3308 Camargo Rd · Camargo, KY 40353

$97,000

4 bd · 2.0 ba · 3,206 sqft · SingleFamily public records · 105 Days on market

Built 1960 0.60 ac lot $30/sqft · 78% below area

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +3.2/5.0
• Schools +2.8/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Investment Opportunity - Victorian Revival with Renovation Potential 1960s Victorian Revival-style home featuring ornate woodwork and a dramatic curved staircase that highlights the timeless character of this spacious property. Offering 3,206 sq. ft. of living space, this two-story home showcases architectural details that reflect the elegance and craftsmanship of classic Victorian design. From the moment you enter, the eye-catching stairwell with its traditional curved geometry creates a striking focal point, complemented by vintage interior elements waiting to be revitalized. The home features 4 bedrooms with a primary bedroom conveniently located on the first floor, along with expansive living areas that provide excellent potential for renovation and reimagining. Much of the home's original charm and architectural character remain, offering the perfect canvas for an investor or renovation enthusiast to restore and enhance with modern updates. Key system updates include a metal roof, water heater approximately 3 years old, and gas furnace replaced approximately 6 years ago, providing a solid foundation for future improvements. With the right vision and creativity, this property has the potential to become a beautifully restored Victorian residence or a standout investment property. Property is being sold AS-IS. Home will not qualify for traditional financing. CASH Buyers Only. looked up closing and active properties from 2025 to present with results as follows: CASH Buyers Only.-The kitchen has been partially demoed with cabinets and fixtures already removed, providing a blank slate for your custom design kitchen. NOTE* researched minimal updated upto renovated -comparable in downtown Mt Sterling with price per sq ft range from Close Properties from 2025- 2026 ranging cost per square foot from $84.00- $120.00 with homes with limited upgrades to major Renovation, When calculating 3308 Camargo Dr. with 3206 Sq ft. Utilizing this information to calculate potential value post rehab, The closed prices range $269,000. to $384,720. The Active for-sale properties range from $110. to $153. per sq ft = calculated at 3206 sq ft - ranging lowest to highest $352,000 to $490,000. calculation (3206 Sq ft living space in 3308 Camargo Dr

Key facts

• Ornate woodwork
• Original charm
• 0.6 acre lot

Tags

• DRAMATIC CURVED STAIRCASE
• ORNATE WOODWORK
• ARCHITECTURAL DETAILS
• TRADITIONAL CURVED GEOMETRY
• VINTAGE INTERIOR ELEMENTS
• ORIGINAL CHARM

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $97k.

Deal economics

• At list price, monthly cash flow is $732 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $97k).
• Recommended offer: $88k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 64/100 on livability (#307 in KY) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety D+, schools F, amenities F.
• Montgomery County (rural): math 24% / reading 44% proficiency, ranked #76 of 165 in KY (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 114 active listings in the ZIP; 56 units permitted in Montgomery County in 2024 (0 in 5+ unit buildings).
• This rent runs 35% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $671 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Montgomery County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 105 days — a 9% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 7y ago; this cycle's ask has dropped $18k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $75k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $88,270 (9.0% below list)

Questions for the listing agent

1. It's been on market 105 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.71% ✓
• Cap rate: 15.35%
• Cash-on-cash: 32.33%
• DSCR: 2.44
• GRM: 4.9

CMA / ARV

• ARV (median comp): $433,309
• List price: $97,000
• Delta: -77.61%
• Verdict: UNDERPRICED
• Comps: 7 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 27.4%
• Equity multiple: 2.14×
• Total profit: $30,858
• Equity at exit: $14,463

10-year hold

• IRR: 34.9%
• Equity multiple: 4.19×
• Total profit: $86,762
• Equity at exit: $8,387

Cash invested: $27,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Kentucky: 83 Strongly Landlord-Friendly · R+16
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit (URLTA cities); generally landlord-friendly.

Methodology + full state rankings →

ZIP-level market 40353

• Home prices YoY: -24.4%
• Active inventory: 114
• Price-to-rent: 4.9×

Monthly cashflow live

• Estimated rent: $1,662 medium
• Mortgage (P&I): −$509
• Tax from tax record: −$32 /mo · $385/yr
• Insurance: −$40
• HOA: −$0
• Vacancy / Maint / Mgmt: −$349
• Net cashflow: $732

Break-even live

Break-even rent $736

Max offer price $97,000

Occupancy floor 51%

Sensitivity live

Price	-10% $787	-5% $759	+0% $732	+5% $704	+10% $677
Rent	-10% $600	-5% $666	+0% $732	+5% $797	+10% $863
Rate	-1.0pp $781	-0.5pp $756	base $732	+0.5pp $707	+1.0pp $681

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $24,250
• Closing costs: $2,910
• Reserves months: —
• Total cash needed: —

Listing history 47 events

1. 2026-06-18
   days on market $97,000 Active 105 DOM
2. 2026-06-17
   days on market $97,000 Active 104 DOM
3. 2026-06-16
   days on market $97,000 Active 103 DOM
4. 2026-06-15
   days on market $97,000 Active 102 DOM
5. 2026-06-14
   days on market $97,000 Active 100 DOM
6. 2026-06-13
   days on market $97,000 Active 99 DOM
7. 2026-06-10
   days on market $97,000 Active 97 DOM
8. 2026-06-09
   days on market $97,000 Active 96 DOM
9. 2026-06-08
   days on market $97,000 Active 95 DOM
10. 2026-06-07
    days on market $97,000 Active 94 DOM
11. 2026-06-03
    days on market $97,000 Active 90 DOM
12. 2026-06-02
    days on market $97,000 Active 89 DOM
13. 2026-06-01
    days on market $97,000 Active 88 DOM
14. 2026-05-31
    days on market $97,000 Active 87 DOM
15. 2026-05-31
    days on market $97,000 Active 86 DOM
16. 2026-05-05
    price $97,000 2271-char remark

    Show marketing remark (2271 chars)

    Investment Opportunity - Victorian Revival with Renovation Potential 1960s Victorian Revival-style home featuring ornate woodwork and a dramatic curved staircase that highlights the timeless character of this spacious property. Offering 3,206 sq. ft. of living space, this two-story home showcases architectural details that reflect the elegance and craftsmanship of classic Victorian design. From the moment you enter, the eye-catching stairwell with its traditional curved geometry creates a striking focal point, complemented by vintage interior elements waiting to be revitalized. The home features 4 bedrooms with a primary bedroom conveniently located on the first floor, along with expansive living areas that provide excellent potential for renovation and reimagining. Much of the home's original charm and architectural character remain, offering the perfect canvas for an investor or renovation enthusiast to restore and enhance with modern updates. Key system updates include a metal roof, water heater approximately 3 years old, and gas furnace replaced approximately 6 years ago, providing a solid foundation for future improvements. With the right vision and creativity, this property has the potential to become a beautifully restored Victorian residence or a standout investment property. Property is being sold AS-IS. Home will not qualify for traditional financing. CASH Buyers Only. looked up closing and active properties from 2025 to present with results as follows: CASH Buyers Only.-The kitchen has been partially demoed with cabinets and fixtures already removed, providing a blank slate for your custom design kitchen. NOTE* researched minimal updated upto renovated -comparable in downtown Mt Sterling with price per sq ft range from Close Properties from 2025- 2026 ranging cost per square foot from $84.00- $120.00 with homes with limited upgrades to major Renovation, When calculating 3308 Camargo Dr. with 3206 Sq ft. Utilizing this information to calculate potential value post rehab, The closed prices range $269,000. to $384,720. The Active for-sale properties range from $110. to $153. per sq ft = calculated at 3206 sq ft - ranging lowest to highest $352,000 to $490,000. calculation (3206 Sq ft living space in 3308 Camargo Dr

17. 2026-03-28
    price $99,900 2271-char remark

    Show marketing remark (2271 chars)

    Investment Opportunity - Victorian Revival with Renovation Potential 1960s Victorian Revival-style home featuring ornate woodwork and a dramatic curved staircase that highlights the timeless character of this spacious property. Offering 3,206 sq. ft. of living space, this two-story home showcases architectural details that reflect the elegance and craftsmanship of classic Victorian design. From the moment you enter, the eye-catching stairwell with its traditional curved geometry creates a striking focal point, complemented by vintage interior elements waiting to be revitalized. The home features 4 bedrooms with a primary bedroom conveniently located on the first floor, along with expansive living areas that provide excellent potential for renovation and reimagining. Much of the home's original charm and architectural character remain, offering the perfect canvas for an investor or renovation enthusiast to restore and enhance with modern updates. Key system updates include a metal roof, water heater approximately 3 years old, and gas furnace replaced approximately 6 years ago, providing a solid foundation for future improvements. With the right vision and creativity, this property has the potential to become a beautifully restored Victorian residence or a standout investment property. Property is being sold AS-IS. Home will not qualify for traditional financing. CASH Buyers Only. looked up closing and active properties from 2025 to present with results as follows: CASH Buyers Only.-The kitchen has been partially demoed with cabinets and fixtures already removed, providing a blank slate for your custom design kitchen. NOTE* researched minimal updated upto renovated -comparable in downtown Mt Sterling with price per sq ft range from Close Properties from 2025- 2026 ranging cost per square foot from $84.00- $120.00 with homes with limited upgrades to major Renovation, When calculating 3308 Camargo Dr. with 3206 Sq ft. Utilizing this information to calculate potential value post rehab, The closed prices range $269,000. to $384,720. The Active for-sale properties range from $110. to $153. per sq ft = calculated at 3206 sq ft - ranging lowest to highest $352,000 to $490,000. calculation (3206 Sq ft living space in 3308 Camargo Dr

18. 2026-03-13
    price $109,000 2271-char remark

    Show marketing remark (2271 chars)

    Investment Opportunity - Victorian Revival with Renovation Potential 1960s Victorian Revival-style home featuring ornate woodwork and a dramatic curved staircase that highlights the timeless character of this spacious property. Offering 3,206 sq. ft. of living space, this two-story home showcases architectural details that reflect the elegance and craftsmanship of classic Victorian design. From the moment you enter, the eye-catching stairwell with its traditional curved geometry creates a striking focal point, complemented by vintage interior elements waiting to be revitalized. The home features 4 bedrooms with a primary bedroom conveniently located on the first floor, along with expansive living areas that provide excellent potential for renovation and reimagining. Much of the home's original charm and architectural character remain, offering the perfect canvas for an investor or renovation enthusiast to restore and enhance with modern updates. Key system updates include a metal roof, water heater approximately 3 years old, and gas furnace replaced approximately 6 years ago, providing a solid foundation for future improvements. With the right vision and creativity, this property has the potential to become a beautifully restored Victorian residence or a standout investment property. Property is being sold AS-IS. Home will not qualify for traditional financing. CASH Buyers Only. looked up closing and active properties from 2025 to present with results as follows: CASH Buyers Only.-The kitchen has been partially demoed with cabinets and fixtures already removed, providing a blank slate for your custom design kitchen. NOTE* researched minimal updated upto renovated -comparable in downtown Mt Sterling with price per sq ft range from Close Properties from 2025- 2026 ranging cost per square foot from $84.00- $120.00 with homes with limited upgrades to major Renovation, When calculating 3308 Camargo Dr. with 3206 Sq ft. Utilizing this information to calculate potential value post rehab, The closed prices range $269,000. to $384,720. The Active for-sale properties range from $110. to $153. per sq ft = calculated at 3206 sq ft - ranging lowest to highest $352,000 to $490,000. calculation (3206 Sq ft living space in 3308 Camargo Dr

19. 2026-03-05
    listed $115,000 Active 2271-char remark

    Show marketing remark (2271 chars)

    Investment Opportunity - Victorian Revival with Renovation Potential 1960s Victorian Revival-style home featuring ornate woodwork and a dramatic curved staircase that highlights the timeless character of this spacious property. Offering 3,206 sq. ft. of living space, this two-story home showcases architectural details that reflect the elegance and craftsmanship of classic Victorian design. From the moment you enter, the eye-catching stairwell with its traditional curved geometry creates a striking focal point, complemented by vintage interior elements waiting to be revitalized. The home features 4 bedrooms with a primary bedroom conveniently located on the first floor, along with expansive living areas that provide excellent potential for renovation and reimagining. Much of the home's original charm and architectural character remain, offering the perfect canvas for an investor or renovation enthusiast to restore and enhance with modern updates. Key system updates include a metal roof, water heater approximately 3 years old, and gas furnace replaced approximately 6 years ago, providing a solid foundation for future improvements. With the right vision and creativity, this property has the potential to become a beautifully restored Victorian residence or a standout investment property. Property is being sold AS-IS. Home will not qualify for traditional financing. CASH Buyers Only. looked up closing and active properties from 2025 to present with results as follows: CASH Buyers Only.-The kitchen has been partially demoed with cabinets and fixtures already removed, providing a blank slate for your custom design kitchen. NOTE* researched minimal updated upto renovated -comparable in downtown Mt Sterling with price per sq ft range from Close Properties from 2025- 2026 ranging cost per square foot from $84.00- $120.00 with homes with limited upgrades to major Renovation, When calculating 3308 Camargo Dr. with 3206 Sq ft. Utilizing this information to calculate potential value post rehab, The closed prices range $269,000. to $384,720. The Active for-sale properties range from $110. to $153. per sq ft = calculated at 3206 sq ft - ranging lowest to highest $352,000 to $490,000. calculation (3206 Sq ft living space in 3308 Camargo Dr

20. 2025-03-13
    soldstatus $75,000
21. 2025-03-03
    soldstatus $75,000 Closed 476-char remark

    Show marketing remark (476 chars)

    Revitalize the charm of this older home with a modern touch. It has so much vintage character just waiting to be enhanced. This spacious home offers an abundant amount of space with 4 bedrooms and primary located on the first floor. The metal roof and water heater are 2 years old and the gas furnace was replaced 5 years ago. With a little vision and creativity, this older home can become a stylish haven. Being sold as-is and home can not be financed cash buyers only.

22. 2025-01-31
    status Pending 476-char remark

    Show marketing remark (476 chars)

    Revitalize the charm of this older home with a modern touch. It has so much vintage character just waiting to be enhanced. This spacious home offers an abundant amount of space with 4 bedrooms and primary located on the first floor. The metal roof and water heater are 2 years old and the gas furnace was replaced 5 years ago. With a little vision and creativity, this older home can become a stylish haven. Being sold as-is and home can not be financed cash buyers only.

23. 2025-01-29
    status Active 476-char remark

    Show marketing remark (476 chars)

    Revitalize the charm of this older home with a modern touch. It has so much vintage character just waiting to be enhanced. This spacious home offers an abundant amount of space with 4 bedrooms and primary located on the first floor. The metal roof and water heater are 2 years old and the gas furnace was replaced 5 years ago. With a little vision and creativity, this older home can become a stylish haven. Being sold as-is and home can not be financed cash buyers only.

24. 2025-01-29
    price $79,900 476-char remark

    Show marketing remark (476 chars)

    Revitalize the charm of this older home with a modern touch. It has so much vintage character just waiting to be enhanced. This spacious home offers an abundant amount of space with 4 bedrooms and primary located on the first floor. The metal roof and water heater are 2 years old and the gas furnace was replaced 5 years ago. With a little vision and creativity, this older home can become a stylish haven. Being sold as-is and home can not be financed cash buyers only.

25. 2024-09-22
    status Pending 476-char remark

    Show marketing remark (476 chars)

    Revitalize the charm of this older home with a modern touch. It has so much vintage character just waiting to be enhanced. This spacious home offers an abundant amount of space with 4 bedrooms and primary located on the first floor. The metal roof and water heater are 2 years old and the gas furnace was replaced 5 years ago. With a little vision and creativity, this older home can become a stylish haven. Being sold as-is and home can not be financed cash buyers only.

26. 2024-09-19
    status Active 476-char remark

    Show marketing remark (476 chars)

    Revitalize the charm of this older home with a modern touch. It has so much vintage character just waiting to be enhanced. This spacious home offers an abundant amount of space with 4 bedrooms and primary located on the first floor. The metal roof and water heater are 2 years old and the gas furnace was replaced 5 years ago. With a little vision and creativity, this older home can become a stylish haven. Being sold as-is and home can not be financed cash buyers only.

27. 2024-03-20
    status Pending 476-char remark

    Show marketing remark (476 chars)

    Revitalize the charm of this older home with a modern touch. It has so much vintage character just waiting to be enhanced. This spacious home offers an abundant amount of space with 4 bedrooms and primary located on the first floor. The metal roof and water heater are 2 years old and the gas furnace was replaced 5 years ago. With a little vision and creativity, this older home can become a stylish haven. Being sold as-is and home can not be financed cash buyers only.

28. 2024-02-10
    historical Contingent 476-char remark

    Show marketing remark (476 chars)

    Revitalize the charm of this older home with a modern touch. It has so much vintage character just waiting to be enhanced. This spacious home offers an abundant amount of space with 4 bedrooms and primary located on the first floor. The metal roof and water heater are 2 years old and the gas furnace was replaced 5 years ago. With a little vision and creativity, this older home can become a stylish haven. Being sold as-is and home can not be financed cash buyers only.

29. 2024-02-04
    listed $60,000 Active 476-char remark

    Show marketing remark (476 chars)

    Revitalize the charm of this older home with a modern touch. It has so much vintage character just waiting to be enhanced. This spacious home offers an abundant amount of space with 4 bedrooms and primary located on the first floor. The metal roof and water heater are 2 years old and the gas furnace was replaced 5 years ago. With a little vision and creativity, this older home can become a stylish haven. Being sold as-is and home can not be financed cash buyers only.

30. 2022-11-21
    historical
31. 2022-11-16
    price $65,000
32. 2022-11-09
    price $70,000
33. 2022-11-02
    price $72,000
34. 2022-10-26
    price $75,000
35. 2022-10-20
    price $78,000
36. 2022-10-12
    price $79,900
37. 2022-10-06
    price $84,900
38. 2022-09-28
    price $89,900
39. 2022-09-22
    price $94,900
40. 2022-09-14
    price $99,000
41. 2022-08-17
    listed $109,900 Active
42. 2020-04-01
    soldstatus $57,800 Sold
43. 2020-04-01
    soldstatus $57,800
44. 2020-02-16
    status Pending
45. 2020-02-11
    historical
46. 2019-10-17
    price $72,500
47. 2019-08-11
    listed $75,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast KY · Resets to sale price

• Current annual tax: $385 · $32/mo
• Projected year-2 tax: $834 · $70/mo
• Expected delta: +$450/yr (+$37/mo · 116.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 4/10 Moderate 7 d/yr ≥102°F today · 19 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 5% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,943
• − Mortgage interest: −$5,434
• − Property taxes: −$385
• − Insurance: −$485
• − Repairs & maintenance: −$1,595
• − Management: −$1,595
• − Depreciation: −$2,822
• Taxable income: $7,627
• Est. tax owed @ 24.0%: −$1,830
• After-tax cash flow: $6,951/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Montgomery County
• NCES district ID: 2104250
• Math proficiency: 24% ▼ -21.00%
• Reading proficiency: 44% ▼ -14.00%
• Median HH income: $38,262
• Composite: 28.32/100
• National rank: #6782
• State rank: #76 of 165 in KY

Livability — Camargo

• Score: 64/100
• State rank: #307
• US rank: #14656

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety D+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Camargo, KY
• County: Montgomery County · 22,725 people
• Metro: Mount Sterling, KY
• Population (ZIP): 22,725
• Household income: $57,329
• Rent vs Own: 33.4% rent · 66.6% own
• Severe rent burden: 454.0

Population outlook (Montgomery County) Hauer SSP2

• Today (2025): 29,814 people
• By 2030: 30,705 · +3.0%
• By 2040: 32,189 · +8.0%
• By 2050: 33,131 · +11.1%
• By 2075: 33,991 · +14.0%
• By 2100: 32,097 · +7.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (91%)
• Race & ethnicity: White 91% Hispanic / Latino 4% Two or more races 4% Black 3%
• Common ancestry: Italian 2% Slovak 1% Scottish 1%
• Foreign-born: 1% · Canada
• Languages at home: 95% English-only · Spanish 4% Other Indo-European 1%

Political lean MEDSL · Montgomery

• 2024 margin: Solid R (+46.6) · D 26.0% · R 72.6% · Other 1.5%
• 2008→2024 swing: -30.0pp toward R · 2008: -16.6pp · 2024: -46.6pp
• All cycles: 2024: R+46.6 2020: R+41.8 2016: R+41.1 2012: R+26.3 2008: R+16.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -73.89%
• Current HPI: 229.2128
• Rent YoY: —
• Metro: Mount Sterling, KY
• State GDP YoY: ▲ 1.81%
• F500 in state: 4

Industry mix (Fortune 500 HQ in KY)

Industry	F500 HQs	Revenue
▸Healthcare	1	$118B
▸Food / Beverage	1	$7B

Price history

+29.3% since first listed

32 events — show timeline

• 2026-05-05 Price Changed $97,000 ImagineMLS
• 2026-03-28 Price Changed $99,900 ImagineMLS
• 2026-03-13 Price Changed $109,000 ImagineMLS
• 2026-03-05 Listed $115,000 ImagineMLS
• 2025-03-13 Sold (Public Records) $75,000 Public Records
• 2025-03-03 Sold (MLS) $75,000 ImagineMLS
• 2025-01-31 Pending — ImagineMLS
• 2025-01-29 Relisted — ImagineMLS
• 2025-01-29 Price Changed $79,900 ImagineMLS
• 2024-09-22 Pending — ImagineMLS
• 2024-09-19 Relisted — ImagineMLS
• 2024-03-20 Pending — ImagineMLS
• 2024-02-10 Contingent — ImagineMLS
• 2024-02-04 Listed $60,000 ImagineMLS
• 2022-11-21 Listing Removed — ImagineMLS
• 2022-11-16 Price Changed $65,000 ImagineMLS
• 2022-11-09 Price Changed $70,000 ImagineMLS
• 2022-11-02 Price Changed $72,000 ImagineMLS
• 2022-10-26 Price Changed $75,000 ImagineMLS
• 2022-10-20 Price Changed $78,000 ImagineMLS
• 2022-10-12 Price Changed $79,900 ImagineMLS
• 2022-10-06 Price Changed $84,900 ImagineMLS
• 2022-09-28 Price Changed $89,900 ImagineMLS
• 2022-09-22 Price Changed $94,900 ImagineMLS
• 2022-09-14 Price Changed $99,000 ImagineMLS
• 2022-08-17 Listed $109,900 ImagineMLS
• 2020-04-01 Sold (Public Records) $57,800 Public Records
• 2020-04-01 Sold (MLS) $57,800 ImagineMLS
• 2020-02-16 Pending — ImagineMLS
• 2020-02-11 Listing Removed — ImagineMLS
• 2019-10-17 Price Changed $72,500 ImagineMLS
• 2019-08-11 Listed $75,000 ImagineMLS