6067 Ricker Rd · Jacksonville, FL 32244

$149,000

3 bd · 2.0 ba · 1,457 sqft · SingleFamily public records · 48 Days on market

Built 1974 7,840 sqft lot Est $243k · 39% under

---

Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.8/30.0
• ARV discount +15.0/15.0
• DSCR +8.6/10.0
• 1% rule +6.4/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Investors! House needs some rehab. Brick and block home had fire inside. ARV 225-250,000. No HOA No rent-to-own, no owner financing. Must see in person to make offer! Buyer See documents on resolving city lien until house is within code (simple process) Seller accepting offers thru 8/24/23

Key facts

• Full fixer-upper
• Complete rehab
• New roof

Tags

• FULL FIXER-UPPER
• COMPLETE REHAB
• PARTIALLY FIRE DAMAGED
• SOLID STRUCTURAL INTEGRITY
• NEW ROOF

Property features AI

Finance

• Other: Lot on a paved city street; Lot approximately 0.18 acres

Exterior

• Parking: Attached garage; One-car carport
• Utilities: Public sewer; Electricity connected; Water connected; Sewer connected
• Home design: Single-family residence; One story
• Construction: Block, concrete and stucco construction; Shingle roof
• Exterior features: Covered patio/porch; Fenced yard

Interior

• Kitchen: Kitchen on the main level; No built-in appliances included
• Bedrooms: Three bedrooms (all on the main level)
• Bathrooms: Two full bathrooms
• Heating & cooling: Central electric heating; Electric cooling
• Interior features: Five total rooms; Wood-burning fireplace
• Laundry & utility: Utilities connected: electricity, water, sewer

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $149k.

Deal economics

• At list price, monthly cash flow is $362 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $149k).
• Recommended offer: $145k (3.0% below list) — sets the bar for market timing.
• Cap rate 9.2% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+2.2%/yr); 353 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 33% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 48 days — a 3% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $90k; list at $149k implies a 66% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $144,530 (3.0% below list)

Questions for the listing agent

1. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.14% ✓
• Cap rate: 9.21%
• Cash-on-cash: 10.41%
• DSCR: 1.46
• GRM: 7.3

CMA / ARV

• ARV (on-the-fly): $243,319
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6104 Golden Grove Rd W	0.09mi	3/2.0	1,504 (+3%)	0mo	$166,500	$111	90
7466 Deepwood Dr N	0.10mi	3/2.0	1,530 (+5%)	3mo	$255,000	$167	84
7474 Deepwood Dr N	0.09mi	3/2.0	1,553 (+7%)	2mo	$175,000	$113	84
7897 118th St	0.48mi	3/2.0	1,496 (+3%)	4mo	$253,000	$169	70
5959 Buckley Dr	0.39mi	3/2.0	1,351 (-7%)	1mo	$179,000	$132	69
7988 Renault Dr S	0.51mi	4/2.0 (+1)	1,509 (+4%)	2mo	$232,000	$154	64
6090 Sage Willow Way	0.63mi	3/2.0	1,394 (-4%)	3mo	$234,900	$169	61
6126 Sage Willow Way	0.64mi	4/2.0 (+1)	1,470 (+1%)	4mo	$244,900	$167	60
5803 Rover Dr	0.29mi	4/2.0 (+1)	1,312 (-10%)	6mo	$232,900	$178	60
8025 Triumph Ln S	0.57mi	3/2.0	1,572 (+8%)	3mo	$224,000	$142	58
7843 Lancia St N	0.55mi	4/2.0 (+1)	1,640 (+13%)	1mo	$274,000	$167	47
8079 Violet Willow Ln	0.60mi	4/2.0 (+1)	1,640 (+13%)	2mo	$254,000	$155	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.25% rent growth · sell at horizon

5-year hold

• IRR: -1.5%
• Equity multiple: 0.94×
• Total profit: $-2,380
• Equity at exit: $22,216

10-year hold

• IRR: 7.4%
• Equity multiple: 1.54×
• Total profit: $22,431
• Equity at exit: $12,883

Cash invested: $41,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32244

• Home prices YoY: -17.8%
• Rents YoY: 2.2%
• Active inventory: 353
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $1,703 high
• Mortgage (P&I): −$781
• Tax from tax record: −$140 /mo · $1,680/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$358
• Net cashflow: $362

Break-even live

Break-even rent $1,245

Max offer price $149,000

Occupancy floor 74%

Sensitivity live

Price	-10% $446	-5% $404	+0% $362	+5% $320	+10% $277
Rent	-10% $227	-5% $295	+0% $362	+5% $429	+10% $496
Rate	-1.0pp $437	-0.5pp $400	base $362	+0.5pp $323	+1.0pp $284

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,250
• Closing costs: $4,470
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6019 Blank Dr Jacksonville, FL	3.0	2.0	1520	$1,500	$0.99	24d	1	0.29mi
5928 Firestone Rd Jacksonville, FL	1.0–3.0	1.0–2.0	944	$1,600	$1.69	3d	13	0.48mi
7707 Falcon St Jacksonville, FL	4.0	2.0	1300	$2,000	$1.54	18d	1	0.51mi
7901 Austin Rd Jacksonville, FL	3.0	2.0	1268	$1,815	$1.43	24d	1	0.53mi
5521 Ricker Rd Jacksonville, FL	1.0–2.0	1.0	700	$1,200	$1.71	5d	13	0.53mi
7947 Renault Dr Jacksonville, FL	3.0	2.0	1285	$1,500	$1.17	18d	1	0.55mi
7948 Austin Rd Jacksonville, FL	3.0	2.0	1335	$1,775	$1.33	5d	1	0.56mi
7978 Renault Dr Jacksonville, FL	3.0	2.0	1080	$1,850	$1.71	24d	1	0.57mi
5524 Enchanted Dr Jacksonville, FL	3.0	1.5	1237	$1,580	$1.28	4d	1	0.58mi
6109 Sage Willow Way Jacksonville, FL	4.0	2.0	1760	$1,921	$1.09	22d	1	0.60mi
7952 118th St Jacksonville, FL	4.0	2.5	1407	$1,895	$1.35	11d	1	0.62mi
7952 118th St Jacksonville, FL	4.0	2.5	1407	$1,895	$1.35	8d	1	0.62mi
5905 Renault Dr W Jacksonville, FL	4.0	2.0	1524	$1,850	$1.21	24d	1	0.66mi
5816 Sonora Dr W Jacksonville, FL	3.0	1.0	975	$1,580	$1.62	18d	1	0.70mi
5332 Westchase Ct Unit 1 Jacksonville, FL	2.0	1.0	900	$1,450	$1.61	15d	1	0.71mi
6263 Toyota Dr Jacksonville, FL	3.0	2.0	1663	$1,835	$1.10	8d	1	0.76mi
8121 Cheryl Ann Ln Unit Le Sabre Townhouse Jacksonville, FL	3.0	2.5	1601	$1,950	$1.22	5d	1	0.76mi
5143 Indian Lakes Ct Jacksonville, FL	2.0	2.0	920	$995	$1.08	13d	1	0.77mi
8050 103rd St Jacksonville, FL	1.0–3.0	1.0–2.0	1025	$1,575	$1.54	2d	11	0.78mi
6019 Verdes Rd Jacksonville, FL	3.0	1.0	1209	$1,335	$1.10	24d	1	0.81mi
5128 Indian Lakes Ct Jacksonville, FL	2.0	2.0	926	$995	$1.07	13d	1	0.81mi
5150 Playpen Dr #4 Jacksonville, FL	2.0	2.0	1118	$1,200	$1.07	22d	1	0.83mi
5122 Ricker Rd Unit 2 Jacksonville, FL	2.0	2.0	926	$995	$1.07	24d	1	0.83mi
8144 Colonnade Ct W Jacksonville, FL	3.0	2.5	1307	$1,745	$1.34	24d	1	0.84mi
5150 Playpen Dr Unit 2-1 Jacksonville, FL	3.0	2.0	1157	$1,225	$1.06	5d	1	0.84mi
7607 Indian Lakes Dr #1 Jacksonville, FL	2.0	2.0	926	$986	$1.06	17d	1	0.86mi
8148 Metto Rd Jacksonville, FL	3.0	2.0	1209	$1,576	$1.30	4d	1	0.86mi
8180 Metto Rd Jacksonville, FL	4.0	2.5	1665	$1,859	$1.12	17d	1	0.88mi
6649 Georgia Jack Dr Jacksonville, FL	4.0	2.0	1664	$2,100	$1.26	24d	1	0.90mi
4781 Playschool Dr Jacksonville, FL	3.0	2.5	1548	$1,495	$0.97	8d	1	0.94mi
7364 Strato Rd Jacksonville, FL	3.0	2.0	1412	$1,750	$1.24	24d	1	0.94mi
7796 Playschool Ln Jacksonville, FL	3.0	2.5	1339	$1,375	$1.03	24d	1	0.95mi
7800 Playschool Ln Jacksonville, FL	3.0	2.5	1339	$1,361	$1.02	15d	1	0.95mi
8325 Homeport Ct Jacksonville, FL	3.0	2.0	1518	$1,575	$1.04	18d	1	0.96mi
7318 Strato Rd Jacksonville, FL	3.0	2.0	1204	$1,550	$1.29	4d	1	0.96mi
7840 Playschool Ln Jacksonville, FL	3.0	2.5	1339	$1,398	$1.04	15d	1	0.96mi
8329 Homeport Ct Jacksonville, FL	3.0	2.5	1281	$1,695	$1.32	15d	1	0.96mi
8341 Homeport Ct Jacksonville, FL	3.0	2.5	1296	$1,800	$1.39	24d	1	0.97mi
4807 Playpen Dr Jacksonville, FL	2.0	2.5	1204	$1,322	$1.10	4d	1	0.98mi
7880 Playschool Ln Jacksonville, FL	3.0	2.5	1339	$1,495	$1.12	17d	1	0.98mi

Listing history 37 events

1. 2026-06-21
   days on market $149,000 Active 48 DOM
2. 2026-06-18
   days on market $149,000 Active 45 DOM
3. 2026-06-17
   days on market $149,000 Active 44 DOM
4. 2026-06-16
   days on market $149,000 Active 43 DOM
5. 2026-06-15
   days on market $149,000 Active 42 DOM
6. 2026-06-13
   days on market $149,000 Active 39 DOM
7. 2026-06-10
   days on market $149,000 Active 36 DOM
8. 2026-06-08
   days on market $149,000 Active 35 DOM
9. 2026-06-07
   days on market $149,000 Active 34 DOM
10. 2026-06-05
    days on market $149,000 Active 31 DOM
11. 2026-06-03
    days on market $149,000 Active 30 DOM
12. 2026-06-02
    days on market $149,000 Active 29 DOM
13. 2026-06-01
    days on market $149,000 Active 28 DOM
14. 2026-05-31
    days on market $149,000 Active 27 DOM
15. 2026-05-04
    listed $149,000 Active
16. 2025-07-30
    historical
17. 2025-02-01
    status Active
18. 2025-01-20
    status Pending
19. 2024-12-28
    price $150,000
20. 2024-10-25
    price $160,000
21. 2024-09-01
    price $165,000
22. 2024-08-01
    listed $170,000 Active
23. 2023-08-28
    soldstatus $90,000
24. 2023-08-25
    soldstatus $90,000 Sold 298-char remark

    Show marketing remark (298 chars)

    Investors! House needs some rehab. Brick and block home had fire inside. ARV 225-250,000. No HOA No rent-to-own, no owner financing. Must see in person to make offer! Buyer See documents on resolving city lien until house is within code (simple process) Seller accepting offers thru 8/24/23

25. 2023-08-22
    status Pending 298-char remark

    Show marketing remark (298 chars)

    Investors! House needs some rehab. Brick and block home had fire inside. ARV 225-250,000. No HOA No rent-to-own, no owner financing. Must see in person to make offer! Buyer See documents on resolving city lien until house is within code (simple process) Seller accepting offers thru 8/24/23

26. 2023-08-16
    status Active 298-char remark

    Show marketing remark (298 chars)

    Investors! House needs some rehab. Brick and block home had fire inside. ARV 225-250,000. No HOA No rent-to-own, no owner financing. Must see in person to make offer! Buyer See documents on resolving city lien until house is within code (simple process) Seller accepting offers thru 8/24/23

27. 2023-07-17
    status Pending 298-char remark

    Show marketing remark (298 chars)

    Investors! House needs some rehab. Brick and block home had fire inside. ARV 225-250,000. No HOA No rent-to-own, no owner financing. Must see in person to make offer! Buyer See documents on resolving city lien until house is within code (simple process) Seller accepting offers thru 8/24/23

28. 2023-07-06
    listed $90,000 Active 298-char remark

    Show marketing remark (298 chars)

    Investors! House needs some rehab. Brick and block home had fire inside. ARV 225-250,000. No HOA No rent-to-own, no owner financing. Must see in person to make offer! Buyer See documents on resolving city lien until house is within code (simple process) Seller accepting offers thru 8/24/23

29. 2017-03-22
    soldstatus $99,000
30. 2017-03-10
    soldstatus $99,000 Sold
31. 2017-01-15
    status Pending
32. 2017-01-06
    price $99,990
33. 2016-11-08
    status Active
34. 2016-10-27
    status Pending
35. 2016-10-13
    listed $100,000 Active
36. 1993-04-29
    soldstatus $52,900
37. 1974-04-23
    soldstatus $23,600

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,680 · $140/mo
• Projected year-2 tax: $1,680 · $140/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,434
• − Mortgage interest: −$8,346
• − Property taxes: −$1,680
• − Insurance: −$745
• − Repairs & maintenance: −$1,635
• − Management: −$1,635
• − Depreciation: −$4,335
• Taxable income: $2,059
• Est. tax owed @ 24.0%: −$494
• After-tax cash flow: $3,847/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 63,592
• Household income: $62,204
• Rent vs Own: 43.7% rent · 56.3% own
• Severe rent burden: 2799.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.70)
• Race & ethnicity: White 39% Black 35% Hispanic / Latino 15% Two or more races 10% Asian 6%
• Hispanic origin (detail): Mexican 3% Puerto Rican 6% Cuban 3%
• Common ancestry: Hispanic 1% Lithuanian 1% Romanian 1%
• Foreign-born: 12% · Canada, Vietnam, China
• Languages at home: 83% English-only · Spanish 9% Tagalog/Filipino 3% French/Haitian/Cajun 2%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -64.22%
• Current HPI: 296.5375
• Rent YoY: ▲ 2.25%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+531.4% since first listed

23 events — show timeline

• 2026-05-04 Listed $149,000 realMLS
• 2025-07-30 Listing Removed — MARMLS
• 2025-02-01 Relisted — MARMLS
• 2025-01-20 Pending — MARMLS
• 2024-12-28 Price Changed $150,000 MARMLS
• 2024-10-25 Price Changed $160,000 MARMLS
• 2024-09-01 Price Changed $165,000 MARMLS
• 2024-08-01 Listed $170,000 MARMLS
• 2023-08-28 Sold (Public Records) $90,000 Public Records
• 2023-08-25 Sold (MLS) $90,000 realMLS
• 2023-08-22 Pending — realMLS
• 2023-08-16 Relisted — realMLS
• 2023-07-17 Pending — realMLS
• 2023-07-06 Listed $90,000 realMLS
• 2017-03-22 Sold (Public Records) $99,000 Public Records
• 2017-03-10 Sold (MLS) $99,000 realMLS
• 2017-01-15 Pending — realMLS
• 2017-01-06 Price Changed $99,990 realMLS
• 2016-11-08 Relisted — realMLS
• 2016-10-27 Pending — realMLS
• 2016-10-13 Listed $100,000 realMLS
• 1993-04-29 Sold (Public Records) $52,900 Public Records
• 1974-04-23 Sold (Public Records) $23,600 Public Records

Property tax history

+9.9%/yr

Latest (2025): $1,680 · +11.9% YoY. Source: county tax records.