CashFlowRE
Sign in Sign up
335 Bridgeton Pike
C- Composite 53.11
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.0/30.0
  • ARV discount +7.5/15.0
  • DSCR +7.0/10.0
  • 1% rule +5.4/10.0
  • Schools +3.7/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$200,000

335 Bridgeton Pike · Sewell, NJ 08051
3 bd · 1.0 ba · 790 sqft · SingleFamily public records · 131 Days on market
Built 1958

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Whole house has been completely remodeled New kitchen cabinetry and granite countertops new appliances New tile bathroom with 5 ft walk-in shower Three bedroom one bath With an enclosed porch 8 ft wide 50 ft long Lot size 150 ft wide 122 ft deep Brand new pool 2 years old above ground 33 ft long 16 ft wide 5 ft deep Plenty of sheds for storage Sold as is

Key facts

  • Completely remodeled
  • New tile bathroom
  • New appliances

Tags

COMPLETELY REMODELEDNEW KITCHEN CABINETRYGRANITE COUNTERTOPSNEW APPLIANCESNEW TILE BATHROOMWALK-IN SHOWER

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $200k.

Deal economics

  • At list price, monthly cash flow is $317 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $200k).
  • Recommended offer: $176k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.2% vs local median 4.3% in Sewell — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Mantua Township School District (suburban): math 27% / reading 53% proficiency, ranked #210 of 472 in NJ (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 12% free/reduced lunch — higher-income household profile.
  • Zoned schools: Centre City Elementary School (math 32% / reading 42%, grade F, #528 of 1,303 statewide, top 43%, 492 students, 17% FRL); Clearview Regional Middle School (math 26% / reading 55%, grade F, #193 of 431 statewide, top 45%, 753 students, 14% FRL); Clearview Regional High School (math 29% / reading 61%, grade D-, #145 of 399 statewide, top 37%, 1,431 students, 10% FRL) — zoned schools at 14% FRL track the district average.
  • Market conditions: 64 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 0d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,047 units permitted in Gloucester County in 2024 (183 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Gloucester County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 131 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $5k; list at $200k implies a 3900% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $176,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 131 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.04%
Cap rate
8.20%
Cash-on-cash
6.80%
DSCR
1.30
GRM
8.0

CMA / ARV

ARV (on-the-fly)
$67,150
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
150 Whippoorwill Way 0.49mi 2/1.0 (-1) 845 (+7%) 10mo $69,250 $82 53
155 Whippoorwill Way 0.50mi 2/1.0 (-1) 896 (+13%) 3mo $67,500 $75 47
37 Bluebird Rd 0.33mi 2/1.0 (-1) 900 (+14%) 13mo $148,180 $165 46
24 Starling Ct 0.29mi 2/1.0 (-1) 896 (+13%) 21mo $120,000 $134 42
210 Tony Cir 0.31mi 2/1.0 (-1) 896 (+13%) 22mo $76,000 $85 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-5.9%
Equity multiple
0.78×
Total profit
$-12,207
Equity at exit
$29,821
10-year hold
IRR
3.8%
Equity multiple
1.27×
Total profit
$15,369
Equity at exit
$17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
21 Tenant-Leaning
State New Jersey
21 Tenant-Leaning · D+6
County
— inherits STATE
City
— inherits STATE
Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

ZIP-level market 08051

Home prices YoY
-23.3%
Active inventory
64
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$2,076 medium interval (Pro) →
Mortgage (P&I)
$1,049
Tax from tax record
$191 /mo · $2,286/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$436
Net cashflow
$317

Break-even live

Break-even rent $1,674
Max offer price $200,000
Occupancy floor 80%

Sensitivity live

Price -10% $430 -5% $374 +0% $317 +5% $261 +10% $204
Rent -10% $153 -5% $235 +0% $317 +5% $399 +10% $481
Rate -1.0pp $418 -0.5pp $368 base $317 +0.5pp $265 +1.0pp $213

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$50,000
Closing costs
$6,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
484 Harrison Ave Mantua, NJ 2.0 1.0 830 $1,750 $2.11 0d 1 0.20mi
1 Centre Ave West Deptford, NJ 2.0 1.0 924 $2,100 $2.27 0d 1 0.86mi
601 Sherwood Pl Mantua, NJ 3.0 1.0 960 $2,300 $2.40 0d 1 0.91mi
118 Ashton Ct West Deptford, NJ 2.0 2.0 812 $2,275 $2.80 3d 1 1.31mi

Listing history 17 events

  1. 2026-06-21
    days on market $200,000 Active 131 DOM
  2. 2026-06-18
    days on market $200,000 Active 128 DOM
  3. 2026-06-17
    days on market $200,000 Active 127 DOM
  4. 2026-06-16
    days on market $200,000 Active 126 DOM
  5. 2026-06-15
    days on market $200,000 Active 125 DOM
  6. 2026-06-13
    days on market $200,000 Active 123 DOM
  7. 2026-06-13
    days on market $200,000 Active 122 DOM
  8. 2026-06-09
    days on market $200,000 Active 119 DOM
  9. 2026-06-08
    days on market $200,000 Active 118 DOM
  10. 2026-06-07
    days on market $200,000 Active 117 DOM
  11. 2026-06-04
    days on market $200,000 Active 114 DOM
  12. 2026-06-03
    days on market $200,000 Active 113 DOM
  13. 2026-06-02
    days on market $200,000 Active 112 DOM
  14. 2026-06-01
    days on market $200,000 Active 111 DOM
  15. 2026-05-31
    days on market $200,000 Active 110 DOM
  16. 2026-02-06
    listed $200,000 Active
  17. 2022-12-22
    soldstatus $5,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NJ · Partial reset (capped growth)

Current annual tax
$2,286 · $191/mo
Projected year-2 tax
$3,633 · $303/mo
Expected delta
+$1,347/yr (+$112/mo · 58.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,911
− Mortgage interest
−$11,203
− Property taxes
−$2,286
− Insurance
−$1,000
− Repairs & maintenance
−$1,993
− Management
−$1,993
− Depreciation
−$5,818
Taxable income
$617
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$148
After-tax cash flow
$3,659/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mantua Township School District
NCES district ID
3409600
Math proficiency
27% ▼ -26.00%
Reading proficiency
53% ▼ -18.00%
Median HH income
$81,565
Composite
37.41/100
National rank
#4422
State rank
#210 of 472 in NJ

Livability — Sewell

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Gloucester County · 160,422 people
City population
38,159
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Population (ZIP)
12,474
Household income
$92,071
Rent vs Own
20.5% rent · 79.5% own
Severe rent burden
155.0

Population outlook (Gloucester County) Hauer SSP2

Today (2025)
298,895 people
By 2030
299,031 · +0.0%
By 2040
294,020 · -1.6%
By 2050
284,188 · -4.9%
By 2075
260,720 · -12.8%
By 2100
229,565 · -23.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Black 6% Hispanic / Latino 4% Two or more races 3% Asian 2%
Common ancestry
Romanian 6% Slovak 3% Lithuanian 1%
Foreign-born
4% · Canada
Languages at home
92% English-only · Spanish 3% Tagalog/Filipino 2% Other Indo-European 1%

Political lean MEDSL · Gloucester

2024 margin
Toss-up / Even · D 47.8% · R 50.6% · Other 1.6%
2008→2024 swing
-15.0pp toward R · 2008: 12.2pp · 2024: -2.8pp
All cycles
2024: R+2.8 2020: D+1.9 2016: R+0.4 2012: D+10.5 2008: D+12.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -90.45%
Current HPI
297.7611
Rent YoY
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
State GDP YoY
▲ 2.05%
F500 in state
34

Industry mix (Fortune 500 HQ in NJ)

Industry F500 HQs Revenue

Price history

+3900.0% since first listed
2 events — show timeline
  • 2026-02-06 Listed $200,000 Fizber.com
  • 2022-12-22 Sold (Public Records) $5,000 Public Records

Property tax history

-0.7%/yr

Latest (2025): $2,286 · +1.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…