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8930 Hwy 120 Hwy
C- Composite 52.45
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.7/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.9/10.0
  • 1% rule +5.0/10.0
  • Appreciation +5.0/10.0
  • Livability +2.9/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0

$109,000

8930 Hwy 120 Hwy · Robeline, LA 71469
3 bd · 1.0 ba · 1,218 sqft · SingleFamily · 266 Days on market
Built 1960 Fair condition ↓ 22% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Nice home in the Country off of a main road-this 3 bedroom 1 bath home. Wonderful school district. This home is priced to sell.

Key facts

  • Parking
  • Built 1960
  • Listed 265 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $109k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $109 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $109k).
  • Recommended offer: $96k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 58/100 on livability (#314 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, health & safety A+, crime A; Watch: schools F, amenities F, commute F.
  • Natchitoches Parish (town): math 29% / reading 36% proficiency, ranked #41 of 98 in LA (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 7 active listings in the ZIP; 95 units permitted in Natchitoches Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $4k of equity ($754 loan paydown + $3k appreciation (3.0% local appreciation)).
  • Natchitoches County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~5 years — after that, you're playing with house money.
  • By year 9, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 266 days — a 12% lower offer ($96k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $31k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $95,920 (12.0% below list)

Questions for the listing agent

  1. It's been on market 266 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
7.49%
Cash-on-cash
4.27%
DSCR
1.19
GRM
8.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
11.5%
Equity multiple
1.66×
Total profit
$20,071
Equity at exit
$49,011
10-year hold
IRR
13.6%
Equity multiple
3.02×
Total profit
$61,787
Equity at exit
$75,532

Cash invested: $30,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71469

Active inventory
7
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$1,091 medium interval (Pro) →
Mortgage (P&I)
$572
Tax est. 1.5%
$136 /mo · $1,635/yr
Insurance
$45
HOA
$0
Vacancy / Maint / Mgmt
$229
Net cashflow
$109

Break-even live

Break-even rent $954
Max offer price $109,000
Occupancy floor 85%

Sensitivity live

Price -10% $184 -5% $146 +0% $109 +5% $71 +10% $33
Rent -10% $23 -5% $66 +0% $109 +5% $152 +10% $195
Rate -1.0pp $164 -0.5pp $136 base $109 +0.5pp $80 +1.0pp $52

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,250
Closing costs
$3,270
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-06-19
    days on market $109,000 Active 266 DOM
  2. 2026-06-18
    days on market $109,000 Active 265 DOM
  3. 2026-06-17
    days on market $109,000 Active 264 DOM
  4. 2026-06-16
    days on market $109,000 Active 263 DOM
  5. 2026-06-15
    days on market $109,000 Active 262 DOM
  6. 2026-06-14
    days on market $109,000 Active 260 DOM
  7. 2026-06-12
    days on market $109,000 Active 259 DOM
  8. 2026-06-09
    days on market $109,000 Active 256 DOM
  9. 2026-06-08
    days on market $109,000 Active 255 DOM
  10. 2026-06-07
    days on market $109,000 Active 254 DOM
  11. 2026-06-07
    days on market $109,000 Active 253 DOM
  12. 2026-06-04
    days on market $109,000 Active 250 DOM
  13. 2026-06-02
    days on market $109,000 Active 249 DOM
  14. 2026-06-01
    days on market $109,000 Active 248 DOM
  15. 2026-05-31
    days on market $109,000 Active 247 DOM
  16. 2026-05-31
    days on market $109,000 Active 246 DOM
  17. 2026-05-06
    status Active 127-char remark
    Show marketing remark (127 chars)

    Nice home in the Country off of a main road-this 3 bedroom 1 bath home. Wonderful school district. This home is priced to sell.

  18. 2025-09-06
    price $109,000 127-char remark
    Show marketing remark (127 chars)

    Nice home in the Country off of a main road-this 3 bedroom 1 bath home. Wonderful school district. This home is priced to sell.

  19. 2025-03-20
    listed $140,000 Active 127-char remark
    Show marketing remark (127 chars)

    Nice home in the Country off of a main road-this 3 bedroom 1 bath home. Wonderful school district. This home is priced to sell.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,093
− Mortgage interest
−$6,106
− Property taxes
−$1,635
− Insurance
−$545
− Repairs & maintenance
−$1,047
− Management
−$1,047
− Depreciation
−$3,171
Taxable loss
−$458
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$110
After-tax cash flow
$1,414/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 5 photos

Fair 45/100 Moderate rehab

This home requires moderate renovations, including updating the kitchen and appliances, and improving the landscaping. It has potential for increased value with these improvements.

Repairs flagged

  • Moderate Kitchen cabinets — Worn and dated appearance.
  • Moderate Appliances — Outdated and possibly not functioning.
  • Major Landscaping — Overgrown and unkempt appearance.

Value-add opportunities

  • Resale Paint exterior walls — Fresh paint can improve curb appeal and home value.
  • Both Replace outdated appliances — Modern appliances can increase both resale and rental value.
  • Resale Landscaping improvements — A well-maintained yard can significantly boost curb appeal.

Renovation cost estimate screening

Repair itemSeverityEst. cost
Kitchen cabinets · Worn and dated appearance. Moderate $3,000–15,000
Appliances · Outdated and possibly not functioning. Moderate $3,000–15,000
Landscaping · Overgrown and unkempt appearance. Major $15,000–50,000
Total estimated repair cost · 3 items $21,000–80,000

Value-add ROI direction

  • Resale Paint exterior walls — Fresh paint can improve curb appeal and home value.
  • Both Replace outdated appliances — Modern appliances can increase both resale and rental value.
  • Resale Landscaping improvements — A well-maintained yard can significantly boost curb appeal.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Natchitoches Parish
NCES district ID
2201140
Math proficiency
29% ▼ -27.00%
Reading proficiency
36% ▼ -27.00%
Median HH income
$30,204
Composite
26.36/100
National rank
#7235
State rank
#41 of 98 in LA

Livability — Robeline

Score
58/100
State rank
#314
US rank
#21535

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing B Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
2,914

Population outlook (Natchitoches County) Hauer SSP2

Today (2025)
38,130 people
By 2030
37,412 · -1.9%
By 2040
35,550 · -6.8%
By 2050
33,580 · -11.9%
By 2075
29,268 · -23.2%
By 2100
23,909 · -37.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Hispanic / Latino 8% Black 3% Native American 2% Two or more races 2%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Lithuanian 9% Slovak 3% Italian 1%
Foreign-born
0% · Canada
Languages at home
91% English-only · Spanish 8% French/Haitian/Cajun 1%

Political lean MEDSL · Natchitoches

2024 margin
Strong R (+22.4) · D 38.2% · R 60.5% · Other 1.3%
2008→2024 swing
-15.0pp toward R · 2008: -7.3pp · 2024: -22.4pp
All cycles
2024: R+22.4 2020: R+14.9 2016: R+11.0 2012: R+6.6 2008: R+7.3

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-22.1% since first listed
3 events — show timeline
  • 2026-05-06 Relisted AcadianaMLS
  • 2025-09-06 Price Changed $109,000 AcadianaMLS
  • 2025-03-20 Listed $140,000 AcadianaMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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