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7222 Timberlane Dr
D Composite 40.9
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.4/30.0
  • ARV discount +9.8/15.0
  • Schools +5.5/10.0
  • Livability +3.6/5.0
  • DSCR +3.3/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.2/10.0
  • Appreciation +0.0/10.0

$299,000

7222 Timberlane Dr · Fairview, TN 37062
3 bd · 1.0 ba · 1,050 sqft · SingleFamily public records · 62 Days on market
Built 1980 0.80 ac lot $285/sqft · 5% below area Est $315k · 5% under ↓ 3% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This home offers the perfect blend of country living and suburban convenience, set on a spacious 0.80-acre corner lot. Inside, you’ll find a comfortable, easy-to-manage layout.The home sits on a full basement with a one-car garage, offering additional storage or flexible space. Enjoy the extra room outdoors while still being right in the heart of Fairview—with quick access to shopping, Bowie Nature Park, and everyday conveniences. This is a rare opportunity to enjoy both space and location in highly desirable Williamson County.

Key facts

  • 0.8 acre lot
  • Garage
  • Built 1980

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $299k.

Deal economics

  • At list price, monthly cash flow is $-104 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $281k (6.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $217k (27.6% below list).
  • Recommended offer: $217k (27.6% below list) — sets the bar for 1% rule.
  • Cap rate 5.9% vs local median 1.8% in Fairview — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#31 in TN) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, health & safety A; Watch: schools D+, amenities F, commute F.
  • Williamson County (rural): math 58% / reading 59% proficiency, ranked #1 of 139 in TN (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 9% free/reduced lunch — higher-income household profile.
  • Market conditions: 355 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 8d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,994 units permitted in Williamson County in 2024 (637 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Williamson County population projected at +59% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 62 days — a 6% lower offer ($281k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $216,616 (27.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 62 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.72%
Cap rate
5.88%
Cash-on-cash
-1.49%
DSCR
0.93
GRM
11.5

CMA / ARV

ARV (median comp)
$315,235
List price
$299,000
Delta
-5.15%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7105 Red Maple Ct 0.20mi 3/1.0 1,050 (0%) 15mo $300,000 $286 78
7109 Timberlane Dr 0.28mi 3/1.0 1,050 (0%) 15mo $350,000 $333 74
7122 Meadow View Dr 0.54mi 3/1.0 1,050 (0%) 2mo $285,000 $271 74
7210 White Oak Dr 0.31mi 2/2.0 (-1) 1,050 (0%) 4mo $290,000 $276 73
7704 Chester Rd 0.40mi 3/1.0 1,050 (0%) 11mo $315,000 $300 72
7110 Meadow View Dr 0.63mi 3/1.0 1,050 (0%) 2mo $300,000 $286 69
7103 Dogwood Ct 0.26mi 3/2.0 1,144 (+9%) 8mo $325,000 $284 62
7115 Tupelo Dr 0.64mi 3/1.5 1,050 (0%) 8mo $307,500 $293 61
7218 Dogwood Dr 0.50mi 3/1.5 1,100 (+5%) 14mo $360,000 $327 56
7202 Chester Rd 0.54mi 3/2.0 1,153 (+10%) 1mo $339,000 $294 54
7708 Chester Rd 0.44mi 3/1.5 1,140 (+9%) 14mo $363,000 $318 52
7195 Chester Rd 0.57mi 3/2.0 1,119 (+7%) 16mo $350,000 $313 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-18.8%
Equity multiple
0.34×
Total profit
$-55,179
Equity at exit
$44,582
10-year hold
IRR
-11.4%
Equity multiple
0.32×
Total profit
$-57,050
Equity at exit
$25,852

Cash invested: $83,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Tennessee
87 Strongly Landlord-Friendly · R+13
County
— inherits STATE
City
— inherits STATE
14-day notice (URLTA); generally landlord-favorable; Nashville court paced moderate.

ZIP-level market 37062

Home prices YoY
-21.0%
Active inventory
355
Price-to-rent
11.5×

Monthly cashflow live

Estimated rent
$2,166 medium interval (Pro) →
Mortgage (P&I)
$1,568
Tax from tax record
$122 /mo · $1,469/yr
Insurance
$125
HOA
$0
Vacancy / Maint / Mgmt
$455
Net cashflow
$-104

Break-even live

Break-even rent $2,297
Max offer price $280,677
Occupancy floor 100%

Sensitivity live

Price -10% $66 -5% $-19 +0% $-104 +5% $-188 +10% $-273
Rent -10% $-275 -5% $-189 +0% $-104 +5% $-18 +10% $67
Rate -1.0pp $47 -0.5pp $-28 base $-104 +0.5pp $-181 +1.0pp $-260

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,750
Closing costs
$8,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7104 White Oak Dr Fairview, TN 3.0 1.0 1050 $1,745 $1.66 8d 1 0.13mi
7184 Chester Rd Fairview, TN 3.0 2.0 1165 $1,850 $1.59 17d 1 0.59mi
7901 Chester Rd Fairview, TN 3.0 1.0 1050 $1,830 $1.74 4d 1 0.68mi

Listing history 14 events

  1. 2026-06-18
    days on market $299,000 Active 62 DOM
  2. 2026-06-17
    pricedays on market $299,000 Active 61 DOM
  3. 2026-06-16
    days on market $319,900 Active 60 DOM
  4. 2026-06-15
    days on market $319,900 Active 59 DOM
  5. 2026-06-13
    days on market $319,900 Active 57 DOM
  6. 2026-06-13
    days on market $319,900 Active 56 DOM
  7. 2026-06-09
    days on market $319,900 Active 53 DOM
  8. 2026-06-08
    days on market $319,900 Active 52 DOM
  9. 2026-06-07
    days on market $319,900 Active 51 DOM
  10. 2026-06-02
    pricedays on market $319,900 Active 46 DOM
  11. 2026-06-01
    days on market $339,900 Active 45 DOM
  12. 2026-05-31
    days on market $339,900 Active 44 DOM
  13. 2026-05-19
    price $339,900 545-char remark
    Show marketing remark (545 chars)

    This home offers the perfect blend of country living and suburban convenience, set on a spacious 0.80-acre corner lot. Inside, you’ll find a comfortable, easy-to-manage layout.The home sits on a full basement with a one-car garage, offering additional storage or flexible space. Enjoy the extra room outdoors while still being right in the heart of Fairview—with quick access to shopping, Bowie Nature Park, and everyday conveniences. This is a rare opportunity to enjoy both space and location in highly desirable Williamson County.

  14. 2026-04-17
    listed $350,000 Active 545-char remark
    Show marketing remark (545 chars)

    This home offers the perfect blend of country living and suburban convenience, set on a spacious 0.80-acre corner lot. Inside, you’ll find a comfortable, easy-to-manage layout.The home sits on a full basement with a one-car garage, offering additional storage or flexible space. Enjoy the extra room outdoors while still being right in the heart of Fairview—with quick access to shopping, Bowie Nature Park, and everyday conveniences. This is a rare opportunity to enjoy both space and location in highly desirable Williamson County.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TN · Resets to sale price

Current annual tax
$1,469 · $122/mo
Projected year-2 tax
$2,123 · $177/mo
Expected delta
+$654/yr (+$54/mo · 44.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,994
− Mortgage interest
−$16,749
− Property taxes
−$1,469
− Insurance
−$1,495
− Repairs & maintenance
−$2,080
− Management
−$2,080
− Depreciation
−$8,698
Taxable loss
−$6,576
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,578
After-tax cash flow
$334/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Williamson County
NCES district ID
4704530
Math proficiency
58% ▼ -13.00%
Reading proficiency
59% ▼ -8.00%
Median HH income
$103,392
Composite
54.94/100
National rank
#1307
State rank
#1 of 139 in TN

Livability — Fairview

Score
72/100
State rank
#31
US rank
#5759

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment A- Housing A+ Health & safety A User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fairview, TN
County
Williamson County · 237,211 people
City population
13,851
Metro
Nashville-Davidson--Murfreesboro--Franklin, TN
Population (ZIP)
13,851
Household income
$91,750
Rent vs Own
21.3% rent · 78.7% own
Severe rent burden
179.0

Population outlook (Williamson County) Hauer SSP2

Today (2025)
275,925 people
By 2030
308,630 · +11.9%
By 2040
374,403 · +35.7%
By 2050
438,644 · +59.0%
By 2075
592,763 · +114.8%
By 2100
691,828 · +150.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Hispanic / Latino 9% Two or more races 7%
Hispanic origin (detail)
Mexican 5% Cuban 2%
Common ancestry
Slovak 3% Serbian 2% Lithuanian 2%
Foreign-born
3% · Canada, Jamaica
Languages at home
95% English-only · Spanish 5%

Political lean MEDSL · Williamson

2024 margin
Solid R (+32.4) · D 33.0% · R 65.4% · Other 1.7%
2008→2024 swing
+7.1pp toward D · 2008: -39.5pp · 2024: -32.4pp
All cycles
2024: R+32.4 2020: R+26.1 2016: R+35.5 2012: R+46.8 2008: R+39.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -95.63%
Current HPI
360.3455
Rent YoY
Metro
Nashville-Davidson--Murfreesboro--Franklin, TN
State GDP YoY
▲ 2.78%
F500 in state
22

Industry mix (Fortune 500 HQ in TN)

Industry F500 HQs Revenue

Price history

-2.9% since first listed
2 events — show timeline
  • 2026-05-19 Price Changed $339,900 REALTRACS as Distributed by MLS Grid
  • 2026-04-17 Listed $350,000 REALTRACS as Distributed by MLS Grid

Property tax history

+4.7%/yr

Latest (2025): $1,469 · +10.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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