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5283 S Cr 2869
D Composite 43.35
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.8/30.0
  • ARV discount +7.5/15.0
  • Appreciation +6.5/10.0
  • Livability +3.7/5.0
  • Schools +3.6/10.0
  • 1% rule +3.2/10.0
  • DSCR +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$245,000

5283 S Cr 2869 · Hawkins, TX 75765
4 bd · 2.0 ba · 1,444 sqft · SingleFamily · 117 Days on market
Built 1985 3.00 ac lot ↓ 4% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming country home on a spacious lot. A serene and private retreat just minutes from downtown Hawkins. Nestled on a generous parcel of land, this home offers a perfect blend of rural peace and convenient access to town amenities. Enjoy your morning coffee on the large, covered back porch. Property Highlights Quiet, scenic setting on a spacious lot — ideal for gardening, outdoor hobbies, or simply enjoying wide-open skies. Full RV hook ups available. Easy access via S FM 2869 from US-80, making the commute to Hawkins, nearby towns, and major roads straightforward. A home with potential — bring your vision for updates or enjoy existing features with room to grow. Flexible layout possibilities: plenty of space to create outdoor living areas, shaded spots, or additional outbuildings if desired. Why You’ll Love It This property is perfect for buyers seeking a peaceful lifestyle without sacrificing closeness to town conveniences. Whether you’re seeking a long-term residence, a weekend retreat, or a land-rich opportunity, 5283 S FM 2869 combines rural charm with real-world practicality. Don’t miss your chance — this unique property offers rare privacy in a great location. Schedule your private showing today and imagine the possibilities!

Key facts

  • Full rv hook ups
  • Spacious lot
  • Quiet scenic setting

Tags

SPACIOUS LOTPRIVATE RETREATLARGE COVERED BACK PORCHFULL RV HOOK UPSQUIET SCENIC SETTINGFLEXIBLE LAYOUT POSSIBILITIES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $245k.

Deal economics

  • At list price, monthly cash flow is $-180 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $219k (10.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $200k (18.4% below list).
  • Recommended offer: $200k (18.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 73/100 on livability (#196 in TX, #4,982 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime A-; Watch: amenities F, commute F, employment D-.
  • Hawkins ISD (rural): math 42% / reading 43% proficiency, ranked #339 of 826 in TX (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Hawkins El (math 47% / reading 47%, grade D-, #1,006 of 4,322 statewide, top 25%, 383 students, 64% FRL); Hawkins H S / Middle (math 39% / reading 42%, grade F, #798 of 1,632 statewide, top 49%, 386 students, 59% FRL).
  • Market conditions: 219 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 72 units permitted in Wood County in 2024 (29 in 5+ unit buildings).

Forward outlook

  • In year one you build about $9k of equity ($2k loan paydown + $8k appreciation (3.1% local appreciation)).
  • Wood County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • By year 4, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 117 days — a 9% lower offer ($223k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk; major wind risk, 57% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $200,000 (18.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 117 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
5.74%
Cash-on-cash
-1.98%
DSCR
0.91
GRM
10.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.1% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
4.9%
Equity multiple
1.28×
Total profit
$19,399
Equity at exit
$111,496
10-year hold
IRR
8.0%
Equity multiple
2.22×
Total profit
$83,677
Equity at exit
$172,872

Cash invested: $68,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75765

Home prices YoY
1.3%
Active inventory
219
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$2,000 medium interval (Pro) →
Mortgage (P&I)
$1,285
Tax est. 1.5%
$306 /mo · $3,675/yr
Insurance
$102
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$420
Net cashflow
$-180

Break-even live

Break-even rent $2,227
Max offer price $219,012
Occupancy floor

Sensitivity live

Price -10% $-10 -5% $-95 +0% $-180 +5% $-264 +10% $-349
Rent -10% $-338 -5% $-259 +0% $-180 +5% $-101 +10% $-22
Rate -1.0pp $-56 -0.5pp $-117 base $-180 +0.5pp $-243 +1.0pp $-308

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$61,250
Closing costs
$7,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
230 Private Road 7422 Unit 7422 Hawkins, TX 3.0 2.0 1200 $2,000 $1.67 46d 1 1.44mi

Listing history 6 events

  1. 2026-03-29
    status Pending 1289-char remark
    Show marketing remark (1289 chars)

    Charming country home on a spacious lot. A serene and private retreat just minutes from downtown Hawkins. Nestled on a generous parcel of land, this home offers a perfect blend of rural peace and convenient access to town amenities. Enjoy your morning coffee on the large, covered back porch. Property Highlights Quiet, scenic setting on a spacious lot — ideal for gardening, outdoor hobbies, or simply enjoying wide-open skies. Full RV hook ups available. Easy access via S FM 2869 from US-80, making the commute to Hawkins, nearby towns, and major roads straightforward. A home with potential — bring your vision for updates or enjoy existing features with room to grow. Flexible layout possibilities: plenty of space to create outdoor living areas, shaded spots, or additional outbuildings if desired. Why You’ll Love It This property is perfect for buyers seeking a peaceful lifestyle without sacrificing closeness to town conveniences. Whether you’re seeking a long-term residence, a weekend retreat, or a land-rich opportunity, 5283 S FM 2869 combines rural charm with real-world practicality. Don’t miss your chance — this unique property offers rare privacy in a great location. Schedule your private showing today and imagine the possibilities!

  2. 2026-03-29
    status Pending
    Show marketing remark (1289 chars)

    Charming country home on a spacious lot. A serene and private retreat just minutes from downtown Hawkins. Nestled on a generous parcel of land, this home offers a perfect blend of rural peace and convenient access to town amenities. Enjoy your morning coffee on the large, covered back porch. Property Highlights Quiet, scenic setting on a spacious lot — ideal for gardening, outdoor hobbies, or simply enjoying wide-open skies. Full RV hook ups available. Easy access via S FM 2869 from US-80, making the commute to Hawkins, nearby towns, and major roads straightforward. A home with potential — bring your vision for updates or enjoy existing features with room to grow. Flexible layout possibilities: plenty of space to create outdoor living areas, shaded spots, or additional outbuildings if desired. Why You’ll Love It This property is perfect for buyers seeking a peaceful lifestyle without sacrificing closeness to town conveniences. Whether you’re seeking a long-term residence, a weekend retreat, or a land-rich opportunity, 5283 S FM 2869 combines rural charm with real-world practicality. Don’t miss your chance — this unique property offers rare privacy in a great location. Schedule your private showing today and imagine the possibilities!

  3. 2025-12-29
    price $245,000 1289-char remark
    Show marketing remark (1289 chars)

    Charming country home on a spacious lot. A serene and private retreat just minutes from downtown Hawkins. Nestled on a generous parcel of land, this home offers a perfect blend of rural peace and convenient access to town amenities. Enjoy your morning coffee on the large, covered back porch. Property Highlights Quiet, scenic setting on a spacious lot — ideal for gardening, outdoor hobbies, or simply enjoying wide-open skies. Full RV hook ups available. Easy access via S FM 2869 from US-80, making the commute to Hawkins, nearby towns, and major roads straightforward. A home with potential — bring your vision for updates or enjoy existing features with room to grow. Flexible layout possibilities: plenty of space to create outdoor living areas, shaded spots, or additional outbuildings if desired. Why You’ll Love It This property is perfect for buyers seeking a peaceful lifestyle without sacrificing closeness to town conveniences. Whether you’re seeking a long-term residence, a weekend retreat, or a land-rich opportunity, 5283 S FM 2869 combines rural charm with real-world practicality. Don’t miss your chance — this unique property offers rare privacy in a great location. Schedule your private showing today and imagine the possibilities!

  4. 2025-12-29
    price $245,000
    Show marketing remark (1289 chars)

    Charming country home on a spacious lot. A serene and private retreat just minutes from downtown Hawkins. Nestled on a generous parcel of land, this home offers a perfect blend of rural peace and convenient access to town amenities. Enjoy your morning coffee on the large, covered back porch. Property Highlights Quiet, scenic setting on a spacious lot — ideal for gardening, outdoor hobbies, or simply enjoying wide-open skies. Full RV hook ups available. Easy access via S FM 2869 from US-80, making the commute to Hawkins, nearby towns, and major roads straightforward. A home with potential — bring your vision for updates or enjoy existing features with room to grow. Flexible layout possibilities: plenty of space to create outdoor living areas, shaded spots, or additional outbuildings if desired. Why You’ll Love It This property is perfect for buyers seeking a peaceful lifestyle without sacrificing closeness to town conveniences. Whether you’re seeking a long-term residence, a weekend retreat, or a land-rich opportunity, 5283 S FM 2869 combines rural charm with real-world practicality. Don’t miss your chance — this unique property offers rare privacy in a great location. Schedule your private showing today and imagine the possibilities!

  5. 2025-12-01
    listed $255,000 Active 1289-char remark
    Show marketing remark (1289 chars)

    Charming country home on a spacious lot. A serene and private retreat just minutes from downtown Hawkins. Nestled on a generous parcel of land, this home offers a perfect blend of rural peace and convenient access to town amenities. Enjoy your morning coffee on the large, covered back porch. Property Highlights Quiet, scenic setting on a spacious lot — ideal for gardening, outdoor hobbies, or simply enjoying wide-open skies. Full RV hook ups available. Easy access via S FM 2869 from US-80, making the commute to Hawkins, nearby towns, and major roads straightforward. A home with potential — bring your vision for updates or enjoy existing features with room to grow. Flexible layout possibilities: plenty of space to create outdoor living areas, shaded spots, or additional outbuildings if desired. Why You’ll Love It This property is perfect for buyers seeking a peaceful lifestyle without sacrificing closeness to town conveniences. Whether you’re seeking a long-term residence, a weekend retreat, or a land-rich opportunity, 5283 S FM 2869 combines rural charm with real-world practicality. Don’t miss your chance — this unique property offers rare privacy in a great location. Schedule your private showing today and imagine the possibilities!

  6. 2025-12-01
    listed $255,000 Active
    Show marketing remark (1289 chars)

    Charming country home on a spacious lot. A serene and private retreat just minutes from downtown Hawkins. Nestled on a generous parcel of land, this home offers a perfect blend of rural peace and convenient access to town amenities. Enjoy your morning coffee on the large, covered back porch. Property Highlights Quiet, scenic setting on a spacious lot — ideal for gardening, outdoor hobbies, or simply enjoying wide-open skies. Full RV hook ups available. Easy access via S FM 2869 from US-80, making the commute to Hawkins, nearby towns, and major roads straightforward. A home with potential — bring your vision for updates or enjoy existing features with room to grow. Flexible layout possibilities: plenty of space to create outdoor living areas, shaded spots, or additional outbuildings if desired. Why You’ll Love It This property is perfect for buyers seeking a peaceful lifestyle without sacrificing closeness to town conveniences. Whether you’re seeking a long-term residence, a weekend retreat, or a land-rich opportunity, 5283 S FM 2869 combines rural charm with real-world practicality. Don’t miss your chance — this unique property offers rare privacy in a great location. Schedule your private showing today and imagine the possibilities!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 57% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,000
− Mortgage interest
−$13,724
− Property taxes
−$3,675
− Insurance
−$2,022
− Repairs & maintenance
−$1,920
− Management
−$1,920
− Depreciation
−$7,127
Taxable loss
−$6,389
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,533
After-tax cash flow
$-622/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hawkins ISD
NCES district ID
4822770
Math proficiency
42% ▼ -12.00%
Reading proficiency
43% ▼ -6.00%
Median HH income
$43,119
Composite
35.91/100
National rank
#4809
State rank
#339 of 826 in TX

Livability — Hawkins

Score
73/100
State rank
#196
US rank
#4982

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment D- Housing B+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
8,195

Population outlook (Wood County) Hauer SSP2

Today (2025)
46,480 people
By 2030
47,796 · +2.8%
By 2040
50,142 · +7.9%
By 2050
52,122 · +12.1%
By 2075
57,033 · +22.7%
By 2100
56,418 · +21.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Black 12% Hispanic / Latino 6% Two or more races 5%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Lithuanian 2% Slovak 2% Serbian 1%
Foreign-born
1% · Canada
Languages at home
95% English-only · Spanish 4%

Political lean MEDSL · Wood

2024 margin
Solid R (+69.7) · D 14.8% · R 84.6%
2008→2024 swing
-15.5pp toward R · 2008: -54.2pp · 2024: -69.7pp
All cycles
2024: R+69.7 2020: R+68.2 2016: R+70.0 2012: R+64.2 2008: R+54.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.10%
Current HPI
236.7688
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-3.9% since first listed
6 events — show timeline
  • 2026-03-29 Pending GTAR
  • 2026-03-29 Pending LAAR
  • 2025-12-29 Price Changed $245,000 GTAR
  • 2025-12-29 Price Changed $245,000 LAAR
  • 2025-12-01 Listed $255,000 GTAR
  • 2025-12-01 Listed $255,000 LAAR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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