6001 Calico Ct · Pollock Pines, CA 95726

$223,250

3 bd · 1.5 ba · 1,302 sqft · SingleFamily public records · 96 Days on market

Built 1978 0.52 ac lot Est $349k · 36% under

---

Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.7/30.0
• ARV discount +15.0/15.0
• DSCR +9.2/10.0
• 1% rule +5.9/10.0
• Schools +3.0/10.0
• Livability +2.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Foreclosure property Near Sly Park Recreation Area - Half Acre Opportunity- with 2 garages to store boat in one and workshop in another. Opportunity awaits with this 3-bedroom home on over half an acre in the peaceful woods of Pollock Pines. Nestled on a quiet cul-de-sac, this property offers strong upside for investors, flippers, or buyers looking to renovate and build equity. The home features approximately 1,300 sq ft of living space, a functional floor plan, and a large detached garage and workshop area , providing a great foundation for a full cosmetic update or value-add renovation. The spacious lot offers privacy, towering pines, and room for outdoor improvements. Located just minutes from the Sly Park Recreation Area and Jenkinson Lake, the property offers quick access to boating, hiking, camping, fishing, and year-round outdoor recreation. Its proximity to Highway 50 also provides convenient access to Placerville, Apple Hill, and South Lake Tahoe. With strong demand for mountain getaways and updated homes in the area, this property presents excellent potential as a fix-and-flip, rental, or weekend retreat renovation project. Bring your vision and unlock the potential of this Pollock Pines property. Property will work best for cash or renovation loan

Key facts

• Quiet cul-de-sac
• Spacious lot
• Towering pines

Tags

• HALF ACRE OPPORTUNITY
• QUIET CUL-DE-SAC
• DETACHED GARAGE AND WORKSHOP
• SPACIOUS LOT
• TOWERING PINES
• YEAR ROUND OUTDOOR RECREATION

Property features AI

Finance

• Other: Vacant and possession at close of escrow; Lot about 0.52 acre (assessor)
• HOA & community: No HOA

Exterior

• Parking: Detached 2-car garage; No carport
• Utilities: City water; Septic system; Electricity available; Propane for heating and water heater
• Home design: Located on a cul-de-sac; Adjacent to forest
• Construction: Wood frame construction; Composition roof; Concrete foundation with crawl space; Built on/around 1980s (year not specified)
• Exterior features: Natural landscaping; Deck; No pool

Interior

• Kitchen: Trash compactor; Built-in dishwasher; Gas range
• Bedrooms: Includes a master bedroom
• Flooring: Carpet; Laminate
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Propane heating
• Interior features: Tile countertops; Double-pane windows; Freestanding gas fireplace
• Laundry & utility: Laundry room

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $223k.

Deal economics

• At list price, monthly cash flow is $606 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $223k).
• Recommended offer: $203k (9.0% below list) — sets the bar for market timing.
• Cap rate 9.6% vs local median 3.8% in Pollock Pines — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 55/100 on livability (#864 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A-; Watch: schools D, crime D, amenities F.
• Pollock Pines Elementary (town): math 30% / reading 38% proficiency, ranked #277 of 517 in CA (top 54%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 154 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 437 units permitted in El Dorado County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• El Dorado County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $63k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 96 days — a 9% lower offer ($203k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $115k; list at $223k implies a 94% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $203,157 (9.0% below list)

Questions for the listing agent

1. It's been on market 96 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.09% ✓
• Cap rate: 9.55%
• Cash-on-cash: 11.64%
• DSCR: 1.52
• GRM: 7.6

CMA / ARV

• ARV (on-the-fly): $348,936
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5829 Fallen Oak Trl	0.08mi	3/2.0	1,364 (+5%)	9mo	$310,000	$227	79
5826 Fallen Oak Trl	0.10mi	3/2.0	1,408 (+8%)	3mo	$445,000	$316	78
5608 Lupin Ln	0.21mi	3/1.5	1,352 (+4%)	9mo	$362,500	$268	76
5640 Azalea Cir	0.31mi	3/2.0	1,312 (+1%)	8mo	$285,000	$217	76
5670 Azalea Cir	0.26mi	3/2.0	1,256 (-4%)	14mo	$290,000	$231	69
5638 Lupin Ln	0.25mi	3/2.0	1,144 (-12%)	1mo	$379,000	$331	65
5600 Daisy Cir	0.64mi	3/2.0	1,324 (+2%)	9mo	$332,000	$251	58
5983 Sly Park Rd	0.42mi	2/1.0 (-1)	1,200 (-8%)	4mo	$185,000	$154	58
6134 Evergreen Trl	0.74mi	3/1.5	1,278 (-2%)	7mo	$495,000	$387	56
5520 Begonia Dr	0.74mi	3/2.0	1,350 (+4%)	2mo	$365,000	$270	55
5140 Cedarwood Ln	0.64mi	3/1.5	1,440 (+11%)	3mo	$425,000	$295	50
5555 Poppy Rd	0.53mi	3/2.0	1,492 (+15%)	10mo	$400,000	$268	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 1.0%
• Equity multiple: 1.04×
• Total profit: $2,330
• Equity at exit: $33,287

10-year hold

• IRR: 10.6%
• Equity multiple: 1.82×
• Total profit: $51,331
• Equity at exit: $19,303

Cash invested: $62,510 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 95726

• Active inventory: 154
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $2,436 medium
• Mortgage (P&I): −$1,171
• Tax from tax record: −$54 /mo · $653/yr
• Insurance: −$93
• HOA: −$0
• Vacancy / Maint / Mgmt: −$512
• Net cashflow: $606

Break-even live

Break-even rent $1,669

Max offer price $223,250

Occupancy floor 70%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $55,812
• Closing costs: $6,698
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5461 Begonia Dr Pollock Pines, CA	3.0	2.0	1687	$2,800	$1.66	1d	1	0.84mi
6194 Speckled Rd Pollock Pines, CA	2.0	2.0	918	$1,795	$1.96	1d	1	1.35mi

Listing history 20 events

1. 2026-06-18
   days on market $223,250 Active 96 DOM
2. 2026-06-17
   days on market $223,250 Active 95 DOM
3. 2026-06-16
   days on market $223,250 Active 94 DOM
4. 2026-06-15
   days on market $223,250 Active 93 DOM
5. 2026-06-13
   days on market $223,250 Active 91 DOM
6. 2026-06-13
   days on market $223,250 Active 90 DOM
7. 2026-06-09
   days on market $223,250 Active 87 DOM
8. 2026-06-08
   days on market $223,250 Active 86 DOM
9. 2026-06-07
   days on market $223,250 Active 85 DOM
10. 2026-06-03
    days on market $223,250 Active 83 DOM
11. 2026-06-02
    days on market $223,250 Active 82 DOM
12. 2026-06-01
    days on market $223,250 Active 81 DOM
13. 2026-05-31
    days on market $223,250 Active 80 DOM
14. 2026-05-06
    price $229,500
15. 2026-04-18
    price $242,250
16. 2026-04-06
    status Active
17. 2026-04-01
    historical Active Pending
18. 2026-03-06
    listed $255,000 Active

    Show marketing remark (1278 chars)

    Foreclosure property Near Sly Park Recreation Area - Half Acre Opportunity- with 2 garages to store boat in one and workshop in another. Opportunity awaits with this 3-bedroom home on over half an acre in the peaceful woods of Pollock Pines. Nestled on a quiet cul-de-sac, this property offers strong upside for investors, flippers, or buyers looking to renovate and build equity. The home features approximately 1,300 sq ft of living space, a functional floor plan, and a large detached garage and workshop area , providing a great foundation for a full cosmetic update or value-add renovation. The spacious lot offers privacy, towering pines, and room for outdoor improvements. Located just minutes from the Sly Park Recreation Area and Jenkinson Lake, the property offers quick access to boating, hiking, camping, fishing, and year-round outdoor recreation. Its proximity to Highway 50 also provides convenient access to Placerville, Apple Hill, and South Lake Tahoe. With strong demand for mountain getaways and updated homes in the area, this property presents excellent potential as a fix-and-flip, rental, or weekend retreat renovation project. Bring your vision and unlock the potential of this Pollock Pines property. Property will work best for cash or renovation loan

19. 2026-03-06
    listed $229,500 Active 1278-char remark

    Show marketing remark (1278 chars)

    Foreclosure property Near Sly Park Recreation Area - Half Acre Opportunity- with 2 garages to store boat in one and workshop in another. Opportunity awaits with this 3-bedroom home on over half an acre in the peaceful woods of Pollock Pines. Nestled on a quiet cul-de-sac, this property offers strong upside for investors, flippers, or buyers looking to renovate and build equity. The home features approximately 1,300 sq ft of living space, a functional floor plan, and a large detached garage and workshop area , providing a great foundation for a full cosmetic update or value-add renovation. The spacious lot offers privacy, towering pines, and room for outdoor improvements. Located just minutes from the Sly Park Recreation Area and Jenkinson Lake, the property offers quick access to boating, hiking, camping, fishing, and year-round outdoor recreation. Its proximity to Highway 50 also provides convenient access to Placerville, Apple Hill, and South Lake Tahoe. With strong demand for mountain getaways and updated homes in the area, this property presents excellent potential as a fix-and-flip, rental, or weekend retreat renovation project. Bring your vision and unlock the potential of this Pollock Pines property. Property will work best for cash or renovation loan

20. 1995-08-17
    soldstatus $115,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $653 · $54/mo
• Projected year-2 tax: $1,697 · $141/mo
• Expected delta: +$1,044/yr (+$87/mo · 160.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 4/10 Moderate 7 d/yr ≥98°F today · 14 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 10/10 Extreme 26 unhealthy d/yr today · 31 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,230
• − Mortgage interest: −$12,505
• − Property taxes: −$653
• − Insurance: −$1,116
• − Repairs & maintenance: −$2,338
• − Management: −$2,338
• − Depreciation: −$6,495
• Taxable income: $3,785
• Est. tax owed @ 24.0%: −$908
• After-tax cash flow: $6,366/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pollock Pines Elementary
• NCES district ID: 0631290
• Math proficiency: 30% ▼ -9.00%
• Reading proficiency: 38% ▼ -10.00%
• Median HH income: $56,474
• Composite: 30.11/100
• National rank: #6334
• State rank: #277 of 517 in CA

Livability — Pollock Pines

• Score: 55/100
• State rank: #864
• US rank: #23561

Category grades

Amenities F Commute F Cost of living F Crime D Employment B- Housing A- Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 8,229

Population outlook (El Dorado County) Hauer SSP2

• Today (2025): 191,666 people
• By 2030: 193,662 · +1.0%
• By 2040: 192,583 · +0.5%
• By 2050: 185,904 · -3.0%
• By 2075: 169,543 · -11.5%
• By 2100: 139,623 · -27.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Hispanic / Latino 10% Two or more races 7% Asian 2% Black 1%
• Hispanic origin (detail): Mexican 8%
• Common ancestry: Slovak 4% Romanian 3% Italian 3%
• Foreign-born: 5% · Canada, South Korea
• Languages at home: 94% English-only · Spanish 3% Tagalog/Filipino 1%

Political lean MEDSL · El Dorado

• 2024 margin: R (+12.0) · D 42.6% · R 54.6% · Other 2.8%
• 2008→2024 swing: -1.5pp toward R · 2008: -10.5pp · 2024: -12.0pp
• All cycles: 2024: R+12.0 2020: R+8.8 2016: R+13.9 2012: R+18.2 2008: R+10.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -187.87%
• Current HPI: 253.8307
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+99.6% since first listed

7 events — show timeline

• 2026-05-06 Price Changed $229,500 STARMLS
• 2026-04-18 Price Changed $242,250 STARMLS
• 2026-04-06 Relisted — STARMLS
• 2026-04-01 Contingent — STARMLS
• 2026-03-06 Listed $229,500 NNRMLS
• 2026-03-06 Listed $255,000 STARMLS
• 1995-08-17 Sold (Public Records) $115,000 Public Records

Property tax history

+2.2%/yr

Latest (2025): $653 · +4.3% YoY. Source: county tax records.