10200 Stardust Trl · Little Rock, AR 72208

$165,000

3 bd · 2.5 ba · 2,457 sqft · SingleFamily public records · 120 Days on market

Built 1963 0.46 ac lot $67/sqft · 6% below area Est $175k · 6% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.7/30.0
• ARV discount +10.0/15.0
• Appreciation +5.0/10.0
• Livability +3.7/5.0
• DSCR +3.1/10.0
• 1% rule +2.8/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.1/10.0

Listing remarks MLS

Spacious and full of potential! This 2,457 sq. ft. home offers 3 bedrooms and 2.5 bathrooms with multiple living areas designed for flexibility and comfort. Enjoy a formal living room, a cozy family room, and a dining room with an eat-in kitchen—perfect for gatherings and everyday living. The oversized primary suite features a private lounge area, creating the perfect retreat at the end of the day. A versatile bonus room located off both the family room and primary suite provides direct backyard access—ideal for a craft room, playroom, home office, or additional flex space. Step outside to a huge backyard with ample storage, including two sheds that convey with the property—perfect for hobbies, tools, or extra storage needs. If you’re looking for space, functionality, and room to grow, this is the one! Agents see confidential remarks.

Key facts

• Cozy family room
• Dining room
• Formal living room

Tags

• MULTIPLE LIVING AREAS
• FORMAL LIVING ROOM
• COZY FAMILY ROOM
• DINING ROOM
• EAT-IN KITCHEN
• OVERSIZED PRIMARY SUITE

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $165k.

Deal economics

• At list price, monthly cash flow is $-78 ($-930/yr) — negative.
• To cash-flow at today's rent, offer at most $151k (8.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $129k (22.1% below list).
• Recommended offer: $129k (22.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 73/100 on livability (#22 in AR) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
• Little Rock School District (urban): math 23% / reading 26% proficiency, ranked #183 of 238 in AR (top 77%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Chicot Elementary School (math 15% / reading 12%, grade F, #413 of 454 statewide, top 91%, 867 students, 91% FRL); Mabelvale Middle School (math 7% / reading 10%, grade F, #197 of 201 statewide, top 98%, 569 students, 89% FRL) — zoned schools average 90% FRL vs 69% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 11% at this address vs 24% district-wide (-14 pts) — the specific schools serving this property underperform the Little Rock School District average; the district grade overstates school quality for this exact location.
• Market conditions: 1 active listings in the ZIP; 1,006 units permitted in Pulaski County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $6k of equity ($1k loan paydown + $5k appreciation (3.0% local appreciation)).
• Pulaski County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (3.0% appreciation + 3.0% rent growth), your $46k cash investment doubles in ~7 years — after that, you're playing with house money.
• By year 6, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 120 days — a 9% lower offer ($150k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 6y ago; this cycle's ask has dropped $25k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $112k; 47% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $128,590 (22.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 120 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
3. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.78% ✗
• Cap rate: 5.73%
• Cash-on-cash: -2.01%
• DSCR: 0.91
• GRM: 10.7

CMA / ARV

• ARV (median comp): $174,747
• List price: $165,000
• Delta: -5.58%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
8425 Mabelvale Cut Off Rd	0.31mi	4/3.0 (+1)	2,361 (-4%)	18mo	$255,000	$108	57
10901 Lorie Ln	0.49mi	3/2.0	2,175 (-12%)	1mo	$257,000	$118	55
11204 Appomattox Dr	0.66mi	3/2.0	2,229 (-9%)	18mo	$195,000	$87	37
10710 Sharon Dr	0.65mi	3/2.5	2,218 (-10%)	20mo	$253,500	$114	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 5.6%
• Equity multiple: 1.32×
• Total profit: $14,929
• Equity at exit: $74,191

10-year hold

• IRR: 8.6%
• Equity multiple: 2.30×
• Total profit: $60,080
• Equity at exit: $114,337

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 92 Strongly Landlord-Friendly
• State Arkansas: 92 Strongly Landlord-Friendly · R+14
• County: — inherits STATE
• City: — inherits STATE

Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

Methodology + full state rankings →

ZIP-level market 72208

• Active inventory: 1
• Price-to-rent: 10.7×

Monthly cashflow live

• Estimated rent: $1,286 medium
• Mortgage (P&I): −$865
• Tax from tax record: −$159 /mo · $1,912/yr
• Insurance: −$69
• HOA: −$0
• Vacancy / Maint / Mgmt: −$270
• Net cashflow: $-78

Break-even live

Break-even rent $1,384

Max offer price $151,303

Occupancy floor —

Sensitivity live

Price	-10% $16	-5% $-31	+0% $-78	+5% $-124	+10% $-171
Rent	-10% $-179	-5% $-128	+0% $-78	+5% $-27	+10% $24
Rate	-1.0pp $6	-0.5pp $-36	base $-78	+0.5pp $-120	+1.0pp $-164

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $41,250
• Closing costs: $4,950
• Reserves months: —
• Total cash needed: —

Listing history 24 events

1. 2026-06-21
   days on market $165,000 Active 120 DOM
2. 2026-06-18
   days on market $165,000 Active 117 DOM
3. 2026-06-17
   days on market $165,000 Active 116 DOM
4. 2026-06-16
   days on market $165,000 Active 115 DOM
5. 2026-06-15
   days on market $165,000 Active 114 DOM
6. 2026-06-14
   days on market $165,000 Active 112 DOM
7. 2026-06-13
   days on market $165,000 Active 111 DOM
8. 2026-06-10
   days on market $165,000 Active 109 DOM
9. 2026-06-09
   days on market $165,000 Active 108 DOM
10. 2026-06-08
    days on market $165,000 Active 107 DOM
11. 2026-06-05
    days on market $165,000 Active 103 DOM
12. 2026-06-03
    days on market $165,000 Active 102 DOM
13. 2026-06-02
    days on market $165,000 Active 101 DOM
14. 2026-06-01
    days on market $165,000 Active 100 DOM
15. 2026-05-31
    days on market $165,000 Active 99 DOM
16. 2026-05-31
    days on market $165,000 Active 98 DOM
17. 2026-04-30
    price $165,000 870-char remark

    Show marketing remark (870 chars)

    Spacious and full of potential! This 2,457 sq. ft. home offers 3 bedrooms and 2.5 bathrooms with multiple living areas designed for flexibility and comfort. Enjoy a formal living room, a cozy family room, and a dining room with an eat-in kitchen—perfect for gatherings and everyday living. The oversized primary suite features a private lounge area, creating the perfect retreat at the end of the day. A versatile bonus room located off both the family room and primary suite provides direct backyard access—ideal for a craft room, playroom, home office, or additional flex space. Step outside to a huge backyard with ample storage, including two sheds that convey with the property—perfect for hobbies, tools, or extra storage needs. If you’re looking for space, functionality, and room to grow, this is the one! Agents see confidential remarks.

18. 2026-03-28
    price $183,000 870-char remark

    Show marketing remark (870 chars)

    Spacious and full of potential! This 2,457 sq. ft. home offers 3 bedrooms and 2.5 bathrooms with multiple living areas designed for flexibility and comfort. Enjoy a formal living room, a cozy family room, and a dining room with an eat-in kitchen—perfect for gatherings and everyday living. The oversized primary suite features a private lounge area, creating the perfect retreat at the end of the day. A versatile bonus room located off both the family room and primary suite provides direct backyard access—ideal for a craft room, playroom, home office, or additional flex space. Step outside to a huge backyard with ample storage, including two sheds that convey with the property—perfect for hobbies, tools, or extra storage needs. If you’re looking for space, functionality, and room to grow, this is the one! Agents see confidential remarks.

19. 2026-02-21
    listed $190,000 New Listing 870-char remark

    Show marketing remark (870 chars)

    Spacious and full of potential! This 2,457 sq. ft. home offers 3 bedrooms and 2.5 bathrooms with multiple living areas designed for flexibility and comfort. Enjoy a formal living room, a cozy family room, and a dining room with an eat-in kitchen—perfect for gatherings and everyday living. The oversized primary suite features a private lounge area, creating the perfect retreat at the end of the day. A versatile bonus room located off both the family room and primary suite provides direct backyard access—ideal for a craft room, playroom, home office, or additional flex space. Step outside to a huge backyard with ample storage, including two sheds that convey with the property—perfect for hobbies, tools, or extra storage needs. If you’re looking for space, functionality, and room to grow, this is the one! Agents see confidential remarks.

20. 2020-10-08
    soldstatus $112,000
21. 2020-09-29
    soldstatus $112,000 Sold 332-char remark

    Show marketing remark (332 chars)

    Spacious updated home * * Perfect for a big family * * new paint * * some new flooring * * new roof 2017 * * beautiful tree shaded corner lot * * kitchen has granite counter tops, new cabinets, tile backsplash * * Large great room * * large master bedroom with updated bathroom and large walk in shower * *

22. 2020-08-14
    status Under Contract 332-char remark

    Show marketing remark (332 chars)

    Spacious updated home * * Perfect for a big family * * new paint * * some new flooring * * new roof 2017 * * beautiful tree shaded corner lot * * kitchen has granite counter tops, new cabinets, tile backsplash * * Large great room * * large master bedroom with updated bathroom and large walk in shower * *

23. 2020-08-11
    listed $112,000 New Listing 332-char remark

    Show marketing remark (332 chars)

    Spacious updated home * * Perfect for a big family * * new paint * * some new flooring * * new roof 2017 * * beautiful tree shaded corner lot * * kitchen has granite counter tops, new cabinets, tile backsplash * * Large great room * * large master bedroom with updated bathroom and large walk in shower * *

24. 1999-01-22
    soldstatus $79,104

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

• Current annual tax: $1,912 · $159/mo
• Projected year-2 tax: $1,912 · $159/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 11% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,431
• − Mortgage interest: −$9,243
• − Property taxes: −$1,912
• − Insurance: −$825
• − Repairs & maintenance: −$1,234
• − Management: −$1,234
• − Depreciation: −$4,800
• Taxable loss: −$3,818
• Est. tax savings @ 24.0%: +$916
• After-tax cash flow: $-14/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Little Rock School District
• NCES district ID: 0509000
• Math proficiency: 23% ▼ -12.00%
• Reading proficiency: 26% ▼ -8.00%
• Median HH income: $43,346
• Composite: 21.0/100
• National rank: #8457
• State rank: #183 of 238 in AR

Livability — Little Rock

• Score: 73/100
• State rank: #22
• US rank: #5295

Category grades

Amenities C+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Little Rock, AR

Population outlook (Pulaski County) Hauer SSP2

• Today (2025): 415,378 people
• By 2030: 423,720 · +2.0%
• By 2040: 435,182 · +4.8%
• By 2050: 440,904 · +6.1%
• By 2075: 445,521 · +7.3%
• By 2100: 419,173 · +0.9%

Not yet ingested

• Political lean: —
• Race & ethnicity: —
• Common origin: —
• Civics: —

Market trends

• HPI YoY: —
• Current HPI: —
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.80%
• F500 in state: 10

Industry mix (Fortune 500 HQ in AR)

Industry	F500 HQs	Revenue
▸Retail	1	$681B
▸Food / Agriculture	1	$53B
▸Retail / Energy	1	$22B
▸Transportation / Logistics	1	$12B
▸Energy	1	$4B

Price history

+108.6% since first listed

8 events — show timeline

• 2026-04-30 Price Changed $165,000 CARMLS
• 2026-03-28 Price Changed $183,000 CARMLS
• 2026-02-21 Listed $190,000 CARMLS
• 2020-10-08 Sold (Public Records) $112,000 Public Records
• 2020-09-29 Sold (MLS) $112,000 CARMLS
• 2020-08-14 Pending — CARMLS
• 2020-08-11 Listed $112,000 CARMLS
• 1999-01-22 Sold (Public Records) $79,104 Public Records

Property tax history

+3.2%/yr

Latest (2025): $1,912 · +4.2% YoY. Source: county tax records.