600 S Rachal St · Sinton, TX
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.65%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +3.2/5.0
- Schools +2.6/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$48,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Cozy Fixer-Upper with Big Potential!!! This 1-bedroom, 1-bathroom home offers 440 sq. ft. of living space and is ready for your personal touch. Perfect for investors, flippers, or anyone looking for a small project, this property is being sold as-is and needs some TLC to bring out its full potential. The home comes with a washer, dryer, and refrigerator, making it a convenient start for its next owner. Compact and easy to maintain, it’s an excellent opportunity to create a charming starter home, rental property, or weekend retreat. Schedule your showing today—this affordable is listed almost HALF of the county's assessed value!
Key facts
- 3,120 sq ft lot
- Built 2012
- Listed 296 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $48k.
Deal economics
- At list price, monthly cash flow is $300 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($928 rent vs $48k).
- Recommended offer: $42k (12.0% below list) — sets the bar for market timing.
- Cap rate 13.8% vs local median 3.8% in Sinton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#667 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: schools F, amenities F, commute F.
- Sinton ISD (town): math 27% / reading 35% proficiency, ranked #601 of 826 in TX (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 159 active listings in the ZIP; 344 units permitted in San Patricio County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $332 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- San Patricio County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $13k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 296 days — a 12% lower offer ($42k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 2y ago; this cycle's ask has dropped $7k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: property tax is 4.0% of price.
- Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 296 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.93% ✓
- Cap rate
- 13.80%
- Cash-on-cash
- 26.80%
- DSCR
- 2.19
- GRM
- 4.3
CMA / ARV
- ARV (median comp)
- $86,527
- List price
- $48,000
- Delta
- -44.53%
- Verdict
- UNDERPRICED
- Comps
- 1 within 2.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 20.8%
- Equity multiple
- 1.85×
- Total profit
- $11,415
- Equity at exit
- $7,157
- IRR
- 29.0%
- Equity multiple
- 3.59×
- Total profit
- $34,866
- Equity at exit
- $4,150
Cash invested: $13,440 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78387
- Active inventory
- 159
- Price-to-rent
- 4.3×
Monthly cashflow live
- Estimated rent
- $928 medium interval (Pro) →
- Mortgage (P&I)
- −$252
- Tax from tax record
- −$161 /mo · $1,933/yr
- Insurance
- −$20
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$195
- Net cashflow
- $300
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $12,000
- Closing costs
- $1,440
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 32 events
-
2026-06-18days on market $48,000 Active 296 DOM
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2026-06-17days on market $48,000 Active 295 DOM
-
2026-06-16days on market $48,000 Active 294 DOM
-
2026-06-15days on market $48,000 Active 293 DOM
-
2026-06-15days on market $48,000 Active 292 DOM
-
2026-06-13days on market $48,000 Active 291 DOM
-
2026-06-12days on market $48,000 Active 290 DOM
-
2026-06-09days on market $48,000 Active 287 DOM
-
2026-06-08days on market $48,000 Active 286 DOM
-
2026-06-08days on market $48,000 Active 285 DOM
-
2026-06-05days on market $48,000 Active 283 DOM
-
2026-06-03days on market $48,000 Active 281 DOM
-
2026-06-02days on market $48,000 Active 280 DOM
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2026-06-01days on market $48,000 Active 279 DOM
-
2026-05-31days on market $48,000 Active 278 DOM
-
2026-04-28price $48,000 650-char remark
Show marketing remark (650 chars)
Cozy Fixer-Upper with Big Potential!!! This 1-bedroom, 1-bathroom home offers 440 sq. ft. of living space and is ready for your personal touch. Perfect for investors, flippers, or anyone looking for a small project, this property is being sold as-is and needs some TLC to bring out its full potential. The home comes with a washer, dryer, and refrigerator, making it a convenient start for its next owner. Compact and easy to maintain, it’s an excellent opportunity to create a charming starter home, rental property, or weekend retreat. Schedule your showing today—this affordable is listed almost HALF of the county's assessed value!
-
2026-02-19price $49,000 650-char remark
Show marketing remark (650 chars)
Cozy Fixer-Upper with Big Potential!!! This 1-bedroom, 1-bathroom home offers 440 sq. ft. of living space and is ready for your personal touch. Perfect for investors, flippers, or anyone looking for a small project, this property is being sold as-is and needs some TLC to bring out its full potential. The home comes with a washer, dryer, and refrigerator, making it a convenient start for its next owner. Compact and easy to maintain, it’s an excellent opportunity to create a charming starter home, rental property, or weekend retreat. Schedule your showing today—this affordable is listed almost HALF of the county's assessed value!
-
2025-11-03price $53,000 650-char remark
Show marketing remark (650 chars)
Cozy Fixer-Upper with Big Potential!!! This 1-bedroom, 1-bathroom home offers 440 sq. ft. of living space and is ready for your personal touch. Perfect for investors, flippers, or anyone looking for a small project, this property is being sold as-is and needs some TLC to bring out its full potential. The home comes with a washer, dryer, and refrigerator, making it a convenient start for its next owner. Compact and easy to maintain, it’s an excellent opportunity to create a charming starter home, rental property, or weekend retreat. Schedule your showing today—this affordable is listed almost HALF of the county's assessed value!
-
2025-08-26$55,000 Active 650-char remark
Show marketing remark (650 chars)
Cozy Fixer-Upper with Big Potential!!! This 1-bedroom, 1-bathroom home offers 440 sq. ft. of living space and is ready for your personal touch. Perfect for investors, flippers, or anyone looking for a small project, this property is being sold as-is and needs some TLC to bring out its full potential. The home comes with a washer, dryer, and refrigerator, making it a convenient start for its next owner. Compact and easy to maintain, it’s an excellent opportunity to create a charming starter home, rental property, or weekend retreat. Schedule your showing today—this affordable is listed almost HALF of the county's assessed value!
-
2025-04-10price $52,000
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2025-02-26price $65,000
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2025-01-17$69,000 Active
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2024-12-28historical
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2024-09-06status Back on Market
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2024-09-02$69,000 Active
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2024-09-02historical
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2024-09-01historical
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2024-05-07price $69,000
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2024-05-07price $69,000
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2024-03-13$70,000 New
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2024-03-02$70,000 Active
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2011-07-01soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,933 · $161/mo
- Projected year-2 tax
- $1,933 · $161/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 65% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,134
- − Mortgage interest
- −$2,689
- − Property taxes
- −$1,933
- − Insurance
- −$240
- − Repairs & maintenance
- −$891
- − Management
- −$891
- − Depreciation
- −$1,396
- Taxable income
- $3,094
- Est. tax owed @ 24.0%
- −$743
- After-tax cash flow
- $2,859/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sinton ISD
- NCES district ID
- 4840350
- Math proficiency
- 27% ▼ -19.00%
- Reading proficiency
- 35% ▼ -3.00%
- Median HH income
- $44,618
- Composite
- 26.49/100
- National rank
- #7208
- State rank
- #601 of 826 in TX
Livability — Sinton
- Score
- 65/100
- State rank
- #667
- US rank
- #12510
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sinton, TX
- Population (ZIP)
- 9,604
Population outlook (San Patricio County) Hauer SSP2
- Today (2025)
- 75,538 people
- By 2030
- 79,575 · +5.3%
- By 2040
- 87,670 · +16.1%
- By 2050
- 96,107 · +27.2%
- By 2075
- 117,984 · +56.2%
- By 2100
- 130,010 · +72.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (71%)
- Race & ethnicity
- Hispanic / Latino 71% Two or more races 33% White 25% Black 2%
- Hispanic origin (detail)
- Mexican 64%
- Common ancestry
- Lithuanian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 62% English-only · Spanish 38%
Political lean MEDSL · San Patricio
- 2024 margin
- Solid R (+36.4) · D 31.4% · R 67.8%
- 2008→2024 swing
- -19.8pp toward R · 2008: -16.6pp · 2024: -36.4pp
- All cycles
- 2024: R+36.4 2020: R+29.1 2016: R+24.1 2012: R+20.6 2008: R+16.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -81.32%
- Current HPI
- 149.9517
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
-31.4% since first listed17 events — show timeline
- 2026-04-28 Price Changed $48,000 CBMLS
- 2026-02-19 Price Changed $49,000 CBMLS
- 2025-11-03 Price Changed $53,000 CBMLS
- 2025-08-26 Listed $55,000 CBMLS
- 2025-04-10 Price Changed $52,000 CBMLS
- 2025-02-26 Price Changed $65,000 CBMLS
- 2025-01-17 Listed $69,000 CBMLS
- 2024-12-28 Listing Removed — LERA
- 2024-09-06 Relisted — LERA
- 2024-09-02 Listed $69,000 CBMLS
- 2024-09-02 Delisted — CBMLS
- 2024-09-01 Listing Removed — LERA
- 2024-05-07 Price Changed $69,000 CBMLS
- 2024-05-07 Price Changed $69,000 LERA
- 2024-03-13 Listed $70,000 LERA
- 2024-03-02 Listed $70,000 CBMLS
- 2011-07-01 Sold (Public Records) — Public Records
Property tax history
+12.2%/yrLatest (2025): $1,933 · +16.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…