1738 El Prado Rd #8 · Jacksonville, FL 32216

$125,000

3 bd · 2.0 ba · 1,180 sqft · Condo public records · 141 Days on market

Built 1967 $500/mo HOA · 30% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +11.5/30.0
• 1% rule +8.4/10.0
• ARV discount +7.5/15.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• DSCR +3.4/10.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Sparkling clean and lovingly cared for condo just steps away from Pottsburg Creek and River City Science Academy. This home is turn key and ready for its next owner with luxury vinyl flooring, updated bathrooms and an HVAC that is less than 3 years old. You can enjoy coffee or cocktails on the balcony that overlooks the community pool or take a short stroll to the dock overlooking Pottsburg Creek. Convenient to St Johns Town Center and downtown Jacksonville.

Key facts

• Brand new roof
• Brand new stove
• Luxury vinyl floors

Tags

• BRAND NEW STOVE
• BRAND NEW ROOF
• LUXURY VINYL FLOORS
• FOUR BRAND NEW CEILING FANS
• INFRARED LIGHT INSTALLED IN AC

Property features AI

Finance

• HOA & community: Has association; Monthly association fee of $500; Association amenities include clubhouse; Association fee includes water; Not a senior community

Exterior

• Parking: Assigned parking; Additional parking available
• Utilities: Public sewer; Water available; Sewer available; Electricity available; Cable available
• Home design: Condominium; Property attached; One level; 2 total stories
• Construction: Shingle roof
• Exterior features: Balcony; Asphalt road access

Interior

• Kitchen: Dishwasher; Electric cooktop; Electric oven; Freezer
• Bedrooms: 3 bedrooms
• Flooring: Tile; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air (electric)
• Interior features: Ceiling fan(s)
• Laundry & utility: In-unit washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath condo listed at $125k.

Deal economics

• At list price, monthly cash flow is $-41 ($-495/yr) — negative.
• To cash-flow at today's rent, offer at most $118k (5.8% below list).
• Meets the 1% rule at list price ($2k rent vs $125k).
• Recommended offer: $110k (12.0% below list) — sets the bar for market timing.
• Cap rate 5.9% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Hogan-Spring Glen Elementary School (math 47% / reading 42%, grade F, #1,288 of 2,144 statewide, top 62%, 450 students, 62% FRL); Arlington Middle School (math 23% / reading 21%, grade F, #549 of 571 statewide, top 97%, 798 students, 74% FRL); Englewood High School (math 21% / reading 21%, grade F, #551 of 667 statewide, top 83%, 1,741 students, 58% FRL) — zoned schools average 64% FRL vs 49% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 29% at this address vs 46% district-wide (-16 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-0.2%/yr); 223 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 32% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 141 days — a 12% lower offer ($110k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 30% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $110,000 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 141 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.34% ✓
• Cap rate: 5.90%
• Cash-on-cash: -1.42%
• DSCR: 0.94
• GRM: 6.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -23.9%
• Equity multiple: 0.22×
• Total profit: $-27,445
• Equity at exit: $18,638

10-year hold

• IRR: -44.1%
• Equity multiple: -0.28×
• Total profit: $-44,845
• Equity at exit: $10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32216

• Rents YoY: -0.2%
• Active inventory: 223
• Price-to-rent: 6.2×

Monthly cashflow live

• Estimated rent: $1,669 high
• Mortgage (P&I): −$656
• Tax from tax record: −$152 /mo · $1,825/yr
• Insurance: −$52
• HOA: −$500
• Vacancy / Maint / Mgmt: −$350
• Net cashflow: $-41

Break-even live

Break-even rent $1,721

Max offer price $117,708

Occupancy floor 97%

Sensitivity live

Price	-10% $29	-5% $-6	+0% $-41	+5% $-77	+10% $-112
Rent	-10% $-173	-5% $-107	+0% $-41	+5% $25	+10% $91
Rate	-1.0pp $22	-0.5pp $-9	base $-41	+0.5pp $-74	+1.0pp $-107

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,250
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7505 Beach Blvd Jacksonville, FL	3.0	1.0–2.0	900	$1,650	$1.83	25d	20	0.08mi
7346 El Barco Rd #8 Jacksonville, FL	2.0	2.0	992	$1,295	$1.31	15d	1	0.10mi
7346 El Barco Rd #8 Jacksonville, FL	2.0	2.0	992	$1,295	$1.31	25d	1	0.10mi
8601 Beach Blvd Jacksonville, FL	2.0–3.0	2.0	1234	$1,700	$1.38	3d	3	0.72mi
8343 Hogan Rd Jacksonville, FL	1.0–3.0	1.0–2.0	1043	$1,574	$1.51	4d	17	0.73mi
6650 Corporate Center Pkwy Jacksonville, FL	1.0–3.0	1.0–2.0	990	$3,308	$3.34	3d	12	0.78mi
7104 Waikiki Rd Jacksonville, FL	4.0	1.5	1497	$1,695	$1.13	9d	1	0.80mi
2440 San Sago Ln Jacksonville, FL	3.0	2.0	1500	$1,945	$1.30	25d	1	0.93mi
1515 Pullen Rd Unit 4 Jacksonville, FL	2.0	1.0	800	$1,100	$1.38	25d	1	0.98mi
8846 Cavender Dr Jacksonville, FL	3.0	2.0	1176	$1,475	$1.25	23d	1	0.99mi
8846 Cavender Dr Jacksonville, FL	3.0	2.0	1176	$1,475	$1.25	16d	1	0.99mi
7811 Aquarius Cir S Jacksonville, FL	3.0	2.0	1298	$1,760	$1.36	25d	1	1.06mi
2525 Dean Rd Jacksonville, FL	3.0	1.0	1424	$1,850	$1.30	25d	1	1.07mi
8232 Rigel Rd Jacksonville, FL	3.0	2.5	1372	$1,610	$1.17	15d	1	1.17mi
8236 Rigel Rd Jacksonville, FL	3.0	2.5	1358	$1,585	$1.17	25d	1	1.18mi
8252 Rigel Rd Jacksonville, FL	3.0	2.5	1358	$1,625	$1.20	25d	1	1.20mi
8778 Buzz Ct Jacksonville, FL	3.0	2.0	1212	$1,800	$1.49	25d	1	1.20mi
3013 Newell Blvd Jacksonville, FL	4.0	1.5	1350	$1,795	$1.33	25d	1	1.22mi
551 Eiseman Way Jacksonville, FL	3.0	2.5	1358	$1,620	$1.19	25d	1	1.24mi
8290 Rigel Rd Jacksonville, FL	3.0	2.5	1358	$1,595	$1.17	25d	1	1.24mi
421 Aralia Ln Jacksonville, FL	3.0	2.5	1492	$1,681	$1.13	23d	1	1.29mi
574 Kit St Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	16d	1	1.30mi
574 Kit St Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	25d	1	1.30mi
558 Kit St Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	23d	1	1.31mi
558 Kit St Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	16d	1	1.31mi
514 Narnia Ct Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	16d	1	1.32mi
514 Narnia Ct Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	25d	1	1.32mi
513 Narnia Ct Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	6d	1	1.35mi
545 Kit St Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	25d	1	1.35mi
2613 Sandusky Ave E Jacksonville, FL	3.0	2.0	1116	$1,800	$1.61	9d	1	1.35mi
514 Kit St Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	16d	1	1.36mi
514 Kit St Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	25d	1	1.36mi
535 Kit St Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	25d	1	1.36mi
535 Kit St Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	16d	1	1.36mi
471 Matilda Ln Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	16d	1	1.41mi
471 Matilda Ln Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	19d	1	1.41mi
3000 Coronet Ln Jacksonville, FL	1.0–3.0	1.0–2.0	1017	$1,709	$1.68	25d	5	1.42mi
487 Terabithia Way Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	16d	1	1.43mi
487 Terabithia Way Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	23d	1	1.43mi
451 Matilda Ln Jacksonville, FL	3.0	2.5	1480	$1,845	$1.25	9d	1	1.43mi

HOA detail condo

• Monthly dues: $500 · $6,000/yr
• Likely covers: pool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 34 events

1. 2026-06-21
   days on market $125,000 Active 141 DOM
2. 2026-06-18
   days on market $125,000 Active 138 DOM
3. 2026-06-17
   days on market $125,000 Active 137 DOM
4. 2026-06-16
   days on market $125,000 Active 136 DOM
5. 2026-06-15
   days on market $125,000 Active 135 DOM
6. 2026-06-10
   days on market $125,000 Active 129 DOM
7. 2026-06-08
   days on market $125,000 Active 128 DOM
8. 2026-06-07
   days on market $125,000 Active 127 DOM
9. 2026-06-03
   days on market $125,000 Active 123 DOM
10. 2026-06-02
    days on market $125,000 Active 122 DOM
11. 2026-06-01
    days on market $125,000 Active 121 DOM
12. 2026-05-31
    days on market $125,000 Active 120 DOM
13. 2026-03-10
    price $125,000
14. 2026-01-26
    listed $130,000 Active
15. 2022-02-11
    soldstatus $124,000
16. 2022-02-09
    soldstatus $124,000 Sold 465-char remark

    Show marketing remark (465 chars)

    Sparkling clean and lovingly cared for condo just steps away from Pottsburg Creek and River City Science Academy. This home is turn key and ready for its next owner with luxury vinyl flooring, updated bathrooms and an HVAC that is less than 3 years old. You can enjoy coffee or cocktails on the balcony that overlooks the community pool or take a short stroll to the dock overlooking Pottsburg Creek. Convenient to St Johns Town Center and downtown Jacksonville.

17. 2022-01-27
    status Pending 465-char remark

    Show marketing remark (465 chars)

    Sparkling clean and lovingly cared for condo just steps away from Pottsburg Creek and River City Science Academy. This home is turn key and ready for its next owner with luxury vinyl flooring, updated bathrooms and an HVAC that is less than 3 years old. You can enjoy coffee or cocktails on the balcony that overlooks the community pool or take a short stroll to the dock overlooking Pottsburg Creek. Convenient to St Johns Town Center and downtown Jacksonville.

18. 2022-01-11
    historical Active - Contingent 465-char remark

    Show marketing remark (465 chars)

    Sparkling clean and lovingly cared for condo just steps away from Pottsburg Creek and River City Science Academy. This home is turn key and ready for its next owner with luxury vinyl flooring, updated bathrooms and an HVAC that is less than 3 years old. You can enjoy coffee or cocktails on the balcony that overlooks the community pool or take a short stroll to the dock overlooking Pottsburg Creek. Convenient to St Johns Town Center and downtown Jacksonville.

19. 2022-01-07
    listed $125,000 Active 465-char remark

    Show marketing remark (465 chars)

    Sparkling clean and lovingly cared for condo just steps away from Pottsburg Creek and River City Science Academy. This home is turn key and ready for its next owner with luxury vinyl flooring, updated bathrooms and an HVAC that is less than 3 years old. You can enjoy coffee or cocktails on the balcony that overlooks the community pool or take a short stroll to the dock overlooking Pottsburg Creek. Convenient to St Johns Town Center and downtown Jacksonville.

20. 2019-05-21
    soldstatus $81,500
21. 2019-05-17
    soldstatus $81,500 Sold 794-char remark

    Show marketing remark (794 chars)

    An AMAZING opportunity to own a 3 bed/ 2 bath condominium steps from the water. Fully renovated , spacious, bright, and with poolside view! This is an upstairs end unit, which provides for more windows and natural light. Wonderful & extensive renovations include: fresh paint, new stunning laminate flooring, kitchen counters and backsplash, new stove and microwave, doors and baseboards, light fixtures, water valves, vanities, mirrors, toilets. New tstat, blinds, shelving in closets, and balcony railings. Condo fees include water, sewer, lawn and exterior maintenance. The $275 includes a $50 special assessment which will be satisfied after Oct 2019 pmt. Gated community Backs up to St Johns River, close to UNF, Mayport, shopping, restaurants. Not far from downtown or the beaches.

22. 2019-04-29
    status Pending 794-char remark

    Show marketing remark (794 chars)

    An AMAZING opportunity to own a 3 bed/ 2 bath condominium steps from the water. Fully renovated , spacious, bright, and with poolside view! This is an upstairs end unit, which provides for more windows and natural light. Wonderful & extensive renovations include: fresh paint, new stunning laminate flooring, kitchen counters and backsplash, new stove and microwave, doors and baseboards, light fixtures, water valves, vanities, mirrors, toilets. New tstat, blinds, shelving in closets, and balcony railings. Condo fees include water, sewer, lawn and exterior maintenance. The $275 includes a $50 special assessment which will be satisfied after Oct 2019 pmt. Gated community Backs up to St Johns River, close to UNF, Mayport, shopping, restaurants. Not far from downtown or the beaches.

23. 2019-04-04
    historical Active - Contingent 794-char remark

    Show marketing remark (794 chars)

    An AMAZING opportunity to own a 3 bed/ 2 bath condominium steps from the water. Fully renovated , spacious, bright, and with poolside view! This is an upstairs end unit, which provides for more windows and natural light. Wonderful & extensive renovations include: fresh paint, new stunning laminate flooring, kitchen counters and backsplash, new stove and microwave, doors and baseboards, light fixtures, water valves, vanities, mirrors, toilets. New tstat, blinds, shelving in closets, and balcony railings. Condo fees include water, sewer, lawn and exterior maintenance. The $275 includes a $50 special assessment which will be satisfied after Oct 2019 pmt. Gated community Backs up to St Johns River, close to UNF, Mayport, shopping, restaurants. Not far from downtown or the beaches.

24. 2019-04-03
    status Active 794-char remark

    Show marketing remark (794 chars)

    An AMAZING opportunity to own a 3 bed/ 2 bath condominium steps from the water. Fully renovated , spacious, bright, and with poolside view! This is an upstairs end unit, which provides for more windows and natural light. Wonderful & extensive renovations include: fresh paint, new stunning laminate flooring, kitchen counters and backsplash, new stove and microwave, doors and baseboards, light fixtures, water valves, vanities, mirrors, toilets. New tstat, blinds, shelving in closets, and balcony railings. Condo fees include water, sewer, lawn and exterior maintenance. The $275 includes a $50 special assessment which will be satisfied after Oct 2019 pmt. Gated community Backs up to St Johns River, close to UNF, Mayport, shopping, restaurants. Not far from downtown or the beaches.

25. 2019-03-31
    historical Active - Contingent 794-char remark

    Show marketing remark (794 chars)

    An AMAZING opportunity to own a 3 bed/ 2 bath condominium steps from the water. Fully renovated , spacious, bright, and with poolside view! This is an upstairs end unit, which provides for more windows and natural light. Wonderful & extensive renovations include: fresh paint, new stunning laminate flooring, kitchen counters and backsplash, new stove and microwave, doors and baseboards, light fixtures, water valves, vanities, mirrors, toilets. New tstat, blinds, shelving in closets, and balcony railings. Condo fees include water, sewer, lawn and exterior maintenance. The $275 includes a $50 special assessment which will be satisfied after Oct 2019 pmt. Gated community Backs up to St Johns River, close to UNF, Mayport, shopping, restaurants. Not far from downtown or the beaches.

26. 2019-03-27
    status Active 794-char remark

    Show marketing remark (794 chars)

    An AMAZING opportunity to own a 3 bed/ 2 bath condominium steps from the water. Fully renovated , spacious, bright, and with poolside view! This is an upstairs end unit, which provides for more windows and natural light. Wonderful & extensive renovations include: fresh paint, new stunning laminate flooring, kitchen counters and backsplash, new stove and microwave, doors and baseboards, light fixtures, water valves, vanities, mirrors, toilets. New tstat, blinds, shelving in closets, and balcony railings. Condo fees include water, sewer, lawn and exterior maintenance. The $275 includes a $50 special assessment which will be satisfied after Oct 2019 pmt. Gated community Backs up to St Johns River, close to UNF, Mayport, shopping, restaurants. Not far from downtown or the beaches.

27. 2019-03-08
    historical Active - Contingent 794-char remark

    Show marketing remark (794 chars)

    An AMAZING opportunity to own a 3 bed/ 2 bath condominium steps from the water. Fully renovated , spacious, bright, and with poolside view! This is an upstairs end unit, which provides for more windows and natural light. Wonderful & extensive renovations include: fresh paint, new stunning laminate flooring, kitchen counters and backsplash, new stove and microwave, doors and baseboards, light fixtures, water valves, vanities, mirrors, toilets. New tstat, blinds, shelving in closets, and balcony railings. Condo fees include water, sewer, lawn and exterior maintenance. The $275 includes a $50 special assessment which will be satisfied after Oct 2019 pmt. Gated community Backs up to St Johns River, close to UNF, Mayport, shopping, restaurants. Not far from downtown or the beaches.

28. 2019-02-19
    price $85,000 794-char remark

    Show marketing remark (794 chars)

    An AMAZING opportunity to own a 3 bed/ 2 bath condominium steps from the water. Fully renovated , spacious, bright, and with poolside view! This is an upstairs end unit, which provides for more windows and natural light. Wonderful & extensive renovations include: fresh paint, new stunning laminate flooring, kitchen counters and backsplash, new stove and microwave, doors and baseboards, light fixtures, water valves, vanities, mirrors, toilets. New tstat, blinds, shelving in closets, and balcony railings. Condo fees include water, sewer, lawn and exterior maintenance. The $275 includes a $50 special assessment which will be satisfied after Oct 2019 pmt. Gated community Backs up to St Johns River, close to UNF, Mayport, shopping, restaurants. Not far from downtown or the beaches.

29. 2019-02-04
    listed $87,000 Active 794-char remark

    Show marketing remark (794 chars)

    An AMAZING opportunity to own a 3 bed/ 2 bath condominium steps from the water. Fully renovated , spacious, bright, and with poolside view! This is an upstairs end unit, which provides for more windows and natural light. Wonderful & extensive renovations include: fresh paint, new stunning laminate flooring, kitchen counters and backsplash, new stove and microwave, doors and baseboards, light fixtures, water valves, vanities, mirrors, toilets. New tstat, blinds, shelving in closets, and balcony railings. Condo fees include water, sewer, lawn and exterior maintenance. The $275 includes a $50 special assessment which will be satisfied after Oct 2019 pmt. Gated community Backs up to St Johns River, close to UNF, Mayport, shopping, restaurants. Not far from downtown or the beaches.

30. 2010-06-17
    historical
31. 2009-06-17
    listed $52,000
32. 2003-10-30
    soldstatus $68,000
33. 1997-11-18
    soldstatus $24,000
34. 1982-02-01
    soldstatus $39,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,825 · $152/mo
• Projected year-2 tax: $1,825 · $152/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,026
• − Mortgage interest: −$7,002
• − Property taxes: −$1,825
• − Insurance: −$625
• − Repairs & maintenance: −$1,602
• − Management: −$1,602
• − HOA: −$6,000
• − Depreciation: −$3,636
• Taxable loss: −$2,266
• Est. tax savings @ 24.0%: +$544
• After-tax cash flow: $49/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 42,298
• Household income: $61,821
• Rent vs Own: 52.1% rent · 47.9% own
• Severe rent burden: 3324.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.67)
• Race & ethnicity: White 51% Black 22% Hispanic / Latino 16% Two or more races 11% Asian 7%
• Hispanic origin (detail): Mexican 2% Puerto Rican 6% Cuban 4%
• Common ancestry: Italian 2% Lithuanian 2% American 2%
• Foreign-born: 16% · Canada, Vietnam, Philippines
• Languages at home: 78% English-only · Spanish 11% Other Indo-European 3% Arabic 2%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -221.05%
• Current HPI: 296.9579
• Rent YoY: ▼ -0.21%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+213.3% since first listed

22 events — show timeline

• 2026-03-10 Price Changed $125,000 realMLS
• 2026-01-26 Listed $130,000 realMLS
• 2022-02-11 Sold (Public Records) $124,000 Public Records
• 2022-02-09 Sold (MLS) $124,000 realMLS
• 2022-01-27 Pending — realMLS
• 2022-01-11 Contingent — realMLS
• 2022-01-07 Listed $125,000 realMLS
• 2019-05-21 Sold (Public Records) $81,500 Public Records
• 2019-05-17 Sold (MLS) $81,500 realMLS
• 2019-04-29 Pending — realMLS
• 2019-04-04 Contingent — realMLS
• 2019-04-03 Relisted — realMLS
• 2019-03-31 Contingent — realMLS
• 2019-03-27 Relisted — realMLS
• 2019-03-08 Contingent — realMLS
• 2019-02-19 Price Changed $85,000 realMLS
• 2019-02-04 Listed $87,000 realMLS
• 2010-06-17 Listing Removed — realMLS
• 2009-06-17 Listed $52,000 realMLS
• 2003-10-30 Sold (Public Records) $68,000 Public Records
• 1997-11-18 Sold (Public Records) $24,000 Public Records
• 1982-02-01 Sold (Public Records) $39,900 Public Records

Property tax history

+10.7%/yr

Latest (2025): $1,825 · -12.8% YoY. Source: county tax records.