2066 E US Hwy 82 · Tifton, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 98.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.9/30.0
- ARV discount +15.0/15.0
- DSCR +4.9/10.0
- Livability +3.6/5.0
- 1% rule +3.2/10.0
- Rent growth +2.5/5.0
- Schools +2.5/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$147,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Looking for that property just out of the city limits . Be sure to stop and look at this jewel. To you first time home buyers , a person looking for that house they can make a few renovations and flip or the investor that wants to use as rental-- look no more!!! Set up your private showing today. This 4 Bedroom 1 Bath home with large kitchen and laundy room with fenced backyard and Barn. this home sit on 1/2 acre of land . This property is totally maintenance free with metal roof, vinyl siding and sofit.
Key facts
- Half bath
- Renovated home
- Metal roof
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $148k.
Deal economics
- At list price, monthly cash flow is $70 ($844/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $122k (17.6% below list).
- Recommended offer: $122k (17.6% below list) — sets the bar for 1% rule.
- Cap rate 6.9% vs local median 3.3% in Tifton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#69 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+; Watch: crime D, commute F, employment D-.
- Tift County (town): math 30% / reading 31% proficiency, ranked #96 of 174 in GA (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Annie Belle Clark Elementary School (math 38% / reading 39%, grade F, #463 of 1,228 statewide, top 38%, 804 students, 100% FRL); Eighth Street Middle School (math 19% / reading 26%, grade F, #327 of 470 statewide, top 70%, 958 students, 100% FRL); Tift County High School (math 14% / reading 26%, grade F, #232 of 424 statewide, top 56%, 2,273 students, 100% FRL) — zoned schools average 100% FRL vs 62% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 139 active listings in the ZIP; 176 units permitted in Tift County in 2024 (60 in 5+ unit buildings).
- This rent runs 32% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Tift County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 220 days — a 12% lower offer ($130k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 5y ago; this cycle's ask has dropped $18k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $95k; list at $148k implies a 55% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 98% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 220 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
- Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 6.86%
- Cash-on-cash
- 2.04%
- DSCR
- 1.09
- GRM
- 10.1
CMA / ARV
- ARV (median comp)
- $203,119
- List price
- $147,500
- Delta
- -27.38%
- Verdict
- UNDERPRICED
- Comps
- 11 within 2.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -13.1%
- Equity multiple
- 0.53×
- Total profit
- $-19,484
- Equity at exit
- $21,993
- IRR
- -4.2%
- Equity multiple
- 0.72×
- Total profit
- $-11,449
- Equity at exit
- $12,753
Cash invested: $41,300 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31794
- Home prices YoY
- -32.1%
- Active inventory
- 139
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $1,215 medium interval (Pro) →
- Mortgage (P&I)
- −$774
- Tax from tax record
- −$55 /mo · $659/yr
- Insurance
- −$61
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$255
- Net cashflow
- $70
Break-even live
Sensitivity live
| Price | -10% $154 | -5% $112 | +0% $70 | +5% $29 | +10% $-13 |
|---|---|---|---|---|---|
| Rent | -10% $-26 | -5% $22 | +0% $70 | +5% $118 | +10% $166 |
| Rate | -1.0pp $145 | -0.5pp $108 | base $70 | +0.5pp $32 | +1.0pp $-7 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $36,875
- Closing costs
- $4,425
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 14 events
-
2026-05-31days on market $147,500 Active 220 DOM
-
2026-05-30days on market $147,500 Active 219 DOM
-
2026-04-27price $147,500
-
2026-03-13status Active
-
2026-03-03status Active
-
2026-02-12status Active
-
2026-01-30status Active Under Contract
-
2025-11-18price $149,900
-
2025-11-07price $155,000
-
2025-10-27price $159,900
-
2025-09-08$165,000 Active
-
2021-05-14soldstatus $95,000 511-char remark
Show marketing remark (511 chars)
Looking for that property just out of the city limits . Be sure to stop and look at this jewel. To you first time home buyers , a person looking for that house they can make a few renovations and flip or the investor that wants to use as rental-- look no more!!! Set up your private showing today. This 4 Bedroom 1 Bath home with large kitchen and laundy room with fenced backyard and Barn. this home sit on 1/2 acre of land . This property is totally maintenance free with metal roof, vinyl siding and sofit.
-
2021-05-14soldstatus $95,000
Show marketing remark (511 chars)
Looking for that property just out of the city limits . Be sure to stop and look at this jewel. To you first time home buyers , a person looking for that house they can make a few renovations and flip or the investor that wants to use as rental-- look no more!!! Set up your private showing today. This 4 Bedroom 1 Bath home with large kitchen and laundy room with fenced backyard and Barn. this home sit on 1/2 acre of land . This property is totally maintenance free with metal roof, vinyl siding and sofit.
-
2021-04-01$89,900 511-char remark
Show marketing remark (511 chars)
Looking for that property just out of the city limits . Be sure to stop and look at this jewel. To you first time home buyers , a person looking for that house they can make a few renovations and flip or the investor that wants to use as rental-- look no more!!! Set up your private showing today. This 4 Bedroom 1 Bath home with large kitchen and laundy room with fenced backyard and Barn. this home sit on 1/2 acre of land . This property is totally maintenance free with metal roof, vinyl siding and sofit.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $659 · $55/mo
- Projected year-2 tax
- $1,357 · $113/mo
- Expected delta
- +$698/yr (+$58/mo · 105.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 7/10 Severe 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
- Wind 8/10 Severe 98% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,585
- − Mortgage interest
- −$8,262
- − Property taxes
- −$659
- − Insurance
- −$738
- − Repairs & maintenance
- −$1,167
- − Management
- −$1,167
- − Depreciation
- −$4,291
- Taxable loss
- −$1,698
- Est. tax savings @ 24.0%
- +$408
- After-tax cash flow
- $1,251/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Tift County
- NCES district ID
- 1304980
- Math proficiency
- 30% ▼ -5.00%
- Reading proficiency
- 31% ▼ -5.00%
- Median HH income
- $37,497
- Composite
- 25.42/100
- National rank
- #7454
- State rank
- #96 of 174 in GA
Livability — Tifton
- Score
- 72/100
- State rank
- #69
- US rank
- #6288
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Tift County · 26,178 people
- City population
- 26,178
- Metro
- Tifton, GA
- Population (ZIP)
- 26,178
- Household income
- $46,056
- Rent vs Own
- Severe rent burden
- 759.0
Population outlook (Tift County) Hauer SSP2
- Today (2025)
- 41,250 people
- By 2030
- 41,146 · -0.3%
- By 2040
- 40,677 · -1.4%
- By 2050
- 39,930 · -3.2%
- By 2075
- 37,078 · -10.1%
- By 2100
- 32,742 · -20.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- White 46% Black 37% Hispanic / Latino 12% Two or more races 9% Asian 1%
- Hispanic origin (detail)
- Mexican 9%
- Common ancestry
- Slovak 1% Serbian 1% Hispanic 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 89% English-only · Spanish 10% Other Asian/Pacific 0%
Political lean MEDSL · Tift
- 2024 margin
- Solid R (+35.7) · D 32.0% · R 67.7%
- 2008→2024 swing
- -2.8pp toward R · 2008: -32.8pp · 2024: -35.7pp
- All cycles
- 2024: R+35.7 2020: R+33.6 2016: R+37.4 2012: R+32.6 2008: R+32.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -82.93%
- Current HPI
- 175.5649
- Rent YoY
- —
- Metro
- Tifton, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+64.1% since first listed12 events — show timeline
- 2026-04-27 Price Changed $147,500 TBOR
- 2026-03-13 Relisted — TBOR
- 2026-03-03 Relisted — TBOR
- 2026-02-12 Relisted — TBOR
- 2026-01-30 Relisted — TBOR
- 2025-11-18 Price Changed $149,900 TBOR
- 2025-11-07 Price Changed $155,000 TBOR
- 2025-10-27 Price Changed $159,900 TBOR
- 2025-09-08 Listed $165,000 TBOR
- 2021-05-14 Sold (Public Records) $95,000 Public Records
- 2021-05-14 Sold (MLS) $95,000 TBOR
- 2021-04-01 Listed $89,900 TBOR
Property tax history
-0.0%/yrLatest (2025): $659 · -8.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…