264 Washington Ave · Jamesport, NY 11947

$895,000

3 bd · 2.0 ba · 1,809 sqft · SingleFamily public records · 359 Days on market

Built 1887 0.75 ac lot $495/sqft · 6% above area Est $1068k · 16% under ↓ 36% since listing

---

Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.2/30.0
• ARV discount +14.8/15.0
• DSCR +6.1/10.0
• Appreciation +5.0/10.0
• 1% rule +4.1/10.0
• Schools +3.6/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Livability +2.3/5.0

Listing remarks MLS

Welcome to 264 Washington Avenue in the Heart of the Village of Jamesport on the North Fork of Long Island. Originally Built in 1883. Lovingly Inhabited and Maintained Over the Years. A Very Special Home and Property. All Updated Throughout While Keeping the Old-World Charm and Detailing. Custom Built-Ins, Moldings and Wood Flooring are Mostly Original. Stained Glass Accents. The Eat-In Kitchen is Updated with White Wood Cabinetry, Black Granite Countertops, Stainless Appliances, Brand New Induction Range for Cooking. There is a Wood Burning Stove in the Mudroom with Laundry Off the Kitchen. 2 Additional Gas Fireplaces in the Family Room and Living Room. The Home Boasts 3+ Bedrooms, All Located on the Second Floor of the Home. The Primary Bedroom has a Bonus Room Currently Storage and Additional Living Space. The Second Floor Full Bath Features a Great Claw Foot Tub for Soaking. The Entire House is Geothermal. Solar Panels Service the Home for All Heating and Electric Needs. Extremely Low Energy Costs. The Roof is 5 Years Old and the Solar Panels are Approximately 10 Years Old. There is a Brand-New Oil Tank for the Back-Up Furnace to the Geothermal System. Street Gas Also Services the Home. Tankless Hot Water. Central Air Cools the Home. The Full Basement with Indoor and Exterior Access is Home to All Utilities and the Full House Generator. There is a Great Front Porch on the Home for Enjoyment at Any Time of the Day or Night. A Huge Screened in Porch on the Rear of the Home Allows for Additional Living, Lounge or Entertainment Space. The Property is .77 of an Acre with an Incredible Amount of Yard Space for a Pool and More. There are 2 Outbuildings on the Property. The Workshop Provides a Great Space for the Artist in You with Loft Above and Full Basement Below. There is a Machine Shop to the Rear of the Property with Front and Rear Double Doors for Easy Access for Large Equipment. All Just Around the Corner from Town Center Shoppes, Restaurants, Bakery, Vineyards, Farmstands and Beaches Galore. Make Jamesport Your New Home. You Will Truly Love Where You Live.

Key facts

• Gas fireplaces
• Geothermal
• Custom built-ins

Tags

• CUSTOM BUILT-INS
• STAINED GLASS ACCENTS
• WOOD BURNING STOVE
• GAS FIREPLACES
• CLAW FOOT TUB
• GEOTHERMAL

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $895k.

Deal economics

• At list price, monthly cash flow is $964 ($12k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $814k (9.1% below list).
• Recommended offer: $788k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 46/100 on livability (#1,185 in NY) — a working-class tenant base; expect higher turnover. Strengths: housing A+, crime A; Watch: amenities F, commute F, employment F.
• Riverhead Central School District (suburban): math 34% / reading 48% proficiency, ranked #489 of 590 in NY (top 83%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 18 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,366 units permitted in Suffolk County in 2024 (216 in 5+ unit buildings).

Forward outlook

• In year one you build about $33k of equity ($6k loan paydown + $27k appreciation (3.0% local appreciation)).
• Suffolk County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (3.0% appreciation + 3.0% rent growth), your $251k cash investment doubles in ~5 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$54k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 359 days — a 12% lower offer ($788k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1887 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y — expect insurance premiums to compound above CPI over the hold.

Recommended offer $787,600 (12.0% below list)

Questions for the listing agent

1. It's been on market 359 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1887 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.91% ✗
• Cap rate: 7.58%
• Cash-on-cash: 4.61%
• DSCR: 1.21
• GRM: 9.2

CMA / ARV

• ARV (median comp): $1,067,745
• List price: $895,000
• Delta: -16.18%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
44 Legend Ln	0.13mi	3/2.5	1,922 (+6%)	0mo	$1,095,000	$570	81
898 Peconic Bay Blvd	0.39mi	3/2.0	1,772 (-2%)	3mo	$955,000	$539	76
56 Dougs Ln	0.61mi	3/2.0	1,800 (-0%)	4mo	$910,000	$506	67
27 White Birch Ct	0.14mi	4/2.0 (+1)	1,700 (-6%)	20mo	$849,000	$499	61
1727 Main Rd	0.72mi	3/2.5	1,943 (+7%)	5mo	$635,000	$327	48
166 Manor Ln	0.65mi	3/2.5	1,692 (-6%)	13mo	$735,000	$434	46
127 Green St	0.64mi	2/1.5 (-1)	1,725 (-5%)	18mo	$910,000	$528	40
174 Manor Ln	0.67mi	3/2.5	2,014 (+11%)	10mo	$927,500	$461	39
21 Lagoon Ct	0.73mi	3/3.0	1,900 (+5%)	18mo	$975,000	$513	38
105 Lockitt Dr	0.74mi	3/3.0	1,571 (-13%)	6mo	$1,950,000	$1,241	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 11.8%
• Equity multiple: 1.67×
• Total profit: $168,867
• Equity at exit: $402,431

10-year hold

• IRR: 13.9%
• Equity multiple: 3.05×
• Total profit: $514,840
• Equity at exit: $620,194

Cash invested: $250,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

ZIP-level market 11947

• Active inventory: 18
• Price-to-rent: 9.2×

Monthly cashflow live

• Estimated rent: $8,136 medium
• Mortgage (P&I): −$4,693
• Tax from tax record: −$398 /mo · $4,774/yr
• Insurance: −$373
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,709
• Net cashflow: $964

Break-even live

Break-even rent $6,917

Max offer price $895,000

Occupancy floor 83%

Sensitivity live

Price	-10% $1,470	-5% $1,217	+0% $964	+5% $710	+10% $457
Rent	-10% $321	-5% $642	+0% $964	+5% $1,285	+10% $1,606
Rate	-1.0pp $1,414	-0.5pp $1,191	base $964	+0.5pp $732	+1.0pp $496

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $223,750
• Closing costs: $26,850
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
144 Manor Ln Jamesport, NY	4.0	2.5	2100	$9,500	$4.52	4d	1	0.65mi
1727 Main Rd Unit 1538864P Laurel, NY	3.0	2.5	1937	$7,548	$3.90	14d	1	0.71mi
23 Scallop Ln South Jamesport, NY	3.0	2.0	1285	$25,000	$19.46	44d	1	0.73mi
7 Eileen Cir Jamesport, NY	3.0	2.0	1572	$10,000	$6.36	20d	1	1.41mi
33 Beach Rd Laurel, NY	3.0	2.5	1607	$4,500	$2.80	44d	1	1.49mi

Listing history 7 events

1. 2026-05-04
   status Pending 2097-char remark

   Show marketing remark (2097 chars)

   Welcome to 264 Washington Avenue in the Heart of the Village of Jamesport on the North Fork of Long Island. Originally Built in 1883. Lovingly Inhabited and Maintained Over the Years. A Very Special Home and Property. All Updated Throughout While Keeping the Old-World Charm and Detailing. Custom Built-Ins, Moldings and Wood Flooring are Mostly Original. Stained Glass Accents. The Eat-In Kitchen is Updated with White Wood Cabinetry, Black Granite Countertops, Stainless Appliances, Brand New Induction Range for Cooking. There is a Wood Burning Stove in the Mudroom with Laundry Off the Kitchen. 2 Additional Gas Fireplaces in the Family Room and Living Room. The Home Boasts 3+ Bedrooms, All Located on the Second Floor of the Home. The Primary Bedroom has a Bonus Room Currently Storage and Additional Living Space. The Second Floor Full Bath Features a Great Claw Foot Tub for Soaking. The Entire House is Geothermal. Solar Panels Service the Home for All Heating and Electric Needs. Extremely Low Energy Costs. The Roof is 5 Years Old and the Solar Panels are Approximately 10 Years Old. There is a Brand-New Oil Tank for the Back-Up Furnace to the Geothermal System. Street Gas Also Services the Home. Tankless Hot Water. Central Air Cools the Home. The Full Basement with Indoor and Exterior Access is Home to All Utilities and the Full House Generator. There is a Great Front Porch on the Home for Enjoyment at Any Time of the Day or Night. A Huge Screened in Porch on the Rear of the Home Allows for Additional Living, Lounge or Entertainment Space. The Property is .77 of an Acre with an Incredible Amount of Yard Space for a Pool and More. There are 2 Outbuildings on the Property. The Workshop Provides a Great Space for the Artist in You with Loft Above and Full Basement Below. There is a Machine Shop to the Rear of the Property with Front and Rear Double Doors for Easy Access for Large Equipment. All Just Around the Corner from Town Center Shoppes, Restaurants, Bakery, Vineyards, Farmstands and Beaches Galore. Make Jamesport Your New Home. You Will Truly Love Where You Live.

2. 2026-05-04
   historical 2097-char remark

   Show marketing remark (2097 chars)

   Welcome to 264 Washington Avenue in the Heart of the Village of Jamesport on the North Fork of Long Island. Originally Built in 1883. Lovingly Inhabited and Maintained Over the Years. A Very Special Home and Property. All Updated Throughout While Keeping the Old-World Charm and Detailing. Custom Built-Ins, Moldings and Wood Flooring are Mostly Original. Stained Glass Accents. The Eat-In Kitchen is Updated with White Wood Cabinetry, Black Granite Countertops, Stainless Appliances, Brand New Induction Range for Cooking. There is a Wood Burning Stove in the Mudroom with Laundry Off the Kitchen. 2 Additional Gas Fireplaces in the Family Room and Living Room. The Home Boasts 3+ Bedrooms, All Located on the Second Floor of the Home. The Primary Bedroom has a Bonus Room Currently Storage and Additional Living Space. The Second Floor Full Bath Features a Great Claw Foot Tub for Soaking. The Entire House is Geothermal. Solar Panels Service the Home for All Heating and Electric Needs. Extremely Low Energy Costs. The Roof is 5 Years Old and the Solar Panels are Approximately 10 Years Old. There is a Brand-New Oil Tank for the Back-Up Furnace to the Geothermal System. Street Gas Also Services the Home. Tankless Hot Water. Central Air Cools the Home. The Full Basement with Indoor and Exterior Access is Home to All Utilities and the Full House Generator. There is a Great Front Porch on the Home for Enjoyment at Any Time of the Day or Night. A Huge Screened in Porch on the Rear of the Home Allows for Additional Living, Lounge or Entertainment Space. The Property is .77 of an Acre with an Incredible Amount of Yard Space for a Pool and More. There are 2 Outbuildings on the Property. The Workshop Provides a Great Space for the Artist in You with Loft Above and Full Basement Below. There is a Machine Shop to the Rear of the Property with Front and Rear Double Doors for Easy Access for Large Equipment. All Just Around the Corner from Town Center Shoppes, Restaurants, Bakery, Vineyards, Farmstands and Beaches Galore. Make Jamesport Your New Home. You Will Truly Love Where You Live.

3. 2026-03-23
   price $895,000 2097-char remark

   Show marketing remark (2097 chars)

   Welcome to 264 Washington Avenue in the Heart of the Village of Jamesport on the North Fork of Long Island. Originally Built in 1883. Lovingly Inhabited and Maintained Over the Years. A Very Special Home and Property. All Updated Throughout While Keeping the Old-World Charm and Detailing. Custom Built-Ins, Moldings and Wood Flooring are Mostly Original. Stained Glass Accents. The Eat-In Kitchen is Updated with White Wood Cabinetry, Black Granite Countertops, Stainless Appliances, Brand New Induction Range for Cooking. There is a Wood Burning Stove in the Mudroom with Laundry Off the Kitchen. 2 Additional Gas Fireplaces in the Family Room and Living Room. The Home Boasts 3+ Bedrooms, All Located on the Second Floor of the Home. The Primary Bedroom has a Bonus Room Currently Storage and Additional Living Space. The Second Floor Full Bath Features a Great Claw Foot Tub for Soaking. The Entire House is Geothermal. Solar Panels Service the Home for All Heating and Electric Needs. Extremely Low Energy Costs. The Roof is 5 Years Old and the Solar Panels are Approximately 10 Years Old. There is a Brand-New Oil Tank for the Back-Up Furnace to the Geothermal System. Street Gas Also Services the Home. Tankless Hot Water. Central Air Cools the Home. The Full Basement with Indoor and Exterior Access is Home to All Utilities and the Full House Generator. There is a Great Front Porch on the Home for Enjoyment at Any Time of the Day or Night. A Huge Screened in Porch on the Rear of the Home Allows for Additional Living, Lounge or Entertainment Space. The Property is .77 of an Acre with an Incredible Amount of Yard Space for a Pool and More. There are 2 Outbuildings on the Property. The Workshop Provides a Great Space for the Artist in You with Loft Above and Full Basement Below. There is a Machine Shop to the Rear of the Property with Front and Rear Double Doors for Easy Access for Large Equipment. All Just Around the Corner from Town Center Shoppes, Restaurants, Bakery, Vineyards, Farmstands and Beaches Galore. Make Jamesport Your New Home. You Will Truly Love Where You Live.

4. 2025-11-06
   price $939,000 2097-char remark

   Show marketing remark (2097 chars)

   Welcome to 264 Washington Avenue in the Heart of the Village of Jamesport on the North Fork of Long Island. Originally Built in 1883. Lovingly Inhabited and Maintained Over the Years. A Very Special Home and Property. All Updated Throughout While Keeping the Old-World Charm and Detailing. Custom Built-Ins, Moldings and Wood Flooring are Mostly Original. Stained Glass Accents. The Eat-In Kitchen is Updated with White Wood Cabinetry, Black Granite Countertops, Stainless Appliances, Brand New Induction Range for Cooking. There is a Wood Burning Stove in the Mudroom with Laundry Off the Kitchen. 2 Additional Gas Fireplaces in the Family Room and Living Room. The Home Boasts 3+ Bedrooms, All Located on the Second Floor of the Home. The Primary Bedroom has a Bonus Room Currently Storage and Additional Living Space. The Second Floor Full Bath Features a Great Claw Foot Tub for Soaking. The Entire House is Geothermal. Solar Panels Service the Home for All Heating and Electric Needs. Extremely Low Energy Costs. The Roof is 5 Years Old and the Solar Panels are Approximately 10 Years Old. There is a Brand-New Oil Tank for the Back-Up Furnace to the Geothermal System. Street Gas Also Services the Home. Tankless Hot Water. Central Air Cools the Home. The Full Basement with Indoor and Exterior Access is Home to All Utilities and the Full House Generator. There is a Great Front Porch on the Home for Enjoyment at Any Time of the Day or Night. A Huge Screened in Porch on the Rear of the Home Allows for Additional Living, Lounge or Entertainment Space. The Property is .77 of an Acre with an Incredible Amount of Yard Space for a Pool and More. There are 2 Outbuildings on the Property. The Workshop Provides a Great Space for the Artist in You with Loft Above and Full Basement Below. There is a Machine Shop to the Rear of the Property with Front and Rear Double Doors for Easy Access for Large Equipment. All Just Around the Corner from Town Center Shoppes, Restaurants, Bakery, Vineyards, Farmstands and Beaches Galore. Make Jamesport Your New Home. You Will Truly Love Where You Live.

5. 2025-09-10
   price $989,000 2097-char remark

   Show marketing remark (2097 chars)

   Welcome to 264 Washington Avenue in the Heart of the Village of Jamesport on the North Fork of Long Island. Originally Built in 1883. Lovingly Inhabited and Maintained Over the Years. A Very Special Home and Property. All Updated Throughout While Keeping the Old-World Charm and Detailing. Custom Built-Ins, Moldings and Wood Flooring are Mostly Original. Stained Glass Accents. The Eat-In Kitchen is Updated with White Wood Cabinetry, Black Granite Countertops, Stainless Appliances, Brand New Induction Range for Cooking. There is a Wood Burning Stove in the Mudroom with Laundry Off the Kitchen. 2 Additional Gas Fireplaces in the Family Room and Living Room. The Home Boasts 3+ Bedrooms, All Located on the Second Floor of the Home. The Primary Bedroom has a Bonus Room Currently Storage and Additional Living Space. The Second Floor Full Bath Features a Great Claw Foot Tub for Soaking. The Entire House is Geothermal. Solar Panels Service the Home for All Heating and Electric Needs. Extremely Low Energy Costs. The Roof is 5 Years Old and the Solar Panels are Approximately 10 Years Old. There is a Brand-New Oil Tank for the Back-Up Furnace to the Geothermal System. Street Gas Also Services the Home. Tankless Hot Water. Central Air Cools the Home. The Full Basement with Indoor and Exterior Access is Home to All Utilities and the Full House Generator. There is a Great Front Porch on the Home for Enjoyment at Any Time of the Day or Night. A Huge Screened in Porch on the Rear of the Home Allows for Additional Living, Lounge or Entertainment Space. The Property is .77 of an Acre with an Incredible Amount of Yard Space for a Pool and More. There are 2 Outbuildings on the Property. The Workshop Provides a Great Space for the Artist in You with Loft Above and Full Basement Below. There is a Machine Shop to the Rear of the Property with Front and Rear Double Doors for Easy Access for Large Equipment. All Just Around the Corner from Town Center Shoppes, Restaurants, Bakery, Vineyards, Farmstands and Beaches Galore. Make Jamesport Your New Home. You Will Truly Love Where You Live.

6. 2025-05-28
   price $1,195,000 2097-char remark

   Show marketing remark (2097 chars)

   Welcome to 264 Washington Avenue in the Heart of the Village of Jamesport on the North Fork of Long Island. Originally Built in 1883. Lovingly Inhabited and Maintained Over the Years. A Very Special Home and Property. All Updated Throughout While Keeping the Old-World Charm and Detailing. Custom Built-Ins, Moldings and Wood Flooring are Mostly Original. Stained Glass Accents. The Eat-In Kitchen is Updated with White Wood Cabinetry, Black Granite Countertops, Stainless Appliances, Brand New Induction Range for Cooking. There is a Wood Burning Stove in the Mudroom with Laundry Off the Kitchen. 2 Additional Gas Fireplaces in the Family Room and Living Room. The Home Boasts 3+ Bedrooms, All Located on the Second Floor of the Home. The Primary Bedroom has a Bonus Room Currently Storage and Additional Living Space. The Second Floor Full Bath Features a Great Claw Foot Tub for Soaking. The Entire House is Geothermal. Solar Panels Service the Home for All Heating and Electric Needs. Extremely Low Energy Costs. The Roof is 5 Years Old and the Solar Panels are Approximately 10 Years Old. There is a Brand-New Oil Tank for the Back-Up Furnace to the Geothermal System. Street Gas Also Services the Home. Tankless Hot Water. Central Air Cools the Home. The Full Basement with Indoor and Exterior Access is Home to All Utilities and the Full House Generator. There is a Great Front Porch on the Home for Enjoyment at Any Time of the Day or Night. A Huge Screened in Porch on the Rear of the Home Allows for Additional Living, Lounge or Entertainment Space. The Property is .77 of an Acre with an Incredible Amount of Yard Space for a Pool and More. There are 2 Outbuildings on the Property. The Workshop Provides a Great Space for the Artist in You with Loft Above and Full Basement Below. There is a Machine Shop to the Rear of the Property with Front and Rear Double Doors for Easy Access for Large Equipment. All Just Around the Corner from Town Center Shoppes, Restaurants, Bakery, Vineyards, Farmstands and Beaches Galore. Make Jamesport Your New Home. You Will Truly Love Where You Live.

7. 2025-05-03
   listed $1,395,000 Active 2097-char remark

   Show marketing remark (2097 chars)

   Welcome to 264 Washington Avenue in the Heart of the Village of Jamesport on the North Fork of Long Island. Originally Built in 1883. Lovingly Inhabited and Maintained Over the Years. A Very Special Home and Property. All Updated Throughout While Keeping the Old-World Charm and Detailing. Custom Built-Ins, Moldings and Wood Flooring are Mostly Original. Stained Glass Accents. The Eat-In Kitchen is Updated with White Wood Cabinetry, Black Granite Countertops, Stainless Appliances, Brand New Induction Range for Cooking. There is a Wood Burning Stove in the Mudroom with Laundry Off the Kitchen. 2 Additional Gas Fireplaces in the Family Room and Living Room. The Home Boasts 3+ Bedrooms, All Located on the Second Floor of the Home. The Primary Bedroom has a Bonus Room Currently Storage and Additional Living Space. The Second Floor Full Bath Features a Great Claw Foot Tub for Soaking. The Entire House is Geothermal. Solar Panels Service the Home for All Heating and Electric Needs. Extremely Low Energy Costs. The Roof is 5 Years Old and the Solar Panels are Approximately 10 Years Old. There is a Brand-New Oil Tank for the Back-Up Furnace to the Geothermal System. Street Gas Also Services the Home. Tankless Hot Water. Central Air Cools the Home. The Full Basement with Indoor and Exterior Access is Home to All Utilities and the Full House Generator. There is a Great Front Porch on the Home for Enjoyment at Any Time of the Day or Night. A Huge Screened in Porch on the Rear of the Home Allows for Additional Living, Lounge or Entertainment Space. The Property is .77 of an Acre with an Incredible Amount of Yard Space for a Pool and More. There are 2 Outbuildings on the Property. The Workshop Provides a Great Space for the Artist in You with Loft Above and Full Basement Below. There is a Machine Shop to the Rear of the Property with Front and Rear Double Doors for Easy Access for Large Equipment. All Just Around the Corner from Town Center Shoppes, Restaurants, Bakery, Vineyards, Farmstands and Beaches Galore. Make Jamesport Your New Home. You Will Truly Love Where You Live.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

• Current annual tax: $4,774 · $398/mo
• Projected year-2 tax: $9,950 · $829/mo
• Expected delta: +$5,176/yr (+$431/mo · 108.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥91°F today · 17 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $97,637
• − Mortgage interest: −$50,134
• − Property taxes: −$4,774
• − Insurance: −$4,475
• − Repairs & maintenance: −$7,811
• − Management: −$7,811
• − Depreciation: −$26,036
• Taxable loss: −$3,404
• Est. tax savings @ 24.0%: +$817
• After-tax cash flow: $12,380/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Riverhead Central School District
• NCES district ID: 3624690
• Math proficiency: 34% ▼ -4.00%
• Reading proficiency: 48% ▲ 13.00%
• Median HH income: $61,607
• Composite: 36.38/100
• National rank: #4683
• State rank: #489 of 590 in NY

Livability — Jamesport

• Score: 46/100
• State rank: #1185
• US rank: #26497

Category grades

Amenities F Commute F Cost of living F Crime A Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jamesport, NY
• City population: 716
• Population (ZIP): 248

Population outlook (Suffolk County) Hauer SSP2

• Today (2025): 1,505,262 people
• By 2030: 1,498,318 · -0.5%
• By 2040: 1,471,101 · -2.3%
• By 2050: 1,424,848 · -5.3%
• By 2075: 1,337,157 · -11.2%
• By 2100: 1,217,720 · -19.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (100%)
• Race & ethnicity: White 100%

Political lean MEDSL · Suffolk

• 2024 margin: Lean R (+10.0) · D 45.0% · R 55.0%
• 2008→2024 swing: -16.0pp toward R · 2008: 6.0pp · 2024: -10.0pp
• All cycles: 2024: R+10.0 2020: R+0.0 2016: R+8.2 2012: D+2.9 2008: D+6.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: —
• Current HPI: —
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

-35.8% since first listed

7 events — show timeline

• 2026-05-04 Pending — OneKey® MLS as Distributed by MLS Grid
• 2026-05-04 Listing Removed — OneKey® MLS as Distributed by MLS Grid
• 2026-03-23 Price Changed $895,000 OneKey® MLS as Distributed by MLS Grid
• 2025-11-06 Price Changed $939,000 OneKey® MLS as Distributed by MLS Grid
• 2025-09-10 Price Changed $989,000 OneKey® MLS as Distributed by MLS Grid
• 2025-05-28 Price Changed $1,195,000 OneKey® MLS as Distributed by MLS Grid
• 2025-05-03 Listed $1,395,000 OneKey® MLS as Distributed by MLS Grid

Property tax history

-2.6%/yr

Latest (2025): $4,774 · +0.0% YoY. Source: county tax records.