10761 NE 110th Ln · East Bronson, FL 32618

$127,900

3 bd · 2.0 ba · 1,140 sqft · Manufactured public records · 95 Days on market

Built 2021 1.28 ac lot Est $169k · 24% under

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Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +5.3/10.0
• Schools +3.6/10.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Do not miss this 2021 Like New, 3 bedroom 2 bathroom mobile home on a 1.28-acre lot. The split floor plan is very open and the layout is a great use of space. The primary bedroom has a spacious walk-in closet and a private bathroom with a walk-in shower and dual sinks. The kitchen has a vented hood, gorgeous cabinets, and an island-table combination. The large oversized yard allows for additional outbuildings and plenty of room for recreational activities. The home is conveniently located near Gainesville but with Levy County Taxes! Great first home and move-in ready! Schedule an appointment to view it today!

Key facts

• Dual sinks
• 1.28 acres
• Walk-in closet

Tags

• 1.28 ACRES
• SPLIT-BEDROOM FLOOR PLAN
• OPEN-CONCEPT LIVING AREA
• WALK-IN CLOSET
• PRIVATE BATHROOM
• DUAL SINKS

Property features AI

Finance

• Other: Property zoned R; Lot approximately 1.28 acres (approx. 180 x 310)
• Financial info: Homestead exempt
• HOA & community: No association

Exterior

• Parking: Paved driveway
• Security: Security system
• Utilities: Well water; Septic tank; Electricity connected
• Home design: Manufactured single-wide home; One story; Northeast facing; Completed condition
• Construction: Vinyl siding; Shingle roof; Pillar/post/pier foundation; Built as a manufactured home
• Exterior features: Cleared lot; Oversized lot; Paved surfaces; Other exterior features

Interior

• Kitchen: Dishwasher; Range; Range hood; Refrigerator; Eat-in kitchen
• Bedrooms: 3 bedrooms
• Flooring: Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air
• Interior features: Ceiling fans; Eat-in kitchen; Living room / dining room combo; Open floorplan; Split bedroom layout; Thermostat; Walk-in closets; Security system
• Laundry & utility: Dedicated laundry room

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $128k.

Deal economics

• At list price, monthly cash flow is $806 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $128k).
• Recommended offer: $116k (9.0% below list) — sets the bar for market timing.
• Cap rate 13.9% vs local median 3.2% in East Bronson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 62/100 on livability (#768 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety D, amenities F, commute F.
• Levy (rural): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Nature Coast Middle School (math 32% / reading 42%, grade F, #399 of 571 statewide, top 71%, 90 students, 82% FRL, charter) — zoned schools average 82% FRL vs 62% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 135 active listings in the ZIP; 199 units permitted in Levy County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $2k of equity ($884 loan paydown + $767 appreciation (0.6% local appreciation)).
• Levy County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (0.6% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 95 days — a 9% lower offer ($116k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 6y ago; this cycle's ask has dropped $39k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $116,389 (9.0% below list)

Questions for the listing agent

1. It's been on market 95 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.71% ✓
• Cap rate: 13.85%
• Cash-on-cash: 27.00%
• DSCR: 2.20
• GRM: 4.9

CMA / ARV

• ARV (on-the-fly): $168,720
• Comps found: 4

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
11090 NE 110th Ave	0.41mi	3/2.0	1,080 (-5%)	12mo	$210,000	$194	62
11091 NE 101 Ct	0.65mi	3/2.0	1,216 (+7%)	12mo	$180,000	$148	48
10710 NE 114th St	0.74mi	2/2.0 (-1)	1,188 (+4%)	13mo	$162,500	$137	43
11111 NE 101st Ter	0.55mi	2/2.0 (-1)	989 (-13%)	7mo	$109,000	$110	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.6% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 28.5%
• Equity multiple: 2.43×
• Total profit: $51,287
• Equity at exit: $41,018

10-year hold

• IRR: 31.5%
• Equity multiple: 4.69×
• Total profit: $131,990
• Equity at exit: $52,520

Cash invested: $35,812 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32618

• Home prices YoY: 0.2%
• Active inventory: 135
• Price-to-rent: 4.9×

Monthly cashflow live

• Estimated rent: $2,190 medium
• Mortgage (P&I): −$671
• Tax from tax record: −$200 /mo · $2,405/yr
• Insurance: −$53
• HOA: −$0
• Vacancy / Maint / Mgmt: −$460
• Net cashflow: $806

Break-even live

Break-even rent $1,170

Max offer price $127,900

Occupancy floor 58%

Sensitivity live

Price	-10% $878	-5% $842	+0% $806	+5% $770	+10% $733
Rent	-10% $633	-5% $719	+0% $806	+5% $892	+10% $979
Rate	-1.0pp $870	-0.5pp $838	base $806	+0.5pp $773	+1.0pp $739

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,975
• Closing costs: $3,837
• Reserves months: —
• Total cash needed: —

Listing history 11 events

1. 2026-05-13
   price $127,900
2. 2026-04-05
   price $159,900
3. 2026-02-21
   listed $167,000 Active
4. 2023-07-10
   soldstatus $174,500
5. 2023-05-19
   soldstatus $174,500 Closed 616-char remark

   Show marketing remark (616 chars)

   Do not miss this 2021 Like New, 3 bedroom 2 bathroom mobile home on a 1.28-acre lot. The split floor plan is very open and the layout is a great use of space. The primary bedroom has a spacious walk-in closet and a private bathroom with a walk-in shower and dual sinks. The kitchen has a vented hood, gorgeous cabinets, and an island-table combination. The large oversized yard allows for additional outbuildings and plenty of room for recreational activities. The home is conveniently located near Gainesville but with Levy County Taxes! Great first home and move-in ready! Schedule an appointment to view it today!

6. 2023-03-15
   status Pending 616-char remark

   Show marketing remark (616 chars)

   Do not miss this 2021 Like New, 3 bedroom 2 bathroom mobile home on a 1.28-acre lot. The split floor plan is very open and the layout is a great use of space. The primary bedroom has a spacious walk-in closet and a private bathroom with a walk-in shower and dual sinks. The kitchen has a vented hood, gorgeous cabinets, and an island-table combination. The large oversized yard allows for additional outbuildings and plenty of room for recreational activities. The home is conveniently located near Gainesville but with Levy County Taxes! Great first home and move-in ready! Schedule an appointment to view it today!

7. 2023-03-06
   listed $170,000 Active 616-char remark

   Show marketing remark (616 chars)

   Do not miss this 2021 Like New, 3 bedroom 2 bathroom mobile home on a 1.28-acre lot. The split floor plan is very open and the layout is a great use of space. The primary bedroom has a spacious walk-in closet and a private bathroom with a walk-in shower and dual sinks. The kitchen has a vented hood, gorgeous cabinets, and an island-table combination. The large oversized yard allows for additional outbuildings and plenty of room for recreational activities. The home is conveniently located near Gainesville but with Levy County Taxes! Great first home and move-in ready! Schedule an appointment to view it today!

8. 2021-04-16
   soldstatus $19,900 258-char remark

   Show marketing remark (258 chars)

   1.28 parcel on paved street suitable for your site built home or manufactured home within 20-30 minutes of Gainesville. Property is cleared and has community water, septic, and power pole. Plenty of room for your horses, chickens, & goats. Open Builder.

9. 2021-02-10
   listed $19,900 258-char remark

   Show marketing remark (258 chars)

   1.28 parcel on paved street suitable for your site built home or manufactured home within 20-30 minutes of Gainesville. Property is cleared and has community water, septic, and power pole. Plenty of room for your horses, chickens, & goats. Open Builder.

10. 2020-12-09
    soldstatus $18,000
11. 2020-11-17
    listed $19,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,405 · $200/mo
• Projected year-2 tax: $2,405 · $200/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,282
• − Mortgage interest: −$7,164
• − Property taxes: −$2,405
• − Insurance: −$640
• − Repairs & maintenance: −$2,103
• − Management: −$2,103
• − Depreciation: −$3,721
• Taxable income: $8,147
• Est. tax owed @ 24.0%: −$1,955
• After-tax cash flow: $7,714/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Levy
• NCES district ID: 1201140
• Math proficiency: 45% ▼ -8.00%
• Reading proficiency: 43% ▼ -3.00%
• Median HH income: $35,254
• Composite: 36.42/100
• National rank: #4673
• State rank: #54 of 73 in FL

Livability — East Bronson

• Score: 62/100
• State rank: #768
• US rank: #17230

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 7,340

Population outlook (Levy County) Hauer SSP2

• Today (2025): 36,536 people
• By 2030: 34,498 · -5.6%
• By 2040: 30,294 · -17.1%
• By 2050: 26,368 · -27.8%
• By 2075: 19,003 · -48.0%
• By 2100: 13,169 · -64.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (65%)
• Race & ethnicity: White 65% Black 19% Two or more races 10% Hispanic / Latino 7%
• Hispanic origin (detail): Mexican 5% Puerto Rican 2%
• Common ancestry: Serbian 4% Slovak 4% Lithuanian 3%
• Foreign-born: 7% · Canada
• Languages at home: 93% English-only · Spanish 5% Other Asian/Pacific 1%

Political lean MEDSL · Levy

• 2024 margin: Solid R (+50.3) · D 24.6% · R 74.8%
• 2008→2024 swing: -23.3pp toward R · 2008: -26.9pp · 2024: -50.3pp
• All cycles: 2024: R+50.3 2020: R+45.6 2016: R+44.8 2012: R+32.2 2008: R+26.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.60%
• Current HPI: 321.3332
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+542.7% since first listed

11 events — show timeline

• 2026-05-13 Price Changed $127,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-05 Price Changed $159,900 Stellar MLS as Distributed by MLS Grid
• 2026-02-21 Listed $167,000 Stellar MLS as Distributed by MLS Grid
• 2023-07-10 Sold (Public Records) $174,500 Public Records
• 2023-05-19 Sold (MLS) $174,500 Stellar MLS as Distributed by MLS Grid
• 2023-03-15 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-03-06 Listed $170,000 Stellar MLS as Distributed by MLS Grid
• 2021-04-16 Sold (MLS) $19,900 Stellar MLS as Distributed by MLS Grid
• 2021-02-10 Listed $19,900 Stellar MLS as Distributed by MLS Grid
• 2020-12-09 Sold (MLS) $18,000 Stellar MLS as Distributed by MLS Grid
• 2020-11-17 Listed $19,900 Stellar MLS as Distributed by MLS Grid

Property tax history

+34.5%/yr

Latest (2025): $2,405 · +12.0% YoY. Source: county tax records.