1825 Harden Rd · Zebulon, GA 30295

$269,900

3 bd · 2.0 ba · 1,500 sqft · SingleFamily public records · 51 Days on market

Built 2002 3.08 ac lot $180/sqft · 22% below area Est $346k · 22% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +7.8/30.0
• Appreciation +4.1/10.0
• Schools +3.0/10.0
• Livability +2.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +1.9/10.0
• 1% rule +1.5/10.0

Listing remarks MLS

Quaint, cozy & perfect for you! Well maintained 3 bedroom, 2 bathroom home in NW Pike County on over 3 acres! Enter through the front door from the over-sized covered porch to a open kitchen and living room area featuring high ceilings, a wood burning fire place and kitchen island with bar seating. Down stairs you also have 2 additional bedroom with nicely sized closets, a spacious guest bathroom with floor to ceiling tongue and groove wood walls and a laundry closet. Upstairs you have an additional 3rd bedroom and full bath! The home sits secluded at the back of the 3 acre lot offering great privacy as well as a fenced side yard for the pups! Don't miss out!

Key facts

• Island kitchen
• Private 3 acre lot
• Dual sink vanity

Tags

• PRIVATE 3 ACRE LOT
• WIDE COVERED FRONT PORCH
• ISLAND KITCHEN
• NEW STAINLESS STEEL APPLIANCES
• RUSTIC WOOD PLANKED WALLS
• DUAL SINK VANITY

Property features AI

Finance

• HOA & community: No HOA

Exterior

• Parking: Parking pad; Open parking
• Utilities: Well water; Septic tank; High-speed internet available; Electricity available
• Home design: Single-family residence; One and one-half story; Resale property
• Construction: Built in 2002; Vinyl siding; Metal roof; Slab foundation
• Exterior features: Porch; Outbuilding; Other exterior features

Interior

• Kitchen: Country-style kitchen; Kitchen island; Breakfast bar; Refrigerator; Dishwasher; Stainless steel appliances
• Bedrooms: 3 bedrooms (2 on the main level)
• Flooring: Tile
• Bathrooms: 2 full bathrooms (1 on the main level)
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Vaulted ceilings; Family room with fireplace
• Laundry & utility: Laundry closet

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $270k.

Deal economics

• At list price, monthly cash flow is $-295 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $218k (19.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $176k (34.7% below list).
• Recommended offer: $176k (34.7% below list) — sets the bar for 1% rule.
• Cap rate 5.0% vs local median 2.6% in Zebulon — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 57/100 on livability (#463 in GA) — a working-class tenant base; expect higher turnover. Strengths: crime A+, cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
• Pike County (rural): math 32% / reading 36% proficiency, ranked #64 of 174 in GA (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Pike County Primary School (804 students, 36% FRL); Pike County Middle School (math 23% / reading 38%, grade F, #240 of 470 statewide, top 51%, 836 students, 32% FRL); Pike County High School (math 19% / reading 8%, grade F, #330 of 424 statewide, top 78%, 1,105 students, 29% FRL) — zoned schools at 32% FRL track the district average.
• Zoned-school proficiency averages 22% at this address vs 34% district-wide (-12 pts) — the specific schools serving this property underperform the Pike County average; the district grade overstates school quality for this exact location.
• Market conditions: 50 active listings in the ZIP; 91 units permitted in Pike County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-1.9%/yr); year-one equity from $2k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Pike County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 51 days — a 3% lower offer ($262k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 13y ago; this cycle's ask has dropped $15k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $215k; 26% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 51% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $176,281 (34.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.65% ✗
• Cap rate: 4.98%
• Cash-on-cash: -4.69%
• DSCR: 0.79
• GRM: 12.8

CMA / ARV

• ARV (median comp): $346,018
• List price: $269,900
• Delta: -22.00%
• Verdict: UNDERPRICED
• Comps: 5 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1780 Harden Rd	0.13mi	3/2.0	1,486 (-1%)	5mo	$270,000	$182	88

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.86% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -16.6%
• Equity multiple: 0.35×
• Total profit: $-49,466
• Equity at exit: $54,240

10-year hold

• IRR: -9.6%
• Equity multiple: 0.26×
• Total profit: $-55,801
• Equity at exit: $48,102

Cash invested: $75,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 30295

• Home prices YoY: -0.7%
• Active inventory: 50
• Price-to-rent: 12.8×

Monthly cashflow live

• Estimated rent: $1,763 medium
• Mortgage (P&I): −$1,415
• Tax from tax record: −$160 /mo · $1,920/yr
• Insurance: −$112
• HOA: −$0
• Vacancy / Maint / Mgmt: −$370
• Net cashflow: $-295

Break-even live

Break-even rent $2,137

Max offer price $217,741

Occupancy floor —

Sensitivity live

Price	-10% $-142	-5% $-219	+0% $-295	+5% $-372	+10% $-448
Rent	-10% $-435	-5% $-365	+0% $-295	+5% $-226	+10% $-156
Rate	-1.0pp $-159	-0.5pp $-227	base $-295	+0.5pp $-365	+1.0pp $-436

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $67,475
• Closing costs: $8,097
• Reserves months: —
• Total cash needed: —

Listing history 42 events

1. 2026-06-21
   statusdays on market $269,900 Active 51 DOM
2. 2026-06-18
   days on market $269,900 Price Change 48 DOM
3. 2026-06-17
   pricestatusdays on market $269,900 Price Change 47 DOM
4. 2026-06-16
   days on market $279,900 Active 46 DOM
5. 2026-06-15
   days on market $279,900 Active 45 DOM
6. 2026-06-13
   days on market $279,900 Active 43 DOM
7. 2026-06-09
   days on market $279,900 Active 39 DOM
8. 2026-06-08
   days on market $279,900 Active 38 DOM
9. 2026-06-07
   days on market $279,900 Active 37 DOM
10. 2026-06-04
    days on market $279,900 Active 34 DOM
11. 2026-06-03
    days on market $279,900 Active 33 DOM
12. 2026-06-02
    days on market $279,900 Active 32 DOM
13. 2026-06-01
    days on market $279,900 Active 31 DOM
14. 2026-05-31
    days on market $279,900 Active 30 DOM
15. 2026-04-27
    listed $284,900 New 1663-char remark
16. 2021-12-10
    soldstatus $215,000
17. 2021-12-03
    soldstatus $215,000 Sold 671-char remark

    Show marketing remark (671 chars)

    Quaint, cozy & perfect for you! Well maintained 3 bedroom, 2 bathroom home in NW Pike County on over 3 acres! Enter through the front door from the over-sized covered porch to a open kitchen and living room area featuring high ceilings, a wood burning fire place and kitchen island with bar seating. Down stairs you also have 2 additional bedroom with nicely sized closets, a spacious guest bathroom with floor to ceiling tongue and groove wood walls and a laundry closet. Upstairs you have an additional 3rd bedroom and full bath! The home sits secluded at the back of the 3 acre lot offering great privacy as well as a fenced side yard for the pups! Don't miss out!

18. 2021-11-01
    status Under Contract 671-char remark

    Show marketing remark (671 chars)

    Quaint, cozy & perfect for you! Well maintained 3 bedroom, 2 bathroom home in NW Pike County on over 3 acres! Enter through the front door from the over-sized covered porch to a open kitchen and living room area featuring high ceilings, a wood burning fire place and kitchen island with bar seating. Down stairs you also have 2 additional bedroom with nicely sized closets, a spacious guest bathroom with floor to ceiling tongue and groove wood walls and a laundry closet. Upstairs you have an additional 3rd bedroom and full bath! The home sits secluded at the back of the 3 acre lot offering great privacy as well as a fenced side yard for the pups! Don't miss out!

19. 2021-10-22
    price $215,000 671-char remark

    Show marketing remark (671 chars)

    Quaint, cozy & perfect for you! Well maintained 3 bedroom, 2 bathroom home in NW Pike County on over 3 acres! Enter through the front door from the over-sized covered porch to a open kitchen and living room area featuring high ceilings, a wood burning fire place and kitchen island with bar seating. Down stairs you also have 2 additional bedroom with nicely sized closets, a spacious guest bathroom with floor to ceiling tongue and groove wood walls and a laundry closet. Upstairs you have an additional 3rd bedroom and full bath! The home sits secluded at the back of the 3 acre lot offering great privacy as well as a fenced side yard for the pups! Don't miss out!

20. 2021-10-13
    price $239,900 671-char remark

    Show marketing remark (671 chars)

    Quaint, cozy & perfect for you! Well maintained 3 bedroom, 2 bathroom home in NW Pike County on over 3 acres! Enter through the front door from the over-sized covered porch to a open kitchen and living room area featuring high ceilings, a wood burning fire place and kitchen island with bar seating. Down stairs you also have 2 additional bedroom with nicely sized closets, a spacious guest bathroom with floor to ceiling tongue and groove wood walls and a laundry closet. Upstairs you have an additional 3rd bedroom and full bath! The home sits secluded at the back of the 3 acre lot offering great privacy as well as a fenced side yard for the pups! Don't miss out!

21. 2021-09-21
    listed $249,900 New 671-char remark

    Show marketing remark (671 chars)

    Quaint, cozy & perfect for you! Well maintained 3 bedroom, 2 bathroom home in NW Pike County on over 3 acres! Enter through the front door from the over-sized covered porch to a open kitchen and living room area featuring high ceilings, a wood burning fire place and kitchen island with bar seating. Down stairs you also have 2 additional bedroom with nicely sized closets, a spacious guest bathroom with floor to ceiling tongue and groove wood walls and a laundry closet. Upstairs you have an additional 3rd bedroom and full bath! The home sits secluded at the back of the 3 acre lot offering great privacy as well as a fenced side yard for the pups! Don't miss out!

22. 2016-07-15
    historical
23. 2016-07-13
    status Back on Market
24. 2016-06-22
    status Under Contract
25. 2016-06-10
    status Back on Market
26. 2016-06-03
    status Under Contract
27. 2016-05-21
    price $120,000
28. 2016-04-16
    price $130,000
29. 2016-03-26
    listed $140,000 New
30. 2014-09-12
    soldstatus $99,900
31. 2014-09-02
    historical
32. 2014-09-02
    soldstatus $99,900 Sold
33. 2014-07-18
    status Under Contract
34. 2014-07-17
    listed $99,900 New
35. 2013-12-27
    soldstatus $72,500 Sold
36. 2013-10-29
    status Under Contract
37. 2013-10-23
    price $72,500 Reduced
38. 2013-10-07
    price $79,900 Reduced
39. 2013-09-05
    listed $89,900 New
40. 2013-07-16
    historical
41. 2013-02-25
    price $139,900 Reduced
42. 2013-02-25
    listed $139,900,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $1,920 · $160/mo
• Projected year-2 tax: $2,483 · $207/mo
• Expected delta: +$563/yr (+$47/mo · 29.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 51% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,154
• − Mortgage interest: −$15,119
• − Property taxes: −$1,920
• − Insurance: −$1,350
• − Repairs & maintenance: −$1,692
• − Management: −$1,692
• − Depreciation: −$7,852
• Taxable loss: −$8,471
• Est. tax savings @ 24.0%: +$2,033
• After-tax cash flow: $-1,510/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pike County
• NCES district ID: 1304170
• Math proficiency: 32% ▼ -9.00%
• Reading proficiency: 36% ▼ -5.00%
• Median HH income: $53,484
• Composite: 29.84/100
• National rank: #6414
• State rank: #64 of 174 in GA

Livability — Zebulon

• Score: 57/100
• State rank: #463
• US rank: #21949

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 5,424

Population outlook (Pike County) Hauer SSP2

• Today (2025): 18,433 people
• By 2030: 18,537 · +0.6%
• By 2040: 18,371 · -0.3%
• By 2050: 17,676 · -4.1%
• By 2075: 15,564 · -15.6%
• By 2100: 12,317 · -33.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Black 13% Hispanic / Latino 2% Two or more races 2%
• Common ancestry: Lithuanian 2% Slovak 1% Portuguese 1%
• Foreign-born: 1%
• Languages at home: 98% English-only · Spanish 1% Other Indo-European 1%

Political lean MEDSL · Pike

• 2024 margin: Solid R (+73.4) · D 13.1% · R 86.6%
• 2008→2024 swing: -12.8pp toward R · 2008: -60.6pp · 2024: -73.4pp
• All cycles: 2024: R+73.4 2020: R+71.1 2016: R+69.6 2012: R+65.5 2008: R+60.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.86%
• Current HPI: 255.5473
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

-99.8% since first listed

32 events — show timeline

• 2026-06-16 Price Changed $269,900 GAMLS
• 2026-05-26 Relisted — GAMLS
• 2026-05-26 Price Changed $279,900 GAMLS
• 2026-05-22 Pending — GAMLS
• 2026-04-27 Listed $284,900 GAMLS
• 2021-12-10 Sold (Public Records) $215,000 Public Records
• 2021-12-03 Sold (MLS) $215,000 GAMLS
• 2021-11-01 Pending — GAMLS
• 2021-10-22 Price Changed $215,000 GAMLS
• 2021-10-13 Price Changed $239,900 GAMLS
• 2021-09-21 Listed $249,900 GAMLS
• 2016-07-15 Listing Removed — GAMLS
• 2016-07-13 Relisted — GAMLS
• 2016-06-22 Pending — GAMLS
• 2016-06-10 Relisted — GAMLS
• 2016-06-03 Pending — GAMLS
• 2016-05-21 Price Changed $120,000 GAMLS
• 2016-04-16 Price Changed $130,000 GAMLS
• 2016-03-26 Listed $140,000 GAMLS
• 2014-09-12 Sold (Public Records) $99,900 Public Records
• 2014-09-02 Listing Removed — GAMLS
• 2014-09-02 Sold (MLS) $99,900 GAMLS
• 2014-07-18 Pending — GAMLS
• 2014-07-17 Listed $99,900 GAMLS
• 2013-12-27 Sold (MLS) $72,500 GAMLS
• 2013-10-29 Pending — GAMLS
• 2013-10-23 Price Changed $72,500 GAMLS
• 2013-10-07 Price Changed $79,900 GAMLS
• 2013-09-05 Listed $89,900 GAMLS
• 2013-07-16 Listing Removed — GAMLS
• 2013-02-25 Price Changed $139,900 GAMLS
• 2013-02-25 Listed $139,900,000 GAMLS

Property tax history

+3.5%/yr

Latest (2025): $1,920 · +5.6% YoY. Source: county tax records.