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1936 Waycross Ln
D- Composite 38.04
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.2/15.0
  • Cash flow +8.0/30.0
  • Schools +3.7/10.0
  • Rent growth +3.5/5.0
  • Livability +3.2/5.0
  • 1% rule +2.9/10.0
  • Condition / age +2.5/5.0
  • DSCR +2.0/10.0
  • Appreciation +0.0/10.0

$399,000

1936 Waycross Ln · Dacula, GA 30019
5 bd · 3.0 ba · 2,535 sqft · SingleFamily public records · 3 Days on market
Built 2022 7,840 sqft lot $157/sqft · 10% below area Est $446k · 10% under $67/mo HOA · 2% of rent ↓ 5% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this stunning home in the highly desirable Dacula cluster, just minutes from restaurants, shopping *This home features 5 bedrooms and 3 baths, perfect for comfortable living. The main floor includes a guest bedroom and full bath. Enjoy hardwood floors, white cabinetry, and granite countertops in the gourmet eat-in kitchen, with a separate dining room for formal meals or easily converts to den/home office space. Upstairs, find a versatile loft/media room, a spacious primary bedroom with a soaking tub ensuite, and three additional bedrooms. upgraded: all bathroom cabinet top and living room ceiling light fan. The covered porch overlooks a large, open backyard, perfect for relaxation and gatherings. **Amenities including pool, tennis court, and playground. Great location with easy access to GA-316.

Key facts

  • Covered porch
  • Tennis court
  • Large open backyard

Tags

GOURMET EAT-IN KITCHENCOVERED PORCHLARGE OPEN BACKYARDPOOLTENNIS COURTPLAYGROUND

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/3.0-bath single-family listed at $399k.

Deal economics

  • At list price, monthly cash flow is $-410 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $327k (18.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $315k (21.1% below list).
  • Recommended offer: $315k (21.1% below list) — sets the bar for 1% rule.
  • Cap rate 5.1% vs local median 4.1% in Dacula — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 65/100 on livability (#211 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: amenities F, commute F, health & safety D-.
  • Gwinnett County (suburban): math 39% / reading 43% proficiency, ranked #32 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+4.1%/yr); 643 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 5,607 units permitted in Gwinnett County in 2024 (1,277 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($117k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Gwinnett County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • 11 sale attempts since 2y ago; this cycle's ask has dropped $36k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $314,899 (21.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
5.06%
Cash-on-cash
-4.40%
DSCR
0.80
GRM
10.6

CMA / ARV

ARV (median comp)
$445,598
List price
$399,000
Delta
-3.95%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1985 Waycross Ln 0.05mi 6/3.0 (+1) 2,535 (0%) 9mo $426,000 $168 85
2296 Waycross Ln 0.34mi 5/3.0 2,535 (0%) 10mo $412,000 $163 76
1871 Vidalia Ct 0.17mi 4/2.5 (-1) 2,338 (-8%) 3mo $419,000 $179 69
1225 Campbell Pine Trl 0.41mi 4/2.5 (-1) 2,640 (+4%) 0mo $405,000 $153 66
2085 Waycross Ln 0.13mi 4/2.5 (-1) 2,218 (-12%) 1mo $407,000 $183 65
2276 Waycross Ln 0.32mi 4/2.5 (-1) 2,382 (-6%) 7mo $415,000 $174 62
530 Alcovy Springs Dr 0.55mi 5/3.0 2,356 (-7%) 1mo $400,000 $170 62
1074 Campbell Pine Trl 0.56mi 4/2.5 (-1) 2,640 (+4%) 1mo $430,000 $163 59
998 Mitford Ln 0.44mi 5/3.0 2,839 (+12%) 3mo $432,000 $152 57
2238 Redfern Rd 0.33mi 4/2.5 (-1) 2,218 (-12%) 2mo $415,000 $187 55
926 Red Wolf Ct 0.43mi 4/2.5 (-1) 2,817 (+11%) 5mo $432,000 $153 50
2087 Alcovy Trace Way 0.59mi 4/3.5 (-1) 2,256 (-11%) 4mo $365,000 $162 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.06% rent growth · sell at horizon

5-year hold
IRR
-22.5%
Equity multiple
0.22×
Total profit
$-87,223
Equity at exit
$59,492
10-year hold
IRR
-14.0%
Equity multiple
0.15×
Total profit
$-94,780
Equity at exit
$34,498

Cash invested: $111,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30019

Rents YoY
4.1%
Active inventory
643
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$3,149 high interval (Pro) →
Mortgage (P&I)
$2,092
Tax from tax record
$572 /mo · $6,861/yr
Insurance
$166
HOA
$67
Vacancy / Maint / Mgmt
$661
Net cashflow
$-410

Break-even live

Break-even rent $3,668
Max offer price $326,623
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$99,750
Closing costs
$11,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1936 Waycross Ln Dacula, GA 5.0 3.0 2535 $2,600 $1.03 18d 1 0.03mi
1268 Mitford Ln Dacula, GA 4.0 2.5 2414 $3,400 $1.41 4d 1 0.75mi
719 Saffron Blvd Lawrenceville, GA 5.0 4.5 3123 $4,700 $1.50 10d 1 0.88mi
1646 Hedington Ct Lawrenceville, GA 4.0 2.5 1992 $2,295 $1.15 3d 1 0.89mi
1765 Campbell Ives Dr Lawrenceville, GA 4.0 2.0 2883 $2,299 $0.80 15d 1 0.99mi
2229 Argento Cir Dacula, GA 5.0 3.0 2738 $3,500 $1.28 3d 1 1.00mi
850 Elderberry Ct Lawrenceville, GA 5.0 3.0 2498 $3,650 $1.46 24d 1 1.09mi
1437 Balvaird Dr Lawrenceville, GA 4.0 2.5 2200 $3,400 $1.55 5d 1 1.10mi
2230 Village Trail Ct Dacula, GA 4.0 2.5 2112 $2,300 $1.09 43d 1 1.32mi
1427 Trident Maple Chase Lawrenceville, GA 4.0 3.0 2676 $3,350 $1.25 43d 1 1.33mi
1307 Trident Maple Chase Lawrenceville, GA 5.0 3.0 3034 $2,995 $0.99 43d 1 1.34mi
494 Lobdale Falls Dr Lawrenceville, GA 4.0 2.5 1949 $2,030 $1.04 5d 1 1.34mi
1259 Victoria Walk Ln Dacula, GA 4.0 5.5 3662 $1,504 $0.41 12d 1 1.37mi
1120 Trident Maple Chase Lawrenceville, GA 4.0 3.0 2676 $3,500 $1.31 43d 1 1.39mi
573 Princeton Elm Pl Lawrenceville, GA 5.0 4.0 3242 $3,500 $1.08 5d 1 1.39mi
2441 Melton Common Dr Dacula, GA 4.0 3.0 2712 $2,600 $0.96 24d 1 1.46mi
1466 Wilson Manor Cir Lawrenceville, GA 5.0 2.5 2912 $2,524 $0.87 17d 1 1.48mi
152 Fern Walk Lawrenceville, GA 4.0 2.5 1920 $2,195 $1.14 5d 1 1.50mi

HOA detail

Monthly dues
$67 · $804/yr
Likely covers
pool

Listing history 40 events

  1. 2026-06-18
    days on market $399,000 Active 3 DOM
  2. 2026-06-17
    days on market $399,000 Active 2 DOM
  3. 2026-06-15
    pricedays on marketlisting id $399,000 Active 1 DOM
  4. 2026-05-31
    days on market $428,000 Active 91 DOM
  5. 2026-03-31
    historical
  6. 2026-03-24
    price $429,000
    Show marketing remark (817 chars)

    Welcome to this stunning home in the highly desirable Dacula cluster, just minutes from restaurants, shopping *This home features 5 bedrooms and 3 baths, perfect for comfortable living. The main floor includes a guest bedroom and full bath. Enjoy hardwood floors, white cabinetry, and granite countertops in the gourmet eat-in kitchen, with a separate dining room for formal meals or easily converts to den/home office space. Upstairs, find a versatile loft/media room, a spacious primary bedroom with a soaking tub ensuite, and three additional bedrooms. upgraded: all bathroom cabinet top and living room ceiling light fan. The covered porch overlooks a large, open backyard, perfect for relaxation and gatherings. **Amenities including pool, tennis court, and playground. Great location with easy access to GA-316.

  7. 2026-03-24
    price $429,000 817-char remark
    Show marketing remark (817 chars)

    Welcome to this stunning home in the highly desirable Dacula cluster, just minutes from restaurants, shopping *This home features 5 bedrooms and 3 baths, perfect for comfortable living. The main floor includes a guest bedroom and full bath. Enjoy hardwood floors, white cabinetry, and granite countertops in the gourmet eat-in kitchen, with a separate dining room for formal meals or easily converts to den/home office space. Upstairs, find a versatile loft/media room, a spacious primary bedroom with a soaking tub ensuite, and three additional bedrooms. upgraded: all bathroom cabinet top and living room ceiling light fan. The covered porch overlooks a large, open backyard, perfect for relaxation and gatherings. **Amenities including pool, tennis court, and playground. Great location with easy access to GA-316.

  8. 2026-03-01
    listed $435,000 Active 817-char remark
    Show marketing remark (817 chars)

    Welcome to this stunning home in the highly desirable Dacula cluster, just minutes from restaurants, shopping *This home features 5 bedrooms and 3 baths, perfect for comfortable living. The main floor includes a guest bedroom and full bath. Enjoy hardwood floors, white cabinetry, and granite countertops in the gourmet eat-in kitchen, with a separate dining room for formal meals or easily converts to den/home office space. Upstairs, find a versatile loft/media room, a spacious primary bedroom with a soaking tub ensuite, and three additional bedrooms. upgraded: all bathroom cabinet top and living room ceiling light fan. The covered porch overlooks a large, open backyard, perfect for relaxation and gatherings. **Amenities including pool, tennis court, and playground. Great location with easy access to GA-316.

  9. 2026-02-27
    historical $435,000 817-char remark
    Show marketing remark (817 chars)

    Welcome to this stunning home in the highly desirable Dacula cluster, just minutes from restaurants, shopping *This home features 5 bedrooms and 3 baths, perfect for comfortable living. The main floor includes a guest bedroom and full bath. Enjoy hardwood floors, white cabinetry, and granite countertops in the gourmet eat-in kitchen, with a separate dining room for formal meals or easily converts to den/home office space. Upstairs, find a versatile loft/media room, a spacious primary bedroom with a soaking tub ensuite, and three additional bedrooms. upgraded: all bathroom cabinet top and living room ceiling light fan. The covered porch overlooks a large, open backyard, perfect for relaxation and gatherings. **Amenities including pool, tennis court, and playground. Great location with easy access to GA-316.

  10. 2026-02-27
    listed $435,000 New
    Show marketing remark (817 chars)

    Welcome to this stunning home in the highly desirable Dacula cluster, just minutes from restaurants, shopping *This home features 5 bedrooms and 3 baths, perfect for comfortable living. The main floor includes a guest bedroom and full bath. Enjoy hardwood floors, white cabinetry, and granite countertops in the gourmet eat-in kitchen, with a separate dining room for formal meals or easily converts to den/home office space. Upstairs, find a versatile loft/media room, a spacious primary bedroom with a soaking tub ensuite, and three additional bedrooms. upgraded: all bathroom cabinet top and living room ceiling light fan. The covered porch overlooks a large, open backyard, perfect for relaxation and gatherings. **Amenities including pool, tennis court, and playground. Great location with easy access to GA-316.

  11. 2025-10-01
    historical $2,590
  12. 2025-09-30
    historical
  13. 2025-09-30
    historical
  14. 2025-08-29
    price $2,590
  15. 2025-08-23
    price $428,900
  16. 2025-08-23
    price $428,900
  17. 2025-08-12
    listed $2,700
  18. 2025-08-11
    historical $2,700
  19. 2025-07-19
    price $2,700
  20. 2025-07-05
    listed $2,900
  21. 2025-07-02
    listed $429,000 Active
  22. 2025-07-02
    listed $429,000 New
  23. 2025-06-30
    historical
  24. 2025-06-30
    historical
  25. 2025-05-31
    price $438,500
  26. 2025-05-31
    price $438,500
  27. 2025-03-29
    listed $439,000 Active
  28. 2025-03-26
    historical
  29. 2025-03-24
    listed $439,000 New
  30. 2025-01-23
    historical
  31. 2024-10-22
    listed $429,000 Active
  32. 2024-10-21
    historical
  33. 2024-10-18
    historical $2,600
  34. 2024-10-18
    historical
  35. 2024-09-05
    price $435,000
  36. 2024-07-28
    price $439,500
  37. 2024-05-15
    price $2,600
  38. 2024-05-14
    listed $2,700
  39. 2024-05-13
    price $445,000
  40. 2024-04-28
    listed $450,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$6,861 · $572/mo
Projected year-2 tax
$6,861 · $572/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$37,788
− Mortgage interest
−$22,350
− Property taxes
−$6,861
− Insurance
−$1,995
− Repairs & maintenance
−$3,023
− Management
−$3,023
− HOA
−$804
− Depreciation
−$11,607
Taxable loss
−$11,876
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,850
After-tax cash flow
$-2,066/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Gwinnett County
NCES district ID
1302550
Math proficiency
39% ▼ -15.00%
Reading proficiency
43% ▼ -10.00%
Median HH income
$62,416
Composite
36.5/100
National rank
#4648
State rank
#32 of 174 in GA

Livability — Dacula

Score
65/100
State rank
#211
US rank
#12728

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C+ Housing A+ Health & safety D- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Gwinnett County · 952,346 people
City population
51,162
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
51,162
Household income
$116,583
Rent vs Own
16.1% rent · 83.9% own
Severe rent burden
630.0

Population outlook (Gwinnett County) Hauer SSP2

Today (2025)
1,106,028 people
By 2030
1,211,414 · +9.5%
By 2040
1,422,277 · +28.6%
By 2050
1,623,204 · +46.8%
By 2075
2,105,240 · +90.3%
By 2100
2,443,321 · +120.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
White 49% Black 27% Hispanic / Latino 13% Two or more races 10% Asian 6%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2%
Common ancestry
Hispanic 3% Italian 2% Romanian 2%
Foreign-born
16% · Canada, Vietnam, Jamaica
Languages at home
78% English-only · Spanish 10% Other Indo-European 3% French/Haitian/Cajun 2%

Political lean MEDSL · Gwinnett

2024 margin
D (+16.5) · D 57.6% · R 41.1% · Other 1.2%
2008→2024 swing
+26.8pp toward D · 2008: -10.2pp · 2024: 16.5pp
All cycles
2024: D+16.5 2020: D+18.3 2016: D+5.8 2012: R+9.4 2008: R+10.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -155.48%
Current HPI
212.925
Rent YoY
▲ 4.06%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-4.7% since first listed
36 events — show timeline
  • 2026-03-31 Listing Removed GAMLS
  • 2026-03-24 Price Changed $429,000 GAMLS
  • 2026-03-24 Price Changed $429,000 FMLS
  • 2026-03-01 Listed $435,000 FMLS
  • 2026-02-27 Coming Soon $435,000 FMLS
  • 2026-02-27 Listed $435,000 GAMLS
  • 2025-10-01 Rental Removed $2,590 FMLS
  • 2025-09-30 Listing Removed GAMLS
  • 2025-09-30 Listing Removed FMLS
  • 2025-08-29 Price Changed $2,590 FMLS
  • 2025-08-23 Price Changed $428,900 GAMLS
  • 2025-08-23 Price Changed $428,900 FMLS
  • 2025-08-12 Listed for Rent $2,700 FMLS
  • 2025-08-11 Rental Removed $2,700 GAMLS
  • 2025-07-19 Price Changed $2,700 GAMLS
  • 2025-07-05 Listed for Rent $2,900 GAMLS
  • 2025-07-02 Listed $429,000 GAMLS
  • 2025-07-02 Listed $429,000 FMLS
  • 2025-06-30 Listing Removed FMLS
  • 2025-06-30 Listing Removed GAMLS
  • 2025-05-31 Price Changed $438,500 GAMLS
  • 2025-05-31 Price Changed $438,500 FMLS
  • 2025-03-29 Listed $439,000 FMLS
  • 2025-03-26 Coming Soon FMLS
  • 2025-03-24 Listed $439,000 GAMLS
  • 2025-01-23 Listing Removed FMLS
  • 2024-10-22 Listed $429,000 FMLS
  • 2024-10-21 Coming Soon FMLS
  • 2024-10-18 Rental Removed $2,600 FMLS
  • 2024-10-18 Listing Removed FMLS
  • 2024-09-05 Price Changed $435,000 FMLS
  • 2024-07-28 Price Changed $439,500 FMLS
  • 2024-05-15 Price Changed $2,600 FMLS
  • 2024-05-14 Listed for Rent $2,700 FMLS
  • 2024-05-13 Price Changed $445,000 FMLS
  • 2024-04-28 Listed $450,000 FMLS

Property tax history

+99.1%/yr

Latest (2025): $6,861 · +18.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…