3543 Old Route 22 · Edenburg, PA 19526

$265,000

3 bd · 1.0 ba · 1,440 sqft · SingleFamily public records · 3 Days on market

Built 1928 5,662 sqft lot Est $285k · 7% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +10.7/15.0
• Appreciation +10.0/10.0
• Cash flow +8.9/30.0
• Livability +3.5/5.0
• Schools +3.2/10.0
• DSCR +2.5/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +1.9/10.0

Listing remarks MLS

* * MULTIPLE OFFERS RECEIVED * * * Welcome to this well maintained Hamburg single. Located conveniently to the Hamburg Schools, local town businesses, and the major travel routes of Interstate 78, and Route 61. As you drive up to the home, you'll instantly be impressed by the home's cute curb appeal, which includes a covered front patio with stone fascia, and a long driveway, for off-street parking for 6+ cars! As you walk in the front door you'll be welcomed by the newer wood floors, neutral paint schemes charming character. The first floor features a traditional layout with a sitting area, living/family room, kitchen with dining, laundry, full bath, and an enclosed patio. The living room invites you with its propane fireplace and abundant natural light through the replacement vinyl windows. The kitchen was remodeled years ago, and offers a spacious cooking, baking and dining area, with a wrap around kitchen, tiled floors and backsplash, and updated stainless appliances. The laundry room is more spacious than most, and can also double-up as a great pantry area! The renovated bathroom is also centrally located in the home, conveniently located to both the stairway and living spaces. Upstairs you'll find the homes 3 bedrooms. All three bedrooms are nicely sized. Finishing out the home you'll find an enclosed porch/office, screened in porch, and a fenced in back yard. These three areas are perfect for sitting back and relaxing during the spring, summer and/or fall months. This home has so much to offer, at an affordable price! Contact us today to schedule your private tour of the home!

Key facts

• 5,662 sq ft lot
• 4 parking spots
• Built 1928

Property features AI

Exterior

• Parking: Private stone driveway; Off-street parking and driveway parking; Total of 4 garage and parking spaces; Driveway with 4 spaces
• Utilities: Public water; Public sewer
• Home design: Detached property; Shingle roof; Entry level and stories not specified
• Construction: Stone and vinyl siding construction; Block and stone foundation; Built year source: Assessor
• Exterior features: Backs to trees; Front yard; Level lot; Rear yard; Side yards; Shed; Pet friendly with no pet restrictions; Not in a federal flood zone

Interior

• Kitchen: Kitchen
• Bedrooms: Three bedrooms on the upper level; Master bedroom
• Flooring: Not specified
• Bathrooms: One full bathroom on the main level; One full bathroom total
• Heating & cooling: Forced air heating; Radiant heating; Electric baseboard heating; Heating fuel: Oil, Owned propane, Electric; Window air conditioning units
• Interior features: Living room; Foyer; Sun/Florida room; Screened porch; Patio(s); Has a gas/propane fireplace (1)
• Laundry & utility: Main floor laundry; Electric hot water

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $265k.

Deal economics

• At list price, monthly cash flow is $-214 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $227k (14.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $184k (30.7% below list).
• Recommended offer: $184k (30.7% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 69/100 on livability (#832 in PA) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
• Hamburg Area SD (other): math 31% / reading 43% proficiency, ranked #377 of 539 in PA (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 46 active listings in the ZIP; 258 units permitted in Berks County in 2024 (27 in 5+ unit buildings).

Forward outlook

• In year one you build about $28k of equity ($2k loan paydown + $26k appreciation (10.0% local appreciation)).
• Berks County population projected at +3% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• By year 2, paydown + projected appreciation supports a ~$46k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
• 8 sale attempts since 19y ago; this cycle's ask is 21% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $230k; 15% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1928 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $183,655 (30.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.69% ✗
• Cap rate: 5.32%
• Cash-on-cash: -3.46%
• DSCR: 0.85
• GRM: 12.0

CMA / ARV

• ARV (on-the-fly): $285,120
• Comps found: 7

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3515 Old Route 22	0.10mi	3/1.5	1,322 (-8%)	10mo	$270,000	$204	71
730 Park Ave	0.36mi	3/1.5	1,536 (+7%)	8mo	$330,000	$215	63
703 State St	0.51mi	3/1.0	1,496 (+4%)	14mo	$227,400	$152	58
728 Girard Ave	0.39mi	3/2.0	1,288 (-11%)	19mo	$260,000	$202	44
546 N 5th St	0.66mi	3/2.0	1,496 (+4%)	18mo	$277,900	$186	44
622 Florence Ave	0.56mi	3/1.0	1,310 (-9%)	20mo	$260,000	$198	42
305 N 5th St	0.62mi	3/1.5	1,262 (-12%)	8mo	$235,000	$186	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 21.8%
• Equity multiple: 2.76×
• Total profit: $130,614
• Equity at exit: $238,733

10-year hold

• IRR: 19.6%
• Equity multiple: 6.33×
• Total profit: $395,214
• Equity at exit: $514,837

Cash invested: $74,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 19526

• Home prices YoY: 4.6%
• Active inventory: 46
• Price-to-rent: 12.0×

Monthly cashflow live

• Estimated rent: $1,837 medium
• Mortgage (P&I): −$1,390
• Tax from tax record: −$165 /mo · $1,979/yr
• Insurance: −$110
• HOA: −$0
• Vacancy / Maint / Mgmt: −$386
• Net cashflow: $-214

Break-even live

Break-even rent $2,108

Max offer price $227,176

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $66,250
• Closing costs: $7,950
• Reserves months: —
• Total cash needed: —

Listing history 30 events

1. 2026-06-12
   status $265,000 Pending 3 DOM
2. 2026-05-31
   status $265,000 Active Under Contract 3 DOM
3. 2026-05-27
   historical $265,000
4. 2023-03-24
   historical 1618-char remark

   Show marketing remark (1618 chars)

   * * MULTIPLE OFFERS RECEIVED * * * Welcome to this well maintained Hamburg single. Located conveniently to the Hamburg Schools, local town businesses, and the major travel routes of Interstate 78, and Route 61. As you drive up to the home, you'll instantly be impressed by the home's cute curb appeal, which includes a covered front patio with stone fascia, and a long driveway, for off-street parking for 6+ cars! As you walk in the front door you'll be welcomed by the newer wood floors, neutral paint schemes charming character. The first floor features a traditional layout with a sitting area, living/family room, kitchen with dining, laundry, full bath, and an enclosed patio. The living room invites you with its propane fireplace and abundant natural light through the replacement vinyl windows. The kitchen was remodeled years ago, and offers a spacious cooking, baking and dining area, with a wrap around kitchen, tiled floors and backsplash, and updated stainless appliances. The laundry room is more spacious than most, and can also double-up as a great pantry area! The renovated bathroom is also centrally located in the home, conveniently located to both the stairway and living spaces. Upstairs you'll find the homes 3 bedrooms. All three bedrooms are nicely sized. Finishing out the home you'll find an enclosed porch/office, screened in porch, and a fenced in back yard. These three areas are perfect for sitting back and relaxing during the spring, summer and/or fall months. This home has so much to offer, at an affordable price! Contact us today to schedule your private tour of the home!

5. 2023-03-24
   soldstatus $230,000 Closed 1618-char remark

   Show marketing remark (1618 chars)

   * * MULTIPLE OFFERS RECEIVED * * * Welcome to this well maintained Hamburg single. Located conveniently to the Hamburg Schools, local town businesses, and the major travel routes of Interstate 78, and Route 61. As you drive up to the home, you'll instantly be impressed by the home's cute curb appeal, which includes a covered front patio with stone fascia, and a long driveway, for off-street parking for 6+ cars! As you walk in the front door you'll be welcomed by the newer wood floors, neutral paint schemes charming character. The first floor features a traditional layout with a sitting area, living/family room, kitchen with dining, laundry, full bath, and an enclosed patio. The living room invites you with its propane fireplace and abundant natural light through the replacement vinyl windows. The kitchen was remodeled years ago, and offers a spacious cooking, baking and dining area, with a wrap around kitchen, tiled floors and backsplash, and updated stainless appliances. The laundry room is more spacious than most, and can also double-up as a great pantry area! The renovated bathroom is also centrally located in the home, conveniently located to both the stairway and living spaces. Upstairs you'll find the homes 3 bedrooms. All three bedrooms are nicely sized. Finishing out the home you'll find an enclosed porch/office, screened in porch, and a fenced in back yard. These three areas are perfect for sitting back and relaxing during the spring, summer and/or fall months. This home has so much to offer, at an affordable price! Contact us today to schedule your private tour of the home!

6. 2023-02-24
   status Pending 1618-char remark

   Show marketing remark (1618 chars)

   * * MULTIPLE OFFERS RECEIVED * * * Welcome to this well maintained Hamburg single. Located conveniently to the Hamburg Schools, local town businesses, and the major travel routes of Interstate 78, and Route 61. As you drive up to the home, you'll instantly be impressed by the home's cute curb appeal, which includes a covered front patio with stone fascia, and a long driveway, for off-street parking for 6+ cars! As you walk in the front door you'll be welcomed by the newer wood floors, neutral paint schemes charming character. The first floor features a traditional layout with a sitting area, living/family room, kitchen with dining, laundry, full bath, and an enclosed patio. The living room invites you with its propane fireplace and abundant natural light through the replacement vinyl windows. The kitchen was remodeled years ago, and offers a spacious cooking, baking and dining area, with a wrap around kitchen, tiled floors and backsplash, and updated stainless appliances. The laundry room is more spacious than most, and can also double-up as a great pantry area! The renovated bathroom is also centrally located in the home, conveniently located to both the stairway and living spaces. Upstairs you'll find the homes 3 bedrooms. All three bedrooms are nicely sized. Finishing out the home you'll find an enclosed porch/office, screened in porch, and a fenced in back yard. These three areas are perfect for sitting back and relaxing during the spring, summer and/or fall months. This home has so much to offer, at an affordable price! Contact us today to schedule your private tour of the home!

7. 2023-02-24
   price $230,000 1618-char remark

   Show marketing remark (1618 chars)

   * * MULTIPLE OFFERS RECEIVED * * * Welcome to this well maintained Hamburg single. Located conveniently to the Hamburg Schools, local town businesses, and the major travel routes of Interstate 78, and Route 61. As you drive up to the home, you'll instantly be impressed by the home's cute curb appeal, which includes a covered front patio with stone fascia, and a long driveway, for off-street parking for 6+ cars! As you walk in the front door you'll be welcomed by the newer wood floors, neutral paint schemes charming character. The first floor features a traditional layout with a sitting area, living/family room, kitchen with dining, laundry, full bath, and an enclosed patio. The living room invites you with its propane fireplace and abundant natural light through the replacement vinyl windows. The kitchen was remodeled years ago, and offers a spacious cooking, baking and dining area, with a wrap around kitchen, tiled floors and backsplash, and updated stainless appliances. The laundry room is more spacious than most, and can also double-up as a great pantry area! The renovated bathroom is also centrally located in the home, conveniently located to both the stairway and living spaces. Upstairs you'll find the homes 3 bedrooms. All three bedrooms are nicely sized. Finishing out the home you'll find an enclosed porch/office, screened in porch, and a fenced in back yard. These three areas are perfect for sitting back and relaxing during the spring, summer and/or fall months. This home has so much to offer, at an affordable price! Contact us today to schedule your private tour of the home!

8. 2023-02-18
   listed $219,900 Active 1618-char remark

   Show marketing remark (1618 chars)

   * * MULTIPLE OFFERS RECEIVED * * * Welcome to this well maintained Hamburg single. Located conveniently to the Hamburg Schools, local town businesses, and the major travel routes of Interstate 78, and Route 61. As you drive up to the home, you'll instantly be impressed by the home's cute curb appeal, which includes a covered front patio with stone fascia, and a long driveway, for off-street parking for 6+ cars! As you walk in the front door you'll be welcomed by the newer wood floors, neutral paint schemes charming character. The first floor features a traditional layout with a sitting area, living/family room, kitchen with dining, laundry, full bath, and an enclosed patio. The living room invites you with its propane fireplace and abundant natural light through the replacement vinyl windows. The kitchen was remodeled years ago, and offers a spacious cooking, baking and dining area, with a wrap around kitchen, tiled floors and backsplash, and updated stainless appliances. The laundry room is more spacious than most, and can also double-up as a great pantry area! The renovated bathroom is also centrally located in the home, conveniently located to both the stairway and living spaces. Upstairs you'll find the homes 3 bedrooms. All three bedrooms are nicely sized. Finishing out the home you'll find an enclosed porch/office, screened in porch, and a fenced in back yard. These three areas are perfect for sitting back and relaxing during the spring, summer and/or fall months. This home has so much to offer, at an affordable price! Contact us today to schedule your private tour of the home!

9. 2023-02-14
   historical $219,900 1618-char remark

   Show marketing remark (1618 chars)

   * * MULTIPLE OFFERS RECEIVED * * * Welcome to this well maintained Hamburg single. Located conveniently to the Hamburg Schools, local town businesses, and the major travel routes of Interstate 78, and Route 61. As you drive up to the home, you'll instantly be impressed by the home's cute curb appeal, which includes a covered front patio with stone fascia, and a long driveway, for off-street parking for 6+ cars! As you walk in the front door you'll be welcomed by the newer wood floors, neutral paint schemes charming character. The first floor features a traditional layout with a sitting area, living/family room, kitchen with dining, laundry, full bath, and an enclosed patio. The living room invites you with its propane fireplace and abundant natural light through the replacement vinyl windows. The kitchen was remodeled years ago, and offers a spacious cooking, baking and dining area, with a wrap around kitchen, tiled floors and backsplash, and updated stainless appliances. The laundry room is more spacious than most, and can also double-up as a great pantry area! The renovated bathroom is also centrally located in the home, conveniently located to both the stairway and living spaces. Upstairs you'll find the homes 3 bedrooms. All three bedrooms are nicely sized. Finishing out the home you'll find an enclosed porch/office, screened in porch, and a fenced in back yard. These three areas are perfect for sitting back and relaxing during the spring, summer and/or fall months. This home has so much to offer, at an affordable price! Contact us today to schedule your private tour of the home!

10. 2013-03-19
    soldstatus $152,500
11. 2013-03-13
    soldstatus $152,500 Sold
12. 2013-03-13
    soldstatus $152,500
13. 2012-12-26
    status Under Contract
14. 2012-12-11
    listed $152,500 Active
15. 2012-12-11
    listed $152,500
16. 2012-12-11
    historical
17. 2012-01-06
    historical
18. 2011-09-07
    listed $149,900
19. 2010-11-24
    soldstatus $70,875
20. 2010-11-24
    soldstatus $70,875
21. 2010-09-16
    listed $79,000
22. 2010-09-16
    historical
23. 2010-09-16
    listed $79,000
24. 2010-09-05
    historical
25. 2010-04-26
    listed $79,000
26. 2007-02-21
    soldstatus $121,000
27. 2007-02-16
    soldstatus $121,000
28. 2007-01-30
    historical
29. 2007-01-17
    listed $121,000
30. 2006-11-28
    soldstatus $75,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,979 · $165/mo
• Projected year-2 tax: $3,083 · $257/mo
• Expected delta: +$1,104/yr (+$92/mo · 55.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥98°F today · 16 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 13% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,039
• − Mortgage interest: −$14,844
• − Property taxes: −$1,979
• − Insurance: −$1,325
• − Repairs & maintenance: −$1,763
• − Management: −$1,763
• − Depreciation: −$7,709
• Taxable loss: −$7,344
• Est. tax savings @ 24.0%: +$1,763
• After-tax cash flow: $-807/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hamburg Area SD
• NCES district ID: 4211340
• Math proficiency: 31% ▼ -12.00%
• Reading proficiency: 43% ▼ -15.00%
• Median HH income: $55,589
• Composite: 32.5/100
• National rank: #5705
• State rank: #377 of 539 in PA

Livability — Edenburg

• Score: 69/100
• State rank: #832
• US rank: #8669

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment A+ Housing A+ Health & safety B User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Edenburg, PA
• Population (ZIP): 11,412

Population outlook (Berks County) Hauer SSP2

• Today (2025): 425,767 people
• By 2030: 428,814 · +0.7%
• By 2040: 433,463 · +1.8%
• By 2050: 439,426 · +3.2%
• By 2075: 478,647 · +12.4%
• By 2100: 518,507 · +21.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Hispanic / Latino 6% Two or more races 3% Black 1%
• Hispanic origin (detail): Puerto Rican 4%
• Common ancestry: Polish 7% Romanian 4% Iranian 2%
• Foreign-born: 1% · Canada
• Languages at home: 97% English-only · Spanish 2% German/W. Germanic 1%

Political lean MEDSL · Berks

• 2024 margin: R (+12.2) · D 43.4% · R 55.6%
• 2008→2024 swing: -21.4pp toward R · 2008: 9.2pp · 2024: -12.2pp
• All cycles: 2024: R+12.2 2020: R+8.2 2016: R+10.2 2012: R+0.6 2008: D+9.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 13.13%
• Current HPI: 299.1168
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+253.3% since first listed

28 events — show timeline

• 2026-05-27 Coming Soon $265,000 BRIGHT MLS
• 2023-03-24 Listing Removed — BRIGHT MLS
• 2023-03-24 Sold (MLS) $230,000 BRIGHT MLS
• 2023-02-24 Pending — BRIGHT MLS
• 2023-02-24 Price Changed $230,000 BRIGHT MLS
• 2023-02-18 Listed $219,900 BRIGHT MLS
• 2023-02-14 Coming Soon $219,900 BRIGHT MLS
• 2013-03-19 Sold (Public Records) $152,500 Public Records
• 2013-03-13 Sold (MLS) $152,500 BRIGHT MLS
• 2013-03-13 Sold (MLS) $152,500 TREND
• 2012-12-26 Pending — TREND
• 2012-12-11 Listing Removed — BRIGHT MLS
• 2012-12-11 Listed $152,500 BRIGHT MLS
• 2012-12-11 Listed $152,500 TREND
• 2012-01-06 Listing Removed — BRIGHT MLS
• 2011-09-07 Listed $149,900 BRIGHT MLS
• 2010-11-24 Sold (MLS) $70,875 TREND
• 2010-11-24 Sold (MLS) $70,875 BRIGHT MLS
• 2010-09-16 Listed $79,000 TREND
• 2010-09-16 Listing Removed — BRIGHT MLS
• 2010-09-16 Listed $79,000 BRIGHT MLS
• 2010-09-05 Listing Removed — BRIGHT MLS
• 2010-04-26 Listed $79,000 BRIGHT MLS
• 2007-02-21 Sold (Public Records) $121,000 Public Records
• 2007-02-16 Sold (MLS) $121,000 BRIGHT MLS
• 2007-01-30 Listing Removed — BRIGHT MLS
• 2007-01-17 Listed $121,000 BRIGHT MLS
• 2006-11-28 Sold (Public Records) $75,000 Public Records

Property tax history

+0.8%/yr

Latest (2026): $1,979 · +0.0% YoY. Source: county tax records.