5112 110th St · Jacksonville, FL 32244

$164,900

3 bd · 1.0 ba · 1,494 sqft · SingleFamily public records · 4 Days on market

Built 1952 8,712 sqft lot Est $273k · 40% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.4/30.0
• ARV discount +15.0/15.0
• DSCR +5.8/10.0
• 1% rule +5.2/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Concrete block affordable 3 bedroom 1 bath home in the heart of Venetia! Featuring a fenced yard and covered patio this home is located close to parks, public boating access and shopping! Take a close look at this home before its too late.

Key facts

• Practical kitchen
• Functional layout
• Covered patio area

Tags

• FENCED IN YARD
• COVERED PATIO AREA
• GENEROUSLY SIZED YARD
• FUNCTIONAL LAYOUT
• PRACTICAL KITCHEN

Property features AI

Finance

• Other: Property currently used as residential
• HOA & community: Not a senior community

Exterior

• Parking: Off-street parking
• Utilities: Public sewer; Electricity connected; Sewer connected; Water connected
• Home design: Single family residence; Entry level: 1
• Construction: Block construction; Shingle roof
• Exterior features: Fenced yard with chain link fencing; Few trees and wooded lot; City street frontage; Asphalt road surface

Interior

• Kitchen: Electric range; Refrigerator
• Bedrooms: 4 bedrooms
• Flooring: Tile
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Electric heating; Heat pump; Central air conditioning; Electric cooling
• Interior features: One fireplace; Tile flooring; Rear porch
• Laundry & utility: Washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $165k.

Deal economics

• At list price, monthly cash flow is $153 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $165k).
• Cap rate 7.4% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Timucuan Elementary School (math 34% / reading 22%, grade F, #1,951 of 2,144 statewide, top 91%, 491 students, 77% FRL); Lake Shore Middle School (math 25% / reading 22%, grade F, #536 of 571 statewide, top 95%, 972 students, 75% FRL); Westside High School (math 26% / reading 19%, grade F, #539 of 667 statewide, top 81%, 1,583 students, 63% FRL) — zoned schools average 72% FRL vs 49% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 25% at this address vs 46% district-wide (-21 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+2.2%/yr); 349 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals leasing fast (median 10d on market — plan ~1-2 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 32% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
• 6 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $40k; list at $165k implies a 307% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $164,900

Questions for the listing agent

1. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.02% ✓
• Cap rate: 7.41%
• Cash-on-cash: 3.99%
• DSCR: 1.18
• GRM: 8.2

CMA / ARV

• ARV (on-the-fly): $273,402
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5112 110th St	0.00mi	4/1.0 (+1)	1,494 (0%)	1mo	$140,000	$94	94
5942 Broken Arrow Dr W	0.21mi	4/2.0 (+1)	1,530 (+2%)	2mo	$280,000	$183	75
5917 Ortega River Ct	0.13mi	3/2.0	1,636 (+10%)	1mo	$300,000	$183	74
5242 Helm Ave	0.42mi	3/2.0	1,455 (-3%)	0mo	$214,000	$147	72
5302 Tequesta Ct	0.39mi	4/2.0 (+1)	1,519 (+2%)	1mo	$200,000	$132	69
6343 Alfredo Ct	0.45mi	3/2.0	1,510 (+1%)	5mo	$240,000	$159	69
5416 Rosedale Ln	0.54mi	3/2.0	1,499 (+0%)	1mo	$287,000	$191	69
5904 Ortega Farms Blvd	0.13mi	4/3.0 (+1)	1,560 (+4%)	9mo	$270,000	$173	67
6226 W Pennant Dr W	0.41mi	4/2.0 (+1)	1,437 (-4%)	5mo	$272,000	$189	61
5456 Timuquana Rd	0.75mi	3/1.5	1,529 (+2%)	2mo	$170,000	$111	58
5864 Calvary Dr	0.66mi	3/2.0	1,395 (-7%)	2mo	$260,000	$186	52
6254 Alfredo Dr W	0.37mi	3/2.0	1,278 (-14%)	9mo	$235,000	$184	47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.25% rent growth · sell at horizon

5-year hold

• IRR: -10.9%
• Equity multiple: 0.61×
• Total profit: $-18,163
• Equity at exit: $24,587

10-year hold

• IRR: -2.7%
• Equity multiple: 0.82×
• Total profit: $-8,132
• Equity at exit: $14,258

Cash invested: $46,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32244

• Home prices YoY: -17.8%
• Rents YoY: 2.2%
• Active inventory: 349
• Price-to-rent: 8.2×

Monthly cashflow live

• Estimated rent: $1,678 high
• Mortgage (P&I): −$865
• Tax from tax record: −$239 /mo · $2,869/yr
• Insurance: −$69
• HOA: −$0
• Vacancy / Maint / Mgmt: −$352
• Net cashflow: $153

Break-even live

Break-even rent $1,484

Max offer price $164,900

Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $41,225
• Closing costs: $4,947
• Reserves months: —
• Total cash needed: —

Rent comps 20 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5939 Pueblo Ct Jacksonville, FL	4.0	2.0	1288	$1,495	$1.16	7d	1	0.05mi
6221 Alfredo Dr W Jacksonville, FL	3.0	2.0	1133	$1,710	$1.51	3d	1	0.33mi
5375 Ortega Farms Blvd #715 Jacksonville, FL	2.0	2.0	1016	$1,700	$1.67	23d	1	0.51mi
5327 Timuquana Rd Jacksonville, FL	1.0–3.0	1.0–2.0	950	$1,599	$1.68	1d	27	0.66mi
5685 Marathon Pkwy Jacksonville, FL	2.0	2.0	1015	$1,000	$0.99	19d	1	0.78mi
5558 Bennington Dr Jacksonville, FL	2.0	2.0	988	$1,275	$1.29	4d	1	0.82mi
5626 Bryner Dr Jacksonville, FL	2.0	3.0	1404	$1,320	$0.94	21d	1	0.91mi
5058 Acre Estates Dr W Jacksonville, FL	3.0	2.0	1402	$1,825	$1.30	2d	1	0.92mi
5640 Bryner Dr Jacksonville, FL	2.0	2.0	1000	$1,260	$1.26	23d	1	0.94mi
5642 Bryner Dr Jacksonville, FL	2.0	1.5	1406	$1,290	$0.92	21d	1	0.94mi
4800 Ortega Farms Blvd Jacksonville, FL	1.0–3.0	1.0	880	$1,465	$1.66	10d	9	1.04mi
4800 Ortega Farms Blvd Jacksonville, FL	1.0–3.0	1.0	880	$1,435	$1.63	2d	10	1.04mi
5664 Minocqua St Jacksonville, FL	4.0	1.5	1023	$1,545	$1.51	3d	1	1.09mi
6017 Roosevelt Blvd Jacksonville, FL	1.0–3.0	1.0–2.0	897	$1,599	$1.78	3d	24	1.17mi
5639 Bullseye Cir Jacksonville, FL	3.0	2.0	1574	$1,825	$1.16	23d	1	1.33mi
5054 Pirates Cove Rd Jacksonville, FL	3.0	2.5	1754	$2,600	$1.48	2d	1	1.41mi
4690 Homestead Rd Jacksonville, FL	2.0	2.0	1641	$2,200	$1.34	11d	1	1.49mi
5958 Creekside Crossing Dr Jacksonville, FL	3.0	2.5	1404	$1,895	$1.35	10d	1	1.49mi
5988 Creekside Crossing Dr Jacksonville, FL	3.0	2.5	1404	$1,850	$1.32	14d	1	1.50mi
5984 Creekside Crossing Dr Jacksonville, FL	3.0	2.5	1404	$1,695	$1.21	14d	1	1.50mi

Listing history 19 events

1. 2026-05-05
   status Pending
2. 2026-04-30
   listed $164,900 Active
3. 2024-04-18
   historical $1,400
4. 2024-04-10
   listed $1,400
5. 2024-04-10
   historical $1,400
6. 2024-03-26
   price $1,400
7. 2024-03-13
   listed $1,500
8. 2015-05-29
   soldstatus $40,500 Sold 240-char remark

   Show marketing remark (240 chars)

   Concrete block affordable 3 bedroom 1 bath home in the heart of Venetia! Featuring a fenced yard and covered patio this home is located close to parks, public boating access and shopping! Take a close look at this home before its too late.

9. 2015-05-08
   status Pending 240-char remark

   Show marketing remark (240 chars)

   Concrete block affordable 3 bedroom 1 bath home in the heart of Venetia! Featuring a fenced yard and covered patio this home is located close to parks, public boating access and shopping! Take a close look at this home before its too late.

10. 2015-04-22
    listed $57,300 Active - Auction 240-char remark

    Show marketing remark (240 chars)

    Concrete block affordable 3 bedroom 1 bath home in the heart of Venetia! Featuring a fenced yard and covered patio this home is located close to parks, public boating access and shopping! Take a close look at this home before its too late.

11. 2015-04-22
    price $40,700 240-char remark

    Show marketing remark (240 chars)

    Concrete block affordable 3 bedroom 1 bath home in the heart of Venetia! Featuring a fenced yard and covered patio this home is located close to parks, public boating access and shopping! Take a close look at this home before its too late.

12. 2006-07-12
    soldstatus $120,000
13. 2004-02-01
    historical
14. 2003-10-16
    listed $63,000
15. 2001-10-01
    soldstatus $77,000
16. 2001-09-24
    soldstatus $77,000
17. 2001-07-12
    listed $77,000
18. 1990-08-01
    soldstatus $41,500
19. 1983-11-01
    soldstatus $40,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,869 · $239/mo
• Projected year-2 tax: $2,869 · $239/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 12% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,141
• − Mortgage interest: −$9,237
• − Property taxes: −$2,869
• − Insurance: −$824
• − Repairs & maintenance: −$1,611
• − Management: −$1,611
• − Depreciation: −$4,797
• Taxable loss: −$809
• Est. tax savings @ 24.0%: +$194
• After-tax cash flow: $2,035/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 63,592
• Household income: $62,204
• Rent vs Own: 43.7% rent · 56.3% own
• Severe rent burden: 2799.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.70)
• Race & ethnicity: White 39% Black 35% Hispanic / Latino 15% Two or more races 10% Asian 6%
• Hispanic origin (detail): Mexican 3% Puerto Rican 6% Cuban 3%
• Common ancestry: Hispanic 1% Lithuanian 1% Romanian 1%
• Foreign-born: 12% · Canada, Vietnam, China
• Languages at home: 83% English-only · Spanish 9% Tagalog/Filipino 3% French/Haitian/Cajun 2%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -64.22%
• Current HPI: 296.5375
• Rent YoY: ▲ 2.25%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+312.2% since first listed

19 events — show timeline

• 2026-05-05 Pending — realMLS
• 2026-04-30 Listed $164,900 realMLS
• 2024-04-18 Rental Removed $1,400 APPFOLIO
• 2024-04-10 Listed for Rent $1,400 APPFOLIO
• 2024-04-10 Rental Removed $1,400 APPFOLIO
• 2024-03-26 Price Changed $1,400 APPFOLIO
• 2024-03-13 Listed for Rent $1,500 APPFOLIO
• 2015-05-29 Sold (MLS) $40,500 realMLS
• 2015-05-08 Pending — realMLS
• 2015-04-22 Listed $57,300 realMLS
• 2015-04-22 Price Changed $40,700 realMLS
• 2006-07-12 Sold (Public Records) $120,000 Public Records
• 2004-02-01 Listing Removed — realMLS
• 2003-10-16 Listed $63,000 realMLS
• 2001-10-01 Sold (Public Records) $77,000 Public Records
• 2001-09-24 Sold (MLS) $77,000 realMLS
• 2001-07-12 Listed $77,000 realMLS
• 1990-08-01 Sold (Public Records) $41,500 Public Records
• 1983-11-01 Sold (Public Records) $40,000 Public Records

Property tax history

+15.8%/yr

Latest (2025): $2,869 · +12.4% YoY. Source: county tax records.