4820 Night Herder · St. Hedwig, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +9.7/30.0
- Appreciation +5.6/10.0
- Schools +4.4/10.0
- DSCR +2.7/10.0
- 1% rule +2.6/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Rent growth +2.3/5.0
$279,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Brand NEW energy-efficient home ready October 2021! Have a movie night in the Palermo's game room and entertain guests in the family room. Asher Place located in award-winning Shertz-Cibolo ISD, pool, clubhouse, parks, playgrounds, jogging trails. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving thousands of dollars o
Key facts
- Covered front porch
- Open floor plan
- 5,401 sq ft lot
Tags
Property features AI
Finance
- Other: Located in the Asher Place subdivision
- Financial info: Down payment resources available
- HOA & community: Mandatory HOA; Community amenities: pool, clubhouse, park/playground, jogging trails; HOA fee $123 quarterly; Association transfer fee $395
Exterior
- Parking: 2-car garage
- Utilities: City water/sewer
- Home design: Pre-owned single-family home; Approx. 5 years old
- Construction: Siding exterior; Composition roof; Slab foundation
- Exterior features: Covered patio; Double pane windows
Interior
- Kitchen: Eat-in kitchen with island; Dishwasher
- Bedrooms: Master bedroom with walk-in closet, ceiling fan and full bath (split, on lower level); Bedroom 2 — 18 x 12; Bedroom 3 — 15 x 10; Bedroom 4 — 15 x 10; Bedroom 5 — 15 x 12
- Flooring: Carpeting; Vinyl flooring
- Bathrooms: 2 full bathrooms and 1 half bathroom; Master bath with separate tub and shower, double vanity and garden tub
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Ceiling fans throughout; Chandelier; Separate living area; Separate dining room; Eat-in kitchen with island; Study/Library; Media room; Loft; All window coverings remain
- Laundry & utility: Washer connection; Dryer connection
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $279k.
Deal economics
- At list price, monthly cash flow is $-186 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $246k (11.8% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $211k (24.3% below list).
- Recommended offer: $211k (24.3% below list) — sets the bar for 1% rule.
- Cap rate 5.5% vs local median 4.1% in St. Hedwig — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Schertz-Cibolo-U City ISD (suburban): math 49% / reading 48% proficiency, ranked #152 of 826 in TX (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Rose Garden El (math 32% / reading 36%, grade F, #2,149 of 4,322 statewide, top 50%, 902 students, 48% FRL); Ray D Corbett J H (math 52% / reading 49%, grade C, #333 of 1,662 statewide, top 21%, 1,188 students, 40% FRL); Samuel Clemens H S (math 45% / reading 60%, grade C-, #444 of 1,632 statewide, top 27%, 2,544 students, 30% FRL).
- Market conditions: Rents soft (-0.9%/yr); 158 active listings in the ZIP; 34 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
Forward outlook
- In year one you build about $5k of equity ($2k loan paydown + $3k appreciation (1.2% local appreciation)).
- Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 6, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 102 days — a 9% lower offer ($254k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 102 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.76% ✗
- Cap rate
- 5.49%
- Cash-on-cash
- -2.85%
- DSCR
- 0.87
- GRM
- 11.0
CMA / ARV
- ARV (on-the-fly)
- $335,300
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4931 Ranahan Pass | 0.04mi | 4/2.5 | 2,395 (0%) | 2mo | $345,000 | $144 | 97 |
| 4808 Night Herder | 0.02mi | 5/2.5 (+1) | 2,395 (0%) | 11mo | $359,900 | $150 | 85 |
| 4538 Heathers Rose | 0.11mi | 4/2.5 | 2,216 (-8%) | 1mo | $275,000 | $124 | 82 |
| 4921 Drifter Oaks | 0.17mi | 4/2.0 | 2,419 (+1%) | 9mo | $345,000 | $143 | 81 |
| 4518 Heathers Rose | 0.11mi | 4/2.5 | 2,216 (-8%) | 10mo | $289,900 | $131 | 74 |
| 5602 Daniel Way | 0.53mi | 4/2.5 | 2,445 (+2%) | 3mo | $325,000 | $133 | 69 |
| 13222 Hagerd | 0.29mi | 3/2.5 (-1) | 2,133 (-11%) | 3mo | $289,000 | $135 | 61 |
| 13030 Heathers Reef | 0.14mi | 5/3.5 (+1) | 2,721 (+14%) | 1mo | $380,000 | $140 | 61 |
| 13012 Heathers Sun | 0.23mi | 4/2.0 | 2,090 (-13%) | 6mo | $325,000 | $156 | 61 |
| 12642 Olozaga | 0.73mi | 4/2.5 | 2,323 (-3%) | 1mo | $360,500 | $155 | 60 |
| 4234 Fort Palmer Blvd | 0.38mi | 4/2.5 | 2,160 (-10%) | 10mo | $269,900 | $125 | 57 |
| 5606 Daniel Way | 0.53mi | 5/2.5 (+1) | 2,622 (+10%) | 10mo | $329,990 | $126 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
1.24% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -2.4%
- Equity multiple
- 0.88×
- Total profit
- $-9,462
- Equity at exit
- $98,804
- IRR
- 1.0%
- Equity multiple
- 1.12×
- Total profit
- $9,115
- Equity at exit
- $134,098
Cash invested: $78,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78152
- Home prices YoY
- 0.4%
- Rents YoY
- -0.9%
- Active inventory
- 158
- Price-to-rent
- 11.0×
Monthly cashflow live
- Estimated rent
- $2,112 high interval (Pro) →
- Mortgage (P&I)
- −$1,463
- Tax from tax record
- −$234 /mo · $2,808/yr
- Insurance
- −$116
- HOA
- −$41
- Vacancy / Maint / Mgmt
- −$444
- Net cashflow
- $-186
Break-even live
Sensitivity live
| Price | -10% $-28 | -5% $-107 | +0% $-186 | +5% $-265 | +10% $-344 |
|---|---|---|---|---|---|
| Rent | -10% $-352 | -5% $-269 | +0% $-186 | +5% $-102 | +10% $-19 |
| Rate | -1.0pp $-45 | -0.5pp $-115 | base $-186 | +0.5pp $-258 | +1.0pp $-331 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $69,750
- Closing costs
- $8,370
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 34 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4827 Night Herder Converse, TX | 4.0 | 2.5 | 2740 | $2,400 | $0.88 | 0d | 1 | 0.04mi |
| 4614 Heathers Cross Saint Hedwig, TX | 3.0 | 2.0 | 1770 | $1,850 | $1.05 | 25d | 1 | 0.05mi |
| 4522 Heathers Cross Saint Hedwig, TX | 3.0 | 2.0 | 1652 | $1,900 | $1.15 | 18d | 1 | 0.06mi |
| 13311 Badlands Bnd Saint Hedwig, TX | 4.0 | 2.5 | 2471 | $2,250 | $0.91 | 12d | 1 | 0.11mi |
| 13039 Heathers Sun Saint Hedwig, TX | 4.0 | 2.5 | 2216 | $1,895 | $0.86 | 25d | 1 | 0.21mi |
| 13210 Hagerd Loop Saint Hedwig, TX | 3.0 | 2.5 | 2133 | $2,200 | $1.03 | 0d | 1 | 0.29mi |
| 13111 Bay Point Way Saint Hedwig, TX | 3.0 | 2.0 | 1642 | $1,595 | $0.97 | 25d | 1 | 0.34mi |
| 4241 Fort Palmer Blvd Saint Hedwig, TX | 3.0 | 2.5 | 1858 | $1,905 | $1.03 | 0d | 1 | 0.40mi |
| 13019 Lineberry Ln Saint Hedwig, TX | 3.0 | 2.0 | 1689 | $1,638 | $0.97 | 16d | 1 | 0.44mi |
| 13003 Rosemary Cv Converse, TX | 4.0 | 3.0 | 1910 | $1,631 | $0.85 | 0d | 1 | 0.45mi |
| 13038 Candace Way Converse, TX | 3.0 | 2.5 | 1689 | $1,675 | $0.99 | 6d | 1 | 0.46mi |
| 13112 Candace Way Saint Hedwig, TX | 4.0 | 2.5 | 1903 | $1,750 | $0.92 | 6d | 1 | 0.49mi |
| 13117 Candace Way Converse, TX | 4.0 | 2.5 | 1903 | $1,800 | $0.95 | 6d | 1 | 0.49mi |
| 5227 Dawn Break Saint Hedwig, TX | 3.0 | 2.5 | 1826 | $1,745 | $0.96 | 0d | 1 | 0.50mi |
| 3909 Asher Aly Saint Hedwig, TX | 3.0–4.0 | 2.0–2.5 | 1575 | $1,670 | $1.06 | 0d | 1 | 0.52mi |
| 5602 Daniel Way Saint Hedwig, TX | 4.0 | 2.5 | 2445 | $1,995 | $0.82 | 25d | 1 | 0.54mi |
| 5602 Daniel Way Saint Hedwig, TX | 4.0 | 2.5 | 2445 | $1,995 | $0.82 | 12d | 1 | 0.54mi |
| 5006 Dawn Break Saint Hedwig, TX | 3.0 | 2.5 | 1826 | $1,695 | $0.93 | 25d | 1 | 0.54mi |
| 4018 Fallow Xing Saint Hedwig, TX | 4.0 | 2.5 | 2316 | $2,050 | $0.89 | 23d | 1 | 0.57mi |
| 5424 Thyme Cor Saint Hedwig, TX | 4.0 | 2.0 | 1667 | $1,450 | $0.87 | 22d | 1 | 0.60mi |
| 12922 Sage Turn Saint Hedwig, TX | 4.0 | 2.0 | 1667 | $1,597 | $0.96 | 25d | 1 | 0.64mi |
| 12811 Sage Turn Converse, TX | 4.0 | 3.0 | 1914 | $1,800 | $0.94 | 25d | 1 | 0.64mi |
| 13519 Paxton Blvd Saint Hedwig, TX | 4.0 | 2.0 | 1688 | $1,849 | $1.10 | 6d | 1 | 0.67mi |
| 12850 Ratcliff Lk Saint Hedwig, TX | 4.0 | 2.5 | 1999 | $1,800 | $0.90 | 0d | 1 | 0.69mi |
| 5602 Luna Pass Saint Hedwig, TX | 3.0 | 2.0 | 1940 | $2,079 | $1.07 | 0d | 1 | 0.70mi |
| 13543 Paxton Blvd Saint Hedwig, TX | 3.0 | 2.0 | 1940 | $2,029 | $1.05 | 3d | 1 | 0.72mi |
| 13563 Paxton Blvd Saint Hedwig, TX | 4.0 | 2.5 | 2585 | $2,179 | $0.84 | 12d | 1 | 0.76mi |
| 13609 Paxton Blvd Saint Hedwig, TX | 4.0 | 2.0 | 1688 | $1,849 | $1.10 | 25d | 1 | 0.79mi |
| 5811 Zoey Way Saint Hedwig, TX | 4.0 | 2.0 | 1688 | $1,849 | $1.10 | 0d | 1 | 0.80mi |
| 5816 Zoey Way Saint Hedwig, TX | 4.0 | 2.0 | 1688 | $1,849 | $1.10 | 6d | 1 | 0.84mi |
| 4918 Valenzuela Converse, TX | 3.0–4.0 | 2.0–2.5 | 1719 | $2,144 | $1.25 | 0d | 82 | 0.96mi |
| 4638 Bontebok Dr Converse, TX | 5.0 | 3.0 | 2495 | $2,000 | $0.80 | 6d | 1 | 1.02mi |
| 12927 Deep Eddy Saint Hedwig, TX | 4.0 | 2.0 | 1880 | $1,695 | $0.90 | 45d | 1 | 1.04mi |
| 4550 Meerkat Converse, TX | 4.0 | 2.5 | 2041 | $1,950 | $0.96 | 18d | 1 | 1.13mi |
HOA detail
- Monthly dues
- $41 · $492/yr
- Likely covers
- landscapingpool
Listing history 27 events
-
2026-06-17status $279,000 Pending 102 DOM
-
2026-06-16days on market $279,000 Active 102 DOM
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2026-06-13days on market $279,000 Active 99 DOM
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2026-06-13days on market $279,000 Active 98 DOM
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2026-06-09days on market $279,000 Active 95 DOM
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2026-06-08days on market $279,000 Active 94 DOM
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2026-06-07days on market $279,000 Active 93 DOM
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2026-06-04days on market $279,000 Active 90 DOM
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2026-06-03days on market $279,000 Active 89 DOM
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2026-06-02days on market $279,000 Active 88 DOM
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2026-06-01days on market $279,000 Active 87 DOM
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2026-05-31days on market $279,000 Active 86 DOM
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2026-03-06$279,000 New
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2021-12-30soldstatus Sold 384-char remark
Show marketing remark (384 chars)
Brand NEW energy-efficient home ready October 2021! Have a movie night in the Palermo's game room and entertain guests in the family room. Asher Place located in award-winning Shertz-Cibolo ISD, pool, clubhouse, parks, playgrounds, jogging trails. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving thousands of dollars o
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2021-12-14status Pending 384-char remark
Show marketing remark (384 chars)
Brand NEW energy-efficient home ready October 2021! Have a movie night in the Palermo's game room and entertain guests in the family room. Asher Place located in award-winning Shertz-Cibolo ISD, pool, clubhouse, parks, playgrounds, jogging trails. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving thousands of dollars o
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2021-11-12price $387,495 384-char remark
Show marketing remark (384 chars)
Brand NEW energy-efficient home ready October 2021! Have a movie night in the Palermo's game room and entertain guests in the family room. Asher Place located in award-winning Shertz-Cibolo ISD, pool, clubhouse, parks, playgrounds, jogging trails. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving thousands of dollars o
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2021-11-11status Back on Market 384-char remark
Show marketing remark (384 chars)
Brand NEW energy-efficient home ready October 2021! Have a movie night in the Palermo's game room and entertain guests in the family room. Asher Place located in award-winning Shertz-Cibolo ISD, pool, clubhouse, parks, playgrounds, jogging trails. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving thousands of dollars o
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2021-06-23status Pending 384-char remark
Show marketing remark (384 chars)
Brand NEW energy-efficient home ready October 2021! Have a movie night in the Palermo's game room and entertain guests in the family room. Asher Place located in award-winning Shertz-Cibolo ISD, pool, clubhouse, parks, playgrounds, jogging trails. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving thousands of dollars o
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2021-06-02price $385,595 384-char remark
Show marketing remark (384 chars)
Brand NEW energy-efficient home ready October 2021! Have a movie night in the Palermo's game room and entertain guests in the family room. Asher Place located in award-winning Shertz-Cibolo ISD, pool, clubhouse, parks, playgrounds, jogging trails. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving thousands of dollars o
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2021-06-02historical 384-char remark
Show marketing remark (384 chars)
Brand NEW energy-efficient home ready October 2021! Have a movie night in the Palermo's game room and entertain guests in the family room. Asher Place located in award-winning Shertz-Cibolo ISD, pool, clubhouse, parks, playgrounds, jogging trails. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving thousands of dollars o
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2021-05-25price $356,990 384-char remark
Show marketing remark (384 chars)
Brand NEW energy-efficient home ready October 2021! Have a movie night in the Palermo's game room and entertain guests in the family room. Asher Place located in award-winning Shertz-Cibolo ISD, pool, clubhouse, parks, playgrounds, jogging trails. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving thousands of dollars o
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2021-05-11price $346,990 384-char remark
Show marketing remark (384 chars)
Brand NEW energy-efficient home ready October 2021! Have a movie night in the Palermo's game room and entertain guests in the family room. Asher Place located in award-winning Shertz-Cibolo ISD, pool, clubhouse, parks, playgrounds, jogging trails. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving thousands of dollars o
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2021-05-04price $342,990 384-char remark
Show marketing remark (384 chars)
Brand NEW energy-efficient home ready October 2021! Have a movie night in the Palermo's game room and entertain guests in the family room. Asher Place located in award-winning Shertz-Cibolo ISD, pool, clubhouse, parks, playgrounds, jogging trails. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving thousands of dollars o
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2021-04-21price $337,990 384-char remark
Show marketing remark (384 chars)
Brand NEW energy-efficient home ready October 2021! Have a movie night in the Palermo's game room and entertain guests in the family room. Asher Place located in award-winning Shertz-Cibolo ISD, pool, clubhouse, parks, playgrounds, jogging trails. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving thousands of dollars o
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2021-04-01price $334,990 384-char remark
Show marketing remark (384 chars)
Brand NEW energy-efficient home ready October 2021! Have a movie night in the Palermo's game room and entertain guests in the family room. Asher Place located in award-winning Shertz-Cibolo ISD, pool, clubhouse, parks, playgrounds, jogging trails. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving thousands of dollars o
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2021-03-16price $326,990 384-char remark
Show marketing remark (384 chars)
Brand NEW energy-efficient home ready October 2021! Have a movie night in the Palermo's game room and entertain guests in the family room. Asher Place located in award-winning Shertz-Cibolo ISD, pool, clubhouse, parks, playgrounds, jogging trails. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving thousands of dollars o
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2021-03-09$327,220 New 384-char remark
Show marketing remark (384 chars)
Brand NEW energy-efficient home ready October 2021! Have a movie night in the Palermo's game room and entertain guests in the family room. Asher Place located in award-winning Shertz-Cibolo ISD, pool, clubhouse, parks, playgrounds, jogging trails. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving thousands of dollars o
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $2,808 · $234/mo
- Projected year-2 tax
- $5,106 · $425/mo
- Expected delta
- +$2,297/yr (+$191/mo · 81.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,349
- − Mortgage interest
- −$15,628
- − Property taxes
- −$2,808
- − Insurance
- −$1,395
- − Repairs & maintenance
- −$2,028
- − Management
- −$2,028
- − HOA
- −$492
- − Depreciation
- −$8,116
- Taxable loss
- −$7,147
- Est. tax savings @ 24.0%
- +$1,715
- After-tax cash flow
- $-512/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Schertz-Cibolo-U City ISD
- NCES district ID
- 4839480
- Math proficiency
- 49% ▼ -12.00%
- Reading proficiency
- 48% ▼ -4.00%
- Median HH income
- $75,790
- Composite
- 44.02/100
- National rank
- #2886
- State rank
- #152 of 826 in TX
Livability — St. Hedwig
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Bexar County · 1,990,555 people
- City population
- 3,958
- Metro
- San Antonio-New Braunfels, TX
- Population (ZIP)
- 4,521
- Household income
- $123,981
- Rent vs Own
- Severe rent burden
- 27.0
Population outlook (Bexar County) Hauer SSP2
- Today (2025)
- 2,336,851 people
- By 2030
- 2,560,728 · +9.6%
- By 2040
- 3,020,569 · +29.3%
- By 2050
- 3,493,522 · +49.5%
- By 2075
- 4,668,459 · +99.8%
- By 2100
- 5,533,242 · +136.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 56% Hispanic / Latino 31% Two or more races 21% Black 4%
- Hispanic origin (detail)
- Mexican 23% Puerto Rican 1%
- Common ancestry
- Romanian 17% Lithuanian 2% Slovak 2%
- Foreign-born
- 8% · Canada
- Languages at home
- 89% English-only · Spanish 10% Tagalog/Filipino 1%
Political lean MEDSL · Bexar
- 2024 margin
- Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
- 2008→2024 swing
- +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
- All cycles
- 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 1.24%
- Current HPI
- 328.7859
- Rent YoY
- ▼ -0.90%
- Metro
- San Antonio-New Braunfels, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-14.7% since first listed15 events — show timeline
- 2026-03-06 Listed $279,000 LERA
- 2021-12-30 Sold (MLS) — LERA
- 2021-12-14 Pending — LERA
- 2021-11-12 Price Changed $387,495 LERA
- 2021-11-11 Relisted — LERA
- 2021-06-23 Pending — LERA
- 2021-06-02 Listing Removed — LERA
- 2021-06-02 Price Changed $385,595 LERA
- 2021-05-25 Price Changed $356,990 LERA
- 2021-05-11 Price Changed $346,990 LERA
- 2021-05-04 Price Changed $342,990 LERA
- 2021-04-21 Price Changed $337,990 LERA
- 2021-04-01 Price Changed $334,990 LERA
- 2021-03-16 Price Changed $326,990 LERA
- 2021-03-09 Listed $327,220 LERA
Property tax history
-0.6%/yrLatest (2025): $2,808 · -57.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…