breakfast bar while taking in the breathtaking view of the expansive backyard and the beautiful Florida weather through the sliding glass door. Designed with practicality and efficiency in mind, the Palm floorplan eliminates the need for traditional "formal" living and dining rooms, optimizing the use of space for family living and entertaining. Revel in the cozy and bright ambiance of this open layout, perfectly suited for creating cherished memories. With your savings in mind, this home comes equipped with a selection of quality finishes, including name brand laminate countertops, vinyl flooring, stain-resistant carpeting, and stainless-steel appliances such as an electric smooth top range, range hood, and dishwasher. Preselected trending color schemes provide a versatile canvas for you to infuse your personal touch and transform this house into a warm and welcoming home.

16. 2026-04-29
    price $269,990 1274-char remark

    Show marketing remark (1274 chars)

    Introducing the captivating Palm floorplan from our Inspire collection of homes. This modest yet charming residence offers three bedrooms, two full baths, an indoor laundry room, and a one-car garage. The contemporary kitchen design seamlessly overlooks the combined dining and great room area, creating a spacious and inviting atmosphere. Enjoy casual dining at the countertop breakfast bar while taking in the breathtaking view of the expansive backyard and the beautiful Florida weather through the sliding glass door. Designed with practicality and efficiency in mind, the Palm floorplan eliminates the need for traditional "formal" living and dining rooms, optimizing the use of space for family living and entertaining. Revel in the cozy and bright ambiance of this open layout, perfectly suited for creating cherished memories. With your savings in mind, this home comes equipped with a selection of quality finishes, including name brand laminate countertops, vinyl flooring, stain-resistant carpeting, and stainless-steel appliances such as an electric smooth top range, range hood, and dishwasher. Preselected trending color schemes provide a versatile canvas for you to infuse your personal touch and transform this house into a warm and welcoming home.

17. 2026-01-15
    price $274,990 1274-char remark

    Show marketing remark (1274 chars)

    Introducing the captivating Palm floorplan from our Inspire collection of homes. This modest yet charming residence offers three bedrooms, two full baths, an indoor laundry room, and a one-car garage. The contemporary kitchen design seamlessly overlooks the combined dining and great room area, creating a spacious and inviting atmosphere. Enjoy casual dining at the countertop breakfast bar while taking in the breathtaking view of the expansive backyard and the beautiful Florida weather through the sliding glass door. Designed with practicality and efficiency in mind, the Palm floorplan eliminates the need for traditional "formal" living and dining rooms, optimizing the use of space for family living and entertaining. Revel in the cozy and bright ambiance of this open layout, perfectly suited for creating cherished memories. With your savings in mind, this home comes equipped with a selection of quality finishes, including name brand laminate countertops, vinyl flooring, stain-resistant carpeting, and stainless-steel appliances such as an electric smooth top range, range hood, and dishwasher. Preselected trending color schemes provide a versatile canvas for you to infuse your personal touch and transform this house into a warm and welcoming home.

18. 2026-01-14
    price $268,990 1274-char remark

    Show marketing remark (1274 chars)

    Introducing the captivating Palm floorplan from our Inspire collection of homes. This modest yet charming residence offers three bedrooms, two full baths, an indoor laundry room, and a one-car garage. The contemporary kitchen design seamlessly overlooks the combined dining and great room area, creating a spacious and inviting atmosphere. Enjoy casual dining at the countertop breakfast bar while taking in the breathtaking view of the expansive backyard and the beautiful Florida weather through the sliding glass door. Designed with practicality and efficiency in mind, the Palm floorplan eliminates the need for traditional "formal" living and dining rooms, optimizing the use of space for family living and entertaining. Revel in the cozy and bright ambiance of this open layout, perfectly suited for creating cherished memories. With your savings in mind, this home comes equipped with a selection of quality finishes, including name brand laminate countertops, vinyl flooring, stain-resistant carpeting, and stainless-steel appliances such as an electric smooth top range, range hood, and dishwasher. Preselected trending color schemes provide a versatile canvas for you to infuse your personal touch and transform this house into a warm and welcoming home.

19. 2026-01-12
    price $267,000 1274-char remark

    Show marketing remark (1274 chars)

    Introducing the captivating Palm floorplan from our Inspire collection of homes. This modest yet charming residence offers three bedrooms, two full baths, an indoor laundry room, and a one-car garage. The contemporary kitchen design seamlessly overlooks the combined dining and great room area, creating a spacious and inviting atmosphere. Enjoy casual dining at the countertop breakfast bar while taking in the breathtaking view of the expansive backyard and the beautiful Florida weather through the sliding glass door. Designed with practicality and efficiency in mind, the Palm floorplan eliminates the need for traditional "formal" living and dining rooms, optimizing the use of space for family living and entertaining. Revel in the cozy and bright ambiance of this open layout, perfectly suited for creating cherished memories. With your savings in mind, this home comes equipped with a selection of quality finishes, including name brand laminate countertops, vinyl flooring, stain-resistant carpeting, and stainless-steel appliances such as an electric smooth top range, range hood, and dishwasher. Preselected trending color schemes provide a versatile canvas for you to infuse your personal touch and transform this house into a warm and welcoming home.

20. 2025-12-24
    price $268,990 1274-char remark

    Show marketing remark (1274 chars)

    Introducing the captivating Palm floorplan from our Inspire collection of homes. This modest yet charming residence offers three bedrooms, two full baths, an indoor laundry room, and a one-car garage. The contemporary kitchen design seamlessly overlooks the combined dining and great room area, creating a spacious and inviting atmosphere. Enjoy casual dining at the countertop breakfast bar while taking in the breathtaking view of the expansive backyard and the beautiful Florida weather through the sliding glass door. Designed with practicality and efficiency in mind, the Palm floorplan eliminates the need for traditional "formal" living and dining rooms, optimizing the use of space for family living and entertaining. Revel in the cozy and bright ambiance of this open layout, perfectly suited for creating cherished memories. With your savings in mind, this home comes equipped with a selection of quality finishes, including name brand laminate countertops, vinyl flooring, stain-resistant carpeting, and stainless-steel appliances such as an electric smooth top range, range hood, and dishwasher. Preselected trending color schemes provide a versatile canvas for you to infuse your personal touch and transform this house into a warm and welcoming home.

21. 2025-09-24
    price $265,990 1274-char remark

    Show marketing remark (1274 chars)

    Introducing the captivating Palm floorplan from our Inspire collection of homes. This modest yet charming residence offers three bedrooms, two full baths, an indoor laundry room, and a one-car garage. The contemporary kitchen design seamlessly overlooks the combined dining and great room area, creating a spacious and inviting atmosphere. Enjoy casual dining at the countertop breakfast bar while taking in the breathtaking view of the expansive backyard and the beautiful Florida weather through the sliding glass door. Designed with practicality and efficiency in mind, the Palm floorplan eliminates the need for traditional "formal" living and dining rooms, optimizing the use of space for family living and entertaining. Revel in the cozy and bright ambiance of this open layout, perfectly suited for creating cherished memories. With your savings in mind, this home comes equipped with a selection of quality finishes, including name brand laminate countertops, vinyl flooring, stain-resistant carpeting, and stainless-steel appliances such as an electric smooth top range, range hood, and dishwasher. Preselected trending color schemes provide a versatile canvas for you to infuse your personal touch and transform this house into a warm and welcoming home.

22. 2025-09-20
    price $257,990 1274-char remark

    Show marketing remark (1274 chars)

    Introducing the captivating Palm floorplan from our Inspire collection of homes. This modest yet charming residence offers three bedrooms, two full baths, an indoor laundry room, and a one-car garage. The contemporary kitchen design seamlessly overlooks the combined dining and great room area, creating a spacious and inviting atmosphere. Enjoy casual dining at the countertop breakfast bar while taking in the breathtaking view of the expansive backyard and the beautiful Florida weather through the sliding glass door. Designed with practicality and efficiency in mind, the Palm floorplan eliminates the need for traditional "formal" living and dining rooms, optimizing the use of space for family living and entertaining. Revel in the cozy and bright ambiance of this open layout, perfectly suited for creating cherished memories. With your savings in mind, this home comes equipped with a selection of quality finishes, including name brand laminate countertops, vinyl flooring, stain-resistant carpeting, and stainless-steel appliances such as an electric smooth top range, range hood, and dishwasher. Preselected trending color schemes provide a versatile canvas for you to infuse your personal touch and transform this house into a warm and welcoming home.

23. 2025-09-16
    price $259,990 1274-char remark

    Show marketing remark (1274 chars)

    Introducing the captivating Palm floorplan from our Inspire collection of homes. This modest yet charming residence offers three bedrooms, two full baths, an indoor laundry room, and a one-car garage. The contemporary kitchen design seamlessly overlooks the combined dining and great room area, creating a spacious and inviting atmosphere. Enjoy casual dining at the countertop breakfast bar while taking in the breathtaking view of the expansive backyard and the beautiful Florida weather through the sliding glass door. Designed with practicality and efficiency in mind, the Palm floorplan eliminates the need for traditional "formal" living and dining rooms, optimizing the use of space for family living and entertaining. Revel in the cozy and bright ambiance of this open layout, perfectly suited for creating cherished memories. With your savings in mind, this home comes equipped with a selection of quality finishes, including name brand laminate countertops, vinyl flooring, stain-resistant carpeting, and stainless-steel appliances such as an electric smooth top range, range hood, and dishwasher. Preselected trending color schemes provide a versatile canvas for you to infuse your personal touch and transform this house into a warm and welcoming home.

24. 2025-09-15
    price $261,990 1274-char remark

    Show marketing remark (1274 chars)

    Introducing the captivating Palm floorplan from our Inspire collection of homes. This modest yet charming residence offers three bedrooms, two full baths, an indoor laundry room, and a one-car garage. The contemporary kitchen design seamlessly overlooks the combined dining and great room area, creating a spacious and inviting atmosphere. Enjoy casual dining at the countertop breakfast bar while taking in the breathtaking view of the expansive backyard and the beautiful Florida weather through the sliding glass door. Designed with practicality and efficiency in mind, the Palm floorplan eliminates the need for traditional "formal" living and dining rooms, optimizing the use of space for family living and entertaining. Revel in the cozy and bright ambiance of this open layout, perfectly suited for creating cherished memories. With your savings in mind, this home comes equipped with a selection of quality finishes, including name brand laminate countertops, vinyl flooring, stain-resistant carpeting, and stainless-steel appliances such as an electric smooth top range, range hood, and dishwasher. Preselected trending color schemes provide a versatile canvas for you to infuse your personal touch and transform this house into a warm and welcoming home.

25. 2025-08-09
    price $263,990 1274-char remark

    Show marketing remark (1274 chars)

    Introducing the captivating Palm floorplan from our Inspire collection of homes. This modest yet charming residence offers three bedrooms, two full baths, an indoor laundry room, and a one-car garage. The contemporary kitchen design seamlessly overlooks the combined dining and great room area, creating a spacious and inviting atmosphere. Enjoy casual dining at the countertop breakfast bar while taking in the breathtaking view of the expansive backyard and the beautiful Florida weather through the sliding glass door. Designed with practicality and efficiency in mind, the Palm floorplan eliminates the need for traditional "formal" living and dining rooms, optimizing the use of space for family living and entertaining. Revel in the cozy and bright ambiance of this open layout, perfectly suited for creating cherished memories. With your savings in mind, this home comes equipped with a selection of quality finishes, including name brand laminate countertops, vinyl flooring, stain-resistant carpeting, and stainless-steel appliances such as an electric smooth top range, range hood, and dishwasher. Preselected trending color schemes provide a versatile canvas for you to infuse your personal touch and transform this house into a warm and welcoming home.

26. 2025-07-12
    price $269,990 1274-char remark

    Show marketing remark (1274 chars)

    Introducing the captivating Palm floorplan from our Inspire collection of homes. This modest yet charming residence offers three bedrooms, two full baths, an indoor laundry room, and a one-car garage. The contemporary kitchen design seamlessly overlooks the combined dining and great room area, creating a spacious and inviting atmosphere. Enjoy casual dining at the countertop breakfast bar while taking in the breathtaking view of the expansive backyard and the beautiful Florida weather through the sliding glass door. Designed with practicality and efficiency in mind, the Palm floorplan eliminates the need for traditional "formal" living and dining rooms, optimizing the use of space for family living and entertaining. Revel in the cozy and bright ambiance of this open layout, perfectly suited for creating cherished memories. With your savings in mind, this home comes equipped with a selection of quality finishes, including name brand laminate countertops, vinyl flooring, stain-resistant carpeting, and stainless-steel appliances such as an electric smooth top range, range hood, and dishwasher. Preselected trending color schemes provide a versatile canvas for you to infuse your personal touch and transform this house into a warm and welcoming home.

27. 2025-04-23
    price $281,990 1274-char remark

    Show marketing remark (1274 chars)

    Introducing the captivating Palm floorplan from our Inspire collection of homes. This modest yet charming residence offers three bedrooms, two full baths, an indoor laundry room, and a one-car garage. The contemporary kitchen design seamlessly overlooks the combined dining and great room area, creating a spacious and inviting atmosphere. Enjoy casual dining at the countertop breakfast bar while taking in the breathtaking view of the expansive backyard and the beautiful Florida weather through the sliding glass door. Designed with practicality and efficiency in mind, the Palm floorplan eliminates the need for traditional "formal" living and dining rooms, optimizing the use of space for family living and entertaining. Revel in the cozy and bright ambiance of this open layout, perfectly suited for creating cherished memories. With your savings in mind, this home comes equipped with a selection of quality finishes, including name brand laminate countertops, vinyl flooring, stain-resistant carpeting, and stainless-steel appliances such as an electric smooth top range, range hood, and dishwasher. Preselected trending color schemes provide a versatile canvas for you to infuse your personal touch and transform this house into a warm and welcoming home.

28. 2025-04-14
    status Active 1274-char remark

    Show marketing remark (1274 chars)

    Introducing the captivating Palm floorplan from our Inspire collection of homes. This modest yet charming residence offers three bedrooms, two full baths, an indoor laundry room, and a one-car garage. The contemporary kitchen design seamlessly overlooks the combined dining and great room area, creating a spacious and inviting atmosphere. Enjoy casual dining at the countertop breakfast bar while taking in the breathtaking view of the expansive backyard and the beautiful Florida weather through the sliding glass door. Designed with practicality and efficiency in mind, the Palm floorplan eliminates the need for traditional "formal" living and dining rooms, optimizing the use of space for family living and entertaining. Revel in the cozy and bright ambiance of this open layout, perfectly suited for creating cherished memories. With your savings in mind, this home comes equipped with a selection of quality finishes, including name brand laminate countertops, vinyl flooring, stain-resistant carpeting, and stainless-steel appliances such as an electric smooth top range, range hood, and dishwasher. Preselected trending color schemes provide a versatile canvas for you to infuse your personal touch and transform this house into a warm and welcoming home.

29. 2025-02-18
    historical 1274-char remark

    Show marketing remark (1274 chars)

    Introducing the captivating Palm floorplan from our Inspire collection of homes. This modest yet charming residence offers three bedrooms, two full baths, an indoor laundry room, and a one-car garage. The contemporary kitchen design seamlessly overlooks the combined dining and great room area, creating a spacious and inviting atmosphere. Enjoy casual dining at the countertop breakfast bar while taking in the breathtaking view of the expansive backyard and the beautiful Florida weather through the sliding glass door. Designed with practicality and efficiency in mind, the Palm floorplan eliminates the need for traditional "formal" living and dining rooms, optimizing the use of space for family living and entertaining. Revel in the cozy and bright ambiance of this open layout, perfectly suited for creating cherished memories. With your savings in mind, this home comes equipped with a selection of quality finishes, including name brand laminate countertops, vinyl flooring, stain-resistant carpeting, and stainless-steel appliances such as an electric smooth top range, range hood, and dishwasher. Preselected trending color schemes provide a versatile canvas for you to infuse your personal touch and transform this house into a warm and welcoming home.

30. 2025-01-18
    price $276,990 1274-char remark

    Show marketing remark (1274 chars)

    Introducing the captivating Palm floorplan from our Inspire collection of homes. This modest yet charming residence offers three bedrooms, two full baths, an indoor laundry room, and a one-car garage. The contemporary kitchen design seamlessly overlooks the combined dining and great room area, creating a spacious and inviting atmosphere. Enjoy casual dining at the countertop breakfast bar while taking in the breathtaking view of the expansive backyard and the beautiful Florida weather through the sliding glass door. Designed with practicality and efficiency in mind, the Palm floorplan eliminates the need for traditional "formal" living and dining rooms, optimizing the use of space for family living and entertaining. Revel in the cozy and bright ambiance of this open layout, perfectly suited for creating cherished memories. With your savings in mind, this home comes equipped with a selection of quality finishes, including name brand laminate countertops, vinyl flooring, stain-resistant carpeting, and stainless-steel appliances such as an electric smooth top range, range hood, and dishwasher. Preselected trending color schemes provide a versatile canvas for you to infuse your personal touch and transform this house into a warm and welcoming home.

31. 2025-01-16
    price $272,990 1274-char remark

    Show marketing remark (1274 chars)

    Introducing the captivating Palm floorplan from our Inspire collection of homes. This modest yet charming residence offers three bedrooms, two full baths, an indoor laundry room, and a one-car garage. The contemporary kitchen design seamlessly overlooks the combined dining and great room area, creating a spacious and inviting atmosphere. Enjoy casual dining at the countertop breakfast bar while taking in the breathtaking view of the expansive backyard and the beautiful Florida weather through the sliding glass door. Designed with practicality and efficiency in mind, the Palm floorplan eliminates the need for traditional "formal" living and dining rooms, optimizing the use of space for family living and entertaining. Revel in the cozy and bright ambiance of this open layout, perfectly suited for creating cherished memories. With your savings in mind, this home comes equipped with a selection of quality finishes, including name brand laminate countertops, vinyl flooring, stain-resistant carpeting, and stainless-steel appliances such as an electric smooth top range, range hood, and dishwasher. Preselected trending color schemes provide a versatile canvas for you to infuse your personal touch and transform this house into a warm and welcoming home.

32. 2024-10-02
    listed $276,990 Active 1274-char remark

    Show marketing remark (1274 chars)

    Introducing the captivating Palm floorplan from our Inspire collection of homes. This modest yet charming residence offers three bedrooms, two full baths, an indoor laundry room, and a one-car garage. The contemporary kitchen design seamlessly overlooks the combined dining and great room area, creating a spacious and inviting atmosphere. Enjoy casual dining at the countertop breakfast bar while taking in the breathtaking view of the expansive backyard and the beautiful Florida weather through the sliding glass door. Designed with practicality and efficiency in mind, the Palm floorplan eliminates the need for traditional "formal" living and dining rooms, optimizing the use of space for family living and entertaining. Revel in the cozy and bright ambiance of this open layout, perfectly suited for creating cherished memories. With your savings in mind, this home comes equipped with a selection of quality finishes, including name brand laminate countertops, vinyl flooring, stain-resistant carpeting, and stainless-steel appliances such as an electric smooth top range, range hood, and dishwasher. Preselected trending color schemes provide a versatile canvas for you to infuse your personal touch and transform this house into a warm and welcoming home.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,392
• − Mortgage interest: −$15,334
• − Property taxes: −$4,106
• − Insurance: −$1,369
• − Repairs & maintenance: −$1,631
• − Management: −$1,631
• − Depreciation: −$7,964
• Taxable loss: −$11,643
• Est. tax savings @ 24.0%: +$2,794
• After-tax cash flow: $-3,798/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Johns
• NCES district ID: 1201740
• Math proficiency: 75% ▼ -5.00%
• Reading proficiency: 73% ▼ -2.00%
• Median HH income: $66,842
• Composite: 64.31/100
• National rank: #556
• State rank: #2 of 73 in FL

Livability — Flagler Estates

• Score: 62/100
• State rank: #763
• US rank: #16863

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment F Housing A+ Health & safety C- User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Flagler Estates, FL
• Population (ZIP): 5,750

Population outlook (St. Johns County) Hauer SSP2

• Today (2025): 303,941 people
• By 2030: 342,590 · +12.7%
• By 2040: 417,328 · +37.3%
• By 2050: 487,011 · +60.2%
• By 2075: 635,395 · +109.1%
• By 2100: 717,469 · +136.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (76%)
• Race & ethnicity: White 76% Two or more races 16% Hispanic / Latino 9% Black 7%
• Hispanic origin (detail): Mexican 8%
• Common ancestry: Lithuanian 3% Romanian 3% Estonian 3%
• Foreign-born: 12% · Canada
• Languages at home: 86% English-only · Spanish 9% Other Indo-European 5%

Political lean MEDSL · St. Johns

• 2024 margin: Solid R (+31.4) · D 33.9% · R 65.2%
• 2008→2024 swing: +0.2pp no change · 2008: -31.6pp · 2024: -31.4pp
• All cycles: 2024: R+31.4 2020: R+26.7 2016: R+33.4 2012: R+37.8 2008: R+31.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 40.24%
• Current HPI: 250.8035
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-2.5% since first listed

19 events — show timeline

• 2026-05-02 Price Changed $269,990 Zillow
• 2026-05-02 Price Changed $265,990 Zillow
• 2026-04-29 Price Changed $269,990 Zillow
• 2026-01-15 Price Changed $274,990 Zillow
• 2026-01-14 Price Changed $268,990 Zillow
• 2026-01-12 Price Changed $267,000 Zillow
• 2025-12-24 Price Changed $268,990 Zillow
• 2025-09-24 Price Changed $265,990 Zillow
• 2025-09-20 Price Changed $257,990 Zillow
• 2025-09-16 Price Changed $259,990 Zillow
• 2025-09-15 Price Changed $261,990 Zillow
• 2025-08-09 Price Changed $263,990 Zillow
• 2025-07-12 Price Changed $269,990 Zillow
• 2025-04-23 Price Changed $281,990 Zillow
• 2025-04-14 Relisted — Zillow
• 2025-02-18 Delisted — Zillow
• 2025-01-18 Price Changed $276,990 Zillow
• 2025-01-16 Price Changed $272,990 Zillow
• 2024-10-02 Listed $276,990 Zillow