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1847 Pointed Leaf Ln
D Composite 40.39
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.9/30.0
  • Schools +5.2/10.0
  • ARV discount +5.1/15.0
  • DSCR +4.2/10.0
  • Livability +4.0/5.0
  • 1% rule +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$243,000

1847 Pointed Leaf Ln · Wright, FL 32547
3 bd · 3.0 ba · 1,496 sqft · Townhouse public records · 105 Days on market
Built 1999 $162/sqft · 5% above area Est $231k · 5% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Are you ready to be home? This roomy 3-bedroom, 2.5-bath townhome is move-in ready and designed for comfortable living. The bright, open floor plan connects the living, dining, and kitchen areas, creating an inviting space for both relaxing and entertaining. The kitchen offers ample cabinet and counter space, making everyday living easy. Upstairs, the spacious primary suite features a private ensuite bath and generous closet space, while two additional bedrooms provide flexibility for guests, family, or a home office. A convenient half bath is located on the main level. Well maintained and ready for its next owner, this townhome offers the perfect combination of space, comfort, and low-maintenance living.

Key facts

  • 2 parking spots
  • Built 1999
  • Listed 105 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath townhouse listed at $243k.

Deal economics

  • At list price, monthly cash flow is $25 ($299/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $196k (19.1% below list).
  • Recommended offer: $196k (19.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.4% vs local median 4.2% in Wright — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#117 in FL, #1,790 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D, amenities F.
  • Okaloosa (other): math 60% / reading 60% proficiency, ranked #12 of 73 in FL (top 16%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents soft (-0.1%/yr); 232 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 1,268 units permitted in Okaloosa County in 2024 (175 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($71k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Okaloosa County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 105 days — a 9% lower offer ($221k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 28y ago; this cycle's ask has dropped $17k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $193k; 26% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $196,483 (19.1% below list)

Questions for the listing agent

  1. It's been on market 105 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
6.42%
Cash-on-cash
0.44%
DSCR
1.02
GRM
10.3

CMA / ARV

ARV (median comp)
$230,770
List price
$243,000
Delta
5.30%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1845 Pointed Leaf Ln 0.00mi 3/2.5 1,496 (0%) 6mo $238,500 $159 93
1823 Pointed Leaf Ln 0.06mi 3/2.5 1,467 (-2%) 1mo $235,000 $160 91
1815 Pointed Leaf Ln 0.08mi 3/2.5 1,540 (+3%) 1mo $179,000 $116 88
1838 Whispering Oaks Ln Ln 0.16mi 3/2.5 1,459 (-2%) 0mo $232,000 $159 86
1832 Pointed Leaf Ln #1832 0.05mi 3/2.5 1,404 (-6%) 2mo $238,000 $170 84
1819 Stable Ln 0.18mi 3/2.5 1,428 (-4%) 5mo $300,000 $210 78
1810 Pointed Leaf Ln 0.09mi 2/2.5 (-1) 1,329 (-11%) 4mo $235,000 $177 67
1036 Blue Ridge Dr 0.48mi 3/2.0 1,425 (-5%) 0mo $269,000 $189 66
1828 Sod Dr #2 0.50mi 3/2.0 1,425 (-5%) 3mo $254,000 $178 62
1942 Woodcrest Rdg #2 0.67mi 2/2.0 (-1) 1,516 (+1%) 2mo $330,000 $218 55
1100 Crosswinds Lndg Unit 19 0.44mi 2/2.0 (-1) 1,330 (-11%) 4mo $290,000 $218 48
208 Cloverdale Blvd Unit 8 0.62mi 2/1.5 (-1) 1,280 (-14%) 1mo $230,000 $180 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-18.7%
Equity multiple
0.36×
Total profit
$-43,611
Equity at exit
$36,232
10-year hold
IRR
-18.0%
Equity multiple
0.14×
Total profit
$-58,443
Equity at exit
$21,010

Cash invested: $68,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32547

Home prices YoY
-29.3%
Rents YoY
-0.1%
Active inventory
232
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$1,965 high interval (Pro) →
Mortgage (P&I)
$1,274
Tax from tax record
$152 /mo · $1,821/yr
Insurance
$101
HOA
$0
Vacancy / Maint / Mgmt
$413
Net cashflow
$25

Break-even live

Break-even rent $1,933
Max offer price $243,000
Occupancy floor 94%

Sensitivity live

Price -10% $162 -5% $94 +0% $25 +5% $-44 +10% $-113
Rent -10% $-130 -5% $-53 +0% $25 +5% $103 +10% $180
Rate -1.0pp $147 -0.5pp $87 base $25 +0.5pp $-38 +1.0pp $-102

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$60,750
Closing costs
$7,290
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1329 White Blossom Ln Fort Walton Beach, FL 3.0 2.5 1735 $1,900 $1.10 15d 1 0.11mi
1128 Sweetbriar Station Fort Walton Beach, FL 3.0 2.0 1150 $1,850 $1.61 22d 1 0.12mi
309 Union St Fort Walton Beach, FL 3.0 2.0 1602 $2,100 $1.31 15d 1 0.18mi
1319 Greendale Ave Fort Walton Beach, FL 2.0 2.0 900 $1,400 $1.56 22d 1 0.30mi
1004 McLaren Cir Fort Walton Beach, FL 3.0 2.5 1537 $2,500 $1.63 45d 1 0.33mi
507 Landview St Fort Walton Beach, FL 2.0 1.5 900 $1,300 $1.44 22d 1 0.34mi
699 Woodlawn Ave NW Fort Walton Beach, FL 3.0 2.5 1567 $2,240 $1.43 15d 1 0.35mi
537 Schneider Dr Unit A Fort Walton Beach, FL 2.0 1.5 1250 $1,650 $1.32 22d 1 0.38mi
713 N Park Blvd Fort Walton Beach, FL 3.0 2.5 1363 $1,950 $1.43 45d 1 0.43mi
702 Terrance Ct Unit A Fort Walton Beach, FL 2.0 2.0 1009 $1,700 $1.68 15d 1 0.44mi
1839 Sod Dr Fort Walton Beach, FL 3.0 2.0 1425 $1,925 $1.35 22d 1 0.46mi
1705 Conservation Trl Unit 104 Fort Walton Beach, FL 2.0 2.0 1190 $1,900 $1.60 22d 1 0.51mi
216 Cloverdale Blvd Unit C Fort Walton Beach, FL 2.0 1.5 1224 $1,700 $1.39 45d 1 0.58mi
1917 Heartland Dr Fort Walton Beach, FL 3.0 2.0 1190 $2,200 $1.85 22d 1 0.59mi
1008 Pineview Blvd Unit D Fort Walton Beach, FL 2.0 2.0 1200 $1,650 $1.38 22d 1 0.60mi
1825 Hunters Path Fort Walton Beach, FL 2.0 2.0 1192 $1,825 $1.53 45d 1 0.63mi
913 Landry St #5 Fort Walton Beach, FL 2.0 1.0 884 $1,200 $1.36 22d 1 0.66mi
1916 Squirrel Path Fort Walton Beach, FL 2.0 2.0 1056 $1,795 $1.70 45d 1 0.68mi
1867 Heartland Dr Fort Walton Beach, FL 3.0 2.0 1300 $2,095 $1.61 22d 1 0.69mi
1112 Green Tree Ct Fort Walton Beach, FL 3.0 2.0 1181 $1,900 $1.61 45d 1 0.73mi
1504 E Ponderosa Rd Fort Walton Beach, FL 3.0 2.0 1000 $1,650 $1.65 22d 1 0.75mi
2113 Wilderness Path Fort Walton Beach, FL 3.0 2.0 1253 $2,095 $1.67 15d 1 0.77mi
2113 Wilderness Path Fort Walton Beach, FL 3.0 2.0 1253 $2,095 $1.67 45d 1 0.77mi
984 Scenic Oak Ln Fort Walton Beach, FL 2.0 2.5 1248 $1,650 $1.32 15d 1 0.79mi
2132 Wilderness Path Fort Walton Beach, FL 3.0 2.0 1250 $1,675 $1.34 45d 1 0.79mi
977 Scenic Oak Ln Fort Walton Beach, FL 2.0 2.5 1248 $1,650 $1.32 45d 1 0.80mi
976 Scenic Oak Ln Fort Walton Beach, FL 2.0 2.5 1248 $1,675 $1.34 45d 1 0.80mi
905 Piedmont Pl Fort Walton Beach, FL 3.0 2.0 1303 $1,695 $1.30 45d 1 0.80mi
2800 Bradford Pl NW Fort Walton Beach, FL 2.0 2.0 850 $1,395 $1.64 15d 5 0.84mi
954 Scenic Oak Ln Fort Walton Beach, FL 2.0 2.5 1248 $1,700 $1.36 22d 1 0.84mi
2720 Willow Grove Ln Fort Walton Beach, FL 3.0 2.0 1075 $1,800 $1.67 45d 1 0.86mi
2817 Old Carriage Ln Fort Walton Beach, FL 2.0 1.0 921 $1,950 $2.12 45d 1 0.87mi
940 Central Ave #16 Fort Walton Beach, FL 3.0 2.0 1320 $1,800 $1.36 15d 1 0.90mi
2809 Bradford Pl NW Unit 4 Fort Walton Beach, FL 2.0 2.0 928 $1,250 $1.35 45d 1 0.90mi
2809 Bradford Pl NW Unit 3 Fort Walton Beach, FL 2.0 2.0 928 $1,300 $1.40 15d 1 0.90mi
2812 Bradford Pl NW Unit 4 Fort Walton Beach, FL 2.0 2.0 928 $1,250 $1.35 22d 1 0.93mi
2813 Bradford Pl NW Unit 2 Fort Walton Beach, FL 2.0 2.0 928 $1,300 $1.40 15d 1 0.93mi
2100 Pomegranate Ct Fort Walton Beach, FL 3.0 2.5 1743 $2,025 $1.16 22d 1 0.94mi
2814 Bradford Pl NW Unit 3 Fort Walton Beach, FL 2.0 2.0 928 $1,250 $1.35 22d 1 0.94mi
964 Southern Oaks Ct Fort Walton Beach, FL 3.0 2.0 1315 $2,000 $1.52 45d 1 0.96mi

Listing history 39 events

  1. 2026-06-21
    days on market $243,000 Active 105 DOM
  2. 2026-06-18
    days on market $243,000 Active 102 DOM
  3. 2026-06-17
    days on market $243,000 Active 101 DOM
  4. 2026-06-16
    days on market $243,000 Active 100 DOM
  5. 2026-06-15
    days on market $243,000 Active 99 DOM
  6. 2026-06-14
    days on market $243,000 Active 97 DOM
  7. 2026-06-13
    days on market $243,000 Active 96 DOM
  8. 2026-06-10
    days on market $243,000 Active 94 DOM
  9. 2026-06-09
    days on market $243,000 Active 93 DOM
  10. 2026-06-08
    days on market $243,000 Active 92 DOM
  11. 2026-06-07
    pricedays on market $243,000 Active 91 DOM
  12. 2026-06-05
    days on market $249,000 Active 88 DOM
  13. 2026-06-02
    days on market $249,000 Active 86 DOM
  14. 2026-06-01
    days on market $249,000 Active 85 DOM
  15. 2026-05-31
    days on market $249,000 Active 84 DOM
  16. 2026-05-30
    days on market $249,000 Active 83 DOM
  17. 2026-05-06
    status Active 715-char remark
    Show marketing remark (715 chars)

    Are you ready to be home? This roomy 3-bedroom, 2.5-bath townhome is move-in ready and designed for comfortable living. The bright, open floor plan connects the living, dining, and kitchen areas, creating an inviting space for both relaxing and entertaining. The kitchen offers ample cabinet and counter space, making everyday living easy. Upstairs, the spacious primary suite features a private ensuite bath and generous closet space, while two additional bedrooms provide flexibility for guests, family, or a home office. A convenient half bath is located on the main level. Well maintained and ready for its next owner, this townhome offers the perfect combination of space, comfort, and low-maintenance living.

  18. 2026-04-24
    price $249,000 715-char remark
    Show marketing remark (715 chars)

    Are you ready to be home? This roomy 3-bedroom, 2.5-bath townhome is move-in ready and designed for comfortable living. The bright, open floor plan connects the living, dining, and kitchen areas, creating an inviting space for both relaxing and entertaining. The kitchen offers ample cabinet and counter space, making everyday living easy. Upstairs, the spacious primary suite features a private ensuite bath and generous closet space, while two additional bedrooms provide flexibility for guests, family, or a home office. A convenient half bath is located on the main level. Well maintained and ready for its next owner, this townhome offers the perfect combination of space, comfort, and low-maintenance living.

  19. 2026-03-20
    price $255,000 715-char remark
    Show marketing remark (715 chars)

    Are you ready to be home? This roomy 3-bedroom, 2.5-bath townhome is move-in ready and designed for comfortable living. The bright, open floor plan connects the living, dining, and kitchen areas, creating an inviting space for both relaxing and entertaining. The kitchen offers ample cabinet and counter space, making everyday living easy. Upstairs, the spacious primary suite features a private ensuite bath and generous closet space, while two additional bedrooms provide flexibility for guests, family, or a home office. A convenient half bath is located on the main level. Well maintained and ready for its next owner, this townhome offers the perfect combination of space, comfort, and low-maintenance living.

  20. 2026-03-06
    listed $260,000 Active 715-char remark
    Show marketing remark (715 chars)

    Are you ready to be home? This roomy 3-bedroom, 2.5-bath townhome is move-in ready and designed for comfortable living. The bright, open floor plan connects the living, dining, and kitchen areas, creating an inviting space for both relaxing and entertaining. The kitchen offers ample cabinet and counter space, making everyday living easy. Upstairs, the spacious primary suite features a private ensuite bath and generous closet space, while two additional bedrooms provide flexibility for guests, family, or a home office. A convenient half bath is located on the main level. Well maintained and ready for its next owner, this townhome offers the perfect combination of space, comfort, and low-maintenance living.

  21. 2021-05-11
    soldstatus $193,000
  22. 2021-05-07
    soldstatus $193,000 Sold 502-char remark
    Show marketing remark (502 chars)

    Multiple Offers - Highest and best due by 12pm Thursday April 8th. Owner is replacing roof, both sliding glass doors and the balcony flooring in April. End unit with a fenced in yard and newer carpet inside (1 year old). The separate dining room and eat in kitchen give this unit lots of space to spread out and entertain downstairs; there is also a large half bath off the eat in kitchen area. The master bedroom is large and has a balcony overlooking the street, with double sinks in the master bath.

  23. 2021-05-07
    soldstatus $193,000 502-char remark
    Show marketing remark (502 chars)

    Multiple Offers - Highest and best due by 12pm Thursday April 8th. Owner is replacing roof, both sliding glass doors and the balcony flooring in April. End unit with a fenced in yard and newer carpet inside (1 year old). The separate dining room and eat in kitchen give this unit lots of space to spread out and entertain downstairs; there is also a large half bath off the eat in kitchen area. The master bedroom is large and has a balcony overlooking the street, with double sinks in the master bath.

  24. 2021-04-08
    status Pending 502-char remark
    Show marketing remark (502 chars)

    Multiple Offers - Highest and best due by 12pm Thursday April 8th. Owner is replacing roof, both sliding glass doors and the balcony flooring in April. End unit with a fenced in yard and newer carpet inside (1 year old). The separate dining room and eat in kitchen give this unit lots of space to spread out and entertain downstairs; there is also a large half bath off the eat in kitchen area. The master bedroom is large and has a balcony overlooking the street, with double sinks in the master bath.

  25. 2021-04-05
    listed $197,000 Active 502-char remark
    Show marketing remark (502 chars)

    Multiple Offers - Highest and best due by 12pm Thursday April 8th. Owner is replacing roof, both sliding glass doors and the balcony flooring in April. End unit with a fenced in yard and newer carpet inside (1 year old). The separate dining room and eat in kitchen give this unit lots of space to spread out and entertain downstairs; there is also a large half bath off the eat in kitchen area. The master bedroom is large and has a balcony overlooking the street, with double sinks in the master bath.

  26. 2021-03-18
    listed $197,000 502-char remark
    Show marketing remark (502 chars)

    Multiple Offers - Highest and best due by 12pm Thursday April 8th. Owner is replacing roof, both sliding glass doors and the balcony flooring in April. End unit with a fenced in yard and newer carpet inside (1 year old). The separate dining room and eat in kitchen give this unit lots of space to spread out and entertain downstairs; there is also a large half bath off the eat in kitchen area. The master bedroom is large and has a balcony overlooking the street, with double sinks in the master bath.

  27. 2005-04-15
    soldstatus $169,900
  28. 2005-03-31
    soldstatus $169,900
  29. 2005-03-31
    soldstatus $169,900
  30. 2005-02-06
    listed $169,900
  31. 2005-02-06
    listed $169,900
  32. 2002-10-03
    soldstatus $87,900
  33. 2002-09-27
    soldstatus $87,900
  34. 2002-09-27
    soldstatus $87,900
  35. 2002-06-29
    listed $87,900
  36. 2002-06-29
    listed $87,900
  37. 1999-03-11
    soldstatus $77,000
  38. 1999-03-11
    soldstatus $77,000
  39. 1998-11-20
    listed $77,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,821 · $152/mo
Projected year-2 tax
$2,017 · $168/mo
Expected delta
+$196/yr (+$16/mo · 10.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥104°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,578
− Mortgage interest
−$13,612
− Property taxes
−$1,821
− Insurance
−$1,215
− Repairs & maintenance
−$1,886
− Management
−$1,886
− Depreciation
−$7,069
Taxable loss
−$3,911
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$939
After-tax cash flow
$1,238/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Okaloosa
NCES district ID
1201380
Math proficiency
60% ▼ -12.00%
Reading proficiency
60% ▼ -4.00%
Median HH income
$55,601
Composite
51.62/100
National rank
#1705
State rank
#12 of 73 in FL

Livability — Wright

Score
80/100
State rank
#117
US rank
#1790

Category grades

Amenities F Commute A+ Cost of living A+ Crime B- Employment C Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Wright, FL
County
Okaloosa County · 194,352 people
City population
35,522
Metro
Crestview-Fort Walton Beach-Destin, FL
Population (ZIP)
35,527
Household income
$70,711
Rent vs Own
43.1% rent · 56.9% own
Severe rent burden
1203.0

Population outlook (Okaloosa County) Hauer SSP2

Today (2025)
235,133 people
By 2030
253,483 · +7.8%
By 2040
289,537 · +23.1%
By 2050
322,954 · +37.3%
By 2075
399,624 · +70.0%
By 2100
425,311 · +80.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 59% Hispanic / Latino 19% Two or more races 14% Black 11% Asian 3%
Hispanic origin (detail)
Mexican 5% Puerto Rican 3% Dominican 1%
Common ancestry
Slovak 2% Lithuanian 2% Scotch-Irish 2%
Foreign-born
15% · Canada, Vietnam, Jamaica
Languages at home
81% English-only · Spanish 14% Other Indo-European 1% Vietnamese 1%

Political lean MEDSL · Okaloosa

2024 margin
Solid R (+42.4) · D 28.2% · R 70.7% · Other 1.1%
2008→2024 swing
+2.5pp toward D · 2008: -44.9pp · 2024: -42.4pp
All cycles
2024: R+42.4 2020: R+39.1 2016: R+47.8 2012: R+49.4 2008: R+44.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -111.28%
Current HPI
268.6497
Rent YoY
▼ -0.13%
Metro
Crestview-Fort Walton Beach-Destin, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+223.4% since first listed
23 events — show timeline
  • 2026-05-06 Relisted ECAR
  • 2026-04-24 Price Changed $249,000 ECAR
  • 2026-03-20 Price Changed $255,000 ECAR
  • 2026-03-06 Listed $260,000 ECAR
  • 2021-05-11 Sold (Public Records) $193,000 Public Records
  • 2021-05-07 Sold (MLS) $193,000 NAMLS
  • 2021-05-07 Sold (MLS) $193,000 ECAR
  • 2021-04-08 Pending ECAR
  • 2021-04-05 Listed $197,000 ECAR
  • 2021-03-18 Listed $197,000 NAMLS
  • 2005-04-15 Sold (Public Records) $169,900 Public Records
  • 2005-03-31 Sold (MLS) $169,900 ECAR
  • 2005-03-31 Sold (MLS) $169,900 NAMLS
  • 2005-02-06 Listed $169,900 ECAR
  • 2005-02-06 Listed $169,900 NAMLS
  • 2002-10-03 Sold (Public Records) $87,900 Public Records
  • 2002-09-27 Sold (MLS) $87,900 NAMLS
  • 2002-09-27 Sold (MLS) $87,900 ECAR
  • 2002-06-29 Listed $87,900 NAMLS
  • 2002-06-29 Listed $87,900 ECAR
  • 1999-03-11 Sold (Public Records) $77,000 Public Records
  • 1999-03-11 Sold (MLS) $77,000 ECAR
  • 1998-11-20 Listed $77,000 ECAR

Property tax history

+6.0%/yr

Latest (2025): $1,821 · +3.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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