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58 Co Rd 6009 --
F Composite 33.05
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.6/30.0
  • Appreciation +5.7/10.0
  • Schools +4.7/10.0
  • 1% rule +2.9/10.0
  • DSCR +2.7/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0

$159,000

58 Co Rd 6009 -- · St. Johns, AZ 85936
3 bd · 2.0 ba · 1,493 sqft · Manufactured · 123 Days on market
Built 2013 1.15 ac lot Est $107k · 48% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

MOTIVATED SELLER!!! Don't miss this nice well maintained 2013 Modular Home, on two one acre parcels (Lot 153 AND 154 included), private registered well in San Juan Hacienda subdivision. Three Bedrooms with two full baths, appliances are included. Make this your perfect starter home!

Key facts

  • Modular home
  • Two one acre parcels
  • 1.15 acre lot

Tags

MODULAR HOMEPRIVATE REGISTERED WELLTWO ONE ACRE PARCELS

Property features AI

Finance

  • HOA & community: No association fees

Exterior

  • Utilities: Private well water; Septic tank sewer; Other utilities
  • Home design: Modular / pre-fab property; Fee simple ownership; Dirt road frontage
  • Construction: Vinyl siding with wood frame construction; Composition roof
  • Exterior features: Dirt front and back yard; County-maintained road access; Horses allowed; No fencing

Interior

  • Kitchen: Kitchen island; Laminate counters; Refrigerator included
  • Bedrooms: Up to 3 bedrooms
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Propane heating; Cooling: see remarks
  • Interior features: Vaulted ceilings; Kitchen island; Full bath in primary bedroom; Laminate countertops

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $159k.

Deal economics

  • At list price, monthly cash flow is $-108 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $143k (9.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $125k (21.1% below list).
  • Recommended offer: $125k (21.1% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 2.8% in St. Johns — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
  • St Johns Unified District (4153) (town): math 59% / reading 52% proficiency, ranked #34 of 249 in AZ (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Coronado Elementary School (math 74% / reading 64%, grade A-, #59 of 1,109 statewide, top 6%, 290 students, 51% FRL); St Johns Middle School (math 63% / reading 53%, grade B, #5 of 218 statewide, top 2%, 340 students, 44% FRL); St Johns High School (math 37% / reading 42%, grade F, #72 of 381 statewide, top 20%, 317 students, 36% FRL) — zoned schools at 43% FRL track the district average.
  • Market conditions: 190 active listings in the ZIP; 99 units permitted in Apache County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($1k loan paydown + $2k appreciation (1.4% local appreciation)).
  • Apache County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • By year 10, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 123 days — a 12% lower offer ($140k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $51k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $100k; list at $159k implies a 59% gain — meaningful room to come down on a strong offer.
Recommended offer $125,405 (21.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 123 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
5.48%
Cash-on-cash
-2.91%
DSCR
0.87
GRM
10.6

CMA / ARV

ARV (on-the-fly)
$107,496
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
27 Trail Dr 0.18mi 3/1.0 1,400 (-6%) 1mo $159,000 $114 76
33 Co Rd 6009 0.26mi 3/2.0 1,536 (+3%) 11mo $110,000 $72 74
8 Trail Dr 0.46mi 2/1.0 (-1) 1,440 (-4%) 8mo $45,000 $31 57

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.41% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-0.3%
Equity multiple
0.98×
Total profit
$-706
Equity at exit
$57,671
10-year hold
IRR
4.3%
Equity multiple
1.55×
Total profit
$24,446
Equity at exit
$79,334

Cash invested: $44,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85936

Home prices YoY
0.7%
Active inventory
190
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$1,254 medium interval (Pro) →
Mortgage (P&I)
$834
Tax est. 1.5%
$199 /mo · $2,385/yr
Insurance
$66
HOA
$0
Vacancy / Maint / Mgmt
$263
Net cashflow
$-108

Break-even live

Break-even rent $1,391
Max offer price $143,356
Occupancy floor

Sensitivity live

Price -10% $2 -5% $-53 +0% $-108 +5% $-163 +10% $-218
Rent -10% $-207 -5% $-158 +0% $-108 +5% $-59 +10% $-9
Rate -1.0pp $-28 -0.5pp $-68 base $-108 +0.5pp $-149 +1.0pp $-191

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,750
Closing costs
$4,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 8 events

  1. 2026-05-14
    status Active
  2. 2026-03-10
    status Pending
  3. 2026-02-27
    price $159,000
  4. 2026-01-13
    price $185,000
  5. 2025-12-02
    price $199,000
  6. 2025-11-18
    listed $210,000 Active
  7. 2025-01-23
    soldstatus $100,000
  8. 2005-05-25
    soldstatus $9,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone D · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥92°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,049
− Mortgage interest
−$8,906
− Property taxes
−$2,385
− Insurance
−$795
− Repairs & maintenance
−$1,204
− Management
−$1,204
− Depreciation
−$4,625
Taxable loss
−$4,071
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$977
After-tax cash flow
$-320/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
St Johns Unified District (4153)
NCES district ID
0408080
Math proficiency
59% ▲ 1.00%
Reading proficiency
52% ▼ -3.00%
Median HH income
$43,578
Composite
46.77/100
National rank
#2387
State rank
#34 of 249 in AZ

Livability — St. Johns

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
3,966

Population outlook (Apache County) Hauer SSP2

Today (2025)
70,338 people
By 2030
69,279 · -1.5%
By 2040
66,449 · -5.5%
By 2050
61,904 · -12.0%
By 2075
47,639 · -32.3%
By 2100
30,279 · -57.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (65%)
Race & ethnicity
White 65% Hispanic / Latino 24% Two or more races 9% Black 8% Native American 1%
Hispanic origin (detail)
Mexican 22%
Common ancestry
Lithuanian 11% Slovak 7% Italian 5%
Foreign-born
3% · Canada
Languages at home
90% English-only · Spanish 9%

Political lean MEDSL · Apache

2024 margin
D (+19.0) · D 58.9% · R 40.0% · Other 1.1%
2008→2024 swing
-9.2pp toward R · 2008: 28.2pp · 2024: 19.0pp
All cycles
2024: D+19.0 2020: D+33.7 2016: D+36.9 2012: D+33.9 2008: D+28.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.41%
Current HPI
195.8896
Rent YoY
Metro
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+1666.7% since first listed
8 events — show timeline
  • 2026-05-14 Relisted ARMLS
  • 2026-03-10 Pending ARMLS
  • 2026-02-27 Price Changed $159,000 ARMLS
  • 2026-01-13 Price Changed $185,000 ARMLS
  • 2025-12-02 Price Changed $199,000 ARMLS
  • 2025-11-18 Listed $210,000 ARMLS
  • 2025-01-23 Sold (Public Records) $100,000 Public Records
  • 2005-05-25 Sold (Public Records) $9,000 Public Records

Property tax history

-2.3%/yr

Latest (2025): $17 · +4.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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