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159 Roundtop Cir
D Composite 40.03
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.9/30.0
  • 1% rule +9.2/10.0
  • Appreciation +4.4/10.0
  • Condition / age +4.0/5.0
  • Schools +3.4/10.0
  • DSCR +3.2/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • ARV discount +0.0/15.0

$85,000

159 Roundtop Cir · East Huntingdon, PA 15683
3 bd · 2.0 ba · 1,140 sqft · Manufactured · 38 Days on market
Built 2026 Good condition $75/sqft · 21% above area Est $70k · 21% over $400/mo HOA · 33% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Brand new 2026 manufactured home offering the perfect blend of modern style, comfort, and smart efficiency! Step inside to an inviting open-concept layout featuring a stunning kitchen with sleek finishes, energy-efficient appliances, and plenty of space to entertain. Spacious bedrooms, ample storage, and thoughtfully designed living areas make everyday life both functional and comfortable. Outside, the stylish exterior delivers eye-catching curb appeal and low-maintenance living that today’s buyers are looking for. Move-in ready and built for today’s lifestyle — affordable homes like this don’t stay available for long.

Key facts

  • Stunning kitchen
  • Stylish exterior
  • Open-concept layout

Tags

OPEN-CONCEPT LAYOUTSTUNNING KITCHENENERGY-EFFICIENT APPLIANCESAMPLE STORAGESTYLISH EXTERIOREYE-CATCHING CURB APPEAL

Property features AI

Finance

  • HOA & community: Association fee $400 per month

Exterior

  • Parking: Off-street parking for 2 vehicles
  • Utilities: Public water; Public sewer; Electric service
  • Home design: Single-story; New construction
  • Construction: Vinyl siding; Asphalt roof; New construction
  • Exterior features: Public water; Public sewer

Interior

  • Kitchen: Dishwasher; Microwave; Refrigerator; Stove; Some electric appliances
  • Flooring: Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric forced-air heating
  • Interior features: Vinyl flooring

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $85k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-37 ($-440/yr) — negative.
  • To cash-flow at today's rent, offer at most $80k (6.2% below list).
  • Meets the 1% rule at list price ($1k rent vs $85k).
  • Recommended offer: $80k (6.2% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Southmoreland SD (suburban): math 29% / reading 51% proficiency, ranked #359 of 539 in PA (top 67%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 22 active listings in the ZIP; 415 units permitted in Westmoreland County in 2024 (10 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-1.2%/yr); year-one equity from $588 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Westmoreland County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($82k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: HOA is 33% of rent.
Recommended offer $79,694 (6.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.42%
Cap rate
5.78%
Cash-on-cash
-1.85%
DSCR
0.92
GRM
5.9

CMA / ARV

ARV (median comp)
$70,003
List price
$85,000
Delta
21.42%
Verdict
OVERPRICED
Comps
1 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
152 Roundtop Cir 0.08mi 3/2.0 1,152 (+1%) 11mo $75,900 $66 85

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.25% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-9.4%
Equity multiple
0.60×
Total profit
$-9,447
Equity at exit
$19,480
10-year hold
IRR
-2.0%
Equity multiple
0.82×
Total profit
$-4,232
Equity at exit
$19,583

Cash invested: $23,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15683

Home prices YoY
-0.4%
Active inventory
22
Price-to-rent
5.9×

Monthly cashflow live

Estimated rent
$1,203 medium interval (Pro) →
Mortgage (P&I)
$446
Tax est. 1.5%
$106 /mo · $1,275/yr
Insurance
$35
HOA
$400
Vacancy / Maint / Mgmt
$253
Net cashflow
$-37

Break-even live

Break-even rent $1,250
Max offer price $79,694
Occupancy floor 98%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,250
Closing costs
$2,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$400 · $4,800/yr

Listing history 15 events

  1. 2026-06-18
    days on market $85,000 Active 38 DOM
  2. 2026-06-17
    days on market $85,000 Active 37 DOM
  3. 2026-06-16
    days on market $85,000 Active 36 DOM
  4. 2026-06-15
    days on market $85,000 Active 35 DOM
  5. 2026-06-13
    days on market $85,000 Active 33 DOM
  6. 2026-06-12
    days on market $85,000 Active 32 DOM
  7. 2026-06-09
    days on market $85,000 Active 29 DOM
  8. 2026-06-08
    days on market $85,000 Active 28 DOM
  9. 2026-06-08
    days on market $85,000 Active 27 DOM
  10. 2026-06-07
    days on market $85,000 Active 26 DOM
  11. 2026-06-04
    days on market $85,000 Active 23 DOM
  12. 2026-06-02
    days on market $85,000 Active 22 DOM
  13. 2026-06-01
    days on market $85,000 Active 21 DOM
  14. 2026-05-31
    days on market $85,000 Active 20 DOM
  15. 2026-05-11
    listed $85,000 Active 655-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,442
− Mortgage interest
−$4,761
− Property taxes
−$1,275
− Insurance
−$425
− Repairs & maintenance
−$1,155
− Management
−$1,155
− HOA
−$4,800
− Depreciation
−$2,473
Taxable loss
−$1,603
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$385
After-tax cash flow
$-55/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 10 photos

Good 80/100 None rehab

This move-in ready manufactured home offers a modern and functional interior with a stylish exterior, making it an attractive option for both buyers and renters.

Value-add opportunities

  • Both Painting the exterior siding — Enhances curb appeal and can increase both resale and rental value.
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value.
  • Both Adding a small front porch — Can increase both resale and rental value by adding a welcoming entryway.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior siding — Enhances curb appeal and can increase both resale and rental value.
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value.
  • Both Adding a small front porch — Can increase both resale and rental value by adding a welcoming entryway.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Southmoreland SD
NCES district ID
4222410
Math proficiency
29% ▼ -26.00%
Reading proficiency
51% ▼ -19.00%
Median HH income
$43,274
Composite
33.76/100
National rank
#5368
State rank
#359 of 539 in PA

Livability — East Huntingdon

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
7,855

Population outlook (Westmoreland County) Hauer SSP2

Today (2025)
342,555 people
By 2030
331,717 · -3.2%
By 2040
304,976 · -11.0%
By 2050
277,444 · -19.0%
By 2075
224,607 · -34.4%
By 2100
171,084 · -50.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Two or more races 6% Asian 1%
Common ancestry
Romanian 7% Lithuanian 2% Slovak 1%
Foreign-born
1% · Vietnam
Languages at home
98% English-only · Spanish 1% Vietnamese 1%

Political lean MEDSL · Westmoreland

2024 margin
Strong R (+28.4) · D 35.4% · R 63.9%
2008→2024 swing
-11.7pp toward R · 2008: -16.7pp · 2024: -28.4pp
All cycles
2024: R+28.4 2020: R+28.3 2016: R+31.3 2012: R+23.7 2008: R+16.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.25%
Current HPI
284.1099
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-11 Listed $85,000 West Penn MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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