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1780 Whispering Pines Dr
F Composite 34.89
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.5/30.0
  • ARV discount +7.5/15.0
  • Livability +4.3/5.0
  • Schools +4.2/10.0
  • DSCR +2.7/10.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.6/10.0
  • Appreciation +0.0/10.0

$195,000

1780 Whispering Pines Dr · Idaho Falls, ID 83401
0 bd · 2.5 ba · 2,240 sqft · Manufactured public records · 108 Days on market
Built 1996

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 1780 Whispering Pines Dr! This property is the biggest one in this neighborhood at 2,240 livable sqft! It has 4 bedrooms, 3 bathrooms, a large kitchen, a separate dinning room, an office, a large living room. One bedroom has two twin bunk beds built into the walls, another room has one full size bunk bed built into the walls. These are optional to the buyer. Home has a complete AC installed! Master bedroom has a walk in closet and master bathroom has a shower and soaking tub. Located in the center of Pinewood estates is a large community park with a playground, playing field and dog park. There is year round groundskeeping, trash removal and snow removal in the winter. Community also offers storage that is located in the rear of the subdivision for an additional monthly cost. Conveniently located near shopping, dining, and entertainment!

Key facts

  • Expansive kitchen
  • Walk-in closet
  • Oversized bonus room

Tags

OVERSIZED BONUS ROOMEXPANSIVE KITCHENBREAKFAST BARINCLUDED APPLIANCESCONVENIENT PANTRYWALK-IN CLOSET

Property features AI

Finance

  • Other: Shed(s) on property; Zoned RMH (Residential Mobile Home)

Exterior

  • Parking: Asphalt driveway; Concrete parking surfaces
  • Utilities: Public water; Public sewer; Natural gas available
  • Home design: Manufactured home; Single-story
  • Construction: Metal siding
  • Exterior features: Deck; Chain link fence; Fenced yard; Composition roof

Interior

  • Kitchen: Dishwasher; Refrigerator
  • Flooring: Laminate flooring
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central air conditioning; Forced air heating; Natural gas heating
  • Interior features: Vaulted ceilings; Walk-in closet(s); Breakfast bar; Laminate countertops

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a ?-bed/2.5-bath manufactured listed at $195k.

Deal economics

  • At list price, monthly cash flow is $-136 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $171k (12.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $128k (34.5% below list).
  • Recommended offer: $128k (34.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 86/100 on livability (#3 in ID, #428 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+.
  • Bonneville Joint District (suburban): math 41% / reading 57% proficiency, ranked #30 of 92 in ID (top 33%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Summit Hills Elementary School (math 39% / reading 55%, grade D-, #176 of 357 statewide, top 53%, 503 students, 35% FRL); Rocky Mountain Middle School (math 39% / reading 59%, grade C-, #34 of 109 statewide, top 34%, 536 students, 32% FRL) — zoned schools at 34% FRL track the district average.
  • Market conditions: Rents flat; 399 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 2,253 units permitted in Bonneville County in 2024 (1,051 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Bonneville County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 108 days — a 9% lower offer ($177k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $127,759 (34.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 108 days. Have you received any prior offers? Is the seller open to a 34% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.66%
Cap rate
5.46%
Cash-on-cash
-2.99%
DSCR
0.87
GRM
12.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.51% rent growth · sell at horizon

5-year hold
IRR
-23.7%
Equity multiple
0.20×
Total profit
$-43,481
Equity at exit
$29,075
10-year hold
IRR
-25.7%
Equity multiple
-0.13×
Total profit
$-61,626
Equity at exit
$16,860

Cash invested: $54,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83401

Home prices YoY
-30.6%
Rents YoY
0.5%
Active inventory
399
Price-to-rent
12.7×

Monthly cashflow live

Estimated rent
$1,278 medium interval (Pro) →
Mortgage (P&I)
$1,023
Tax from tax record
$41 /mo · $496/yr
Insurance
$81
HOA
$0
Vacancy / Maint / Mgmt
$268
Net cashflow
$-136

Break-even live

Break-even rent $1,450
Max offer price $170,996
Occupancy floor

Sensitivity live

Price -10% $-25 -5% $-81 +0% $-136 +5% $-191 +10% $-246
Rent -10% $-237 -5% $-186 +0% $-136 +5% $-85 +10% $-35
Rate -1.0pp $-38 -0.5pp $-86 base $-136 +0.5pp $-186 +1.0pp $-238

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,750
Closing costs
$5,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1428 Red RD Idaho Falls, ID 2.0–3.0 2.0–2.5 1327 $1,549 $1.17 14d 25 0.22mi

Listing history 28 events

  1. 2026-06-19
    days on market $195,000 Active 108 DOM
  2. 2026-06-18
    days on market $195,000 Active 107 DOM
  3. 2026-06-17
    days on market $195,000 Active 106 DOM
  4. 2026-06-16
    days on market $195,000 Active 105 DOM
  5. 2026-06-15
    days on market $195,000 Active 104 DOM
  6. 2026-06-14
    days on market $195,000 Active 102 DOM
  7. 2026-06-13
    days on market $195,000 Active 101 DOM
  8. 2026-06-10
    days on market $195,000 Active 99 DOM
  9. 2026-06-09
    days on market $195,000 Active 98 DOM
  10. 2026-06-08
    days on market $195,000 Active 97 DOM
  11. 2026-06-07
    days on market $195,000 Active 96 DOM
  12. 2026-06-02
    days on market $195,000 Active 91 DOM
  13. 2026-06-01
    days on market $195,000 Active 90 DOM
  14. 2026-05-31
    days on market $195,000 Active 89 DOM
  15. 2026-05-30
    days on market $195,000 Active 88 DOM
  16. 2026-03-03
    listed $195,000 Active
  17. 2023-10-27
    soldstatus Closed 860-char remark
    Show marketing remark (860 chars)

    Welcome to 1780 Whispering Pines Dr! This property is the biggest one in this neighborhood at 2,240 livable sqft! It has 4 bedrooms, 3 bathrooms, a large kitchen, a separate dinning room, an office, a large living room. One bedroom has two twin bunk beds built into the walls, another room has one full size bunk bed built into the walls. These are optional to the buyer. Home has a complete AC installed! Master bedroom has a walk in closet and master bathroom has a shower and soaking tub. Located in the center of Pinewood estates is a large community park with a playground, playing field and dog park. There is year round groundskeeping, trash removal and snow removal in the winter. Community also offers storage that is located in the rear of the subdivision for an additional monthly cost. Conveniently located near shopping, dining, and entertainment!

  18. 2023-10-05
    status Active 860-char remark
    Show marketing remark (860 chars)

    Welcome to 1780 Whispering Pines Dr! This property is the biggest one in this neighborhood at 2,240 livable sqft! It has 4 bedrooms, 3 bathrooms, a large kitchen, a separate dinning room, an office, a large living room. One bedroom has two twin bunk beds built into the walls, another room has one full size bunk bed built into the walls. These are optional to the buyer. Home has a complete AC installed! Master bedroom has a walk in closet and master bathroom has a shower and soaking tub. Located in the center of Pinewood estates is a large community park with a playground, playing field and dog park. There is year round groundskeeping, trash removal and snow removal in the winter. Community also offers storage that is located in the rear of the subdivision for an additional monthly cost. Conveniently located near shopping, dining, and entertainment!

  19. 2023-08-22
    status Pending 860-char remark
    Show marketing remark (860 chars)

    Welcome to 1780 Whispering Pines Dr! This property is the biggest one in this neighborhood at 2,240 livable sqft! It has 4 bedrooms, 3 bathrooms, a large kitchen, a separate dinning room, an office, a large living room. One bedroom has two twin bunk beds built into the walls, another room has one full size bunk bed built into the walls. These are optional to the buyer. Home has a complete AC installed! Master bedroom has a walk in closet and master bathroom has a shower and soaking tub. Located in the center of Pinewood estates is a large community park with a playground, playing field and dog park. There is year round groundskeeping, trash removal and snow removal in the winter. Community also offers storage that is located in the rear of the subdivision for an additional monthly cost. Conveniently located near shopping, dining, and entertainment!

  20. 2023-08-12
    historical 860-char remark
    Show marketing remark (860 chars)

    Welcome to 1780 Whispering Pines Dr! This property is the biggest one in this neighborhood at 2,240 livable sqft! It has 4 bedrooms, 3 bathrooms, a large kitchen, a separate dinning room, an office, a large living room. One bedroom has two twin bunk beds built into the walls, another room has one full size bunk bed built into the walls. These are optional to the buyer. Home has a complete AC installed! Master bedroom has a walk in closet and master bathroom has a shower and soaking tub. Located in the center of Pinewood estates is a large community park with a playground, playing field and dog park. There is year round groundskeeping, trash removal and snow removal in the winter. Community also offers storage that is located in the rear of the subdivision for an additional monthly cost. Conveniently located near shopping, dining, and entertainment!

  21. 2023-07-26
    price $175,000 860-char remark
    Show marketing remark (860 chars)

    Welcome to 1780 Whispering Pines Dr! This property is the biggest one in this neighborhood at 2,240 livable sqft! It has 4 bedrooms, 3 bathrooms, a large kitchen, a separate dinning room, an office, a large living room. One bedroom has two twin bunk beds built into the walls, another room has one full size bunk bed built into the walls. These are optional to the buyer. Home has a complete AC installed! Master bedroom has a walk in closet and master bathroom has a shower and soaking tub. Located in the center of Pinewood estates is a large community park with a playground, playing field and dog park. There is year round groundskeeping, trash removal and snow removal in the winter. Community also offers storage that is located in the rear of the subdivision for an additional monthly cost. Conveniently located near shopping, dining, and entertainment!

  22. 2023-07-09
    price $189,900 860-char remark
    Show marketing remark (860 chars)

    Welcome to 1780 Whispering Pines Dr! This property is the biggest one in this neighborhood at 2,240 livable sqft! It has 4 bedrooms, 3 bathrooms, a large kitchen, a separate dinning room, an office, a large living room. One bedroom has two twin bunk beds built into the walls, another room has one full size bunk bed built into the walls. These are optional to the buyer. Home has a complete AC installed! Master bedroom has a walk in closet and master bathroom has a shower and soaking tub. Located in the center of Pinewood estates is a large community park with a playground, playing field and dog park. There is year round groundskeeping, trash removal and snow removal in the winter. Community also offers storage that is located in the rear of the subdivision for an additional monthly cost. Conveniently located near shopping, dining, and entertainment!

  23. 2023-07-03
    price $198,000 860-char remark
    Show marketing remark (860 chars)

    Welcome to 1780 Whispering Pines Dr! This property is the biggest one in this neighborhood at 2,240 livable sqft! It has 4 bedrooms, 3 bathrooms, a large kitchen, a separate dinning room, an office, a large living room. One bedroom has two twin bunk beds built into the walls, another room has one full size bunk bed built into the walls. These are optional to the buyer. Home has a complete AC installed! Master bedroom has a walk in closet and master bathroom has a shower and soaking tub. Located in the center of Pinewood estates is a large community park with a playground, playing field and dog park. There is year round groundskeeping, trash removal and snow removal in the winter. Community also offers storage that is located in the rear of the subdivision for an additional monthly cost. Conveniently located near shopping, dining, and entertainment!

  24. 2023-06-23
    listed $205,000 Active 860-char remark
    Show marketing remark (860 chars)

    Welcome to 1780 Whispering Pines Dr! This property is the biggest one in this neighborhood at 2,240 livable sqft! It has 4 bedrooms, 3 bathrooms, a large kitchen, a separate dinning room, an office, a large living room. One bedroom has two twin bunk beds built into the walls, another room has one full size bunk bed built into the walls. These are optional to the buyer. Home has a complete AC installed! Master bedroom has a walk in closet and master bathroom has a shower and soaking tub. Located in the center of Pinewood estates is a large community park with a playground, playing field and dog park. There is year round groundskeeping, trash removal and snow removal in the winter. Community also offers storage that is located in the rear of the subdivision for an additional monthly cost. Conveniently located near shopping, dining, and entertainment!

  25. 2020-05-05
    soldstatus 896-char remark
    Show marketing remark (896 chars)

    Believe it or not you can have this huge 2240 square foot house 4 bedroom, 2.5 bath house with A/C for such a low price. With the soaring vaulted ceilings the space feels even larger. With architecturally pleasing arches you will feel right at home. This is a must see property. You will be amazed with the size of this home and you will love open floor plan. The master bath has two separate vanities, soaked tub, separate shower and walk in closet. With this large master suite space will have your own private sanctuary for relaxing and enjoying live. With the abundant square footage this home has to offer you will appreciate the oversize kitchen with tons of counter space, a bar that sits 4 and room for all the cooks to be in the kitchen at the same time. Remember the storage! This home has tons of storage and so much more. Call for your private showing today. Lot rent is $410.30/month

  26. 2020-03-05
    listed $120,000 896-char remark
    Show marketing remark (896 chars)

    Believe it or not you can have this huge 2240 square foot house 4 bedroom, 2.5 bath house with A/C for such a low price. With the soaring vaulted ceilings the space feels even larger. With architecturally pleasing arches you will feel right at home. This is a must see property. You will be amazed with the size of this home and you will love open floor plan. The master bath has two separate vanities, soaked tub, separate shower and walk in closet. With this large master suite space will have your own private sanctuary for relaxing and enjoying live. With the abundant square footage this home has to offer you will appreciate the oversize kitchen with tons of counter space, a bar that sits 4 and room for all the cooks to be in the kitchen at the same time. Remember the storage! This home has tons of storage and so much more. Call for your private showing today. Lot rent is $410.30/month

  27. 2017-01-12
    soldstatus
  28. 2016-03-08
    listed $82,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast ID · Resets to sale price

Current annual tax
$496 · $41/mo
Projected year-2 tax
$1,346 · $112/mo
Expected delta
+$850/yr (+$71/mo · 171.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,331
− Mortgage interest
−$10,923
− Property taxes
−$496
− Insurance
−$975
− Repairs & maintenance
−$1,226
− Management
−$1,226
− Depreciation
−$5,673
Taxable loss
−$5,189
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,245
After-tax cash flow
$-385/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bonneville Joint District
NCES district ID
1600930
Math proficiency
41% ▼ -2.00%
Reading proficiency
57% ▲ 1.00%
Median HH income
$55,775
Composite
42.45/100
National rank
#3219
State rank
#30 of 92 in ID

Livability — Idaho Falls

Score
86/100
State rank
#3
US rank
#428

Category grades

Amenities A+ Commute B Cost of living A+ Crime C Employment B- Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Idaho Falls, ID
County
Bonneville County · 125,162 people
City population
105,466
Metro
Idaho Falls, ID
Population (ZIP)
47,972
Household income
$78,497
Rent vs Own
24.7% rent · 75.3% own
Severe rent burden
422.0

Population outlook (Bonneville County) Hauer SSP2

Today (2025)
120,170 people
By 2030
124,993 · +4.0%
By 2040
134,091 · +11.6%
By 2050
142,122 · +18.3%
By 2075
157,767 · +31.3%
By 2100
160,316 · +33.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Hispanic / Latino 15% Two or more races 8%
Hispanic origin (detail)
Mexican 11% Puerto Rican 1%
Common ancestry
Italian 4% Slovak 3% Portuguese 2%
Foreign-born
4% · Canada
Languages at home
90% English-only · Spanish 9%

Political lean MEDSL · Bonneville

2024 margin
Solid R (+45.4) · D 25.6% · R 71.0% · Other 3.4%
2008→2024 swing
-2.4pp toward R · 2008: -43.0pp · 2024: -45.4pp
All cycles
2024: R+45.4 2020: R+43.6 2016: R+40.2 2012: R+51.8 2008: R+43.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -164.87%
Current HPI
374.2807
Rent YoY
▲ 0.51%
Metro
Idaho Falls, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

+136.4% since first listed
13 events — show timeline
  • 2026-03-03 Listed $195,000 SRMLS
  • 2023-10-27 Sold (MLS) SRMLS
  • 2023-10-05 Relisted SRMLS
  • 2023-08-22 Pending SRMLS
  • 2023-08-12 Delisted SRMLS
  • 2023-07-26 Price Changed $175,000 SRMLS
  • 2023-07-09 Price Changed $189,900 SRMLS
  • 2023-07-03 Price Changed $198,000 SRMLS
  • 2023-06-23 Listed $205,000 SRMLS
  • 2020-05-05 Sold (MLS) SRMLS
  • 2020-03-05 Listed $120,000 SRMLS
  • 2017-01-12 Sold (MLS) SRMLS
  • 2016-03-08 Listed $82,500 SRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…