335 Bridgeton Pike · Sewell, NJ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $526 – $976
Heat risk 7/10 · Major
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.0/30.0
- ARV discount +7.5/15.0
- DSCR +7.0/10.0
- 1% rule +5.4/10.0
- Schools +3.7/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$200,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Whole house has been completely remodeled New kitchen cabinetry and granite countertops new appliances New tile bathroom with 5 ft walk-in shower Three bedroom one bath With an enclosed porch 8 ft wide 50 ft long Lot size 150 ft wide 122 ft deep Brand new pool 2 years old above ground 33 ft long 16 ft wide 5 ft deep Plenty of sheds for storage Sold as is
Key facts
- Completely remodeled
- New tile bathroom
- New appliances
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $200k.
Deal economics
- At list price, monthly cash flow is $317 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $200k).
- Recommended offer: $176k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.2% vs local median 4.3% in Sewell — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Mantua Township School District (suburban): math 27% / reading 53% proficiency, ranked #210 of 472 in NJ (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 12% free/reduced lunch — higher-income household profile.
- Zoned schools: Centre City Elementary School (math 32% / reading 42%, grade F, #528 of 1,303 statewide, top 43%, 492 students, 17% FRL); Clearview Regional Middle School (math 26% / reading 55%, grade F, #193 of 431 statewide, top 45%, 753 students, 14% FRL); Clearview Regional High School (math 29% / reading 61%, grade D-, #145 of 399 statewide, top 37%, 1,431 students, 10% FRL) — zoned schools at 14% FRL track the district average.
- Market conditions: 64 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 0d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,047 units permitted in Gloucester County in 2024 (183 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Gloucester County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 131 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $5k; list at $200k implies a 3900% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 131 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.04% ✓
- Cap rate
- 8.20%
- Cash-on-cash
- 6.80%
- DSCR
- 1.30
- GRM
- 8.0
CMA / ARV
- ARV (on-the-fly)
- $67,150
- Comps found
- 5
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 150 Whippoorwill Way | 0.49mi | 2/1.0 (-1) | 845 (+7%) | 10mo | $69,250 | $82 | 53 |
| 155 Whippoorwill Way | 0.50mi | 2/1.0 (-1) | 896 (+13%) | 3mo | $67,500 | $75 | 47 |
| 37 Bluebird Rd | 0.33mi | 2/1.0 (-1) | 900 (+14%) | 13mo | $148,180 | $165 | 46 |
| 24 Starling Ct | 0.29mi | 2/1.0 (-1) | 896 (+13%) | 21mo | $120,000 | $134 | 42 |
| 210 Tony Cir | 0.31mi | 2/1.0 (-1) | 896 (+13%) | 22mo | $76,000 | $85 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -5.9%
- Equity multiple
- 0.78×
- Total profit
- $-12,207
- Equity at exit
- $29,821
- IRR
- 3.8%
- Equity multiple
- 1.27×
- Total profit
- $15,369
- Equity at exit
- $17,292
Cash invested: $56,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 21 Tenant-Leaning
- State New Jersey
- 21 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 08051
- Home prices YoY
- -23.3%
- Active inventory
- 64
- Price-to-rent
- 8.0×
Monthly cashflow live
- Estimated rent
- $2,076 medium interval (Pro) →
- Mortgage (P&I)
- −$1,049
- Tax from tax record
- −$191 /mo · $2,286/yr
- Insurance
- −$83
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$436
- Net cashflow
- $317
Break-even live
Sensitivity live
| Price | -10% $430 | -5% $374 | +0% $317 | +5% $261 | +10% $204 |
|---|---|---|---|---|---|
| Rent | -10% $153 | -5% $235 | +0% $317 | +5% $399 | +10% $481 |
| Rate | -1.0pp $418 | -0.5pp $368 | base $317 | +0.5pp $265 | +1.0pp $213 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $50,000
- Closing costs
- $6,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 484 Harrison Ave Mantua, NJ | 2.0 | 1.0 | 830 | $1,750 | $2.11 | 0d | 1 | 0.20mi |
| 1 Centre Ave West Deptford, NJ | 2.0 | 1.0 | 924 | $2,100 | $2.27 | 0d | 1 | 0.86mi |
| 601 Sherwood Pl Mantua, NJ | 3.0 | 1.0 | 960 | $2,300 | $2.40 | 0d | 1 | 0.91mi |
| 118 Ashton Ct West Deptford, NJ | 2.0 | 2.0 | 812 | $2,275 | $2.80 | 3d | 1 | 1.31mi |
Listing history 17 events
-
2026-06-21days on market $200,000 Active 131 DOM
-
2026-06-18days on market $200,000 Active 128 DOM
-
2026-06-17days on market $200,000 Active 127 DOM
-
2026-06-16days on market $200,000 Active 126 DOM
-
2026-06-15days on market $200,000 Active 125 DOM
-
2026-06-13days on market $200,000 Active 123 DOM
-
2026-06-13days on market $200,000 Active 122 DOM
-
2026-06-09days on market $200,000 Active 119 DOM
-
2026-06-08days on market $200,000 Active 118 DOM
-
2026-06-07days on market $200,000 Active 117 DOM
-
2026-06-04days on market $200,000 Active 114 DOM
-
2026-06-03days on market $200,000 Active 113 DOM
-
2026-06-02days on market $200,000 Active 112 DOM
-
2026-06-01days on market $200,000 Active 111 DOM
-
2026-05-31days on market $200,000 Active 110 DOM
-
2026-02-06$200,000 Active
-
2022-12-22soldstatus $5,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NJ · Partial reset (capped growth)
- Current annual tax
- $2,286 · $191/mo
- Projected year-2 tax
- $3,633 · $303/mo
- Expected delta
- +$1,347/yr (+$112/mo · 58.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,911
- − Mortgage interest
- −$11,203
- − Property taxes
- −$2,286
- − Insurance
- −$1,000
- − Repairs & maintenance
- −$1,993
- − Management
- −$1,993
- − Depreciation
- −$5,818
- Taxable income
- $617
- Est. tax owed @ 24.0%
- −$148
- After-tax cash flow
- $3,659/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Mantua Township School District
- NCES district ID
- 3409600
- Math proficiency
- 27% ▼ -26.00%
- Reading proficiency
- 53% ▼ -18.00%
- Median HH income
- $81,565
- Composite
- 37.41/100
- National rank
- #4422
- State rank
- #210 of 472 in NJ
Livability — Sewell
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Gloucester County · 160,422 people
- City population
- 38,159
- Metro
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- Population (ZIP)
- 12,474
- Household income
- $92,071
- Rent vs Own
- Severe rent burden
- 155.0
Population outlook (Gloucester County) Hauer SSP2
- Today (2025)
- 298,895 people
- By 2030
- 299,031 · +0.0%
- By 2040
- 294,020 · -1.6%
- By 2050
- 284,188 · -4.9%
- By 2075
- 260,720 · -12.8%
- By 2100
- 229,565 · -23.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (85%)
- Race & ethnicity
- White 85% Black 6% Hispanic / Latino 4% Two or more races 3% Asian 2%
- Common ancestry
- Romanian 6% Slovak 3% Lithuanian 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 92% English-only · Spanish 3% Tagalog/Filipino 2% Other Indo-European 1%
Political lean MEDSL · Gloucester
- 2024 margin
- Toss-up / Even · D 47.8% · R 50.6% · Other 1.6%
- 2008→2024 swing
- -15.0pp toward R · 2008: 12.2pp · 2024: -2.8pp
- All cycles
- 2024: R+2.8 2020: D+1.9 2016: R+0.4 2012: D+10.5 2008: D+12.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -90.45%
- Current HPI
- 297.7611
- Rent YoY
- —
- Metro
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in NJ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 3 | $31B |
|
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| Pharmaceuticals | 2 | $153B |
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| Technology | 2 | $21B |
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| Insurance | 2 | $20B |
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| Healthcare | 2 | $19B |
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| Financial Services | 1 | $70B |
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Price history
+3900.0% since first listed2 events — show timeline
- 2026-02-06 Listed $200,000 Fizber.com
- 2022-12-22 Sold (Public Records) $5,000 Public Records
Property tax history
-0.7%/yrLatest (2025): $2,286 · +1.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…