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36 Natureview Way
F Composite 29.03
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +5.9/30.0
  • Schools +5.2/10.0
  • Livability +3.4/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.4/10.0
  • DSCR +0.3/10.0
  • Appreciation +0.0/10.0

$377,990

36 Natureview Way · Freeport, FL 32439
4 bd · 2.0 ba · 1,825 sqft · Land · 125 Days on market
Built 2026 7,405 sqft lot $45/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

Key facts

  • Ample counter space
  • Walk-in closet
  • Delightful island

Tags

OPEN CONCEPT DESIGNAMPLE COUNTER SPACEDELIGHTFUL ISLANDWALK-IN CLOSETENSUITE OWNER'S BATHFULL BATH

Property features AI

Finance

  • Other: Lot has covenants and restrictions; Lot dimensions approximately 55 x 125 (0.17 acres)
  • HOA & community: Homeowners association with management and recreational facilities; Community features include BBQ pit/grill, community room, exercise room, game room, picnic area, playground, pool, and pickleball

Exterior

  • Parking: Attached 2-car garage
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer / community sewer; Electric service
  • Home design: Craftsman style; Single-story; Built in 2026; Paved road access; Deed-restricted single-family zoning
  • Construction: Frame and brick construction
  • Exterior features: Covered patio; Sprinkler system; Community pool

Interior

  • Kitchen: Dishwasher; Disposal; Microwave
  • Bedrooms: 4 bedrooms (master suite on the first floor with walk-in closet and carpeted bedroom); Master bathroom with double vanity
  • Flooring: Tile; Carpet
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Tray ceilings; Kitchen island; Pantry
  • Laundry & utility: Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath land listed at $378k.

Deal economics

  • At list price, monthly cash flow is $-740 ($-9k/yr) — negative.
  • To cash-flow at today's rent, offer at most $271k (28.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $243k (35.8% below list).
  • Recommended offer: $243k (35.8% below list) — sets the bar for 1% rule.
  • Cap rate 3.9% vs local median 3.0% in Freeport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#520 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, employment B+; Watch: health & safety C-, amenities F, commute F.
  • Walton (rural): math 62% / reading 61% proficiency, ranked #10 of 73 in FL (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Freeport Elementary School (math 50% / reading 57%, grade C, #949 of 2,144 statewide, top 45%, 1,123 students, 55% FRL); Emerald Coast Middle School (math 70% / reading 65%, grade A-, #77 of 571 statewide, top 14%, 868 students, 24% FRL); Freeport Senior High School (math 47% / reading 62%, grade C-, #138 of 667 statewide, top 21%, 557 students, 43% FRL).
  • Market conditions: Rents rising (+1.4%/yr); 1020 active listings in the ZIP; solid renter incomes; 2,883 units permitted in Walton County in 2024 (1,322 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($83k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Walton County population projected at +46% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 125 days — a 12% lower offer ($333k) is reasonable based on typical stale-listing flexibility.
  • 11 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $242,676 (35.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 125 days. Have you received any prior offers? Is the seller open to a 36% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.64%
Cap rate
3.94%
Cash-on-cash
-8.39%
DSCR
0.63
GRM
13.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.4% rent growth · sell at horizon

5-year hold
IRR
-32.9%
Equity multiple
-0.06×
Total profit
$-112,167
Equity at exit
$56,360
10-year hold
IRR
-50.0%
Equity multiple
-0.64×
Total profit
$-173,386
Equity at exit
$32,682

Cash invested: $105,837 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32439

Home prices YoY
-4.2%
Rents YoY
1.4%
Active inventory
1020
Price-to-rent
13.0×

Monthly cashflow live

Estimated rent
$2,427 medium interval (Pro) →
Mortgage (P&I)
$1,982
Tax est. 1.5%
$472 /mo · $5,670/yr
Insurance
$157
HOA
$45
Vacancy / Maint / Mgmt
$510
Net cashflow
$-740

Break-even live

Break-even rent $3,364
Max offer price $270,902
Occupancy floor

Sensitivity live

Price -10% $-479 -5% $-609 +0% $-740 +5% $-871 +10% $-1,001
Rent -10% $-932 -5% $-836 +0% $-740 +5% $-644 +10% $-548
Rate -1.0pp $-550 -0.5pp $-644 base $-740 +0.5pp $-838 +1.0pp $-938

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$94,498
Closing costs
$11,340
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$45 · $540/yr

Listing history 42 events

  1. 2026-06-21
    days on market $377,990 Active 125 DOM
  2. 2026-06-18
    days on market $377,990 Active 122 DOM
  3. 2026-06-17
    days on market $377,990 Active 121 DOM
  4. 2026-06-16
    days on market $377,990 Active 120 DOM
  5. 2026-06-15
    days on market $377,990 Active 119 DOM
  6. 2026-06-14
    days on market $377,990 Active 117 DOM
  7. 2026-06-13
    days on market $377,990 Active 116 DOM
  8. 2026-06-10
    days on market $377,990 Active 114 DOM
  9. 2026-06-09
    days on market $377,990 Active 113 DOM
  10. 2026-06-08
    days on market $377,990 Active 112 DOM
  11. 2026-06-07
    days on market $377,990 Active 111 DOM
  12. 2026-06-05
    days on market $377,990 Active 108 DOM
  13. 2026-06-03
    days on market $377,990 Active 107 DOM
  14. 2026-06-03
    days on market $377,990 Active 106 DOM
  15. 2026-06-01
    days on market $377,990 Active 105 DOM
  16. 2026-05-31
    days on market $377,990 Active 104 DOM
  17. 2026-05-30
    days on market $377,990 Active 103 DOM
  18. 2026-04-02
    price $377,990 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  19. 2026-04-01
    price $377,990
  20. 2026-02-26
    status Active 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  21. 2026-02-25
    historical 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  22. 2026-02-15
    listed $384,990 Active
  23. 2025-12-30
    status Active 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  24. 2025-12-29
    historical 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  25. 2025-12-23
    status Active 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  26. 2025-12-22
    historical 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  27. 2025-12-21
    status Active 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  28. 2025-12-20
    historical 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  29. 2025-12-19
    status Active 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  30. 2025-12-18
    historical 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  31. 2025-11-22
    status Active 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  32. 2025-11-22
    historical 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  33. 2025-11-13
    status Active 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  34. 2025-11-11
    historical 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  35. 2025-10-25
    price $384,990 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  36. 2025-10-21
    price $394,990 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  37. 2025-09-22
    status Active 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  38. 2025-09-22
    historical 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  39. 2025-09-09
    status Active 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  40. 2025-09-06
    historical 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  41. 2025-09-04
    listed $394,465 Active 1170-char remark
    Show marketing remark (1170 chars)

    Introducing the Topsail floorplan, a charming and versatile home in the Cornerstone collection. With three bedrooms and two baths, it strikes the ideal balance between comfort and practicality. Upon entering, you'll notice a versatile space to one side that can serve as a formal living area or be transformed into an optional fourth bedroom to suit your needs. Continuing forward, you'll be greeted by an open concept design that seamlessly blends the kitchen, dining area, and great room. The kitchen boasts ample counter space and a delightful island that faces the living area, allowing the family chef to engage in conversations while preparing delicious meals. The combined dining room and great room offer endless possibilities for creative design and accommodate families of any size. For ultimate privacy, the owner's suite is tucked away at the back of the home. It features a generously sized walk-in closet and an ensuite owner's bath, ensuring a tranquil retreat within your own abode. Adjacent to the dining area, you'll discover another retreat-a full bath and two spare bedrooms, providing a comfortable and convenient space for guests or family members.

  42. 2024-12-10
    soldstatus $8,570,100

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,121
− Mortgage interest
−$21,173
− Property taxes
−$5,670
− Insurance
−$1,890
− Repairs & maintenance
−$2,330
− Management
−$2,330
− HOA
−$540
− Depreciation
−$10,996
Taxable loss
−$15,807
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,794
After-tax cash flow
$-5,087/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Walton
NCES district ID
1201980
Math proficiency
62% ▼ -4.00%
Reading proficiency
61% ▼ -2.00%
Median HH income
$46,794
Composite
52.03/100
National rank
#1634
State rank
#10 of 73 in FL

Livability — Freeport

Score
68/100
State rank
#520
US rank
#9579

Category grades

Amenities F Commute F Cost of living B Crime A+ Employment B+ Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Walton County · 70,839 people
City population
15,328
Metro
Crestview-Fort Walton Beach-Destin, FL
Population (ZIP)
15,328
Household income
$83,227
Rent vs Own
19.9% rent · 80.1% own
Severe rent burden
172.0

Population outlook (Walton County) Hauer SSP2

Today (2025)
80,014 people
By 2030
88,120 · +10.1%
By 2040
103,537 · +29.4%
By 2050
117,034 · +46.3%
By 2075
143,901 · +79.8%
By 2100
155,138 · +93.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Hispanic / Latino 16% Two or more races 8% Native American 5% Black 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 2% Cuban 1%
Common ancestry
Slovak 3% Italian 3% Serbian 2%
Foreign-born
8% · Canada, Jamaica
Languages at home
86% English-only · Spanish 13% Other Indo-European 1%

Political lean MEDSL · Walton

2024 margin
Solid R (+57.8) · D 20.7% · R 78.6%
2008→2024 swing
-12.0pp toward R · 2008: -45.8pp · 2024: -57.8pp
All cycles
2024: R+57.8 2020: R+51.7 2016: R+56.1 2012: R+52.0 2008: R+45.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -15.18%
Current HPI
350.4692
Rent YoY
▲ 1.40%
Metro
Crestview-Fort Walton Beach-Destin, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-95.6% since first listed
25 events — show timeline
  • 2026-04-02 Price Changed $377,990 Zillow
  • 2026-04-01 Price Changed $377,990 ECAR
  • 2026-02-26 Relisted Zillow
  • 2026-02-25 Delisted Zillow
  • 2026-02-15 Listed $384,990 ECAR
  • 2025-12-30 Relisted Zillow
  • 2025-12-29 Delisted Zillow
  • 2025-12-23 Relisted Zillow
  • 2025-12-22 Delisted Zillow
  • 2025-12-21 Relisted Zillow
  • 2025-12-20 Delisted Zillow
  • 2025-12-19 Relisted Zillow
  • 2025-12-18 Delisted Zillow
  • 2025-11-22 Relisted Zillow
  • 2025-11-22 Delisted Zillow
  • 2025-11-13 Relisted Zillow
  • 2025-11-11 Delisted Zillow
  • 2025-10-25 Price Changed $384,990 Zillow
  • 2025-10-21 Price Changed $394,990 Zillow
  • 2025-09-22 Relisted Zillow
  • 2025-09-22 Delisted Zillow
  • 2025-09-09 Relisted Zillow
  • 2025-09-06 Delisted Zillow
  • 2025-09-04 Listed $394,465 Zillow
  • 2024-12-10 Sold (Public Records) $8,570,100 Public Records

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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