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218 Quiet Side Ct
F Composite 31.05
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +7.4/30.0
  • Schools +3.6/10.0
  • Livability +3.5/5.0
  • 1% rule +2.5/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.6/10.0
  • Appreciation +0.0/10.0

$299,500

218 Quiet Side Ct · Blythewood, SC 29016
3 bd · 2.5 ba · 2,001 sqft · Land · 267 Days on market
Built 2025 6,098 sqft lot $79/mo HOA · 4% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

MOVE IN READY! Beautiful single-family home located on the 8th hole of the Columbia Country Club. The main level features a spacious eat-in kitchen with bar seating, luxury vinyl plank flooring, recessed lighting, and built-in speakers. Opening seamlessly to the great room makes it perfect for everyday living and entertaining. A welcoming foyer includes a private powder room and drop station. Upstairs, the primary suite offers a stylish shiplap accent wall, ceiling fan, and walk-in closet. The ensuite bath showcases soft-close cabinetry, double vanities in a soft, neutral finish with white quartz countertops, and a separate walk-in tiled shower. Secondary bedrooms include ceiling fans and a

Key facts

  • Speakers
  • Lvp flooring
  • Opens to great room

Tags

FIRST FLOOR FEATURES KITCHENLVP FLOORINGCAN LIGHTSSPEAKERSOPENS TO GREAT ROOMFOYER WITH POWDER ROOM

Property features AI

Finance

  • Other: 12-month home warranty and new construction builder warranty
  • HOA & community: Homeowners association with fees covering common area maintenance, road maintenance, and community boat ramp; Has association

Exterior

  • Parking: Attached garage on main level; Four parking spaces total (including 2-car garage)
  • Utilities: Public water; Public sewer; Electric service
  • Home design: Two-story home; Lot is in a planned community (Lot #59)
  • Construction: Slab foundation; CHiP Home Program green construction
  • Exterior features: Fiber cement (Hardie Plank) siding with stone accents; Paved roads with private maintenance; Community pool; Golf community; Community boat ramp

Interior

  • Kitchen: Quartz countertops; Painted cabinets; Island with bar and eat-in space; Pantry; Dishwasher; Microwave (above stove)
  • Bedrooms: Master bedroom on second floor with double vanity, private bath, separate shower, separate water closet, walk-in closet, box ceilings, ceiling fan, carpet and luxury vinyl plank flooring; Second bedroom on second floor with double vanity, shared bath, tub/shower, walk-in closet, ceiling fan, carpet and luxury vinyl plank flooring; Third bedroom on second floor with double vanity, shared bath, tub/shower, private closet, ceiling fan, carpet and luxury vinyl plank flooring
  • Flooring: Luxury vinyl plank throughout main living areas; Carpet in bedrooms
  • Bathrooms: Two full baths; One half bath; Two additional full secondary baths
  • Heating & cooling: Central cooling; Central heating with Gas PAC
  • Interior features: Ceiling fans in master bedroom and great room; Recessed lighting; Tankless water heater; Gas water heater; Disposal; Cable TV available
  • Laundry & utility: Second-floor laundry closet with electric hook-up and heated space

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath land listed at $300k.

Deal economics

  • At list price, monthly cash flow is $-384 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $244k (18.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $223k (25.4% below list).
  • Recommended offer: $223k (25.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Round Top Elementary (math 59% / reading 65%, grade B, #73 of 597 statewide, top 12%, 673 students, 42% FRL); Blythewood High (math 72% / reading 92%, grade A, #19 of 196 statewide, top 10%, 2,094 students, 39% FRL) — zoned schools at 41% FRL track the district average.
  • Zoned-school proficiency averages 72% at this address vs 41% district-wide (+31 pts) — the actual schools serving this property are materially stronger than the Richland 02 average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 650 active listings in the ZIP; solid renter incomes; 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 267 days — a 12% lower offer ($264k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 4y ago; this cycle's ask has dropped $22k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 61% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $223,403 (25.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 267 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
4.75%
Cash-on-cash
-5.49%
DSCR
0.76
GRM
11.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-25.6%
Equity multiple
0.13×
Total profit
$-72,900
Equity at exit
$44,656
10-year hold
IRR
-22.0%
Equity multiple
-0.13×
Total profit
$-94,630
Equity at exit
$25,895

Cash invested: $83,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29016

Home prices YoY
-26.3%
Active inventory
650
Price-to-rent
11.2×

Monthly cashflow live

Estimated rent
$2,234 medium interval (Pro) →
Mortgage (P&I)
$1,571
Tax est. 1.5%
$374 /mo · $4,492/yr
Insurance
$125
HOA
$79
Vacancy / Maint / Mgmt
$469
Net cashflow
$-384

Break-even live

Break-even rent $2,720
Max offer price $243,950
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,875
Closing costs
$8,985
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$79 · $948/yr

Listing history 6 events

  1. 2026-04-30
    price $299,500
  2. 2026-03-09
    price $312,000
  3. 2026-02-05
    price $315,000
  4. 2026-01-14
    price $320,900
  5. 2025-09-04
    listed $322,000 Active
  6. 2022-12-01
    listed $39,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 61% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,808
− Mortgage interest
−$16,777
− Property taxes
−$4,492
− Insurance
−$1,498
− Repairs & maintenance
−$2,145
− Management
−$2,145
− HOA
−$948
− Depreciation
−$8,713
Taxable loss
−$9,908
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,378
After-tax cash flow
$-2,229/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Blythewood

Score
70/100
State rank
#58
US rank
#7406

Category grades

Amenities F Commute F Cost of living C Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Richland County · 389,530 people
City population
30,454
Metro
Columbia, SC
Population (ZIP)
30,454
Household income
$95,082
Rent vs Own
16.9% rent · 83.1% own
Severe rent burden
559.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 43% White 42% Two or more races 7% Hispanic / Latino 7% Asian 3%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2%
Common ancestry
Lithuanian 2% Romanian 2% Slovak 2%
Foreign-born
5% · Canada, China
Languages at home
90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.48%
Current HPI
183.5933
Rent YoY
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+650.6% since first listed
6 events — show timeline
  • 2026-04-30 Price Changed $299,500 Consolidated MLS
  • 2026-03-09 Price Changed $312,000 Consolidated MLS
  • 2026-02-05 Price Changed $315,000 Consolidated MLS
  • 2026-01-14 Price Changed $320,900 Consolidated MLS
  • 2025-09-04 Listed $322,000 Consolidated MLS
  • 2022-12-01 Listed $39,900 Consolidated MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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