10961 Burnt Mill Rd #814 · Jacksonville, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.5/30.0
- 1% rule +9.2/10.0
- ARV discount +7.5/15.0
- Appreciation +4.2/10.0
- Livability +4.2/5.0
- Schools +3.9/10.0
- DSCR +3.0/10.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
$125,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This Two bedroom unit faces the pond on the FIRST FLOOR with GARAGE and extra storage unit. Need we say more? It features New LVP flooring throughout the open floor plan, Newer Ac unit, Newer water softner, Newer water heater, New fixtures , granite countertops throughout, modern white cabinets, and stainless steal appliances. MOVE IN READY! Located in the heart of Jacksonville and minutes away from Town Center and all major highways . Beautifully maintained gated community with 24-Hour Envera Security and loads of amenities including pool and fitness.
Key facts
- $474 HOA
- Garage
- Community pool
Property features AI
Finance
- Other: Community pool available (not private)
- HOA & community: Homeowners association with monthly fee; Monthly association fee includes insurance, grounds maintenance, and trash; Community amenities: basketball court, clubhouse, fitness center, gated community, grounds maintenance, full-time management; Sidewalks in community
Exterior
- Parking: Garage; Off-street parking; 1-car garage
- Utilities: Public sewer; Electricity connected; Sewer connected; Water connected
- Home design: Condominium; 3 stories; Entry level: 1
- Construction: Vinyl siding
- Exterior features: Patio with screened porch; Private paved road frontage
Interior
- Kitchen: Dishwasher; Electric oven; Refrigerator
- Bedrooms: 2 bedrooms (entry level)
- Flooring: Laminate; Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Breakfast bar; Ceiling fan(s); Open floorplan; Split bedroom layout
- Laundry & utility: In-unit laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $125k.
Deal economics
- At list price, monthly cash flow is $-65 ($-777/yr) — negative.
- To cash-flow at today's rent, offer at most $114k (9.1% below list).
- Meets the 1% rule at list price ($2k rent vs $125k).
- Recommended offer: $114k (9.1% below list) — sets the bar for cash-flow.
- Cap rate 5.7% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
- Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Twin Lakes Academy Elementary School (math 44% / reading 43%, grade F, #1,345 of 2,144 statewide, top 64%, 881 students, 50% FRL); Twin Lakes Academy Middle School (math 43% / reading 38%, grade F, #360 of 571 statewide, top 64%, 1,076 students, 44% FRL); Atlantic Coast High School (math 37% / reading 48%, grade F, #264 of 667 statewide, top 41%, 2,537 students, 35% FRL).
- Market conditions: Rents flat; 520 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-1.6%/yr); year-one equity from $864 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
- 7 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 2.7% of price; HOA is 27% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.42% ✓
- Cap rate
- 5.67%
- Cash-on-cash
- -2.22%
- DSCR
- 0.90
- GRM
- 5.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-1.58% appreciation · 0.39% rent growth · sell at horizon
- IRR
- -15.2%
- Equity multiple
- 0.40×
- Total profit
- $-20,909
- Equity at exit
- $26,742
- IRR
- -13.5%
- Equity multiple
- 0.07×
- Total profit
- $-32,660
- Equity at exit
- $25,251
Cash invested: $35,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32256
- Home prices YoY
- -0.7%
- Rents YoY
- 0.4%
- Active inventory
- 520
- Price-to-rent
- 5.9×
Monthly cashflow live
- Estimated rent
- $1,776 high interval (Pro) →
- Mortgage (P&I)
- −$656
- Tax from tax record
- −$286 /mo · $3,436/yr
- Insurance
- −$52
- HOA
- −$474
- Vacancy / Maint / Mgmt
- −$373
- Net cashflow
- $-65
Break-even live
Sensitivity live
| Price | -10% $6 | -5% $-29 | +0% $-65 | +5% $-100 | +10% $-135 |
|---|---|---|---|---|---|
| Rent | -10% $-205 | -5% $-135 | +0% $-65 | +5% $5 | +10% $76 |
| Rate | -1.0pp $-2 | -0.5pp $-33 | base $-65 | +0.5pp $-97 | +1.0pp $-130 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,250
- Closing costs
- $3,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 33 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 10961 Burnt Mill Rd Jacksonville, FL | 1.0–2.0 | 1.0–2.0 | 1003 | $1,900 | $1.89 | 0d | 4 | 0.05mi |
| 10961 Burnt Mill Rd Jacksonville, FL | 2.0 | 2.0 | 1207 | $1,750 | $1.45 | 5d | 3 | 0.05mi |
| 10961 Burnt Mill Rd Jacksonville, FL | 2.0 | 2.0 | 1181 | $1,800 | $1.52 | 4d | 2 | 0.05mi |
| 10901 Burnt Mill Rd Jacksonville, FL | 1.0–3.0 | 1.0–2.5 | 1519 | $2,050 | $1.35 | 5d | 3 | 0.19mi |
| 10880 Angelfish Way Jacksonville, FL | 1.0–3.0 | 1.0–2.0 | 1066 | $1,788 | $1.68 | 0d | 25 | 0.24mi |
| 5116 Gate Pkwy Jacksonville, FL | 2.0 | 1.0–2.0 | 952 | $1,981 | $2.08 | 0d | 11 | 0.38mi |
| 7318 Sea Garden LN Jacksonville, FL | 2.0–3.0 | 2.5 | 1484 | $2,575 | $1.74 | 0d | 54 | 0.64mi |
| 5000 Big Island Dr Jacksonville, FL | 1.0–3.0 | 1.0–2.0 | 1215 | $1,885 | $1.55 | 0d | 6 | 0.68mi |
| 7507 Park Village Dr Jacksonville, FL | 1.0–3.0 | 1.0–2.0 | 1057 | $2,106 | $1.99 | 0d | 19 | 0.71mi |
| 7385 Park Village Dr Jacksonville, FL | 1.0–3.0 | 1.0–2.0 | 1056 | $1,867 | $1.77 | 5d | 14 | 0.71mi |
| 10640 Satori Ln Jacksonville, FL | 1.0–2.0 | 1.0–2.0 | 933 | $1,913 | $2.05 | 0d | 24 | 0.74mi |
| 7801 Point Meadows Dr Jacksonville, FL | 3.0 | 2.0 | 1347 | $1,925 | $1.43 | 25d | 3 | 0.80mi |
| 7801 Point Meadows Dr Jacksonville, FL | 2.0–3.0 | 2.0 | 1279 | $1,550 | $1.21 | 0d | 3 | 0.80mi |
| 7801 Point Meadows Dr Jacksonville, FL | 3.0 | 2.0 | 1347 | $1,900 | $1.41 | 22d | 3 | 0.80mi |
| 7800 Point Meadows Dr Jacksonville, FL | 2.0 | 2.0 | 1265 | $1,525 | $1.21 | 22d | 2 | 0.81mi |
| 7800 Point Meadows Dr Jacksonville, FL | 2.0 | 2.0 | 1231 | $1,538 | $1.25 | 0d | 2 | 0.81mi |
| 7800 Point Meadows Dr Jacksonville, FL | 1.0–2.0 | 1.0–2.0 | 1096 | $1,550 | $1.41 | 25d | 3 | 0.81mi |
| 7800 Point Meadows Dr Jacksonville, FL | 1.0–2.0 | 1.0–2.0 | 1096 | $1,550 | $1.41 | 23d | 3 | 0.81mi |
| 5290 Big Island Dr Jacksonville, FL | 1.0–2.0 | 1.0–2.5 | 1105 | $2,198 | $1.99 | 0d | 24 | 0.83mi |
| 10010 Skinner Lake Dr Jacksonville, FL | 1.0–3.0 | 1.0–2.0 | 1001 | $1,574 | $1.57 | 0d | 15 | 1.02mi |
| 10667 Brightman Blvd Jacksonville, FL | 1.0–3.0 | 1.0–2.0 | 1103 | $2,024 | $1.84 | 4d | 13 | 1.10mi |
| 4674 Town Center Pkwy Jacksonville, FL | 1.0–2.0 | 1.0–2.0 | 888 | $1,912 | $2.15 | 0d | 16 | 1.13mi |
| 10435 Midtown Pkwy #344 Jacksonville, FL | 3.0 | 2.0 | 1485 | $1,795 | $1.21 | 25d | 1 | 1.18mi |
| 10435 Mid Town Pkwy Unit 103 Jacksonville, FL | 2.0 | 2.0 | 1113 | $1,390 | $1.25 | 25d | 1 | 1.19mi |
| 10435 Mid Town Pkwy Unit 206 Jacksonville, FL | 2.0 | 2.0 | 1113 | $1,695 | $1.52 | 9d | 1 | 1.19mi |
| 11830 Buckfield Cir Jacksonville, FL | 1.0–3.0 | 1.0–2.0 | 1129 | $2,772 | $2.46 | 0d | 8 | 1.21mi |
| 10000 Gate Pkwy N Jacksonville, FL | 1.0–2.0 | 1.0–2.0 | 960 | $1,550 | $1.61 | 0d | 2 | 1.26mi |
| 10655 Brightman Blvd Jacksonville, FL | 1.0–3.0 | 1.0–2.0 | 947 | $2,250 | $2.38 | 0d | 24 | 1.31mi |
| 10075 Gate Pkwy N Jacksonville, FL | 1.0–3.0 | 1.0–2.0 | 1064 | $1,598 | $1.50 | 14d | 3 | 1.32mi |
| 7990 Baymeadows Rd E Jacksonville, FL | 2.0–3.0 | 2.0 | 1229 | $1,495 | $1.22 | 0d | 5 | 1.36mi |
| 7990 Baymeadows Rd E Jacksonville, FL | 3.0 | 2.0 | 1307 | $1,640 | $1.26 | 6d | 4 | 1.36mi |
| 7990 Baymeadows Rd E Jacksonville, FL | 3.0 | 2.0 | 1307 | $1,724 | $1.32 | 18d | 3 | 1.36mi |
| 7990 Baymeadows Rd E Unit 7990-928 Jacksonville, FL | 3.0 | 2.0 | 1206 | $1,490 | $1.24 | 25d | 1 | 1.39mi |
HOA detail condo
- Monthly dues
- $474 · $5,688/yr
- Likely covers
- waterpoolsecurity
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 26 events
-
2026-05-08status Pending
-
2026-04-26$125,000 Active
-
2023-08-29status Pending 558-char remark
Show marketing remark (558 chars)
This Two bedroom unit faces the pond on the FIRST FLOOR with GARAGE and extra storage unit. Need we say more? It features New LVP flooring throughout the open floor plan, Newer Ac unit, Newer water softner, Newer water heater, New fixtures , granite countertops throughout, modern white cabinets, and stainless steal appliances. MOVE IN READY! Located in the heart of Jacksonville and minutes away from Town Center and all major highways . Beautifully maintained gated community with 24-Hour Envera Security and loads of amenities including pool and fitness.
-
2023-08-28soldstatus $293,000 Closed 558-char remark
Show marketing remark (558 chars)
This Two bedroom unit faces the pond on the FIRST FLOOR with GARAGE and extra storage unit. Need we say more? It features New LVP flooring throughout the open floor plan, Newer Ac unit, Newer water softner, Newer water heater, New fixtures , granite countertops throughout, modern white cabinets, and stainless steal appliances. MOVE IN READY! Located in the heart of Jacksonville and minutes away from Town Center and all major highways . Beautifully maintained gated community with 24-Hour Envera Security and loads of amenities including pool and fitness.
-
2023-07-20status Pending 558-char remark
Show marketing remark (558 chars)
This Two bedroom unit faces the pond on the FIRST FLOOR with GARAGE and extra storage unit. Need we say more? It features New LVP flooring throughout the open floor plan, Newer Ac unit, Newer water softner, Newer water heater, New fixtures , granite countertops throughout, modern white cabinets, and stainless steal appliances. MOVE IN READY! Located in the heart of Jacksonville and minutes away from Town Center and all major highways . Beautifully maintained gated community with 24-Hour Envera Security and loads of amenities including pool and fitness.
-
2023-07-13historical Active - Contingent 558-char remark
Show marketing remark (558 chars)
This Two bedroom unit faces the pond on the FIRST FLOOR with GARAGE and extra storage unit. Need we say more? It features New LVP flooring throughout the open floor plan, Newer Ac unit, Newer water softner, Newer water heater, New fixtures , granite countertops throughout, modern white cabinets, and stainless steal appliances. MOVE IN READY! Located in the heart of Jacksonville and minutes away from Town Center and all major highways . Beautifully maintained gated community with 24-Hour Envera Security and loads of amenities including pool and fitness.
-
2023-07-06$289,000 Active 558-char remark
Show marketing remark (558 chars)
This Two bedroom unit faces the pond on the FIRST FLOOR with GARAGE and extra storage unit. Need we say more? It features New LVP flooring throughout the open floor plan, Newer Ac unit, Newer water softner, Newer water heater, New fixtures , granite countertops throughout, modern white cabinets, and stainless steal appliances. MOVE IN READY! Located in the heart of Jacksonville and minutes away from Town Center and all major highways . Beautifully maintained gated community with 24-Hour Envera Security and loads of amenities including pool and fitness.
-
2020-12-16soldstatus $175,000
-
2020-11-20soldstatus $175,000 Sold 786-char remark
Show marketing remark (786 chars)
Come and enjoy the luxury lifestyle at an affordable price! Ground floor lakeview condo that has been fully updated and is in move-in ready condition. This unit also comes with a premium garage that has ample space for storage. Recent Updates include; new appliances, new AC new hot water heater, new water softener, light fixtures, new flooring and much more! This beautifully landscaped and gated community has some of the nicest amenities in the area that include gorgeous clubhouse, fitness and pool area. All appliances convey including washer & dryer and are in great working order. Limited rentals allowed in this community and majority is owner occupied . Centrally located about 1 mile to 295, 5 minutes to St Johns Town Center and less then 20 mins to Downtown or Beaches.
-
2020-11-20soldstatus $175,000
Show marketing remark (786 chars)
Come and enjoy the luxury lifestyle at an affordable price! Ground floor lakeview condo that has been fully updated and is in move-in ready condition. This unit also comes with a premium garage that has ample space for storage. Recent Updates include; new appliances, new AC new hot water heater, new water softener, light fixtures, new flooring and much more! This beautifully landscaped and gated community has some of the nicest amenities in the area that include gorgeous clubhouse, fitness and pool area. All appliances convey including washer & dryer and are in great working order. Limited rentals allowed in this community and majority is owner occupied . Centrally located about 1 mile to 295, 5 minutes to St Johns Town Center and less then 20 mins to Downtown or Beaches.
-
2020-11-16status Pending 786-char remark
Show marketing remark (786 chars)
Come and enjoy the luxury lifestyle at an affordable price! Ground floor lakeview condo that has been fully updated and is in move-in ready condition. This unit also comes with a premium garage that has ample space for storage. Recent Updates include; new appliances, new AC new hot water heater, new water softener, light fixtures, new flooring and much more! This beautifully landscaped and gated community has some of the nicest amenities in the area that include gorgeous clubhouse, fitness and pool area. All appliances convey including washer & dryer and are in great working order. Limited rentals allowed in this community and majority is owner occupied . Centrally located about 1 mile to 295, 5 minutes to St Johns Town Center and less then 20 mins to Downtown or Beaches.
-
2020-10-28historical Active - Contingent 786-char remark
Show marketing remark (786 chars)
Come and enjoy the luxury lifestyle at an affordable price! Ground floor lakeview condo that has been fully updated and is in move-in ready condition. This unit also comes with a premium garage that has ample space for storage. Recent Updates include; new appliances, new AC new hot water heater, new water softener, light fixtures, new flooring and much more! This beautifully landscaped and gated community has some of the nicest amenities in the area that include gorgeous clubhouse, fitness and pool area. All appliances convey including washer & dryer and are in great working order. Limited rentals allowed in this community and majority is owner occupied . Centrally located about 1 mile to 295, 5 minutes to St Johns Town Center and less then 20 mins to Downtown or Beaches.
-
2020-10-22$177,500 Active 786-char remark
Show marketing remark (786 chars)
Come and enjoy the luxury lifestyle at an affordable price! Ground floor lakeview condo that has been fully updated and is in move-in ready condition. This unit also comes with a premium garage that has ample space for storage. Recent Updates include; new appliances, new AC new hot water heater, new water softener, light fixtures, new flooring and much more! This beautifully landscaped and gated community has some of the nicest amenities in the area that include gorgeous clubhouse, fitness and pool area. All appliances convey including washer & dryer and are in great working order. Limited rentals allowed in this community and majority is owner occupied . Centrally located about 1 mile to 295, 5 minutes to St Johns Town Center and less then 20 mins to Downtown or Beaches.
-
2020-10-22$177,500
Show marketing remark (786 chars)
Come and enjoy the luxury lifestyle at an affordable price! Ground floor lakeview condo that has been fully updated and is in move-in ready condition. This unit also comes with a premium garage that has ample space for storage. Recent Updates include; new appliances, new AC new hot water heater, new water softener, light fixtures, new flooring and much more! This beautifully landscaped and gated community has some of the nicest amenities in the area that include gorgeous clubhouse, fitness and pool area. All appliances convey including washer & dryer and are in great working order. Limited rentals allowed in this community and majority is owner occupied . Centrally located about 1 mile to 295, 5 minutes to St Johns Town Center and less then 20 mins to Downtown or Beaches.
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2016-03-01soldstatus $126,800
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2016-02-26soldstatus $126,800 Sold
-
2016-02-23status Pending
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2016-02-04historical Active - Contingent
-
2016-02-01status Active
-
2015-12-19status Pending
-
2015-10-29$134,900 Active
-
2015-10-29price $132,000
-
2012-05-03soldstatus $100,000
-
2012-04-25historical
-
2012-04-24soldstatus $100,000
-
2011-06-13$115,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,436 · $286/mo
- Projected year-2 tax
- $3,436 · $286/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,314
- − Mortgage interest
- −$7,002
- − Property taxes
- −$3,436
- − Insurance
- −$625
- − Repairs & maintenance
- −$1,705
- − Management
- −$1,705
- − HOA
- −$5,688
- − Depreciation
- −$3,636
- Taxable loss
- −$2,483
- Est. tax savings @ 24.0%
- +$596
- After-tax cash flow
- $-181/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Duval
- NCES district ID
- 1200480
- Math proficiency
- 46% ▼ -11.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $48,987
- Composite
- 38.97/100
- National rank
- #4076
- State rank
- #48 of 73 in FL
Livability — Jacksonville
- Score
- 83/100
- State rank
- #50
- US rank
- #911
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jacksonville, FL
- County
- Duval County · 1,015,274 people
- City population
- 979,034
- Metro
- Jacksonville, FL
- Population (ZIP)
- 58,192
- Household income
- $73,570
- Rent vs Own
- Severe rent burden
- 2706.0
Population outlook (Duval County) Hauer SSP2
- Today (2025)
- 1,013,010 people
- By 2030
- 1,059,228 · +4.6%
- By 2040
- 1,141,439 · +12.7%
- By 2050
- 1,205,258 · +19.0%
- By 2075
- 1,324,282 · +30.7%
- By 2100
- 1,319,620 · +30.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- White 51% Black 18% Asian 13% Hispanic / Latino 11% Two or more races 10%
- Hispanic origin (detail)
- Puerto Rican 4% Cuban 1%
- Common ancestry
- Italian 4% Lithuanian 2% Romanian 2%
- Foreign-born
- 22% · Canada, Jamaica, China
- Languages at home
- 73% English-only · Spanish 9% Other Indo-European 6% Other Asian/Pacific 3%
Political lean MEDSL · Duval
- 2024 margin
- Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
- 2008→2024 swing
- +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
- All cycles
- 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.58%
- Current HPI
- 216.5115
- Rent YoY
- ▲ 0.39%
- Metro
- Jacksonville, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+8.7% since first listed26 events — show timeline
- 2026-05-08 Pending — realMLS
- 2026-04-26 Listed $125,000 realMLS
- 2023-08-29 Pending — realMLS
- 2023-08-28 Sold (MLS) $293,000 realMLS
- 2023-07-20 Pending — realMLS
- 2023-07-13 Contingent — realMLS
- 2023-07-06 Listed $289,000 realMLS
- 2020-12-16 Sold (Public Records) $175,000 Public Records
- 2020-11-20 Sold (MLS) $175,000 St. Augustine and St. Johns County Board of REALTORS®
- 2020-11-20 Sold (MLS) $175,000 realMLS
- 2020-11-16 Pending — realMLS
- 2020-10-28 Contingent — realMLS
- 2020-10-22 Listed $177,500 St. Augustine and St. Johns County Board of REALTORS®
- 2020-10-22 Listed $177,500 realMLS
- 2016-03-01 Sold (Public Records) $126,800 Public Records
- 2016-02-26 Sold (MLS) $126,800 realMLS
- 2016-02-23 Pending — realMLS
- 2016-02-04 Contingent — realMLS
- 2016-02-01 Relisted — realMLS
- 2015-12-19 Pending — realMLS
- 2015-10-29 Listed $134,900 realMLS
- 2015-10-29 Price Changed $132,000 realMLS
- 2012-05-03 Sold (Public Records) $100,000 Public Records
- 2012-04-25 Listing Removed — realMLS
- 2012-04-24 Sold (MLS) $100,000 realMLS
- 2011-06-13 Listed $115,000 realMLS
Property tax history
+14.4%/yrLatest (2025): $3,436 · -10.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…