🌊 Lakefront
14848 Gold Lace Cactus · San Antonio, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- A
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $1,009 – $1,996
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 109°F)
- 3 days/yr
- Hot days in 30 yrs
- 9 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +12.7/30.0
- Appreciation +6.0/10.0
- Livability +4.0/5.0
- Condition / age +4.0/5.0
- DSCR +3.8/10.0
- 1% rule +3.7/10.0
- Schools +2.0/10.0
- Rent growth +0.7/5.0
$192,000
14848 Gold Lace Cactus · San Antonio, TX 78221
3 bd · 2.0 ba · 1,206 sqft · SingleFamily
· 206 Days on market
Built 2026
2,831 sqft lot
$159/sqft
· 33% below area
Est $286k · 33% under · waterfront
$15/mo HOA · 1% of rent
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Introducing The Ranger, a charming two-story floor plan located in the Sonora community in San Antonio, TX. This spacious home offers 1206 square feet of living space, featuring 3 bedrooms and 2 bathrooms, perfect for families or those seeking room to grow. Instead of a traditional garage, The Ranger offers a convenient driveway, adding ease of access and extra parking space. The exterior is available in two elevation options, both showcasing durable and attractive James Hardie siding for long-lasting curb appeal. As you approach the home, a welcoming patio greets you, providing a cozy spot to relax or enjoy the outdoors.
Key facts
- 2,831 sq ft lot
- Built 2026
- Listed 206 days
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $192k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-147 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $171k (11.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $167k (12.9% below list).
- Recommended offer: $167k (12.9% below list) — sets the bar for 1% rule.
- Cap rate 6.2% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
- Southside ISD (rural): math 16% / reading 25% proficiency, ranked #771 of 826 in TX (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Julian C Gallardo El (math 13% / reading 22%, grade F, #3,805 of 4,322 statewide, top 89%, 544 students, 87% FRL); Julius L Matthey Middle (math 17% / reading 25%, grade F, #1,387 of 1,662 statewide, top 85%, 604 students, 92% FRL); Southside H S (math 18% / reading 25%, grade F, #1,377 of 1,632 statewide, top 85%, 1,685 students, 85% FRL).
- Market conditions: Rents falling (-7.2%/yr); 591 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
- This rent runs 31% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $5k of equity ($1k loan paydown + $4k appreciation (2.0% local appreciation)).
- Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 7, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 206 days — a 12% lower offer ($169k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $125/mo.
- Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 3→9/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$167,158
(12.9% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 206 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.87% ✗
- Cap rate
- 6.16%
- Cash-on-cash
- -0.48%
- DSCR
- 0.98
- GRM
- 9.6
CMA / ARV
- ARV (median comp)
- $285,719
- List price
- $192,000
- Delta
- -32.80%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 14804 Gold Lace Cactus | 0.00mi | 3/2.0 | 1,206 (0%) | 3mo | $207,699 | $172 | 98 |
| 15003 Pink Quill | 0.00mi | 3/2.0 | 1,206 (0%) | 3mo | $209,260 | $174 | 98 |
| 2009 Giant Cactus | 0.00mi | 3/2.0 | 1,206 (0%) | 4mo | $203,000 | $168 | 97 |
| 14832 Gold Lace Cactus | 0.00mi | 3/2.0 | 1,206 (0%) | 4mo | $202,000 | $167 | 96 |
| 2052 Organ Pipe Cactus | 0.00mi | 3/2.0 | 1,206 (0%) | 14mo | $201,849 | $167 | 88 |
| 2030 Organ Pipe Cactus | 0.00mi | 3/2.0 | 1,206 (0%) | 16mo | $199,999 | $166 | 87 |
| 11910 Kingfisher | 0.71mi | 3/2.0 | 1,192 (-1%) | 5mo | $199,000 | $167 | 61 |
| 11934 Catbird | 0.64mi | 3/2.0 | 1,211 (+0%) | 14mo | $210,000 | $173 | 58 |
| 822 Eight Iron | 0.60mi | 3/2.0 | 1,106 (-8%) | 16mo | $182,900 | $165 | 45 |
| 11231 Five Iron | 0.70mi | 3/2.0 | 1,106 (-8%) | 11mo | $150,000 | $136 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
2.03% appreciation · 0.0% rent growth · sell at horizon
5-year hold
- IRR
- -0.2%
- Equity multiple
- 0.99×
- Total profit
- $-678
- Equity at exit
- $76,026
10-year hold
- IRR
- 2.5%
- Equity multiple
- 1.33×
- Total profit
- $17,635
- Equity at exit
- $109,705
Cash invested: $53,760 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 15 active · 18 under contract
- Months of supply
- 11.2 mo (9%/mo absorbed)
- Median asking
- $207,000 ($157/sqft)
- Median days on market
- 132 d
- This list price
- 7% of active listings are priced below it
- ARV vs active asking
- +50.5% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 78221
- Home prices YoY
- 0.8%
- Rents YoY
- -7.2%
- Active inventory
- 591
- Price-to-rent
- 9.6×
Monthly cashflow live
↻
- Estimated rent
- $1,672 high interval (Pro) →
- Mortgage (P&I)
- −$1,007
- Tax est. 1.5%
- −$240 /mo · $2,880/yr
- Insurance
- −$80
- Flood insurance flood zone
- −$125 /mo · $1,502/yr
- HOA
- −$15
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$351
- Net cashflow
- $-147
Break-even live
Break-even rent
$1,857
Max offer price
$170,797
Occupancy floor
—
Sensitivity live
| Price | -10% $-14 | -5% $-80 | +0% $-147 | +5% $-213 | +10% $-279 |
|---|---|---|---|---|---|
| Rent | -10% $-279 | -5% $-213 | +0% $-147 | +5% $-81 | +10% $-14 |
| Rate | -1.0pp $-50 | -0.5pp $-98 | base $-147 | +0.5pp $-196 | +1.0pp $-247 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $48,000
- Closing costs
- $5,760
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2203 Cielo Rio, Lot 102 San Antonio, TX | 2.0–4.0 | 2.0–2.5 | 1574 | $2,586 | $1.64 | 0d | 34 | 0.02mi |
| 11942 Fuzzy Path San Antonio, TX | 3.0 | 2.0 | 1056 | $1,500 | $1.42 | 69d | 1 | 0.49mi |
| 11963 Sand Wedge Way San Antonio, TX | 3.0 | 3.5 | 1474 | $1,575 | $1.07 | 145d | 1 | 0.56mi |
| 11914 Pewee San Antonio, TX | 3.0 | 2.0 | 1047 | $1,498 | $1.43 | 46d | 1 | 0.56mi |
| 11914 Pewee San Antonio, TX | 3.0 | 2.0 | 1047 | $1,498 | $1.43 | 24d | 1 | 0.56mi |
| 718 Albatross Way San Antonio, TX | 3.0 | 2.0 | 1436 | $1,650 | $1.15 | 153d | 1 | 0.63mi |
| 606 Bean Bnd San Antonio, TX | 3.0 | 2.0 | 1462 | $1,600 | $1.09 | 55d | 1 | 0.64mi |
| 750 Haas Way San Antonio, TX | 3.0 | 2.0 | 1453 | $1,775 | $1.22 | 87d | 1 | 0.71mi |
| 750 Haas Way San Antonio, TX | 3.0 | 2.0 | 1453 | $1,650 | $1.14 | 55d | 1 | 0.71mi |
| 12055 Links Pkwy San Antonio, TX | 3.0 | 2.0 | 1479 | $1,450 | $0.98 | 38d | 1 | 0.73mi |
| 12055 Links Pkwy San Antonio, TX | 3.0 | 2.0 | 1479 | $1,625 | $1.10 | 164d | 1 | 0.73mi |
| 914 Albatross Way San Antonio, TX | 3.0 | 2.0 | 1226 | $1,395 | $1.14 | 10d | 1 | 0.74mi |
| 12030 Picard Bnd San Antonio, TX | 3.0 | 2.0 | 1450 | $1,395 | $0.96 | 10d | 1 | 0.79mi |
| 12038 Picard Bnd San Antonio, TX | 3.0 | 2.0 | 1450 | $1,750 | $1.21 | 10d | 1 | 0.80mi |
| 13415 Turnesa Ter San Antonio, TX | 3.0 | 2.0 | 1226 | $1,395 | $1.14 | 10d | 1 | 0.91mi |
| 13354 Furyk Dr San Antonio, TX | 3.0 | 2.0 | 1125 | $1,290 | $1.15 | 10d | 1 | 0.96mi |
| 1003 Beck Ter San Antonio, TX | 3.0 | 2.0 | 1213 | $1,450 | $1.20 | 10d | 1 | 0.99mi |
| 13527 Turnesa Ter San Antonio, TX | 3.0 | 2.0 | 1271 | $1,528 | $1.20 | 69d | 1 | 1.02mi |
| 13422 Furyk Dr San Antonio, TX | 3.0 | 2.0 | 1354 | $1,495 | $1.10 | 69d | 1 | 1.02mi |
| 13422 Furyk Dr San Antonio, TX | 3.0 | 2.0 | 1354 | $1,495 | $1.10 | 46d | 1 | 1.02mi |
| 907 Stricker Path San Antonio, TX | 3.0 | 2.0 | 1129 | $1,450 | $1.28 | 115d | 1 | 1.02mi |
| 13106 Levi Ter San Antonio, TX | 3.0 | 2.0 | 1450 | $1,395 | $0.96 | 55d | 1 | 1.03mi |
| 13106 Levi Ter San Antonio, TX | 3.0 | 2.0 | 1450 | $1,395 | $0.96 | 24d | 1 | 1.03mi |
| 13222 Dutra Rd San Antonio, TX | 3.0 | 2.0 | 1266 | $1,595 | $1.26 | 164d | 1 | 1.03mi |
| 1019 Snedeker Dr San Antonio, TX | 3.0 | 2.0 | 1200 | $1,449 | $1.21 | 164d | 1 | 1.06mi |
| 1343 Art Wall Way San Antonio, TX | 3.0 | 2.0 | 1440 | $1,395 | $0.97 | 184d | 1 | 1.09mi |
| 1019 Magrum Way San Antonio, TX | 3.0 | 2.0 | 1300 | $1,395 | $1.07 | 101d | 1 | 1.10mi |
| 12502 Nine Iron Way San Antonio, TX | 2.0 | 2.0 | 998 | $1,120 | $1.12 | 10d | 1 | 1.13mi |
| 1115 Janzen Rd San Antonio, TX | 3.0 | 2.0 | 1300 | $1,595 | $1.23 | 184d | 1 | 1.14mi |
| 12942 Clubhouse Blvd San Antonio, TX | 2.0 | 2.0 | 919 | $1,144 | $1.24 | 10d | 1 | 1.14mi |
| 1119 Jordan Xing San Antonio, TX | 3.0 | 2.0 | 1276 | $1,795 | $1.41 | 184d | 1 | 1.15mi |
| 1119 Jordan Xing San Antonio, TX | 3.0 | 2.0 | 1276 | $1,795 | $1.41 | 3d | 1 | 1.15mi |
| 1038 Janzen Rd San Antonio, TX | 3.0 | 2.0 | 1125 | $1,375 | $1.22 | 69d | 1 | 1.16mi |
| 1143 Janzen Rd San Antonio, TX | 3.0 | 2.0 | 1300 | $1,375 | $1.06 | 3d | 1 | 1.17mi |
| 13502 Sneed Ter San Antonio, TX | 3.0 | 2.0 | 1300 | $1,495 | $1.15 | 10d | 1 | 1.18mi |
| 1327 Mission Grande Unit 710 San Antonio, TX | 2.0 | 2.0 | 945 | $1,073 | $1.14 | 115d | 1 | 1.18mi |
| 12910 Clubhouse Blvd San Antonio, TX | 1.0–3.0 | 1.0–2.0 | 1014 | $1,425 | $1.41 | 3d | 20 | 1.19mi |
| 1359 Mission Grande San Antonio, TX | 2.0 | 2.0 | 945 | $1,189 | $1.26 | 10d | 1 | 1.22mi |
| 13115 Ashworth Blvd San Antonio, TX | 3.0 | 2.0 | 1440 | $1,390 | $0.97 | 25d | 1 | 1.28mi |
| 13502 Pelican Xing Unit Labs San Antonio, TX | 3.0 | 2.0 | 1450 | $1,560 | $1.08 | 5d | 1 | 1.33mi |
Property features AI
Finance
- Financial info
- Down payment assistance resource available
- HOA & community
- Mandatory HOA with $180 annual feeAssociation transfer fee of $200
Exterior
- Parking
- Details not provided
- Utilities
- City water and sewer (SAWS)Gas supplied by CPSElectricity supplied by CPSLow-flow commode (water-saving feature)
- Home design
- Single-family home (new construction by D.R. Horton)Siding and cement fiber exteriorSlab foundationComposition roof
- Construction
- New constructionBuilt by D.R. Horton
- Exterior features
- Covered patioPrivacy fenceSprinkler systemDouble-pane windowsStreet paved with curbs and streetlights
Interior
- Kitchen
- Kitchen (9 x 9)Stove/RangeMicrowaveDishwasherDisposalIce maker connection
- Bedrooms
- Master bedroom (12 x 10) with walk-in closet and full bathBedroom 2 (10 x 9)Bedroom 3 (10 x 10)All bedrooms are on the upper level
- Flooring
- CarpetingVinyl flooring
- Bathrooms
- Two full bathroomsMaster bath with shower only and single vanity (8 x 6)
- Heating & cooling
- Central heating (electric)Central air conditioning
- Interior features
- Open floor plan with one living area and separate dining roomUtility room insideAttic with pull-down stairsCable TV availableSmoke alarmSolid countertops
- Laundry & utility
- Washer and dryer connectionsLaundry room on main levelUtility room (5 x 6)Electric water heater
Listing history 50 events
-
2026-11-02days on market $192,000 Active 206 DOM
-
2026-11-01days on market $192,000 Active 205 DOM
-
2026-10-31days on market $192,000 Active 204 DOM
-
2026-10-30days on market $192,000 Active 203 DOM
-
2026-10-29days on market $192,000 Active 202 DOM
-
2026-10-28days on market $192,000 Active 201 DOM
-
2026-10-27days on market $192,000 Active 200 DOM
-
2026-10-26days on market $192,000 Active 199 DOM
-
2026-10-26days on market $192,000 Active 198 DOM
-
2026-10-24days on market $192,000 Active 197 DOM
-
2026-10-23days on market $192,000 Active 196 DOM
-
2026-10-22days on market $192,000 Active 195 DOM
-
2026-10-21days on market $192,000 Active 194 DOM
-
2026-10-20days on market $192,000 Active 193 DOM
-
2026-10-19days on market $192,000 Active 192 DOM
-
2026-10-18days on market $192,000 Active 191 DOM
-
2026-10-17days on market $192,000 Active 190 DOM
-
2026-10-16days on market $192,000 Active 189 DOM
-
2026-10-15days on market $192,000 Active 188 DOM
-
2026-10-14days on market $192,000 Active 187 DOM
-
2026-10-13days on market $192,000 Active 186 DOM
-
2026-10-12days on market $192,000 Active 185 DOM
-
2026-10-11days on market $192,000 Active 184 DOM
-
2026-10-10days on market $192,000 Active 183 DOM
-
2026-10-09days on market $192,000 Active 182 DOM
-
2026-10-08days on market $192,000 Active 181 DOM
-
2026-10-07days on market $192,000 Active 180 DOM
-
2026-10-06days on market $192,000 Active 179 DOM
-
2026-10-05days on market $192,000 Active 178 DOM
-
2026-10-04days on market $192,000 Active 177 DOM
-
2026-10-04days on market $192,000 Active 176 DOM
-
2026-10-02days on market $192,000 Active 175 DOM
-
2026-10-01days on market $192,000 Active 174 DOM
-
2026-09-30days on market $192,000 Active 173 DOM
-
2026-09-29days on market $192,000 Active 172 DOM
-
2026-09-28days on market $192,000 Active 171 DOM
-
2026-09-27days on market $192,000 Active 170 DOM
-
2026-09-25days on market $192,000 Active 168 DOM
-
2026-09-24days on market $192,000 Active 167 DOM
-
2026-09-23days on market $192,000 Active 166 DOM
-
2026-09-22days on market $192,000 Active 165 DOM
-
2026-09-21days on market $192,000 Active 164 DOM
-
2026-09-20days on market $192,000 Active 163 DOM
-
2026-09-19days on market $192,000 Active 162 DOM
-
2026-09-18days on market $192,000 Active 161 DOM
-
2026-09-17days on market $192,000 Active 160 DOM
-
2026-09-16days on market $192,000 Active 159 DOM
-
2026-09-15days on market $192,000 Active 158 DOM
-
2026-09-14days on market $192,000 Active 157 DOM
-
2026-09-13days on market $192,000 Active 156 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone A · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 3 d/yr ≥109°F today · 9 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,059
- − Mortgage interest
- −$10,755
- − Property taxes
- −$2,880
- − Insurance
- −$2,462
- − Repairs & maintenance
- −$1,605
- − Management
- −$1,605
- − HOA
- −$180
- − Depreciation
- −$5,585
- Taxable loss
- −$5,013
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$1,203
- After-tax cash flow
- $-555/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 3 photos
80/100
Cosmetic rehab
Est. rehab $6,030–$18,090 screening
The home is in good condition with a well-maintained exterior and landscaping. A fresh coat of paint and some trimming would significantly enhance its curb appeal and value.
Value-add opportunities
- Both Paint exterior — Enhances curb appeal and value ↑
- Both Trim bushes — Improves landscaping and enhances curb appeal ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 20/100
Zoned Schools
Elementary
Julian C Gallardo El
F
TX #3,805/4,322
Nat'l #34,936/41,679
Middle
Julius L Matthey Middle
F
TX #1,387/1,662
Nat'l #11,464/14,009
High
Southside H S
F
TX #1,377/1,632
Nat'l #13,899/17,239
Schools (NCES district)
- District
- Southside ISD
- NCES district ID
- 4840920
- Math proficiency
- 16% ▼ -15.00%
- Reading proficiency
- 25% ▼ -2.00%
- Median HH income
- $43,526
- Composite
- 17.68/100
- National rank
- #9027
- State rank
- #771 of 826 in TX
A
Composite livability gradescore 80/100
Livability — San Antonio
- Score
- 80/100
- State rank
- #31
- US rank
- #1616
Category grades
Amenities A+
Commute A+
Cost of living A+
Crime F
Employment C
Housing A+
Health & safety A+
User ratings D
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- San Antonio, TX
- County
- Bexar County · 2,336,851 people
- City population
- 1,806,925
- Metro
- San Antonio-New Braunfels, TX
- Population (ZIP)
- 42,178
- Household income
- $63,811
- Rent vs Own
- Severe rent burden
- 10% of renters
Population outlook (Bexar County) Hauer SSP2
- Today (2025)
- 2,336,851 people
- By 2030
- 2,560,728 · +9.6%
- By 2040
- 3,020,569 · +29.3%
- By 2050
- 3,493,522 · +49.5%
- By 2075
- 4,668,459 · +99.8%
- By 2100
- 5,533,242 · +136.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (89%)
- Race & ethnicity
- Hispanic / Latino 89% Two or more races 28% White 9% Native American 2%
- Hispanic origin (detail)
- Mexican 74%
- Languages at home
- 45% English-only · Spanish 54%
Political lean MEDSL · Bexar
- 2024 margin
- Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
- 2008→2024 swing
- +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
- All cycles
- 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 2.03%
- Current HPI
- 251.1635
- Rent YoY
- ▼ -7.21%
- Metro
- San Antonio-New Braunfels, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-0.5% since first listed3 events — show timeline
- 2026-07-03 Price Changed $200,999 LERA
- 2026-06-04 Price Changed $200,000 LERA
- 2026-04-10 Listed $202,000 LERA
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…