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1100 Wildlight Ave
D Composite 40.01
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +6.0/10.0
  • Cash flow +5.2/30.0
  • Livability +3.3/5.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.3/10.0
  • DSCR +0.0/10.0

$374,970

1100 Wildlight Ave · Yulee, FL 32097
3 bd · 2.0 ba · 1,631 sqft · Townhouse · 152 Days on market
Built 2026 $417/mo HOA · 15% of rent ↓ 5% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

1100 Wildlight Ave, Yulee, FL 32097: Experience comfort and style in this elegant single story end unit in Wildlight in Yulee, FL. This 1,634 square foot new construction home features three bedrooms, two full baths and a spacious two car garage. The open layout offers easy living with luxury vinyl plank flooring throughout the main living areas for a modern and durable finish. The chef inspired kitchen includes quartz countertops, sleek cabinetry and ample space for entertaining. As an end unit, this home provides added privacy and abundant natural light. Each space is thoughtfully designed to support both comfort and functionality. This home delivers a balance of convenience, elegance and everyday livability. It is well suited for a variety of lifestyle needs. Contact the David Weekley Homes at Wildlight Team to learn more about this new home for sale in Yulee, FL!

Key facts

  • Single-story layout
  • Quartz countertops
  • End unit

Tags

SINGLE-STORY LAYOUTOPEN-CONCEPT FLOOR PLANCHEF-INSPIRED KITCHENQUARTZ COUNTERTOPSLUXURY VINYL PLANK FLOORINGEND UNIT

Property features AI

Finance

  • HOA & community: Has association; Annual association fee and monthly assessments (fees reported); CDD fee applies

Exterior

  • Parking: 2-car garage with garage door opener
  • Security: Carbon monoxide detector(s); Smoke detector(s)
  • Utilities: Public sewer; Cable available
  • Home design: Townhouse; One story
  • Construction: Fiber cement and frame construction; Shingle roof
  • Exterior features: Front porch; Rear porch; Sprinklers in front and rear; County road frontage; Community pool (not private)

Interior

  • Kitchen: Dishwasher; Gas cooktop; Microwave; Plumbed for ice maker
  • Bedrooms: 3 bedrooms (primary on the first floor)
  • Flooring: Carpet; Tile; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Kitchen island; Primary bathroom has a shower (no tub); Primary bedroom on the ground floor; Walk-in closet(s); 8 total rooms
  • Laundry & utility: Tankless water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath townhouse listed at $375k.

Deal economics

  • At list price, monthly cash flow is $-847 ($-10k/yr) — negative.
  • To cash-flow at today's rent, offer at most $252k (32.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $274k (27.0% below list).
  • Recommended offer: $252k (32.7% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 66/100 on livability (#605 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A-, crime B+; Watch: amenities F, commute F, health & safety F.
  • Nassau (town): math 74% / reading 65% proficiency, ranked #4 of 73 in FL (top 6%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Wildlight Elementary (math 90% / reading 80%, grade A+, #35 of 2,144 statewide, top 2%, 1,025 students, 34% FRL); Yulee Middle School (math 73% / reading 61%, grade A-, #80 of 571 statewide, top 14%, 1,202 students, 41% FRL); Yulee High School (math 52% / reading 54%, grade C-, #148 of 667 statewide, top 23%, 1,407 students, 35% FRL) — zoned schools at 37% FRL track the district average.
  • Market conditions: Rents rising (+2.9%/yr); 601 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 953 units permitted in Nassau County in 2024 (24 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $40k of equity ($3k loan paydown + $37k appreciation (10.0% local appreciation)).
  • Nassau County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$64k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 152 days — a 12% lower offer ($330k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $21k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $252,449 (32.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 152 days. Have you received any prior offers? Is the seller open to a 33% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
3.58%
Cash-on-cash
-9.68%
DSCR
0.57
GRM
11.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 2.88% rent growth · sell at horizon

5-year hold
IRR
17.5%
Equity multiple
2.43×
Total profit
$150,259
Equity at exit
$337,803
10-year hold
IRR
16.5%
Equity multiple
5.62×
Total profit
$484,820
Equity at exit
$728,484

Cash invested: $104,992 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32097

Home prices YoY
19.5%
Rents YoY
2.9%
Active inventory
601
Price-to-rent
11.4×

Monthly cashflow live

Estimated rent
$2,736 high interval (Pro) →
Mortgage (P&I)
$1,966
Tax est. 1.5%
$469 /mo · $5,625/yr
Insurance
$156
HOA
$417
Vacancy / Maint / Mgmt
$575
Net cashflow
$-847

Break-even live

Break-even rent $3,808
Max offer price $252,449
Occupancy floor

Sensitivity live

Price -10% $-588 -5% $-717 +0% $-847 +5% $-976 +10% $-1,106
Rent -10% $-1,063 -5% $-955 +0% $-847 +5% $-739 +10% $-631
Rate -1.0pp $-658 -0.5pp $-751 base $-847 +0.5pp $-944 +1.0pp $-1,043

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$93,742
Closing costs
$11,249
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
305 Whitby Dr Yulee, FL 1.0–3.0 1.0–2.5 1279 $2,815 $2.20 3d 45 0.16mi
549 Wildlight Ave Yulee, FL 1.0–3.0 1.0–2.0 988 $2,245 $2.27 3d 32 0.40mi
504 Blue Daze St Yulee, FL 3.0 2.5 2038 $2,595 $1.27 25d 1 0.65mi
722 Cool Breeze Way Yulee, FL 2.0 2.0 1541 $3,100 $2.01 23d 1 0.88mi
719 Cool Breeze Way Yulee, FL 3.0 2.0 1575 $2,995 $1.90 13d 1 0.91mi
213 Daydream Ave Yulee, FL 3.0 2.5 1876 $2,950 $1.57 25d 1 0.92mi
125 Daydream Ave Yulee, FL 1.0–2.0 1.0–2.0 897 $2,049 $2.28 3d 11 1.04mi

HOA detail

Monthly dues
$417 · $5,004/yr

Listing history 21 events

  1. 2026-06-21
    days on market $374,970 Active 152 DOM
  2. 2026-06-18
    days on market $374,970 Active 149 DOM
  3. 2026-06-17
    days on market $374,970 Active 148 DOM
  4. 2026-06-16
    days on market $374,970 Active 147 DOM
  5. 2026-06-15
    days on market $374,970 Active 146 DOM
  6. 2026-06-13
    days on market $374,970 Active 144 DOM
  7. 2026-06-13
    days on market $374,970 Active 143 DOM
  8. 2026-06-09
    days on market $374,970 Active 140 DOM
  9. 2026-06-08
    days on market $374,970 Active 139 DOM
  10. 2026-06-07
    days on market $374,970 Active 138 DOM
  11. 2026-06-05
    days on market $374,970 Active 135 DOM
  12. 2026-06-03
    days on market $374,970 Active 134 DOM
  13. 2026-06-02
    days on market $374,970 Active 133 DOM
  14. 2026-06-01
    days on market $374,970 Active 132 DOM
  15. 2026-05-31
    days on market $374,970 Active 131 DOM
  16. 2026-03-26
    price $374,970 879-char remark
    Show marketing remark (879 chars)

    1100 Wildlight Ave, Yulee, FL 32097: Experience comfort and style in this elegant single story end unit in Wildlight in Yulee, FL. This 1,634 square foot new construction home features three bedrooms, two full baths and a spacious two car garage. The open layout offers easy living with luxury vinyl plank flooring throughout the main living areas for a modern and durable finish. The chef inspired kitchen includes quartz countertops, sleek cabinetry and ample space for entertaining. As an end unit, this home provides added privacy and abundant natural light. Each space is thoughtfully designed to support both comfort and functionality. This home delivers a balance of convenience, elegance and everyday livability. It is well suited for a variety of lifestyle needs. Contact the David Weekley Homes at Wildlight Team to learn more about this new home for sale in Yulee, FL!

  17. 2026-03-25
    price $374,970 644-char remark
    Show marketing remark (644 chars)

    Elegant Single-Story End Unit – 3 bedroom/2 full baths Experience comfort and style in this 1,634 sq. ft. new construction home featuring 3 bedrooms, 2 bathrooms, and a spacious 2-car garage. This thoughtfully designed single-story layout offers easy living with an open-concept floor plan and luxury vinyl plank flooring in the main living areas for a modern, durable finish. The chef-inspired kitchen boasts quartz countertops, sleek cabinetry, and plenty of space for entertaining. Enjoy the privacy and natural light of an end unit. This home combines convenience, elegance, and functionality—ideal for today’s lifestyle!

  18. 2026-03-25
    price $374,970
    Show marketing remark (644 chars)

    Elegant Single-Story End Unit – 3 bedroom/2 full baths Experience comfort and style in this 1,634 sq. ft. new construction home featuring 3 bedrooms, 2 bathrooms, and a spacious 2-car garage. This thoughtfully designed single-story layout offers easy living with an open-concept floor plan and luxury vinyl plank flooring in the main living areas for a modern, durable finish. The chef-inspired kitchen boasts quartz countertops, sleek cabinetry, and plenty of space for entertaining. Enjoy the privacy and natural light of an end unit. This home combines convenience, elegance, and functionality—ideal for today’s lifestyle!

  19. 2026-02-13
    listed $395,970 Active 879-char remark
    Show marketing remark (879 chars)

    1100 Wildlight Ave, Yulee, FL 32097: Experience comfort and style in this elegant single story end unit in Wildlight in Yulee, FL. This 1,634 square foot new construction home features three bedrooms, two full baths and a spacious two car garage. The open layout offers easy living with luxury vinyl plank flooring throughout the main living areas for a modern and durable finish. The chef inspired kitchen includes quartz countertops, sleek cabinetry and ample space for entertaining. As an end unit, this home provides added privacy and abundant natural light. Each space is thoughtfully designed to support both comfort and functionality. This home delivers a balance of convenience, elegance and everyday livability. It is well suited for a variety of lifestyle needs. Contact the David Weekley Homes at Wildlight Team to learn more about this new home for sale in Yulee, FL!

  20. 2026-01-20
    listed $395,970 Active 644-char remark
    Show marketing remark (644 chars)

    Elegant Single-Story End Unit – 3 bedroom/2 full baths Experience comfort and style in this 1,634 sq. ft. new construction home featuring 3 bedrooms, 2 bathrooms, and a spacious 2-car garage. This thoughtfully designed single-story layout offers easy living with an open-concept floor plan and luxury vinyl plank flooring in the main living areas for a modern, durable finish. The chef-inspired kitchen boasts quartz countertops, sleek cabinetry, and plenty of space for entertaining. Enjoy the privacy and natural light of an end unit. This home combines convenience, elegance, and functionality—ideal for today’s lifestyle!

  21. 2026-01-20
    listed $395,970 Active
    Show marketing remark (644 chars)

    Elegant Single-Story End Unit – 3 bedroom/2 full baths Experience comfort and style in this 1,634 sq. ft. new construction home featuring 3 bedrooms, 2 bathrooms, and a spacious 2-car garage. This thoughtfully designed single-story layout offers easy living with an open-concept floor plan and luxury vinyl plank flooring in the main living areas for a modern, durable finish. The chef-inspired kitchen boasts quartz countertops, sleek cabinetry, and plenty of space for entertaining. Enjoy the privacy and natural light of an end unit. This home combines convenience, elegance, and functionality—ideal for today’s lifestyle!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$32,835
− Mortgage interest
−$21,004
− Property taxes
−$5,625
− Insurance
−$1,875
− Repairs & maintenance
−$2,627
− Management
−$2,627
− HOA
−$5,004
− Depreciation
−$10,908
Taxable loss
−$16,835
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$4,040
After-tax cash flow
$-6,120/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Nassau
NCES district ID
1201350
Math proficiency
74% ▼ -2.00%
Reading proficiency
65% ▼ -2.00%
Median HH income
$58,267
Composite
59.79/100
National rank
#899
State rank
#4 of 73 in FL

Livability — Yulee

Score
66/100
State rank
#605
US rank
#11615

Category grades

Amenities F Commute F Cost of living A- Crime B+ Employment B+ Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Nassau County · 67,729 people
City population
26,700
Metro
Jacksonville, FL
Population (ZIP)
26,700
Household income
$93,161
Rent vs Own
19.8% rent · 80.2% own
Severe rent burden
404.0

Population outlook (Nassau County) Hauer SSP2

Today (2025)
88,419 people
By 2030
92,679 · +4.8%
By 2040
99,257 · +12.3%
By 2050
103,378 · +16.9%
By 2075
109,726 · +24.1%
By 2100
107,006 · +21.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Two or more races 9% Black 9% Hispanic / Latino 8% Asian 1% Native American 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Lithuanian 4% Italian 3% Romanian 2%
Foreign-born
4% · Canada, Vietnam
Languages at home
93% English-only · Spanish 5% Vietnamese 1%

Political lean MEDSL · Nassau

2024 margin
Solid R (+46.9) · D 26.1% · R 73.1%
2008→2024 swing
-3.1pp toward R · 2008: -43.8pp · 2024: -46.9pp
All cycles
2024: R+46.9 2020: R+45.9 2016: R+50.2 2012: R+48.6 2008: R+43.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 49.35%
Current HPI
301.9299
Rent YoY
▲ 2.88%
Metro
Jacksonville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-5.3% since first listed
6 events — show timeline
  • 2026-03-26 Price Changed $374,970 Zillow
  • 2026-03-25 Price Changed $374,970 AINCAR
  • 2026-03-25 Price Changed $374,970 realMLS
  • 2026-02-13 Listed $395,970 Zillow
  • 2026-01-20 Listed $395,970 realMLS
  • 2026-01-20 Listed $395,970 AINCAR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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