159 Azalea Aly · Castroville, TX
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.5/30.0
- ARV discount +10.9/15.0
- Schools +4.4/10.0
- Livability +3.7/5.0
- 1% rule +3.5/10.0
- DSCR +3.4/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$549,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
From the moment you step into the Wilson floor plan, you will feel right at home. The stunning chef-ready kitchen provides the perfect space for creating your favorite meals and inviting friends over for dinner. Expansive and inviting, the living room features large glass sliding doors, overlooking the covered back patio. A flex room allows you the space for a home office, library, or formal dining room. An upstairs game room provides an additional living space, convenient to the upstairs bedrooms. The lifestyle you've been dreaming of can be found in the Wilson at Potranco West!
Key facts
- Covered back patio
- Flex room
- Game room
Tags
Property features AI
Finance
- Other: Possession at closing/funding
- Financial info: Down payment assistance not indicated
- HOA & community: Mandatory HOA; HOA fee $168 annually; Association transfer fee applies
Exterior
- Parking: 2-car garage
- Utilities: Gas service: CPS Energy; Electricity: Medina Elect; Water: Yancey Water; Sewer: Forest Glen; Garbage service: Tiger Sanita; Water and sewer system connections
- Home design: New construction by Terrata Homes; Builder plans used for square footage; Subdivision: POTRANCO WEST
- Construction: Slab foundation; Composition roof
- Exterior features: Brick, 3-sided masonry, stone/rock, and siding exterior; Controlled access neighborhood
Interior
- Kitchen: Microwave; Stove/Range; Refrigerator; Dishwasher; Garbage disposal; Ice maker connection
- Bedrooms: Master bedroom with walk-in closet, ceiling fan, and full bath (18 x 16); Bedroom 2 (12 x 15); Bedroom 3 (13 x 11); Bedroom 4 (12 x 11)
- Flooring: Carpeting; Other (see remarks)
- Bathrooms: Total: 4 bathrooms (3 full, 1 half); Master bath with separate tub and shower (12 x 10)
- Heating & cooling: Central heating; Electric and natural gas heating; Central air conditioning
- Interior features: Ceiling fans; Washer and dryer connections; Microwave; Stove/Range; Refrigerator; Disposal; Dishwasher; Ice maker connection; Smoke alarm; Gas water heater; Garage door opener; In-wall pest control; Private garbage service; One living area; Separate dining room; Utility room inside; High ceilings; Cable TV available; High-speed internet; Walk-in closets; Attic with radiant barrier decking; All window coverings remain
- Laundry & utility: Washer connection; Dryer connection; Utility room (9 x 6) inside the home
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.5-bath other listed at $550k.
Deal economics
- At list price, monthly cash flow is $-183 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $518k (5.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $468k (14.8% below list).
- Recommended offer: $468k (14.8% below list) — sets the bar for 1% rule.
- Cap rate 5.9% vs local median 2.9% in Castroville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#212 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: health & safety D+, amenities F, commute F.
- Medina Valley ISD (rural): math 48% / reading 53% proficiency, ranked #148 of 826 in TX (top 18%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Castroville El (math 59% / reading 62%, grade B-, #385 of 4,322 statewide, top 9%, 644 students, 55% FRL); Medina Valley Middle (math 47% / reading 49%, grade C-, #400 of 1,662 statewide, top 24%, 1,029 students, 62% FRL); Medina Valley H S (math 34% / reading 55%, grade F, #652 of 1,632 statewide, top 43%, 2,147 students, 51% FRL).
- Market conditions: 440 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 102 units permitted in Medina County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
- Medina County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 51 days — a 3% lower offer ($533k) is reasonable based on typical stale-listing flexibility.
- 24 sale attempts since 2y ago; this cycle's ask has dropped $30k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 51 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.85% ✗
- Cap rate
- 5.89%
- Cash-on-cash
- -1.43%
- DSCR
- 0.94
- GRM
- 9.8
CMA / ARV
- ARV (median comp)
- $595,460
- List price
- $549,900
- Delta
- -7.65%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -18.6%
- Equity multiple
- 0.35×
- Total profit
- $-100,643
- Equity at exit
- $81,992
- IRR
- -11.0%
- Equity multiple
- 0.34×
- Total profit
- $-102,155
- Equity at exit
- $47,545
Cash invested: $153,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78009
- Home prices YoY
- -21.1%
- Active inventory
- 440
- Price-to-rent
- 9.8×
Monthly cashflow live
- Estimated rent
- $4,684 medium interval (Pro) →
- Mortgage (P&I)
- −$2,884
- Tax from tax record
- −$757 /mo · $9,081/yr
- Insurance
- −$229
- HOA
- −$14
- Vacancy / Maint / Mgmt
- −$984
- Net cashflow
- $-183
Break-even live
Sensitivity live
| Price | -10% $128 | -5% $-27 | +0% $-183 | +5% $-339 | +10% $-494 |
|---|---|---|---|---|---|
| Rent | -10% $-553 | -5% $-368 | +0% $-183 | +5% $2 | +10% $187 |
| Rate | -1.0pp $94 | -0.5pp $-43 | base $-183 | +0.5pp $-326 | +1.0pp $-470 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $137,475
- Closing costs
- $16,497
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 270 Lilly Blf Castroville, TX | 4.0 | 3.0 | 2958 | $3,600 | $1.22 | 45d | 1 | 0.43mi |
| 268 Englewood Ln Castroville, TX | 5.0 | 4.5 | 4022 | $7,200 | $1.79 | 6d | 1 | 0.81mi |
HOA detail
- Monthly dues
- $14 · $168/yr
Listing history 50 events
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2026-06-21days on market $549,900 Active 51 DOM
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2026-06-18days on market $549,900 Active 48 DOM
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2026-06-17days on market $549,900 Active 47 DOM
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2026-06-16days on market $549,900 Active 46 DOM
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2026-06-15days on market $549,900 Active 45 DOM
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2026-06-13days on market $549,900 Active 43 DOM
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2026-06-09days on market $549,900 Active 39 DOM
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2026-06-08days on market $549,900 Active 38 DOM
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2026-06-07days on market $549,900 Active 37 DOM
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2026-06-04days on market $549,900 Active 34 DOM
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2026-06-03days on market $549,900 Active 33 DOM
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2026-06-02days on market $549,900 Active 32 DOM
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2026-06-01days on market $549,900 Active 31 DOM
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2026-05-31days on market $549,900 Active 30 DOM
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2026-05-06price $549,900 857-char remark
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2026-05-01$579,900 New 857-char remark
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2026-04-15historical
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2026-04-10status Back on Market
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2026-04-08historical
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2026-03-02$579,900 New
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2026-02-25historical
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2026-01-28historical
Show marketing remark (586 chars)
From the moment you step into the Wilson floor plan, you will feel right at home. The stunning chef-ready kitchen provides the perfect space for creating your favorite meals and inviting friends over for dinner. Expansive and inviting, the living room features large glass sliding doors, overlooking the covered back patio. A flex room allows you the space for a home office, library, or formal dining room. An upstairs game room provides an additional living space, convenient to the upstairs bedrooms. The lifestyle you've been dreaming of can be found in the Wilson at Potranco West!
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2026-01-26$539,900 New
-
2025-12-10historical
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2025-12-08$539,900 New
Show marketing remark (586 chars)
From the moment you step into the Wilson floor plan, you will feel right at home. The stunning chef-ready kitchen provides the perfect space for creating your favorite meals and inviting friends over for dinner. Expansive and inviting, the living room features large glass sliding doors, overlooking the covered back patio. A flex room allows you the space for a home office, library, or formal dining room. An upstairs game room provides an additional living space, convenient to the upstairs bedrooms. The lifestyle you've been dreaming of can be found in the Wilson at Potranco West!
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2025-12-05price $539,900
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2025-11-05historical
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2025-11-03$579,900 New
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2025-10-31status Back on Market
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2025-10-29historical
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2025-10-01historical
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2025-09-29$579,900 New
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2025-09-22price $572,900
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2025-09-13price $582,900
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2025-09-03historical
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2025-09-01$592,900 New
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2025-07-28$592,900 New
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2025-07-23historical
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2025-07-04price $592,900
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2025-06-18historical
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2025-06-16$585,900 New
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2025-05-21historical
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2025-05-19$585,900 New
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2025-04-16historical
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2025-04-14$585,900 New
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2025-03-19historical
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2025-03-17$585,900 New
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2025-02-19historical
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2025-02-17$585,900 New
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2025-01-22historical
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $9,081 · $757/mo
- Projected year-2 tax
- $10,063 · $839/mo
- Expected delta
- +$983/yr (+$82/mo · 10.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $56,211
- − Mortgage interest
- −$30,803
- − Property taxes
- −$9,081
- − Insurance
- −$2,750
- − Repairs & maintenance
- −$4,497
- − Management
- −$4,497
- − HOA
- −$168
- − Depreciation
- −$15,997
- Taxable loss
- −$11,581
- Est. tax savings @ 24.0%
- +$2,779
- After-tax cash flow
- $583/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Medina Valley ISD
- NCES district ID
- 4830060
- Math proficiency
- 48% ▼ -9.00%
- Reading proficiency
- 53% ▼ -2.00%
- Median HH income
- $60,596
- Composite
- 44.2/100
- National rank
- #2851
- State rank
- #148 of 826 in TX
Livability — Castroville
- Score
- 73/100
- State rank
- #212
- US rank
- #5267
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 9,494
Population outlook (Medina County) Hauer SSP2
- Today (2025)
- 54,332 people
- By 2030
- 57,250 · +5.4%
- By 2040
- 62,563 · +15.1%
- By 2050
- 67,386 · +24.0%
- By 2075
- 79,538 · +46.4%
- By 2100
- 84,624 · +55.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- Hispanic / Latino 52% White 37% Two or more races 29% Black 4% Asian 3% Native American 1%
- Hispanic origin (detail)
- Mexican 41% Puerto Rican 3%
- Common ancestry
- Albanian 6% Lithuanian 5% Slovak 2%
- Foreign-born
- 9% · Canada
- Languages at home
- 74% English-only · Spanish 24% Other Indo-European 1%
Political lean MEDSL · Medina
- 2024 margin
- Solid R (+42.8) · D 28.2% · R 71.0%
- 2008→2024 swing
- -8.9pp toward R · 2008: -33.9pp · 2024: -42.8pp
- All cycles
- 2024: R+42.8 2020: R+39.2 2016: R+43.2 2012: R+39.2 2008: R+33.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -56.81%
- Current HPI
- 212.1813
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-8.3% since first listed60 events — show timeline
- 2026-05-19 Price Changed $549,900 LERA
- 2026-05-19 Relisted — LERA
- 2026-05-06 Price Changed $549,900 LERA
- 2026-05-01 Listed $579,900 LERA
- 2026-04-15 Listing Removed — LERA
- 2026-04-10 Relisted — LERA
- 2026-04-08 Listing Removed — LERA
- 2026-03-02 Listed $579,900 LERA
- 2026-02-25 Listing Removed — LERA
- 2026-01-28 Listing Removed — LERA
- 2026-01-26 Listed $539,900 LERA
- 2025-12-10 Listing Removed — LERA
- 2025-12-08 Listed $539,900 LERA
- 2025-12-05 Price Changed $539,900 LERA
- 2025-11-05 Listing Removed — LERA
- 2025-11-03 Listed $579,900 LERA
- 2025-10-31 Relisted — LERA
- 2025-10-29 Listing Removed — LERA
- 2025-10-01 Listing Removed — LERA
- 2025-09-29 Listed $579,900 LERA
- 2025-09-22 Price Changed $572,900 LERA
- 2025-09-13 Price Changed $582,900 LERA
- 2025-09-03 Listing Removed — LERA
- 2025-09-01 Listed $592,900 LERA
- 2025-07-28 Listed $592,900 LERA
- 2025-07-23 Listing Removed — LERA
- 2025-07-04 Price Changed $592,900 LERA
- 2025-06-18 Listing Removed — LERA
- 2025-06-16 Listed $585,900 LERA
- 2025-05-21 Listing Removed — LERA
- 2025-05-19 Listed $585,900 LERA
- 2025-04-16 Listing Removed — LERA
- 2025-04-14 Listed $585,900 LERA
- 2025-03-19 Listing Removed — LERA
- 2025-03-17 Listed $585,900 LERA
- 2025-02-19 Listing Removed — LERA
- 2025-02-17 Listed $585,900 LERA
- 2025-01-22 Listing Removed — LERA
- 2025-01-20 Listed $585,900 LERA
- 2025-01-04 Price Changed $585,900 LERA
- 2024-12-18 Listing Removed — LERA
- 2024-12-16 Listed $579,900 LERA
- 2024-11-20 Listing Removed — LERA
- 2024-11-18 Listed $579,900 LERA
- 2024-10-16 Listing Removed — LERA
- 2024-10-14 Listed $579,900 LERA
- 2024-10-04 Price Changed $581,900 LERA
- 2024-09-11 Listing Removed — LERA
- 2024-09-09 Listed $576,900 LERA
- 2024-08-30 Price Changed $576,900 LERA
- 2024-08-12 Listed $593,900 LERA
- 2024-08-07 Listing Removed — LERA
- 2024-07-26 Price Changed $593,900 LERA
- 2024-06-26 Listing Removed — LERA
- 2024-06-24 Listed $603,900 LERA
- 2024-06-07 Price Changed $603,900 LERA
- 2024-05-13 Listed $599,900 LERA
- 2024-05-08 Listing Removed — LERA
- 2024-04-19 Price Changed $599,900 LERA
- 2024-04-03 Listing Removed — LERA
Property tax history
+350.9%/yrLatest (2025): $9,081 · +3.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…