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14 Alli Paige Dr
D Composite 40.72
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.6/30.0
  • Appreciation +10.0/10.0
  • Schools +4.1/10.0
  • Livability +3.4/5.0
  • DSCR +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +2.4/15.0
  • 1% rule +2.3/10.0

$235,000

14 Alli Paige Dr · Vilonia, AR 72173
3 bd · 2.0 ba · 1,590 sqft · SingleFamily public records · 22 Days on market
Built 2014 8,276 sqft lot $148/sqft · 11% above area Est $211k · 11% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Come fall in love with this adorable home located in the heart of Vilonia. The kitchen and dining room flow effortlessly into the living room. This residence has stained concrete floors throughout for easy cleaning. All countertops are granite. Fully fenced back yard. New HVAC and new hot water heater in 2023. This house is a must see! Schedule your private viewing today. Property qualifies for 100% rural development financing

Key facts

  • Pantry
  • Huge walk-in closet
  • Stainless appliances

Tags

GRANITE COUNTERTOPSSTYLISH NEW BACKSPLASHSTAINLESS APPLIANCESBAR SEATINGPANTRYHUGE WALK-IN CLOSET

Property features AI

Finance

  • Financial info: Financing options include VA, FHA, conventional loans, cash, and Rural Development

Exterior

  • Parking: 2-car garage
  • Utilities: Public sewer; Public water; Municipal electric service (Entergy); Insulated windows; Insulated doors
  • Home design: Brick exterior; Inside city limits
  • Construction: Slab foundation; Architectural shingle roof
  • Exterior features: Patio; Fully fenced yard; Level lot; Located in a subdivision; Paved road access

Interior

  • Kitchen: Free-standing stove; Dishwasher; Garbage disposal; Pantry
  • Flooring: Concrete floors
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central electric cooling
  • Interior features: Walk-in closets; Breakfast bar; Granite slab kitchen countertops; Dryer connection (electric)
  • Laundry & utility: Laundry room; Dryer connection (electric)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $235k.

Deal economics

  • At list price, monthly cash flow is $-117 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $214k (8.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $170k (27.5% below list).
  • Recommended offer: $170k (27.5% below list) — sets the bar for 1% rule.
  • Cap rate 5.7% vs local median 3.4% in Vilonia — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#108 in AR) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities F, commute F, health & safety F.
  • Vilonia School District (rural): math 46% / reading 47% proficiency, ranked #23 of 238 in AR (top 10%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Vilonia Elementary School (math 57% / reading 42%, grade D, #93 of 454 statewide, top 23%, 571 students, 46% FRL); Frank Mitchell Intermediate School (math 46% / reading 49%, grade C-, #42 of 201 statewide, top 22%, 654 students, 45% FRL); Vilonia High School (math 32% / reading 49%, grade F, #45 of 292 statewide, top 15%, 859 students, 34% FRL).
  • Market conditions: 105 active listings in the ZIP; 865 units permitted in Faulkner County in 2024 (451 in 5+ unit buildings).

Forward outlook

  • In year one you build about $25k of equity ($2k loan paydown + $24k appreciation (10.0% local appreciation)).
  • Faulkner County population projected at +32% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 22 days — a 2% lower offer ($231k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $170,484 (27.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
5.69%
Cash-on-cash
-2.14%
DSCR
0.90
GRM
11.5

CMA / ARV

ARV (median comp)
$211,228
List price
$235,000
Delta
11.25%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
17 Vilsonia Way 0.09mi 3/2.0 1,560 (-2%) 2mo $242,000 $155 91
16 Alli Paige Dr 0.01mi 3/2.0 1,579 (-1%) 9mo $209,000 $132 91
15 Alli Paige Dr 0.03mi 3/2.0 1,500 (-6%) 4mo $221,500 $148 86
5 Alli Paige Dr 0.07mi 3/2.0 1,568 (-1%) 11mo $220,750 $141 85
10 Alli Paige Dr 0.03mi 3/2.0 1,545 (-3%) 18mo $225,000 $146 79
16 W Linda Ln 0.37mi 3/2.0 1,584 (-0%) 7mo $175,000 $110 76
61 Whispering Wind Cir 0.27mi 3/2.0 1,461 (-8%) 1mo $182,000 $125 73
11 Alli Paige Dr 0.03mi 3/2.0 1,495 (-6%) 19mo $199,000 $133 72
12 Whispering Wind Cir 0.32mi 3/2.0 1,660 (+4%) 14mo $228,000 $137 66
38 Whispering Wind Cir 0.37mi 3/2.0 1,590 (0%) 21mo $215,000 $135 65
54 Whispering Wind Cir 0.28mi 3/2.0 1,412 (-11%) 14mo $155,000 $110 57
27 Whispering Wind Cir 0.33mi 3/2.0 1,361 (-14%) 14mo $175,000 $129 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.7%
Equity multiple
2.83×
Total profit
$120,435
Equity at exit
$211,707
10-year hold
IRR
20.3%
Equity multiple
6.48×
Total profit
$360,399
Equity at exit
$456,553

Cash invested: $65,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72173

Home prices YoY
8.0%
Active inventory
105
Price-to-rent
11.5×

Monthly cashflow live

Estimated rent
$1,705 medium interval (Pro) →
Mortgage (P&I)
$1,232
Tax from tax record
$134 /mo · $1,608/yr
Insurance
$98
HOA
$0
Vacancy / Maint / Mgmt
$358
Net cashflow
$-117

Break-even live

Break-even rent $1,853
Max offer price $214,254
Occupancy floor

Sensitivity live

Price -10% $16 -5% $-51 +0% $-117 +5% $-184 +10% $-250
Rent -10% $-252 -5% $-185 +0% $-117 +5% $-50 +10% $17
Rate -1.0pp $1 -0.5pp $-58 base $-117 +0.5pp $-178 +1.0pp $-240

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,750
Closing costs
$7,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 16 events

  1. 2026-05-14
    status Under Contract 802-char remark
  2. 2026-04-22
    listed $235,000 New Listing 802-char remark
  3. 2024-08-28
    soldstatus $224,000
  4. 2024-08-24
    price $224,000 430-char remark
    Show marketing remark (430 chars)

    Come fall in love with this adorable home located in the heart of Vilonia. The kitchen and dining room flow effortlessly into the living room. This residence has stained concrete floors throughout for easy cleaning. All countertops are granite. Fully fenced back yard. New HVAC and new hot water heater in 2023. This house is a must see! Schedule your private viewing today. Property qualifies for 100% rural development financing

  5. 2024-08-23
    status Under Contract 430-char remark
    Show marketing remark (430 chars)

    Come fall in love with this adorable home located in the heart of Vilonia. The kitchen and dining room flow effortlessly into the living room. This residence has stained concrete floors throughout for easy cleaning. All countertops are granite. Fully fenced back yard. New HVAC and new hot water heater in 2023. This house is a must see! Schedule your private viewing today. Property qualifies for 100% rural development financing

  6. 2024-08-23
    status Price Change 430-char remark
    Show marketing remark (430 chars)

    Come fall in love with this adorable home located in the heart of Vilonia. The kitchen and dining room flow effortlessly into the living room. This residence has stained concrete floors throughout for easy cleaning. All countertops are granite. Fully fenced back yard. New HVAC and new hot water heater in 2023. This house is a must see! Schedule your private viewing today. Property qualifies for 100% rural development financing

  7. 2024-08-23
    status Under Contract 430-char remark
    Show marketing remark (430 chars)

    Come fall in love with this adorable home located in the heart of Vilonia. The kitchen and dining room flow effortlessly into the living room. This residence has stained concrete floors throughout for easy cleaning. All countertops are granite. Fully fenced back yard. New HVAC and new hot water heater in 2023. This house is a must see! Schedule your private viewing today. Property qualifies for 100% rural development financing

  8. 2024-08-23
    soldstatus $224,000 Sold 430-char remark
    Show marketing remark (430 chars)

    Come fall in love with this adorable home located in the heart of Vilonia. The kitchen and dining room flow effortlessly into the living room. This residence has stained concrete floors throughout for easy cleaning. All countertops are granite. Fully fenced back yard. New HVAC and new hot water heater in 2023. This house is a must see! Schedule your private viewing today. Property qualifies for 100% rural development financing

  9. 2024-07-22
    historical Take Backups 430-char remark
    Show marketing remark (430 chars)

    Come fall in love with this adorable home located in the heart of Vilonia. The kitchen and dining room flow effortlessly into the living room. This residence has stained concrete floors throughout for easy cleaning. All countertops are granite. Fully fenced back yard. New HVAC and new hot water heater in 2023. This house is a must see! Schedule your private viewing today. Property qualifies for 100% rural development financing

  10. 2024-07-19
    price $225,000 430-char remark
    Show marketing remark (430 chars)

    Come fall in love with this adorable home located in the heart of Vilonia. The kitchen and dining room flow effortlessly into the living room. This residence has stained concrete floors throughout for easy cleaning. All countertops are granite. Fully fenced back yard. New HVAC and new hot water heater in 2023. This house is a must see! Schedule your private viewing today. Property qualifies for 100% rural development financing

  11. 2024-06-28
    listed $225,900 New Listing 430-char remark
    Show marketing remark (430 chars)

    Come fall in love with this adorable home located in the heart of Vilonia. The kitchen and dining room flow effortlessly into the living room. This residence has stained concrete floors throughout for easy cleaning. All countertops are granite. Fully fenced back yard. New HVAC and new hot water heater in 2023. This house is a must see! Schedule your private viewing today. Property qualifies for 100% rural development financing

  12. 2021-02-22
    soldstatus $155,000
  13. 2021-02-12
    soldstatus $155,000 Sold
    Show marketing remark (271 chars)

    GREAT HOUSE IN ALLI'S PLACE SUBDIVISION IN VILONIA. 3 BEDROOM 2 BATH. GRANITE COUNTERTOPS THROUGHOUT. STAINLESS STEEL APPLIANCES IN THE KITCHEN. WOOD BLINDS IN LIVING AREA AND BEDROOMS. MASTER BEDROOM IS APART FROM GUEST ROOMS. LARGE WALK IN CLOSET IN THE MASTER BEDROOM.

  14. 2021-01-26
    historical
    Show marketing remark (271 chars)

    GREAT HOUSE IN ALLI'S PLACE SUBDIVISION IN VILONIA. 3 BEDROOM 2 BATH. GRANITE COUNTERTOPS THROUGHOUT. STAINLESS STEEL APPLIANCES IN THE KITCHEN. WOOD BLINDS IN LIVING AREA AND BEDROOMS. MASTER BEDROOM IS APART FROM GUEST ROOMS. LARGE WALK IN CLOSET IN THE MASTER BEDROOM.

  15. 2021-01-09
    status Under Contract
    Show marketing remark (271 chars)

    GREAT HOUSE IN ALLI'S PLACE SUBDIVISION IN VILONIA. 3 BEDROOM 2 BATH. GRANITE COUNTERTOPS THROUGHOUT. STAINLESS STEEL APPLIANCES IN THE KITCHEN. WOOD BLINDS IN LIVING AREA AND BEDROOMS. MASTER BEDROOM IS APART FROM GUEST ROOMS. LARGE WALK IN CLOSET IN THE MASTER BEDROOM.

  16. 2021-01-09
    listed $155,500 New Listing
    Show marketing remark (271 chars)

    GREAT HOUSE IN ALLI'S PLACE SUBDIVISION IN VILONIA. 3 BEDROOM 2 BATH. GRANITE COUNTERTOPS THROUGHOUT. STAINLESS STEEL APPLIANCES IN THE KITCHEN. WOOD BLINDS IN LIVING AREA AND BEDROOMS. MASTER BEDROOM IS APART FROM GUEST ROOMS. LARGE WALK IN CLOSET IN THE MASTER BEDROOM.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$1,608 · $134/mo
Projected year-2 tax
$1,608 · $134/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,458
− Mortgage interest
−$13,164
− Property taxes
−$1,608
− Insurance
−$1,175
− Repairs & maintenance
−$1,637
− Management
−$1,637
− Depreciation
−$6,836
Taxable loss
−$5,598
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,344
After-tax cash flow
$-66/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Vilonia School District
NCES district ID
0513530
Math proficiency
46% ▼ -11.00%
Reading proficiency
47% ▼ -4.00%
Median HH income
$57,913
Composite
40.64/100
National rank
#3681
State rank
#23 of 238 in AR

Livability — Vilonia

Score
67/100
State rank
#108
US rank
#10836

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Vilonia, AR
Population (ZIP)
10,122

Population outlook (Faulkner County) Hauer SSP2

Today (2025)
138,985 people
By 2030
148,264 · +6.7%
By 2040
166,010 · +19.4%
By 2050
183,362 · +31.9%
By 2075
224,593 · +61.6%
By 2100
250,603 · +80.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Hispanic / Latino 4% Two or more races 3%
Common ancestry
Slovak 2% Scotch-Irish 2% Italian 1%
Foreign-born
1% · Canada
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Faulkner

2024 margin
Solid R (+32.3) · D 32.6% · R 64.9% · Other 2.5%
2008→2024 swing
-7.1pp toward R · 2008: -25.3pp · 2024: -32.3pp
All cycles
2024: R+32.3 2020: R+29.5 2016: R+31.6 2012: R+31.7 2008: R+25.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 22.08%
Current HPI
298.3398
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+51.1% since first listed
17 events — show timeline
  • 2026-06-17 Sold (MLS) $235,000 CARMLS
  • 2026-05-14 Pending CARMLS
  • 2026-04-22 Listed $235,000 CARMLS
  • 2024-08-28 Sold (Public Records) $224,000 Public Records
  • 2024-08-24 Price Changed $224,000 CARMLS
  • 2024-08-23 Pending CARMLS
  • 2024-08-23 Relisted CARMLS
  • 2024-08-23 Pending CARMLS
  • 2024-08-23 Sold (MLS) $224,000 CARMLS
  • 2024-07-22 Contingent CARMLS
  • 2024-07-19 Price Changed $225,000 CARMLS
  • 2024-06-28 Listed $225,900 CARMLS
  • 2021-02-22 Sold (Public Records) $155,000 Public Records
  • 2021-02-12 Sold (MLS) $155,000 CARMLS
  • 2021-01-26 Listing Removed CARMLS
  • 2021-01-09 Pending CARMLS
  • 2021-01-09 Listed $155,500 CARMLS

Property tax history

+25.1%/yr

Latest (2025): $1,608 · +39.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…