7004 Boulevard E Unit A38 · Guttenberg, NJ
Flood risk 8/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.78%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $526 – $976
Heat risk 7/10 · Major
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +8.0/15.0
- Condition / age +4.8/5.0
- 1% rule +4.4/10.0
- Livability +4.1/5.0
- Rent growth +3.2/5.0
- Schools +2.2/10.0
- Cash flow +1.5/30.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$435,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Elevated Urban Luxury awaits perched on the 38th floor, showcasing Top of the Tower captivating views. Step into Modern style in this super spacious 2 Bedroom 2.5 Bath Condo. Discover the expansive 1550+- sq. ft. open concept floor-plan that embraces the way we like to live now, surrounded by urban convenience. Emerging from a remarkable luxury renovation-where everything has been done for you. Boasting a designer Chef's Kitchen that will inspire you to dine-in, cook-in and entertain. Featuring abundant soft close cabinetry; storage space, newer SS appliances, Quartz counters & Dining peninsula. Nearby 2.5 modern sleek spa inspired tiled baths feature custom tiled walls, floors & barn style shower doors. 2 Generous size Bedrooms showcase eye pleasing splendid Sunset and GW Bridge Views from 2 exposures. The Primary Bedroom suite features walls of closets, ensuite full bath. Enjoy the Beauty of a Move in Ready Condo! HOA includes: ALL UTILITIES; Heat; Electric; A/C; Water; Gas+Amenities Galore: 24hr Concierge; New Indoor Pool, Outdoor Pool; Fitness Center; NEW Lighted Tennis & Pickle Ball Courts; Lounge; Playroom; Sauna; Gardened Roof top; Terrific Shops on site; F/T Maintenance. Pet's welcome; Discover the Galaxy Towers Luxury Condo, located on Desirable BLVD East, a 5-mile Dream commute to NYC is steps away! Surrounded by shopping, Dining, Eateries, Waterfront entertainment. Contact Angela Cuciniello Listing Agent 201.657-6084 Direct for Details. Don't Miss Out!
Key facts
- Quartz counters
- Soft close cabinetry
- $1,925 HOA
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.5-bath condo listed at $435k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-2k ($-21k/yr) — negative.
- To cash-flow at today's rent, offer at most $180k (58.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $409k (5.9% below list).
- Recommended offer: $180k (58.6% below list) — sets the bar for cash-flow.
- Cap rate 1.6% vs local median 2.2% in Guttenberg — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 82/100 on livability (#51 in NJ, #1,253 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, health & safety A; Watch: cost of living F.
- Guttenberg School District (suburban): math 10% / reading 28% proficiency, ranked #435 of 472 in NJ (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Anna L. Klein (math 10% / reading 28%, grade F, #1,030 of 1,303 statewide, top 80%, 949 students, 74% FRL) — zoned schools at 74% FRL track the district average.
- Market conditions: Rents rising (+2.7%/yr); 406 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 57d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; 5,310 units permitted in Hudson County in 2024 (4,154 in 5+ unit buildings).
- At $4,094/mo this rent would consume 67% of the median local household income ($73k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
- Hudson County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 48 days — a 3% lower offer ($422k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $290k; list at $435k implies a 50% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo; HOA is 47% of rent.
- Climate carrying-cost: severe flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 48 days. Have you received any prior offers? Is the seller open to a 59% concession, seller financing, or rate buy-down credit?
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.94% ✗
- Cap rate
- 1.61%
- Cash-on-cash
- -16.71%
- DSCR
- 0.26
- GRM
- 8.9
CMA / ARV
- ARV (median comp)
- $440,373
- List price
- $435,000
- Delta
- -0.31%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7855 BLVD E Unit 17i | 0.44mi | 2/2.0 | 1,542 (-0%) | 0mo | $600,000 | $389 | 77 |
| 7004 BLVD E Unit 39F | 0.02mi | 2/2.0 | 1,337 (-14%) | 0mo | $410,000 | $307 | 74 |
| 9 AVENUE AT PORT IMPERIAL #0911 | 0.60mi | 2/2.0 | 1,541 (-1%) | 1mo | $1,600,000 | $1,038 | 68 |
| 7400 RIVER Rd #113 | 0.12mi | 2/2.0 | 1,223 (-21%) | 1mo | $538,000 | $440 | 67 |
| 8100 RIVER Rd #816 | 0.55mi | 2/2.0 | 1,472 (-5%) | 1mo | $1,140,000 | $774 | 63 |
| 1200 AVENUE AT PORT IMPERIAL #521 | 1.38mi | 2/2.0 | 1,586 (+2%) | 1mo | $955,000 | $602 | 58 |
| 3103 CITY Pl | 1.28mi | 2/2.0 | 1,410 (-9%) | 0mo | $525,000 | $372 | 48 |
| 6010 BLVD E #54 | 0.59mi | 2/2.0 | 1,300 (-16%) | 1mo | $245,000 | $188 | 45 |
| 1200 AVENUE AT PORT IMPERIAL Ph 702 | 1.38mi | 2/2.0 | 1,279 (-18%) | 0mo | $1,328,000 | $1,038 | 38 |
| 1215 HUDSON Park #1215 | 1.28mi | 2/2.0 | 1,198 (-23%) | 0mo | $640,000 | $534 | 38 |
| 519 54TH St Unit 2C | 1.16mi | 2/2.0 | 1,169 (-25%) | 1mo | $520,000 | $445 | 37 |
| 1200 AVENUE AT PORT IMPERIAL #601 | 1.38mi | 3/3.0 (+1) | 1,784 (+15%) | 1mo | $1,630,000 | $914 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.71% rent growth · sell at horizon
- IRR
- -50.8%
- Equity multiple
- -0.50×
- Total profit
- $-182,683
- Equity at exit
- $64,860
- IRR
- —
- Equity multiple
- -1.49×
- Total profit
- $-303,303
- Equity at exit
- $37,611
Cash invested: $121,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 21 Tenant-Leaning
- State New Jersey
- 21 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 3 active · 2 under contract
- Median asking
- $435,000 ($325/sqft)
- Median days on market
- 90 d
- This list price
- 33% of active listings are priced below it
- ARV vs active asking
- -12.7% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 07093
- Home prices YoY
- -7.6%
- Rents YoY
- 2.7%
- Active inventory
- 406
- Price-to-rent
- 8.9×
Monthly cashflow live
- Estimated rent
- $4,094 high interval (Pro) →
- Mortgage (P&I)
- −$2,281
- Tax est. 1.5%
- −$544 /mo · $6,525/yr
- Insurance
- −$181
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$1,925
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$860
- Net cashflow
- $-1,763
Break-even live
Sensitivity live
| Price | -10% $-1,462 | -5% $-1,613 | +0% $-1,763 | +5% $-1,913 | +10% $-2,064 |
|---|---|---|---|---|---|
| Rent | -10% $-2,086 | -5% $-1,925 | +0% $-1,763 | +5% $-1,601 | +10% $-1,440 |
| Rate | -1.0pp $-1,544 | -0.5pp $-1,652 | base $-1,763 | +0.5pp $-1,876 | +1.0pp $-1,990 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $108,750
- Closing costs
- $13,050
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7004 JFK Blvd E Unit 39D West New York, NJ | 3.0 | 2.5 | 1800 | $4,500 | $2.50 | 120d | 1 | 0.02mi |
| 7004 JFK Blvd E Unit 7D Guttenberg, NJ | 3.0 | 2.0 | 1750 | $4,400 | $2.51 | 102d | 1 | 0.02mi |
| 7004 E Boulevard Unit 8D Guttenberg, NJ | 2.0 | 2.0 | 1750 | $4,200 | $2.40 | 120d | 1 | 0.02mi |
| 7004 BOULEVARD Unit 37A Guttenberg, NJ | 3.0 | 2.5 | 1546 | $4,200 | $2.72 | 10d | 1 | 0.03mi |
| 7004 JFK Blvd E Unit 1C West New York, NJ | 3.0 | 2.0 | 1532 | $3,995 | $2.61 | 21d | 1 | 0.03mi |
| 7900 River Rd Unit 1012 2 Bedroom North Bergen, NJ | 2.0 | 2.0 | 1125 | $3,700 | $3.29 | 120d | 1 | 0.05mi |
| 7602 River Rd Unit 02 Guttenberg, NJ | 2.0 | 2.0 | 1200 | $3,890 | $3.24 | 120d | 1 | 0.05mi |
| 7602 River Rd Unit 05 Guttenberg, NJ | 3.0 | 3.0 | 1700 | $5,256 | $3.09 | 120d | 1 | 0.05mi |
| 7602 River Rd Unit 460 Guttenberg, NJ | 3.0 | 3.0 | 1700 | $5,408 | $3.18 | 120d | 1 | 0.05mi |
| 7602 River Rd Unit 330 Guttenberg, NJ | 2.0 | 2.0 | 1500 | $4,595 | $3.06 | 120d | 1 | 0.05mi |
| 7602 River Rd Unit 06 Guttenberg, NJ | 3.0 | 3.0 | 1700 | $5,995 | $3.53 | 120d | 1 | 0.05mi |
| 7602 River Rd Unit 03 Guttenberg, NJ | 2.0 | 2.0 | 1500 | $4,455 | $2.97 | 120d | 1 | 0.05mi |
| 7602 River Rd Unit 355 Guttenberg, NJ | 3.0 | 3.0 | 1700 | $5,408 | $3.18 | 36d | 1 | 0.05mi |
| 7602 River Rd Unit 320 Guttenberg, NJ | 2.0 | 2.0 | 1200 | $4,500 | $3.75 | 120d | 1 | 0.05mi |
| 7900 River Rd Unit 912 2 Bedroom North Bergen, NJ | 2.0 | 2.0 | 1125 | $3,225 | $2.87 | 57d | 1 | 0.05mi |
| 7101 River Rd Unit 307B Guttenberg, NJ | 2.0 | 3.0 | 1860 | $6,600 | $3.55 | 19d | 1 | 0.05mi |
| 7101 River Rd North Bergen, NJ | 1.0–2.0 | 1.0–3.0 | 1840 | $6,600 | $3.59 | 20d | 1 | 0.05mi |
| 7002 JFK Blvd E Unit 31F Guttenberg, NJ | 2.0 | 2.5 | 1600 | $4,150 | $2.59 | 108d | 1 | 0.06mi |
| 7002 JFK Blvd E Unit 38B Guttenberg, NJ | 3.0 | 2.5 | 1600 | $4,500 | $2.81 | 6d | 1 | 0.06mi |
| 7000 JFK Blvd E Unit 36F West New York, NJ | 3.0 | 2.5 | 1546 | $4,200 | $2.72 | 102d | 1 | 0.06mi |
| 7002 JFK Blvd E Apt 19C West New York, NJ | 2.0 | 2.0 | 1237 | $3,995 | $3.23 | 41d | 1 | 0.07mi |
| 7002 JFK Blvd E Apt 19C West New York, NJ | 2.0 | 2.0 | 1237 | $3,998 | $3.23 | 117d | 1 | 0.07mi |
| 7000 BOULEVARD Unit 45F Guttenberg, NJ | 2.0 | 2.5 | 1546 | $4,200 | $2.72 | 120d | 1 | 0.07mi |
| 7000 JFK Blvd E Unit 24D West New York, NJ | 2.0 | 2.0 | 1237 | $3,895 | $3.15 | 41d | 1 | 0.07mi |
| 7000 JFK Blvd E Unit 29I West New York, NJ | 2.0 | 2.0 | 1337 | $4,100 | $3.07 | 32d | 1 | 0.08mi |
| 7000 JFK Blvd E Unit 47E Guttenberg, NJ | 2.0 | 2.0 | 1237 | $3,950 | $3.19 | 51d | 1 | 0.08mi |
| 7000 JFK Blvd E Unit 39B Guttenberg, NJ | 3.0 | 2.5 | 1798 | $4,500 | $2.50 | 101d | 1 | 0.08mi |
| 66 Lydia Dr #66 Guttenberg, NJ | 2.0 | 2.5 | 1444 | $5,500 | $3.81 | 31d | 1 | 0.09mi |
| 131 Abbie Ct Guttenberg, NJ | 2.0 | 2.5 | 1764 | $5,800 | $3.29 | 35d | 1 | 0.13mi |
| 64 70th St #2 Guttenberg, NJ | 3.0 | 2.0 | 1450 | $2,900 | $2.00 | 94d | 1 | 0.13mi |
| 64 70th St Guttenberg, NJ | 3.0 | 2.0 | 1450 | $2,950 | $2.03 | 19d | 1 | 0.13mi |
| 6600 Boulevard E Unit 11D West New York, NJ | 2.0 | 2.0 | 1300 | $4,000 | $3.08 | 120d | 1 | 0.14mi |
| 67 71st St Unit 2 Guttenberg, NJ | 3.0 | 2.0 | 1450 | $3,210 | $2.21 | 5d | 1 | 0.14mi |
| 169 Price Ct West New York, NJ | 2.0 | 2.5 | 1719 | $5,700 | $3.32 | 12d | 1 | 0.14mi |
| 40 Lydia Dr Guttenberg, NJ | 2.0 | 2.5 | 1443 | $2,310 | $1.60 | 67d | 1 | 0.14mi |
| 172 Price Ct West New York, NJ | 2.0 | 2.5 | 1719 | $5,650 | $3.29 | 10d | 1 | 0.15mi |
| 172 Price Ct West New York, NJ | 2.0 | 2.0 | 1719 | $1,850 | $1.08 | 26d | 1 | 0.15mi |
| 60 68th St Unit 304 Guttenberg, NJ | 2.0 | 1.0 | 1066 | $3,650 | $3.42 | 5d | 1 | 0.15mi |
| 7400 River Rd North Bergen, NJ | 2.0–3.0 | 2.0–3.0 | 1195 | $3,925 | $3.28 | 11d | 2 | 0.16mi |
| 73 71st St Unit 3F Guttenberg, NJ | 3.0 | 2.0 | 1500 | $3,980 | $2.65 | 51d | 1 | 0.16mi |
Property features AI
Finance
- Other
- Pets allowedLead paint form: YesBuilding amenities include community room, elevator, exercise room, jacuzzi, play area, pool, sauna, shops on premises, storage, tennis court, pickleball courts, playroom, lounge, grills, and maintenance on site
- Financial info
- Monthly maintenance fee applies
- HOA & community
- Monthly maintenance fee includes heat, water, gas, electric, hot water, and air conditioningManagement company: 1ST SERVICE RES (contact available)
Exterior
- Parking
- Attached covered garage with parking for 1–2 cars
- Security
- Doorman24-hour conciergeSecurity
- Utilities
- Heat includedAir conditioning includedWater includedGas includedElectric includedHot water included
- Home design
- Condominium in GALAXY Towers Condo (Guttenberg)Entry on Boulevard East between 70th & 69th Street
- Construction
- Brick construction
- Exterior features
- Brick exteriorRiver viewPrivate backyardShared backyardNear train, bus, shopping, parks, and schoolsPrivate roof top
Interior
- Kitchen
- DishwasherMicrowaveRefrigeratorGas oven/range
- Bedrooms
- 2 bedrooms on level 1
- Flooring
- Hardwood floor
- Bathrooms
- 3 total bathrooms (2 full, 1 half)2 full baths on level 11 half bath on level 1
- Heating & cooling
- Gas heatingHeat pumpWall air conditioning
- Interior features
- Hardwood floorDishwasherMicrowaveRefrigeratorGas oven/rangeWall A/CHeat pumpGas heating
- Laundry & utility
- Washer/dryer room available in building
HOA detail $1,925/mo · $23,100/yr condo
- Likely covers
- watergaselectricpoolgymdoorman
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-09-23days on market $435,000 Active 48 DOM
-
2026-09-22days on market $435,000 Active 47 DOM
-
2026-09-21days on market $435,000 Active 46 DOM
-
2026-09-20pricedays on market $435,000 Active 45 DOM
-
2026-09-19days on market $439,000 Active 183 DOM
-
2026-09-18days on market $439,000 Active 182 DOM
-
2026-09-17days on market $439,000 Active 181 DOM
-
2026-09-16days on market $439,000 Active 180 DOM
-
2026-09-15days on market $439,000 Active 179 DOM
-
2026-09-14days on market $439,000 Active 178 DOM
-
2026-09-13days on market $439,000 Active 177 DOM
-
2026-09-12days on market $439,000 Active 176 DOM
-
2026-09-11days on market $439,000 Active 175 DOM
-
2026-09-05days on market $439,000 Active 169 DOM
-
2026-09-04days on market $439,000 Active 168 DOM
-
2026-09-02days on market $439,000 Active 166 DOM
-
2026-08-31days on market $439,000 Active 164 DOM
-
2026-08-29days on market $439,000 Active 162 DOM
-
2026-08-28days on market $439,000 Active 161 DOM
-
2026-08-27days on market $439,000 Active 160 DOM
-
2026-08-26days on market $439,000 Active 159 DOM
-
2026-08-25days on market $439,000 Active 158 DOM
-
2026-08-24days on market $439,000 Active 157 DOM
-
2026-08-23days on market $439,000 Active 156 DOM
-
2026-08-22days on market $439,000 Active 155 DOM
-
2026-08-21days on market $439,000 Active 154 DOM
-
2026-08-20days on market $439,000 Active 153 DOM
-
2026-08-19days on market $439,000 Active 152 DOM
-
2026-08-18days on market $439,000 Active 151 DOM
-
2026-08-17days on market $439,000 Active 150 DOM
-
2026-08-16days on market $439,000 Active 149 DOM
-
2026-08-15days on market $439,000 Active 148 DOM
-
2026-08-14days on market $439,000 Active 147 DOM
-
2026-08-13days on market $439,000 Active 146 DOM
-
2026-08-12days on market $439,000 Active 145 DOM
-
2026-08-11days on market $439,000 Active 144 DOM
-
2026-08-10days on market $439,000 Active 143 DOM
-
2026-08-09days on market $439,000 Active 142 DOM
-
2026-08-08days on market $439,000 Active 141 DOM
-
2026-08-06days on market $439,000 Active 139 DOM
-
2026-08-05days on market $439,000 Active 138 DOM
-
2026-08-04days on market $439,000 Active 137 DOM
-
2026-08-03days on market $439,000 Active 136 DOM
-
2026-07-31days on market $439,000 Active 133 DOM
-
2026-07-30days on market $439,000 Active 132 DOM
-
2026-07-30days on market $439,000 Active 131 DOM
-
2026-07-28days on market $439,000 Active 130 DOM
-
2026-07-26days on market $439,000 Active 128 DOM
-
2026-07-24days on market $439,000 Active 126 DOM
-
2026-07-23days on market $439,000 Active 125 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (unshaded) · 78% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
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Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $49,133
- − Mortgage interest
- −$24,367
- − Property taxes
- −$6,525
- − Insurance
- −$2,972
- − Repairs & maintenance
- −$3,931
- − Management
- −$3,931
- − HOA
- −$23,100
- − Depreciation
- −$12,655
- Taxable loss
- −$28,347
- Est. tax savings @ 24.0%
- +$6,803
- After-tax cash flow
- $-14,353/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This modern, move-in-ready condo offers top-of-the-line amenities and stunning city views, making it an excellent investment opportunity.
Value-add opportunities
- Resale Painting the interior walls — Fresh paint can enhance the home's curb appeal and make it more inviting. ↑
- Resale Updating the flooring in the bathrooms — Modern flooring can improve the home's overall aesthetic and value. ↑
- Both Adding smart home features — Smart home features can increase both resale and rental value by making the home more convenient and appealing to potential buyers/tenants. ↑
Zoned Schools
Schools (NCES district)
- District
- Guttenberg School District
- NCES district ID
- 3406240
- Math proficiency
- 10% ▼ -28.00%
- Reading proficiency
- 28% ▼ -25.00%
- Median HH income
- $53,491
- Composite
- 17.35/100
- National rank
- #9079
- State rank
- #435 of 472 in NJ
Livability — Guttenberg
- Score
- 82/100
- State rank
- #51
- US rank
- #1253
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Guttenberg, NJ
- County
- Hudson County · 771,834 people
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 63,758
- Household income
- $73,174
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Hudson County) Hauer SSP2
- Today (2025)
- 771,834 people
- By 2030
- 818,028 · +6.0%
- By 2040
- 907,866 · +17.6%
- By 2050
- 994,480 · +28.8%
- By 2075
- 1,163,301 · +50.7%
- By 2100
- 1,254,703 · +62.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (75%)
- Race & ethnicity
- Hispanic / Latino 75% Two or more races 27% White 15% Asian 7% Black 2% Native American 2%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 4% Cuban 12% Dominican 15%
- Common ancestry
- Romanian 1% Scotch-Irish 1% Lithuanian 1%
- Foreign-born
- 58% · Canada, Jamaica, China
- Languages at home
- 22% English-only · Spanish 67% Other Indo-European 2% Chinese 2%
Political lean MEDSL · Hudson
- 2024 margin
- Strong D (+28.1) · D 62.6% · R 34.6% · Other 2.8%
- 2008→2024 swing
- -18.7pp toward R · 2008: 46.7pp · 2024: 28.1pp
- All cycles
- 2024: D+28.1 2020: D+46.2 2016: D+51.8 2012: D+55.7 2008: D+46.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -29.80%
- Current HPI
- 364.4128
- Rent YoY
- ▲ 2.71%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in NJ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 3 | $31B |
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| Pharmaceuticals | 2 | $153B |
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| Technology | 2 | $21B |
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| Insurance | 2 | $20B |
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| Healthcare | 2 | $19B |
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| Financial Services | 1 | $70B |
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Price history
+29.1% since first listed15 events — show timeline
- 2026-04-24 Listed $439,000 NJMLS
- 2026-03-20 Listed $439,000 HCMLS
- 2024-05-29 Listing Removed — HCMLS
- 2024-04-04 Price Changed $399,000 HCMLS
- 2023-10-30 Listed $448,000 HCMLS
- 2023-10-15 Delisted — NJMLS
- 2023-10-15 Listing Removed — HCMLS
- 2023-09-28 Listed $485,000 HCMLS
- 2023-08-16 Price Changed $489,000 NJMLS
- 2023-07-18 Listed $495,000 NJMLS
- 2019-03-27 Sold (MLS) $290,000 HCMLS
- 2019-01-29 Listing Removed — HCMLS
- 2019-01-04 Price Changed $295,000 HCMLS
- 2018-11-08 Price Changed $325,000 HCMLS
- 2018-09-26 Listed $340,000 HCMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…