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3007 E Ebano Ave 🏗️ New Construction
D- Composite 35.11
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Cash flow +5.5/30.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Schools +2.5/10.0
  • Condition / age +2.5/5.0
  • 1% rule +1.2/10.0
  • DSCR +0.0/10.0

$295,000

3007 E Ebano Ave · Hidalgo, TX 78557
4 bd · 2.5 ba · 2,004 sqft · Land · 6 Days on market
Built 2024 6,046 sqft lot $25/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

All information is deemed reliable but not guaranteed; buyers should independently verify with appropriate professionals.

Key facts

  • Quartz countertops
  • Private patio
  • Porcelain tile

Tags

QUARTZ COUNTERTOPSPORCELAIN TILECUSTOM-BUILT-IN CABINETRYPRIVATE PATIOPRIMARY COVERED PATIOS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. Builder plan / spec listing (the home may be to-be-built); metrics use comparable previous sales.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath land listed at $295k.

Deal economics

  • At list price, monthly cash flow is $-628 ($-8k/yr) — negative.
  • To cash-flow at today's rent, offer at most $204k (30.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $182k (38.4% below list).
  • Recommended offer: $182k (38.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 68/100 on livability (#488 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: amenities F, commute F, employment F.
  • Valley View ISD (suburban): math 24% / reading 38% proficiency, ranked #631 of 826 in TX (top 76%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 85% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Valley View El (math 32% / reading 37%, grade F, #1,995 of 4,322 statewide, top 50%, 412 students, 96% FRL); Valley View J H (math 23% / reading 35%, grade F, #1,103 of 1,662 statewide, top 67%, 483 students, 95% FRL); Valley View H S (math 12% / reading 47%, grade F, #1,112 of 1,632 statewide, top 70%, 1,170 students, 96% FRL).
  • Market conditions: 98 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 7,378 units permitted in Hidalgo County in 2024 (641 in 5+ unit buildings).

Forward outlook

  • In year one you build about $32k of equity ($2k loan paydown + $30k appreciation (10.0% local appreciation)).
  • Hidalgo County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$51k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 10 sale attempts since 2y ago; this cycle's ask is 13309% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Recommended offer $181,722 (38.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.62%
Cap rate
3.74%
Cash-on-cash
-9.12%
DSCR
0.59
GRM
13.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
17.9%
Equity multiple
2.46×
Total profit
$120,705
Equity at exit
$265,759
10-year hold
IRR
16.8%
Equity multiple
5.69×
Total profit
$387,000
Equity at exit
$573,120

Cash invested: $82,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78557

Home prices YoY
17.9%
Active inventory
98
Price-to-rent
13.5×

Monthly cashflow live

Estimated rent
$1,817 medium interval (Pro) →
Mortgage (P&I)
$1,547
Tax est. 1.5%
$369 /mo · $4,425/yr
Insurance
$123
HOA
$25
Vacancy / Maint / Mgmt
$382
Net cashflow
$-628

Break-even live

Break-even rent $2,612
Max offer price $204,117
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$73,750
Closing costs
$8,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2509 Coma St Hidalgo, TX 4.0 2.5 1804 $1,750 $0.97 23d 1 0.34mi
400 S 22nd St Hidalgo, TX 3.0 2.5 2515 $2,000 $0.80 43d 1 0.67mi
704 S 17th St Hidalgo, TX 3.0 2.0 1666 $1,650 $0.99 23d 1 1.19mi
2304 E Tamarindo Ave Hidalgo, TX 3.0 2.0 1442 $1,950 $1.35 23d 1 1.24mi

HOA detail

Monthly dues
$25 · $300/yr

Listing history 25 events

  1. 2026-04-11
    historical $2,200
  2. 2026-04-01
    historical $2,200
  3. 2026-03-10
    listed $2,200
  4. 2026-01-13
    listed $2,200
  5. 2026-01-13
    historical $2,200
  6. 2025-12-29
    listed $2,200
  7. 2025-12-15
    soldstatus Closed 121-char remark
    Show marketing remark (121 chars)

    All information is deemed reliable but not guaranteed; buyers should independently verify with appropriate professionals.

  8. 2025-12-11
    soldstatus Closed 1010-char remark
    Show marketing remark (1010 chars)

    4-bed, 2.5-bath in a secure gated community. This open-concept layout features energy-efficient double-pane windows plus a custom builder-designed lighting plan, enhancing both security and modern functionality. Enjoy quartz countertops in the kitchen and all bathrooms, porcelain tile, and the latest interior paint trends. A half bath is ideally placed to serve both the living area and the primary covered patios—ideal for entertaining. The second private patio, located off the laundry room, is great for exercising, reading, or relaxing with your favorite drink. Thoughtful upgrades include custom-built-in cabinetry with lighting, Italian-inspired decorative high ceilings, and exterior lighting. Designed with comfort and style in mind, this home blends functionality with elegant details, offering a peaceful and modern retreat in one of Hidalgo’s most convenient locations. The yard offers just the right amount of space to enjoy without the hassle of high maintenance. Schedule a showing.

  9. 2025-11-12
    status Pending 121-char remark
    Show marketing remark (1010 chars)

    4-bed, 2.5-bath in a secure gated community. This open-concept layout features energy-efficient double-pane windows plus a custom builder-designed lighting plan, enhancing both security and modern functionality. Enjoy quartz countertops in the kitchen and all bathrooms, porcelain tile, and the latest interior paint trends. A half bath is ideally placed to serve both the living area and the primary covered patios—ideal for entertaining. The second private patio, located off the laundry room, is great for exercising, reading, or relaxing with your favorite drink. Thoughtful upgrades include custom-built-in cabinetry with lighting, Italian-inspired decorative high ceilings, and exterior lighting. Designed with comfort and style in mind, this home blends functionality with elegant details, offering a peaceful and modern retreat in one of Hidalgo’s most convenient locations. The yard offers just the right amount of space to enjoy without the hassle of high maintenance. Schedule a showing.

  10. 2025-11-12
    status Pending
    Show marketing remark (1010 chars)

    4-bed, 2.5-bath in a secure gated community. This open-concept layout features energy-efficient double-pane windows plus a custom builder-designed lighting plan, enhancing both security and modern functionality. Enjoy quartz countertops in the kitchen and all bathrooms, porcelain tile, and the latest interior paint trends. A half bath is ideally placed to serve both the living area and the primary covered patios—ideal for entertaining. The second private patio, located off the laundry room, is great for exercising, reading, or relaxing with your favorite drink. Thoughtful upgrades include custom-built-in cabinetry with lighting, Italian-inspired decorative high ceilings, and exterior lighting. Designed with comfort and style in mind, this home blends functionality with elegant details, offering a peaceful and modern retreat in one of Hidalgo’s most convenient locations. The yard offers just the right amount of space to enjoy without the hassle of high maintenance. Schedule a showing.

  11. 2025-11-12
    status Pending 1010-char remark
    Show marketing remark (1010 chars)

    4-bed, 2.5-bath in a secure gated community. This open-concept layout features energy-efficient double-pane windows plus a custom builder-designed lighting plan, enhancing both security and modern functionality. Enjoy quartz countertops in the kitchen and all bathrooms, porcelain tile, and the latest interior paint trends. A half bath is ideally placed to serve both the living area and the primary covered patios—ideal for entertaining. The second private patio, located off the laundry room, is great for exercising, reading, or relaxing with your favorite drink. Thoughtful upgrades include custom-built-in cabinetry with lighting, Italian-inspired decorative high ceilings, and exterior lighting. Designed with comfort and style in mind, this home blends functionality with elegant details, offering a peaceful and modern retreat in one of Hidalgo’s most convenient locations. The yard offers just the right amount of space to enjoy without the hassle of high maintenance. Schedule a showing.

  12. 2025-11-03
    listed $295,000 Active
  13. 2025-08-23
    status Active 1010-char remark
    Show marketing remark (1010 chars)

    4-bed, 2.5-bath in a secure gated community. This open-concept layout features energy-efficient double-pane windows plus a custom builder-designed lighting plan, enhancing both security and modern functionality. Enjoy quartz countertops in the kitchen and all bathrooms, porcelain tile, and the latest interior paint trends. A half bath is ideally placed to serve both the living area and the primary covered patios—ideal for entertaining. The second private patio, located off the laundry room, is great for exercising, reading, or relaxing with your favorite drink. Thoughtful upgrades include custom-built-in cabinetry with lighting, Italian-inspired decorative high ceilings, and exterior lighting. Designed with comfort and style in mind, this home blends functionality with elegant details, offering a peaceful and modern retreat in one of Hidalgo’s most convenient locations. The yard offers just the right amount of space to enjoy without the hassle of high maintenance. Schedule a showing.

  14. 2025-08-20
    historical 1010-char remark
    Show marketing remark (1010 chars)

    4-bed, 2.5-bath in a secure gated community. This open-concept layout features energy-efficient double-pane windows plus a custom builder-designed lighting plan, enhancing both security and modern functionality. Enjoy quartz countertops in the kitchen and all bathrooms, porcelain tile, and the latest interior paint trends. A half bath is ideally placed to serve both the living area and the primary covered patios—ideal for entertaining. The second private patio, located off the laundry room, is great for exercising, reading, or relaxing with your favorite drink. Thoughtful upgrades include custom-built-in cabinetry with lighting, Italian-inspired decorative high ceilings, and exterior lighting. Designed with comfort and style in mind, this home blends functionality with elegant details, offering a peaceful and modern retreat in one of Hidalgo’s most convenient locations. The yard offers just the right amount of space to enjoy without the hassle of high maintenance. Schedule a showing.

  15. 2025-08-04
    price $295,000
  16. 2025-07-21
    listed $295,000 Active 121-char remark
    Show marketing remark (121 chars)

    All information is deemed reliable but not guaranteed; buyers should independently verify with appropriate professionals.

  17. 2025-07-21
    listed $270,000 Active
    Show marketing remark (121 chars)

    All information is deemed reliable but not guaranteed; buyers should independently verify with appropriate professionals.

  18. 2025-05-28
    price $295,000 1010-char remark
    Show marketing remark (1010 chars)

    4-bed, 2.5-bath in a secure gated community. This open-concept layout features energy-efficient double-pane windows plus a custom builder-designed lighting plan, enhancing both security and modern functionality. Enjoy quartz countertops in the kitchen and all bathrooms, porcelain tile, and the latest interior paint trends. A half bath is ideally placed to serve both the living area and the primary covered patios—ideal for entertaining. The second private patio, located off the laundry room, is great for exercising, reading, or relaxing with your favorite drink. Thoughtful upgrades include custom-built-in cabinetry with lighting, Italian-inspired decorative high ceilings, and exterior lighting. Designed with comfort and style in mind, this home blends functionality with elegant details, offering a peaceful and modern retreat in one of Hidalgo’s most convenient locations. The yard offers just the right amount of space to enjoy without the hassle of high maintenance. Schedule a showing.

  19. 2025-05-28
    price $295,000
    Show marketing remark (1010 chars)

    4-bed, 2.5-bath in a secure gated community. This open-concept layout features energy-efficient double-pane windows plus a custom builder-designed lighting plan, enhancing both security and modern functionality. Enjoy quartz countertops in the kitchen and all bathrooms, porcelain tile, and the latest interior paint trends. A half bath is ideally placed to serve both the living area and the primary covered patios—ideal for entertaining. The second private patio, located off the laundry room, is great for exercising, reading, or relaxing with your favorite drink. Thoughtful upgrades include custom-built-in cabinetry with lighting, Italian-inspired decorative high ceilings, and exterior lighting. Designed with comfort and style in mind, this home blends functionality with elegant details, offering a peaceful and modern retreat in one of Hidalgo’s most convenient locations. The yard offers just the right amount of space to enjoy without the hassle of high maintenance. Schedule a showing.

  20. 2025-04-16
    listed $310,000 Active 1010-char remark
    Show marketing remark (1010 chars)

    4-bed, 2.5-bath in a secure gated community. This open-concept layout features energy-efficient double-pane windows plus a custom builder-designed lighting plan, enhancing both security and modern functionality. Enjoy quartz countertops in the kitchen and all bathrooms, porcelain tile, and the latest interior paint trends. A half bath is ideally placed to serve both the living area and the primary covered patios—ideal for entertaining. The second private patio, located off the laundry room, is great for exercising, reading, or relaxing with your favorite drink. Thoughtful upgrades include custom-built-in cabinetry with lighting, Italian-inspired decorative high ceilings, and exterior lighting. Designed with comfort and style in mind, this home blends functionality with elegant details, offering a peaceful and modern retreat in one of Hidalgo’s most convenient locations. The yard offers just the right amount of space to enjoy without the hassle of high maintenance. Schedule a showing.

  21. 2025-04-15
    price $310,000
  22. 2025-04-14
    price $275,000
  23. 2025-04-10
    listed $27,500 Active
  24. 2024-08-15
    soldstatus Sold
  25. 2024-06-07
    listed $54,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,807
− Mortgage interest
−$16,525
− Property taxes
−$4,425
− Insurance
−$1,475
− Repairs & maintenance
−$1,745
− Management
−$1,745
− HOA
−$300
− Depreciation
−$8,582
Taxable loss
−$12,989
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,117
After-tax cash flow
$-4,420/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Valley View ISD
NCES district ID
4843800
Math proficiency
24% ▼ -42.00%
Reading proficiency
38% ▼ -16.00%
Median HH income
$33,158
Composite
25.37/100
National rank
#7473
State rank
#631 of 826 in TX

Livability — Hidalgo

Score
68/100
State rank
#488
US rank
#9681

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment F Housing A+ Health & safety B User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hidalgo, TX
City population
14,250
Population (ZIP)
14,250

Population outlook (Hidalgo County) Hauer SSP2

Today (2025)
955,232 people
By 2030
1,009,774 · +5.7%
By 2040
1,120,332 · +17.3%
By 2050
1,225,036 · +28.2%
By 2075
1,439,189 · +50.7%
By 2100
1,533,429 · +60.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (99%)
Race & ethnicity
Hispanic / Latino 99% Two or more races 47%
Hispanic origin (detail)
Mexican 93%
Foreign-born
39% · Canada
Languages at home
6% English-only · Spanish 94%

Political lean MEDSL · Hidalgo

2024 margin
Toss-up / Even · D 48.1% · R 51.0%
2008→2024 swing
-41.6pp toward R · 2008: 38.7pp · 2024: -2.9pp
All cycles
2024: R+2.9 2020: D+17.1 2016: D+40.5 2012: D+41.8 2008: D+38.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 34.26%
Current HPI
225.701
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-95.9% since first listed
25 events — show timeline
  • 2026-04-11 Rental Removed $2,200 TURBOTENANT
  • 2026-04-01 Rental Removed $2,200 MCALLENMLS
  • 2026-03-10 Listed for Rent $2,200 TURBOTENANT
  • 2026-01-13 Listed for Rent $2,200 MCALLENMLS
  • 2026-01-13 Rental Removed $2,200 RGVMLS
  • 2025-12-29 Listed for Rent $2,200 RGVMLS
  • 2025-12-15 Sold (MLS) RGVMLS
  • 2025-12-11 Sold (MLS) HARMLS
  • 2025-11-12 Pending RGVMLS
  • 2025-11-12 Pending MCALLENMLS
  • 2025-11-12 Pending HARMLS
  • 2025-11-03 Listed $295,000 MCALLENMLS
  • 2025-08-23 Relisted HARMLS
  • 2025-08-20 Listing Removed HARMLS
  • 2025-08-04 Price Changed $295,000 RGVMLS
  • 2025-07-21 Listed $295,000 RGVMLS
  • 2025-07-21 Listed $270,000 RGVMLS
  • 2025-05-28 Price Changed $295,000 HARMLS
  • 2025-05-28 Price Changed $295,000 MCALLENMLS
  • 2025-04-16 Listed $310,000 HARMLS
  • 2025-04-15 Price Changed $310,000 MCALLENMLS
  • 2025-04-14 Price Changed $275,000 MCALLENMLS
  • 2025-04-10 Listed $27,500 MCALLENMLS
  • 2024-08-15 Sold (MLS) MCALLENMLS
  • 2024-06-07 Listed $54,000 MCALLENMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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