211 Aria Dr · Pacheco, CA
Flood risk 6/10 · Moderate
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.7%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 4/10 · Minor
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 13 days/yr
- Unhealthy air days in 30 yrs
- 13 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.7/30.0
- DSCR +5.9/10.0
- 1% rule +5.0/10.0
- Livability +4.0/5.0
- Condition / age +4.0/5.0
- Schools +3.8/10.0
- Rent growth +3.4/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$339,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
For Comp Purposes Only. 304 Via Peralta is a state of the art 2022 Manufactured Home that has been beautifully constructed with the finest finishes, Appliances, and amenities. This is a wide-open floor plan with volume ceilings, textured walls, baseboards & moldings. Everything here is brand new including the Granite Countertops in the Island Kitchen & Bathrooms, the wide-planked water-proof Vinyl flooring, the SS Appliances & the HVAC. You will be very comfortable in this 3 Bed/2 Bath spacious 1490 Sq. Ft dwelling that is situated on a large lot in the heart of Concord Cascades MH Park. This is truly MH Living at its very best. Current Base Space Rent is $882.61 monthly.
Key facts
- Stainless appliances
- Farm house sink
- Walk in closets
Tags
Property features AI
Finance
- Other: Community pool available
- HOA & community: Park name: CONCORD CASCADES; Community clubhouse; Community pool, spa, and sauna; Community rec room with fireplace; Greenbelt; Car wash area; Guest parking; Laundry facilities (community); RV storage; Park interview required; Pet restrictions (contact park for details)
Exterior
- Parking: 2-car garage spaces; Carport (awning over car); Covered parking for 2; Tandem parking; Side yard access; Guest parking; Space per unit: 2
- Utilities: Public water; Public sewer; Cable available; Internet available; Gas water heater
- Home design: Manufactured in park (mobile home); Double wide model CM 4563M; Single-story layout
- Construction: Wood siding exterior; Crawl space foundation; Built as a manufactured/mobile home
- Exterior features: Front yard; Back yard; Side yard; Close to clubhouse; Level, rectangular lot
Interior
- Kitchen: Stone/granite counters; Kitchen island; Breakfast nook; Pantry; Dishwasher; Garbage disposal; Gas range / cooktop; Free-standing range / oven; Microwave; Refrigerator
- Bedrooms: 3 bedrooms
- Flooring: Laminate flooring
- Bathrooms: 2 full bathrooms; Primary bathroom with stall shower, granite surfaces, sitting area, and window; Secondary bathroom with shower-over-tub, solid surface counters, granite, and window
- Heating & cooling: Forced air heating; Central air conditioning; Ceiling fans
- Interior features: Breakfast nook; Pantry; Dining area; Kitchen/family combo; Main entry; Laundry facility; Window coverings; Window screens; Double-pane windows
- Laundry & utility: Laundry room with washer and dryer hookups; Washer included; Dryer included; 220V outlet; Laundry room cabinets
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $339k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-92 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $326k (3.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $339k (0.0% below list).
- Recommended offer: $326k (3.9% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 81/100 on livability (#42 in CA, #1,544 nationally) — a professional / high-income tenant draw. Strengths: employment A+, housing A+, health & safety A+; Watch: crime C-, cost of living D+, commute D.
- Mt. Diablo Unified (suburban): math 36% / reading 45% proficiency, ranked #202 of 517 in CA (top 39%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Hidden Valley Elementary (math 43% / reading 47%, grade D-, #490 of 1,571 statewide, top 31%, 809 students, 26% FRL); Valley View Middle (math 44% / reading 51%, grade C-, #113 of 498 statewide, top 23%, 777 students, 28% FRL); College Park High (math 56% / reading 70%, grade B-, #184 of 1,170 statewide, top 16%, 1,956 students, 18% FRL).
- Market conditions: Rents rising (+3.6%/yr); 188 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 2,169 units permitted in Contra Costa County in 2024 (896 in 5+ unit buildings).
- This rent runs 33% of the median local income ($124k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Contra Costa County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 46 days — a 3% lower offer ($329k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $275k; 23% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 46 days. Have you received any prior offers? Is the seller open to a 4% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.00% ✗
- Cap rate
- 7.48%
- Cash-on-cash
- 4.23%
- DSCR
- 1.19
- GRM
- 8.3
CMA / ARV
- ARV (on-the-fly)
- $285,000
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 283 Sudan Loop #28 | 0.04mi | 3/2.0 | 1,500 (0%) | 7mo | $355,000 | $237 | 93 |
| 189 Suez Dr #72 | 0.24mi | 3/2.0 | 1,512 (+1%) | 8mo | $300,000 | $198 | 81 |
| 312 El Serena #141 | 0.18mi | 3/2.0 | 1,536 (+2%) | 17mo | $125,000 | $81 | 73 |
| 162 Algiers Dr #253 | 0.30mi | 2/2.0 (-1) | 1,440 (-4%) | 2mo | $224,000 | $156 | 73 |
| 166 Selima Way | 0.33mi | 3/2.0 | 1,456 (-3%) | 11mo | $295,000 | $203 | 71 |
| 189 Cairo Dr #53 | 0.17mi | 2/2.0 (-1) | 1,536 (+2%) | 16mo | $145,000 | $94 | 70 |
| 327 La Vina | 0.27mi | 2/2.0 (-1) | 1,440 (-4%) | 8mo | $157,000 | $109 | 69 |
| 281 Aria Dr #143 | 0.13mi | 3/2.0 | 1,288 (-14%) | 5mo | $260,000 | $202 | 66 |
| 296 Magda Way | 0.21mi | 3/2.0 | 1,625 (+8%) | 13mo | $295,000 | $182 | 66 |
| 233 Hieber Dr #266 | 0.06mi | 2/2.0 (-1) | 1,344 (-10%) | 13mo | $260,000 | $193 | 64 |
| 368 Avenida Flores #75 | 0.19mi | 2/2.0 (-1) | 1,344 (-10%) | 13mo | $229,000 | $170 | 58 |
| 262 Tanbor Way #180 | 0.11mi | 2/2.0 (-1) | 1,344 (-10%) | 17mo | $255,000 | $190 | 58 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.63% rent growth · sell at horizon
- IRR
- -17.3%
- Equity multiple
- 0.39×
- Total profit
- $-58,310
- Equity at exit
- $50,546
- IRR
- -7.7%
- Equity multiple
- 0.49×
- Total profit
- $-48,054
- Equity at exit
- $29,311
Cash invested: $94,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 94553
- Rents YoY
- 3.6%
- Active inventory
- 188
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $3,389 high interval (Pro) →
- Mortgage (P&I)
- −$1,778
- Tax est. 1.5%
- −$424 /mo · $5,085/yr
- Insurance
- −$141
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$712
- Net cashflow
- $-92
Break-even live
Sensitivity live
| Price | -10% $142 | -5% $25 | +0% $-92 | +5% $-209 | +10% $-326 |
|---|---|---|---|---|---|
| Rent | -10% $-360 | -5% $-226 | +0% $-92 | +5% $42 | +10% $176 |
| Rate | -1.0pp $79 | -0.5pp $-6 | base $-92 | +0.5pp $-180 | +1.0pp $-269 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $84,750
- Closing costs
- $10,170
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2838 Loma Vista Ave Concord, CA | 3.0 | 2.0 | 1260 | $2,995 | $2.38 | 26d | 1 | 0.85mi |
| 2859 Foskett Ave Concord, CA | 4.0 | 2.0 | 1520 | $3,100 | $2.04 | 13d | 1 | 0.93mi |
| 773 Katydid Ct Martinez, CA | 3.0 | 2.5 | 1582 | $3,900 | $2.47 | 25d | 1 | 1.11mi |
| 238 Ladybug Ln Martinez, CA | 3.0 | 2.5 | 1516 | $3,395 | $2.24 | 45d | 1 | 1.18mi |
| 235 Camelback Rd Pleasant Hill, CA | 1.0–3.0 | 1.0–2.0 | 1046 | $3,528 | $3.37 | 0d | 10 | 1.22mi |
| 2254 Lake Crest Ct Martinez, CA | 3.0 | 3.0 | 2123 | $4,950 | $2.33 | 9d | 1 | 1.39mi |
Listing history 18 events
-
2026-06-21pricedays on market $339,000 Active 46 DOM
-
2026-06-18days on market $349,000 Active 43 DOM
-
2026-06-17days on market $349,000 Active 42 DOM
-
2026-06-16days on market $349,000 Active 41 DOM
-
2026-06-15days on market $349,000 Active 40 DOM
-
2026-06-13days on market $349,000 Active 38 DOM
-
2026-06-13days on market $349,000 Active 37 DOM
-
2026-06-10days on market $349,000 Active 34 DOM
-
2026-06-08days on market $349,000 Active 33 DOM
-
2026-06-07days on market $349,000 Active 32 DOM
-
2026-06-04days on market $349,000 Active 29 DOM
-
2026-06-03days on market $349,000 Active 28 DOM
-
2026-06-02days on market $349,000 Active 27 DOM
-
2026-06-01days on market $349,000 Active 26 DOM
-
2026-05-31days on market $349,000 Active 25 DOM
-
2026-05-06$349,000 Active
-
2022-11-09soldstatus $275,000 Sold 693-char remark
Show marketing remark (693 chars)
For Comp Purposes Only. 304 Via Peralta is a state of the art 2022 Manufactured Home that has been beautifully constructed with the finest finishes, Appliances, and amenities. This is a wide-open floor plan with volume ceilings, textured walls, baseboards & moldings. Everything here is brand new including the Granite Countertops in the Island Kitchen & Bathrooms, the wide-planked water-proof Vinyl flooring, the SS Appliances & the HVAC. You will be very comfortable in this 3 Bed/2 Bath spacious 1490 Sq. Ft dwelling that is situated on a large lot in the heart of Concord Cascades MH Park. This is truly MH Living at its very best. Current Base Space Rent is $882.61 monthly.
-
2022-11-08$275,000 New 693-char remark
Show marketing remark (693 chars)
For Comp Purposes Only. 304 Via Peralta is a state of the art 2022 Manufactured Home that has been beautifully constructed with the finest finishes, Appliances, and amenities. This is a wide-open floor plan with volume ceilings, textured walls, baseboards & moldings. Everything here is brand new including the Granite Countertops in the Island Kitchen & Bathrooms, the wide-planked water-proof Vinyl flooring, the SS Appliances & the HVAC. You will be very comfortable in this 3 Bed/2 Bath spacious 1490 Sq. Ft dwelling that is situated on a large lot in the heart of Concord Cascades MH Park. This is truly MH Living at its very best. Current Base Space Rent is $882.61 monthly.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 6/10 Major FEMA zone AE · 70% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 4/10 Moderate 7 d/yr ≥98°F today · 14 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 13 unhealthy d/yr today · 13 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $40,669
- − Mortgage interest
- −$18,989
- − Property taxes
- −$5,085
- − Insurance
- −$6,814
- − Repairs & maintenance
- −$3,254
- − Management
- −$3,254
- − Depreciation
- −$9,862
- Taxable loss
- −$6,587
- Est. tax savings @ 24.0%
- +$1,581
- After-tax cash flow
- $478/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This 2022 manufactured home is in good condition with modern amenities and a spacious floor plan, ready for move-in.
Value-add opportunities
- Resale paint exterior — enhances curb appeal
- Rental trim landscaping — improves curb appeal and attracts tenants
Renovation cost estimate screening
Value-add ROI direction
- Resale paint exterior — enhances curb appeal ↑
- Rental trim landscaping — improves curb appeal and attracts tenants ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Mt. Diablo Unified
- NCES district ID
- 0626370
- Math proficiency
- 36% ▼ -2.00%
- Reading proficiency
- 45% ▼ -5.00%
- Median HH income
- $77,494
- Composite
- 37.5/100
- National rank
- #4401
- State rank
- #202 of 517 in CA
Livability — Pacheco
- Score
- 81/100
- State rank
- #42
- US rank
- #1544
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pacheco, CA
- County
- Contra Costa County · 1,059,880 people
- Metro
- San Francisco-Oakland-Berkeley, CA
- Population (ZIP)
- 48,643
- Household income
- $124,130
- Rent vs Own
- Severe rent burden
- 1207.0
Population outlook (Contra Costa County) Hauer SSP2
- Today (2025)
- 1,287,720 people
- By 2030
- 1,364,937 · +6.0%
- By 2040
- 1,506,209 · +17.0%
- By 2050
- 1,624,373 · +26.1%
- By 2075
- 1,853,193 · +43.9%
- By 2100
- 1,901,231 · +47.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- White 59% Hispanic / Latino 19% Two or more races 17% Asian 10% Black 3%
- Hispanic origin (detail)
- Mexican 13%
- Common ancestry
- Italian 4% Lithuanian 2% Portuguese 2%
- Foreign-born
- 13% · Canada, China, Vietnam
- Languages at home
- 81% English-only · Spanish 8% Chinese 2% Tagalog/Filipino 2%
Political lean MEDSL · Contra Costa
- 2024 margin
- Solid D (+38.0) · D 67.3% · R 29.4% · Other 3.3%
- 2008→2024 swing
- +0.2pp no change · 2008: 37.8pp · 2024: 38.0pp
- All cycles
- 2024: D+38.0 2020: D+45.3 2016: D+43.5 2012: D+33.7 2008: D+37.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -736.61%
- Current HPI
- 296.2457
- Rent YoY
- ▲ 3.63%
- Metro
- San Francisco-Oakland-Berkeley, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
||
Price history
+26.9% since first listed3 events — show timeline
- 2026-05-06 Listed $349,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
- 2022-11-09 Sold (MLS) $275,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
- 2022-11-08 Listed $275,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…