700 S 50th St · Lincoln, NE
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,161 – $2,155
Heat risk 3/10 · Minor
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +9.6/15.0
- Cash flow +6.7/30.0
- Appreciation +5.0/10.0
- Schools +4.4/10.0
- Livability +4.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +1.4/10.0
- DSCR +0.9/10.0
$270,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Updated 4 bedroom, 2 bath brick ranch with finished basement, 1 stall attached garage and huge fenced in backyard! You'll love the open floor plan with tiled entryway, updated kitchen and stainless steel appliances. Main floor boasts gleaming hard wood floors in the living room and both bedrooms. The main floor bathroom features tiled floors and tile shower surrounds plus plenty of vanity space. You'll enjoy the cozy basement with den and 2 more bedrooms, large laundry room (includes washer/dryer) and an updated 3/4 bathroom with tile surrounds. Located in the heart of Lincoln you'll love the mature trees and a location convenient to just about anywhere in town! This move-in ready home needs nothing but a new owner to enjoy it! Easy to show.
Key facts
- New pella windows
- Finished basement
- Updated kitchen
Tags
Property features AI
Exterior
- Parking: Attached covered garage / parking for 1 vehicle
- Utilities: Electricity available; Natural gas available; Public water; Public sewer; Storm sewer
- Home design: Single-family residence (residential); Brick exterior; Not a new or model home; Below-grade finished area and above-grade finished area (finished basement and main level)
- Construction: Built in 1956; Brick construction; Block and concrete perimeter foundation
- Exterior features: Porch and covered patio; Full yard fencing; City lot up to 1/4 acre (approximately 0.19 acres, 60 x 140)
Interior
- Kitchen: Kitchen on main floor; Includes Range, Refrigerator, Dishwasher, Disposal, Microwave
- Bedrooms: Master bedroom on main floor with wood floors and ceiling fan; Second bedroom on main floor with wood floor; Third bedroom in basement with wall-to-wall carpeting; Fourth bedroom in basement with wall-to-wall carpeting
- Flooring: Wood floors in living room and multiple bedrooms; Wall-to-wall carpeting in basement family room and basement bedrooms
- Bathrooms: Two full bathrooms; One full bathroom on the main level; Basement bathroom with full shower
- Heating & cooling: Natural gas forced-air heating; Central air conditioning
- Interior features: Finished basement; Concrete floor in laundry area; No fireplaces; Range, Refrigerator, Dishwasher, Disposal, Microwave
- Laundry & utility: Laundry area with concrete floor
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $270k.
Deal economics
- At list price, monthly cash flow is $-432 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $194k (28.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $172k (36.4% below list).
- Recommended offer: $172k (36.4% below list) — sets the bar for 1% rule.
- Cap rate 4.4% vs local median 3.0% in Lincoln — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 85/100 on livability (#5 in NE, #545 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime D+.
- Lincoln Public Schools (urban): math 50% / reading 53% proficiency, ranked #59 of 111 in NE (top 53%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Eastridge Elementary School (math 52% / reading 57%, grade C, #161 of 502 statewide, top 38%, 282 students, 36% FRL); Lefler Middle School (math 46% / reading 45%, grade D+, #63 of 128 statewide, top 50%, 613 students, 61% FRL); Lincoln East High School (math 58% / reading 60%, grade C+, #69 of 261 statewide, top 26%, 2,268 students, 21% FRL) — zoned schools at 39% FRL track the district average.
- Market conditions: 1 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,940 units permitted in Lancaster County in 2024 (895 in 5+ unit buildings).
Forward outlook
- In year one you build about $10k of equity ($2k loan paydown + $8k appreciation (3.0% local appreciation)).
- Lancaster County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 4, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.64% ✗
- Cap rate
- 4.37%
- Cash-on-cash
- -6.86%
- DSCR
- 0.69
- GRM
- 13.1
CMA / ARV
- ARV (on-the-fly)
- $283,125
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 815 S 44th St | 0.41mi | 2/2.0 | 1,833 (-2%) | 3mo | $224,000 | $122 | 74 |
| 728 Eastridge Dr | 0.49mi | 3/2.0 (+1) | 1,864 (-1%) | 2mo | $343,000 | $184 | 70 |
| 4321 E St | 0.49mi | 3/2.0 (+1) | 1,845 (-2%) | 1mo | $265,000 | $144 | 68 |
| 5110 J St | 0.10mi | 3/2.0 (+1) | 2,156 (+15%) | 1mo | $325,000 | $151 | 65 |
| 333 Orcutt Ave W | 0.69mi | 2/2.0 | 1,880 (+0%) | 4mo | $256,000 | $136 | 64 |
| 624 S Cotner Blvd | 0.43mi | 2/2.0 | 1,720 (-8%) | 7mo | $272,000 | $158 | 60 |
| 924 S 39th St | 0.73mi | 3/2.0 (+1) | 1,835 (-2%) | 2mo | $270,000 | $147 | 56 |
| 5316 M St | 0.39mi | 3/3.0 (+1) | 2,037 (+9%) | 4mo | $325,000 | $160 | 55 |
| 917 Ferndale Rd | 0.62mi | 3/3.0 (+1) | 1,975 (+5%) | 1mo | $334,000 | $169 | 53 |
| 500 S Cotner Blvd | 0.48mi | 2/2.5 | 2,133 (+14%) | 4mo | $300,000 | $141 | 49 |
| 6120 Randolph St | 0.74mi | 3/2.0 (+1) | 2,020 (+8%) | 0mo | $297,500 | $147 | 47 |
| 311 Dale Dr | 0.67mi | 3/2.0 (+1) | 2,087 (+11%) | 6mo | $350,000 | $168 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 1.1%
- Equity multiple
- 1.07×
- Total profit
- $4,987
- Equity at exit
- $121,404
- IRR
- 4.9%
- Equity multiple
- 1.75×
- Total profit
- $56,329
- Equity at exit
- $187,098
Cash invested: $75,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Nebraska
- 83 Strongly Landlord-Friendly · R+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 68510-3413
- Active inventory
- 1
- Price-to-rent
- 13.1×
Monthly cashflow live
- Estimated rent
- $1,717 high interval (Pro) →
- Mortgage (P&I)
- −$1,416
- Tax from tax record
- −$260 /mo · $3,117/yr
- Insurance
- −$112
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$360
- Net cashflow
- $-432
Break-even live
Sensitivity live
| Price | -10% $-279 | -5% $-356 | +0% $-432 | +5% $-508 | +10% $-585 |
|---|---|---|---|---|---|
| Rent | -10% $-568 | -5% $-500 | +0% $-432 | +5% $-364 | +10% $-296 |
| Rate | -1.0pp $-296 | -0.5pp $-363 | base $-432 | +0.5pp $-502 | +1.0pp $-573 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $67,500
- Closing costs
- $8,100
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5505 Sumner St Lincoln, NE | 3.0 | 2.0 | 1600 | $1,950 | $1.22 | 22d | 1 | 0.88mi |
| 5101 Vine St Lincoln, NE | 1.0–2.0 | 1.0–2.0 | 886 | $1,370 | $1.55 | 14d | 18 | 0.94mi |
| 1042 Rockhurst Dr Lincoln, NE | 3.0 | 2.5 | 1688 | $2,495 | $1.48 | 44d | 1 | 1.18mi |
| 1025 N 63rd St Lincoln, NE | 1.0–3.0 | 1.0–2.0 | 1157 | $1,278 | $1.10 | 14d | 7 | 1.37mi |
| 4630 Starr St Unit 4630 Lincoln, NE | 3.0 | 1.0 | 1460 | $1,250 | $0.86 | 44d | 1 | 1.42mi |
| 4904 Holdrege St Lincoln, NE | 2.0 | 1.0 | 1282 | $1,299 | $1.01 | 44d | 1 | 1.47mi |
Listing history 9 events
-
2026-05-21$270,000 New
-
2024-02-16soldstatus $250,000 Sold 751-char remark
Show marketing remark (751 chars)
Updated 4 bedroom, 2 bath brick ranch with finished basement, 1 stall attached garage and huge fenced in backyard! You'll love the open floor plan with tiled entryway, updated kitchen and stainless steel appliances. Main floor boasts gleaming hard wood floors in the living room and both bedrooms. The main floor bathroom features tiled floors and tile shower surrounds plus plenty of vanity space. You'll enjoy the cozy basement with den and 2 more bedrooms, large laundry room (includes washer/dryer) and an updated 3/4 bathroom with tile surrounds. Located in the heart of Lincoln you'll love the mature trees and a location convenient to just about anywhere in town! This move-in ready home needs nothing but a new owner to enjoy it! Easy to show.
-
2024-01-08status Pending 751-char remark
Show marketing remark (751 chars)
Updated 4 bedroom, 2 bath brick ranch with finished basement, 1 stall attached garage and huge fenced in backyard! You'll love the open floor plan with tiled entryway, updated kitchen and stainless steel appliances. Main floor boasts gleaming hard wood floors in the living room and both bedrooms. The main floor bathroom features tiled floors and tile shower surrounds plus plenty of vanity space. You'll enjoy the cozy basement with den and 2 more bedrooms, large laundry room (includes washer/dryer) and an updated 3/4 bathroom with tile surrounds. Located in the heart of Lincoln you'll love the mature trees and a location convenient to just about anywhere in town! This move-in ready home needs nothing but a new owner to enjoy it! Easy to show.
-
2023-12-26$249,900 New 751-char remark
Show marketing remark (751 chars)
Updated 4 bedroom, 2 bath brick ranch with finished basement, 1 stall attached garage and huge fenced in backyard! You'll love the open floor plan with tiled entryway, updated kitchen and stainless steel appliances. Main floor boasts gleaming hard wood floors in the living room and both bedrooms. The main floor bathroom features tiled floors and tile shower surrounds plus plenty of vanity space. You'll enjoy the cozy basement with den and 2 more bedrooms, large laundry room (includes washer/dryer) and an updated 3/4 bathroom with tile surrounds. Located in the heart of Lincoln you'll love the mature trees and a location convenient to just about anywhere in town! This move-in ready home needs nothing but a new owner to enjoy it! Easy to show.
-
2015-05-11soldstatus $145,000
-
2015-05-05soldstatus $145,000 719-char remark
Show marketing remark (719 chars)
Fully Remodeled 4 bedroom, 2 bathroom Brick Ranch with Finished Basement! This home has been completely modernized with a high-end designer remodel! Interior features include an open floorpan, custom tiled entryway, completely new kitchen with faux wood tile flooring ($2200 appliance allowance provided), two new bathrooms with tile floors and tile shower surrounds, original hardwood floors (refinished), beautiful 3-color wood banister, new light fixtures, custom closets, new carpet and paint throughout, finished basement, and a new furnace and air conditioner. Exterior features include a new roof, full brick exterior, covered back porch, fenced yard, and an attached garage. Call today to schedule your showing!
-
2015-03-28historical 719-char remark
Show marketing remark (719 chars)
Fully Remodeled 4 bedroom, 2 bathroom Brick Ranch with Finished Basement! This home has been completely modernized with a high-end designer remodel! Interior features include an open floorpan, custom tiled entryway, completely new kitchen with faux wood tile flooring ($2200 appliance allowance provided), two new bathrooms with tile floors and tile shower surrounds, original hardwood floors (refinished), beautiful 3-color wood banister, new light fixtures, custom closets, new carpet and paint throughout, finished basement, and a new furnace and air conditioner. Exterior features include a new roof, full brick exterior, covered back porch, fenced yard, and an attached garage. Call today to schedule your showing!
-
2015-03-18$145,000 719-char remark
Show marketing remark (719 chars)
Fully Remodeled 4 bedroom, 2 bathroom Brick Ranch with Finished Basement! This home has been completely modernized with a high-end designer remodel! Interior features include an open floorpan, custom tiled entryway, completely new kitchen with faux wood tile flooring ($2200 appliance allowance provided), two new bathrooms with tile floors and tile shower surrounds, original hardwood floors (refinished), beautiful 3-color wood banister, new light fixtures, custom closets, new carpet and paint throughout, finished basement, and a new furnace and air conditioner. Exterior features include a new roof, full brick exterior, covered back porch, fenced yard, and an attached garage. Call today to schedule your showing!
-
2014-09-16soldstatus $50,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NE · Resets to sale price
- Current annual tax
- $3,117 · $260/mo
- Projected year-2 tax
- $4,671 · $389/mo
- Expected delta
- +$1,554/yr (+$129/mo · 49.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,600
- − Mortgage interest
- −$15,124
- − Property taxes
- −$3,117
- − Insurance
- −$1,350
- − Repairs & maintenance
- −$1,648
- − Management
- −$1,648
- − Depreciation
- −$7,855
- Taxable loss
- −$10,142
- Est. tax savings @ 24.0%
- +$2,434
- After-tax cash flow
- $-2,750/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lincoln Public Schools
- NCES district ID
- 3172840
- Math proficiency
- 50% ▼ -6.00%
- Reading proficiency
- 53% ▼ -3.00%
- Median HH income
- $50,273
- Composite
- 44.05/100
- National rank
- #2880
- State rank
- #59 of 111 in NE
Livability — Lincoln
- Score
- 85/100
- State rank
- #5
- US rank
- #545
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lincoln, NE
Population outlook (Lancaster County) Hauer SSP2
- Today (2025)
- 352,806 people
- By 2030
- 377,899 · +7.1%
- By 2040
- 428,582 · +21.5%
- By 2050
- 483,103 · +36.9%
- By 2075
- 632,390 · +79.2%
- By 2100
- 759,513 · +115.3%
Not yet ingested
- Political lean
- —
- Race & ethnicity
- —
- Common origin
- —
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 0.68%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in NE)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Conglomerate | 1 | $371B |
|
||
Price history
+440.0% since first listed9 events — show timeline
- 2026-05-21 Listed $270,000 GPRMLS
- 2024-02-16 Sold (MLS) $250,000 GPRMLS
- 2024-01-08 Pending — GPRMLS
- 2023-12-26 Listed $249,900 GPRMLS
- 2015-05-11 Sold (Public Records) $145,000 Public Records
- 2015-05-05 Sold (MLS) $145,000 GPRMLS
- 2015-03-28 Listing Removed — GPRMLS
- 2015-03-18 Listed $145,000 GPRMLS
- 2014-09-16 Sold (Public Records) $50,000 Public Records
Property tax history
+4.4%/yrLatest (2025): $3,117 · +4.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…