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600 S Rachal St
B+ Composite 76.1
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.2/5.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$45,000

600 S Rachal St · Sinton, TX 78387
1 bd · 1.0 ba · 440 sqft · SingleFamily public records · 5 Days on market
Built 2012 Fair condition 3,120 sqft lot $102/sqft · 48% below area Est $86k · 48% under ↓ 36% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Cozy Fixer-Upper with Big Potential!!! This 1-bedroom, 1-bathroom home offers 440 sq. ft. of living space and is ready for your personal touch. Perfect for investors, flippers, or anyone looking for a small project, this property is being sold as-is and needs some TLC to bring out its full potential. The home comes with a washer, dryer, and refrigerator, making it a convenient start for its next owner. Compact and easy to maintain, it’s an excellent opportunity to create a charming starter home, rental property, or weekend retreat. Schedule your showing today—this affordable is listed almost HALF of the county's assessed value!

Key facts

  • 3,120 sq ft lot
  • Built 2012
  • Listed 4 days

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $45k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $425 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $45k).
  • Cap rate 17.6% vs local median 3.7% in Sinton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#667 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: amenities F, commute F, employment F.
  • Sinton ISD (town): math 27% / reading 35% proficiency, ranked #601 of 826 in TX (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Welder El (574 students, 74% FRL); E Merle Smith Middle (math 26% / reading 33%, grade F, #1,077 of 1,662 statewide, top 66%, 428 students, 72% FRL); Sinton H S (math 17% / reading 47%, grade F, #1,044 of 1,632 statewide, top 66%, 610 students, 67% FRL) — zoned schools at 71% FRL track the district average.
  • Market conditions: 274 active listings in the ZIP; 344 units permitted in San Patricio County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $311 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • San Patricio County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $13k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • 7 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 3.7% of price.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $45,000

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.30%
Cap rate
17.62%
Cash-on-cash
40.47%
DSCR
2.80
GRM
3.6

CMA / ARV

ARV (median comp)
$86,454
List price
$45,000
Delta
-44.48%
Verdict
UNDERPRICED
Comps
1 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7607 County Road 2683 1.08mi 1/1.0 469 (+7%) 42mo $89,000 $190 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
37.0%
Equity multiple
2.57×
Total profit
$19,837
Equity at exit
$6,710
10-year hold
IRR
43.6%
Equity multiple
5.16×
Total profit
$52,388
Equity at exit
$3,891

Cash invested: $12,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Active competition Active MLS

For sale now
0 active · 1 under contract

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 78387

Active inventory
274
Price-to-rent
3.6×

Monthly cashflow live

Estimated rent
$1,034 medium interval (Pro) →
Mortgage (P&I)
$236
Tax from tax record
$137 /mo · $1,646/yr
Insurance
$19
HOA
$0
Vacancy / Maint / Mgmt
$217
Net cashflow
$425

Break-even live

Break-even rent $496
Max offer price $45,000
Occupancy floor 54%

Sensitivity live

Price -10% $450 -5% $438 +0% $425 +5% $412 +10% $399
Rent -10% $343 -5% $384 +0% $425 +5% $466 +10% $507
Rate -1.0pp $448 -0.5pp $436 base $425 +0.5pp $413 +1.0pp $401

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$11,250
Closing costs
$1,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Property features AI

Finance

HOA & community
Short-term rentals allowed

Exterior

Parking
On-street parking
Utilities
Public waterPublic sewerWater and sewer available
Home design
Single-storyEntry level: 1
Construction
Wood sidingShingle roofPillar/post/pier foundationBuilt as a single-story structure
Exterior features
Chain link and wood fencingAsphalt road access

Interior

Kitchen
Refrigerator
Flooring
LinoleumVinyl
Bathrooms
1 full bathroom
Heating & cooling
Window unit heatingWindow unit cooling
Interior features
Other (unspecified)
Laundry & utility
Washer hookupDryer hookup

Listing history 50 events

  1. 2026-09-23
    days on market $45,000 Active 5 DOM
  2. 2026-09-21
    days on market $45,000 Active 3 DOM
  3. 2026-09-20
    days on market $45,000 Active 2 DOM
  4. 2026-09-19
    pricedays on marketlisting id $45,000 Active 1 DOM
  5. 2026-08-21
    days on market $48,000 Active 360 DOM
  6. 2026-08-20
    days on market $48,000 Active 359 DOM
  7. 2026-08-19
    days on market $48,000 Active 358 DOM
  8. 2026-08-18
    days on market $48,000 Active 357 DOM
  9. 2026-08-17
    days on market $48,000 Active 356 DOM
  10. 2026-08-16
    days on market $48,000 Active 355 DOM
  11. 2026-08-15
    days on market $48,000 Active 354 DOM
  12. 2026-08-13
    days on market $48,000 Active 352 DOM
  13. 2026-08-11
    days on market $48,000 Active 350 DOM
  14. 2026-08-10
    days on market $48,000 Active 349 DOM
  15. 2026-08-09
    days on market $48,000 Active 348 DOM
  16. 2026-08-08
    days on market $48,000 Active 347 DOM
  17. 2026-08-07
    days on market $48,000 Active 346 DOM
  18. 2026-08-06
    days on market $48,000 Active 345 DOM
  19. 2026-08-05
    days on market $48,000 Active 344 DOM
  20. 2026-08-04
    days on market $48,000 Active 343 DOM
  21. 2026-08-03
    days on market $48,000 Active 342 DOM
  22. 2026-07-31
    days on market $48,000 Active 339 DOM
  23. 2026-07-30
    days on market $48,000 Active 338 DOM
  24. 2026-07-29
    days on market $48,000 Active 337 DOM
  25. 2026-07-27
    days on market $48,000 Active 335 DOM
  26. 2026-07-26
    days on market $48,000 Active 334 DOM
  27. 2026-07-24
    days on market $48,000 Active 332 DOM
  28. 2026-07-23
    days on market $48,000 Active 331 DOM
  29. 2026-07-22
    days on market $48,000 Active 330 DOM
  30. 2026-07-21
    days on market $48,000 Active 329 DOM
  31. 2026-07-20
    days on market $48,000 Active 328 DOM
  32. 2026-07-18
    days on market $48,000 Active 326 DOM
  33. 2026-07-17
    days on market $48,000 Active 325 DOM
  34. 2026-07-16
    days on market $48,000 Active 324 DOM
  35. 2026-07-14
    days on market $48,000 Active 322 DOM
  36. 2026-07-13
    days on market $48,000 Active 321 DOM
  37. 2026-07-12
    days on market $48,000 Active 320 DOM
  38. 2026-07-11
    days on market $48,000 Active 319 DOM
  39. 2026-07-10
    days on market $48,000 Active 318 DOM
  40. 2026-07-09
    days on market $48,000 Active 317 DOM
  41. 2026-07-08
    days on market $48,000 Active 315 DOM
  42. 2026-07-06
    days on market $48,000 Active 314 DOM
  43. 2026-07-05
    days on market $48,000 Active 313 DOM
  44. 2026-07-05
    days on market $48,000 Active 312 DOM
  45. 2026-07-03
    days on market $48,000 Active 311 DOM
  46. 2026-07-02
    days on market $48,000 Active 310 DOM
  47. 2026-07-01
    days on market $48,000 Active 309 DOM
  48. 2026-06-30
    days on market $48,000 Active 308 DOM
  49. 2026-06-29
    days on market $48,000 Active 307 DOM
  50. 2026-06-28
    days on market $48,000 Active 306 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,646 · $137/mo
Projected year-2 tax
$1,646 · $137/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,408
− Mortgage interest
−$2,521
− Property taxes
−$1,646
− Insurance
−$225
− Repairs & maintenance
−$993
− Management
−$993
− Depreciation
−$1,309
Taxable income
$4,721
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,133
After-tax cash flow
$3,966/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Fair 45/100 Moderate rehab Est. rehab $11,000–$19,800 screening

This fixer-upper home has potential but requires significant exterior repairs and maintenance to improve its condition and value.

Components & finishes AI

Flooring tile Counters granite

Deferred maintenance Est. $50,000–$150,000 screening

  • Major Roof (roof) — The roof appears to be missing shingles and is not visible, indicating a major issue.
  • Major Windows (windows) — The windows are old and appear to be in poor condition, indicating a major issue.
  • Major Electrical (electrical) — The electrical panel is not visible, and the house appears to be in a state of disrepair, indicating a major issue.
  • Major Plumbing (plumbing) — The plumbing fixtures are old and appear to be in poor condition, indicating a major issue.
  • Major Exterior (exterior) — The exterior of the house appears to be in a state of disrepair, with peeling paint and missing shingles.

Repairs flagged

  • Minor roof — The roof appears to be in fair condition, but may need minor repairs or touch-ups.
  • Major siding — The siding is in poor condition and may need replacement or major repairs.
  • Major paint — The paint on the exterior is peeling and chipping, indicating major damage and the need for repainting.
  • Major landscaping — The landscaping and fencing are overgrown and in need of maintenance, which could detract from the home's curb appeal.

Value-add opportunities

  • Both Painting the exterior and replacing the siding — Painting the exterior and replacing the siding would significantly improve the home's curb appeal and increase its value for both resale and rental.
  • Both Upgrading the kitchen appliances — Upgrading the kitchen appliances would make the home more appealing to potential buyers and renters, as it would provide a more modern and functional kitchen.
  • Both Replacing the HVAC system — Replacing the HVAC system would improve the home's comfort and energy efficiency, making it more attractive to potential buyers and renters.

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 31/100

Zoned Schools

Elementary Sinton El F TX #2,396/4,322 Nat'l #25,956/41,679 Middle E Merle Smith Middle F TX #1,077/1,662 Nat'l #9,020/14,009 High Sinton H S F TX #1,044/1,632 Nat'l #10,416/17,239

Schools (NCES district)

District
Sinton ISD
NCES district ID
4840350
Math proficiency
27% ▼ -19.00%
Reading proficiency
35% ▼ -3.00%
Median HH income
$44,618
Composite
26.49/100
National rank
#7208
State rank
#601 of 826 in TX
C Composite livability gradescore 65/100

Livability — Sinton

Score
65/100
State rank
#667
US rank
#12510

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment F Housing A- Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sinton, TX
County
San Patricio · 75,538 people
Metro
Corpus Christi, TX
Population (ZIP)
9,604
Household income
$48,000
Rent vs Own
38.5% rent · 61.5% own
Severe rent burden
2% of renters

Population outlook (San Patricio County) Hauer SSP2

Today (2025)
75,538 people
By 2030
79,575 · +5.3%
By 2040
87,670 · +16.1%
By 2050
96,107 · +27.2%
By 2075
117,984 · +56.2%
By 2100
130,010 · +72.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (71%)
Race & ethnicity
Hispanic / Latino 71% Two or more races 33% White 25% Black 2%
Hispanic origin (detail)
Mexican 64%
Common ancestry
Lithuanian 1%
Foreign-born
2% · Canada
Languages at home
62% English-only · Spanish 38%

Political lean MEDSL · San Patricio

2024 margin
Solid R (+36.4) · D 31.4% · R 67.8%
2008→2024 swing
-19.8pp toward R · 2008: -16.6pp · 2024: -36.4pp
All cycles
2024: R+36.4 2020: R+29.1 2016: R+24.1 2012: R+20.6 2008: R+16.6

Not yet ingested

Civics

Price history

-35.7% since first listed
18 events — show timeline
  • 2026-08-24 Listed $45,000 CBMLS
  • 2026-04-28 Price Changed $48,000 CBMLS
  • 2026-02-19 Price Changed $49,000 CBMLS
  • 2025-11-03 Price Changed $53,000 CBMLS
  • 2025-08-26 Listed $55,000 CBMLS
  • 2025-04-10 Price Changed $52,000 CBMLS
  • 2025-02-26 Price Changed $65,000 CBMLS
  • 2025-01-17 Listed $69,000 CBMLS
  • 2024-12-28 Listing Removed LERA
  • 2024-09-06 Relisted LERA
  • 2024-09-02 Listed $69,000 CBMLS
  • 2024-09-02 Delisted CBMLS
  • 2024-09-01 Listing Removed LERA
  • 2024-05-07 Price Changed $69,000 CBMLS
  • 2024-05-07 Price Changed $69,000 LERA
  • 2024-03-13 Listed $70,000 LERA
  • 2024-03-02 Listed $70,000 CBMLS
  • 2011-07-01 Sold (Public Records) Public Records

Property tax history

+9.7%/yr

Latest (2026): $1,646 · -14.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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