218 Quiet Side Ct · Blythewood, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 6/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 61.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +7.5/15.0
- Cash flow +7.4/30.0
- Schools +3.6/10.0
- Livability +3.5/5.0
- 1% rule +2.5/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- DSCR +1.6/10.0
- Appreciation +0.0/10.0
$299,500
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
MOVE IN READY! Beautiful single-family home located on the 8th hole of the Columbia Country Club. The main level features a spacious eat-in kitchen with bar seating, luxury vinyl plank flooring, recessed lighting, and built-in speakers. Opening seamlessly to the great room makes it perfect for everyday living and entertaining. A welcoming foyer includes a private powder room and drop station. Upstairs, the primary suite offers a stylish shiplap accent wall, ceiling fan, and walk-in closet. The ensuite bath showcases soft-close cabinetry, double vanities in a soft, neutral finish with white quartz countertops, and a separate walk-in tiled shower. Secondary bedrooms include ceiling fans and a
Key facts
- Speakers
- Lvp flooring
- Opens to great room
Tags
Property features AI
Finance
- Other: 12-month home warranty and new construction builder warranty
- HOA & community: Homeowners association with fees covering common area maintenance, road maintenance, and community boat ramp; Has association
Exterior
- Parking: Attached garage on main level; Four parking spaces total (including 2-car garage)
- Utilities: Public water; Public sewer; Electric service
- Home design: Two-story home; Lot is in a planned community (Lot #59)
- Construction: Slab foundation; CHiP Home Program green construction
- Exterior features: Fiber cement (Hardie Plank) siding with stone accents; Paved roads with private maintenance; Community pool; Golf community; Community boat ramp
Interior
- Kitchen: Quartz countertops; Painted cabinets; Island with bar and eat-in space; Pantry; Dishwasher; Microwave (above stove)
- Bedrooms: Master bedroom on second floor with double vanity, private bath, separate shower, separate water closet, walk-in closet, box ceilings, ceiling fan, carpet and luxury vinyl plank flooring; Second bedroom on second floor with double vanity, shared bath, tub/shower, walk-in closet, ceiling fan, carpet and luxury vinyl plank flooring; Third bedroom on second floor with double vanity, shared bath, tub/shower, private closet, ceiling fan, carpet and luxury vinyl plank flooring
- Flooring: Luxury vinyl plank throughout main living areas; Carpet in bedrooms
- Bathrooms: Two full baths; One half bath; Two additional full secondary baths
- Heating & cooling: Central cooling; Central heating with Gas PAC
- Interior features: Ceiling fans in master bedroom and great room; Recessed lighting; Tankless water heater; Gas water heater; Disposal; Cable TV available
- Laundry & utility: Second-floor laundry closet with electric hook-up and heated space
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath land listed at $300k.
Deal economics
- At list price, monthly cash flow is $-384 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $244k (18.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $223k (25.4% below list).
- Recommended offer: $223k (25.4% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Round Top Elementary (math 59% / reading 65%, grade B, #73 of 597 statewide, top 12%, 673 students, 42% FRL); Blythewood High (math 72% / reading 92%, grade A, #19 of 196 statewide, top 10%, 2,094 students, 39% FRL) — zoned schools at 41% FRL track the district average.
- Zoned-school proficiency averages 72% at this address vs 41% district-wide (+31 pts) — the actual schools serving this property are materially stronger than the Richland 02 average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: 650 active listings in the ZIP; solid renter incomes; 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 267 days — a 12% lower offer ($264k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 4y ago; this cycle's ask has dropped $22k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 61% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 267 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.75% ✗
- Cap rate
- 4.75%
- Cash-on-cash
- -5.49%
- DSCR
- 0.76
- GRM
- 11.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -25.6%
- Equity multiple
- 0.13×
- Total profit
- $-72,900
- Equity at exit
- $44,656
- IRR
- -22.0%
- Equity multiple
- -0.13×
- Total profit
- $-94,630
- Equity at exit
- $25,895
Cash invested: $83,860 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29016
- Home prices YoY
- -26.3%
- Active inventory
- 650
- Price-to-rent
- 11.2×
Monthly cashflow live
- Estimated rent
- $2,234 medium interval (Pro) →
- Mortgage (P&I)
- −$1,571
- Tax est. 1.5%
- −$374 /mo · $4,492/yr
- Insurance
- −$125
- HOA
- −$79
- Vacancy / Maint / Mgmt
- −$469
- Net cashflow
- $-384
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $74,875
- Closing costs
- $8,985
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $79 · $948/yr
Listing history 6 events
-
2026-04-30price $299,500
-
2026-03-09price $312,000
-
2026-02-05price $315,000
-
2026-01-14price $320,900
-
2025-09-04$322,000 Active
-
2022-12-01$39,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥106°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 61% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,808
- − Mortgage interest
- −$16,777
- − Property taxes
- −$4,492
- − Insurance
- −$1,498
- − Repairs & maintenance
- −$2,145
- − Management
- −$2,145
- − HOA
- −$948
- − Depreciation
- −$8,713
- Taxable loss
- −$9,908
- Est. tax savings @ 24.0%
- +$2,378
- After-tax cash flow
- $-2,229/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Richland 02
- NCES district ID
- 4503390
- Math proficiency
- 35% ▼ -15.00%
- Reading proficiency
- 47% ▼ -5.00%
- Median HH income
- $59,684
- Composite
- 36.2/100
- National rank
- #4730
- State rank
- #29 of 80 in SC
Livability — Blythewood
- Score
- 70/100
- State rank
- #58
- US rank
- #7406
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Richland County · 389,530 people
- City population
- 30,454
- Metro
- Columbia, SC
- Population (ZIP)
- 30,454
- Household income
- $95,082
- Rent vs Own
- Severe rent burden
- 559.0
Population outlook (Richland County) Hauer SSP2
- Today (2025)
- 459,667 people
- By 2030
- 487,524 · +6.1%
- By 2040
- 542,035 · +17.9%
- By 2050
- 595,371 · +29.5%
- By 2075
- 732,998 · +59.5%
- By 2100
- 820,415 · +78.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Black 43% White 42% Two or more races 7% Hispanic / Latino 7% Asian 3%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2%
- Common ancestry
- Lithuanian 2% Romanian 2% Slovak 2%
- Foreign-born
- 5% · Canada, China
- Languages at home
- 90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%
Political lean MEDSL · Richland
- 2024 margin
- Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
- 2008→2024 swing
- +5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
- All cycles
- 2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -65.48%
- Current HPI
- 183.5933
- Rent YoY
- —
- Metro
- Columbia, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+650.6% since first listed6 events — show timeline
- 2026-04-30 Price Changed $299,500 Consolidated MLS
- 2026-03-09 Price Changed $312,000 Consolidated MLS
- 2026-02-05 Price Changed $315,000 Consolidated MLS
- 2026-01-14 Price Changed $320,900 Consolidated MLS
- 2025-09-04 Listed $322,000 Consolidated MLS
- 2022-12-01 Listed $39,900 Consolidated MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…