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2066 E US Hwy 82
C- Composite 50.2
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.9/30.0
  • ARV discount +15.0/15.0
  • DSCR +4.9/10.0
  • Livability +3.6/5.0
  • 1% rule +3.2/10.0
  • Rent growth +2.5/5.0
  • Schools +2.5/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$147,500

2066 E US Hwy 82 · Tifton, GA 31794
2 bd · 2.0 ba · 1,232 sqft · SingleFamily public records · 220 Days on market
Built 1971 0.75 ac lot $120/sqft · 28% below area Est $203k · 27% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Looking for that property just out of the city limits . Be sure to stop and look at this jewel. To you first time home buyers , a person looking for that house they can make a few renovations and flip or the investor that wants to use as rental-- look no more!!! Set up your private showing today. This 4 Bedroom 1 Bath home with large kitchen and laundy room with fenced backyard and Barn. this home sit on 1/2 acre of land . This property is totally maintenance free with metal roof, vinyl siding and sofit.

Key facts

  • Half bath
  • Renovated home
  • Metal roof

Tags

RENOVATED HOMENEW FLOORINGFRESH PAINTHALF BATHMETAL ROOFVINYL SIDING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $148k.

Deal economics

  • At list price, monthly cash flow is $70 ($844/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $122k (17.6% below list).
  • Recommended offer: $122k (17.6% below list) — sets the bar for 1% rule.
  • Cap rate 6.9% vs local median 3.3% in Tifton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#69 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+; Watch: crime D, commute F, employment D-.
  • Tift County (town): math 30% / reading 31% proficiency, ranked #96 of 174 in GA (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Annie Belle Clark Elementary School (math 38% / reading 39%, grade F, #463 of 1,228 statewide, top 38%, 804 students, 100% FRL); Eighth Street Middle School (math 19% / reading 26%, grade F, #327 of 470 statewide, top 70%, 958 students, 100% FRL); Tift County High School (math 14% / reading 26%, grade F, #232 of 424 statewide, top 56%, 2,273 students, 100% FRL) — zoned schools average 100% FRL vs 62% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 139 active listings in the ZIP; 176 units permitted in Tift County in 2024 (60 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Tift County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 220 days — a 12% lower offer ($130k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 5y ago; this cycle's ask has dropped $18k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $95k; list at $148k implies a 55% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 98% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $121,543 (17.6% below list)

Questions for the listing agent

  1. It's been on market 220 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.86%
Cash-on-cash
2.04%
DSCR
1.09
GRM
10.1

CMA / ARV

ARV (median comp)
$203,119
List price
$147,500
Delta
-27.38%
Verdict
UNDERPRICED
Comps
11 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-13.1%
Equity multiple
0.53×
Total profit
$-19,484
Equity at exit
$21,993
10-year hold
IRR
-4.2%
Equity multiple
0.72×
Total profit
$-11,449
Equity at exit
$12,753

Cash invested: $41,300 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31794

Home prices YoY
-32.1%
Active inventory
139
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$1,215 medium interval (Pro) →
Mortgage (P&I)
$774
Tax from tax record
$55 /mo · $659/yr
Insurance
$61
HOA
$0
Vacancy / Maint / Mgmt
$255
Net cashflow
$70

Break-even live

Break-even rent $1,126
Max offer price $147,500
Occupancy floor 89%

Sensitivity live

Price -10% $154 -5% $112 +0% $70 +5% $29 +10% $-13
Rent -10% $-26 -5% $22 +0% $70 +5% $118 +10% $166
Rate -1.0pp $145 -0.5pp $108 base $70 +0.5pp $32 +1.0pp $-7

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,875
Closing costs
$4,425
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 14 events

  1. 2026-05-31
    days on market $147,500 Active 220 DOM
  2. 2026-05-30
    days on market $147,500 Active 219 DOM
  3. 2026-04-27
    price $147,500
  4. 2026-03-13
    status Active
  5. 2026-03-03
    status Active
  6. 2026-02-12
    status Active
  7. 2026-01-30
    status Active Under Contract
  8. 2025-11-18
    price $149,900
  9. 2025-11-07
    price $155,000
  10. 2025-10-27
    price $159,900
  11. 2025-09-08
    listed $165,000 Active
  12. 2021-05-14
    soldstatus $95,000 511-char remark
    Show marketing remark (511 chars)

    Looking for that property just out of the city limits . Be sure to stop and look at this jewel. To you first time home buyers , a person looking for that house they can make a few renovations and flip or the investor that wants to use as rental-- look no more!!! Set up your private showing today. This 4 Bedroom 1 Bath home with large kitchen and laundy room with fenced backyard and Barn. this home sit on 1/2 acre of land . This property is totally maintenance free with metal roof, vinyl siding and sofit.

  13. 2021-05-14
    soldstatus $95,000
    Show marketing remark (511 chars)

    Looking for that property just out of the city limits . Be sure to stop and look at this jewel. To you first time home buyers , a person looking for that house they can make a few renovations and flip or the investor that wants to use as rental-- look no more!!! Set up your private showing today. This 4 Bedroom 1 Bath home with large kitchen and laundy room with fenced backyard and Barn. this home sit on 1/2 acre of land . This property is totally maintenance free with metal roof, vinyl siding and sofit.

  14. 2021-04-01
    listed $89,900 511-char remark
    Show marketing remark (511 chars)

    Looking for that property just out of the city limits . Be sure to stop and look at this jewel. To you first time home buyers , a person looking for that house they can make a few renovations and flip or the investor that wants to use as rental-- look no more!!! Set up your private showing today. This 4 Bedroom 1 Bath home with large kitchen and laundy room with fenced backyard and Barn. this home sit on 1/2 acre of land . This property is totally maintenance free with metal roof, vinyl siding and sofit.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$659 · $55/mo
Projected year-2 tax
$1,357 · $113/mo
Expected delta
+$698/yr (+$58/mo · 105.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 98% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,585
− Mortgage interest
−$8,262
− Property taxes
−$659
− Insurance
−$738
− Repairs & maintenance
−$1,167
− Management
−$1,167
− Depreciation
−$4,291
Taxable loss
−$1,698
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$408
After-tax cash flow
$1,251/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Tift County
NCES district ID
1304980
Math proficiency
30% ▼ -5.00%
Reading proficiency
31% ▼ -5.00%
Median HH income
$37,497
Composite
25.42/100
National rank
#7454
State rank
#96 of 174 in GA

Livability — Tifton

Score
72/100
State rank
#69
US rank
#6288

Category grades

Amenities C+ Commute F Cost of living A+ Crime D Employment D- Housing B- Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Tift County · 26,178 people
City population
26,178
Metro
Tifton, GA
Population (ZIP)
26,178
Household income
$46,056
Rent vs Own
45.9% rent · 54.1% own
Severe rent burden
759.0

Population outlook (Tift County) Hauer SSP2

Today (2025)
41,250 people
By 2030
41,146 · -0.3%
By 2040
40,677 · -1.4%
By 2050
39,930 · -3.2%
By 2075
37,078 · -10.1%
By 2100
32,742 · -20.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 46% Black 37% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 9%
Common ancestry
Slovak 1% Serbian 1% Hispanic 1%
Foreign-born
4% · Canada
Languages at home
89% English-only · Spanish 10% Other Asian/Pacific 0%

Political lean MEDSL · Tift

2024 margin
Solid R (+35.7) · D 32.0% · R 67.7%
2008→2024 swing
-2.8pp toward R · 2008: -32.8pp · 2024: -35.7pp
All cycles
2024: R+35.7 2020: R+33.6 2016: R+37.4 2012: R+32.6 2008: R+32.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -82.93%
Current HPI
175.5649
Rent YoY
Metro
Tifton, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+64.1% since first listed
12 events — show timeline
  • 2026-04-27 Price Changed $147,500 TBOR
  • 2026-03-13 Relisted TBOR
  • 2026-03-03 Relisted TBOR
  • 2026-02-12 Relisted TBOR
  • 2026-01-30 Relisted TBOR
  • 2025-11-18 Price Changed $149,900 TBOR
  • 2025-11-07 Price Changed $155,000 TBOR
  • 2025-10-27 Price Changed $159,900 TBOR
  • 2025-09-08 Listed $165,000 TBOR
  • 2021-05-14 Sold (Public Records) $95,000 Public Records
  • 2021-05-14 Sold (MLS) $95,000 TBOR
  • 2021-04-01 Listed $89,900 TBOR

Property tax history

-0.0%/yr

Latest (2025): $659 · -8.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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