2354 Candlewood Ln · Sierra View, PA 18610

$249,900

3 bd · 1.5 ba · 984 sqft · SingleFamily public records · 57 Days on market

Built 1980 1.15 ac lot $254/sqft · 56% above area Est $305k · 18% under $18/mo HOA · 1% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +12.7/30.0
• Appreciation +5.2/10.0
• Schools +4.0/10.0
• DSCR +3.8/10.0
• 1% rule +3.4/10.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Opportunity Knocks! 3 bedrooms 1.5 baths, 1 car garage, 1 acre, raised ranch. Finish the basement for additional living space. Low dues and Low taxes. Home is missing cooper. Sold ''AS IS'' CONDITION. Buyer is responsible for 2% Transfer Tax. Cash Only.

Key facts

• 1.15 acre lot
• Garage
• Community pool

Property features AI

Finance

• HOA & community: Homeowners association with clubhouse, party room, and pool; Annual association fee of $219 (approximately $18.25/month)

Exterior

• Parking: Total of 7 parking spaces; 1-car garage that faces front; 6 open parking spaces; Driveway; Gravel surfaces
• Utilities: Well water; Septic tank; 200+ amp electric service
• Home design: Single-family house; Residential property; Facing direction: not specified
• Construction: Synthetic stucco exterior; Asphalt roof; Block and combination foundation; Built year: not specified
• Exterior features: Patio; Level lot with front and back yard; Private maintained paved road; Shed(s)

Interior

• Kitchen: Oven; Double oven; Electric range; Refrigerator; Dishwasher; Water heater
• Bedrooms: Total rooms: 10
• Flooring: Vinyl; Carpet; Ceramic tile; Laminate
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Baseboard heating (electric)
• Interior features: Breakfast bar; Double vanity; One fireplace with gas log located in the basement; Unfurnished
• Laundry & utility: Laundry in lower level; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $250k.

Deal economics

• At list price, monthly cash flow is $-27 ($-326/yr) — negative.
• To cash-flow at today's rent, offer at most $245k (1.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $211k (15.5% below list).
• Recommended offer: $211k (15.5% below list) — sets the bar for 1% rule.
• Cap rate 6.2% vs local median 3.5% in Sierra View — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 62/100 on livability (#1,371 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: health & safety D, schools F, amenities F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 90 active listings in the ZIP; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• In year one you build about $3k of equity ($2k loan paydown + $1k appreciation (0.5% local appreciation)).
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 10, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 57 days — a 3% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $37k; list at $250k implies a 575% gain — meaningful room to come down on a strong offer.

Recommended offer $211,062 (15.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.84% ✗
• Cap rate: 6.16%
• Cash-on-cash: -0.47%
• DSCR: 0.98
• GRM: 9.9

CMA / ARV

• ARV (median comp): $305,478
• List price: $249,900
• Delta: -18.19%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2272 Bismark Rd	0.25mi	3/1.0	944 (-4%)	6mo	$200,000	$212	75

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.47% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -1.0%
• Equity multiple: 0.95×
• Total profit: $-3,482
• Equity at exit: $78,466

10-year hold

• IRR: 4.2%
• Equity multiple: 1.49×
• Total profit: $33,968
• Equity at exit: $99,169

Cash invested: $69,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18610

• Home prices YoY: 0.3%
• Active inventory: 90
• Price-to-rent: 9.9×

Monthly cashflow live

• Estimated rent: $2,111 medium
• Mortgage (P&I): −$1,311
• Tax from tax record: −$262 /mo · $3,143/yr
• Insurance: −$104
• HOA: −$18
• Vacancy / Maint / Mgmt: −$443
• Net cashflow: $-27

Break-even live

Break-even rent $2,145

Max offer price $245,097

Occupancy floor 96%

Sensitivity live

Price	-10% $114	-5% $44	+0% $-27	+5% $-98	+10% $-169
Rent	-10% $-194	-5% $-111	+0% $-27	+5% $56	+10% $140
Rate	-1.0pp $99	-0.5pp $36	base $-27	+0.5pp $-92	+1.0pp $-158

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,475
• Closing costs: $7,497
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $18 · $216/yr

Listing history 19 events

1. 2026-06-19
   days on market $249,900 Active 57 DOM
2. 2026-06-18
   days on market $249,900 Active 56 DOM
3. 2026-06-17
   days on market $249,900 Active 55 DOM
4. 2026-06-16
   days on market $249,900 Active 54 DOM
5. 2026-06-15
   days on market $249,900 Active 53 DOM
6. 2026-06-14
   days on market $249,900 Active 51 DOM
7. 2026-06-13
   days on market $249,900 Active 50 DOM
8. 2026-06-10
   days on market $249,900 Active 48 DOM
9. 2026-06-09
   days on market $249,900 Active 47 DOM
10. 2026-06-08
    days on market $249,900 Active 46 DOM
11. 2026-06-07
    days on market $249,900 Active 45 DOM
12. 2026-06-02
    days on market $249,900 Active 40 DOM
13. 2026-06-01
    pricedays on market $249,900 Active 39 DOM
14. 2026-05-31
    days on market $254,000 Active 38 DOM
15. 2026-05-30
    days on market $254,000 Active 37 DOM
16. 2026-04-19
    listed $254,000 Active 164-char remark
17. 2016-11-17
    soldstatus $37,000 253-char remark

    Show marketing remark (253 chars)

    Opportunity Knocks! 3 bedrooms 1.5 baths, 1 car garage, 1 acre, raised ranch. Finish the basement for additional living space. Low dues and Low taxes. Home is missing cooper. Sold ''AS IS'' CONDITION. Buyer is responsible for 2% Transfer Tax. Cash Only.

18. 2016-09-28
    listed $39,900 253-char remark

    Show marketing remark (253 chars)

    Opportunity Knocks! 3 bedrooms 1.5 baths, 1 car garage, 1 acre, raised ranch. Finish the basement for additional living space. Low dues and Low taxes. Home is missing cooper. Sold ''AS IS'' CONDITION. Buyer is responsible for 2% Transfer Tax. Cash Only.

19. 2004-11-24
    soldstatus $128,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,143 · $262/mo
• Projected year-2 tax: $3,546 · $295/mo
• Expected delta: +$402/yr (+$34/mo · 12.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 1/10 Low 7 d/yr ≥92°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,327
• − Mortgage interest: −$13,998
• − Property taxes: −$3,143
• − Insurance: −$1,250
• − Repairs & maintenance: −$2,026
• − Management: −$2,026
• − HOA: −$216
• − Depreciation: −$7,270
• Taxable loss: −$4,602
• Est. tax savings @ 24.0%: +$1,104
• After-tax cash flow: $778/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Sierra View

• Score: 62/100
• State rank: #1371
• US rank: #17228

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment B- Housing A+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Sierra View, PA
• Population (ZIP): 4,373

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.73)
• Race & ethnicity: White 46% Hispanic / Latino 17% Black 15% Two or more races 10% Asian 7%
• Hispanic origin (detail): Puerto Rican 13%
• Common ancestry: Romanian 6% Subsaharan African 2% Iranian 1%
• Foreign-born: 9% · Canada
• Languages at home: 85% English-only · Spanish 9% Tagalog/Filipino 3% Russian/Polish/Slavic 2%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.47%
• Current HPI: 181.9087
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+93.9% since first listed

5 events — show timeline

• 2026-06-01 Price Changed $249,900 PMAR
• 2026-04-19 Listed $254,000 PMAR
• 2016-11-17 Sold (MLS) $37,000 PMAR
• 2016-09-28 Listed $39,900 PMAR
• 2004-11-24 Sold (Public Records) $128,900 Public Records

Property tax history

+2.7%/yr

Latest (2026): $3,143 · +3.4% YoY. Source: county tax records.