CashFlowRE
Sign in Sign up
6000 Village Cir #6000
B- Composite 65.67
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.1/30.0
  • 1% rule +10.0/10.0
  • DSCR +8.8/10.0
  • ARV discount +7.5/15.0
  • Livability +4.3/5.0
  • Schools +4.1/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$75,000

6000 Village Cir #6000 · Orlando, FL 32822
1 bd · 2.0 ba · 825 sqft · Condo public records · 15 Days on market
Built 1977 $379/mo HOA · 25% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This 2/1.5 condo features new vinyl and ceramic tile. Updated kitchen. Located near shopping and airport

Key facts

  • Close to schools
  • Close to restaurants
  • End unit

Tags

END UNITBALCONY OFF THE LIVING ROOMCLOSE TO SCHOOLSCLOSE TO SHOPPINGCLOSE TO RESTAURANTS

Property features AI

Finance

  • Other: No lease restrictions; Unfurnished
  • Financial info: Total monthly condo/association fees: $379; Total annual fees: $4,548
  • HOA & community: Monthly condo fee of $379 (includes pool, maintenance of structure and grounds, recreational facilities); Association: Carol Rumely; HOA required, monthly; Community features include deed restrictions, pool, and tennis courts; Pets allowed: cats and dogs (max ~35 lbs)

Exterior

  • Parking: No parking details provided
  • Security: No security details provided
  • Utilities: Public water; Public sewer; Broadband/high-speed internet available; Cable available; Electricity available and connected; Sewer connected
  • Home design: Residential condominium; Fixer condition; Second-floor unit; North-facing
  • Construction: Vinyl siding and frame construction; Shingle roof; Slab foundation; Built as part of Building F
  • Exterior features: Balcony; Sliding doors; Asphalt road access

Interior

  • Kitchen: Dishwasher; Range; Refrigerator
  • Bedrooms: 2 bedrooms
  • Flooring: Ceramic tile; Elevator not present
  • Bathrooms: 1 full bath; 1 half bath
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans
  • Laundry & utility: Washer; Dryer; Laundry inside; Inside utility room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/2.0-bath condo listed at $75k.

Deal economics

  • At list price, monthly cash flow is $189 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $75k).
  • Recommended offer: $74k (1.5% below list) — sets the bar for market timing.
  • Cap rate 9.3% vs local median 3.0% in Orlando — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 86/100 on livability (#12 in FL, #360 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
  • Orange (suburban): math 46% / reading 51% proficiency, ranked #43 of 73 in FL (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Ventura Elementary (math 26% / reading 34%, grade F, #1,882 of 2,144 statewide, top 88%, 596 students, 66% FRL); Colonial High (math 16% / reading 33%, grade F, #505 of 667 statewide, top 79%, 3,442 students, 62% FRL).
  • Zoned-school proficiency averages 27% at this address vs 48% district-wide (-21 pts) — the specific schools serving this property underperform the Orange average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-0.7%/yr); 372 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 8,053 units permitted in Orange County in 2024 (3,133 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Orange County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 15 days — a 2% lower offer ($74k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 3.1% of price; HOA is 25% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $73,875 (1.5% below list)

Questions for the listing agent

  1. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
2.01%
Cap rate
9.31%
Cash-on-cash
10.79%
DSCR
1.48
GRM
4.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-5.7%
Equity multiple
0.80×
Total profit
$-4,220
Equity at exit
$11,183
10-year hold
IRR
-3.7%
Equity multiple
0.81×
Total profit
$-3,942
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32822

Home prices YoY
-21.1%
Rents YoY
-0.7%
Active inventory
372
Price-to-rent
4.2×

Monthly cashflow live

Estimated rent
$1,505 high interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$197 /mo · $2,361/yr
Insurance
$31
HOA
$379
Vacancy / Maint / Mgmt
$316
Net cashflow
$189

Break-even live

Break-even rent $1,266
Max offer price $75,000
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6020 Village Cir N Orlando, FL 2.0 1.5 825 $1,390 $1.68 23d 1 0.04mi
6032 Village Cir N #6032 Orlando, FL 2.0 2.0 1022 $1,800 $1.76 23d 1 0.06mi
6043 Village Cir #6043 Orlando, FL 2.0 1.5 860 $1,550 $1.80 17d 1 0.07mi
2439 Oak Park Way #217 Orlando, FL 2.0 2.0 953 $1,650 $1.73 2d 1 0.08mi
2365 Oak Park Way #109 Orlando, FL 2.0 2.0 953 $1,350 $1.42 10d 1 0.08mi
6065 Village Cir #6065 Orlando, FL 2.0 1.5 860 $1,425 $1.66 7d 1 0.08mi
6077 Village Cir #6077 Orlando, FL 2.0 2.0 1022 $1,800 $1.76 23d 1 0.08mi
2451 Oak Park Way #120 Orlando, FL 2.0 2.0 953 $1,700 $1.78 4d 1 0.09mi
2683 Oak Park Way #214 Orlando, FL 2.0 2.0 950 $1,700 $1.79 23d 1 0.13mi
6031 Scotchwood Gln Orlando, FL 2.0 2.0 846 $1,625 $1.92 23d 2 0.17mi
2143 Raper Dairy Rd Orlando, FL 1.0 1.0 432 $1,319 $3.05 2d 8 0.17mi
6122 Curry Ford Rd #241 Orlando, FL 1.0 1.0 742 $1,325 $1.79 23d 1 0.22mi
5914 Mausser Dr Orlando, FL 1.0–4.0 1.0–2.5 1052 $1,534 $1.46 1d 13 0.23mi
6118 Curry Ford Rd Orlando, FL 1.0 1.0 742 $1,175 $1.58 23d 1 0.23mi
6110 Curry Ford Rd #117 Orlando, FL 1.0 1.0 742 $1,175 $1.58 23d 1 0.24mi
5762 Folkstone Ln Orlando, FL 1.0–3.0 1.0–2.0 1081 $1,640 $1.52 1d 17 0.24mi
5870 Sundown Cir Orlando, FL 1.0–2.0 1.0–2.0 840 $1,307 $1.56 1d 25 0.24mi
6104 Curry Ford Rd #108 Orlando, FL 2.0 2.0 1051 $1,500 $1.43 7d 1 0.25mi
6104 Curry Ford Rd #207 Orlando, FL 2.0 2.0 1051 $1,600 $1.52 23d 1 0.25mi
2536 Woodgate Blvd #107 Orlando, FL 2.0 2.0 930 $1,650 $1.77 21d 1 0.28mi
2556 Woodgate Blvd #203 Orlando, FL 1.0 1.0 680 $1,350 $1.99 14d 1 0.31mi
2516 Woodgate Blvd #203 Orlando, FL 1.0 1.0 680 $1,245 $1.83 7d 1 0.32mi
2508 Woodgate Blvd #207 Orlando, FL 2.0 2.0 930 $1,600 $1.72 21d 1 0.32mi
1854 Caralee Blvd #3 Orlando, FL 2.0 1.0 850 $1,700 $2.00 23d 1 0.37mi
2568 Woodgate Blvd Orlando, FL 1.0–2.0 1.0–2.0 790 $1,300 $1.65 4d 1 0.37mi
6203 Curry Ford Rd Orlando, FL 1.0–3.0 1.0–2.0 1011 $1,320 $1.30 13d 1 0.38mi
2500 Woodgate Blvd #203 Orlando, FL 1.0 1.0 680 $1,299 $1.91 4d 1 0.40mi
1847 Caralee Blvd #4 Orlando, FL 2.0 1.0 850 $1,650 $1.94 3d 1 0.41mi
3217 Westridge Blvd Orlando, FL 2.0 2.0 914 $1,800 $1.97 14d 1 0.43mi
6254 S Bend Sq #173 Orlando, FL 2.0 2.5 1104 $1,699 $1.54 23d 1 0.43mi
1724 Townhall Ln Orlando, FL 2.0 1.5 1018 $1,595 $1.57 21d 1 0.44mi
3233 Candle Ridge Dr #101 Orlando, FL 2.0 2.0 914 $1,600 $1.75 7d 1 0.45mi
3211 S Semoran Blvd Orlando, FL 1.0–3.0 1.0–2.0 880 $1,099 $1.25 1d 12 0.45mi
3239 Candle Ridge Dr Orlando, FL 2.0 2.0 914 $2,100 $2.30 23d 1 0.46mi
1732 Hidden Creek Blvd #108 Orlando, FL 2.0 2.5 1104 $1,550 $1.40 17d 1 0.53mi
6299 Arlington Ct #212 Orlando, FL 2.0 1.5 1032 $1,680 $1.63 23d 1 0.53mi
1718 Silver Creek Ct #102 Orlando, FL 2.0 1.5 1032 $1,850 $1.79 21d 1 0.54mi
3100 S Semoran Blvd Unit 11 Orlando, FL 2.0 2.0 966 $1,700 $1.76 23d 1 0.56mi
5550 E Michigan St Orlando, FL 1.0–2.0 1.0–2.0 913 $1,295 $1.42 19d 3 0.58mi
5550 E Michigan St Orlando, FL 1.0–2.0 1.0–2.0 950 $1,450 $1.53 7d 3 0.58mi

HOA detail condo

Monthly dues
$379 · $4,548/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 13 events

  1. 2026-06-18
    status $75,000 Pending 15 DOM
  2. 2026-06-17
    days on market $75,000 Active 15 DOM
  3. 2026-06-16
    days on market $75,000 Active 14 DOM
  4. 2026-06-15
    days on market $75,000 Active 13 DOM
  5. 2026-06-13
    days on market $75,000 Active 11 DOM
  6. 2026-06-13
    days on market $75,000 Active 10 DOM
  7. 2026-06-10
    remarks 375-char remark
  8. 2026-06-09
    days on market $75,000 Active 7 DOM
  9. 2026-06-08
    days on market $75,000 Active 6 DOM
  10. 2026-06-07
    days on market $75,000 Active 5 DOM
  11. 2026-06-04
    days on market $75,000 Active 2 DOM
  12. 2026-06-03
    remarks 308-char remark
  13. 2026-06-03
    listed $75,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,361 · $197/mo
Projected year-2 tax
$2,361 · $197/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,062
− Mortgage interest
−$4,201
− Property taxes
−$2,361
− Insurance
−$375
− Repairs & maintenance
−$1,445
− Management
−$1,445
− HOA
−$4,548
− Depreciation
−$2,182
Taxable income
$1,506
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$361
After-tax cash flow
$1,904/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Orange
NCES district ID
1201440
Math proficiency
46% ▼ -9.00%
Reading proficiency
51% ▼ -2.00%
Median HH income
$49,350
Composite
41.47/100
National rank
#3461
State rank
#43 of 73 in FL

Livability — Orlando

Score
86/100
State rank
#12
US rank
#360

Category grades

Amenities A+ Commute A+ Cost of living B- Crime B+ Employment C+ Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Orlando, FL
County
Orange County · 1,471,359 people
City population
964,969
Metro
Orlando-Kissimmee-Sanford, FL
Population (ZIP)
67,081
Household income
$56,540
Rent vs Own
58.0% rent · 42.0% own
Severe rent burden
4246.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
1,618,226 people
By 2030
1,787,404 · +10.5%
By 2040
2,125,621 · +31.4%
By 2050
2,454,016 · +51.6%
By 2075
3,173,711 · +96.1%
By 2100
3,607,781 · +122.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (68%)
Race & ethnicity
Hispanic / Latino 68% Two or more races 36% White 17% Black 10% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 38% Cuban 5% Dominican 5%
Common ancestry
Lithuanian 1% Romanian 1% Slovak 1%
Foreign-born
27% · Canada, Jamaica, China
Languages at home
36% English-only · Spanish 60% French/Haitian/Cajun 1% Arabic 1%

Political lean MEDSL · Orange

2024 margin
D (+13.6) · D 56.1% · R 42.5% · Other 1.3%
2008→2024 swing
-5.0pp toward R · 2008: 18.6pp · 2024: 13.6pp
All cycles
2024: D+13.6 2020: D+23.1 2016: D+24.6 2012: D+18.2 2008: D+18.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -95.17%
Current HPI
355.5775
Rent YoY
▼ -0.68%
Metro
Orlando-Kissimmee-Sanford, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+149.2% since first listed
12 events — show timeline
  • 2026-06-02 Listed $75,000 Stellar MLS as Distributed by MLS Grid
  • 2024-02-27 Sold (Public Records) $170,000 Public Records
  • 2024-02-22 Sold (MLS) $170,000 Stellar MLS as Distributed by MLS Grid
  • 2024-01-08 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-12-22 Listed $170,000 Stellar MLS as Distributed by MLS Grid
  • 2021-03-04 Sold (Public Records) $125,000 Public Records
  • 2020-12-02 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2020-11-25 Listed $120,000 Stellar MLS as Distributed by MLS Grid
  • 2015-06-29 Sold (Public Records) $52,500 Public Records
  • 1999-03-16 Sold (Public Records) $36,000 Public Records
  • 1991-12-30 Sold (Public Records) $34,900 Public Records
  • 1982-04-01 Sold (Public Records) $30,100 Public Records

Property tax history

+25.6%/yr

Latest (2025): $2,361 · +13.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…