1872 SE Colony Way · Jupiter, FL 33478

$1,025,000

3 bd · 3.0 ba · 3,230 sqft · SingleFamily public records · 204 Days on market

Built 1982 Good condition 1.08 ac lot $317/sqft · 32% below area Est $1.513M · 32% under $262/mo HOA · 1% of rent

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +4.8/10.0
• Condition / age +3.8/5.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 1872 SE Colony Way, the original model home of prestigious Ranch Colony and a rare opportunity to own a piece of the community’s history. Perfectly positioned on the 10th hole of the exclusive Dye Preserve Golf Club, this exceptional residence offers privacy, elegance, and breathtaking golf course views in one of Martin County’s most sought-after gated enclaves. Designed with entertaining and family gatherings in mind, this home features expansive living spaces, seamless indoor-outdoor flow, and a layout that invites connection. Whether hosting holiday celebrations, sunset dinners overlooking the fairway, or relaxed weekends with family and friends, every space was thoughtfully crafted to accommodate both intimate moments and grand occasions. As the original model home, the property showcases timeless design elements and an intentional floor plan that maximizes both functionality and ambiance. Large windows frame serene golf vistas, filling the home with natural light and creating a warm, welcoming atmosphere throughout. Located within Ranch Colony, a private, guard-gated community known for its estate-sized homes and championship golf, residents enjoy tranquility while remaining conveniently close to Jupiter, Stuart, beaches, dining, and major highways. This is more than a home; it is a legacy property built for gathering, entertaining, and creating lasting memories.

Key facts

• Indoor-outdoor flow
• Estate-sized homes
• Golf course views

Tags

• DYE PRESERVE GOLF CLUB
• GOLF COURSE VIEWS
• INDOOR-OUTDOOR FLOW
• TIMELESS DESIGN ELEMENTS
• GUARD-GATED COMMUNITY
• ESTATE-SIZED HOMES

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath single-family listed at $1.02M. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $9k ($105k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($19k rent vs $1.02M).
• Recommended offer: $902k (12.0% below list) — sets the bar for market timing.
• Cap rate 16.6% vs local median 2.8% in Jupiter — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#415 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
• Martin (suburban): math 52% / reading 53% proficiency, ranked #24 of 73 in FL (top 33%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Crystal Lake Elementary School (math 51% / reading 58%, grade C, #892 of 2,144 statewide, top 44%, 441 students, 38% FRL); Dr. David L. Anderson Middle School (math 51% / reading 46%, grade C-, #274 of 571 statewide, top 50%, 1,035 students, 63% FRL); South Fork High School (math 36% / reading 48%, grade F, #275 of 667 statewide, top 42%, 1,810 students, 51% FRL).
• Market conditions: 164 active listings in the ZIP; 2 comparable units currently listed for rent nearby; high-income renter base; 737 units permitted in Martin County in 2024 (167 in 5+ unit buildings).
• At $19,214/mo this rent would consume 162% of the median local household income ($142k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $7k of loan paydown is wiped out by about $31k of value loss. Plan a longer hold.
• Martin County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $287k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 204 days — a 12% lower offer ($902k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 9y ago; this cycle's ask has dropped $250k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $294k; list at $1.02M implies a 248% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $902,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 204 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.87% ✓
• Cap rate: 16.55%
• Cash-on-cash: 36.64%
• DSCR: 2.63
• GRM: 4.4

CMA / ARV

• ARV (median comp): $1,512,718
• List price: $1,025,000
• Delta: -32.24%
• Verdict: UNDERPRICED
• Comps: 6 within 1.0 mi

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1616 SE Colony Way	0.51mi	4/4.0 (+1)	3,271 (+1%)	10mo	$1,120,000	$342	56
18851 Mack Dairy Rd	0.84mi	4/3.5 (+1)	2,982 (-8%)	6mo	$2,400,000	$805	40
18420 120th Trl N	1.30mi	4/4.0 (+1)	3,156 (-2%)	35mo	$1,100,000	$349	32
1216 SE Colony Way	0.65mi	4/2.5 (+1)	3,735 (+16%)	14mo	$2,912,000	$780	26
19134 SE Old Trail Dr W	1.47mi	4/3.5 (+1)	3,714 (+15%)	29mo	$1,800,000	$485	13
2885 SE Ranch Acres Cir	1.47mi	4/3.5 (+1)	2,700 (-16%)	36mo	$1,700,000	$630	13

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 32.4%
• Equity multiple: 2.37×
• Total profit: $391,852
• Equity at exit: $152,831

10-year hold

• IRR: 39.5%
• Equity multiple: 4.69×
• Total profit: $1,059,329
• Equity at exit: $88,623

Cash invested: $287,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

Active competition Active MLS

• For sale now: 1 active
• Median asking: $1,099,000 ($372/sqft)
• Median days on market: 60 d
• This list price: lowest-priced of the active set
• ARV vs active asking: +26.1% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33478

• Active inventory: 164
• Price-to-rent: 4.4×

Monthly cashflow live

• Estimated rent: $19,214 medium
• Mortgage (P&I): −$5,375
• Tax from tax record: −$352 /mo · $4,228/yr
• Insurance: −$427
• HOA: −$262
• Vacancy / Maint / Mgmt: −$4,035
• Net cashflow: $8,762

Break-even live

Break-even rent $8,122

Max offer price $1,025,000

Occupancy floor 49%

Sensitivity live

Price	-10% $9,342	-5% $9,052	+0% $8,762	+5% $8,472	+10% $8,182
Rent	-10% $7,244	-5% $8,003	+0% $8,762	+5% $9,521	+10% $10,280
Rate	-1.0pp $9,278	-0.5pp $9,023	base $8,762	+0.5pp $8,497	+1.0pp $8,226

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $256,250
• Closing costs: $30,750
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1328 SE Colony Way Jupiter, FL	4.0	3.5	3733	$14,000	$3.75	119d	1	0.59mi
1296 SE Colony Way Jupiter, FL	4.0	5.0	4139	$25,000	$6.04	0d	1	0.59mi

HOA detail $262/mo · $3,144/yr

• Likely covers: security

Listing history 50 events

1. 2026-09-24
   days on market $1,025,000 Active 204 DOM
2. 2026-09-23
   days on market $1,025,000 Active 203 DOM
3. 2026-09-22
   days on market $1,025,000 Active 202 DOM
4. 2026-09-21
   days on market $1,025,000 Active 201 DOM
5. 2026-09-20
   days on market $1,025,000 Active 200 DOM
6. 2026-09-19
   days on market $1,025,000 Active 199 DOM
7. 2026-09-18
   days on market $1,025,000 Active 198 DOM
8. 2026-09-17
   days on market $1,025,000 Active 197 DOM
9. 2026-09-16
   days on market $1,025,000 Active 196 DOM
10. 2026-09-15
    pricedays on market $1,025,000 Active 195 DOM
11. 2026-09-14
    days on market $1,049,000 Active 194 DOM
12. 2026-09-13
    days on market $1,049,000 Active 193 DOM
13. 2026-09-12
    days on market $1,049,000 Active 192 DOM
14. 2026-09-11
    days on market $1,049,000 Active 191 DOM
15. 2026-09-05
    days on market $1,049,000 Active 185 DOM
16. 2026-09-04
    days on market $1,049,000 Active 184 DOM
17. 2026-09-03
    days on market $1,049,000 Active 183 DOM
18. 2026-08-31
    days on market $1,049,000 Active 180 DOM
19. 2026-08-30
    days on market $1,049,000 Active 179 DOM
20. 2026-08-29
    days on market $1,049,000 Active 178 DOM
21. 2026-08-28
    days on market $1,049,000 Active 177 DOM
22. 2026-08-27
    days on market $1,049,000 Active 176 DOM
23. 2026-08-25
    days on market $1,049,000 Active 174 DOM
24. 2026-08-24
    days on market $1,049,000 Active 173 DOM
25. 2026-08-23
    days on market $1,049,000 Active 172 DOM
26. 2026-08-22
    days on market $1,049,000 Active 171 DOM
27. 2026-08-21
    days on market $1,049,000 Active 170 DOM
28. 2026-08-20
    days on market $1,049,000 Active 169 DOM
29. 2026-08-19
    days on market $1,049,000 Active 168 DOM
30. 2026-08-18
    days on market $1,049,000 Active 167 DOM
31. 2026-08-17
    days on market $1,049,000 Active 166 DOM
32. 2026-08-16
    days on market $1,049,000 Active 165 DOM
33. 2026-08-15
    days on market $1,049,000 Active 164 DOM
34. 2026-08-15
    days on market $1,049,000 Active 163 DOM
35. 2026-08-13
    days on market $1,049,000 Active 162 DOM
36. 2026-08-12
    days on market $1,049,000 Active 161 DOM
37. 2026-08-11
    days on market $1,049,000 Active 160 DOM
38. 2026-08-10
    days on market $1,049,000 Active 159 DOM
39. 2026-08-09
    days on market $1,049,000 Active 158 DOM
40. 2026-08-08
    days on market $1,049,000 Active 157 DOM
41. 2026-08-07
    days on market $1,049,000 Active 156 DOM
42. 2026-08-06
    days on market $1,049,000 Active 155 DOM
43. 2026-08-05
    days on market $1,049,000 Active 154 DOM
44. 2026-08-04
    days on market $1,049,000 Active 153 DOM
45. 2026-08-03
    statusdays on market $1,049,000 Active 152 DOM
46. 2026-07-31
    days on market $1,049,000 Active Under Contract 149 DOM
47. 2026-07-29
    days on market $1,049,000 Active Under Contract 147 DOM
48. 2026-07-27
    statusdays on market $1,049,000 Active Under Contract 145 DOM
49. 2026-07-25
    days on market $1,049,000 Active 143 DOM
50. 2026-07-23
    days on market $1,049,000 Active 141 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,228 · $352/mo
• Projected year-2 tax: $8,508 · $709/mo
• Expected delta: +$4,279/yr (+$357/mo · 101.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $230,564
• − Mortgage interest: −$57,416
• − Property taxes: −$4,228
• − Insurance: −$5,125
• − Repairs & maintenance: −$18,445
• − Management: −$18,445
• − HOA: −$3,144
• − Depreciation: −$29,818
• Taxable income: $93,942
• Est. tax owed @ 24.0%: −$22,546
• After-tax cash flow: $82,600/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Good 75/100 Cosmetic rehab Est. rehab $16,150–$48,450 screening

This single-family home in Jupiter, FL, is in good condition with a good roof and exterior. It offers a good investment opportunity with potential for both resale and rental value through cosmetic updates.

Components & finishes AI

Roof metal · good

Value-add opportunities

• Both Paint the exterior stone siding — Enhances curb appeal and can increase both resale and rental value ↑
• Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 48/100

Zoned Schools

Elementary Crystal Lake Elementary School C FL #892/2,144 Nat'l #9,801/41,679 Middle Dr. David L. Anderson Middle School C- FL #274/571 Nat'l #3,846/14,009 High South Fork High School F FL #275/667 Nat'l #7,572/17,239

Schools (NCES district)

• District: Martin
• NCES district ID: 1201290
• Math proficiency: 52% ▼ -14.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $52,482
• Composite: 45.1/100
• National rank: #2690
• State rank: #24 of 73 in FL

B Composite livability gradescore 70/100

Livability — Jupiter

• Score: 70/100
• State rank: #415
• US rank: #7386

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Palm Beach · 172,383 people
• City population: 68,420
• Metro: Miami-Fort Lauderdale-West Palm Beach, FL
• Population (ZIP): 15,205
• Household income: $142,109
• Rent vs Own: 3.4% rent · 96.6% own

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Population outlook (Martin County) Hauer SSP2

• Today (2025): 172,383 people
• By 2030: 180,192 · +4.5%
• By 2040: 194,114 · +12.6%
• By 2050: 204,992 · +18.9%
• By 2075: 229,641 · +33.2%
• By 2100: 232,146 · +34.7%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (80%)
• Race & ethnicity: White 80% Two or more races 14% Hispanic / Latino 8% Asian 3%
• Hispanic origin (detail): Puerto Rican 1% Cuban 1%
• Common ancestry: Slovak 4% Romanian 4% Italian 3%
• Foreign-born: 10% · Canada, China, Vietnam
• Languages at home: 86% English-only · Spanish 5% Other Indo-European 4% Russian/Polish/Slavic 1%

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Political lean MEDSL · Martin

• 2024 margin: Solid R (+31.1) · D 34.1% · R 65.2%
• 2008→2024 swing: -17.5pp toward R · 2008: -13.6pp · 2024: -31.1pp
• All cycles: 2024: R+31.1 2020: R+24.6 2016: R+26.9 2012: R+22.9 2008: R+13.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -306.11%
• Current HPI: 427.5178
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

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Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+348.6% since first listed

12 events — show timeline

• 2026-05-19 Price Changed $1,099,000 MARMLS
• 2026-05-19 Price Changed $1,999,000 MARMLS
• 2026-04-02 Price Changed $1,225,000 MARMLS
• 2026-03-04 Listed $1,275,000 MARMLS
• 2026-02-28 Listing Removed — MARMLS
• 2026-01-22 Price Changed $1,390,000 MARMLS
• 2025-12-20 Listed $1,490,000 MARMLS
• 2017-12-21 Sold (Public Records) $294,500 Public Records
• 2017-12-20 Sold (MLS) $294,500 Beaches MLS
• 2017-11-21 Contingent — Beaches MLS
• 2017-08-21 Listed $399,000 Beaches MLS
• 1984-07-01 Sold (Public Records) $245,000 Public Records

Property tax history

-0.8%/yr

Latest (2025): $4,228 · -0.5% YoY. Source: county tax records.