30 N Broadway Unit 5H · White Plains, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +13.5/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +6.3/10.0
- Schools +4.7/10.0
- Rent growth +3.7/5.0
- Livability +3.6/5.0
- Condition / age +2.5/5.0
$229,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 30 North Broadway, a bright and inviting apartment ideally located in the heart of White Plains. This well maintained residence offers a spacious and comfortable layout with beautiful hardwood floors and oversized windows that fill the home with natural light. The generous living room provides ample space for relaxing or entertaining, while the open dining area creates a perfect setting for everyday meals or hosting guests. The thoughtfully arranged floor plan allows for an easy flow between the living, dining, and kitchen areas, making the space feel both functional and welcoming. The kitchen offers abundant cabinetry and workspace, making meal preparation convenient and efficient. Large windows provide pleasant city views and bring in plenty of daylight, creating a warm and airy atmosphere throughout the apartment. The home features well-proportioned rooms and excellent storage space, including multiple closets that make organization simple. The spacious living area easily accommodates a variety of furniture layouts and allows for both comfortable lounging and formal dining. Hardwood floors throughout add warmth and character while enhancing the clean, timeless aesthetic of the space. This is a well-maintained and professionally managed building located just minutes from the vibrant downtown White Plains district. Residents enjoy convenient access to a wide variety of restaurants, cafes, shopping, entertainment, and parks. The Metro-North train station is nearby, providing an easy commute to Manhattan, while major highways are easily accessible for added convenience. This home offers the perfect balance of space, comfort, and location, making it an excellent opportunity for those seeking a centrally located residence with easy access to everything White Plains has to offer. Many, Many municipal lots near by with 6 months free parking!
Key facts
- Open dining area
- Abundant cabinetry
- Hardwood floors
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath condo listed at $229k.
Deal economics
- At list price, monthly cash flow is $1k ($15k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $229k).
- Recommended offer: $208k (9.0% below list) — sets the bar for market timing.
- Cap rate 12.8% vs local median 4.3% in White Plains — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#410 in NY) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, crime A-; Watch: amenities F, cost of living F.
- White Plains City School District (urban): math 49% / reading 54% proficiency, ranked #313 of 590 in NY (top 53%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising fast (+4.8%/yr); 87 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
- At $3,575/mo this rent would consume 50% of the median local household income ($86k/yr) (locally 944% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $8k of equity ($2k loan paydown + $6k appreciation (2.7% local appreciation)).
- Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (2.7% appreciation + 4.8% rent growth), your $64k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 5, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 98 days — a 9% lower offer ($208k) is reasonable based on typical stale-listing flexibility.
- 11 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 98 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.56% ✓
- Cap rate
- 12.80%
- Cash-on-cash
- 23.23%
- DSCR
- 2.03
- GRM
- 5.3
CMA / ARV
- ARV (median comp)
- $264,554
- List price
- $229,000
- Delta
- -13.44%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
2.69% appreciation · 4.82% rent growth · sell at horizon
- IRR
- 30.2%
- Equity multiple
- 2.71×
- Total profit
- $109,683
- Equity at exit
- $99,044
- IRR
- 31.9%
- Equity multiple
- 5.60×
- Total profit
- $294,867
- Equity at exit
- $149,656
Cash invested: $64,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 10601
- Home prices YoY
- 1.6%
- Rents YoY
- 4.8%
- Active inventory
- 87
- Price-to-rent
- 5.3×
Monthly cashflow live
- Estimated rent
- $3,575 high interval (Pro) →
- Mortgage (P&I)
- −$1,201
- Tax est. 1.5%
- −$286 /mo · $3,435/yr
- Insurance
- −$95
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$751
- Net cashflow
- $1,241
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,250
- Closing costs
- $6,870
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 440 Hamilton Ave White Plains, NY | 2.0 | 1.0–2.0 | 880 | $5,554 | $6.31 | 1d | 31 | 0.06mi |
| 7 Lake St Unit 8k White Plains, NY | 2.0 | 1.0 | 975 | $3,150 | $3.23 | 44d | 1 | 0.07mi |
| 37 Lake St White Plains, NY | 1.0–2.0 | 1.0 | 685 | $3,240 | $4.73 | 43d | 1 | 0.11mi |
| 42 Barker Ave Unit 4C White Plains, NY | 1.0 | 1.0 | 800 | $2,300 | $2.88 | 43d | 1 | 0.14mi |
| 21 Lake St Unit 6G White Plains, NY | 1.0 | 1.0 | 806 | $2,650 | $3.29 | 43d | 1 | 0.15mi |
| 312 Main St Apt 2 E White Plains, NY | 1.0 | 1.0 | 800 | $2,450 | $3.06 | 13d | 1 | 0.16mi |
| 300 Main St White Plains, NY | 1.0 | 1.0 | 956 | $2,825 | $2.95 | 22d | 2 | 0.17mi |
| 30 Lake St Apt 2I White Plains, NY | 2.0 | 1.0 | 950 | $3,100 | $3.26 | 5d | 1 | 0.17mi |
| 1 S Broadway Apt 1L White Plains, NY | 2.0 | 1.0 | 1000 | $2,950 | $2.95 | 43d | 1 | 0.18mi |
| 7-11 S Broadway White Plains, NY | 1.0 | 1.0 | 746 | $3,295 | $4.42 | 13d | 1 | 0.20mi |
| 55 N Broadway Unit 3-15H White Plains, NY | 2.0 | 2.5 | 1310 | $3,850 | $2.94 | 43d | 1 | 0.21mi |
| 37 Lake St Unit 2B White Plains, NY | 2.0 | 1.0 | 721 | $3,140 | $4.36 | 20d | 1 | 0.24mi |
| 17 Terrace Ave White Plains, NY | 2.0 | 1.0 | 980 | $3,500 | $3.57 | 24d | 1 | 0.25mi |
| 10 City Pl Unit 2D White Plains, NY | 1.0 | 1.5 | 1069 | $3,895 | $3.64 | 15d | 1 | 0.27mi |
| 1 Renaissance Sq Unit 7B White Plains, NY | 1.0 | 1.5 | 1048 | $5,500 | $5.25 | 43d | 1 | 0.29mi |
| 234 Martine Ave White Plains, NY | 3.0 | 2.0 | 1460 | $4,195 | $2.87 | 24d | 1 | 0.30mi |
| 240 Martine Ave Apt 4G White Plains, NY | 3.0 | 2.0 | 1460 | $4,195 | $2.87 | 43d | 1 | 0.30mi |
| 51 S Broadway White Plains, NY | 1.0 | 1.0 | 752 | $3,342 | $4.44 | 3d | 2 | 0.37mi |
| 131 Mamaroneck Ave White Plains, NY | 3.0 | 1.0–2.0 | 974 | $5,355 | $5.50 | 1d | 19 | 0.40mi |
| 108 N Kensico AVE Unit 5A | 2.0 | 1.5 | 950 | $3,400 | $3.58 | 24d | 1 | 0.45mi |
| 26 Hillside Ter Unit F White Plains, NY | 1.0 | 1.0 | 782 | $2,700 | $3.45 | 43d | 1 | 0.46mi |
| 1 Lyon Pl Unit 907 White Plains, NY | 2.0 | 2.0 | 1120 | $4,555 | $4.07 | 2d | 1 | 0.46mi |
| 10 Lyon Pl White Plains, NY | 2.0 | 1.0–2.0 | 870 | $4,375 | $5.03 | 43d | 17 | 0.48mi |
| 100 Hale Ave White Plains, NY | 2.0 | 1.0–2.0 | 908 | $4,961 | $5.46 | 1d | 11 | 0.51mi |
| 115 N Broadway White Plains, NY | 2.0 | 2.5 | 1450 | $3,750 | $2.59 | 43d | 1 | 0.51mi |
| 42 Waller Ave White Plains, NY | 2.0 | 1.0 | 1150 | $3,300 | $2.87 | 43d | 1 | 0.53mi |
| 1 DeKalb Ave White Plains, NY | 1.0 | 1.0 | 749 | $3,390 | $4.53 | 43d | 1 | 0.53mi |
| 25 N Lexington Ave White Plains, NY | 3.0 | 1.0–2.0 | 988 | $6,146 | $6.22 | 1d | 28 | 0.53mi |
| 26 Fairview Ave White Plains, NY | 3.0 | 1.5 | 1100 | $3,600 | $3.27 | 43d | 1 | 0.55mi |
| 34 S Lexington Ave White Plains, NY | 1.0–2.0 | 1.0–2.0 | 871 | $4,195 | $4.82 | 5d | 6 | 0.57mi |
| 125 Lake St Unit 12NN White Plains, NY | 2.0 | 1.0 | 850 | $2,700 | $3.18 | 43d | 1 | 0.59mi |
| 125 Lake St Unit 6BN White Plains, NY | 2.0 | 2.0 | 975 | $3,050 | $3.13 | 44d | 1 | 0.59mi |
| 4 Martine Ave White Plains, NY | 1.0 | 1.0 | 707 | $2,750 | $3.89 | 2d | 1 | 0.60mi |
| 4 Martine Ave White Plains, NY | 1.0 | 1.0–1.5 | 773 | $2,850 | $3.69 | 13d | 2 | 0.60mi |
| 4 Martine Ave White Plains, NY | 1.0 | 1.0–1.5 | 773 | $3,025 | $3.91 | 19d | 2 | 0.60mi |
| 4 Martine Ave White Plains, NY | 1.0 | 1.0–1.5 | 773 | $2,900 | $3.75 | 43d | 2 | 0.60mi |
| 1 Martine Ave White Plains, NY | 1.0–2.0 | 1.0–2.0 | 827 | $4,295 | $5.19 | 2d | 12 | 0.62mi |
| 15 Bank St White Plains, NY | 1.0–2.0 | 1.0–2.0 | 934 | $5,064 | $5.42 | 1d | 20 | 0.64mi |
| 250 Mamaroneck Ave White Plains, NY | 1.0–3.0 | 1.0–2.5 | 1298 | $7,098 | $5.47 | 1d | 126 | 0.66mi |
| 28 Beechwood Ave West Harrison, NY | 3.0 | 1.0 | 1239 | $4,800 | $3.87 | 17d | 1 | 0.68mi |
HOA detail condo
- Monthly dues
- $0 · $0/yr
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 44 events
-
2026-06-18days on market $229,000 Active 98 DOM
-
2026-06-17days on market $229,000 Active 97 DOM
-
2026-06-16days on market $229,000 Active 96 DOM
-
2026-06-15days on market $229,000 Active 95 DOM
-
2026-06-13days on market $229,000 Active 93 DOM
-
2026-06-13days on market $229,000 Active 92 DOM
-
2026-06-09days on market $229,000 Active 89 DOM
-
2026-06-08days on market $229,000 Active 88 DOM
-
2026-06-07days on market $229,000 Active 87 DOM
-
2026-06-04days on market $229,000 Active 84 DOM
-
2026-06-03days on market $229,000 Active 83 DOM
-
2026-06-02days on market $229,000 Active 82 DOM
-
2026-06-01days on market $229,000 Active 81 DOM
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2026-05-31days on market $229,000 Active 80 DOM
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2026-04-17price $229,000 1879-char remark
Show marketing remark (1879 chars)
Welcome to 30 North Broadway, a bright and inviting apartment ideally located in the heart of White Plains. This well maintained residence offers a spacious and comfortable layout with beautiful hardwood floors and oversized windows that fill the home with natural light. The generous living room provides ample space for relaxing or entertaining, while the open dining area creates a perfect setting for everyday meals or hosting guests. The thoughtfully arranged floor plan allows for an easy flow between the living, dining, and kitchen areas, making the space feel both functional and welcoming. The kitchen offers abundant cabinetry and workspace, making meal preparation convenient and efficient. Large windows provide pleasant city views and bring in plenty of daylight, creating a warm and airy atmosphere throughout the apartment. The home features well-proportioned rooms and excellent storage space, including multiple closets that make organization simple. The spacious living area easily accommodates a variety of furniture layouts and allows for both comfortable lounging and formal dining. Hardwood floors throughout add warmth and character while enhancing the clean, timeless aesthetic of the space. This is a well-maintained and professionally managed building located just minutes from the vibrant downtown White Plains district. Residents enjoy convenient access to a wide variety of restaurants, cafes, shopping, entertainment, and parks. The Metro-North train station is nearby, providing an easy commute to Manhattan, while major highways are easily accessible for added convenience. This home offers the perfect balance of space, comfort, and location, making it an excellent opportunity for those seeking a centrally located residence with easy access to everything White Plains has to offer. Many, Many municipal lots near by with 6 months free parking!
-
2026-03-12$239,000 Active 1879-char remark
Show marketing remark (1879 chars)
Welcome to 30 North Broadway, a bright and inviting apartment ideally located in the heart of White Plains. This well maintained residence offers a spacious and comfortable layout with beautiful hardwood floors and oversized windows that fill the home with natural light. The generous living room provides ample space for relaxing or entertaining, while the open dining area creates a perfect setting for everyday meals or hosting guests. The thoughtfully arranged floor plan allows for an easy flow between the living, dining, and kitchen areas, making the space feel both functional and welcoming. The kitchen offers abundant cabinetry and workspace, making meal preparation convenient and efficient. Large windows provide pleasant city views and bring in plenty of daylight, creating a warm and airy atmosphere throughout the apartment. The home features well-proportioned rooms and excellent storage space, including multiple closets that make organization simple. The spacious living area easily accommodates a variety of furniture layouts and allows for both comfortable lounging and formal dining. Hardwood floors throughout add warmth and character while enhancing the clean, timeless aesthetic of the space. This is a well-maintained and professionally managed building located just minutes from the vibrant downtown White Plains district. Residents enjoy convenient access to a wide variety of restaurants, cafes, shopping, entertainment, and parks. The Metro-North train station is nearby, providing an easy commute to Manhattan, while major highways are easily accessible for added convenience. This home offers the perfect balance of space, comfort, and location, making it an excellent opportunity for those seeking a centrally located residence with easy access to everything White Plains has to offer. Many, Many municipal lots near by with 6 months free parking!
-
2019-08-22soldstatus $219,000 Sold 878-char remark
Show marketing remark (878 chars)
This beautiful 2 bedroom, 1 bathroom apartment in White Plains can be what you call home. From the moment you walk through the front door you will feel the peace, calm and tranquility of this majestic building. This bright, light and breezy fifth floor unit has great potential! The view of the beautiful park across the street will make you want to move in today! This beautiful apartment is located right in the middle of White Plains. Its walking distance from major stores, restaurants and parks. The apartment is in move in condition and is just a short walk to the train station. Don't wait any longer come see this unit today! The elevators and windows have been recently renovated! New hallway renovations will be made -fresh paint and new carpets will be put in soon without any increase in the monthly maintenance. Additional Information: HeatingFuel:Oil Above Ground,
-
2019-05-30status Pending 878-char remark
Show marketing remark (878 chars)
This beautiful 2 bedroom, 1 bathroom apartment in White Plains can be what you call home. From the moment you walk through the front door you will feel the peace, calm and tranquility of this majestic building. This bright, light and breezy fifth floor unit has great potential! The view of the beautiful park across the street will make you want to move in today! This beautiful apartment is located right in the middle of White Plains. Its walking distance from major stores, restaurants and parks. The apartment is in move in condition and is just a short walk to the train station. Don't wait any longer come see this unit today! The elevators and windows have been recently renovated! New hallway renovations will be made -fresh paint and new carpets will be put in soon without any increase in the monthly maintenance. Additional Information: HeatingFuel:Oil Above Ground,
-
2019-05-13price $219,000 878-char remark
Show marketing remark (878 chars)
This beautiful 2 bedroom, 1 bathroom apartment in White Plains can be what you call home. From the moment you walk through the front door you will feel the peace, calm and tranquility of this majestic building. This bright, light and breezy fifth floor unit has great potential! The view of the beautiful park across the street will make you want to move in today! This beautiful apartment is located right in the middle of White Plains. Its walking distance from major stores, restaurants and parks. The apartment is in move in condition and is just a short walk to the train station. Don't wait any longer come see this unit today! The elevators and windows have been recently renovated! New hallway renovations will be made -fresh paint and new carpets will be put in soon without any increase in the monthly maintenance. Additional Information: HeatingFuel:Oil Above Ground,
-
2019-02-21$235,000 Active 878-char remark
Show marketing remark (878 chars)
This beautiful 2 bedroom, 1 bathroom apartment in White Plains can be what you call home. From the moment you walk through the front door you will feel the peace, calm and tranquility of this majestic building. This bright, light and breezy fifth floor unit has great potential! The view of the beautiful park across the street will make you want to move in today! This beautiful apartment is located right in the middle of White Plains. Its walking distance from major stores, restaurants and parks. The apartment is in move in condition and is just a short walk to the train station. Don't wait any longer come see this unit today! The elevators and windows have been recently renovated! New hallway renovations will be made -fresh paint and new carpets will be put in soon without any increase in the monthly maintenance. Additional Information: HeatingFuel:Oil Above Ground,
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2014-03-15price $235,000
-
2011-07-19historical
-
2011-03-01Active
-
2010-12-19historical
-
2010-08-20Active
-
2010-08-20historical Cancelled
-
2010-03-22price
-
2010-02-25Active
-
2009-03-09soldstatus $235,000
-
2009-03-09historical
-
2008-10-08price $240,000
-
2008-08-23$240,000
-
2008-08-12historical
-
2008-04-19
-
2008-04-15historical
-
2008-03-09
-
2006-06-21soldstatus $234,000
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2006-04-14price $239,999
-
2006-04-14historical
-
2006-01-09$234,000
-
2005-12-31historical
-
2005-09-30historical
-
2005-08-01
-
2005-05-11
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $42,896
- − Mortgage interest
- −$12,828
- − Property taxes
- −$3,435
- − Insurance
- −$1,145
- − Repairs & maintenance
- −$3,432
- − Management
- −$3,432
- − Depreciation
- −$6,662
- Taxable income
- $11,963
- Est. tax owed @ 24.0%
- −$2,871
- After-tax cash flow
- $12,026/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- White Plains City School District
- NCES district ID
- 3631260
- Math proficiency
- 49% ▼ -6.00%
- Reading proficiency
- 54% ▲ 2.00%
- Median HH income
- $78,366
- Composite
- 46.72/100
- National rank
- #2397
- State rank
- #313 of 590 in NY
Livability — White Plains
- Score
- 71/100
- State rank
- #410
- US rank
- #6801
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- White Plains, NY
- County
- Westchester County · 709,332 people
- City population
- 61,281
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 11,930
- Household income
- $85,859
- Rent vs Own
- Severe rent burden
- 944.0
Population outlook (Westchester County) Hauer SSP2
- Today (2025)
- 1,028,035 people
- By 2030
- 1,051,636 · +2.3%
- By 2040
- 1,098,520 · +6.9%
- By 2050
- 1,136,044 · +10.5%
- By 2075
- 1,196,925 · +16.4%
- By 2100
- 1,175,147 · +14.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- White 43% Hispanic / Latino 28% Black 14% Asian 12% Two or more races 7% Native American 1%
- Hispanic origin (detail)
- Mexican 8% Puerto Rican 3% Dominican 7%
- Common ancestry
- Romanian 5% Hispanic 3% Scotch-Irish 2%
- Foreign-born
- 33% · Canada, China, Jamaica
- Languages at home
- 55% English-only · Spanish 26% Other Indo-European 7% French/Haitian/Cajun 4%
Political lean MEDSL · Westchester
- 2024 margin
- Strong D (+26.3) · D 63.1% · R 36.9%
- 2008→2024 swing
- -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
- All cycles
- 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 2.69%
- Current HPI
- 170.1993
- Rent YoY
- ▲ 4.82%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
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| Consumer Goods | 9 | $162B |
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
-2.1% since first listed30 events — show timeline
- 2026-04-17 Price Changed $229,000 OneKey® MLS as Distributed by MLS Grid
- 2026-03-12 Listed $239,000 OneKey® MLS as Distributed by MLS Grid
- 2019-08-22 Sold (MLS) $219,000 OneKey® MLS as Distributed by MLS Grid
- 2019-05-30 Pending — OneKey® MLS as Distributed by MLS Grid
- 2019-05-13 Price Changed $219,000 OneKey® MLS as Distributed by MLS Grid
- 2019-02-21 Listed $235,000 OneKey® MLS as Distributed by MLS Grid
- 2014-03-15 Price Changed $235,000 HGMLS
- 2011-07-19 Delisted — HGMLS
- 2011-03-01 Listed — HGMLS
- 2010-12-19 Delisted — HGMLS
- 2010-08-20 Listed — HGMLS
- 2010-08-20 Delisted — HGMLS
- 2010-03-22 Price Changed — HGMLS
- 2010-02-25 Listed — HGMLS
- 2009-03-09 Delisted — HGMLS
- 2009-03-09 Sold (MLS) $235,000 HGMLS
- 2008-10-08 Price Changed $240,000 HGMLS
- 2008-08-23 Listed $240,000 HGMLS
- 2008-08-12 Delisted — HGMLS
- 2008-04-19 Listed — HGMLS
- 2008-04-15 Delisted — HGMLS
- 2008-03-09 Listed — HGMLS
- 2006-06-21 Sold (MLS) $234,000 HGMLS
- 2006-04-14 Delisted — HGMLS
- 2006-04-14 Price Changed $239,999 HGMLS
- 2006-01-09 Listed $234,000 HGMLS
- 2005-12-31 Delisted — HGMLS
- 2005-09-30 Delisted — HGMLS
- 2005-08-01 Listed — HGMLS
- 2005-05-11 Listed — HGMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…