7004 Boulevard E Unit A38 · Guttenberg, NJ
Flood risk 8/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.78%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $526 – $976
Heat risk 7/10 · Major
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +8.4/15.0
- Condition / age +4.8/5.0
- 1% rule +4.4/10.0
- Livability +4.1/5.0
- Rent growth +3.2/5.0
- Schools +2.2/10.0
- Cash flow +1.4/30.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$429,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Elevated Urban Luxury awaits perched on the 38th floor, showcasing Top of the Tower captivating views. Step into Modern style in this super spacious 2 Bedroom 2.5 Bath Condo. Discover the expansive 1550+- sq. ft. open concept floor-plan that embraces the way we like to live now, surrounded by urban convenience. Emerging from a remarkable luxury renovation-where everything has been done for you. Boasting a designer Chef's Kitchen that will inspire you to dine-in, cook-in and entertain. Featuring abundant soft close cabinetry; storage space, newer SS appliances, Quartz counters & Dining peninsula. Nearby 2.5 modern sleek spa inspired tiled baths feature custom tiled walls, floors & barn style shower doors. 2 Generous size Bedrooms showcase eye pleasing splendid Sunset and GW Bridge Views from 2 exposures. The Primary Bedroom suite features walls of closets, ensuite full bath. Enjoy the Beauty of a Move in Ready Condo! HOA includes: ALL UTILITIES; Heat; Electric; A/C; Water; Gas+Amenities Galore: 24hr Concierge; New Indoor Pool, Outdoor Pool; Fitness Center; NEW Lighted Tennis & Pickle Ball Courts; Lounge; Playroom; Sauna; Gardened Roof top; Terrific Shops on site; F/T Maintenance. Pet's welcome; Discover the Galaxy Towers Luxury Condo, located on Desirable BLVD East, a 5-mile Dream commute to NYC is steps away! Surrounded by shopping, Dining, Eateries, Waterfront entertainment. Contact Angela Cuciniello Listing Agent 201.657-6084 Direct for Details. Don't Miss Out!
Key facts
- Quartz counters
- Soft close cabinetry
- $1,925 HOA
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.5-bath condo listed at $429k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-2k ($-21k/yr) — negative.
- To cash-flow at today's rent, offer at most $174k (59.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $404k (5.8% below list).
- Recommended offer: $174k (59.5% below list) — sets the bar for cash-flow.
- Cap rate 1.5% vs local median 2.3% in Guttenberg — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 82/100 on livability (#51 in NJ, #1,253 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, health & safety A; Watch: cost of living F.
- Guttenberg School District (suburban): math 10% / reading 28% proficiency, ranked #435 of 472 in NJ (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Anna L. Klein (math 10% / reading 28%, grade F, #1,030 of 1,303 statewide, top 80%, 949 students, 74% FRL) — zoned schools at 74% FRL track the district average.
- Market conditions: Rents rising (+2.7%/yr); 447 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 72d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 72% of comp listings sitting > 30 days — soft ceiling on asking rent; 5,310 units permitted in Hudson County in 2024 (4,154 in 5+ unit buildings).
- At $4,042/mo this rent would consume 66% of the median local household income ($73k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
- Hudson County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 94 days — a 9% lower offer ($390k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $290k; 48% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo; HOA is 48% of rent.
- Climate carrying-cost: severe flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 94 days. Have you received any prior offers? Is the seller open to a 59% concession, seller financing, or rate buy-down credit?
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.94% ✗
- Cap rate
- 1.55%
- Cash-on-cash
- -16.95%
- DSCR
- 0.25
- GRM
- 8.8
CMA / ARV
- ARV (median comp)
- $437,475
- List price
- $429,000
- Delta
- -1.94%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7004 BLVD E Unit 5L | 0.00mi | 2/2.5 | 1,466 (-5%) | 1mo | $435,000 | $297 | 90 |
| 8100 RIVER Rd #917 | 0.55mi | 2/2.0 | 1,535 (-1%) | 1mo | $925,000 | $603 | 70 |
| 7855 BLVD E Unit 19J | 0.44mi | 2/2.0 | 1,640 (+6%) | 1mo | $595,000 | $363 | 67 |
| 7100 BLVD E Unit 10E | 0.11mi | 2/2.0 | 1,250 (-19%) | 1mo | $322,000 | $258 | 67 |
| 6208 JACKSON St #31 | 0.88mi | 3/2.0 (+1) | 1,540 (-1%) | 1mo | $590,000 | $383 | 56 |
| 8200 BULLS FERRY Rd Unit 2A | 0.59mi | 2/2.0 | 1,400 (-10%) | 0mo | $598,000 | $427 | 54 |
| 335 THE PROMENADE #335 | 1.27mi | 2/2.0 | 1,456 (-6%) | 1mo | $635,000 | $436 | 52 |
| 1000 AVENUE AT PORT IMPERIAL Unit TH102 | 1.32mi | 2/2.0 | 1,447 (-7%) | 0mo | $1,050,000 | $726 | 52 |
| 6040 BLVD E Unit 26J | 0.58mi | 2/2.0 | 1,300 (-16%) | 0mo | $410,000 | $315 | 46 |
| 7716 KENNEDY Blvd Unit 1E | 1.04mi | 3/2.0 (+1) | 1,409 (-9%) | 1mo | $485,000 | $344 | 42 |
| 7716 KENNEDY Blvd Unit 2D | 1.04mi | 2/2.0 | 1,310 (-16%) | 1mo | $460,000 | $351 | 37 |
| 217 THE PROMENADE #217 | 1.22mi | 3/2.0 (+1) | 1,751 (+13%) | -1mo | $690,000 | $394 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.71% rent growth · sell at horizon
- IRR
- -51.4%
- Equity multiple
- -0.51×
- Total profit
- $-181,704
- Equity at exit
- $63,965
- IRR
- —
- Equity multiple
- -1.52×
- Total profit
- $-302,401
- Equity at exit
- $37,092
Cash invested: $120,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 21 Tenant-Leaning
- State New Jersey
- 21 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 3 active · 2 under contract
- Median asking
- $435,000 ($325/sqft)
- Median days on market
- 90 d
- This list price
- 33% of active listings are priced below it
- ARV vs active asking
- -13.3% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 07093
- Home prices YoY
- -7.6%
- Rents YoY
- 2.7%
- Active inventory
- 447
- Price-to-rent
- 8.8×
Monthly cashflow live
- Estimated rent
- $4,042 high interval (Pro) →
- Mortgage (P&I)
- −$2,250
- Tax est. 1.5%
- −$536 /mo · $6,435/yr
- Insurance
- −$179
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$1,925
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$849
- Net cashflow
- $-1,763
Break-even live
Sensitivity live
| Price | -10% $-1,467 | -5% $-1,615 | +0% $-1,763 | +5% $-1,911 | +10% $-2,060 |
|---|---|---|---|---|---|
| Rent | -10% $-2,082 | -5% $-1,923 | +0% $-1,763 | +5% $-1,603 | +10% $-1,444 |
| Rate | -1.0pp $-1,547 | -0.5pp $-1,654 | base $-1,763 | +0.5pp $-1,874 | +1.0pp $-1,987 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $107,250
- Closing costs
- $12,870
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7004 JFK Blvd E Unit 39D West New York, NJ | 3.0 | 2.5 | 1800 | $4,500 | $2.50 | 165d | 1 | 0.02mi |
| 7004 JFK Blvd E Unit 7D Guttenberg, NJ | 3.0 | 2.0 | 1750 | $4,400 | $2.51 | 148d | 1 | 0.02mi |
| 7004 E Boulevard Unit 8D Guttenberg, NJ | 2.0 | 2.0 | 1750 | $4,200 | $2.40 | 10d | 1 | 0.02mi |
| 7004 BOULEVARD Unit 37A Guttenberg, NJ | 3.0 | 2.5 | 1546 | $4,200 | $2.72 | 56d | 1 | 0.03mi |
| 7004 JFK Blvd E Unit 1C West New York, NJ | 3.0 | 2.0 | 1532 | $3,995 | $2.61 | 67d | 1 | 0.03mi |
| 7900 River Rd Unit 1012 2 Bedroom North Bergen, NJ | 2.0 | 2.0 | 1125 | $3,700 | $3.29 | 165d | 1 | 0.05mi |
| 7602 River Rd Unit 02 Guttenberg, NJ | 2.0 | 2.0 | 1200 | $3,890 | $3.24 | 10d | 1 | 0.05mi |
| 7602 River Rd Unit 355 Guttenberg, NJ | 3.0 | 3.0 | 1700 | $5,408 | $3.18 | 81d | 1 | 0.05mi |
| 7602 River Rd Unit 320 Guttenberg, NJ | 2.0 | 2.0 | 1200 | $4,500 | $3.75 | 165d | 1 | 0.05mi |
| 7602 River Rd Unit 05 Guttenberg, NJ | 3.0 | 3.0 | 1700 | $5,256 | $3.09 | 10d | 1 | 0.05mi |
| 7602 River Rd Unit 03 Guttenberg, NJ | 2.0 | 2.0 | 1500 | $4,455 | $2.97 | 10d | 1 | 0.05mi |
| 7602 River Rd Unit 06 Guttenberg, NJ | 3.0 | 3.0 | 1700 | $5,995 | $3.53 | 10d | 1 | 0.05mi |
| 7602 River Rd Unit 460 Guttenberg, NJ | 3.0 | 3.0 | 1700 | $5,408 | $3.18 | 165d | 1 | 0.05mi |
| 7602 River Rd Unit 330 Guttenberg, NJ | 2.0 | 2.0 | 1500 | $4,595 | $3.06 | 165d | 1 | 0.05mi |
| 7101 River Rd Unit 307B Guttenberg, NJ | 2.0 | 3.0 | 1860 | $6,600 | $3.55 | 65d | 1 | 0.05mi |
| 7900 River Rd North Bergen, NJ | 1.0–3.0 | 1.0–2.0 | 1173 | $4,218 | $3.59 | 3d | 5 | 0.05mi |
| 7101 River Rd North Bergen, NJ | 2.0 | 2.0–3.0 | 920 | $5,650 | $6.14 | 10d | 1 | 0.05mi |
| 7002 JFK Blvd E Unit 31F Guttenberg, NJ | 2.0 | 2.5 | 1600 | $4,150 | $2.59 | 154d | 1 | 0.06mi |
| 7002 JFK Blvd E Unit 38B Guttenberg, NJ | 3.0 | 2.5 | 1600 | $4,500 | $2.81 | 51d | 1 | 0.06mi |
| 7000 JFK Blvd E Unit 36F West New York, NJ | 3.0 | 2.5 | 1546 | $4,200 | $2.72 | 148d | 1 | 0.06mi |
| 7002 JFK Blvd E Apt 19C West New York, NJ | 2.0 | 2.0 | 1237 | $3,895 | $3.15 | 31d | 1 | 0.07mi |
| 7002 JFK Blvd E Apt 19C West New York, NJ | 2.0 | 2.0 | 1237 | $3,998 | $3.23 | 163d | 1 | 0.07mi |
| 7000 BOULEVARD Unit 45F Guttenberg, NJ | 2.0 | 2.5 | 1546 | $4,200 | $2.72 | 165d | 1 | 0.07mi |
| 7000 JFK Blvd E Unit 24D West New York, NJ | 2.0 | 2.0 | 1237 | $3,895 | $3.15 | 86d | 1 | 0.07mi |
| 7000 JFK Blvd E Unit 29I West New York, NJ | 2.0 | 2.0 | 1337 | $4,100 | $3.07 | 2d | 1 | 0.08mi |
| 7000 JFK Blvd E Unit 29I West New York, NJ | 2.0 | 2.0 | 1337 | $4,100 | $3.07 | 10d | 1 | 0.08mi |
| 7000 JFK Blvd E Unit 47E Guttenberg, NJ | 2.0 | 2.0 | 1237 | $3,950 | $3.19 | 96d | 1 | 0.08mi |
| 7000 JFK Blvd E Unit 39B Guttenberg, NJ | 3.0 | 2.5 | 1798 | $4,500 | $2.50 | 147d | 1 | 0.08mi |
| 66 Lydia Dr #66 Guttenberg, NJ | 2.0 | 2.5 | 1444 | $5,500 | $3.81 | 77d | 1 | 0.09mi |
| 7420 Boulevard E Unit 4C North Bergen, NJ | 2.0 | 1.0 | 1055 | $3,100 | $2.94 | 36d | 1 | 0.11mi |
| 131 Abbie Ct Guttenberg, NJ | 2.0 | 2.5 | 1764 | $5,800 | $3.29 | 80d | 1 | 0.13mi |
| 64 70th St #2 Guttenberg, NJ | 3.0 | 2.0 | 1450 | $2,900 | $2.00 | 140d | 1 | 0.13mi |
| 64 70th St Guttenberg, NJ | 3.0 | 2.0 | 1450 | $2,950 | $2.03 | 65d | 1 | 0.13mi |
| 6600 Boulevard E Unit 11D West New York, NJ | 2.0 | 2.0 | 1300 | $4,000 | $3.08 | 165d | 1 | 0.14mi |
| 67 71st St Unit 2 Guttenberg, NJ | 3.0 | 2.0 | 1450 | $3,400 | $2.34 | 41d | 1 | 0.14mi |
| 67 71st St Unit 2 Guttenberg, NJ | 3.0 | 2.0 | 1450 | $3,400 | $2.34 | 34d | 1 | 0.14mi |
| 169 Price Ct West New York, NJ | 2.0 | 2.5 | 1719 | $5,550 | $3.23 | 10d | 1 | 0.14mi |
| 40 Lydia Dr Guttenberg, NJ | 2.0 | 2.5 | 1443 | $2,310 | $1.60 | 113d | 1 | 0.14mi |
| 172 Price Ct West New York, NJ | 2.0 | 2.5 | 1719 | $5,650 | $3.29 | 10d | 1 | 0.15mi |
| 172 Price Ct West New York, NJ | 2.0 | 2.0 | 1719 | $1,850 | $1.08 | 71d | 1 | 0.15mi |
Property features AI
Finance
- Other
- Pets allowedLead paint form: YesBuilding amenities include community room, elevator, exercise room, jacuzzi, play area, pool, sauna, shops on premises, storage, tennis court, pickleball courts, playroom, lounge, grills, and maintenance on site
- Financial info
- Monthly maintenance fee applies
- HOA & community
- Monthly maintenance fee includes heat, water, gas, electric, hot water, and air conditioningManagement company: 1ST SERVICE RES (contact available)
Exterior
- Parking
- Attached covered garage with parking for 1–2 cars
- Security
- Doorman24-hour conciergeSecurity
- Utilities
- Heat includedAir conditioning includedWater includedGas includedElectric includedHot water included
- Home design
- Condominium in GALAXY Towers Condo (Guttenberg)Entry on Boulevard East between 70th & 69th Street
- Construction
- Brick construction
- Exterior features
- Brick exteriorRiver viewPrivate backyardShared backyardNear train, bus, shopping, parks, and schoolsPrivate roof top
Interior
- Kitchen
- DishwasherMicrowaveRefrigeratorGas oven/range
- Bedrooms
- 2 bedrooms on level 1
- Flooring
- Hardwood floor
- Bathrooms
- 3 total bathrooms (2 full, 1 half)2 full baths on level 11 half bath on level 1
- Heating & cooling
- Gas heatingHeat pumpWall air conditioning
- Interior features
- Hardwood floorDishwasherMicrowaveRefrigeratorGas oven/rangeWall A/CHeat pumpGas heating
- Laundry & utility
- Washer/dryer room available in building
HOA detail $1,925/mo · $23,100/yr condo
- Likely covers
- watergaselectricpoolgymdoorman
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-11-08days on market $429,000 Active 94 DOM
-
2026-11-07days on market $429,000 Active 93 DOM
-
2026-11-06days on market $429,000 Active 92 DOM
-
2026-11-05days on market $429,000 Active 91 DOM
-
2026-11-04pricedays on market $429,000 Active 90 DOM
-
2026-11-02days on market $435,000 Active 88 DOM
-
2026-11-01days on market $435,000 Active 87 DOM
-
2026-10-31days on market $435,000 Active 86 DOM
-
2026-10-30days on market $435,000 Active 85 DOM
-
2026-10-29days on market $435,000 Active 84 DOM
-
2026-10-28days on market $435,000 Active 83 DOM
-
2026-10-27days on market $435,000 Active 82 DOM
-
2026-10-26days on market $435,000 Active 81 DOM
-
2026-10-25days on market $435,000 Active 80 DOM
-
2026-10-24days on market $435,000 Active 79 DOM
-
2026-10-23days on market $435,000 Active 78 DOM
-
2026-10-22days on market $435,000 Active 77 DOM
-
2026-10-21days on market $435,000 Active 76 DOM
-
2026-10-20days on market $435,000 Active 75 DOM
-
2026-10-19days on market $435,000 Active 74 DOM
-
2026-10-18days on market $435,000 Active 73 DOM
-
2026-10-17days on market $435,000 Active 72 DOM
-
2026-10-16days on market $435,000 Active 71 DOM
-
2026-10-15days on market $435,000 Active 70 DOM
-
2026-10-14days on market $435,000 Active 69 DOM
-
2026-10-13days on market $435,000 Active 68 DOM
-
2026-10-12days on market $435,000 Active 67 DOM
-
2026-10-11days on market $435,000 Active 66 DOM
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2026-10-10days on market $435,000 Active 65 DOM
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2026-10-09days on market $435,000 Active 64 DOM
-
2026-10-08days on market $435,000 Active 63 DOM
-
2026-10-07days on market $435,000 Active 62 DOM
-
2026-10-06days on market $435,000 Active 61 DOM
-
2026-10-05days on market $435,000 Active 60 DOM
-
2026-10-04days on market $435,000 Active 59 DOM
-
2026-10-03days on market $435,000 Active 58 DOM
-
2026-10-02days on market $435,000 Active 57 DOM
-
2026-10-01days on market $435,000 Active 56 DOM
-
2026-09-30days on market $435,000 Active 55 DOM
-
2026-09-29days on market $435,000 Active 54 DOM
-
2026-09-28days on market $435,000 Active 53 DOM
-
2026-09-27days on market $435,000 Active 52 DOM
-
2026-09-26days on market $435,000 Active 51 DOM
-
2026-09-25days on market $435,000 Active 50 DOM
-
2026-09-24days on market $435,000 Active 49 DOM
-
2026-09-23days on market $435,000 Active 48 DOM
-
2026-09-22days on market $435,000 Active 47 DOM
-
2026-09-21days on market $435,000 Active 46 DOM
-
2026-09-20pricedays on market $435,000 Active 45 DOM
-
2026-09-19days on market $439,000 Active 183 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (unshaded) · 78% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
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Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $48,502
- − Mortgage interest
- −$24,031
- − Property taxes
- −$6,435
- − Insurance
- −$2,942
- − Repairs & maintenance
- −$3,880
- − Management
- −$3,880
- − HOA
- −$23,100
- − Depreciation
- −$12,480
- Taxable loss
- −$28,247
- Est. tax savings @ 24.0%
- +$6,779
- After-tax cash flow
- $-14,379/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This modern, move-in-ready condo offers top-of-the-line amenities and stunning city views, making it an excellent investment opportunity.
Value-add opportunities
- Resale Painting the interior walls — Fresh paint can enhance the home's curb appeal and make it more inviting. ↑
- Resale Updating the flooring in the bathrooms — Modern flooring can improve the home's overall aesthetic and value. ↑
- Both Adding smart home features — Smart home features can increase both resale and rental value by making the home more convenient and appealing to potential buyers/tenants. ↑
Zoned Schools
Schools (NCES district)
- District
- Guttenberg School District
- NCES district ID
- 3406240
- Math proficiency
- 10% ▼ -28.00%
- Reading proficiency
- 28% ▼ -25.00%
- Median HH income
- $53,491
- Composite
- 17.35/100
- National rank
- #9079
- State rank
- #435 of 472 in NJ
Livability — Guttenberg
- Score
- 82/100
- State rank
- #51
- US rank
- #1253
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Guttenberg, NJ
- County
- Hudson County · 771,834 people
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 63,758
- Household income
- $73,174
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Hudson County) Hauer SSP2
- Today (2025)
- 771,834 people
- By 2030
- 818,028 · +6.0%
- By 2040
- 907,866 · +17.6%
- By 2050
- 994,480 · +28.8%
- By 2075
- 1,163,301 · +50.7%
- By 2100
- 1,254,703 · +62.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (75%)
- Race & ethnicity
- Hispanic / Latino 75% Two or more races 27% White 15% Asian 7% Black 2% Native American 2%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 4% Cuban 12% Dominican 15%
- Languages at home
- 22% English-only · Spanish 67% Other Indo-European 2% Chinese 2%
Political lean MEDSL · Hudson
- 2024 margin
- Strong D (+28.1) · D 62.6% · R 34.6% · Other 2.8%
- 2008→2024 swing
- -18.7pp toward R · 2008: 46.7pp · 2024: 28.1pp
- All cycles
- 2024: D+28.1 2020: D+46.2 2016: D+51.8 2012: D+55.7 2008: D+46.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -29.80%
- Current HPI
- 364.4128
- Rent YoY
- ▲ 2.71%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in NJ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 3 | $31B |
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| Pharmaceuticals | 2 | $153B |
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| Technology | 2 | $21B |
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| Insurance | 2 | $20B |
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| Healthcare | 2 | $19B |
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| Financial Services | 1 | $70B |
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Price history
+29.1% since first listed15 events — show timeline
- 2026-04-24 Listed $439,000 NJMLS
- 2026-03-20 Listed $439,000 HCMLS
- 2024-05-29 Listing Removed — HCMLS
- 2024-04-04 Price Changed $399,000 HCMLS
- 2023-10-30 Listed $448,000 HCMLS
- 2023-10-15 Delisted — NJMLS
- 2023-10-15 Listing Removed — HCMLS
- 2023-09-28 Listed $485,000 HCMLS
- 2023-08-16 Price Changed $489,000 NJMLS
- 2023-07-18 Listed $495,000 NJMLS
- 2019-03-27 Sold (MLS) $290,000 HCMLS
- 2019-01-29 Listing Removed — HCMLS
- 2019-01-04 Price Changed $295,000 HCMLS
- 2018-11-08 Price Changed $325,000 HCMLS
- 2018-09-26 Listed $340,000 HCMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…