98422 US Hwy 67 · Presidio, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 107°F)
- 3 days/yr
- Hot days in 30 yrs
- 9 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.5/30.0
- Appreciation +9.3/10.0
- DSCR +8.5/10.0
- ARV discount +7.5/15.0
- 1% rule +6.7/10.0
- Livability +3.1/5.0
- Schools +2.9/10.0
- Rent growth +2.5/5.0
- Condition / age +1.0/5.0
$95,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Desert home with mountain views on 5 acres. Located between Marfa and Presidio in Las Pampas. Lots to love!
Key facts
- 5 acre lot
- Built 1950
- Listed 51 days
Property features AI
Exterior
- Parking: Carport
- Utilities: Propane for utilities; Septic tank sewer; Other water source
- Home design: Single family residence; Residential property
- Construction: Stucco and frame construction; Slab foundation; Built with metal roof
- Exterior features: Metal roof; Storage structure on property; Solar panels
Interior
- Kitchen: Gas range
- Flooring: Tile flooring
- Bathrooms: 1 full bathroom
- Heating & cooling: Has heating; Has cooling
- Interior features: Blinds on windows
- Laundry & utility: Dryer; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $95k. Condition is rated poor.
Deal economics
- At list price, monthly cash flow is $223 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $95k).
- Recommended offer: $92k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 62/100 on livability (#923 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing B; Watch: amenities F, commute F, employment F.
- Presidio ISD (town): math 39% / reading 33% proficiency, ranked #535 of 826 in TX (top 65%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Presidio El (math 27% / reading 32%, grade F, #2,525 of 4,322 statewide, top 62%, 410 students, 95% FRL); Presidio H S (math 37% / reading 27%, grade F, #1,044 of 1,632 statewide, top 66%, 391 students, 93% FRL) — zoned schools average 94% FRL vs 59% district-wide (35 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 30 active listings in the ZIP; 23 units permitted in Presidio County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $9k of equity ($657 loan paydown + $8k appreciation (8.7% local appreciation)).
- Presidio County population projected at -44% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (8.7% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 4, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 51 days — a 3% lower offer ($92k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 3→9/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.17% ✓
- Cap rate
- 9.11%
- Cash-on-cash
- 10.06%
- DSCR
- 1.45
- GRM
- 7.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
8.65% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 29.1%
- Equity multiple
- 3.16×
- Total profit
- $57,339
- Equity at exit
- $76,415
- IRR
- 25.7%
- Equity multiple
- 6.87×
- Total profit
- $156,171
- Equity at exit
- $155,916
Cash invested: $26,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 79845
- Home prices YoY
- 10.0%
- Active inventory
- 30
- Price-to-rent
- 7.1×
Monthly cashflow live
- Estimated rent
- $1,113 medium interval (Pro) →
- Mortgage (P&I)
- −$498
- Tax est. 1.5%
- −$119 /mo · $1,425/yr
- Insurance
- −$40
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$234
- Net cashflow
- $223
Break-even live
Sensitivity live
| Price | -10% $289 | -5% $256 | +0% $223 | +5% $190 | +10% $157 |
|---|---|---|---|---|---|
| Rent | -10% $135 | -5% $179 | +0% $223 | +5% $267 | +10% $311 |
| Rate | -1.0pp $271 | -0.5pp $247 | base $223 | +0.5pp $198 | +1.0pp $173 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $23,750
- Closing costs
- $2,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 15 events
-
2026-06-18days on market $95,000 Active 51 DOM
-
2026-06-17days on market $95,000 Active 50 DOM
-
2026-06-16days on market $95,000 Active 49 DOM
-
2026-06-15days on market $95,000 Active 48 DOM
-
2026-06-15days on market $95,000 Active 47 DOM
-
2026-06-13days on market $95,000 Active 46 DOM
-
2026-06-12days on market $95,000 Active 45 DOM
-
2026-06-09days on market $95,000 Active 42 DOM
-
2026-06-08days on market $95,000 Active 41 DOM
-
2026-06-07days on market $95,000 Active 39 DOM
-
2026-06-03days on market $95,000 Active 36 DOM
-
2026-06-02days on market $95,000 Active 35 DOM
-
2026-06-01days on market $95,000 Active 34 DOM
-
2026-05-31days on market $95,000 Active 33 DOM
-
2026-04-28$95,000 Active 107-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 3 d/yr ≥107°F today · 9 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,359
- − Mortgage interest
- −$5,321
- − Property taxes
- −$1,425
- − Insurance
- −$475
- − Repairs & maintenance
- −$1,069
- − Management
- −$1,069
- − Depreciation
- −$2,764
- Taxable income
- $1,237
- Est. tax owed @ 24.0%
- −$297
- After-tax cash flow
- $2,379/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This property requires extensive repairs and updates to become move-in ready. Significant structural and aesthetic improvements are needed to increase its value.
Repairs flagged
- Major Exposed beams — Structural integrity compromised
- Major Worn appliances — Functionality compromised
- Major Worn fixtures — Functionality compromised
- Major Weathered metal roof — Leakage risk
- Major Weathered siding — Structural integrity compromised
- Major Exposed beams — Structural integrity compromised
- Major Worn tile — Safety hazard
- Major Exposed beams — Structural integrity compromised
Value-add opportunities
- Both New roof — Prevent leaks and improve aesthetics
- Both New flooring — Improve safety and aesthetics
- Both New appliances — Improve functionality and aesthetics
- Both Paint — Improve aesthetics and reflectivity
- Both New windows — Improve energy efficiency and aesthetics
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Exposed beams · Structural integrity compromised | Major | $15,000–50,000 |
| Worn appliances · Functionality compromised | Major | $15,000–50,000 |
| Worn fixtures · Functionality compromised | Major | $15,000–50,000 |
| Weathered metal roof · Leakage risk | Major | $15,000–50,000 |
| Weathered siding · Structural integrity compromised | Major | $15,000–50,000 |
| Exposed beams · Structural integrity compromised | Major | $15,000–50,000 |
| Worn tile · Safety hazard | Major | $15,000–50,000 |
| Exposed beams · Structural integrity compromised | Major | $15,000–50,000 |
| Total estimated repair cost · 8 items | $120,000–400,000 |
Value-add ROI direction
- Both New roof — Prevent leaks and improve aesthetics ↑
- Both New flooring — Improve safety and aesthetics ↑
- Both New appliances — Improve functionality and aesthetics ↑
- Both Paint — Improve aesthetics and reflectivity ↑
- Both New windows — Improve energy efficiency and aesthetics ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Presidio ISD
- NCES district ID
- 4835800
- Math proficiency
- 39% ▬ 0.00%
- Reading proficiency
- 33% ▲ 2.00%
- Median HH income
- $27,678
- Composite
- 29.07/100
- National rank
- #6603
- State rank
- #535 of 826 in TX
Livability — Presidio
- Score
- 62/100
- State rank
- #923
- US rank
- #16438
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 3,326
Population outlook (Presidio County) Hauer SSP2
- Today (2025)
- 5,330 people
- By 2030
- 4,671 · -12.4%
- By 2040
- 3,654 · -31.4%
- By 2050
- 3,001 · -43.7%
- By 2075
- 2,326 · -56.4%
- By 2100
- 2,106 · -60.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (98%)
- Race & ethnicity
- Hispanic / Latino 98% Two or more races 75% White 1%
- Hispanic origin (detail)
- Mexican 98%
- Foreign-born
- 37% · Canada
- Languages at home
- 4% English-only · Spanish 96%
Political lean MEDSL · Presidio
- 2024 margin
- Solid D (+30.2) · D 64.6% · R 34.4%
- 2008→2024 swing
- -13.2pp toward R · 2008: 43.4pp · 2024: 30.2pp
- All cycles
- 2024: D+30.2 2020: D+33.5 2016: D+36.6 2012: D+42.5 2008: D+43.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 8.65%
- Current HPI
- 94.9851
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
1 event — show timeline
- 2026-04-28 Listed $95,000 ODMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…