7 Naylor Ct · Quakertown, PA 18951

$249,999

3 bd · 1.5 ba · 1,925 sqft · Townhouse public records · 29 Days on market

Built 1978 3,049 sqft lot Est $333k · 25% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +15.0/15.0
• DSCR +4.6/10.0
• Schools +4.4/10.0
• 1% rule +4.2/10.0
• Livability +4.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 7 Naylor Court, a Quakertown twin on a cul-de-sac location with no HOA! As you enter there is a built in coat cubby, bench and storage area that leads to the living room that is spacious and carries to the kitchen. Features of the kitchen include a barn door pantry /storage, Electric cooking, refrigerator( included), dishwasher and access to the laundry /utility room( washer & dryer included). Off the kitchen is the family room which is open to the kitchen. A great for entertaining, spacious and tons of natural light! The slider off the family room lead to a large outdoor patio space, attached storage area/closet, fenced in yard and shed. The second floor offers three generous bedrooms, the primary having an abundance of closets, finishing the second floor is the full bath. The third floor offers a large 4th bedroom and a great area for storage. ALL Showings start Saturday 3/18.

Key facts

• Parking
• Built 1978
• Listed 28 days

Property features AI

Finance

• Other: Not in a federal flood zone; Property condition listed as below average

Exterior

• Parking: Asphalt driveway; Driveway parking (1 space); Total of 1 garage/parking space
• Utilities: Public water; Public sewer; DSL internet service; Utilities above ground
• Home design: Semi-detached home; Estimated year built; Fee simple ownership
• Construction: Frame construction; Architectural shingle roof; Concrete perimeter foundation; Above grade and below grade structures noted; Pets allowed with no pet restrictions
• Exterior features: Privacy fencing; Front yard, rear yard and side yards; Level lot

Interior

• Kitchen: Dishwasher; Electric oven/range; Stove; Refrigerator
• Bedrooms: Three bedrooms on the main upper level; One bedroom on the second upper level
• Flooring: Carpet
• Bathrooms: One full bathroom on the main upper level; One half bathroom on the main upper level; Totals: 1 full bath, 1 half bath
• Heating & cooling: Forced air heating (electric); Central air conditioning (electric); 200+ amp electrical service; Electric hot water
• Interior features: Ceiling fans; Carpeted areas; 7 total rooms (including living spaces and bonus room)
• Laundry & utility: Laundry hookups on the main floor

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath townhouse listed at $250k.

Deal economics

• At list price, monthly cash flow is $77 ($928/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $230k (8.1% below list).
• Recommended offer: $230k (8.1% below list) — sets the bar for 1% rule.
• Cap rate 6.7% vs local median 4.2% in Quakertown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#222 in PA, #1,945 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, cost of living A; Watch: commute F.
• Quakertown Community SD (suburban): math 45% / reading 55% proficiency, ranked #154 of 539 in PA (top 29%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Quakertown Community Hs (math 79% / reading 24%, grade D+, #119 of 437 statewide, top 27%, 1,668 students, 24% FRL) — zoned schools at 24% FRL track the district average.
• Market conditions: 144 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 83% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 663 units permitted in Bucks County in 2024 (106 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Bucks County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 29 days — a 2% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 32y ago; this cycle's ask has dropped $45k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $229,762 (8.1% below list)

Questions for the listing agent

1. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.92% ✗
• Cap rate: 6.66%
• Cash-on-cash: 1.33%
• DSCR: 1.06
• GRM: 9.1

CMA / ARV

• ARV (on-the-fly): $333,025
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
207 Hickory Dr	0.13mi	4/1.5 (+1)	1,800 (-6%)	1mo	$305,000	$169	78
94 Braithwaite Ln	0.23mi	4/1.5 (+1)	1,975 (+3%)	5mo	$320,000	$162	76
17 Naylor Ct	0.03mi	4/1.5 (+1)	1,715 (-11%)	3mo	$320,000	$187	73
89 Braithwaite Ln	0.26mi	4/1.5 (+1)	2,000 (+4%)	6mo	$300,000	$150	71
7 Berks Ct	0.11mi	3/1.5	1,644 (-15%)	3mo	$261,000	$159	68
6 Tierney Ct	0.18mi	4/1.5 (+1)	1,750 (-9%)	8mo	$303,000	$173	65
131 Hickory Dr	0.11mi	4/2.0 (+1)	1,715 (-11%)	14mo	$326,000	$190	58
112 Braithwaite Ln	0.22mi	4/2.5 (+1)	2,000 (+4%)	20mo	$348,000	$174	58
9 Braxton Ct	0.07mi	4/1.5 (+1)	2,135 (+11%)	19mo	$324,900	$152	58
110 S Main St	0.51mi	3/3.0	2,091 (+9%)	18mo	$325,000	$155	41
103 Stonegate Vlg	0.71mi	3/2.0	1,690 (-12%)	10mo	$301,600	$178	36
1107 W Broad St	0.74mi	3/2.0	1,680 (-13%)	14mo	$329,900	$196	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -14.2%
• Equity multiple: 0.49×
• Total profit: $-35,544
• Equity at exit: $37,276

10-year hold

• IRR: -5.4%
• Equity multiple: 0.65×
• Total profit: $-24,441
• Equity at exit: $21,615

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18951

• Active inventory: 144
• Price-to-rent: 9.1×

Monthly cashflow live

• Estimated rent: $2,298 high
• Mortgage (P&I): −$1,311
• Tax from tax record: −$323 /mo · $3,871/yr
• Insurance: −$104
• HOA: −$0
• Vacancy / Maint / Mgmt: −$483
• Net cashflow: $77

Break-even live

Break-even rent $2,200

Max offer price $249,999

Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,500
• Closing costs: $7,500
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
27 Braithwaite Ln Quakertown, PA	3.0	2.5	1475	$2,300	$1.56	43d	1	0.13mi
214 Trumbauersville Rd Quakertown, PA	4.0	2.0	1400	$2,500	$1.79	43d	1	0.60mi
167 Sunshine Dr Quakertown, PA	3.0	1.5	1616	$2,150	$1.33	24d	1	1.04mi
342 W Broad St Unit 2 Quakertown, PA	2.0	2.0	1500	$1,745	$1.16	43d	1	1.23mi
159 Forsythia Ct Quakertown, PA	3.0	1.5	1402	$2,250	$1.60	43d	1	1.29mi
211 Prairie Ct Quakertown, PA	3.0	3.0	1300	$2,195	$1.69	43d	1	1.43mi

Listing history 43 events

1. 2026-06-18
   days on market $249,999 Active 29 DOM
2. 2026-06-17
   days on market $249,999 Active 28 DOM
3. 2026-06-16
   days on market $249,999 Active 27 DOM
4. 2026-06-15
   price $249,999 Active 26 DOM
5. 2026-06-15
   days on market $265,000 Active 26 DOM
6. 2026-06-13
   days on market $265,000 Active 24 DOM
7. 2026-06-13
   days on market $265,000 Active 23 DOM
8. 2026-06-09
   days on market $265,000 Active 20 DOM
9. 2026-06-08
   days on market $265,000 Active 19 DOM
10. 2026-06-07
    days on market $265,000 Active 18 DOM
11. 2026-06-04
    pricedays on market $265,000 Active 15 DOM
12. 2026-06-03
    days on market $295,000 Active 14 DOM
13. 2026-06-02
    days on market $295,000 Active 13 DOM
14. 2026-06-01
    days on market $295,000 Active 12 DOM
15. 2026-05-31
    days on market $295,000 Active 11 DOM
16. 2026-05-21
    listed $295,000 Active
17. 2026-05-21
    historical $295,000
18. 2023-04-20
    soldstatus $285,000
19. 2023-04-19
    soldstatus $285,000 Closed 910-char remark

    Show marketing remark (910 chars)

    Welcome to 7 Naylor Court, a Quakertown twin on a cul-de-sac location with no HOA! As you enter there is a built in coat cubby, bench and storage area that leads to the living room that is spacious and carries to the kitchen. Features of the kitchen include a barn door pantry /storage, Electric cooking, refrigerator( included), dishwasher and access to the laundry /utility room( washer & dryer included). Off the kitchen is the family room which is open to the kitchen. A great for entertaining, spacious and tons of natural light! The slider off the family room lead to a large outdoor patio space, attached storage area/closet, fenced in yard and shed. The second floor offers three generous bedrooms, the primary having an abundance of closets, finishing the second floor is the full bath. The third floor offers a large 4th bedroom and a great area for storage. ALL Showings start Saturday 3/18.

20. 2023-03-23
    status Pending 910-char remark

    Show marketing remark (910 chars)

    Welcome to 7 Naylor Court, a Quakertown twin on a cul-de-sac location with no HOA! As you enter there is a built in coat cubby, bench and storage area that leads to the living room that is spacious and carries to the kitchen. Features of the kitchen include a barn door pantry /storage, Electric cooking, refrigerator( included), dishwasher and access to the laundry /utility room( washer & dryer included). Off the kitchen is the family room which is open to the kitchen. A great for entertaining, spacious and tons of natural light! The slider off the family room lead to a large outdoor patio space, attached storage area/closet, fenced in yard and shed. The second floor offers three generous bedrooms, the primary having an abundance of closets, finishing the second floor is the full bath. The third floor offers a large 4th bedroom and a great area for storage. ALL Showings start Saturday 3/18.

21. 2023-03-16
    listed $289,900 Active 910-char remark

    Show marketing remark (910 chars)

    Welcome to 7 Naylor Court, a Quakertown twin on a cul-de-sac location with no HOA! As you enter there is a built in coat cubby, bench and storage area that leads to the living room that is spacious and carries to the kitchen. Features of the kitchen include a barn door pantry /storage, Electric cooking, refrigerator( included), dishwasher and access to the laundry /utility room( washer & dryer included). Off the kitchen is the family room which is open to the kitchen. A great for entertaining, spacious and tons of natural light! The slider off the family room lead to a large outdoor patio space, attached storage area/closet, fenced in yard and shed. The second floor offers three generous bedrooms, the primary having an abundance of closets, finishing the second floor is the full bath. The third floor offers a large 4th bedroom and a great area for storage. ALL Showings start Saturday 3/18.

22. 2021-04-26
    soldstatus $213,000
23. 2021-04-16
    soldstatus $213,000 Closed 729-char remark

    Show marketing remark (729 chars)

    Brick and Frame 4-5 bedroom twin on cul-de-sac location. Features include a nice size living room, large eat-in kitchen with oak cabinets and dishwasher, main floor laundry, powder room, large family room is great for entertaining with slider to a patio and fenced yard. The 2nd floor consists of a huge main bedroom with 2 double closets, full hall bath PLUS 2 additional generous size bedrooms. The 3rd floor offers a 4th & 5th bedroom or office. This home has ample storage space and is centrally located to parks, shopping, restaurants and much more. The sellers are offering a 1 year home warranty to the buyer at settlement. Powder room ceiling will be repaired by seller. Sale is subject to sellers finding a home.

24. 2021-03-11
    status Pending 729-char remark

    Show marketing remark (729 chars)

    Brick and Frame 4-5 bedroom twin on cul-de-sac location. Features include a nice size living room, large eat-in kitchen with oak cabinets and dishwasher, main floor laundry, powder room, large family room is great for entertaining with slider to a patio and fenced yard. The 2nd floor consists of a huge main bedroom with 2 double closets, full hall bath PLUS 2 additional generous size bedrooms. The 3rd floor offers a 4th & 5th bedroom or office. This home has ample storage space and is centrally located to parks, shopping, restaurants and much more. The sellers are offering a 1 year home warranty to the buyer at settlement. Powder room ceiling will be repaired by seller. Sale is subject to sellers finding a home.

25. 2021-03-08
    listed $204,900 Active 729-char remark

    Show marketing remark (729 chars)

    Brick and Frame 4-5 bedroom twin on cul-de-sac location. Features include a nice size living room, large eat-in kitchen with oak cabinets and dishwasher, main floor laundry, powder room, large family room is great for entertaining with slider to a patio and fenced yard. The 2nd floor consists of a huge main bedroom with 2 double closets, full hall bath PLUS 2 additional generous size bedrooms. The 3rd floor offers a 4th & 5th bedroom or office. This home has ample storage space and is centrally located to parks, shopping, restaurants and much more. The sellers are offering a 1 year home warranty to the buyer at settlement. Powder room ceiling will be repaired by seller. Sale is subject to sellers finding a home.

26. 2011-12-21
    historical
27. 2011-03-21
    listed $169,500
28. 2010-11-01
    historical
29. 2010-04-30
    listed $179,900
30. 2010-04-28
    historical
31. 2010-04-08
    listed $184,900
32. 1996-05-21
    soldstatus $95,900
33. 1996-02-06
    soldstatus $51,596
34. 1996-02-03
    historical
35. 1995-10-09
    listed $51,596
36. 1995-05-25
    listed $99,900
37. 1995-05-25
    historical
38. 1995-03-30
    historical
39. 1994-08-24
    listed $102,900
40. 1989-12-18
    soldstatus $107,000
41. 1982-11-16
    soldstatus $44,000
42. 1982-05-14
    soldstatus $43,200
43. 1980-11-19
    soldstatus $48,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,871 · $323/mo
• Projected year-2 tax: $3,911 · $326/mo
• Expected delta: +$39/yr (+$3/mo · 1.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥101°F today · 16 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,571
• − Mortgage interest: −$14,004
• − Property taxes: −$3,871
• − Insurance: −$1,250
• − Repairs & maintenance: −$2,206
• − Management: −$2,206
• − Depreciation: −$7,273
• Taxable loss: −$3,238
• Est. tax savings @ 24.0%: +$777
• After-tax cash flow: $1,705/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Quakertown Community SD
• NCES district ID: 4219890
• Math proficiency: 45% ▼ -11.00%
• Reading proficiency: 55% ▼ -15.00%
• Median HH income: $66,186
• Composite: 44.3/100
• National rank: #2833
• State rank: #154 of 539 in PA

Livability — Quakertown

• Score: 80/100
• State rank: #222
• US rank: #1945

Category grades

Amenities B Commute F Cost of living A Crime C Employment B Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Quakertown, PA
• County: Bucks County · 506,477 people
• City population: 36,568
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• Population (ZIP): 36,568
• Household income: $98,268
• Rent vs Own: 18.0% rent · 82.0% own
• Severe rent burden: 488.0

Population outlook (Bucks County) Hauer SSP2

• Today (2025): 630,973 people
• By 2030: 627,093 · -0.6%
• By 2040: 609,680 · -3.4%
• By 2050: 584,225 · -7.4%
• By 2075: 539,840 · -14.4%
• By 2100: 483,970 · -23.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (85%)
• Race & ethnicity: White 85% Two or more races 7% Hispanic / Latino 6% Asian 3% Black 2%
• Hispanic origin (detail): Mexican 4% Puerto Rican 1%
• Common ancestry: Romanian 5% Polish 3% Slovak 2%
• Foreign-born: 7% · Canada, China, Jamaica
• Languages at home: 90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Bucks

• 2024 margin: Toss-up / Even · D 49.5% · R 49.5%
• 2008→2024 swing: -8.7pp toward R · 2008: 8.7pp · 2024: -0.1pp
• All cycles: 2024: R+0.1 2020: D+4.4 2016: D+0.6 2012: D+1.2 2008: D+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -247.25%
• Current HPI: 283.2262
• Rent YoY: —
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+514.6% since first listed

28 events — show timeline

• 2026-05-21 Listed $295,000 BRIGHT MLS
• 2026-05-21 Coming Soon $295,000 BRIGHT MLS
• 2023-04-20 Sold (Public Records) $285,000 Public Records
• 2023-04-19 Sold (MLS) $285,000 BRIGHT MLS
• 2023-03-23 Pending — BRIGHT MLS
• 2023-03-16 Listed $289,900 BRIGHT MLS
• 2021-04-26 Sold (Public Records) $213,000 Public Records
• 2021-04-16 Sold (MLS) $213,000 BRIGHT MLS
• 2021-03-11 Pending — BRIGHT MLS
• 2021-03-08 Listed $204,900 BRIGHT MLS
• 2011-12-21 Listing Removed — BRIGHT MLS
• 2011-03-21 Listed $169,500 BRIGHT MLS
• 2010-11-01 Listing Removed — BRIGHT MLS
• 2010-04-30 Listed $179,900 BRIGHT MLS
• 2010-04-28 Listing Removed — BRIGHT MLS
• 2010-04-08 Listed $184,900 BRIGHT MLS
• 1996-05-21 Sold (Public Records) $95,900 Public Records
• 1996-02-06 Sold (MLS) $51,596 BRIGHT MLS
• 1996-02-03 Listing Removed — BRIGHT MLS
• 1995-10-09 Listed $51,596 BRIGHT MLS
• 1995-05-25 Listing Removed — BRIGHT MLS
• 1995-05-25 Listed $99,900 BRIGHT MLS
• 1995-03-30 Listing Removed — BRIGHT MLS
• 1994-08-24 Listed $102,900 BRIGHT MLS
• 1989-12-18 Sold (Public Records) $107,000 Public Records
• 1982-11-16 Sold (Public Records) $44,000 Public Records
• 1982-05-14 Sold (Public Records) $43,200 Public Records
• 1980-11-19 Sold (Public Records) $48,000 Public Records

Property tax history

+1.6%/yr

Latest (2026): $3,871 · +4.3% YoY. Source: county tax records.