CashFlowRE
Sign in Sign up
922 Peachtree Dr
D- Composite 39.43
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.7/30.0
  • ARV discount +7.7/15.0
  • Livability +4.2/5.0
  • Schools +4.1/10.0
  • DSCR +3.4/10.0
  • Rent growth +3.0/5.0
  • 1% rule +2.8/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$215,000

922 Peachtree Dr · Fayetteville, AR 72703
3 bd · 2.5 ba · 1,496 sqft · Condo public records · 127 Days on market
Built 2001 $144/sqft · at area comps Est $216k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 922 W Peachtree Dr, a 3-bedroom, 2.5-bath townhome located less than 1 mile from the University of Arkansas. With easy access to public transportation and I-49, this property offers great convenience for daily commuting. The unit features a private, fenced backyard, ideal for pet owners. Please note that the property could benefit from some basic upkeep and refreshing, both inside and out, due to years of tenant occupancy. This presents a fantastic opportunity for buyers to customize the space to their liking. This home is perfect for investors or anyone seeking a property with potential in a convenient location. To be sold "AS IS"

Key facts

  • Convenient location
  • Garage
  • Built 2001

Tags

PRIVATE FENCED BACKYARDCONVENIENT LOCATION

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath condo listed at $215k.

Deal economics

  • At list price, monthly cash flow is $-62 ($-747/yr) — negative.
  • To cash-flow at today's rent, offer at most $204k (5.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $167k (22.1% below list).
  • Recommended offer: $167k (22.1% below list) — sets the bar for 1% rule.
  • Cap rate 5.9% vs local median 3.5% in Fayetteville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#3 in AR, #871 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, health & safety A+; Watch: employment D+, crime D-.
  • Fayetteville School District (urban): math 50% / reading 49% proficiency, ranked #19 of 238 in AR (top 8%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.0%/yr); 310 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,494 units permitted in Washington County in 2024 (1,497 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Washington County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 127 days — a 12% lower offer ($189k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 10y ago; this cycle's ask has dropped $25k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $122k; list at $215k implies a 76% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $167,444 (22.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 127 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.78%
Cap rate
5.95%
Cash-on-cash
-1.24%
DSCR
0.94
GRM
10.7

CMA / ARV

ARV (median comp)
$215,879
List price
$215,000
Delta
-0.41%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 2.01% rent growth · sell at horizon

5-year hold
IRR
-19.4%
Equity multiple
0.33×
Total profit
$-40,493
Equity at exit
$32,057
10-year hold
IRR
-14.2%
Equity multiple
0.22×
Total profit
$-47,160
Equity at exit
$18,589

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72703

Rents YoY
2.0%
Active inventory
310
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$1,674 high interval (Pro) →
Mortgage (P&I)
$1,127
Tax from tax record
$168 /mo · $2,016/yr
Insurance
$90
HOA
$0
Vacancy / Maint / Mgmt
$352
Net cashflow
$-62

Break-even live

Break-even rent $1,753
Max offer price $204,000
Occupancy floor 99%

Sensitivity live

Price -10% $59 -5% $-1 +0% $-62 +5% $-123 +10% $-184
Rent -10% $-195 -5% $-128 +0% $-62 +5% $4 +10% $70
Rate -1.0pp $46 -0.5pp $-8 base $-62 +0.5pp $-118 +1.0pp $-175

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,750
Closing costs
$6,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
820 W Piedmont Pl Unit 3 Fayetteville, AR 2.0 1.5 1000 $900 $0.90 45d 1 0.10mi
1882 N Scull Creek Dr Fayetteville, AR 2.0 2.5 1450 $1,395 $0.96 44d 1 0.23mi
1764 N Leverett Ave Fayetteville, AR 3.0 1.0–2.0 751 $1,425 $1.90 15d 22 0.24mi
1843 N Janice Ave Fayetteville, AR 2.0 2.0 1306 $1,850 $1.42 15d 1 0.28mi
1773 N Chestnut Ave Fayetteville, AR 3.0 2.0 1450 $1,395 $0.96 44d 1 0.30mi
1723 N Chestnut Ave Unit 102 Fayetteville, AR 2.0 2.0 1200 $1,800 $1.50 22d 1 0.34mi
1659 N Dawn Dr Unit 1 Fayetteville, AR 2.0 2.0 1100 $1,350 $1.23 15d 1 0.42mi
1684 N Dawn Dr Fayetteville, AR 2.0 2.0 1050 $1,400 $1.33 44d 1 0.43mi
594 W Moan Pl Fayetteville, AR 3.0 2.5 1400 $2,500 $1.79 24d 1 0.46mi
1536 N London Ave Fayetteville, AR 3.0 2.5 1505 $1,695 $1.13 44d 1 0.46mi
686 W Martha Dr Fayetteville, AR 3.0 2.0 1100 $1,100 $1.00 44d 1 0.47mi
1071 W Malibu St Fayetteville, AR 3.0 2.5 1505 $1,695 $1.13 24d 1 0.47mi
1433 N Garland Ave Fayetteville, AR 2.0 1.0 960 $1,125 $1.17 44d 1 0.52mi
1523 N Dawn Dr Fayetteville, AR 3.0 2.5 1472 $1,500 $1.02 15d 1 0.53mi
1370 Oakland Ave Unit 1 Fayetteville, AR 2.0 1.0 900 $1,195 $1.33 15d 1 0.58mi
787 W Sandy Beach Ln Fayetteville, AR 3.0 2.0 1268 $1,495 $1.18 15d 1 0.60mi
1508 N Gregg Ave Unit 1508 Fayetteville, AR 3.0 3.5 1868 $2,400 $1.28 44d 1 0.60mi
1399 N Hog Trough Dr Fayetteville, AR 2.0–4.0 2.5–3.5 1660 $2,800 $1.69 14d 5 0.63mi
1378 W Mount Comfort Rd Unit 1 Fayetteville, AR 3.0 3.5 1400 $1,795 $1.28 44d 1 0.64mi
1378 W Mount Comfort Rd Unit 1378 Fayetteville, AR 3.0 2.5 1400 $1,795 $1.28 44d 1 0.64mi
1345 N Hog Trough Dr Fayetteville, AR 4.0 3.5 1850 $3,200 $1.73 44d 1 0.65mi
1246 W James St Unit 2 Fayetteville, AR 3.0 3.5 1800 $3,250 $1.81 44d 1 0.71mi
1701 N Lewis Ave Unit 15 Fayetteville, AR 2.0 1.0 900 $795 $0.88 15d 1 0.72mi
1701 N Lewis Ave Unit 8 Fayetteville, AR 2.0 1.0 900 $795 $0.88 15d 1 0.73mi
1701 N Lewis Ave Unit 1 Fayetteville, AR 2.0 1.0 900 $795 $0.88 44d 1 0.73mi
1701 N Lewis Ave Unit 7 Fayetteville, AR 2.0 1.0 900 $795 $0.88 24d 1 0.73mi
1150 N Oakland Ave Fayetteville, AR 4.0 3.0 1800 $3,300 $1.83 22d 1 0.76mi
1777 W Preservation Dr Fayetteville, AR 2.0 1.0 900 $1,147 $1.27 15d 4 0.78mi
1222 N Iron Horse Dr Unit 1221925P Fayetteville, AR 2.0 1.5 904 $4,034 $4.46 24d 1 0.79mi
1223 Haven Dr Fayetteville, AR 2.0–4.0 2.0–4.0 1146 $2,229 $1.94 22d 1 0.79mi
1849 Pleasant Woods Dr Unit 1849 Fayetteville, AR 2.0 2.5 1200 $1,200 $1.00 44d 1 0.86mi
1862 Pleasant Woods Dr Unit 1862 Fayetteville, AR 2.0 2.5 1200 $1,200 $1.00 15d 1 0.86mi
933 Oakland Ave Unit NA Fayetteville, AR 3.0 2.5 1180 $2,300 $1.95 44d 1 0.86mi
1857 Pleasant Woods Dr Unit 1857 Fayetteville, AR 2.0 2.0 1200 $1,200 $1.00 22d 1 0.87mi
1005 N Molly Ct Fayetteville, AR 3.0 3.5 1800 $1,900 $1.06 44d 1 0.88mi
1000 N Molly Ct Fayetteville, AR 3.0 1.0–3.5 1100 $1,900 $1.73 15d 10 0.90mi
645 W Adams St Fayetteville, AR 2.0 1.0 1120 $1,380 $1.23 15d 1 0.92mi
1140 N Valley View Dr Fayetteville, AR 4.0 2.0 1400 $700 $0.50 44d 1 0.93mi
1708 N Sang Ave Fayetteville, AR 4.0 3.0 1660 $2,400 $1.45 22d 3 0.95mi
825 N Leverett Ave Unit 7 Fayetteville, AR 2.0 2.0 884 $1,425 $1.61 15d 1 0.95mi

HOA detail condo

Monthly dues
$0 · $0/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 16 events

  1. 2026-06-07
    statusdays on market $215,000 Pending 127 DOM
  2. 2026-06-05
    days on market $215,000 Active 125 DOM
  3. 2026-06-03
    days on market $215,000 Active 124 DOM
  4. 2026-06-02
    days on market $215,000 Active 123 DOM
  5. 2026-06-01
    days on market $215,000 Active 122 DOM
  6. 2026-05-31
    days on market $215,000 Active 121 DOM
  7. 2026-05-31
    days on market $215,000 Active 120 DOM
  8. 2026-05-15
    price $215,000 660-char remark
    Show marketing remark (660 chars)

    Welcome to 922 W Peachtree Dr, a 3-bedroom, 2.5-bath townhome located less than 1 mile from the University of Arkansas. With easy access to public transportation and I-49, this property offers great convenience for daily commuting. The unit features a private, fenced backyard, ideal for pet owners. Please note that the property could benefit from some basic upkeep and refreshing, both inside and out, due to years of tenant occupancy. This presents a fantastic opportunity for buyers to customize the space to their liking. This home is perfect for investors or anyone seeking a property with potential in a convenient location. To be sold "AS IS"

  9. 2026-02-09
    price $229,900 660-char remark
    Show marketing remark (660 chars)

    Welcome to 922 W Peachtree Dr, a 3-bedroom, 2.5-bath townhome located less than 1 mile from the University of Arkansas. With easy access to public transportation and I-49, this property offers great convenience for daily commuting. The unit features a private, fenced backyard, ideal for pet owners. Please note that the property could benefit from some basic upkeep and refreshing, both inside and out, due to years of tenant occupancy. This presents a fantastic opportunity for buyers to customize the space to their liking. This home is perfect for investors or anyone seeking a property with potential in a convenient location. To be sold "AS IS"

  10. 2026-01-30
    listed $240,000 Active 660-char remark
    Show marketing remark (660 chars)

    Welcome to 922 W Peachtree Dr, a 3-bedroom, 2.5-bath townhome located less than 1 mile from the University of Arkansas. With easy access to public transportation and I-49, this property offers great convenience for daily commuting. The unit features a private, fenced backyard, ideal for pet owners. Please note that the property could benefit from some basic upkeep and refreshing, both inside and out, due to years of tenant occupancy. This presents a fantastic opportunity for buyers to customize the space to their liking. This home is perfect for investors or anyone seeking a property with potential in a convenient location. To be sold "AS IS"

  11. 2016-11-16
    soldstatus $122,500
  12. 2016-11-11
    soldstatus $122,500 160-char remark
    Show marketing remark (160 chars)

    Great condo for the young professional, student or investor! Located close to Bus Route. New Carpet, New Paint throughout, MOVE IN READY! Don't miss this one.

  13. 2016-10-02
    listed $124,500 160-char remark
    Show marketing remark (160 chars)

    Great condo for the young professional, student or investor! Located close to Bus Route. New Carpet, New Paint throughout, MOVE IN READY! Don't miss this one.

  14. 2005-05-25
    soldstatus $120,000
  15. 2003-02-28
    soldstatus $105,000
  16. 2001-03-28
    soldstatus $76,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$2,016 · $168/mo
Projected year-2 tax
$2,016 · $168/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,093
− Mortgage interest
−$12,043
− Property taxes
−$2,016
− Insurance
−$1,075
− Repairs & maintenance
−$1,607
− Management
−$1,607
− Depreciation
−$6,255
Taxable loss
−$4,511
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,083
After-tax cash flow
$335/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fayetteville School District
NCES district ID
0506120
Math proficiency
50% ▼ -11.00%
Reading proficiency
49% ▼ -8.00%
Median HH income
$39,595
Composite
41.39/100
National rank
#3477
State rank
#19 of 238 in AR

Livability — Fayetteville

Score
83/100
State rank
#3
US rank
#871

Category grades

Amenities A+ Commute A+ Cost of living A Crime D- Employment D+ Housing A- Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fayetteville, AR
County
Washington County · 252,056 people
City population
118,228
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
35,896
Household income
$60,568
Rent vs Own
62.0% rent · 38.0% own
Severe rent burden
2372.0

Population outlook (Washington County) Hauer SSP2

Today (2025)
271,748 people
By 2030
296,414 · +9.1%
By 2040
346,874 · +27.6%
By 2050
398,552 · +46.7%
By 2075
523,309 · +92.6%
By 2100
615,280 · +126.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Two or more races 12% Hispanic / Latino 7% Black 5% Asian 3%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Lithuanian 3% Slovak 2% Italian 2%
Foreign-born
7% · Canada, China
Languages at home
92% English-only · Spanish 3% Chinese 1% French/Haitian/Cajun 1%

Political lean MEDSL · Washington

2024 margin
Lean R (+6.7) · D 45.1% · R 51.7% · Other 3.2%
2008→2024 swing
+6.4pp toward D · 2008: -13.1pp · 2024: -6.7pp
All cycles
2024: R+6.7 2020: R+3.9 2016: R+10.4 2012: R+16.3 2008: R+13.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -269.77%
Current HPI
317.7085
Rent YoY
▲ 2.01%
Metro
Fayetteville-Springdale-Rogers, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+182.9% since first listed
9 events — show timeline
  • 2026-05-15 Price Changed $215,000 NWARMLS
  • 2026-02-09 Price Changed $229,900 NWARMLS
  • 2026-01-30 Listed $240,000 NWARMLS
  • 2016-11-16 Sold (Public Records) $122,500 Public Records
  • 2016-11-11 Sold (MLS) $122,500 NWARMLS
  • 2016-10-02 Listed $124,500 NWARMLS
  • 2005-05-25 Sold (Public Records) $120,000 Public Records
  • 2003-02-28 Sold (Public Records) $105,000 Public Records
  • 2001-03-28 Sold (Public Records) $76,000 Public Records

Property tax history

+4.2%/yr

Latest (2025): $2,016 · +8.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…